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Archived threads in /biz/ - Business & Finance - 7527. page

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I'm looking for legit financial advice. I'm 21, NEET for a week since I relocated, and have about $60k in available cash. I want to use the next few days to get into some low-risk investing. Any ideas?

If you're going to suggest ETH, at least hold my hand and step me through the buying process.
33 posts and 1 images submitted.
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>Asking /neet/ for advice unironically

Lol why senpai
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>>1088382
I'm new to /biz/, bro. I assume somebody here knows what they're doing.
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>>1088378
hold on to the money for atleast another 6 moths. the world market might shit itself really bad in the coming months. if you wait about 6-12 months and then invest, you can probably get everything you wanted to invest in at a bargain. start reading everyday from now, invest later.

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The hero of /biz/
44 posts and 3 images submitted.
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>>1086853
Big time crook is the hero of small time crooks. Sounds about right.
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>>1086860
Having fun drinking the liberal kool-aid anon?
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>>1086853
Isn't he going to jail?

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Hey there


I was charged an early termination fee I'm canceling my verizon account.

However, I didn't sign any contract when I became a member.... back when I became a Verizon member, I just left my dads account to my own Verizon account. But I didn't sign any contract or any of that.


However, I did get a new phone a few months ago - a Note 5. Verizon told me that when I upgrade to a new phone, I have to stick with that phone for a full year....and THAT'S why I was charged an early termination fee. But, I didn't sign anything or any of that... So is this early termination fee not valid for me?

Need your help bros
5 posts and 1 images submitted.
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>get latest $800 phone for $100
>cancel verizon next day
>pay nothing
>keep phone

they aren't retards, op. pay your bill deadbeat
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>>1086828
>not using no contract service

come on you c.uck

t-mobile is cheaper than verizon for the same shit
>>
>>1086828

are you an idiot

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was i too late?
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Kekked
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>>1086737
Keeked
>>
>keeked

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Can you guys please give me an idea of a good bartending school name?
4 posts and 1 images submitted.
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>>1088557
bottoms up
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>>1088557
The Fagatronix
perfect for you OP
>>
Does the school even matter?

Just get the license or whatever for as cheap as possible and then teach yourself to get better

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>Escorts
Studying in London, easily 500 GBP for something decent
>All Eastern European, disgusting girls
>Hole in the market
>App 'Ohlala' exists but solely in Germany and focuses specifically on regular prostitutes, also it's shit
>Not like you need a degree for that, I want real girls
>Prostitution is legal in the UK
>approximately 100,000 prostitutes active in the UK
>5.3 billion GBP contribution to UK economy (2009)
>soliciting in a public place, kerb crawling, owning or managing a brothel, pimping and pandering, are crimes in the UK
>None applicable in regard to my app
>Also legal in New Zealand, Australia, Nevada, Greece, and many others
>Prostitution used to be accepted by society
>Let us bring that back
>Fuck feminism
>I'm developing an app entitled "Pandarus"
>Reference to a licentious figure who facilitates the affair between the protagonists in Troilus and Criseyde, a poem by Geoffrey Chaucer
>The word "pander", meaning to "pimp" is derived from Pandarus
>What makes this unique?
>The fact that all girls can become a prostitute
>Life is becoming more and more expensive for students
>Inequality worsens
>Bye Sugar Daddy App
>If there was such an app it would be ten times cheaper for customers
>What does /biz/ think
>Looking to partner up
13 posts and 1 images submitted.
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>>1088062

Alright, let's hear this out. What will be your cut/the whore's cut? What about cleanliness standards and such? What will you do to ensure that the whores aren't going to get Jeffrey Daumer'd or Josef Fritzel'd or whatever?
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>>1088082
Blockchain ofcourse
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>>1088082
I am interested how heavily you intend to profiteer, as any overhanded technique will just drive them to prostitute through some cheaper knockoff.
As for the murder stuff, Not his issue. Same as how craigslist isn't responsible for people not dying. He's an app purveyor, not a pimp.

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>too young to invest in Apple in the 90s
>didn't buy bitcoin even though I knew about it when it was worth less than a dollar

Does anybody here know my pain?
33 posts and 5 images submitted.
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Stop being a faggot
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jump on ETHEREAL before it flies to the moon bruh
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>>1087962
Did you buy ethereum yet pham?

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With weed now beeing a billion dollar industry in colorado how would one get a piece of that with money to invest and willing to relocate and work
9 posts and 1 images submitted.
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>>1087694

Er, grow it?
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>>1087694
buy a supercritical co2 extraction machine and rent a warehouse and make and sell your own glass (hashish)
>>
You need a person who is a Colorado resident to even create the business. I would find a friend who's from there to do business, I would also recommend looking through "Big Weed" by Christian Hageseth. It's a short read and will give you a better idea as to how those businesses work.

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Hello /biz/,

I've recently turned 18 and my father has just told me that I have two mutual funds, one with $14k and one with $12k. I've also been saving up for the past several years as I'm not a big spender and I have roughly $6.5k in cash/accounts.

At first I would think that this could help go towards my college tuition but I have the first 2 two years covered 100% by the GI bill and then I've racked up enough in scholarships to pay off more than the last two years. I already have a car and I will live at home and commute to university.

Does anyone have any idea what I could and should do with this money? I also don't know much about mutual funds so any info there would be great as well. Thanks in advance.
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Buy ethereum

http://youtu.be/fbEtivJIfIU
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>>1085457
Holy shit this Russian teen is a creepy motherfucker
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>>1085436
Take it all out and buy a fancy car.

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What is /biz/'s thoughts on Mike Maloney and his YouTube series, particularly this video?

https://www.youtube.com/watch?v=iFDe5kUUyT0

Is he just a fearmongering Gold/Silver fag or is he onto something?
50 posts and 6 images submitted.
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Well?
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>>1084604
I've been watching a few of his videos lately, and its making me want to pull out my money from the stockmarket and just hold it until a crash.

Fucking fear mongererersrsr.
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>>1084604

He's saying the same thing Schiff, Bonner, Celente, Sinclair and the rest are saying. 2008 to present is a phony recovery. Stocks are grossly over valued thanks to the FED pumping the equity market full of phony money. This bubble is far far greater than 01 and 08 combined and is going to crash harder. When it does, everyone is going to rush to PMs as a safe haven the same way they always do.
The difference is that China, Russia and India are preparing themselves for the collapse of the US dollar and buying up huge amounts of gold. Saudi Arabia is really really fucking pissed about the Iran deal and ready to un-peg from the USD which will see the end of the petrodollar.
There's not nearly as much physical gold above ground as paper suggests and once that's realised, there will be a run on gold. Fiat currency always fails, the FED is out of tools to prop up this bubble, the world knows the US is bankrupt and every 80 years we see a major reset.

Or you can run the /biz/ line of thinking: stocks never crash, you can print infinite money, buy ethereum, buy the dip, go long on oil, oil is going to drop to $10 etc etc

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>I refuse to spend money to make money
>I play videogames
>I think that my situation is outside of my control
>I don't read books
>The stockmarket is for smart people!
>I do the bare minimum at my job
>I play videogames
>I am planning on buying an iPhone
>I'm going to major in English
>pays for digital media instead of pirating
>collects anime figures/video games/anything that depreciates in value
>Tells the truth in job interviews
>I don't research the jobmarket or the prospect careers of my major
>I look for excuses instead of solutions
>I try to find what's *wrong* with me rather than how I can overcome difficulties
>I think other people are simply more gifted than me and self-defecate
>Plays computer games
>they're never going to pay me more because they are evil so I have to accept this
>I'm over 23, I don't have to learn anymore!
>i'm poor because of the jews/west/communist
>i'm going to buy the most expensive car/house possible, I will manage the debt somehow
>thinking that buying real estate and renting it is the only viable option when it comes to personal investing
>not even trying to understand stock market and labeling it as gambling
>taking a mortgage/car loan when your net value is 0
>labeling loans as evil and always paying up front with all your saved cash
>keeping huge sums of money on checking account for years while saving for something
>I play videogaymes
>an entrepreneur is he who lives like no one else will for 10 years so he can live like no one else can for the rest of his life
>I'm following the tai lopez mba tutorial to set up my first business selling vemma sodas
>I use drugs recreationally outside of very rare social occasions
>I drink alcohol under I fall over usually
>I don't read books
>I play videogames
38 posts and 4 images submitted.
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>>1084574
nice pasta m8, now why don't you get out of your parent's basement and make some money
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>>1084631
I am a daytrader and app maker
>>
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>>1084632
app maker

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>Average US household income is under $3000 after taxes
>Average rent price in America is over $1000

/biz/, could you take a break from laughing at underemployed non-STEMmers for like 10 minutes to build them affordable housing?

I feel like this is a massive market opportunity. A shitload of college grads every year are taking shitty jobs and have too much pride to live with their parents so they pay upwards of 40% of their monthly income to rent a nice metro apartment so they don't have a long commute.

I feel like we could relieve some of that by buying up plots of land still within a reasonable distance but maybe a little further along but not making them luxury condo hyper luxo expensive faggot shit.

So what do you say, /biz/? Affordable housing for recent grads? Could it be done?

*I don't know jack shit about development
33 posts and 4 images submitted.
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>>1084418
Google "tiny homes" , now. The floorplan doesnt work if you just stack em up. It goes from cutesie alternative to suburbs to janky prison cell.

But if you did little "mini neighborhoods" toss like 4 to 6 on an acre and give them a little yard. Boom
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Soooo, like a dorm without supervision, security or rules? Are you going to invest in this yourself? Go for it man. Have fun losing money.
>>
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>>1084442
Sounds like a favella to me.

Why can't we just not speculate on real-estate prices?

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>about to leave work
>boss calls me over
>"anon, if you had a sword and there was a man who raped a six year old in front of you, would you cut him down?"
>oh God not these
>"uhhh"
>"what about Hitler"
>"sure"
>"what if this guy was about to kill 100 people"
>etc etc you know where it goes from here
>be non-committal
>"anon you need to have opinions"
>don't want to tell him I'm le edgy moral nihilist
>"anon, you need to be assertive "
>don't want to tell him I don't see anything to gain for the effort
>"anon you need to value yourself"
>don't want to tell him I value myself above all others

Have any of you had a really nosy boss? How can he expect me to answer truthfully when it might fuck with my professional life for no gain?
17 posts and 2 images submitted.
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>>1088186


Answer the questions and let your voice ring with righteousness

Your boss is right.

Grow a spine.
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>>1088186
He was testing the size of your balls and you failed miserably. Have fun never being promoted
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>>1088190
"Yes boss I'm a schizoid who don't strictly agree with any morals and I'd let your company go bankrupt if it meant sufficient personal gain. See ya Friday!"

I want to make a web site that can be advertising and search for the account of any web site. Please tell me if there is a structure and ideas of the web site. Currently it has raised funds in indiegogo. ↓ https://www.indiegogo.com/projects/the-world-s-largest-account-information-search-web/x/12831480#/
7 posts and 2 images submitted.
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> search for the account of any site
What did she mean by this
>>
なんでこのアイディアですか、難しいな~
>>
This is because the account is a lot of information has been recorded.
Content such as videos and photos and of person information,.
So, there is a case it is better to search for content from your account
In addition, if one advertising account, can lead all to your content.

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Has anyone got experience flipping items?
I work, but could do with a bit of extra money on the side.
I was thinking of going to garage sales, buying furniture, tools, ect for cheap from naive old ladies, then flipping them on gumtree

I figure I could use a bit of charm and make a really good bargain.

Planning to try it out this weekend, will report back here with results
12 posts and 1 images submitted.
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>>1086598
My wife does something similar. She uses the free section of Craigslist to find things in nearby areas and then sells them on apps or at flea markets to make profit.
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>>1086598
No, but in my 20's, it helped my poor ass stock a house full of furniture and accessories.

With the internet, CL, and ebay, most that are selling are informed enough to not leave enough meat on the bone. Then there are the professional scavengers that beat you every time ...
>>
I was laid off in 2009 and me and a buddy had a truck. Wed go on Craigslist free section and find large valuable items that people wanted hauled out of their houses (couches, desks, pool tables, etc). Then we'd relist them and say "will deliver". Pool tables are the money maker. Picked a few up for free and delivered them for around $500 each. We had people placing orders for them before we had them.

The only reason it worked for us was the pick-up/drop-off thing. You still have to bring value to the table to expect money out of a middleman situation. I'd imagine if you weren't willing to pick up or deliver, youd have to put a lot of time into rehabbing broken items

Barbeques also made good money. Pick up free, sell for $50

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