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Archived threads in /biz/ - Business & Finance - 6801. page

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Guys I haven't played videogames in over a year to focus on /biz/ness.

it was hard at first but then I just got into it and stopped even thinking about them. But recently I watched a video of youtube and i really really want to start playing WoW again for a little bit.

Please help me, should I do it? I want to play it so badly but I promised i'd never waste time on a manchild activity again. Should I do it? Should I play like an hour again? I want to play so badly, maybe it's just an idealized version of it in my head but i just want to play one last time, if even only for a short while
12 posts and 2 images submitted.
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>>1443146
Think about pros and cons. Not playing just for the sake of it is stupid. If it's something you enjoy and can do in moderation or a time frame that doesn't affect your other hobbies or responsibilities, there's no reason not to play.

Stop thinking what other people think, there's no such thing as productive activities. Just things you enjoy doing and feel good about and then those you dont.
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>>1443184
This. Just don't spend so much time so it becomes a problem. If you were addicted to wow like druggies are addicted to crack, do you think it'd be w good idea to try crack a few times for old times sake?

You may be able to convince yourself, but unless you have good self control then I wouldn't. Try something more constructive that impresses people. Like learning piano or guitar or a bike ride.
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>>1443184
I'm scared ill get addicted again

Fuck man maybe ill be more mature this time and only play a little?

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>be me
>have $6,000,000 in savings
>want to get rich
What should I do /biz/?
10 posts and 1 images submitted.
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Sage goes in all fields
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>>1443100
who's this semen demon
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>>1443100
>buy portfolio of stocks avg 5%/yr dividends
>$300k/yr income until the global economic collapse next month

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Hey guys, I don't come here much at all so bear with me. I see people around the internet talking about finding great discount codes for sites like amazon etc. for free, but never say where they get them, I just assumed this is a scam of some sort or other, but now that I'm buying some shit off amazon at the moment, I was just curious, as a little discount wouldn't hurt.
4 posts and 2 images submitted.
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bump
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one last little bump.. anybody?
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>>1443143
anon ask on a deals website, like fatwalet, slickdeals, or a hundred others out there. this really isn't our board's thing

Three words: Derivatives for drugs.

Illegal drugs that is.
4 posts and 1 images submitted.
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the SEC probably wouldn't notice
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>>1443080
Drug Seizure and Impound Swaps
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>>1443083
irs fbi and dea neither great idea op

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Hello /biz/ investing professionals...

At the beginning of the next month (9/1/16) I will be receiving a twenty thousand dollar bonus. I am told it will be closer to $14k after taxes when it actually hits my account. I planned on putting 2k in savings and spending another 2k on a decent rifle. So that leaves me with somewhere around 10,000 USD.

How should I invest, spend, save or otherwise use my $10,000 dollars?

Details about my finances:

I currently make around $60-90k a year. This is "guaranteed" for the next 4 years.

Current Assets (All paid off):
(1) 1999 Vehicle (runs well)
(1) 2008 Toyota Vehicle
(4) High end firearms
(8) Chickens
(2) Goats
All other miscellaneous shit I own in my house.

Liabilities:
-160k left on 30 yr mortgage
-22k left on John Deere Tractor loan
-18.5k left on truck loan


Thanks for your consideration.
11 posts and 1 images submitted.
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>>1443031
Why do you have three cars?

You don't state your other assets such as cash, equities, or bonds. With the debts on the tractor and the truck, which I presume are for periods of less than 5 years, I'd keep the bonus money in an FDIC-insured bank account or an NCUA-insured credit union. It'll earn pretty crappy interest (you can get 1% if you open an on-line savings account with Goldman Sachs) but it'll be a nice sum to tide you over if your "guaranteed" salary somehow goes away.

For the debt you have, I'm guessing you're paying $2,000/month servicing it? I would recommend that a person in that situation have at least $30,000 - $50,000 in cash or very liquid assets to cover any sort of extended loss of income.

Stock markets are at or near all-time highs due to central bank interventions so buying into the stock markets is pretty likely to give you poor returns over the next seven or so years thus my recommendation of holding crappy cash. You may want to continue putting some money into equities through a 401K contribution, though, since cash is guaranteed to be a loser over a long period of time (10+ years).

Finally, do you really need to buy another firearm when you've already got four? Firearms do a reasonable job of keeping their value but they're not exactly liquid assets if you ever need to sell one.
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>>1443031

you don't say interest rates on your liabilities. how can we give you advice on what to do with your new asset?

also, you don't have ANY cash asset? my house is only worth 100K or so and I still keep 10K in bank for emergency fund.
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>>1443031
Save for emergency fund
Become a prepper
Buy used guns whenever they come at u cheap

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Bitcoin price it's droping again ...it is time to buy ? how much will it drop should we wait ?
19 posts and 1 images submitted.
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>>1443019
Stock market bull run next week thanks to oil

Bitcoin is kill
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>>1443024
can you give more details
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I want to buy some too but am clueless. Where do you buy bitcoins, OP?

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Have you ever tried to sell your cut-off hair to a wig maker?
5 posts and 1 images submitted.
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Never
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>>1442998
Why not? Don't let those luscious locks of yours go to waste
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>>1443010
I cut my hair short at home every 90 days or so, its too little to make any money id need to save for like 5 years

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>tfw you realise that networking is just a fancy buzzword for cronyism
19 posts and 1 images submitted.
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>>1442963
get used to it faggot
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>>1442963
I always equated "networking" to booze.
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>>1442963

>implying cronyism is always a bad thing

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Sorry for the crossposting; Nothing is open on campus yet, and I'm still feeling doubtful over this.

I'm a 20y/o college student, currently a sophomore.

All of my friends are seniors. I was forced to sit out for two years due to familial troubles (which became financial trouble once people started meddling with my identity/credit) and am now back in school, but there's an issue:

I fucking hate it. I'm a mathematics major (I was originally engineering, but I had to transfer because I lost my full ride to the other university I was attending before SHTF) and thought that finally getting back in school would take this huge weight off of my mind, but it hasn't. All I can think of is how all of this should have been done two years ago, and I can't even bring myself to care about anything because I just want it to be over with so I can catch up in life.

I'm thinking of abandoning STEM to find a degree I can bumrush the credits for in one year so I'm only a semester behind: after all, I went from essentially free based on my high school merit to totally 100% full price due to a spotty undergraduate enrollment. Even at the uni I've transferred to, I'd be eligible for a full ride as a freshman.
6 posts and 1 images submitted.
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>>1442953
The past is the past- you'll make yourself crazy thinking of "should haves". You can't change it. Just move forward and do the best you can. Think of it this way- when you're 40 or 50, will those 2 years even matter?
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>>1442964
They still will be lost time, but I understand what you mean.

Which brings me to my next question, though perhaps /g/ is a better place. What's a good learning course to learn programming languages/game engines quickly? Not enough to solo a AAA title or anything, but enough to know how to do a thing if I'm told.
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>>1442953

Two years is absolutely nothing in real life. It just feels like a long time because it's comparatively 10% of your life. By the time you're 40, you finishing college two years later will be an absolute non issue, if you can even remember it.

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Anyone on here who bought his degree? Share your Experiences and Tips and Tricks

Even with Euro Level Tuition Fees i cant help but agree that modern day Academics are nothing but a scam and i am really tempted to buy one myself
8 posts and 1 images submitted.
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degrees are only for dumb people (except for STEM).. if you are smart in the ways of finance and life mastery. You will make it anywhere
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What kind of dumbass buys a degree?

Is a fake degree made by someone else somehow more legit than a fake degree you made yourself?

It takes a special kind of stupid to buy a degree.
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>>1442952
>except for STEM

http://www.theregister.co.uk/2016/08/10/three_quarters_of_oz_science_grads_cant_get_science_work/

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I have a shiny new cryptoconsensus protocol that I want to exist, but I need a crew to help implement it and I'm a wageslave. Someone recommended Kickstarter, but I can't advertise worth shit - any best practices or tips?
5 posts and 1 images submitted.
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>>1442880

1. sell a kidney
2. rent out yourself anus for pleasure
3. have shitty protocol nobody wants stop bitching go be wageslave newfag style.

>How many BTC would you need for your idea?
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>>1442907
>How many BTC would you need for your idea?
Well given a low-end programmer salary is ~$3k/mo and I'll need a minimum of 2 programmers who can work for 4 months. So ballpark minimum is $12k + Kickstarter fees
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>>1442917
> minimum 3k a month
Is that what they told you at ITT tech institute?

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>working my wagie job after graduating from university and being literally smart but lazy and too autist to pass graduate job interviews
>tfw laughed at by two girls who went to school with me

Ughhhhhhh
10 posts and 1 images submitted.
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your life is over, anon.. Time to join us and become a NEET. We will make a killing by shilling autism-coins in the comfort of our rooms
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>>1442863
Join the military
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>>1442863 apply to more jobs.op, im in the same position. go on vacation like i will to kick the burnout. also lie on your resume

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>Age 19 years
>US scum
>Work at safeway
>Above average intelligence
>Shite situation.

So I have a little more than $70k left in my mssb account. I blew the other half on jack shit. I'd like to make something of myself before all of my 55+years family dies and shit. I have No support.

>How in 2016 do I grow my Audi to a decent home in burbs?
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Not really expecting any bright minds or ideas I haven't already had. Just give it your best try.
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stop being so cocky if you were so intelligent you would have turned how ever you made the 70k into 700k
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>>1442831
>Above average intelligence.
>Asks the dumbest board for financial advice.

>>1442856
/thread

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Is there anyone here who changed something in their life and made a sudden u-turn from eating shit to snowballing towards success?

It can be anything from taking a multivitamin, some kind of epiphany/philosophical rule or just general habit.
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when I developed a relationship , with the creator of the universe.
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>>1442819
Billy red cheeks reassured me that the world is shit and that I should just fucking kill myself.
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Billy Frecklesack educated me on the danger of marrying.

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Would you choose a blue collar job over a white collar for more pay /biz/?
9 posts and 1 images submitted.
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>>1442792
for a 33% increase yes
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Depends. If it's a trade, with the capacity to do my own business, then probably.
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>>1442792
Yes. Working for a living is far better than officeslave jobs.

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