Archived threads in /biz/ - Business & Finance - 6362. page

ps the bill is 400, more than half of my entire net worth. pretty pathetic. i refuse to bail her out by paying though. i only asked that she pay 200 id pay the rest. really pissed off

>>1651678
how the fuck are you paying $400 a month for internet?

>>1651679
I pay 150 for cable/internet. this stupid bitch watches the cable I do not. 2 months + late fees = 400. i said id pay half

>>1651644
who won? Hofer?

what are good betting sites?
also results havent been told yet
hoffer is winning a lot of states right now

>>1651659
Hofer conceded earlier today

The stats say otherwise.

high net worth people all have similar characteristics.

>>1651626
which are...

>>1651623
It comes down to risk taking and money management.

You're already off to a bad start by thinking it all comes down to luck. Luck is bullshit. Stop listening to Chief Warren and thinking everything is unfair. Grow some balls.

Yes. The lenders lied to the people about rates to put it simple. . . BRB lending someone I know can't pay back money for a home

>>1651590
I see your point but it feels kind of one-sided to me. How are the people that accepted these loans any less to blame?

>>1651605
Human are cattle, can't be trusted, there needed to be regulations.

>>1651546
>5% tax on anything bought
>1.9% tax on capital (?)
>1% to broker fees
>1.6% gone due to inflation
>1.9% expense ratio on ETF (yikes)
I don't see any money here.

>>1651584
Wrong? No fees like 1% and second 1,9%. Only 1,9% from whole amount a money on account a year but capitapized daily.

Why no money? SP500 is awesome according to Graham ans can give me 10-20%!

Maybe I translated somethinf wrong, I am from Poland and english is my second lang.

>>1651604
I tried looking up ING BSK index fund, it says it has an expense ratio of 1.9%, that is the cost of tracking the S&P. Something like VOO in America has an expense ratio of 0.05%.

S&P500 is definitely good, but you should estimate 8% a year. This calculator automatically reinvests dividends, and using stock symbol SPY or VOO you can see the annualized return.

https://dividendchannel.com/drip-returns-calculator/

I say just come to America.

>shorting
Have fun going bankrupt when it pumps out of fucking nowhere

Anyone with a brain is all in on BTC.

>>1651545
>Have fun going bankrupt when it pumps out of fucking nowhere

Except that won't happen.

With that said btc is probably going back to consolidation for a week or so, so it might be a good idea to wait for a retracement to 105/11 before shorting again.

>>1651557
>what is FPO
>what is italy

kys

>>1651527
You aren't gonna make it. It's a meme and can only come true if you began coding since you're 8

>>1651534
But a buddy of mine barely atarted back in 2010 and hes really good and makes good money.

you can easily learn it from home, but it takes a lot of dedication and youll most likely get completely sick of it before you get anywhere

>>1651480
About 100%.

If you put more then 100% of the full price of the house, you are losing money.

>>1651494
As much as you can if you can't find a way to make more than your interest rate with the rest if your money so meet else.

Don't even do it if you don't have enough to get around PMI.

(I put down 1/3 purchase price.)

Unless your age, income, or other factors prohibit you, it's best to put as little down as possible without incurring penalties. (Assuming US-type fixed-rate mortgages).

time to short. make a profit, and set up buy orders, and make a profit again during the bounce. easy money

>>1651431
Bitcoin is illiquid as fuck. Takes me a week to bank transfer funds to even buy this shit.

>>1651436

there is an usd exchange now: https://www.bitfinex.com/posts/173

>>1651339
bumpity

>>1651339
What about a consulting job? Maybe you can persuade your current employeer to finance you an MBA? Don't just apply to firms, talk to different HR departments about your plans.

>>1651377
Not enough experience for consulting.

And I'm not really familiar on the way the financial industry is structured. All I know is folks in hedge funds seem to be making a boat load and I want some of it.

>red pill me on the £ industry

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I have it up on my big screen and pretend I'm day trading

>>1651414

damn dude you look like ETH fucked you hard

What chances do we have of ETH rising again? Will there be an excellent opportunity to buy at the bottom of this decline, or will ETH hit rock bottom and never recover?

Don't go all-in on something as speculative and volatile as crypto. Write it off as an expensive lesson, don't get desperate trying to make it back.

>>1651317
try r9k

>>1651325
>>1651310
>>1647600
>>1648508

Do you really have nothing better to do with your life than call out every /r9k/ related thread on biz?

>>1651306
you can try r9k

kneepad

>>1651306
Get good at something >>1651313 such as sucking dick you pathetic frogpsoster.

>>1651296
>are money market funds safe
if you ask this, you have no idea of volatility.

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>>1651838
that's why i'm here.


when i look at the chart, i see it's been quite stable during the 2008 crisis. it's been rising for the last 10 years.

are things that different now?

>>1651984
op here btw

>>1651293
if you give all the money back to people that don't have claims their money isn't in the pool at all.

so we ignore people that didn't make claims, they didn't contribute because you refunded their payments.

what this means is if someone does make a claim, you've got to cover it. So they contribute $100 and you pay them back $100,000. Obviously this is a good deal for them, but you'll be out of business in a matter of days.

>>1651299
if on the other hand we take the second route, then the people that didn't have claims suddenly have to pay for the ones that did.

which isn't really fair, I'd have to wonder why my insurance goes up when other people make claims.

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>>1651299
thanks for comment.
1) money is not given back "ALL". Also, we wouldn't be able to reimburse people the entire sum.
2) as well, we wouldn't be able to reimburse exactly what people say they lost. If you declare, a million in losses, and the fund is 300$. Then you would get 300$.
3) The argument that I suspect you're thinking is that if everyone burns their house, and all file simultaneously. 1) to this wouldn't make sense, because if all members of Aflack would file their houses burnt, they would go into bankrupcy and not pay anyone anyways, 2) the other thing this is a non profit insurance, I don't see how this will encourage people up to that effect;


What do you think?
Currently, you pay premiums (if you have any type of insurance), and your premiums you never get it back, most of us, never have huge property dmg.

I appreciate your post., please give me more tips on this, or different scenarios.

Hopefully we can make something up that will help society as a group.