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who here frugal? Lets give frugal tips and life tips in general on how to save up money for that eventual passive income and early retirement!
>be 24 y/o k/v
>work full time delivering pizzas
>saved 11k in one year living in an apartment that costs ~$460 w/ rent & utilies
>roughly saving ~$600 a month
I think that's pretty decent for a pizza guy lol
protips:
>don't eat out
>make a budget using google sheets
>fix your own car
>don't have friends - you spend less when you don't have friends
>eat rice
pls respond
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Increase your income and you won't have to spend your weekends and waste your youth sitting in a dark box and eating ramen
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>>984037
>don't have friends - you spend less when you don't have friends
>don't eat out
Yuh
I think the only thing that took up most of my money were dating girls and hookers, id rather invest less then a year doing self development then never needing to spend money on whores.
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try to steal from stores whenever possible
Anonymous
Minor things we do that lead to success 2015-12-04 00:09:13 Post No.983716
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Minor things we do that lead to success 2015-12-04 00:09:13 Post No.983716
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Minor things we do that lead to success
Anonymous
2015-12-04 00:09:13
Post No. 983716
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Let's post some things we do regularly to get us closer to success, /biz/nessmen.
>Brush teeth for 2 minutes, twice a day
>Floss everyday
>Drink at least 3-4 liters of water
>Lift weights or at least do regular cardio
>Take fishoil, ZMA, etc supplements
>Use a gentle cleanser twice a day and moisturize our face daily
>Shower every day(preferably cold)
>Wash hair once a week
>Make sure our nails are cut and tidy
>Read at least 30 minutes a day
>Don't play videogames
>Don't watch tv
>Don't rub our eyes to prevent bags under eyes
>Sleep at least 7-8 hours a day
>Keep our homes neat and tidy
>Organize our schedule and not waste time unnecessarily
>Don't use bed for anything other than sleeping
>Ensuring all of our clothes are ironed and on hangers(not lying crumpled up) at all times
>Don't wear oversized clothes
>Friendly to everyone we meet everyday
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None of those things will mean anything. Stop posting this stupid NEET shit thinking brushing your teeth or going vegan will get you off your fat ass. Get a job and save more than you spend.
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>>983716
>energy (oil) will se the biggest pay increases
kek
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>>983726
>None of those things will mean anything. Stop posting this stupid NEET shit thinking brushing your teeth or going vegan will get you off your fat ass
It's the little things you stupid fucking dolt.
There is tons of people with shitty teeth and having nice, white teeth looks great. You also will save tons of money, discomfort and time by saving on future dental work by brushing well and flossing.
Anonymous
Things PoorCucks/Unsuccessful People Say or Do 2015-12-03 18:30:20 Post No.983241
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Things PoorCucks/Unsuccessful People Say or Do 2015-12-03 18:30:20 Post No.983241
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Things PoorCucks/Unsuccessful People Say or Do
Anonymous
2015-12-03 18:30:20
Post No. 983241
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>I refuse to spend money to make money
>I play videogames
>I think that my situation is outside of my control
>I don't read books
>The stockmarket is for smart people!
>I do the bare minimum at my job
>I play videogames
>I am planning on buying an iPhone
>I'm going to major in English
>pays for digital media instead of pirating
>collects anime figures/video games/anything that depreciates in value
>Tells the truth in job interviews
>I don't research the jobmarket or the prospect careers of my major
>I look for excuses instead of solutions
>I try to find what's *wrong* with me rather than how I can overcome
difficulties
>I think other people are simply more gifted than me and self-defecate
>Plays computer games
>they're never going to pay me more because they are evil so I have to accept this
>I'm over 23, I don't have to learn anymore!
>i'm poor because of the jews/west/communist
>i'm going to buy the most expensive car/house possible, I will manage the debt somehow
>thinking that buying real estate and renting it is the only viable option when it comes to personal investing
>not even trying to understand stock market and labeling it as gambling
>taking a mortgage/car loan when your net value is 0
>labeling loans as evil and always paying up front with all your saved cash
>keeping huge sums of money on checking account for years while saving for something
>I play videogaymes
>an entrepreneur is he who lives like no one else will for 10 years so he can live like no
one else can for the rest of his life
>I'm following the tai lopez mba tutorial to set up my first business selling vemma sodas
>I use drugs recreationally outside of very rare social occasions
>I drink alcohol under I fall over usually
>I don't read books
>I play videogames
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>I blame others for my shortcomings
>I play videogames
>I don't listen to Maybach music
>Rich people are evil
>I play videogames on a computer, lsptop or console
>The stock market is rigged
>The lottery has good odds
>I say Jews/lizardmen/NWO memes, and actually mean it
>I play videogames
>I don't go to the gym
>Steroids are bad for you!
>I smoke cigarettes
>I smoke marijuana
>I don't do cardio
>I play computer games of a video variety
>I say Jew memes
>I go on /pol/ or /r9k/, ever
>I spend more than 10 hrs per week on 4chan
>I play videogames
>I don't know at least 2 languages fluently
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>posting Things PoorKeks/Unsuccessful People Say or Do threads
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>>983306
You forgot to add "not" to the beginning of that meme.
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Why the fuck does this bitch want to wreck the economy?? Why the fuck would you raise interests rates NOW?!
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economy is booming right now, it needs tapered down a bit
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>>983162
Maybe if you compare it to 2008?
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Borrowed money is cheap and easy to get. Too easy. That means too many dollars in the economy, chasing after the same goods and services. That drives up the prices of the goods and services. That's called inflation, which, if not closely managed, will assuredly drive the economy into a recession.
Rate hikes are the medicine that staves off the disease of inflation and recession. It might not taste so good, but its far better than the alternative.
Now you know.
Anonymous
ITT discuss ways to make money disregarding morals 2015-12-03 05:51:29 Post No.982643
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ITT discuss ways to make money disregarding morals 2015-12-03 05:51:29 Post No.982643
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ITT discuss ways to make money disregarding morals
Anonymous
2015-12-03 05:51:29
Post No. 982643
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It's time for that thread again, lets discuss ways to make some money(especially in a pinch) disregarding morals and just focusing on ease and profitability.
I'll start;
>Get prescription for adderall/similar medications and sell it to students(apparently quite profitable)
>Make aimbots and other cheats for multiplayer videogames, sell to children
>Grow magic mushrooms(seems easy enough although profit not abundant)
>Steal things from stores and sell them
>Homebrew steroids and sell them(can be VERY profitable if you get good raws)
>Make fake fundraisers for dumb but funny things
>Post a sobstory on reddit and hope people pity you
>Buy counterfeit cartons of cigarettes and sell them
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>>982643
Most of these things are just illegal and not only immoral. How about we have an actual immoral money thread and not illegal
>Pretend you're a girl on the internet and ask fat lonely men to donate money
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>>982676
Yeah ewhoring is only skill and a little bit of luck. When my ewhoring team were at its best we pulled 150 dollars on like 3 hours on a bad day. We earned like 2k total. We were all 16 back then
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>>982676
The adderall one is beat. How is that illegal OR immoral?
Anonymous
[Robinhood General Thread] -- /rgt/ 2015-12-02 21:00:22 Post No.982052
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[Robinhood General Thread] -- /rgt/ 2015-12-02 21:00:22 Post No.982052
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[Robinhood General Thread] -- /rgt/
Anonymous
2015-12-02 21:00:22
Post No. 982052
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[Robinhood General Thread] -- /rgt/
Richie Rich the poor little rich boy edition
>Stock Questions & Answers
>Stock Predictions & Forecasts
>Stock Graphs & Charts
>Stock Successes & Failures
>Stock Highlights & News
Visit the website first - www.robinhood.com
*Only works for US citizens right now
Candlestick App - thinkorswim
Available on iOS Android and Windows
Candlestick charting guideline:
http://stockcharts.com/school/doku.php?id=chart_school:chart_analysis:introduction_to_candlesticks
Twitter like chat about different symbols:
http://stocktwits.com/
Previous Thread: >>979397
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>ASTI gains will offset my NBG losses edition
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>>982042
>18
>never done his taxes
You going to jail
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The other thread isn't dead yet.
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>hurr durr wall street interns work 80-100 hours a week
Is this actually a thing though?
As for 80 hours a week, assuming you work 6 days a week, you work about 13-14 hours a day, leaving only 10 hours to sleep, eat, shit, shower, get ready for the next day and travel to work. How can these people keep this up for the entire 6 month internship? I'm serious here, how do they do it?
>inb4 you are just le lazy faggot who will never achieve anything :^)
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the typical asian salaryman seem to do it for 30-40 years. they'd laugh at people who bitch about having to do it for 6 months.
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>>982000
That's funny, because I'm laughing at the asian salaryman.
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>>982025
That's funny, because noone gives a fuck.
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I can't sell my art. Some of it has been stacked to the rafters through cultural mining, but I can't explain it to you, everyone will deny it, it won't make the people happy I wanted it to, but it has value that I can't get to. You're also too stupid to buy it even if I price it sensibly (at huge personal loss). What a fuck. I can't turn it into money , help.
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you only want to tell me it's shit OR you have a vested interest in its sabotage
>let us see it
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>Worth more than you'll ever pay for it. Unrepeatable High quality that you have never even experienced but you don't want it
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/ic/ here. I actually sell commissions from time to time. There's a couple different pricing models you should be aware of, as well as sales strategies.
I'm happy to try and help. Post your work so i know what I'm dealing with.
>Unrepeatable high quality
What the fuck does this even mean?
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Sell me this pen.
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buy this two dollar pen or ill murder your family
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>>981310
>Be grorious nippon girl
>Put pensu in vaginu
>cam
>serr pensu for yen
>baka desu senpai
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>>981310
You have never won a fucking Oscar. Sign this paper and you'll get you one next time.
Yeah, thought so.... bitch.
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What is everyone's thoughts on Walmart Stock.
It's dropped significantly, and I believe it will reverse soon.
A good company's stock at a low price, definitely worth a buy in my opinion
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the landscape has changed. buy amazon stock if you want to make money on american consumerism.
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>>981231
dollar will continue getting stronger further hurting walmarts foreign parts
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>>981231
Western society is based on consumption, holidays like christmas,thanksgiving,halloween etc are all made up for you to indulge in food monthly.
The new generations aren't into consumption.
15 Days till fed decision?
This is going to be my first time buying physical silver,
Which website is best to buy from?
I only know Apmex and ebay
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>fed decision
>implying it means anything at all
gold and silver are going to continue tanking m8. wait for the $10/oz level on silver and $900/oz on gold at a bare minimum. $9 and $850 respectively would be better. anything higher and you're wasting money on hype.
Apmex is okay. I've bought both gold and silver from them directly.
Ebay is a bad idea, unless it's from Apmex who also sells on Ebay. Otherwise you're rolling the dice on getting fakes.
I've been told about Provident Metals too by the owner of a local coin shop. No experience with them personally but their spread appears to be lower than Apmex.
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>>979791
Sheeit man
I want to get on the hype train though.
Gold is gonna go to 2,000 as soon as QE4 starts
The fed decisions means everything right now for the economy and silver
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>>979791
Also, Peter Schiff is telling me to buy it
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Anyone take "smart" drugs? I'm taking a few months off work to study programming; I'm considering ordering some Modafinil from India and using nicotine patches.
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>>974755
>I'm considering ordering some Modafinil
Enjoy your heavy metals and poison tbqh
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90% sure it's all snake oil.
Eat a good breakfast and take a Centrum multivitamin. You'll get plenty of good focus and energy from that.
No pill is gonna make you "smarter".
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>>974755
Honestly, mate. Smoke a cigarette before you study. That usually does it to get me through a good hour or two.
Sound generators from https://mynoise.net/noiseMachines.php do a good job too.
Also going somewhere with no distractions.
But the biggest of them all is discipline.
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In case you all did not notice
>you are all stupid and worthless
None of you people can give concrete suggestion on even the simplest of questions.
For example:
I will give myself to you ( including all my skills and abilities ) and we will call this an experiment where you tell me what to do every day for 1 week on my PC and therefore profit for example 1-10$ a day or whatever we call 50% of everything your profit.
I promise to follow every instruction and we will conclude that when you are given an asset (me) you wont be able to use it for shit.
So you should all kill yourself or at least prove me that lurking or shitposting on this /biz/ has done any good for you
OK START
>shitposters and trolls are always welcome since all of you are probably no more than that
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Sell my furniture on facebook.
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>you're worthless for being unable to profit from a worthless asset!
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>Give me ways to earn money for free or else ur worthless!
Are you not even moreso worthless?
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Just read on reddit that people are making hundreds a month with that perktv shit. I looked it up and someone said it gave about 34 points in ten minutes that means in an hour you have like 150 and 1000 points=$1 how the fuck is anyone making anything off this? Don't panhandlers make more than that? Its seriously like a dollar for eight hours by these calculations.
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r9k
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You can get lots of devices for the same account
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>>985600
So the only way to do it is to run 5 phones at once? Even with that it still sounds like a small amount
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So /biz/, is going into game design a good or bad idea?
Programming or project management would be my field.
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Games are a fucking meme
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>>985471
Memes are major dosh (especially the shit ones). What's your point?
