Archived threads in /biz/ - Business & Finance - 7513. page

>>1092029
index funds best store of value

>>1092032

I see.

Thank you for replying.

>>1092029

Strictly talking about savings, I would suggest two things:

1- Government bonds, or treasury bills, or whatever is called in your country, are (relative risk free) instruments, with interest equal to inflation, depending on which country you're living on. It won't made you rich, but your money will be safe and retain next to all its initial value, unless you try to sell it before the agreement date.

2- Silver and gold are solid ways to retain your value, if you know when to buy and sell.

>/biz/: hahaha, newfag. Silver is worth a shit, it won't generate profit until several years later, which inflation will eat anyway; you're better buying food and guns to defend your useless metal coins, stay poor wageslave, etc.

The average value for silver for the last year have been $14.95 per ounce, ranging from $14.18 to $15.73. In December it was as low as $13.70 (>/biz/: silverfags on suicide watch!), but right now is at $15.79, so for whoever acquired silver in december, could sell it right now for a nifty 15% profit. Gold have been on a similar path. I haven't been following platinum, but I imagine is on a similar streak.

However, petrol isn't a very good idea, so stay far away from it.

>>1091869

Buy land with stable access to wells that can't be drained by nearby water sucking operations. It's literally what a bunch of rich guys are getting ready to do.

>>1091869
> that image
What the hell? The Bible clearly says that marriage is the union of two people and that sex begins unification. Also marriage is meant to help people who struggle with lust. Sex was meant to be done by Christians but only within marriage.

>>1091879

Frankly I dont know if I have the capital for that

I know there are a few publicly traded water companies, but almost all water is municipal or non publicly traded sources.

How can you get into the water market at this point without directly owning assets?

>>1091700
Here in bananaland, where the technology jobs are slow cause there's no fuck ING industry became common for engineering majors to go for internships at banks and shit

IT here, just watching the shills

Shit thing is: engineers have no background in finance what so ever. does biz know how's life for an engineer at a finance job?

Well first you go die

>>1093332
Here's a breakdown from my understanding.

~Computer Science
School does matter, but in the long term the best programmers will hold the best jobs, so although good schools have good students and better teaching methods, it's ultimately up to you.

~Actuarial Science
School may be important to get into better firms, but the most important thing is the diligence to go forward with the Actuarial exams. I think school is more important than CS for this, because it's the field where business and mathematics meet, so you need to have a strong school with strong connections.

~Accounting
Prestige is everything. It will make the difference between going to work as a bookkeeper and working Big 4 and moving to better things. I attend a University that has a top accounting program and generally students are easily able to find jobs. At other schools, it's a fucking disaster.

Ultimately, you want to end up going for a CPA as an accountant if you want to work as one.
There may be cases where a CFA/MBA is a better choice (if you work in finance/banking/management).

As for CS, you need to go for a MS/PhD if you want to contribute to the field, but generally people don't go to graduate school because it doesn't make much sense for such an applied field.

>>1093341
Thanks!

Also, I'm in Austin, TX. My options are restricted to St. Edward's, the University of Texas, Austin Community College, and Texas State.

So, you would admonish me against accounting unless it were at a top-flight school with placement at the Big Four, correct? ACC has an inexpensive post-bac that would allow me to sit for the CPA, but from what you're saying that might not be the world's best idea.

CS is abundant in terms of options. TX State has a decent program, ACC is a feeder school for the other three, St. Edward's is meh, but UT is the jewel in the crown and is in the top 10 for undergraduate CS programs.

Regarding Actuarial Science, I hear the exams are a slog and are the biggest component like you say in terms of employment. I'm not super keen if I want to study mathematics or statistics explicitly despite doing well in both, but...if necessary I will.

>>1093217
You lazy niggerlicious dumbfuck. You want to make big money but you're too stupid and too lazy to Google a simple task like mining eth. I seriously hope someone is going to torture you you piece of shit. You're a zero factor on this planet. I don't get how people like you can cross the street without getting hit by a car.

>>1093225
Hey faggot, guess who called? Your ether broker informing you that there is a new crypto currency fot sale

>>1093230
Seriously, get off this board and listen to rap music or something. It fits your level of mental competence. Don't play with fire. You mining eth would end in a housefire.

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>>1093139

selling all of this as well for cash in MA/NH region

>CERAMICS UP TO $100 A LB
ceramics? am i correct in assuming there is a market for scrap ceramic?

>>1093167
you can powder it and use it for fill on things like buckeye burl ornamental tables

What sort of role are you taking?

>>1093048
I dont know the exact role within the department, but during the intern/practicum I'll be just helping out around each area. are there big key areas I should look out for?

>>1093102
I'm only entry level at the moment so I can't give that much advice. Just in general, make sure you're assertive, have a projective voice and keep a positive attitude. Higher ups in sales are obsessed with that stuff.

Why the fuck does nobody ever brush their teeth

What's with all these niggers and their AIDs?

Thank you for coming in. See you again soon!

I'm not desperate or poor.

add me on skype to join a veteran crypto trading chat

hf_fwiw

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Because i don't invest in shitcoins

Just sweet sweet ether

>>1092964
Shameless self bump

Maybe you can create a company that picks up food waste

Introduce a new bin for wasted food that will save the environment (like recycling bins), collect those from households every week or whatever you have set to collect

Now if you get big enough, maybe you can speak to your government about a collection program for household food waste that'll be environmentally friendly

>>1092964
havwe you even done rough napkin math to see if this is feasible? it sounds like you just smoked a joint and thought this up

>>1092896
Yes. I play almost two hours on work nights with my friends to de-stress. We're spread across the country, so we get together and grief 12 year olds on COD.

I make around $150,000 per year at the age of 24.

I own a small business and I play vidya

But, I only play multiplayer steam games with people I know irl, and only like 2-3 times per month

Define successful. I'm a 22 year old high school drop out that started my own Janitorial business and made $60K last year. I work 2-4 hours every evening and spend all day playing video games. I don't consider myself rich or wealthy, but I consider myself successful under my circumstances.

>>1092699 (OP)
Comparing Vanguard and Betterment is like comparing oranges and orange juice. You're paying a premium for the squeeze, when you could easily do it cheaper (and possibly better) on your own.

Betterment just sells you other people's index funds. Betterment allocations include at least 60% Vanguard funds, and even the funds that aren't Vanguard are knock-offs of Vanguard funds.

>>1092699
I think 0.25% compounded over your worklife exceeds the extremely minor inconvenience of yearly rebalance and a few dollars left on the table between new deposits each month

My Roth IRA is with Vanguard. Adding a brokerage with them makes me feel rich.

Anyways, should I just dump everything into VT? Or really break it down into US & international allocations? I just want growth for the long term.

People like me, who don't mind price fluctuations and only care about the fundamentals.

Hi, I'm OP and I've never heard of Google.

hijacking thread

if you go to lend off a broker and they dont have the shares will they buy it at current prices to let you short it if they think its better long

Hey, good thing you made A NEW FUCKING THREAD, RIGHT OP? DEFINITELY NOWHERE ELSE YOU COULD HAVE POSTED THIS SAGE
SAGE
A
G
E
sage
>sage

Post it in the official ethereum thread

>>1086238
This is the ethereum board.
I can post whatever I like wherever I like.

>>1092876
Smith and Wesson (SWHC) has pretty much funded my retirement over the last 7 years of Obama.

>>1092877
Quit bullshitting us, poor boy.

Obama actually owns stock in Smith and Wesson. Another reason tho thank Obama!

Business Insider had the story 7 days ago.

>>1092877
Is there a dividend