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Archived threads in /biz/ - Business & Finance - 7414. page

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Hi /biz/!
I make video/photo. I shoot and edit everything myself, mostly corporate video and events.
I live in a shitty country (sPAIN) where is difficult to charge more than 600€ for a vídeo.

As everyone here, i m looking my way to retire at 40something...
> INB4: I know, 236€ in the bank ≠ retirement

More details:
- I do not waste money in superficial stuff
- I'm a good looking guy, well dressed too
- I can act like a a normie / I'm far from being one
- I make music, musician is my (STUPID) dream job
- I'm also good at yoga, i could work as a yoga teacher

What do you think? Am I too old? Should I look for another business model? I feel 33yo is too late to reinvent myself. :/

Any advice appreciated. I'm sick of being a poorfag.
16 posts and 3 images submitted.
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>>1140474
>charges 600€ for video
>236€ in bank account
>claims to not waste money on superficial stuff
>>
>>1140474
33 years old is pretty late to retire at 50 that's for sure.

Maybe you will be able to retire at 65 if you are lucky. Assuming you work two jobs.
>>
>>1140482
Also to add to this your skills are shit.
Learn how to program or do something with technology. Also keep track of your expenses try to spend less then 5€ a day on yourself in terms of food. Get used to living like that for at least the next 20 years.

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What's the most satisfying thing you've bought with your earned money?

Me: nothing, working sucks
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A firearm.

>Fun
>can start hunting, target shooting, or plinking
>Cool history
>never really loses value- sound investment
>freedom
>>
>>1140323
I bought a van that I could theoretically live in.
>>
>>1140323
Nothing yet, looking for ideas. Have 800€ spare money this month.

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Hey/biz/ how do I get rich starting with $10,000 in order for me to fund my own paramilitary organisation that seeks to end ALL war and conflict through the use of superior force?

What kind of budget do you think I will need?

I also want to avoid going to universities because they're too slow and corrupt to fund advanced research into anti gravity propulsion devices and plasma particle weapons.

Also if you have any ideas for secret locations where I can build my own research facilities I'm listening.
17 posts and 1 images submitted.
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>>1140313
Middle East
Use kid soldiers
Incite global pandemonium
Eventually become the enemy

Btw, unless you're a genius or billionaire already, you wont achieve your dream.
>>
>>1140316
>Btw, unless you're a genius or billionaire already, you wont achieve your dream.

thats why I'm asking how do I become a billionaire starting with just $10,000 to fund my masterplan
>>
>>1140313
Just remember the basics of CQC

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What are your dreams /biz/? Realistic ones.

I've always wanted a cabin in the mountains. I'm thinking of Tennessee since it's not far from my home and it's one of the cheapest states to live in.

>My dream house
3 bedrooms 2.5 bath finished basement wood heated chef's kitchen at least 1,500 square feet home. Preferably log cabin but not required.
At least 10 acres of land adjacent to a National Forest for hunting.
Secluded and mountainous. I don't want to see my neighbors, even in the Winter when trees are bare.
A running stream through the land for water collection.
Enough tree clearing at the home site for solar power.
Enough yard to have a veggie garden.
A barn or workshop.
Within a 10 mile hike to a river or lake that has trout and/or catfish.
At most a hour's drive away from a "large" city.
Preferably able to run fiber optic out to, but satelite internet would suffice.

>My plan to attain dream house
Currently 22 no education taking home $2K a month doing general labor in manufacturing living with my Dad, saving $1K a month. Never going to make it this way.
Currently in CC and plan to transfer to Uni and major in Business Management with a minor in either Forestry or Wildlife Management
Get my dream job of becoming a Forest Ranger, or can settle for a management position in manufacturing.
Save up enough money to at least afford a large enoug down payment to keep my 15 year mortgage under $1,000 a month.
Live rationally and save. Invest and retire in my 40s. Can sell fur pelts from hunting or run a trail guide service for extra income.
33 posts and 5 images submitted.
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Nice thread idea - good luck with your goals.

I cba to type out my long term plan but would be interested in seeing everyone else's.
>>
I have similar dreams to you OP
>>
I want 2 properties and a driverless car to get between them/get my kids to school

Main property is a small acreage in the countryside with its own lake, at least 3 hours from a major city

I would build 3 structures right on the lake, a large main house with privacy for the kids, a 2 story outbuilding for myself with a gym/workshop on the ground floor and an office upstairs, and a third building that can accommodate maybe half a dozen guests comfortably.

Second property is a minimalist 1br right in the heart of the city that I can use on the weekends or for business meetings. When the kids get a bit older I'd probably get them their own apartment to share as well.

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She just keeps pumpin'
Everyone's been calling the dump since a day ago and she keeps on going!
46 posts and 3 images submitted.
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>>1140194
I've been predicting 0.0400+ for the past week, and i still think that's going to happen by the 14th.
>>
>>1140199
what's up with the 14th that everyone keeps mentioning?
>>
I wanna convert more but it just doesn't feel good going over 0.025

Hey guys. I'm kind of in a weird place in my life. I have a job that pays pretty well, ~100k pre-tax, and I am good at it so far, but I don't really like it. I'm trying to decide whether to stay in my current situation and work for 10+ years before retiring or to look for another job immediately.

Chances are that the next job I take would pay less than my current job, unfortunately.
38 posts and 6 images submitted.
>>
I am keeping my costs of living low, can afford to max out the 401k and IRA, and still have some left for paying my student loans (~78 k remaining)
>>
>>1140152
Ride it out. Work your job to finish paying off your student loans, maybe even get a mortgage for a home. Once you have it all settled, then you can worry about a crisis.
>>
>>1140157
Loan forgiveness is an option if I stay where I am for 10 years, which is another plus.

My dismay in the morning and the incessant unpaid overtime is the primary minus.

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Any miner fags here? Been able to generate a good amount of ether over the week.

Is there anything similar to BAMT but for mining ether? too lazy to recompile for ethereum but I want to get some headless dedicated miners going.
16 posts and 2 images submitted.
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>>1139856

ethosdistro dot com
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>>1139893
>ethosdistro
they charge for it.
>>
Anyone know if this AntMiner thingy can mine Ethereum, and if the listed hashrate applies to Ethereum? And if it is profitable or a good/bad idea in general?
Is it useful for mining any other coin profitably?

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HOW THE FUCK DO I BUY ETHEREUM BEFORE IT'S TOO LATE???

I set up my Kraken account and can directly purchase Eth on there with US dollars, but I can't figure out how to make a wallet and store ETH securely. Anyone know?
24 posts and 4 images submitted.
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Did you take even five seconds to Google your problem? You get an official wallet from the Ethereum website.
>>
>>1139687
Thanks m8. And Kraken is secure and everything? I've never bought cryptocurrency before besides bitcoin so I apologize.
>>
>>1139689
The transaction itself is secure enough. Just don't actually keep any crypto on it and you'll be fine.

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Why isn't /biz/ making stacks the semi-D_E_V_I_L_I_S_H way?

>Obtain serial for product(sometimes don't need one)
>Call up company
>Tell them product failed for whatever reason
>Sound upset
>Get replacement
>Sell it on ebay or whatever

Why aren't you guys doing this? You do know some companies will literally send you replacements no questions asked because they'd rather incur the production cost loss rather than a (fake) angry customer/bad press?

If you get REALLY creative you can even get multiples at a time, then you're making let's say $2000 off a single warranty claim.

Some people have done this for expensive graphics cards and made thousands upon thousands.
108 posts and 8 images submitted.
>>
Well?
>>
Are you betas even trying to make money?

You don't honestly think you can make money investing with your <$50k savings, right?

You need to do something like this to build up your cash reserves before you get started my boys.
>>
>>1139542
You have to send in broken product 99% of the time.

Have you even tried this?

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Got a job as a product puller at a big grocery distribution center.

>any advice?
17 posts and 1 images submitted.
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>>1139535
eat healthy
get a good night's sleep
work hard
masturbate to pictures of women with penises

that's about all I got
>>
>>1139535
Spend free time learning a skill / working towards and education.
>>
>>1139538
Check check and check

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I have a friend who got 7 million inheritance from a trust from his grandfather. I know this isn't huge money but he's never worked since graduating college 4 years ago and owns a house.

I don't want to ask him, but just to estimate, because he does complain about being broke which gets on everyones nerve, what would you want to be withdrawing from that if you are about 27 and want to make it last til death, 75 or so. I'm guessing like 40k a year after taxes? Any thoughts?
36 posts and 4 images submitted.
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>>1139481
It is huge money, though. It's not just a small loan of 1m Dollars. It's solid money.
>>
Put 5m into vanguard at 4% and live comfortably for the rest of your life
>>
>>1139484

Definitely, but it's not enough to fund a lavish lifestyle for the rest of his life, especially since he majored in the liberal arts and has no lucrative skills to add to it nor the business acumen to invest it in real estate or something to make more money, and will have even more trouble entering the workforce after 4 years of basically watching tv and reading comics. I've asked him about the investment strategy but he seems pretty clueless and other people handle it, he just cashes the checks each month. How much are these checks each month?

Being guaranteed a modest middle class lifestyle without working is obviously nothing to sneeze at, but having to pay full price for health insurance not through an employer and all that will definitely eat into it.

Why don't we literally build new societies from scratch? I mean cities with homes for everyone, automated farmins, shops, etc.
35 posts and 5 images submitted.
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because the majority of humankind is a burden on the minority
>>
>>1139356
I mean, most cities has old infrastructure, which has more maintainance cost.
>>
>>1139356
I think you got it backwards, but whatever. Obviously humanity ain't ready yet.

Is $10 million enough for you to retire? Is it a good end game target?
61 posts and 6 images submitted.
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>>1139267
Its just good enough I guess.

Im shooting for 20 million.
>>
sounds about right

10mm is good

I don't think I'd need more than 20mm :3
>>
>>1139288
>>1139289
woah, spooky

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Hey fellow Ebay sellers! How's the month going? Holy shit Feb sucked dick for sales.

Veterans/noobs welcome. Share some ideas/protips.

I've started photographing all shipments along with the tracking information. Saved my ass when I shipped out 3 big products but only uploaded one tracking number and the guy claimed he only received 1 item of the 3. Sent him the remaining two tracking numbers showing they were delivered before he filed his claim. Currently waiting on his response but I've already called Ebay and informed them about it.
36 posts and 9 images submitted.
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>>1139227
>Sent him the remaining two tracking numbers showing they were delivered


That was a dumb idea, should've let him open up a case so he could get banned AFTER you proved him wrong.

Now he's going to continue scamming people...
>>
>>1139236
He opened a case against me for a refund stating he never received all the items.

>Get message about case being open against me and demanding a refund

>Apologize for not uploading all the tracking information, upload them, and state "it seems all three items were delivered successfully before you filed this claim"

>Call Ebay and they said to let him respond but they will mark his account.

I was just happy that the policies I've implemented saved us around $400.00. Cockbag would have stolen the items if I put them all in one box.
>>
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>>1139237

A drop shipper bought some of my items several times at once, combined shipped them all to one address by mistake. Took a looked at each purchase & figured he was drop shipping after it was picked up.
had to hunt down the postman to get everything back before it was too late

USPS Package Intercept is shit desu

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>He thinks he's going to get good at investing from Martin Shkreli's lessons
>He thinks Finance is an actual science
27 posts and 2 images submitted.
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>tfw fell for the finance meme
>tfw less job prospects than accounting
>tfw less interesting than economics
>tfw too late to do accounting or econ major

live and learn from my mistakes kids
>>
>>1138839
Already have senpai.

>TFW Economics master race
>>
>>1138839
you're supposed to get internships and a cfa in that field fampai

>>1138845
have fun teaching highschoolers

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