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Archived threads in /biz/ - Business & Finance - 7676. page

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What do you think about Legalshield?
Pic unrelated.
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I think they are $40 a month lawyer interns basically. The lawyers at LegalShield are all either your first year law school grads (which can be a good or bad thing, depending on the actual lawyer you get) or they are the older guys who were too slow/too outdated at their last practice and had to move somewhere... easier.

In my personal opinion if you are going to use them to send out your collection letters every month and get an occasional opinion on something they are fine.

If you need an actual lawyer though dont ever trust one who isnt billing you a minimum of $120 an hour. The old adage "you get what you pay for" is very very apparent in the legal industry

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OK let say I win some lottery jackpot and after taxes and everything I'm left with ten million dollars. What do I do with it and how do I make it last the rest of my life?
5 posts and 1 images submitted.
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>>1042391
give 6 mil to charity
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this board is not for fantasies.
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>>1042408
Those posts every two days
>how to turn $1000 into the 6 million Jews?
>how do i make $1500 FAST?
>will I be able to afford a lambo at 23 if I go into fry-cooking at 16?
This board is nothing but fantasies and shillcoin

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So i was supposed to be in Louisiana yesterday for orientation to my new job, but i fucked up and got the dates confused thinking i was supposed to go today but i was actually supposed to be there yesterday. They already sent me an invite to a second orientation next month as well as several training courses i need to complete between now and then.

basically im just wondering how bad did i fuck up.
5 posts and 1 images submitted.
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>>1042385
Well you got invited to a second one so take that for what you will.

/thread
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>>1042385
What city?
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>>1042405
hammond

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Thr Royal Bank of Scotland has warned investors to "sell everything to protect themselves" from what is likely to be a "fairly cataclysmic year ahead.

Shits gonna go down
9 posts and 1 images submitted.
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>>1042349
So they're shorting everything?
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>>1042349
Think about who is shorting, or who will be buying when you sell.
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>>1042349
This is it. This is the crash everyone has been talking about since 2009. The inevitable crash that was delayed in 2008.

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I have to respond to a public records request and it's making my job difficult. I would exchange the information passing on my aggression. So far, I'm going to scan the documents into a single unordered, unsearchable pdf which is ~1000 pages long.

Any other tips?
7 posts and 1 images submitted.
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>>1042317
Just do your job asshole, send them what they want
>>
Instead of pages, can you just have one really really long page? You would need a pdf creator I think. Like you could save them all as images, then put them all in one really huge Microsoft Publisher document and then save as as pdf.
That way if they print it, the "pages", all running together, won't print neatly on sheets of paper. They'll get cut off in the middle.
Also maybe make it a huge file that would crash any normal computer. I think you can do that fairly easily in InDesign or Illustrator. Make it like 600 gigabytes.
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>>1042331

I think ████████████████ but ████████████ and ██████████████████████████, yet I █████████████ on █████ . So yeah, you can take your ████████████████████ on your ███████████ after I █████████████ to the ████████ .

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How do you see the long term pricing of Oil? Do you think that oil is going to continuously drop. From what I've gathered by looking at the pricing over the last few months is that it seems to fluctuate quiet a lot. Are there any major events that I might not be aware of?
8 posts and 1 images submitted.
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>>1042201
I'd like to see anybody actually explain in concrete terms the bull case for oil.

Because there isn't one. The North American supply is locked in, ready to be extracted by whomever is left after the bond collapses and dividend cuts and whatever bankruptcies have to happen, but the supply doesn't change because of any of that, the oil doesn't care who fracks it up.

Plus, the industry now knows it's own and all it's competitors per-rig cost to operate because the rigs, which are tracked by industry groups every day, were shut down in breakeven price order during the decline.

Libya has a million barrels locked in, ready to push down even further when those ragheads finally get their failed state shit together, which with oil is never forever to wait for, and demand is going nowhere for as far as the devalued yuan can see.

So unless KSA's elephants suddenly turn out to be giant frauds full of seawater, or North Korea launches an actual nuke tipped missile, or El Putino invades a NATO member who invokes Article 4 and 5 at the same time, there is no bull case for oil for at least the next two years.
>>
There is a power game being played by the US, China, Russia, Saudi, and Iran. They're manipulating oil prices to defeat their enemies. The US is actually doing worse than they're reporting. China is being raped by low oil prices, ballooning debt and devaluing Yuan. Russia needs the oil budget, but somehow they're still kicking. They may have a secret funding operations that no one knows about. Saudi Arabia is taking out loans to meet their day to day government operations, and now they're in talking of privatizing their state-owned oil assets because they need liquid injection. Iran might be the only "winner" they get to export their oil supply to the world and receive imports. Someone or somewhat is locking all these powers into some kind of war.
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>>1042345
>Someone or somewhat is locking all these powers into some kind of war.
You don't comprehend and lack any knowledge whatsoever on geopolitics.

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http://www.cbc.ca/beta/news/business/sean-cooper-mortgage-debt-1.3402026

>homes are too expensive
>nobody can pay that off in a reasonable amount of time
>it's just a bubble
>it's the bubbles fault homes are so expensive
>bubble
>bubble
>bubble

There is literally no excuse. Don't blame your shitty life choices on others.
3 posts and 2 images submitted.
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>Literally houses are the most inflated relatively to average income in the world
>"Lol stop complaining, u can't afford a $800k+ mortgage?"

Nice try real estate agent.
>>
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>>1042187
You keep using the word inflated like you know what it means. People are buying these homes at their market value. It's basic supply and demand. If you get outpriced out of a major city like toronto or san fransisco because rich succesful people are moveing in then either step up your game or gtfo. If you can't afford an 800k mortgage then why are you complaning? That's the universe telling you that you're too poor to live here.

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Is a mortgage classed as "debt"?
I mean of course it is, but if my investments are paying more than the interest oon my mortgage I shouldn't be worrying about paying any more than the monthly payment should I?
4 posts and 1 images submitted.
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>>1042169

Just as a car loan, it's considered as debt.

> inb4 resell value
>>
Did you receive some form of assets that you're obligated to pay back?
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>>1042169
Your investments can go into the negative, paying off your debts is always a net positive.

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I just switched my major to Business Administration, what should i expect?

Any good tips to know beforehand?
2 posts and 1 images submitted.
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This decision is going to determine the rest of your life.

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Alright /biz/,

I'm looking to get into business and I get the impression business degrees aren't particularly useful (unless in a v good uni/college)

Has anyone done and Econ & Finance degree? what are prospects like?
3 posts and 1 images submitted.
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>>1042108

Yes. Good.

Most people I have seen with these degrees work their ass off. In school they study hard as fuck to get the best grades. They network their ass off everywhere. They join relevant clubs. They intern every chance they get. They search far and wide for the best jobs. At work, they start early and stay late. They make sure their work is on point and accurate. They take care of themselves (eat, drink, and exercise).

You need to understand that a degree does not confer any benefit. It's the work ethic and attitude which is exhibited, in part, by the degree that employer's look for.
>>
Me too and honestly its pretty similar to my current major where u need to network more than staring at books.

Tho im aiming at international biz to work in a film studio or distributor

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If I needed a line of credit completely seperated from my person credit line, would any corporation work or would it have to be a specific one(S-Corp, C-Corp, LLC, etc)?
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Any

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hey /biz/, I'm 20 years old and I just opened my first roth IRA. I plan to make the full contribution every year since I have a high paying job (for a college student) and little financial obligations.

question is, how should I invest it? a guy at the bank called me and told me to invest it in mutual funds, but he sounded kinda slimy so I want a second opinion from you guys.
4 posts and 1 images submitted.
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youre young go in etfs or mutual fund in all stocks

i do vanguard s&p 500 admiral class bc of low expensnes. u need 10k for those tho
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>>1042064
Soybean futures
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>>1042064
>roth IRA
>bank
You already fucked it up. A bank is the last place I'd ever open a Roth.

What is a sensible percentage of your wealth to keep under the bed in case the banks go belly up?

>implying keeping it all in the bank isn't just as stupid as keeping it all under the bed
7 posts and 1 images submitted.
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>>1042062
Aren't deposits guaranteed by law/the fed?
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>>1042067
But with the direction this country is headed in... Would you even trust the feds at all?
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Why would your money be worth anything if a country literally collapses?

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Post post jobs that have openings in your area and get your fellow /biz/antines a job.

I'll go first.

City: Tempe, AZ
Position: Security Guard
Shift: 2nd or 3rd, Fulltime(40 hours) + possible overtime
Pay: 9.50/hr
Level of ease: Easiest job in the world, seriously.
Requirements: Gotta have an unarmed guard card(easy), semi-reliable transportation, and a cellphone.

Good luck anons, hope we can get some of you niggas employed.
9 posts and 1 images submitted.
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>>1041993

They're hiring right now, just drop your contact info and I'll pass it along. Worth mentioning, not having a guard card isn't a dealbreaker but you will have to get one.
>>
City: Pittsburgh, PA
Position: Penis sucker
Shift: Any
Pay: $1/blow
Level of ease: Easiest job in the world, seriously.
Requirements:Knee pads, free of stds / mouth disease
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>>1041993

>Pay: 9.50/hr
Ah, good old AZ for ya.


City: Goodyear, AZ
Position: Unemployed
Shift: lol wake up at noon
Level of ease: Easy, as long as you fight off the bouts of helplessness and desperation.
Requirements: Have a non-STEM college degree

But I am in the hiring process for gov. job for over $20 an hour, which is like being in the 1% class in AZ.

However I think the odds are stacked against me.

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I just watched this movie and i'm motivated as fuck... now what do I do?
7 posts and 2 images submitted.
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>>1041992
1. Learn programming
2. Build a web/mobile app
3. Grow it
4. Get VC funding
5. IPO
6. Exit
7. You become a billionaire

The above plan is the fastest and most possible way to be a billionaire.
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>>1041992
first of all develop a better taste in movies
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>>1041997
What languages for an app besides java?

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