Archived threads in /biz/ - Business & Finance - 7762. page

>>1008039
based as fuck and he is my rolemodel

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>>1008039
the hero /biz/ deserves.

>>1008039
Seems like your pretty standard millennial yuppie type.

>>1018793
You mean:
>having less than $100k in savings

>>1018793
>Investing in any individual stocks, thinking your neckbeard analysis will allow you to beat the market because of some article you read on Seeking Alpha
>Not investing entirely in low-cost index funds administered by Vanguard, Schwab, or Fidelity.
>Not maxing out your 401(k) and Roth IRA every year (at least)

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>>1018824
Anyone who isn't a moron can do $100. 100k is a lot harder. Most folks never get that much these days

>>1018793
> Buying any car under 3 years old, especially luxury or sports models
New cars depreciate like crazy losing up to half their value just from buying the stupid thing. Sports cars and luxury cars have high insurance, high taxes, cost a ton to repair and don't do anything special outside of telling the world you're an idiot with a small penis.

> Actually having cable/satellite TV
Ever hear of streaming? Youtube? Netflix? Amazon prime...?

> getting college loans
You're not going to make the money back. College is only interested in taking your money and what they teach is worthless in comparison to making a portfolio or going to a trade school. Apprenticeships PAY YOU to learn. Paying to go to college is stupid.

> Going to college at all if you're not going into medicine, science, teaching, or law
You could have gone anywhere else and saved money. Also EVERYONE goes to college. The expensive paper isn't an advantage; having experience, references or a portfolio is.

you do realize stocks represent something that is tangible, right? In particular, company's assets.

>>1018758
Trolled hard

>>1018758
You do realize that thinking of stocks primarily as representing the company's assets is naive and wrong, right?

>earnings, not assets

Suck diseased cocks. Those people will pay top dollar.

>>1018318
Suck millions of dicks for $1

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>>1018319
Funny how you need to use humor to answer the worlds most complicated question. You're too intimated to face it. It's fags like you that keep me breathing to prove how great I am.

>>1017304
what is management information systems?

>>1017304
My wife is having this same problem.

>>1017386
What's she thinking?

s t i m u l a n t s

C E R E T R O P I C S

>>1016828
>Amphetamines
>Lots of sitting down throughout the day
>It's not actually all work

>>1014712
Why go to McDonald's?

>>1014715

So you're using the random public IP address instead of your own at home.

Just an extra safety precaution

there are video cameras at macdonalds retard.

>actually wanting to be a medcuck

Not only do you have to deal with the public, you have to deal with the sick public. Plus all those years of schooling and potentially debt to get there. All for a mediocre at best salary.

Tell me if it's worth it.

>>1012979
Over $300,000 a year is a mediocre salary? And yeah, it's the amount of time and money it'll take to get there are making me second guess myself.

>>1012977
Worth it if you can get into it and you enjoy being a doctor.

Doctors don't become doctors for money, they do it because they genuinely enjoy it but it just so happens to earn a lot of money.

Hold on to that money for the inevitable repairs and in case you get fired and have to make payments on your house.

Also

>buying a house

wrong choice 80% of the time. Rent master race reporting in

cocaine baby

>>1018682
Right, renters pay the same amount buyers do, but don't own anything after 30 years. "Masterrace"

This may be one of the dumbest thread topics ever.

>>1018579
buy a ticket for every possible number combination, win every time

It's really hard

depends on the state. they all have weird laws and you might get fucked over if it turns out the land you buy is home to an endangered scorpion of a fucking cactus bird or some shit.

The problem with cheap land is that it's either going to:

A) surrounding land will never develop in your lifetime

b) will develop, but the taxes will climb faster than you can monetize the land.

c) you get muscled over right when it shows promise.

You would be better off buying dirt cheap industrial chunks of a town/city that lost it's ass after NAFTA.

>>1018588
Im in arizona.

I was thinking about trying to produce something off the land like rare peppers and spices or something.

Im not too worried about the area being developed for a while. If i can shape a new desert destination in the distant future that would be great though. Im more thinking about the land thats in bumfuck nowhere.

>>1018600
maybe you could turn your slice of land into a desert oasis. that'd be cool

They're pretty cool. They're made with after tax funds, so no taxes will ever need to be paid on that money ever again. This includes the earnings. This is all assuming you're making qualified retirement distributions (withdrawals).

As far as comparing traditional to Roth IRA's, it all comes down to what your tax rate is now compared to your tax rate at retirement.

If you're making peanuts this year and will probably be in a higher tax bracket, you're best putting your money in a Roth (pay the taxes now). If you're making the most you will make in your life this year, you're probably better doing Traditional, because you'll probably be in a lower tax bracket when you're retired and not bringing in top income.

The proper choice all comes down to when you are going to be in a lower tax bracket, now or retirement. Pay the taxes when your tax burden is the lowest.

>>1018553
/thread.

I've got one
Start ASAP if you are going to use one. Compound interest is an amazing thing

A woman who uses the term warchest? No thanks, too much of a dyke

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>>1018504
>Anime

>>>/OUT/

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>>1018504
True but it depends on how many warchests you have.
A good wedding will buy you influence, prestige and opportunity.
As well as all kinds of leverage and dirty secrets.
The women invited all have the ears and dicks of powerful men.

More like Empty Suit General

>>1018480
>clothes thread going?
How often does this cunt come back? This shit has been going on for more than a year now.
Fuck off to /fa anon

Bow tie: Yes

Necktie: Kill yourself (literally)

The bow tie is superior in every regard. In terms of aesthetic, convenience, and safety. Quite literally choke yourself to death if you wear neckties.

>>1018449
Chase

>>1018493

College grad. Thinking about switching banks. What made you choose chase?

>>1018449
Santander. Extra20 Checking is great for entry level people who can set up direct deposit, it's essentially a no-fees checking+saving that gives you a free $240 annually. The interest rates are beyond awful (0.03%) but you can open a second savings account with 0.6% (not too shitty by current US standards) and move everything to that one every month.

Essentially, it's good for people who are making money but haven't made a large amount yet. I'd recommend it for most people 23-35.