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Archived threads in /biz/ - Business & Finance - 7829. page

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Hello /biz/,

I read online a little bit about this app and I was wondering if it was up to snuff. What makes this different than just investing through my work's 401k? Since you guys are pretty savvy, I thought that I could use your insight.
11 posts and 1 images submitted.
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>>974405
Tell us more about it
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>>974469

Basically, according to the website, you put some money towards them kinda often and then they take your money and invest it for you in what I would presume is mutual funds and then you get a return. Of course, the longer you stay with it, the better off you'll be.

https://www.acorns.com/

That's the website there and if I'm wrong, that's the conclusion that I came to from reading the site.
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Holy shit this whole thread is an ad.

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Are there any CFPs on /biz/? What's your life like? Would you recommend others pursue your career?
11 posts and 2 images submitted.
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>>973901
a lot of senior agents left the industry after 2008
it has insane money making potential, but is essentially a none service. Really depends where you stand morally, if you just want to make a ton of money, go for it
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>>973940
What if I enjoy helping people? Can't I just make a reasonable amount of money without leeching off of wealthy folk?
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I ask because I'm currently interviewing for Advisor Ahead's resident financial advisor program and am worried I'll hate myself if I just end up being a parasite taking advantage of people.

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As part of winning a case competition at a big4, I'm having dinner with 3 partners at a really nice restaurant tomorow. Wtf do I talk about?
I already got rejected for the job I was looking to get. They "owe" me the dinner cause it was part of the prizes for winning...
22 posts and 3 images submitted.
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at this point I'd do my best to get them as drunk as possible and have them say stupid shit while you're secretly recording it. Blackmail and honeypots are the best way to move up the ladder and if they ever try and fuck you you just have to give them one look and they'll fuck off. Especially if you know you can ruin their marriage or more importantly cost them their job in some ridiculous suit.
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This forum is gay as fuck and this thread is key evidence to support my claim.

Man the fuck up pussy.
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>>972212
have a buddy call you on your cell phone after the meal has started.

You answer it quickly and apologize for taking the call.

Then say "Warren, I told you and Charlie not to call me during the evening hours!"

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What's the most effective way of earning ~$700 a month while unemployed? I live on my parents property for free, so I only need money for gas, clothes, drinks and whatnot.

>inb4 get a job (that's not an option where I live.)

I'm looking into transcribing and flipping stuff from eBay. Good ideas?
23 posts and 1 images submitted.
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>>971626
>no job, needs money for gas and clothes
>buying drinks while unemployed
>live on my parent's property aka live in my parent's basement
>job is not an option yet has services to buy gas, clothes, and drink

seriously fuckoff you lazy shit.
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binary options
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>>971636
I am moving away next summer to study at a university, and my parents live in the countryside. They have a huge yard with three guest houses, whereas one has been mine since I was 6.

I just need to spend the time doing whatever I can, and I might as well make it enjoyable. Stop assuming everyone is a parasite.

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How do 20 something's afford NYC?
98 posts and 5 images submitted.
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parents/trust funds
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>>970211
There's tons of waiters and shit there that are independant
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>>970223
And living ina 400sq foot apartment with a room mate and 3 subway rides to work


Or they are lucky to get a rent controlled apt

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I live in a state where a 12 dollar minimum wage increase is most likely going to go on the ballet and most likely going to get passed. Right now minimum wage is only 8.10.

The problem is, I've ran the numbers. A 12 dollar minimum wage would put me out of business. I know people are going to say just downsize but I can't. We already run at the minimum number of employees.

I don't know what to do. The most I'd be able to pay my employees(adjusted for the spiral effect) is 10 dollars an hour. I can't simply raise prices. I already have to compete with WalMart. WalMart wont have to raise their prices and when I get ran out of town they're free to raise theirs again.

I've thought about getting rid of the cashiers and installing self checkout but that's the only job I can replace. Is still need two deli workers minimum, a produce guy, a meatroom guy, a butcher, a stock boy, a person running the computers, a person supervising the self checkouts, a guy to unload trucks and do the freezer, a floor manager, and two or three others.

Even not adjusting for the spiral effect i simply won't have enough to pay. (spiral effect is when the people making more than minimum wage getting pissed and wanting a raise above $12) I simply won't be able to get by. Were not a super high volume store most of our money is in meat and deli sales. If I could magically move my store to a richer town where people appreciated my high quality goods I'd be fine but a lot of people here are cheap as hell.

I've talked with at least 30 independent grocers in the state and half of them said they'll have to close, about 40% said they'll just retire and only a couple guys I've talked to said they'll be able to stay open.

Did WalMart fund this bill or something? Because if it gets passed then every independent grocer is fucked. Im sorry for the rant /biz/ but if this bill gets passed next year I'm fucked right in the ass. Thanks liberals.
147 posts and 9 images submitted.
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>>969078
Sounds like you were already losing money anyways if that minimum wage law is going to put you out of business
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>>969078
If you dont have unprofitable parts of your businees to cut, then you should focus on making more money. Every employer should at least earn his own wage.

Maybe you can sell more kinds of products, like lottery tickets or other products that dont expire. Or let employers do more stuff to provide a better service.

You should make sure you dont become less competitive when you cut expenses.
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>>969087
Or maybe your butcher can make sausage rolls. Whatever. Just make sure to try stuff out before youre getting in trouble.

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>driving to work when public transport is available
24 posts and 4 images submitted.
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>>973840

>not taking the private heli to work
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>Being poor
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>>973894
This is what poor people actually think.

A cost is a depreciating asset that costs a lot of money to maintain. USAfags always think public transport is for poor people when in reality many countries that have solid transit systems are ridden by every type of person.

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>2nd interview for a job tomorrow
>it's a 3-hour round trip
>the job is tedious
>it probably pays like shit compared to past offers ("remember, this is an entry-level role!")
>the interviewer/line-manager didn't seem friendly
>"will there be a technical interview?"
>"oh no, if we find that you can't do the work then you'll just be swiftly dealt with"
>no choice because I've been unemployed for 5 months

Tell me your similar stories
28 posts and 3 images submitted.
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>>973656
>it's a 3-hour round trip
Why not just move? This would lead me to assume you live in the middle of shit-town.
For me, that would be a deal breaker.
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>>973668
I live 6km from the city centre
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>>973656
>Need to pay tuition this semester
>Need 2000$ (Should be easy if I got a part time job during the semester)
>Long story short sent out hundreds of applications to entry level jobs
>Get none of them until 2 weeks ago finally getting hired seasonally at a big box toy store
>Find out I am getting fired the second after Christmas day
>Worse they only 12 hours that week
>And the second day I was there they sent me home early because "There are too many people on the floor"
>So really it was only 10 hours total @8.75/hr
>Now this week they put me up for only 5 hours, thats right FIVE for the entire week
>On Thanksgiving an hour after they open
>The heaviest day, and an hour after they briefed everyone so the moment I walk in to the time I finally get to leave I will be under heavy load
They wouldn't even give me the decency of being there before the heavy flow sets in. I mean I don't know where half the stuff is in that toy store and these mangers expect me to know nearly every (every vague description the customers give) product customers want in the store.

How the ever living fuck am I suppose to get 2000$ by the end of this year. Because if I don't the school sends it to a collections agency and they tack on a crazy principle. Which will make a bill for 2000 go to 2700 or more. Seriously suggestions on jobs

Is there a difference between gambling and investing?
27 posts and 1 images submitted.
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>>973617
Gambling is entirely luck-based and Investing is making educated choices based on certain knowledge.
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Gambling is pure statistics. So you know what the odds are you are going to lose.
Investing is accounting, emotion and fortune telling, with a bit of statistics.

Usually investing is actually profitable, because the stocks are backed by hard working people, while with gambling people often run out of cash before they manage to play the numbers.
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In the long run, a well diversified investment portfolio will net you gains and gambling will net you losses.

Why do you think ETH will reach anywhere close, as BTC is now - or was?
41 posts and 4 images submitted.
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>>973465
$20,000 each in a few years at least.

There is a limited quantity on them more so than bitcoin and it's much better than bitcoin so it will be a lot more
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>>973470
That's crazy talk. I think it will be $1000/ETH at the most.
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ETH is nothing like BTC so expecting it to act like BTC isn't very smart.

YTD gains?

Heres mine :) Had a great year.
15 posts and 1 images submitted.
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>>973445
TOP holdings:

FING-B
ATVI
NVO

Rest are speculative and moved around all the time.
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>>973445

Congrats anon. My YTD gain is 9%. Are you trading or investing? Pls elaborate on your strategy.
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woah anon thats a lot of money, im about to start investing/trading with 20 dollars, hope to catch up to you soon!

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I'd consider myself a right wing capitalist nutjob but people who invest in apartments/rentals are the scum of the earth.

It's slave labor by another name, and it's not even the best way to make money.

At least outsourcing sweatshot jobs to third world country is better than what they normally get.
21 posts and 3 images submitted.
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Everything you just said is retarded and you should feel bad for wasting precious internet gibabits
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>>973320

So then you don't consider yourself to be a right wing capitalist nutjob?
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>>973320
>what is easy leveraged money

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If you didn't go to one of the top colleges, you ain't shit.
16 posts and 1 images submitted.
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A+! Excellent analysis!
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>Yale
>Good

Lmao they're a joke. I've seen the YouTube video of the niggers there
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its nice to be affirmed that im not shit

thanks OP!

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/biz/ my recycling plant got robbed overnight again, and I'm getting really tired of this shit. I live 1.5 hours away through a mountain, and the plant is located in a heavily negro/mexican neighborhood.

What is my best (and affordable) option to tighten security? These shits are literally drilling holes through my gates and the police refuses to do anything even when shown recordings.

And the robbery today, the guy only tore off all the cameras in the plant, including the box that was hidden in the ceiling. I'm scared that they'll kill whoever's on guard and clean the place tomorrow.
13 posts and 1 images submitted.
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>>973154
Consult Vlad Tepes.
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>>973154
You need to start a recall of your elected mayor. Gather petitions and get the media involved. Your problem will soon be solved.
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>>973154
Get gun and shoot them. Self defense isn't a bad option for this situation.

Or you can electrify the metals they want to streal.. Tricky part is to make sure it's bad safety conditions that lead to them being electrocuted, and not that you've booby trapped the place.

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>capitalism is a zero sum game
105 posts and 12 images submitted.
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I was diagnosed with retardism
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I caught the obesity.
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>Stockmarket is rigged
>It doesn't matter which school you go to
>The job market is bad right now
>I play videogames
>The rich need to share their wealth
>I play computerized games
>II don't read books
>I engage in leisurely activity via playing on a computer

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