Archived threads in /biz/ - Business & Finance - 6684. page

Buyer pays HST and land transfer if I'm not mistaken. Don't pay your mortgage with a credit card, that's a fucking moronic thing to do. Don't you have a real estate agent or lawyer to work with?

>>1492091
taxes are paid annually, not at the time of sale. The owner pays property taxes.

I believe it's illegal to pay a mortgage with a credit card, I know for a fact it's illegal to use a credit card for a down payment.

Your mortgage payment can't be more than 28% of your monthly income.

there is no requirement to spend on your home. If you're smart you'll keep a few months worth of mortgage payments in savings or other liquid assets just in case. Also keep an emergency fund to cover large repairs your insurance doesn't cover. For example I have a $200k house and I keep about $10k set aside for unexpected maintenance and repairs. That amount would cover pretty much any situation I might find myself in. Anything else can probably be covered either with insurance or a bank loan.

/r/personalfinancecanada would probably give you better answers than this shill board desu. You're lucky I'm Canadian

We only discuss crypto and micro-caps here mate. 700% profit or gtfo

As a rule, managed funds rarely, if ever out-perform index funds long term while slugging you with fees.

ETFs domiciled in Australia are treated as trusts for tax purposes.

>>1492081
They're good but not as good as US. The fee you pay for the hedged product is very minor (something like 5bps); all you can do is speculate here and it seems most people choose unhedged.

Looking for vyvanse/addies in NYC (or very close). XR preferred.

Contact: [email protected]

Buying heroin

Hmu

>>1492061
>>1492062
Nice try, FBI.

It's at 26 right now. I don't understand.

>>1492052
wut? just checked and its 115. it was 60-70 an hour ago

already doubled my money, its not too late.

>>1492025
>implying retirement will be an option by 2050

>>1492025
well, wages will rise accordingly so it'll be fine

we'll be entering post scarcity soon so none of this will matter

>>1492044
>post scarcity
my favorite meme

>>1492022
Get some experience, figure out a gap in the market, start a company, hire people to do what you can't. I think that about covers it.

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>>1492028
I just feel so limited now that i've done Information Systems. Wishing I could go into heavy programming or something.

It's also uncommon so I have to explain it to everyone which makes it even worse.

>>1492022
Do you want to start one or join one? To join one look for smaller ones that are having trouble getting off the ground and are mostly composed of people with technical backgrounds. Pitch yourself as a person that has a business background so you can find ways to better monetize, promote and secure funding for the startup but that also has a good understanding of the technical aspects and can lend a hand in development if it's necessary.

>>1491922
>spend $160 on Pods
>lose Pods
>spend $320 on Pods
>lose Pods
>spend $480 on Pods

brilliant

>post capitalism

Not yet anon, we're reaching peak capitalism right now, it'll be a slow painful fall towards participatory capitalism and eventually a post capitalist world but all will be fixed once we reach the post-scarcity anarchist world.

>>1491922
This is fucking bullshit

>>1491921
ignore it

>>1491921
I believe theres a website you can go to to opt OUT of receiving offers from email/mail.

try "optoutprescreen" com

>>1491921
Simple, subliminal marketing. It is a thing since marketing exists, it's just expensive and hard to execute effectively

dont burn your bridges, but dont try to help them financially.. maintain good relations. Hide your money power levels

>>1491866
It's driving me nuts trying to explain anything to them, just considering cutting them off entirely. I don't think it's worth it

>>1491863
Why don't you just stop trying to control their finances? Most people hate getting advice. I just let my parents do their thing. They're adults, why should they have to listen to whatever you say?

>>1491810
If it's amazing do a kickstarter campaign since you don't have to actually deliver. You can stay in limbo forever. Or you could use those funds to show there's a market for your idea and look for real investors.

>>1491813
This.

Do it faggot. It's literally free money, you just need to make people excited about it. You actually kinda missed the hotspot but it you can probably still get it out there

>>1491813
This to be honest.

Also, the better your prototype is, the more money you will raise.

If you could make this design work, where it is lightweight & practical, you could easily get millions from a big tech company.

There's a lot of obstacles in terms of design & funding you would need to overcome though. Good luck.

Such impressive loaded sentences. Too bad you barely make any sense.

U r retarded

>>1491770
You mean purposefully holding back the supply? It's called the diamond industry.

>>1491722
depends on the restaurant

Most restaurant make their money on booze. If they sell food and no booze, they will probably fail. Food margins are quite low, and labor costs very high

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>>1491722
This is one of those Jewish lies to trick people into tipping "well" and all that bullshit. Kind of like "airlines make hardly any profit", or "oil companies make less money than the typical company".

Run the numbers. If they work, they work. Restaurants wouldn't exist if they all lost money.

>>1491708
Mow lawns.

Paletero man. Don't even gotta pay taxes mein neger. You could also get your ice cream from china and sell at 1000% profit.

>>1491711
I could try this, but people on this area do not have a lot of gardens, I will keep it in mind tho, thanks.

>>1491713
I cannot sell food, alcoholic beverages or any kind of activity that is not morally correct, that´s a nice idea tho, I will keep it in mind for another project.

>>1491664
You have nothing.

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>>1491664
sales and marketing

u could be selling human feces.

but ur not gonna sell it w/o a sales and marketing team u pay exorbitant amounts of cash. \\

anybody who tells u anyting different , is trying to sell u something.

I am a developer myself. You need a working prototype before you can get interest from strangers. Partner up with a student or recent graduate to do the programming for you. I don't know anywhere you could look for legit cheap hires, you will probably end up with people from developing countries answering. Developers are willing to work for smaller amounts but how you find someone who is competent and in your price range is the challenge.

Offer a valuable service

You do have skills, right?

>>1491657

Daytrade?

I made 700$ off SKLN and MGT in 2 weeks.

sell kneepads on ebay