Archived threads in /biz/ - Business & Finance - 7776. page

>>1007625

They don't teach you shit in high school, and most parents are descended from people whose livelihood were ruined by improper use of the stock market (my parents are Baby Boomers).

I've discussed the stock market with my mother and she's like 'man you own a revolver you can play better odds giving that a spin and then putting it to your head'.

I don't have enough capital to stock market yet, but I know it's not THAT much of a crap shoot if you're careful.

>teachers unioins and federal education systems

>>1007625
Yes, I have the same frustrations as you OP. My friends admittedly don't have high incomes, but make enough to save a couple thousand dollars over a year. Instead they spend all of their discretionary income on video games, weed, alcohol, cigarettes, fast food, and other shit they don't need. Then they have the lack of self-awareness to complain about how poor they are and how Bernie Sanders is the answer to all of their problems. It's sad and pathetic. I have a background in finance and they come to me asking questions about budgeting and saving, and I tell them EXACTLY what they need to do (set aside an emergency fund; pay off high-interest debt first; open an IRA) but they never listen to me.

Some people seem determined to be victims.

>>1007603
Trust fund. Winning the lottery. Being exceptionally talented in something that can make you money working for yourself.

Other than that suck it up and work like rest of us or go live under a bridge

>>1007603

Find a rich man/woman/transgender/genderqueer to pay you for house keeping.

Housewives will claim that raising kids and cleaning a house is two full time jobs but it isn't.

if you can actually make money trading, sure. but chances are you're no better than the ~95% of retail traders that never actually make anything close to what a mcdonalds worker makes and in fact loses. most of the individual traders you hear about that make real money got their start at an actual firm where they were trained by experienced professionals.

Yeah, someone told me this a couple days ago.
I guess her opinion might have some merit considering she's a speech therapist.

People tell me to become a chef because I like to cook, that doesn't mean it's a good idea or that the job will be what you expect. I know lots of cooks and it's not glamour and prestige, I tells ya.

So anyway this sounds like a skill you can develop on your own with some reading and attention, but whether it's worth pursuing is a different matter. How much money can you make? Deep voices can be hard to parse in noisy environments, is this an issue? Can you network on your own or is this an old boys' club, etc. Do some research on 1. if it's in demand, and 2. if it pays well enough to be worth the effort.

I suspect there are lots of people out there with good voices and they last for decades so I'd imagine this is a tough place to break into and actually make acceptable money at it.

>>1007298
Yes, I agree.

I assume it's very hard to actually break into and you just need a lot of luck.

You sound like a special intellect already buddy.

Uh, noooo. You have be in the top of your class in the police academy and then you have to be selected for a job like that.

>>1007448
That's bull shit I have god like abilities I just hate cops

I'm right around where you are, at like 715.

It's all right, depending on whether your debts are still outstanding.

>>1007086
First credit card balance/limit is $1,590/$2,300.

Second card is $400/$500.

Been in debt for almost a year and I've been able to start paying on the debt a few months ago.

>>1007087

I have outstanding student loans of around $10K.

Been in debt for about two years. By the end of the next year, I will probably not be any longer.

Are you trying to tell me bear market?

>>1005765
Plot twist, these charts don't mean jack shit. Technical analysis of the markets will get you nowhere.

>>1006006
Exactly what I'm saying

>>1001767
You're America's hat at best.

>>1001769
And you're our pants.

Redpill me on the TD e-series

try r9k

Yep, and you'll be cucked too when mom kicks you out so she can fuck the Deli workers in peace. Life sucks then you die, anon.

>>1009445

I found a boss who basically just wants to show up to work five days a week, not fire anyone who also shows up to work and doesn't cause trouble, and knows that it's WAY easier for her to just give everyone a good performance review.

My job requires absolutely zero mandatory socialization in or out of work, but I like my coworkers and boss so I don't feel bad about talking to them. Even the guy I don't like (he asks for specific hours in a job where we are specifically told to that we be ready to work any time) is fun to talk to. I hope he retires or gets a transfer so I can work some better shifts, but haters gonna hate.

Raises are practically mandatory, and we don't even have to pay for our own work equipment.

woo what a surprise

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>yfw /r9k/ was right all along

How do they explain me then? I have a very high IQ and loads of sex

Household finances only have to account for the needs, wants, aspirations, values and ideology of a very very narrow demographic, i.e. the occupants of that house.

>>1008301
>You can't compare the country's finances to a household's finances! They're fundamentally different because...

because your spending is my income, and my spending is your income. A household can reduce its expenditures. A society that collectively reduces its expenditures all at the same time will also collectively reduce its incomes by the exact same amount.

>>1008317

I think I wasn't clear in my OP. By country I meant government pretty much, since the "you can't compare..." sentence in the OP always is used to justify higher taxation.

So your post right describes a closed system where everyone is spending currency X. Obviously, all spending = all expenditure. The government to household analogy describes non closed systems where debt can accumulate or decrease depending on the level of spending.

>>1007949

Assuming he could commission their construction or else convince the US to part with them?

It would cost ABOUT half of his net worth to build one, and then he'd have about 40 BIL to put multi million dollar fighter jets on it.

>>1007949

The largest barrier to buying something is finding a seller, if the US takes a large enough hit then they'll probably auction one off.

Kind of like how that Mexican cartel bought a diesel conversion of a nuclear sub from the Russians. If he bills is as some kind of humanitarian mission there would probably be protests if he wasn't allowed.

>>1007953

Their power plants are really good for providing humanitarian aid.

>>1007823
Because they market it as "healthy". There a huge health craze going on in the US and it has just began. It's why you see explosions of chains like Waba Grill which is just overpriced rice and protein. Trendy shit. Although Chipotle took a hit because of the recent news of unsafe food handling practices it should bounce back. Hell, look at all the bad press that Wendy's, McDonald's, and Weinershnitzel got and they are all big as ever.

>>1007823
a good majority of stocks are getting shit on because shemitah or whatever.

Or the new generation does not give 2 shits about consuming or shit like football.

>>1007823
Chipotle has been pretty good in my experience, plus the portions are huge.

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>implying i don't

Because I'm not an autistic fucktard that thinks markets are rational.

>>1005641
I don't believe markets are rational

>That deep in oil

You're in it for the long haul, huh?

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>>1009194
>that deep in oil and SPXL

lmfao you are soooooo fucked.

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>>1009194
>that deep in oil

>only $19/hr
k
probably pay off the loan

>>1008792
if you dont 'need' a car then smash that debt.

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>>1008792
Buy a cheap car if it helps your every day. I would prolly just a get somewhat new small car with a small engine so you dont have to worry repairs.

Depends what rate you have but student loans are usually cheaps so you might not want to hurry with that. Just leave it there and some day pay it off.

1124 after expenses you should be just fine. Have fun.