If you were in a dire financial situation as in tl;dr
>20k debt
>loans, bills, fines, etc
>no wageslavery till the 4th
would you take a $10AUD cash in hand job involving hard physical labour to supplement income for food money for the fortnight, or would you rest for the onslaught and mentally taxing office job that pays triple?
I chose to not work for fuck all in 35 degree heat and instead stay home and play computer games.Granted, I'm not earning money doing this but I'm enjoying myself and I'm also making the most out of the internet that I'm paying for and I'm not busting my ass for mexican change.
If i had a plan of what to do with that $100 that could be made after the hardest workday of my life (invest in trumpcoin or something lel), perhaps it would be worth it... but I can't believe I almost agreed to $10 an hour to mow lawns and pick up rubbish..Man I could make $10 an hour by creating an aggregator for Lawn Maintenance bookings, I'm sure I could knock that shit out in a day or two...
tl;dr
do you reckon i made the right choice to not work today to save energy for my real job that pays at least triple.
You're lazy. Working alave jobs got me to the government job im in today. I'm on $112 an hour today.
>>1700425
yeah i mean i'm not denying i'm lazy, but fuck you very much mate. Who actually wants to work $10 an hour cutting grass? It's not like that $100 bucks is gonna do shit for me, i'll spend it all on weed, smokes and alcohol.
If your outlook is like this, you're not worth the air your breathing. Kill youself now.
How to profit off the coming A.I and automation boom?
>>1700331
go all in on AMD
sell suicide kits
>>1700349
i can fucking guarantee it'll be intel.
The economy is collapsing. Many people are afraid to say it but the money is in the wrong hands at the moment and before long there will unfortunately be an all out depression. How do we get out of this mess or how can we work to improve it?
Pic unrelated
>>1700248
We bite the pillow?
wait for the crash and buy stock on margin when the recovery kicks in
>>1700248
in deflation you hold cash that simple, however they will just impose negative interest rates on bank accounts and try to ban or minimize hard cash before that.
so you need to find an asset that behaves like cash can not be easily confiscated or taxed and will keep it's purchasing power.
good luck with that!
HOLY BULL!
WERE BACK!
Come on now OP, you and I both know that a recession is on the horizon and it's coming sooner than we'd both like to think.
>mfw btc hits 1k
>>1700236
gold parity when?
so my fiancee is in europe with a visa and it will run out soon but we want to stay here, rent/buy a house/flat and marry. (for financial reasons ofc and to make the visa problem disappear)
i am eurofag and can do whatever the fuck i want, but i heard she´ll get a big red stamp in her passport if she leaves the eu after her visa is overdue and wont be able to reenter for 5 years.
should we just stay, marry ASAP, get a place to live together and everything will turn out fine? i wouldnt care about a fine, but her getting kicked from the eu for 5 years would obviously suck.
any other ideas for countries to live in that have good working and living condition like the eu? some parts of russia maybe? pls dont say new zealand or australia because we´d be there rn if we could. and also no USA, we dont want to live in an unsafe country. getting there is difficult anyway. maybe canada? btw, she is argentinian and a straight 9, while i am a 4 on good days. the marriage thing isnt too bad for me.
why i ask /biz/ ? because in the end it is about my money, too and i want to know if i should sell all my stuff at home and on the stock market or wait for her to reenter the country later
picrelated is my deck
>>1700218
>if she leaves the eu after her visa is overdue she wont be able to reenter for 5 years
Then why wait until it's overdue? Either extend the visa now or exit the EU before it expires, get a new visa and come back.
In any way, your foreign ministry, some EU website or the Argentinian embassy all know way more about this than I do and they're all ready to help you for free and guarantee you the accuracy of their information on top.
Why again are you asking anonymous idiots on 4chan about stuff that could really fuck up your life should it turn out you've been given false information?
>>1700218
Anon, getting married is the worst thing to post on a board about business and finance. Marriage is financial suicide. Please be careful when considering who (or if) you marry for the sake of your financial freedom.
>>1700230
because contrary to what you said these websites are impractical, convoluted and the embassies/foreign ministeries arent exactly ready to help. in fact, one of the embassies still didnt answer. of course all these things take their sweet time, but her visa is overdue in a few days and there will be some workfree days coming up. also, she has a good job opportunity starting this january, but apparently not good enough to get another and most of all better visa.
aside from that i hoped somebody knew from personal experience about this.
>>1700241
only if you make more money and have a bad contract. i might earn more but i am not stupid.
Hi.
Let's say I've made an investment. The returns are monthly. I make frequent large cash deposits to the same bank (CU). Is there some kind of red flag system, or do they not care?
Thanks.
They probably will care because they're fucking cunts.
They disguise taking away your freedom as "terrorist" and "money laundering" counter measures. It's disgusting.
>>1700222
Gonna need some more opinions on this. And the regulations as to why they would.
If it IS true, that means I'm going to have to develop some pain in the ass cover plan for incremental deposits. Which also means I can't see that account grow as I'd like to.
Although, on the flipside, I don't see why they would care as they are getting frequent and non-counerfit investments to their private institution.
>>1700242
>Gonna need some more opinions on this. And the regulations as to why they would.
Yea OK. Your credit union may be different, I'm talking from the perspective of most mainstream banks.
The reasoning is kind of extensive but I'll try to put it into a nutshell.
>Most (especially western) world central banks are forcing zero or negative interest rates on their respective countries like a bunch of autistic children because "muh macroeconomic theories". They actually think that it will stimulate the economy because it demotes saving and investment and promotes reckless spending and buying shit you cannot actually afford.
>If a bank imposes negative interest rates on depositors that means you have to pay the bank not only the fees of them holding your money, but also the interest to them based on your savings amount. Likewise, people in debt actually have their debt paid off by the bank by the same interest percentage amount. It's literally normal interest rates but inversed.
>Now what normal human being in their right mind would keep their money in the bank if they would lose less money if they stuffed cash in their matress? (Cash in mattress = only losing money by inflation, Cash in bank = losing money by inflation + banking fees + negative interest rates) The purpose of a bank would be demolished and people would be withdrawing all their money for better alternatives.
>ENTER CASHLESS SOCIETY :DDDD
>Harder to pull cash out of the bank if they impose withdraw and deposit limits on your cash. Also if money is electronic and going into a cashless society, you can't exactly stuff cash in your mattress anymore can you? You suddenly NEED the bank. And they will take as much money as they can from you. Governments will rape you with taxes, banks will rape you with negative interest rates and banking fees. You won't know what's your head and what's your ass once they're done with you.
This is the general gist of my point of view at least. Open for comments.
I can't find a job anywhere! I want a decent paying job where I can work at a desk and help the economy. I'm sick of slave labor! I'm sick of employers sucking the life out of these ignorant citizens. Where is the money?
Everyone's out here:
Where is the money where is the money? Nobody knows! Our economy is being systematically destroyed and I want answers!
>>1700188
suck dicks
>>1700188
r9k knows
Has anyone here ever experienced a (favorable) PayPal glitch? I used my account to buy gold for €700 on December 24th. My bank account should have been charged with this amount (I keep no funds on PP itself), but still wasn't. The funny thing is, I bought something for €1.73 in the Google Play Store the same day and that has already been taken from my bank account 5 days ago.
Is it possible they won't charge me the €700 at all?
You will eventually get billed OP. Don't go spending that €700
>>1700174
I'll wait until Mid-January before I draw any conclusions. If they won't charge me for over 3 weeks something definitively went wrong. I was just curious whether anyone else has experienced similar stuff with PP.
>>1700187
Yes I did personally, it was a $500 laptop. Got billed 2 weeks later. Just telling you from experience.
It's happening
Any nocoiners still alive?
>>1700131
The coiners autism is starting to be annoying.
holy crap here we go!
You're 18, ready to go to college. What do you do to maximize your financial success?
>>1700100
Take a year off, and instead of bumming around work your ass off while trying to save most of the money you earn. Use it to pay for college instead of burying yourself for the rest of your life under student debt.
You should also use that year to really dig in deep about what you actually want to major in. Fat chance it'll be something different after you've wageslaved for a year.
>>1700100
Wow, three levitating puppies?!
>>1700100
1; You start off by choosing the right education.
Social studies? Gender studies? Art degrees? Lesbian Dance Therapy?
Fuck off. If you go that way you condemn yourself to the public dole for the rest of your life. The more STEMmy an education you can find, the better for you. Ideally; try working for free for a few weeks in the profession you think you want, in order to get a better view of how it actually is over how you _think_ it is.
2: Investigate fully what options concerning scholarships or rebates are available to you.
If you can save money; do so.
3: You dont need a super expensive private education to do well.Be aware of costs.
4: Work while you study,
5: Try not to party too much.
6: learn about private economics in advance, and learn to budget.
https://www.cryptocoinsnews.com/the-european-union-wants-to-identify-bitcoin-users/
>EU wants to identify bitcoin users
is this a good or bad thing? will it cause a glut of sells in the coming months?
what else is planned for 2017 regarding bitcoin? colombia recently banned it, anyone else?
I don't think it will matter as you can easily distance the Bitcoins from your identity
>>1699996
Hahahaha
Don't they have expert that tell them that cryptos don't work that way?
Go to localbitcoins
Oh shit everyone there is a government agent
And who would have thought letting criminals in your country would be just an excuse to establish a police state
>>1699996
Pointless government rambling.
If you use a KYC/AML exchange you should already assume the government has a full history of your transactions.
Otherwise, however, government is powerful to "identify bitcoin users". The idea of wallets (open source software applications) being required to "report suspicious activity" is hilarious.
Government cucks BTFO.
Nocoiners on suicide watch.
Does /biz/ have any opinions on Acorns? Specifically for someone who until the last month taken any interest in their finances, or investing.. The way I see it, it's an OK way to start to learn about the market, with very low commitment.
>>1699978
Also recently started with acorns. Everyone here thinks its a meme though. Have been in for 3 months and got ~ 2.5% capital growth so far. If >10% p.a. then it seems like a good way to save money - not going to get rich off of it
>>1699978
I personally don't think its worth it after trying it for about 5 months.
>>1699978
get robinhood and join the robinhood thread
Hey guys, I have fucked up badly over the last 2 years.
>Moved to a big city and keep getting fucked from different jobs.
>Most recent is a 100% commission job that has required me to go 10k further into debt.
Currently at $26,717.93 in debt and going an average of around $30 a day further into debt
I need advice, stay with my 100% commission job with the opportunity of $2400 a week income if I hit my quotas or take on a minimum wage job (Minimum wage $13 per hour after tax)?
Commission only job?
Yeah fuck that.
Dude wtf?
>$2400 a week income if I hit my quotas
nigga your quotas are hitting YOU if u are -$30 every day
I've never lost money on a trade what am i doing wrong am i a savant
>>1699907
>Knowyourfeels
Only trade i ever lost money was my first one
>>1699980
Was it your initial purchase? How does it qualify as a loss, was it over valued?
>>1699907
so why are you still poor and shitposting on 4chan
How smart do you have to be to get a job as one?
Above average, just be good with numbers.
>did you know: autistic people are more prone to be good with numbers
>>1699856
Smart enough to understand the theory of what you're doing, not so smart that you get annoyed by the fact you're grinding away in an office all day long while business majors who networked piss about all day and earn 5x what you do.
5 on the AP Calc BC, 800 on the math portion of the SAT, 800 on the math portion of the GRE, national merit finalist.