Archived threads in /biz/ - Business & Finance - 7673. page

Look at what other small scale food production companies do. You just get your stuff in local stores and spend zilch on advertising. There's basically no marketing involved. That's the first step before getting into large supermarkets. If you don't have locally owned non-ethnic supermarkets in your area, you're probably out of luck, short of selling at farmers markets.

>>1043178

No. Because the second you are noticeable, Pillsbury will do the same thing and out market/produce you.

>>1043178
Pastry has hardly anything to do with the recipe and everything to do with decades of experience making dough. Unfortunately this doesn't scale well and its a pretty specialized offering. Also, there are probably shops in your city already selling pastry dough. Finally, you have to meet food handling, production and packaging laws.

Selling whole pies would probably add more value but I don't really see this as viable friendo

Buy ethereum

>>1042785

I bought a shitload of them after investigating the coin and hearing about it here on bizz.
Heard some nice updates and apps coming up.
The bitcoin killer aka Gulden, hope it is true.
I saw they are going to update that Gulden can be used at more places than bitcoin or any other cryptocurrency.
Pretty much sold all my bitcoins and went into Gulden.

>Bizz better be right!

To enjoy life before you die

>Maximize income by getting second job
Burnout.

>live near work
Might be higher rent than what you could be paying.

>Save to invest 70-80% of income
If it doesn't affect your emotional and mental health then why not?

>Millionaire in less than 10 years.
How much money would you have to save every year to become a millionaire by then, 90k?

Something you should take into account is the global depression coming our way, shit is going to hit the fan and you might not be able to get or hold onto a secure and well paying job.

>>1038465
You're not really missing anything, it's just that you'll be uncomfortable and tired for the next 9 years. A lot of people don't want to spend that long of a time living so minimally for a simple million or so since it's not actually that much money when it comes right down to it.

Buy gold, you dummy.

For some stocks yes, for most stocks no.

I think it's going to drop more before it picks up.

>>1043673
Umm... no. Only sell.

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>>1043599
S&P 500 down 8% YTD after 2 weeks

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>>1043599

Just buy the dip go..guys.

>>1043482
Are there actually people who think the market crashing is a big deal?

>>1043482

something's coming our way man. baltic dry index, oil, china, middle east & IS, refugees, US elections & US markets... and all markets for that matter!

all fucked up, and i don't see gold responding to this as i'd expect (or as it was doing prior 2008 crisis)

>>1043504
Doom upon all the world.

Repent!

>>1043350

I'm not sure i understand what you mean

>>1043362

Instead of logging into etsy & ebay separately, you log into one platform. With this platform, you can create listings, read messages, and leave feedback. You'd also be able to see the profit you'd make before creating a listing.

Does any of this exist?

>>1043367
Just passed stage III development on this very idea/ product. Have about $10,000 USD into it now and we're releasing the beta soon.

>>1043114
So yea, I have about 20K and get about 400 euro a month. That's just rotting away in a bank.

My plan was to put it in an index, but I'm pretty scared about the crash meme. It would be a shame having to wait the first few years after the crash to make up the lost money. So I will wait till summer, if it hasn't crashed then I will probably invest.

>>1043772
>>timing the market

Also dividends are dumb. Invest in profitable companies and selloff to cashout earnings

>>1043461
Pinterest should be right up your alley. Don't know how spreading your art all over the internet is gonna make you money though.

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>>1043469
It's more of a side job. Right now I'm far from it but it's realistic. There's Patreon, Donations, Commissions, the possibility of gaining enough popularity that you become a Twitch Partner and gain subscribers. There's YouTube where I can make tutorials, speed paints, etc and gain monitizating (im a youtube partner but that doesnt mean shit because I only have 1 video that made it happen.)... There's probably other ways; I'm just unaware of them at the moment.

There IS game developement but that takes time and I'm not at that skill level right now. I can probably handle mobile at my current state.

>>1043461
Tumblr is extremely relevant when it comes to showing off your art portfolio. It is much more trafficked than DeviantArt, it's why if you go look at /ic/ people post their art on Tumblr so that it spreads places. Tumblr isn't relevant for discussion based on how it's website works but it's much better than here for example when it comes to a public place for your portfolio. The key thing is that other people link your work. You link your twitter account so that you have followers, and then you can tweet about your twitch streams or YouTube videos to generate more revenue, also a subtle hint to your Patreon.

>>1042933
It's a fucking brilliant idea.

Higher levels of long run economic growth can only occur through capital accumulation, and behavioural economics shows us that people are incredibly time inconsistent with their savings and consumption preferences. More basically, people value today's consumption much more than saving for future consumption. What this means is that people don't voluntarily save enough for their retirements, which leads to future burdens on public pension systems.

So by taking x% from every tax payers pay cheque and putting it into a superannuation account you're both increasing the levels of long run economic growth and also decreasing future pension liabilities.

You're right that it's decreasing people's current liquidity, but don't think you could argue that outweighs the benefits.

>>1043101
Sorry, I know how to better invest my own money then any bureaucrat dipshit that doesn't really have any skin in the game.

>>1043109
Lmao.

Props for not actually understanding how superannuation works. Funds aren't managed by bureaucrats, they're managed by superannuation firms with professional fund managers. If your fund isn't performing you can switch to another, and if you've got enough money to warrant the high fixed costs you can put it into a self managed super account. Regardless, either way you're still putting compulsory payments in until you're 60 or w/e and can start withdrawing.

The only argument against it is "muh freedoms", which isn't really an argument.

>>1040719
Where in Ontario faggotron? maybe have SOME semblance of the trade you want to get into?

I got an apprentice-like job in plumbing for 11.5usd after taxes when I was 18. Was pretty happy all it consisted of was sitting in a car and handing down tools here and there. Felt like I was making bank too.

Electrician in the GTA here.

You need a government sponsored apprenticeship. You can get these either by going through a trade-union or a non-union company. The former will get you registered with the government faster usually, if not right away. Both have their ups and downs, and varies widely depending on the trade. Apprenticeships are usually 3-6 years, with a pay scale starting around 40% of what a licensed person is earning. This increases yearly as you progress.

Being registered means you're on the government's radar and you are put on to the list of apprentices to go to government designed and approved school courses(usually 3 times for 8-12 weeks each.) These are only for registered apprentices and the only way you're going to get to take them is by being a registered apprentice. Sometimes you have to pay for the school (its not that expensive because of government subsidies. Books+tuition+parking, etc $1200~), or sometimes not..usually the case with unions.

Other forms of schooling you may have taken at colleges usually aren't recognized when it comes down to actual trades. Example: You wouldn't believe how many kids think their 'electric technologist' course at ______ college means they've somehow become an electrician. At best, they'll end up installing phone jacks for a telecom company for 14/h as a career. The governing body of apprentices, the Ontario College of Trades (Wynne money grab) may credit hours for such previous education however.

Bought 100 tickets

I have a 98x greater chance of wining than you do.

>>1040522
You cant even do simple math, I hope someone else wins

>>1040514
i got the winning ticket yall

>>1038139

You know, I liquidate stuff, I do business with some Chinese that work 16 hours at their day job at the bank, then do business exporting stuff with me when they get home.

These people have plenty of money. They are buying up homes in Beverly hills and everywhere else as vacation houses.

>>1038155
Tbh if you are connected every country is capitalistic and free market. And if you are't... Marxism sounds a lot better all of a sudden.

>>1038139

Because not everyone in our countries have a good standard of living, and in countries like the USA not everyone has the same opportunities - education = expensive.
Here in Australia we can study with no cash upfront and no interest and it costs a 3rd of what it does in the states. But we still have homeless, we still have poor, we still have people who struggle because they grew up in shitcreek and never knew how to be an adult.

Capitalism works but it has its flaws. If 1/3rd of the super rich people's money was put into the state and used to help those who are genuinly struggling they'd still be super rich and the people who have nothing could be housed, skilled and given jobs.

A socialist economy could take care of everyone, creating a standard and decent class of living as the minimum while still allowing a free market for those who wish to pursue more.

>>1043383

It's betting- no pretence, no bullshit- just a flat out gabling hall for suckers to lose money

PS: Just because your bet on stocks doesn't make you an investor or a trader- it makes you a gambler.

>>1043391

Yeah i agree, but is it any more gambling than conventional trading? I can see how long term investments are different.

Couldn't it be argued that binary options platforms are simply more accessible platforms for people who want to get rich quick so they can retire and relax with a laptop on the beach?

>>1043391
How are there suckers? That would mean it's being rigged by the house.

>>1043331
There are many "Stock Market 101" type books..

Start reading every day...

>Financial Times
>Wall Street Journal
>Barron's


When you can the Economist.


Torrents and simply searching "Stock Market books" ... Intelligent Investor.. but mostly out dated now.. I like Peter Lynchs books.
>One up on Wall Street
>Beating the Street
>Stock Market Logic
>Common Stocks Uncommon Profits by Fisher
>And his son's book Ken Fisher's books on investing stocks...

That is a good start and those books will lead you to others..

>I also like Jim Rogers and his books he is not just stock market but enjoyable reading

How about when do you start?

I hear people all the time talk about "man if only I'd started when I was 18. If only I'd spent some beer money on investments"

I'm 20 and every penny in my bank account comes from 11% interest student loans. To me, it wouldn't make sense to take spare money from that and throw it into some investments.

I think it'd be better to wait until my loans are paid off and I have an actual income to start. Am I wrong?