Archived threads in /biz/ - Business & Finance - 6760. page

>>1457646
It's just a way for the bank to evaluate how likely you are to pay back the money they extend, regardless of fees.
If you can't prove a history of paying loans back then, no, they're not going to be beating down your door to lend you money.

but would it not make more sense to pay a 15% downpayment on the loan, and if you cant pay, the bank takes the house and they have 15% to work with...
not give a 100% loan for a house..

the banks would take a bit more risk, but people would not get fucked so hard over..

>>1457659
They're not going to let you buy a house with a credit card, Bud.

>>1457585
You'll have to pay someone to drive it. Would it be cheaper than outsourcing?

Wreck towing here is about $200, what are you paying your contractors?

>>1457585
Why not? Cut out the middle man.

>>1457590
$150-200 is about the average cost here too.

Couple other components;

- We are opening a second location, rollback may be nice with load-leveling between the two shops.

- We have contracts /w insurance carriers to pickup customers vehicles from same central location every time. We wouldn't we running all over town looking for addresses. We would pickup from the same lot that we visit everyday anyways. This would constitute 80% of our billable tows.

- I doubt that I would hire an internal dedicated driver, myself and a couple others could drive it. We also could move them faster than waiting in queue for a tow driver.

Plot twist, they already are

>>1457549

This is true but someone have to watch it to be sure everything does as it is programmed to do so aka people literally monitor screens all day looking for errors.

>>1457545
90% of an investment bankers day is doing trades for clients and dealing with clients. 10% is spent on their own portfolio.
the investment bank could use automation for their own money, but clients want to speak to someone and have someone accountable when making trades.

>>1457536
>$99,300
what's that in real dollars, $24k?

>10 years to make less money than my first job out of college

Real lucrative.

Yeah but the market is so flooded because of that, its incredibly difficult for new teachers to get full time positions.
And canuckbucks is only like 0.77 freedom dollars. So still like 50% more than the US.

No one has insane customer stories?

whats wrong with retarded clients? isnt it easier to sell stuff to them?

>>1457484
You and I are the only people here actually selling something. Welcome to money's/r9k/!

Sell your belongings

Don't have anything valuable other than my body to sell

Sell your boi pucci

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>>1457422
>AMD is rising to the top
for a week maybe

How long did it take you to type this garbage?

>>1457424
Looks like I was wrong, won't even be a minute.

https://devblogs.nvidia.com/parallelforall/deep-learning-self-driving-cars/

Maybe if they bring out a chip with... 64 CORES

>>1457408
...kneepads

>>1457408
Read a book about how to teach to learn how to teach?

Is that as helpful as reading about how to become the worlds fastest 100m sprinter?

>>1457431
i dont know, probably equally useful

Sneak up on it with a gun

> surprise gold, I've gotcha!
> *gold is cornered and gives up*

>>1457534

you are a lunatic

It's like in Joe Dirt when Kickin' Wing (the firework salesman) talks about being a veterinarian

>sell some kid a firecracker
>kid puts firecracker up a bullfrog's butt
>Kickin' Wing puts bullfrog back together

he wins both ways!

>>1457368

All that shit is chump change, your biggest cost should be advertising.

>>1457398
How would I determine a ballpark figure? It will only be one product. Are we talking social media advertising? What platforms should I be looking at?

>>1457414

I would shop around, do some testing on a few platforms and see what gives the best ROI

>>1457321
Wait until NYSE open at 6:30AM Eastern time. Watch to see if it crashes. If yes, buy when it bottoms out and starts to rebound, sell on the rebound later in the day. Tomorrow (Monday) works best because weekend after-hours trades go through.

>>1457329
So using Friday as an example you would have seen SPXL going down pre-market then waited for it to crash which it did around 10 am and sold it later at 10:30 or so when it rebounded. Is that right?

Is day trading the only option, can you hold it and sell it later the next day if its green or is that not always guaranteed?

>>1457329
is this pretty much guaranteed profits? how much do you typically make in a day?

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How long do you plan to stay in the military. If you know you're doing 20 + years, throw as much as you can into your TSP. Keep living off of that low income, without changing your expenses as you increase in pay through the ranks. I don't know alot about TSP, except that I've heard numerous stories about disciplined individuals retiring with 1mil+ because they dumped 15% into it while serving.

VOO my nigga

Or open a vanguard account

>buy car outright so no payments and cheaper issuance
>split internet with roommate
>$30/month T-Mobile plan
>Limit alcohol and eating out
>Don't be afraid to pour money into a hobby that keeps you sane
>Use DANTES and TA to get a regionally accredited degree (kills time and let's you use your GI Bill for Masters, another bachelors or vocational school)


You can easily save $1000/month. Sucks as a private but life blows until you make Specialist anyways. Roth TSP is better than a Roth IRA because lower fees than even Vanguard and 3x higher max contributions. Very achievable to get to $50,000 and a BA in Underwater Basket Weaving at the end of 4 years. No on in the military does it though because they have poor financial discipline and independent study skills. If you're really smart, you use your BA to commission in a cush branch and coast to 20 years to enjoy that O4 pension plus the $750,000 in your Roth TSP.

>>1457283
Fuck off shill.

If you're not trolling, which you obviously are, you're a dipshit for buying after hours. Some anon invested at $4 a stock, lost a shitload of money, and thinks the combined investment power of ~85k from /biz/ can make a dent. Not only would it not make a significant impact on the loss, but it would also be impossible to get everyone on board. Just hold onto it for a few months to rebuild you shill, stop spamming your crap on 4chan.

>>1457283
It's pretty retarded to invest in anything which is spammed on /biz/.

>>1457288
Do some research on the stock before you come on here and say anything Mr.95% that never makes money at stocks. well see were this stock is in few weeks/months.

>>1457265
sure why not

i got one at 18, i use it once every few months

>>1457269
Any recommendations?

>>1457265
>>1457269
>>1457274
Yeah, don't try to build credit with a measly credit card. Are you or your parents part of a credit union? If so, there's ways to can make out a loan literally to yourself, through the union or a trust or whatever, in order to simply pay off small interest rates on a loan you gave yourself. The union gets to keep the interest, but you keep the loan from yourself and in turn pay to build up credit. Alternatively, take out a loan with minimal interest rates from a bank or something, wherever you can find the smallest rates. Keep the money in the bank and simply pay off the interest without spending the money. You're paying to build credit, name of the game, and you can get a good score if you simply pay off the loan within X amount of time. I suggest keeping it 3-6 months. If you don't like where you got, just do it again.

yes.. better sales potential if they are of the color black

>>1457235
is that a fact, or your personal preference?

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>>1457257