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Is there any point in living frugally and saving up any cent intentionally when you are young and your income is around $1000?
Let's see. If that's your income, you'd save up 200-300 bucks a month, or around 2500 a year. In ten years, you'll have $25k saved, maybe with some investements it would be more. However, any white person earns that in a couple of months when they're 30, maybe half a year. So, why?
Also had a "cheap trip" a few days ago, it was pure shit. Shitty hostels, trains, cutting costs, etc.
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Bump 2
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>>1134014
the sooner you start saving the sooner you'll be rich and can retire.
good investments grow exponentially. One penny doubled every day becomes well over a million after just a month.
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>>1134014
No, there isn't and you're correct.
Having an emergency fund is all that you should care about. Saving money to invest is a total waste of your time. You will never have enough to make a lot of money. Investors invest because they have a lot of money to invest so that they make a lot of money back.
You're so far better off saving the money so that you have money. You're barely have any money. Why would you go put it into an investment and take it out of your hands? I'm not trying to insult the OP, but how do you guys think investors operate? They're not putting every penny they have into something. If you don't even have an emergency fund or have to worry about paying for food/shelter in even the slightest, then you shouldn't even be thinking about investing. INVESTING, who the fuck do you people think you are with your $5,000, as if any company is going to think that your amazing $12,000 that you've been saving up is going to truly impact them in any noticeable way.
People want investors because they have lots of money. That's why investors exist. You don't become an investor unless you have lots of money. IF you put your $2,000 into crypto and being as volatile as it is, you make our with $8,000 then good for you, that's great. You're still not going to make enough for anyone to take you seriously and you'll be doing yourself a huge responsible favor by just saving your fucking cash so that you don't have to worry about going homeless and dying of starvation because you lost your job at the local mall for two weeks.
Let me say one more time to the idiots on here that keep posting that same shitty thread over and over that we all hate... Unless you have the dumbest, most retarded luck that anyone has had on this entire planet,
NO, YOU WILL NOT BECOME RICH OR WEALTHY FROM "INVESTING" YOUR UNDER $1,000,000 SUM OF MONEY INTO X INVESTMENT OPPORTUNITY. IT'S NOT HAPPENING. SAVE YOUR MONEY YOU FUCKING IDIOTS. READ A BOOK. STOP BEING STUPID!
There's only two things in life, guns and butter
Which are you going to make money off of?
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I would sell butter as a food source for personal armies, which would proably exist with all the guns around.
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>>1133770
the arms industry involves changing technology, there are far more opportunities for an investor than butter, even if you include margarine, soy based spreads and such companies with successful growing brands
though if you were starting a business you might be better off with butter because of the barriers to entry in the arms industry and you can compete with the big brands by producing higher quality butter
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>>1133770
I'm going to provide an app which allows you to compare the relative prices of guns and butter to find the best deal at any given time.
Anonymous
NEM New Economy Movement 2016-03-09 14:38:25 Post No.1133727
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NEM New Economy Movement 2016-03-09 14:38:25 Post No.1133727
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Prepare for the 2nd coming
A rise is inevitable
NEM is the Japan ether
An ether than was not made by a Russian spy
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>>1133727
XEM is crashing hard right now. This coming from someone who invested 40 bits into it. It better rise fast now. I'm sure it will but I'm still pissed that it rose high and dived hard.
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>>1133744
support went back up to around 200btc
it had a correction, but it is the real deal , much like ether i see a steady rise over the next year
ether is larger in numbers so it going up and down 100k is the same at 100 you shall see
just my opinion though
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>>1133744
When did you buy in?
Anonymous
Leaving everything behind 2016-03-09 14:30:28 Post No.1133715
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Leaving everything behind 2016-03-09 14:30:28 Post No.1133715
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Hello I am currently a 20 year old in Canada neet but looking for a new start.
I'm tired of being dragged down by parents and living in a shitty place that doesn't really allow for much employment.
I have about $1500 worthless of belongings and approximately $30,000 CAD in ETFs + cash. I have no full drivers license.
Is it possible to move out and find a good enough job to live on my own? What are things I should know and do?
Has anyone here left behind all their friends/family and moved out and became semi-successful?
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T-thanks /biz/...
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>>1133715
Edison took a train to the other coast because he was convinced that was where the money was when he was like 12 and look where he wound up
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>>1133748
I have no skills, I'm autistic and I look weird
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>ETH $10.33
TO THE MOON
COINFAGS THRIVE
NOCOINKEKS CRY
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Triple k mafia
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>>1133632
>ETH $10.33
TO THE MOON
COINFAGS THRIVE
NOCOINKEKS CRY
>>
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FAT GREEN DOOBS
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Should I became a truck driver?
>$1,000 bucks a week.
>Can listen to podcasts/radio all day.
>Constant adventure
>Easy as fuck
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>>1133525
>incredibly lonely
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Dont forget dying from lack of sleep, back problems, circulation problems, skin cancer, lung cancer and low prestige
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>>1133528
Don't forget contracting an std/sti from the cheap trucker stop whores.
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>tfw can't decide on a major
please /biz/ you're my only hope
what are some good majors that will definitely land me a job after graduating
at this rate im thinking about just quitting and becoming an electrician
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Double major in a hard and soft science, e.g. econ and chem. Tranfer to prestigious school for MBA if you aren't a retard. Get money
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accounting. you can do literally any role in business with a foundation in accounting
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invest your money on knee pads instead pham
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I have about 60k EUR CASH.
How the fuck do I hedge against the whole EU collapsing thing and Brexit?
I cannot buy ETH with it, since it is CASH. I cannot really buy much with it. I am thinking of buying a plot of land and building a little house on it.
Thoughts?
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>>1133468
I had the same amount of money and bought an apartment with it. nets me 300€ per month, not crazy but safe at least.
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>>1133482
Got it. So real estate it is.
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house/apartments are the worst thing you can do (tax,repairs ect),
i suggest buy some gold/silver if you are SO afraid
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App/Game Dev Thread
I am working on a TapTap game - tap an image and it rewards you with XXXX.
Anyway, would anyone like to "reword" this for me? Your name will be included in the credits as well as an "appropriate" link.
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>>1133364
Also, screenshot was taken from a screenshot of the emulator it is running in.
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Is there any chance of making decent apps for android in python?
It seems possible but I'm not sure why no one uses it, I'm guessing it's not really efficient.
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>>1133370
I wouldn't or haven't even looked at python. I do love CoronaSDK (Lua) and PhoneGap/Cordova (HTML/JS/CSS3)
I make about US$150/month - no marketing.
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Any professsional poker players here? If I'm pretty good at beating bots/games (governor of poker hard mode, neopokerbot.com, pokerTH) do I have a chance at becoming successful or should I ditch the idea and stay a NEET?
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>>1133245
The amount of time you spend studding maths and playing you might as well just be a wageslave.
Become a NEET and clame sweet sweet NEETbucks while getting poker money.
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>>1133245
With rake 1/2 is actually difficult to be a consistent winner unless you're playing against retards. Online poker is practically impossible at anything above .25/.50 unless you have a HUD, study a lot, and don't tilt. I love playing poker as a hobby and I have made some money from it, but I consider it just a hobby and would never consider trying to go pro for a second.
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>>1133245
Maybe some of the more advanced players could answer me.
I thought about an automated poker program, which plays against newbies. I run the program and let it beat some idiots in the lower stake range. Do you think this could be profitable on the long run? Similar to some automated programs on the stock market. Or am I missing an important factor?
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Want to generate a passive income, besides stocks and what not I am looking for other ideas.
Right now I am thinking of making and selling ebooks, any advice on this matter would be appreciated.
Also any information regarding costs of hiring a programmer to design apps.
Could I make porn profitable?
Thanks
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None of those ideas are passive. Passive means you put money down and you get cash coming in. Very little time is involved, basically only to check your bank account.
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>>1133851
I don't think this is correct.
Passive in my eyes is creating something that is eventually self sustaining, whether by labor or financially.
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>>1133228
Buy ETH, there is your passive income.
But honestly, passive income is a meme. There is no such thing. You work and then you get money.
Anonymous
I think I found the secret to success 2016-03-09 05:16:15 Post No.1133167
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I think I found the secret to success 2016-03-09 05:16:15 Post No.1133167
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I think I found the secret to success
Anonymous
2016-03-09 05:16:15
Post No. 1133167
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I was watching the movie OFFICE SPACE (great movie btw).
basically it's about a guy who hates his cubicle job, and all of sudden doesn't give a fuck about anything anymore and become ultra relaxed.
Once he's relaxed, everything gets much better. He gets a hot girlfriend, a promotion etc.
I had an epiphany watching this because I realized I've been stressing out things too much and it's SOO counter productive.
If you just change your mindset to "ok let's have fun while doing this, worst case I'll fail" then ieverything is much more enjoyable and works better.
When did you realize that? Also, what can I do to relax more and take things more easily. I'm sure it's not so easy to change but I want to change my mindset permanently.
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It's hard but it's good desu
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I know what you are saying bro, and I have been down this road myself.
However.
When a job sucks. There is no amount of relaxing and not caring about it that really fixes the problem. At the end of the day it will still eat at you that you get up every morning and do something you don't like.
Relaxing about your work is only 50% of the battle.
Just my thoughts OP.
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>>1133179
What's the other 50% of the battle then?
Ebay Thread?
So here's my question. I have been selling on Ebay for 10 years. Never had a single issue. Today I get a request to return an item.
> The item was a Cold Air filter for a Ford Mustang
> It should have sold for $150, but sold for $90. whatever
> $50 shipping fee
> I shipped it out the day the guy bought it
> 6 days later he emails me and says he bought it for an F150 and now realizes it wont fit
> It clearly said for 05 - 09 mustang all over the fucking listing
> I tell him nicely that I have already mailed it, and I'm not eating the time and money cause he fucked up, that he can just list it on Ebay himself and probably even make a profit, then he'll get his money back
Well now he issued a refund request saying "wrong item and defective" that the item doesnt fit his car and that there are multiple issues with it that they're aren't. Just outright lies.
Am I still gonna get paid? No way in fuck I'm refunding this idiot his money.
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>>1133078
You won't. But ebay will.
Kiss that profit goodbye
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>>1133120
Do I have ANY recourse?
This is complete bullshit.
All those times seeing people in Ebay Generals complain, and now I finally see why they are so angry...
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tfw no-coiners still don't read the guide.
You are not too late. Ether is at its infancy.
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>>1133060
>infancy
>shilled on WIRED, nasdaq.com, and wallstreet journal
Pick one. This thing is at peak hype right now.
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>>1133075
>>1133075
>nasdaq and wired and wallstreet journal implying they arent paid press release central that everyone ignores
Wait until the actual journalism happens.
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>>1133060
>"the" guide
Stop spamming your shitty guide looking for ether handouts faggot
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Just sold my stake in a business and made approximately $100k. Now I need to figure out what to do with it.
Wut do?
Was thinking about picking up a 2-4 unit building for rental. Would cost about 120k and could rent each unit out for about 600 a month. I have a mortgage, but it is at 3%, so paying it off makes no sense. Market looks pretty volatile. Anything else I should consider?
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Buy ETH and turn that money into MUCH more.
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>>1132933
>so paying it off makes no sense
This is the famous statement made by most bankrupt property investors.
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>>1132933
Pay off your mortgage, make sure you have six months worth of emergency expenses, and then play with the rest. Recognize that that's all that you are doing: playing with it like a game.