4th year BA in econ in Ontario, would becoming a CFA be worth the time? Wasted my first two years in uni from unmedicated ADD, lost my co-op and need ways to become attractive to employers somehow beside $KNPD..
2nd year BComm in Ontario, interested in CFA and or consulting as a career. Bump for info
>>1483078
what the fuck is knpd? if that is a stock pick and you think that is an attractive point to display to employers, you should be re-evaluating your resume.
>>1483078
>>1483484
if you don't have education in accounting or finance (i was an economics undergrad but a MSF) you are probably going to have a bad time. if you don't have a demanding quantitative educational background you are going to have a bad time. if you have a wife or other demanding social commitments outside of work, you are going to have a bad time.
and by "bad time", I mean it's going to be really tough to finish it (stats say you won't). you would probably learn some things but dude >>1483484 it's likely going to be stressful and a waste of your time to start it
>>1483078
1. Take the CIFC to get licensed to sell mutual funds for a dealer
2. Take the CSC to be able to sell stocks, bonds, futures etc
3. Take steps towards getting your CFP designation
Is /biz/ hopeless?
Why is it that when you try to give actual advice to someone you're considered more of a troll than people shouting "knee pads, buttcoins, chip warmer"?
And the other posters that actually try to help you guys develop methods to earn income get driven off because "hurrr fucking shills"...
So I want to know, is everyone in this shit hole a lost cause?
Are there any other places where I can find business minded people that aren't complete shit?
>inb4 lrn2 board culture
I've (unfortunately) been here since /biz/'s creation.
>>1483073
I gave up trying to help people because you just get asked to "prove it".
Now i just shill crypto. Just join in with that it's the only way to make money out of this board seriously.
>>1483073
This is the only place where you can come to share daily blog posts. Knowing someone out there is going to have to read it, or better yet reply to it.
Doesn't necessarily mean you don't have any friends, it just means you don't have someone who understands you.
/biz/ is just a more "upscale" version of other boards because we all have one goal that everyone else agrees with.
Money^ >
While other boards are looking for love/friends/info/fap material, we here know that nothing really matters and we should just make the best of what we can.
I look at this board as a place to spout things you would normally say in your head while talking to a friend who's also interested in /biz/ness related things.
Ex: You & a Friend/Coworker
>"Hey so I have this awesome idea of an app that can blah blah blah.."
You (in your head):
>What a dumb ass idea, how the fuck does he expect to get this app going in the first place?
>He's just going to end up like the others
>Look at him with his iPhone 6s, who even needs that?
>I should tell him to quit while ahead and just focus on school/work
>or maybe he could pull it off if he knew that there's a site called Codecademy
>god I'm hungry af desu
>Mmmfff Stacy's wearing those tight jeans again, fu00king slooooOOOT
You really say:
>Wow that sounds great anon! Do you know any programming languages?
You're still telling him that he should take precautions,
but you're not going into details so you won't sound like you're telling him to give up.
Now some people here can't handle the bantz and go apeshit when someone calls them out on it.
Others just come here for their daily (you)s knowing they will get a response
(trust me, even /b/ doesn't get responses when they spot a troll)
then there's the shills, some people just want money so bad they don't care who they hurt.
AFTER GIVING AWAY MY PRODUCTS FOR FREE FOR REVIEWS I FINALLY LEGITIMATELY SOLD MY FIRST AMAZON PRODUCT. Thank you intnernet. Never though a memeboard could actually help me achieve things in real life. Granted I'm still running a loss but I can see the light at the end of the tunnel.
>>1483068
Are you the beard oil guy?
>>1483072
Lol yeah
>>1483074
Niiice, good on you m80
Tell me something comfy biz
>>1483045
Some day we are all going to be dead
>be teen
>always loved saving money
>summer near the end, cold times approaching
>go to huge market in a big City
>find that comfy feeling and looking leather jacket which is pretty expensive
>it even has that hoddie that you can attach
>buy it
>coolest piece on clothing I ever owned at the time
>keeps me protected and warm on the cold rainy days during autumn omw to highschool
>still using it to this day
Hey /biz/. I'm about to buy about $2k of West Texas Intermediate Crude shares, and $2k of Raytheon shares.
Both will be long term. 10+ years for Raytheon, and for WTI Crude, I'd sell when oil hits $100 again perhaps.
Does anyone see any huge flaws in those buys?
>>1483022
>buying "shares" in WTI crude
buy physical barrels lad
>>1483028
an ETF, no? eg The 'US Oil Fund'?
>oil hits 100 again
It's possible that will never happen again
Anyone here with moderate success start off on one career path and end up doing something completely different?
I have a finance degree and work as a business analyst but I find that the minor programming I do is far more fulfilling and elaborate than the routine reports I generate. Is there a niche market for programmers with financial backgrounds?
>>1482960
>Is there a niche market for programmers with financial backgrounds
Not niche, it's necessary and present. Think of all the financial software and in-house projects companies require. And if they're not in-house, then there are companies that specifically exist to provide financial service programming to financial sector businesses. I have two family friends that got into it and do well with financial services programming and IT and shit.
Don't have a response to your question OP but have a question of my own.
I'm a finance grad who took an insurance underwriter job and have been doing it for couple of years. Now I'd like to get back in finance and have plans of moving to Toronto. Idk where to begin ?
>>1482960
I worked in finance for about 3 years before leaving to go into IT. Finance was so fucking boring and not challenging. So far I like what I'm doing
ITT: list your probable job and current employment/education.
Then rate it from suicide-tier to God-tier.
I'll start.
>job: medical specialty, great to God-tier
>current education: haven't started uni yet
>>1482926
>retired, ? tier
>4 year university grad
>>1482926
Independent contractor, I do everything Jack of all Trades style, and invest my extra cash. I'm worth about 1.2m at this point.
Pick my own hours, am my own boss, and I can charge whatever the fuck I want.
Literally Ãœber-God tier.
>job: social justice awareness promoter, god-tier
>education: masters in gender studies, women's studies and liberal arts
Who here is a loan officer?
What's a day in the life of a loan officer?
Describe in some detail.
Do you like your job as a loan officer?
>>1482915
5 divided by 6 is too much for the kitty after they previous muchie simpler exercises
Make it 5+6 =
>>1482915
my dad is a commercial loan officer and he says it's boring af.
basically he looks at the properties and sees if they will have the ability to pay the money back. if he thinks he can he talks to the board and they give him an interest rate and he makes a bid.
>>1483065
>tfw lost 300$ in pennystocks
Who pennystock investor here? Anyone get lucky yet?
Did you buy ETRM?
>>1482909
>"investor"
Penny Stocks are gambling plain and simple, friend.
>>1482920
>Penny Stocks are gambling
I'm sure no one on this board will argue with that.
Are there any sure-fire strategies for csgo gambling that mathematically work? I'm referring to the 50/50 gambling sites.
>>1482824
if there were how would the sites make any money
>>1482827
Idiots, hopefully
>>1482829
they already make money off idiots
How can I make at least a billion dollars (net) in five years? I need it for a major project.
No, I don't want to go to VCs. Nobody will fund it. It's a crazy idea.
No, not even the VCs who like crazy ideas will like it. So I need to make the money myself.
Starting capital $100,000. Risk tolerance: extreme.
Ideas lads?
Pic unrelated.
>>1482646
give blowjobs for a million bucks each
>>1482650
Too much competition.
Next.
>>1482652
do whatever you did to get that 100k ten thousand more times?
Is selling cigarrates illegal?
serious question, I was thinking of selling to my fellow co-workers and people at the club.
Yes I know how to buy them legally at wholesale prices, no they are not counterfeit they are legit. No its not a website, its a local store thats been in business for many years.
You need a tobacco license in most countries. How are you going to make a profit if the cigs aren't bootleg or stolen anyway?
>>1482429
Not op, you would obviously make a profit buying at wholesale price and selling for more lol.
I just recently found a connection myself o wholesale price, even for just 1 carton at a time but eh not sure if nazi atf(e) is serious about small timers. Maybe just a fine and up to a year in prison is the worst I think.
>>1482429
OP here like I said its a legit store, its been in business for over a decade. At my city marlboro reds sell for like $6.35+ TAX, I plan on selling them at $5. I could even make deals like 2 packs for $9 and stuff like that.
Well?
Less loans
>>1482410
Costs me more to borrow stock.
>>1482410
Government gets fucked. What they will do is keep interest rates so low for so long that the next crash will be devastating when it eventually happens.
http://www.mememarketbeta.com
The existence of crypto coins such as TrumpCoin, PepeCoin, dogeCoin, ZikaCoin, and PokeCoin proves that a meme market is inevitable. Imagine an entire exchange where the securities are all the hottest trends like Harambe, PokemonGo, Brexit, ISIS, BlackLivesMatter, VR, and the like. You're watching the news, and you see some new trend shaking up the social ecosystem and you think "Hmm, how can I profit off of this?". Meme Market makes profiting off of hot happenings as easy as buying and selling stock on Robinhood.
>What is Meme Market?
Buy and sell memes for real money.
>For what purpose?
I see a lot of people in Robinhood general threads throwing down $400+ to invest in "meme" stocks like CERU. These people just want to have fun and feel the thrill. Think, how fun would it be to trade memes or news stories as you watch them unfold? I also see a lot of people starting threads like "how can we profit off of this popular trend?" and the answers are usually "sell t-shirts than have the trend written on them". Meme Market will allow you to _directly_ profit from those trends.
>When will it be released?
Meme Market Pre-Beta will be released on Sept 30th. It will not use real currency and will be more of a proof of concept. We'll use this Pre-Beta to test different ideas.
>Will you charge commission to make a trade?
Read my lips: No commissions. Ever.
>How will you generate revenue?
Every time a new meme IPO's, we will sell 100% of the shares to the market. These funds will be used pay our team of programmers, make insurance payments, and cover expenses. We will also build interest on deposited funds. We are NOT, nor will we ever ask for donations or run a kickstarter.
>Is this a ponzi scheme?
Not any more than bitcoin is a ponzi scheme. If Coinbase can get SEC approval, so can we. We want this website to be legit, so we want to take the time to get regulated. Every investor should know that the entire meme market is a zero sum game, just like derivative contracts or stocks without dividends. Every time you buy or sell a meme, you are basically placing a bet on a certain outcome and someone else is making the opposite bet. There is no promise of 9000% profits in 1 week or anything like that, you have to out-fox a lot of people in order to make money on this exchange. If you guys have any questions, feel free to ask.
>>1482376
>Every time a new meme IPO's, we will sell 100% of the shares to the market
how are you going to monitor the web for the creations of new memes?
at what point does something become a Meme, and what is it before it reaches Meme-status?
for example, Harambe was a news story for a few days, then there was a few memes containing Harambe, but now Harambe has morphed into its own meme. What would be the tipping point? or is that part of it, some will get listed and then fail to go mainstream?
i think this is a great idea, nice one on making it happen
>>1482374
don't waste you're time on this, if you know how to program , come up with something that people will actually use, that makes their life better.
this is 100% worthless ofc. there is no underlying value in trading memes.
>go to doctor
>takes blood and has me talk to a specialist for 20 minutes
>get a bill for $1400
>try their financial assistance because I'm minimum wage
>they deny it
>appeal it
>denied
>have $48 to my name
What do I do? Just let it fuck my credit?
>They took you without seeing if you had insurance first
Needs more details.
>>1482364
I'm part of a medical group through a family member but they only cover anything after I've paid the first $7000.
>>1482366
Your deductible is 7k? Are you sure?