So I'm 21. And it hit me I should really start working towards a fucking degree.
I don't know what I want to work towards though...
Which degrees are best in your opinion?
Degrees aren't important. College is a scam. Learn a trade.
>>1736679
economics together with law at St. Gallen university
think of what you actually want to do with your life . does base a major choice on its future outlook or how much money you will make. life will take you places you never knew you could go, and your gona want to be doing something you at least dont hate.
and if you want to be "rich" realize ahead of time you will never make it working for someone else. be wise with your money. save save save
I work at a financial institute. What is stopping me from noting down customers credit cards and doing shit with it?
I was thinking maybe sell the info, or order shit and resell it on classifieds.
I also have access to 2 of my friends cards who are going away on a trip and told me to do something with it.
How can I monetize this? and what are the risks?
>>1736518
The actual skimmed card numbers are only worth $1-2 dollars each. It's worthless info. They're are tens of millions of card numbers, and they're stolen millions more at a time by direct hacks to store databases. Endpoint skimmers are last decade's news.
Buying shit with your own card numbers is a good way to get your ass caught. They'll eventually figure out, and quite quickly, that every stolen card hit the same POS and come down on them. You'll be investigated. That's why these people operate in rings. Stolen numbers are re-printed onto physical cards, then they go on shopping sprees in other states.
The risks? Almost none if you're out of your area. If the card swipes, you've got a free TV at Best Buy. If they say they need to "check with a manager" and take your card it flagged as stolen and they're stalling for the cops to arrive. Run like hell to your car, parked in a different lot. (Because they will try to get your plate number.)
Your face will be caught clearly on multiple cameras, so as long as you deal with that it's usually free cake.
>>1736518
>and what are the risks
Getting fucked in your ass by Tyrone.
>>1736572
some great info here thanks for sharing.
Now How would I go about cashing out a few thousand dollars from my friends credit card (hes on a trip and asked me to do it) without physically going to a store and risking getting my face caught etc?
I was thinking of buying either bitcoins and transfer it to a few different addresses or maybe order a bunch of stuff from amazon or giftcards and collect them before he comes back?
Thoughts?
Hello /biz/
I'm new here, sorry if my question seems stupid.
I have a small amount of money (around 1200 EUR) I want to try my hand at investing before going to uni in autumn in the UK. I realized today that I have some GBP and it's currently tanking so I'm actually losing money. I don't want to buy stocks at any company, nor am I looking for some great profit - I'm just curious to see if I can turn a profit at all. I have 500 EUR, 400 GBP and 1000 RON and was thinking about converting all of it to gold since all 3 currencies are currently dropping when compared to it. Is it worth buying gold for such a small amount if I'm a total newbie, or do I risk making a mistake? Is it even reasonable to try this, or is the conversion tax going to be so high I'll end up not turning a profit at all?
Thanks in advance.
>>1736381
Investments take TIME. You cant just convert all to gold and hope it goes up in a month, because it could very well takes many months to many years. Gold imo is a good investment right now with Trump uncertainty and his high amounts of rhetoric to other nations and towards trade. It could very well go up very fast soon, but it also might take awhile.
I would buy gold and hold for the next year or more.
>>1736513
I'm gonna need GBP by late September when I'll be going to uni. I thought I had enough time to try my hand until then. Do you think it's still worth trying if I'll bail so soon?
>>1736524
You should do it.
RED incoming!
>>1736292
starting to get sick of seeing these memecoin threads m8
>>1736336
t. nocoiner
>haha you guys are holding an asset that never stops growing! suckerss
What's your credit card limit biz? Mine is 10k
11.5k, they keep offering me 17k but the form always wants me to certify I earn more than 100k per year.
>>1736165
between me and the wife we have about 50 credit cards with a total limit somewhere over $100k US.
>>1736165
Not much at all. Trying to pay them down actually
>tfw you spent THOUSANDS of hours on 4chan when this time could have been better spent doing something productive
Time you enjoyed wasting is not wasted time, friend
>>1735756
I didn't enjoy it
>>1735718
tfw couple hundred of hours of 4chan led you to tens of thousands of dollars
>IT is a lucrative, dynamic and interesting field to build your career
if you fall for this meme you're an autist. enjoy spending the rest of your career with smelly pajeets and getting 0 pussy.
should've gone into banking or consulting instead :^)
>>1735472
>enjoy spending the rest of your career with smelly pajeets and getting 0 pussy.
Everyone where I work is white and I've had several girlfriends...
Been with the current one for two years.
Sorry you weren't smart enough to pass the required math classes.
>>1735478
>"didn't pass math classes"
Literally everyone on wall street and MBB would like to have a word with you. Enjoy your no future dead end job you fucking loser. What's your ceiling, in the 100ks? Cute.
>>1735472
>I'm in cyber security figured I would mention some of the shit I have to deal with
>Have to take a client call from an escalated case because something doesn't work
>Tell the client I need to investigate first before I can come up with a solid conclusion
>Tell them not our issue, and something on their end doesn't work
>They want to argue, I have no time for this shit, tell them no it doesn't work that way, there just is nothing else we can do or change to "make this work"
>They figure it out and fix it on their end
>Wasted an hour of my life on this escalation
>Client calls in for us to do something completly non-compliant and demands I do it because he is so- and so.
>I explain, again I don't work for you and I am employed by an advanced cyber security company, what they are requesting is something I can not do and will not proceed.
>Guy is screaming, at me and I am just like do you not fucking get it how this... is not secure etc..
>Take a call for someone at some IT company and the guy on the other end doesn't know shit about layer 1-4 troubleshooting and is wasting my time on this call
>Have to do their job for them, even though they are IT support and I'm a cyber-security engineer...
>Start to learn, that those LAN desk specialists really are just comptia students and aren't worth a damn
I happen to know one of the guys that "work" in the scene that buys tutorials from Udemy, Lynda, etc. to put them on torrent sites.
He has about 10k Udemy courses and told me that if I want one and he has it, he'll send it to me.
I need something to make a few quick bucks online starting from nothing (zero budget), and was wondering which skill I can learn to make some money in the short term.
I'm not looking for anything serious like programming that would take me months to years to even start earning. Just some "internet hustle" kind of thing.
Thanks in advance.
Take a sales course on Udemy and remake it
>>1735123
I'm ESL, so I'm not sure it'll be very comprehensible
Idk how well these would actually work, but Web Design and Social Media Marketing are the first things that come to mind.
I just made a lot of fucking money.
>999,900.00%
>>1734876
Why we you holding this, how much were you holding, and have you already dumped it?
I wish HKBV would hit 0.001 even and I'll be rich as fuck... I hold nearly 7 million shares... I got pumped and dumped on that stock really well. :-/
>working until you're 60
>not buying high-yield dividend stocks
Is anyone following the path to financial independence / early retirement? Why are you not investing in dividend paying stocks? You can easily retire when you're 30 no problem. Currently saving 65-75% of my income and making $300/month tax free in passive dividend income. Plan to making $3000/month tax free in about 7 years. Probably shorten that to 3 years once I combine income with SO.
>>1734572
nothing ever is tax free
I am following this path, investing in dividend stocks to recieve passive income.
How can one feel rich when working a job? The only way to feel rich is by earning obscene amounts of passive income.
I want control over my time, and have enough dividends roll in every month to cover my needs.
>>1734584
We have a TFSA in Canada (Tax-Free Savings Account) where capital and dividend gains are tax-free). I am pretty sure USA has the same thing. Also dividend income is not taxed if you're earning less than 50k in dividends per year. This is because dividends are already taxed by the business itself, so it's like the government is double-dipping. Your mileage may vary in the US.
I have an edge to make millions of dollars off the foreign currency market, but I'm broke penniless at the moment.
Where can I find a stranger online who can invest in me?
>>1733543
No you don't faggot.
You don't even believe in it yourself. If you did you would already have sold every single last thing you owned and doubled the money
sage
I'm sure it is nothing anyone with that kind of money isn't doing already.
But if it is insider trading, you will be the one doing life for it. Your buddies will be long gone.
>>1733554
Anon. Let me just put it like this. I sacrificed all my life on my trading, that's how much I believe in myself. And it's not just a belief, I do actually have an special edge.
I'm making this post because I have 5 dollars left to eat tomorrow and the only thing I have left that I could sell is a $100 tablet, however I need the tablet to trade. It's really difficult to trade from my slow shitty old iphone 4, so I'm doing my best to not having to sell that.
Believe it or not, but I'm more concerned right now about having enough to trade than eating.
/biz/ should be able to solve this
$100
>>1733236
100
>>1733236
$100
Fuck...
Wish I could have bought more. I only had 2k to invest at the time at .42 and now its mooned to .64
thats a bretty good ROI.
Can't believe this shithole made me some bucks.
Is anyone else still holding? When will you sell?
Im in for the log haul.
Redpill me on the lithium market. Lithium prices look to be at an all time high. Do you expect demand to increase? Does Galaxy produce yet?
>inb4 i just invested in a meme stock and things worked out
>>1726290
Yes, after a shitfight they have made their first delivery this month (on time, in full) also their major mines are operational and they have secured a deal with china or Mitsubishi for to make batteries .
> yes, they received the $20 mill
> As car producers continue to move towards electric vehicles they have a preference for lithium batteries, think tesla and their products as well as plants that manufacture the batteries.
>Do you expect demand to increase?
Yeah but I thought it would have calmed down after the first shipment.
Basically they have operational mine[s] and a market to sell to with a good concentration of the metal.
I've got 13.5k shares at 0.429.
Hope I can buy my yacht soon...
Hey /biz/, I have an idea to make everyone who browses /biz/ and has a yobit account a lot of money.
My plan is we all buy SCAN, right now it is at 3 Satoshi. If we all buy SCAN and we get all of /biz/ to shill the fuck out of it just like we did with trump coin we can easily get it to at least 20-30 Satoshi.
Step 1: go to yobit.net
Step 2: buy at least 250,000 SCAN ($6)
Step 3: shill the fuck out of the coin on /biz/
Step 4: more people will buy SCAN coz FOMO
Step 5: The satoshi will rise
Step 6: PROFIT
/biz/, we are capable of this. A lot of people have made thousands off Trump Coin from /biz/ shilling it so what is stopping us from pumping another coin to the moon?
LETS TAKE SCAN TO THE MOON!!!
Please lets make this happen. I missed out on the trump coin hype.
>>1738834
ummm we need more ppl
Explain why you're not in investment banking, venture capital, or managing a hedge fund. These are top tier career options that only ALPHAS aspire to.
>>1738646
Because I am not jewish.
>>1738646
> Accounting and Finance graduate
Working in insurance but would love to her into investment but how ?
Cause im 25 and didnt take any education in those fields and now im too old to start my education to become any of those