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Archived threads in /biz/ - Business & Finance - 5340. page

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hello /biz/!
anyone dealt with billing errors or fraud with online cc purchase? specifically from eu (us laws are different)?

you always make it so simple how you can charge back an unauthorized charge on a cc.

today i got charge in my cc that was pretty sure a mistake i thought it could take time to figure out i will just simply make my bank cancel the charge and if they complain because they are stupid or something i let them know i will not pay for the delivery TWICE.

so the bank tells me they can't do that. wtf? if i tell them i didn't authorize a payment they can't cancel it? how in the fuck? they told me the formal dispute process takes up to 90 days!! and in that time my money will be unavailable to me. and i should settle this with the vendor.

like seriously how can this crap fly?
11 posts and 1 images submitted.
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>>2077181
You have a shitty bank OP.
I have never had a problem getting money back for double charges and or unauthorized charges
>>
>>2077190
in eu? how long did it take? you just called them and they cancelled the charge or what?
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>>2077190
on the bank site, for vendors:
>Chargeback: One of the tools for complaint management. The card issuer (customer bank)
>Initiates and withdraws the financial claim submitted by the acquirer.
>It happens when the cardholder (buyer) disputes the transaction and is valid Based on card company rules it can be stated that the claim can be reimbursed Acceptor (merchant).
>The "chargeback" procedure is that the bank is already implemented Withdraw the bill from the account holder's order at the same time as that merchant Your account is debited.

seems to me the issue here is the "card company rules" which they referred.

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Can someone rate my portfolio?

$3.2k in DGB (1.56M)
$1.9k in GNT (9,000)
$2.7k in ETH (31)
$2.5k in LTC (87)
$2k in XRP(8,645)
$800 in XBY (193k)
$2k in BTC (1.13)
$300 in SC (100k)
$100 in BCN (200k)
19 posts and 2 images submitted.
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>>2077167
Why the fuck is dgb your top? Because Minecraft? Really?
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>>2077173
b...b...because lamboland?
>>
>>2077194
Buy something that has actual use. Video games are degenerate to begin with and DGB is hedging it's success on a dying video game at this point. But sure, lamboland.

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You're given $100,000 to invest in cryptocurrencies with the caveat that you have 2 years to turn it into $200,000 or the mafia will cut off your balls.

What do you put it in?
16 posts and 1 images submitted.
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>>2077072

Siacoin.
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>>2077072
NAVcoin
>>
>>2077072
Why would you need 2 years for that? I can double it in 2 hours.

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What went wrong?
14 posts and 3 images submitted.
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Nothing, it was just oversold and overhyped and so everyone bought in and that didn't really understand why they bought in, so it corrected and now it'll steadily rise.
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>>2076867
Tbh this
Bitcoin has had threads identical to this since 09'
>>
>>2076867
more like steadily fall like the last 3 years

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I just remembered i bought 5000 XEM in january for more or less 50$.


Should i hold or sell?
The current value is 0.12$.
19 posts and 2 images submitted.
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Sell off half, then you're covered on your gains and still strapped in for further gains
>>
>>2076488
Hold. I think XEM is god-tier. Already a fixed supply, PoI, etc. Seems like a really good way to go right now. Plus it's top 5 in terms of market cap, will only go up. HOLD
>>
Absolutely hold

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Things money can't buy
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tfw
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>>2076464
good one op
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>>2076464
a wagecuck life

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FUCK YOU PAJEETS!!!! I literally lost $5k investing in beans!! Fucking poo in the loo shitcoin
11 posts and 3 images submitted.
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>>2076404
Holy shit. Can we sticky this!
It takes a special kind of retard to invest in the shit coin of shit coins.

I have no sympathy for you anon. How could you fall for such a poorly executed scam?
>>
>>2076413
>invest in bitbean
>double my money

Whatever you say mate
>>
>>2076404
YOU LITERALL Y LOOK AT THAT FUCKING COINS LOGO AND THOUGHT: THIS SHIT IS THE FUTURE I SHOULD INVEST IN IT?????

LIKE HOW THE FUCK CAN YOU BE DAT FUCKIGN DUMB?

Can we talk about smart contracts? I wonder what they look like in the blockchain.
11 posts and 2 images submitted.
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>>2076340
Another crypto gimick that means nothing but pump then dump.

Clones of the source virus that is about to get obliterated by white blood cells.
>>
>>2076348
why would bird eat frog covered in sand tho
>>
>>2076374
Not birds fault frogs head was in the sand @ the beach of denial and fear

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Hi /biz/. Just turned 24. I invest 7% of my income into a 401k with a diversified portfolio of a few low fee mutual funds. The rest of my savings ($16k) is in a checking account earning fuck all. I'm currently making $56k pre tax and will be making $70-75k within the month.

What is a wise way to invest? Should I put more/less into my 401k? Consider an IRA/Roth IRA? How much of my savings should be invested? And most importantly, invest in what? I'm thinking sticking to index/low fee mutual funds and of course diversifying heavily. I'm very new to this and am looking for some advice; please, no crypto shilling, I am looking for a safe, consistent investment that will allow me to retire in 35-40 years. I will probably be buying a house within 5 years. Currently considering just opening an account with Fidelity or something and putting $10k into it. Any advice is appreciated.
11 posts and 3 images submitted.
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>investment that will allow me to retire in 35-40 years

why even bother if you have to wait that long, and you probably have to save like hell aswell

buy crypto or remain a wagecuck you massive nigger faggot
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>>2076285
I actually enjoy my job and find it fulfilling you NEET loser. I'd probably lose my mind if I just stopped working right now. There are only so many movies and youtube documentaries out there to watch
>>
I opened a Mutual Fund when I was 18. It was my grandmother's high school graduation gift to me and she put a few thousand into it to get me started. I wish I could go back and close it sooner and put it into, literally anything else. Any of the things you listed will give you a bigger return than a Mutual Fund.

When you buy your house, look into a duplex or any place you can rent out. Millennials don't want to own homes and a large % don't intend to buy in the future, according to (((statistics))). Rentals aren't going away regardless if they do anyways. Just giving you ideas other than the obvious: go with crypto.

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I've bought LTC at $36, how fucked am I?
11 posts and 3 images submitted.
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You're not, just give it time, if your hands are this weak you should just sell now
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Not sure. We either go up following the current channel and test the uppers again or we break it and go back to the lower channel... pick one.
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>>2076248
Well it was some side money that I don't really need, so I can hold as long as I want.

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>he didn't buy XBY

See you FROM the moon. Hahahaha....
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It's not on polo is it on bittrix?
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>>2076162
C-cex and Yobit.

Bittrex and Polo in good time brother, now's your chance to get in EARLY!
>>
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Is /biz/ really full of teenage loser autistic NEETs roleplaying Wolf of Wallstreet?
12 posts and 4 images submitted.
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>>2076121
that gif made me laughing!
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>>2076121
No

I'm roleplaying The Big Short
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>>2076121
pajeet here, just shilling coins here to get paid.

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Because of you cunts encouraging me to put my money into crypto other than those that I had intended to, I just lost out on making $100+ last night. Going to treat /biz/ as it is. A bunch of autistic children, and go with my gut feeling/own research completely from now on. I encourage you all to do the same!
13 posts and 1 images submitted.
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Well duh
>>
Tell us your original intention or you didn't have any and are just bored with life.
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>>2076075
Expanse and WAVES. Instead, you fags told me to invest in XBY, ARK and DGB

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Can you give/explain to me some common acronyms and words you use?

like fud, ATH, HODL, gz, moon, dip, etc
whatever those mean
ok thx
17 posts and 2 images submitted.
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>>2075995
FUD = Fear, Uncertainty and Distortion. This isn't a crypto-specific term.
ATH = Probably a Down Syndrome guy's way of spelling ETH, which is Ethereum, a cryptocurrency
HODL = hold (don't sell)
gz = ?
moon = very large increase in price
dip = drop in price

Finally, the most important of all, OP = faggot
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>>2076022
A quick Bing(TM)(R)(C) search reveals that ATH = All-time High (price)
>>
>>2076022
>ATH = Probably a Down Syndrome guy's way of spelling ETH, which is Ethereum, a cryptocurrency

ATH = All time high

> Finally, the most important of all, OP = faggot

Anon = Faggot

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PSA: It's not profit until it's realized
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>>2075901
>selling
>ever
>>
Does Mitsubishi even make sports cars anymore?
>>
>>2077302
nope, just toasters and leaf blowers

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