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Okay /biz/ I am here today to ask a question about what graduation should I get, would you lend me an ear?
I’m in doubt between economics and business; so here is my story:
>I am from Brazil (Yeah I know pretty shitty, but I gotta deal with that)
>Went to a vocational high school, studied informatics there, not sure about the equivalent term in English, best I could find was Information Systems Technician
>Knows programming, familiar with Python, Java ,C#, SQL, general Office Stuff like Excel and Access, Web developing(like HTTP, CSS, a bit of JavaScript and the cancerous PHP )
>Last Year I took universities entrance exams, passed on the “best” university of the country (well the term best may be debatable, however it is the most renowned, and public)
>Here in Brazil you have to choose your career before you take the entrance exam, so you are accepted to a specific graduation course of the university, however to compensate for this you usually can choose another course as a secondary option. If you don’t get a good enough result to pass in your first option you may still be accepted in your second option.
>So, my first option was economics and second was business, my results were not good enough for economics, but sufficient to be accepted in business
>There is the possibility of transferring to the economics course of the same university, but I wonder if I should, it is said that it is quite easy to find a job with a bachelor in business, the job offer is said to be the same while the business course is said to be a bit easier to conclude
>Wanted to try my hand at the stock market in the future
So my basic question is, should I finish my business course or change to an economics course?
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I think Economics is better... If you want to make a lot of money and become someone in a position of power in a company or in government. Economics is what most of the most successful people in the world studied. The only thing is, you have to do further study in Economics. You have to do a Masters at least, and most likely a PhD eventually to get to the top.
I'm planning on doing Economics in University, and then going to Law School, because if I don't get into a good Law School I still have the option of going into an Economics Masters or PhD.
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>>1013653
Thanks for your opinion anon, it is quite reassuring listening to someone that is not simply focusing on the short term.
I’m personally more inclined to economics because it was my first option, understanding the market, the factors that may cause fluctuations looked like a wonderful thing to me, but then the business course didn’t look too bad.
People around me started saying that it is easier to get a job with a business degree, that doing economics wouldn’t really be much of an improvement, and perhaps become a waste of time by being hard to study.
The great problem is that I heard lots of opinions that favored business and the ones that favored economics where scarce.
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>>1013717
In Canada where I'm from, a business degree gets you no where, unless you went to a top school or had REALLY good connections.
Since you're in Brazil, I doubt you have access to that many good connections, or even useful connections. If you want to leave Brazil and go to the US, or Canada, or EU, Economics will definitely be better. A Business degree is seen equal to a Social Science degree here in first world developed countries. If you just want to live in Brazil forever, I guess a Business degree is better than nothing.
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Ok so how do I actually go from posting art on deviantart/tumblr to actually making money off art?
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>post ad on craigslist for men to jack off on your face for a few bucks
>draw whilst men are jacking off on your face
You are now a paid artist.
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>>1013568
Create a website where you can ask for commissions, or a patreon account.
Anonymous
Questions about saving for the future for US expat 2015-12-26 18:21:03 Post No.1013555
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Questions about saving for the future for US expat 2015-12-26 18:21:03 Post No.1013555
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Questions about saving for the future for US expat
Anonymous
2015-12-26 18:21:03
Post No. 1013555
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I kind of have a potentially unique situation on my hand, so I don't know how many replies I'll get.
I'm a software dev in my 20s looking at potentially Dublin/London to move to next. There's plenty of tech companies there and I'm not worried about that (visa issues I haven't looked into). I have a Vanguard Roth IRA that I contribute to. I don't see myself spending the rest of my life abroad and will eventually return to the states. Can I even contribute to an IRA if I live abroad? Is it even financially prudent? I partially fear that if I can't, I'll be missing out on contributing to it. Anyone with a similar situation? Am I better off finding/asking a financial adviser who specializes in these types of clients? Thanks brothers
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Can you profit from uploading other people's music on YouTube?
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>>1013531
bump
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>>1013531
>Can you profit [...] from youtube
Of course; uploading is free and you can make over five cents a year. I call that profit.
It is very difficult to make substantial profit on YouTube. Also, auto-copyright takedowns can deny profiting, even if you remix/distort it, so if "other people" are very famous, don't bother..
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>>1014344
i was thinking of uploading classic rock (led zeppelin, pink floyd, acdc, etc) because many fan-made music uploads get a shit ton of views
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What is the best online discount broker if I just want to buy some S&P500 and Vanguard indexes?
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Robinhood. Buy ETFs
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>>1013495
Thanks m8
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Sorry for hijacking ur thread op but ill go ahead and do it anyway.
Suppose i wanted to buy stock from http://www.isdx.com/, where do i go? What is the minimum i can invest?
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Hello biz, can online bank transfers be reversed?
I am from uk and have a natwest account, I am selling a virtual item to someone from europe and they are going to do a bank transfer. Once the money is in my account can it be reversed by them?
Thank you, pic unrelated
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>>1013442
No, ragnok. The funds will be yours forever, but your account may be suspended if he reports for fraud. Then you can look forward to legal actions.
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>>1013447
Mmm, I see. But if he's transferring the money to me then that's his problem?
Or would he snitch me out for selling virtual item?
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>>1013476
You can't get away with buying something then cancelling the fee bud
It's akin to writing a fraudulent cheque
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>potential for great pay, but in fierce competition with many extremely capable people, meaning you'll probably best-case be middling
>relatively shit pay, but nowhere near as heavily pursued and most of the competition is lazy and/or stupid, meaning it will be easier to rise to the top
Which is better?
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The first.
Become one of the "Extremely capable people" '
The only one limiting factor is your mindset.
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>>1013895
So pro soccer then?
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Hello, /biz/nessmen.
This year we had a massive drought in my region and due to this our local water company has decided to impose individual consumption goals based on your last 12 months consumption.
If you aren't able to reduce the water usage per month, you'll have to pay a fine over the excess amount.
I think in times like these real businessmen are able to find solutions to their own problems, help the community, make profits, make the world a better place, and yada yada.
If you were to invest in a solution, a product, or have been in a similar situation, what would you choose and why in order to sky rocket your income?
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>>1013439
Local water company? Muni or corporation?
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geology bro. Drill some water wells. I bet there are untapped aquifers.
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How do I make my PayPal payment subscription failureproof? Like, if I subscribe to some website hosting, and the PayPal payment would fail, then the money would be taken from another PayPal account or my credit card directly.
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>>1013411
add a creditcard?
Anonymous
Capital allocation for tech startups 2015-12-26 14:50:51 Post No.1013403
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Capital allocation for tech startups 2015-12-26 14:50:51 Post No.1013403
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Capital allocation for tech startups
Anonymous
2015-12-26 14:50:51
Post No. 1013403
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How do the startups that raise millions of dollars spend that money? Like what do they spend it on? I understand like $1-10 million. But how can a team of like max 50 people need like $50 million? Only thing I can think of is advertising. I am currently running my second tech startup, and it is angel funded. But what would I ever need that much money for?
Enlighten me.
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>>1013403
Advertising. Shit that they file under miscellaneous expenses that isn't actually 'miscellaneous', but is basically 'using company money for personal pleasure'.
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>>1013405
So basically advertising and unnecessary perks?
Unbelievable. I can't even spend $50k on my company without worrying about it being a good investment, even though I'm relatively well funded.
There is a sweet spot in advertising. And unless you are planning a national expansion instead of targeting specific areas, millions of dollars are way too high.
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>>1013403
Just because your company is valued at X$ doesn't mean you spend X$.
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Oy /biz/,
I'm completely new to finance and need some help in understanding something. When a company wants to do an IPO, what's the difference between wanting to sell N shares for $x and selling N/10 shares for $x*10 ?
Thanks in advance.
>Tl;dr what's the difference between selling more shares for less and less shares for more?
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>>1013373
No difference at all really in all practicality. You're pretty much just asking for your pizza to be cut in 6 or 8 pieces.
Since you're new, I won't bother you with some cases it might matter, but if you're interested look up stock splits and reasons to do so.
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Op here (different pc).
Thanks a lot for the answer !
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rate my bizness ideas:
1 - a service that allows elderly people to order groceries online, and have them delivered by a friendly young guy (or girl) to their house. particularly interesting in towns with lots of high buildings and a signficant ratio of elderly. service is marketed towards the children of the elderly, as they are much more receptive (obv).
2 - a service that connects people who want custom art, with exactly the artist that does that ttype of work, for their budget. i know sites like deviantart exist but this platform would be for a niche within a niche. pros: infinitely scaleable as you don't produce/serve, you just mantain and develop the platform. cons: potential small target audience due to the niche-ness necessary to stand out.
3 - i have a friend in china whom i could partner with to start a business selling cheaply made toys or figurines in the european market. high barrier of entry for me though, as i have no experience handling physical goods, much less when i live in barcelona, production is in shanghai (or wherever), and my clients sit mostly in the us or canada.
4 - a (i guess) generic t-shirt business in my city, capitalizing on current hipster- fashion trends and utilizing my design skills to create a flashy shiny 'brand' and interesting, creative shirt designs.
what woulud you pursue if you were me? atm i'm making around 1k€ working 3 days a week, so have plenty of time to develop anyone of these.
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> 0/10
Stopped reading after the first few words. Maybe in the next twenty years when the current generation becomes elder.
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>>1013372
2 or 3 sound good.
However you live in Spain so good luck finding capital.
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Anonymous
University Questions Thread 2015-12-26 12:06:59 Post No.1013328
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University Questions Thread 2015-12-26 12:06:59 Post No.1013328
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University Questions Thread
Anonymous
2015-12-26 12:06:59
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How hard is it to get distinction average in Engineering/Commerce?
I asked the best university in my city how to transfer from my uni next year and they said I needed a distinction average to have a "competitive" chance
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>>1013328
UTAS
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>>1013328
How are we suppose to know? We don't know what country, state or even University you're talking about.
Ask them what was the average GPA of people who got accepted.
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>>1013621
>GPA
>Tasmania didn't even use that until this year
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How many years of study and practice are needed to become a successful daytrader?
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2-4 years depending on market conditions. The harder part is putting together a bankroll to trade with. The minimum for real day trading is $25,000
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>>1013388
Nice stats anon, is it according with your experience?
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>>1013318
>year of our jesus 2006+10
>daytrading
Greetings.
When the investor gives you the money to start up the company for an equity - you can make an agreement with the investor to sell you back some of the shares more cheaply if the company reaches a milestone or whatever. How do you call this type of agreement with the investor?
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>>1013299
Seller side exercisable options?
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Equity repurchase agreement maybe.