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I'm currently a uni student (AUS) doing a Bachelor of Accounting with the possibility of pursuing a CPA. But I also want to do post grad degrees like Finance and Economics. What degree should I pursue? What types of jobs are there in the economic industry/finance industry? Also possible $ predictions with those types of jobs? FYI I'm 19 years old. Australian resident.
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The one that you're most interested in that will not make you hate your life. As long as its not humanities or social sciences.
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>>1081249
thanks
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>>1081249
u got a prob with econ?
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/biz/ noob here. Are there any good alternative to Rich Dad Poor Dad? Lots of folks have been recommending it to me but I feel like something is up. I suppose it's a good enough introduction to things but I think I should read up some more. Any recommendations?
Pic just sorta related: Investor z
>Inb4 reading manga for financial advice. huehue
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I started with cashflow quadrant. After reading like 3 more of his books I read rich dad poor dad. I still think cashflow quadrant is the best. It changed my way of thinking on how I view assets. I then went to school for accounting and the simple fundamentals like that are not even understood by many cpa's.
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how do you deal with the massive amounts of stress in business and making money in general?
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>>1081187
If you were more organized you wouldn't be stressed.
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>>1081191
/thread
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How do you start a company when you are a salaryfag and spend 40+ hours a week working?
What are some good ways to get funding? Besides salaryfagging all the way to a big amount.
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make a business plan and get funded through a bank loan or crowdfunding or other source
you probably can't manage a business while also wageslaving
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>>1081171
You quit your job to start the company.
Nobody with a functioning brain would fund anything that you can't be bothered to quit your job for.
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Business ideas that you haven't put into action yet:
1. Dating app/site without photos.
2. Fashion guide based on google searches for items etc. in your area.
3. Note sharing website for the NZ uni market.
What about you?
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>>1081160
I'm working on a social manipulation gig. Like pretending to be feminist or gay to have a bunch of core followers and then advertise things to them to raise money for this and that.
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>>1081160
>1. Dating app/site without photos.
That is the worst idea I have ever heard.
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>>1081244
I thought of a variation of this idea, but I don't think it's wise to share
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Which shitcoin is the dumbest?
Ether vs. Bitcoin
send ether to my ether wallet to vote for ether: 0xc5240d991b241c222f38a599da988f4f3cd78e55
send bitcoin to my bitcoin wallet to vote for bitcoin:
12nCihLsV89JaFud7cEHcAvw3UUNWf6heH
I will post results.
Also, I will post more pictures of my girlfriend (pic related) for shitcoins
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>>1081124
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>>1081134
well, I still have 3 more pictures of this beauty that you don't
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How does one sale bank accounts? I'm a Branch Sales Officer in a bank and want to sale accounts and other products of the bank. How do I it?
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>>1081117
1. Find out what your bank offers over other banks.
2. Decide what is the greatest differences and focus on those traits.
3. With these traits figure out your targeting market. New family looking for a house? elderly looking to retire? youth looking for credit?
4. Organize an ad campaign to sell that trait to those people.
5. Thank me.
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>>1081117
English is not your first language.
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Is it possible to apply for a credit card with a bank by writing new terms yourself? For the sake of simplicity, consider a case where I only wanted to increase the cash back percentage.
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In 2008 Dmitry Agarkov received a letter in his mailbox, in it was a credit card application form with an agreement contract enclosed, much like the applications. Agarkov filled in the form and returned the signed application, though what he sent back was not exactly the same document the bank had sent him.
Agarkov changed some parts for his own benefit -- most notably, the small print. He opted in for a 0% APR and no fees, and added that the customer "is not obliged to pay any fees and charges imposed by bank tariffs." He also changed the URL of the site where the terms and conditions were published from www.tcsbank.ru to tcsbank.at.ua. Additionally, he added a special clause that would protect him should the bank break the agreement in a unilateral manner. For each unilateral change in the terms provided in the agreement, the bank would be asked to pay the customer (Agarkov) 3 million rubles (about $91,000), or a cancellation fee of 6 million rubles ($182,000).
Agarkov then sent his updated agreement to the bank, and shortly thereafter received the bank's signed and certified copy, as well as a new credit card!
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>>1081031
You'll never know until you ask. Let us know what they say.
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Anyone in the service industry here? Managers or anyone in fine dining?
I'd really love to serve in a fine dining setting but I don't have prior experience serving in anything close.
A VERY popular spot in my city is holding open interviews this week and I plan on paying them a visit.
I've been serving for over a year at a higher-end chain ($16-$25 per entree) but didn't learn a few key things that would probably be really beneficial. To be specific, I don't know too much about wine like how to differentiate between them or their characteristics. Also, I won't be turning 21 for another few weeks.
Would this be a deal breaker for the hiring manager?
I would seriously love to work there.
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>>1081005
>don't know too much about wine like how to differentiate between them or their characteristics.
This is pretty easy, anon. You poor a little wine into a glass. Swirl it around a bit. Drink it. Then you pick up the bottle and read the back of the label.
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Op it's doubtful you'd have anything to do with wine if this is truly upscale. They hire people specifically for that job. So I wouldn't worry about the wine. Just go in and do the application process. You have experience in service and that's anyone looks for in servers.
Talk with a French accent during your interview, it will make you look knowledgeable.
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How hard is math in economics guys?
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P hard senpai.
but it's fun
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And this is the document I sent to Oanda's document upload to verify my ID when trying to learn how the fuck one opens an account and being sent in circles for 10 minutes around their useless help section.
This is supposed to be my ID. The fuckers were asking about everything from my net worth and occupation to my SSN without even giving me a fucking clue first what I was in for.
So my response to every question just to get through their gauntlet of questions was pic title.
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Which ultimately got me this screen lel
I still didnt learn much about wtf to expect before handing money over.
Fuckers. They used to have a decent help page. Now its gone basically hidden and you have to guess at everything. The help section is a bunch of pages with one or two useless sentences on each one, so you end up clicking in circles like some lab chimp trying to get a treat. Motherfuckers.
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>>1080889
>Oanda's
>Ever
topkek
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>>1080894
Tell me moar, please and thank you.
I'll be in and out, but I will read.
As an aside, how was the Madoff show this week? Did that billions series or whatever start yet? Im out of touch on the pop culture circuit. I rely on others to thin out my options a bit with recommendations.
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>out of college
>2 months writting applications
>first company who invited me is like 500 miles away from my home
>its an sales job
>pack my stuff and move there
for some reason I thought in sales with all the customer contact I would cure my retardation in social interaction. its been almost 6 months and my superior are getting supsicious. I cant even get myself to call customers because i cant remember shit they say or can give the right answer to their questions. I am still in my trainee phase but I doubt it will get much better.
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>>1080873
I worked in a coffee shop for a year and my social incompetence made it a living hell.
I now work in a job where I don’t have to interact with anybody.
Consider a career change OP.
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>>1081063
Nah, it's usually better to focus on the areas where your natural talents lie than to try to get good at something you naturally suck at.
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What is insider training - like where is the line drawn?
A company I've invested in is planning on extending into another geographical market - they announced this in their mid annual report in September.
If I email their support and ask "how are you progressing re: expanding into x area" and I get a response from an employee fully explaining the current progress being made and ETAs etc. - then buy shares using that information that is not public knowledge - will that get me in trouble?
I'm confused.
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Insider trading is information that is not publicly available.
A company expanding isn't insider trading
An email from the CEO telling you that the company stock is going to rise of fall tomorrow and to buy or sell is insider trading.
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>>1080799
What OP is doing is inside trading because the public won't know the progress of the companies expansion until the next report, so OP can short the stock if it isn't meeting what they claim.
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>>1080806
But it is public knowledge if they would send the same response to anyone that asks?
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I have no credit history, and I want to build up my credit score so I can get a loan later in life, what is the best way to get max score?
I have no debt history of any kind, just a regular bank current account.
Also what is your credit score?
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How old are you? Register to vote if you haven't already.
Use your current/cash accounts regularly, ask for overdraft, go into negative and repay it on time.
Ask for credit cards, use them regularly and repay them on time.
Just transfer between multiple accounts, pay your bills and credit cards on time, increase the overdraft every once in a while....
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>>1080760
>Secured credit card
Also: I will Teach You to be Rich is a great book. It has an entire chapter for helping you improve credit. I suggest you read it for a good base.
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>>1081201
It was also written by a college student
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Good afternoon /biz/.
I'm a 19yo that just started school with an MBA in mind. I've finally gathered the balls to start my own business, no matter how lowly it is. My idea is simple, I go around door to door and vacuum people's cars. I considered detailing and maybe oil changes, but after speaking with a renowned mechanic, I've learned it is not worth the investment and responsibility to perform oil changes and detail cars. (Auto anons can relate)
I live in a fairly suburban but yet rural community filled with 40-60 olds, mostly white. Low to mid-middle class. I was thinking about just simply knocking on their doors and saying something along the lines of "Hi, my name is anon. I'm trying to earn money for college and would love to make the inside of your car look beautiful at the same time."
The vacuum cleaner I have is a commercial grade shop-vac. It's not a cheap plastic thing from Wal-mart.
I'm conflicted about pricing. Of course, I will make sure to do an absolutely amazing job. I originally thought 20 dollars would be a fair price and could be sold easily. But I'm hearing all sorts of numbers from others. Anywhere from 5 to 30 dollars.
A factor I'm also conflicted about is that I do not have a generator to power the vacuum cleaner and even if I did have one, the noise would be a big turn off. I've thought about battery powered vacuums, but quality goes down the drain. My only option is to run a power extension cord from the customer's house.
So my questions that I hope you guys can help me figure is:
>Should I be honest and tell potential customers I'm earning money for college?
>What things should I say to get more people to say yes?
>What would you guys be willing to pay for some young adult to vacuum your car?
>How would you go about asking to use the customer's electricity?
>How would you react if someone asked to borrow your electricity while they were performing a service to you?
Thank you in advance.
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My car looks like shit inside! I would pay up to $20 for just a nice vacuum and dusting with a squirt of a fresh scent. I'd do it in a heartbeat. I have no time for doing it myself and would pay a fee similar to a haircut. Good luck anon! I hope you do it successfully and franchise it to NEETs.