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Archived threads in /biz/ - Business & Finance - 6186. page

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This was published today in local papers. The last time they did a public lottery was 2004. If you're an able bodied man, I suggest you get in on this.
11 posts and 3 images submitted.
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>>1727232
The only time I ever cried watching TV was for the season 2 finale of The Wire. The final vestiges of the white working class. Maybe Trump will help. Who knows.

https://m.youtube.com/watch?v=6SO40ansNU8
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>>1727232
Yikes. What a long posting. Mail a postcard?

My dad works at a union steel plant. They have lotteries like this every few years and the only way to apply is through the state employment office. It's an archaic way of hiring.
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>>1727338
You sound like a faggot and an idiot. Your steelworker dad is probably ashamed of you.

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Hi /biz/
I've been given an assignment for my Economics class to develop a concept for an app that would analyse your Finance Management and Money Distribution and help you improve it (more on a personal day to day basis, not on the stock market or anything).

Since I'm not experienced in finance (studying Design lol) and what AI is able to do I'm struggling to find things in your behavior, that the app could pick up and analyse.

The only things I found was, spending to much on things, or spending more and more on one category of things..

If you have ideas, it would really help me out.
11 posts and 1 images submitted.
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>>1727152
Link to your bank account like many accounting/ financial planning software does. Even acorns does it. Then recognize transactions and sort in to useable data like Xero and Class Super do. Done.
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>>1727160
Okay, i will look into These, i think that i have to explain how these work though
>>
Concept:

An app that tells you how much to spend on various categories based on your income.

Income: $3000 a month

>food $300
>insurance $100
>car payment $250
>electricity $100

etc etc etc

It also shows a compound interest table that shows them on a daily basis, how just spending an extra $10 on lunch can diminish their compounding interest value by how much.

So people will see in real time, after every transaction, how much money they're potentially loosing out on, because of not investing it.

idk if you get it or not, ill try to explain a little better if you need it

All monthly. After tax.

Income: $5900
Student loan payments: $1498
Car payment: $248
Rent + util: $1400
Roth 401k: $1000
Remaining to spend/save for rainy day: $1800

Numbers might be a little off (rounded).
12 posts and 3 images submitted.
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>>1727118
youre poor and probably gay
>>
>>1727128

Poor yes gay no.
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>>1727118
Income £1,100 per month
Taxed about £80
NI is about £80
Shares plan £100
Petrol £100
Food £100
Rent (to parents) £200
Help to buy ISA £200

The rest into bitcoin. Lol

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Which is more important: a frugal lifestyle based on steady saving and investment or an aspirational lifestyle based on improving yourself and quickly increasing your income?
12 posts and 2 images submitted.
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Depends on you really, Who are others to tell you how to live a life?

My mother always told me: "Don't think how to spend less, but think how to earn more."

My father was the frugal type.

Both of my parents are successful and earn abou the same. But I'm more inclined to my mothers lifestyle, what's the point of lowering my living standards if I don't have to? That doesn't mean that you need to spend recklessly or spend what you don't have, mind you.
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>>1727010
live frugally with steady investment while pursuing aspirational dreams. You know what your problem is? You have a negative attitude
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>>1727010
The way I've seen it is to live frugally while you're young so you can build up your investments and career, while also having enough money to enjoy yourself that you aren't blowing entirely on living expenses.

Once/if you have a family, that's when you live truly frugally and spend that money on improving your family's life

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Anyone here that has experience in writing articles for websites? Easy subjects, 600ish words with some keywords. How much would you charge?

Know any websites that sell good quality articles?
9 posts and 1 images submitted.
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I sold 400-1000 word articles about three years ago. I'd love to get back at it again, would you hire me? I used to write about World Of Warcraft and other MMOs although i could write about literally anything.
>>
>>1727011
Maybe. How much did you charge back then for those articles?
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>>1727011
I might be interested. How much do you charge? And can you write about college essays?

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Pic related is the best hedge fund in the world.

Anyone have any ideas on how they manage to make double digit returbs YoY?

>inb4 hurr insider trading
>inb4 efficient markets trolling

They apparently only hire Math and Physics PhDs and shun economics and finance majors.
14 posts and 2 images submitted.
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Every Jew I've ever known in school has been all about their education and nothing else. Though they forgo typical social relations, it pays dividends in the end because they weren't distracted from their goals.

Of course, the same could be said for the Asian population I knew, but they were typically more social than most.
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>>1726966
Up until about 80 years ago the Jews had to traditionally get up and leave wherever they were living at the moment under threat of persecution and or extermination. Between the Old Testament and 1948 they lost just about every conflict they'd ever been in so they were always on the move.

Because they were always on the move under threat of persecution the only thing that they could carry with them at all times to prove worth was gold / currency. Money is a big deal to the Jews because of their history, transfer of wealth in Jewish families has been big in America because of the events that unfolded in the mid 20th century.
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>>1726966
That's insider trading pattern dude. First Two years it was shit, 3rd year it beats literally every top hedge fund from the time, 4th year someone tells them they have too much heat, they drop and lay low for a while, stay there for a few years, then do many insider trades (+75% year), next year they have heat again, this time they wait 5 years instead of 3 like the last time.

Then a massive spike, a few years laying low, HUGE spike, is down until today. Likely they stopped insider trading mostly, or completely. Now they have an average return ~20%

I wouldn't be surprised if I looked at news about them at the years they spiked and saw some solid proof of their insider trading desu.

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Sup /biz/,

Experienced game developer here.

I'm running into a bit of a slump in my freelance work and I ran into this post on UpWork that looked promising.

The problem is I live in Bangladesh which the client described as a 'fuccboi country' and I'm concerned that this will cause him to not want to hire me. I'm not a Bangladeshi I'm just a digital nomad doing geo-arbitrage in poor countries. I'm also concerned that he will try to take a hit out on me but I'm not sure how serious he is about that.
7 posts and 1 images submitted.
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where do you find stuff like this
>>
Why does he even need to know where you are from?

Just have him pay you in Bitcoin.
>>
Try /b/

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How does one find a profitable dropshipping niche? I'm thinking of selling USBs from Aliexpress.
13 posts and 1 images submitted.
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>>1726916
>USB's
Bottom of the barrel business anon, think of something good.
>>
Ye usb's actually already have a good price/quality rate imo.
It is something I usually buy in the store because I don't want my usb to break down with all my important files on it.
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>>1726916
Anon don't listen to these people, they just want in on your usb market.

You go and sell your Chinese usbs and never look back, you'll be swimming in the gold of a thousand delirious elderly women in no time.

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I just want to go get rid of mine because it's all a bunch of toxic relationships and petty drama and I want to cut all these people out for good.

But I'm worried that not having ANY presence means people will suspect me of some... thing, I don't know, I heard somewhere it's a red flag to not have a normie social media account. And not like just for jobs involving it, I mean hiring in general.

Does it actually matter or not?
16 posts and 1 images submitted.
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>>1726895
Can't say from experience, but I have seen videos from websites (the ones where you can find jobs) that will interview employers, and some of the most common questions are what type of research do they do in order to hire someone, and what is the most common cause of someone not getting hired. I recall that many of them said that a lot of people did not get hired, mostly because they would post innapropriate things on social media OR they couldn't do any extensive research on an employee because they lacked any connection to social media.
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Depends on your place of residence, your target industry and the company.

If you live in NY and want to hire at a hip marketing firm - social media will come up. If you live in Europe and want to work in management at a retail chain - it probably won't matter. If you live in rural Brazil and want to become a miner - nobody's gonna care about your social media.

My advice: Fucking do it. Fuck social media. If you're worried, set up a linkedin or xing page. Start a personal website and/or blog. Basically seed a few things so a google search about you doesn't come up empty. Beyond that be open about getting out of private social media because it negatively impaced your productivity.
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A reasonable way to look at is to think how liberal or conservative the industry is.

If you're going to be working for a firm in Silicon Valley you know for a fact all those Millennial Cucks will look at your social media presence.

If you're going to work at a let's say a government job, it's fair to say all those old farts don't even know how tI set up a simple spreadsheet

With the world quickly turning very Muslim...

Would it make good business-sense to convert to Islam and have an understanding of Islamic principles as a hedge in case it truly does take over as the dominant religion?
6 posts and 3 images submitted.
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>>1726893
Fuck a goat
>>
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>>1726893
fuck off abdul
>>
My prediction is that in ten to twenty years it won't be around as a religion anymore. Too much radicalization will force even mainstreamers out.

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How do you use money to live if it's all tied up in a portfolio?
8 posts and 2 images submitted.
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Get a job, like a normal person.
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live off dividends / end thread
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>>1726894

How to grow portfolio if you keep stealing dividends?

The company is a distribution company dealing with a niche line of products, the company purchased has had most of the lines stolen from it despite being first on the scene.

I am aware of some co-operation between the two larger and main competitors to try and squash my newly acquired company.
I would like to take it from its wholesome roots to a leading market competitor. But need to slow down the competition as they have tried to do so with me.

ANy help would be muchly appreciated
15 posts and 1 images submitted.
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>>1726855
Your fault is not trusting in a Toyota. The resale value is called Toyota Tax for a reason.

Sorry for your loss.
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>>1726861
Does lexus count?
the original owners were foolish enough to buy a few of them :S
>>
>>1726886
Lexus was my wedding ride. gud motor.

Yr quandry is a problemo friendo. Maybe yu sold cos owner knew shenanigans afoot?

so i've been cpu mining bytecoin, i got 1000 coins just today. im not even collecting it for profit, im just tryna get max amount of coins for the memes. currently have 11k aiming for 100K in the next few months when i get an rx460 later this month

AMA also first trips to post with their bytecoin wallet gets 1k bytecoin. replies do not count, wallet must be in the post

btw 11k coins is around 50 cents usd lol
7 posts and 2 images submitted.
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why not mine ETH or LBC
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>>1726836
currently stuck on cpu, gpu doesnt support opencl2.0 (AMD masterrace) so gotta wait for rx460 and even then it's more of a bragging rights situation. not doing this for profit
>>
current bytecoin market value


Bytecoin Bytecoin (BCN)
$0.000043 (-4.55%)
0.00000006 BTC (8.65%)
Market Cap
$7,906,337
10,361 BTC
Volume (24h)
$526
0.69 BTC
Available Supply
182,205,160,114 BCN

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Remember to buy and hold that sweet ETH :3
7 posts and 1 images submitted.
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This desu boyo
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Yes, ETH is the actual blockchain that will take humanity in to the decentralised era.

Bitcoin is run by the chinks and does nothing.

Dump BTC buy ETH
>>
>shill for any coin except trumpcoin

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Can I use a cashier's check with my bank to pay someone else's rent? I'm helping a friend with her rent, but I didn't get paid as much as I thought I would. She's gonna get extra funds from her jobs, but the money won't post until after her bank closes and she needs to pay by the 15th.

My bank is open on weekends, but hers isn't. I'm planning on getting the money from her, using my portion, and getting the cashier's check on Saturday. You don't think her landlord won't pitch too much of a fit?
14 posts and 1 images submitted.
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>>1726784
>cashier
>pay someone else's rent
>I didn't get paid as much as I thought I would
I'll give you your answer, but just completely out of interest, are you a girl?
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>>1726788
I has penis.
>>
>>1726790
I know you said she's your friend, but when it comes to money, I advise others to have no friends.
I wouldn't pay someone else's rent, especially if I were struggling for money myself, and I would certainly know exactly how much I was getting from my job.
You need to get your shit together, charge her interest if your really want to do it.

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