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Archived threads in /biz/ - Business & Finance - 7088. page

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>got like 18k I saved up this past 12 months
>Wondering what to do with it
>Want to make it grow
>Dont know anything about day trading (cryptocurrency or otherwise)
>Could put it in a mutual fund or some shit
>For now want to play with $200 just to learn how this whole thing works

What do? Any tips?
34 posts and 11 images submitted.
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>>1331888
Low cost Index Funds/ETFs

Do this with your $18k, use it to buy $1800 worth of VOO every single month for the next 10 months

>>Dont know anything about day trading (cryptocurrency or otherwise)

Good, it's bullshit and you'll lose your money. Don't do it.

>inb4 bitcoin autists come in and tell you to buy le bitcoin dip or whatever
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>>1331903
Ok.

Um what? I have 0 background on this shit. So when I invest I invest every month? So if someone says they are buying x stock they keep buying it?

Fuck
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>>1331888

The whole market is about to go down the toilet. Dont do anything for the next 3 years.

So, I don't want a whole lot of money. If I can have a small apartment close enough to a store to pick up my groceries on foot, basic utilities and internet, I'll be happy with that; my hobbies don't take a lot of money to upkeep. I don't need to be fancy or flashy in anything and my computer is just about the only thing I pump a decent sum of money into, which I generally don't have to do often so whatever.

The thing is, right now I have to work a full time job to manage this, taking overtime pretty much all the time and I don't really like how much of my free time it eats up.

I know most of the work would have to come from my end and whatever work I did would probably require some education and effort beyond the usual wagecuck job to give me a moderately comfortable lifestyle for less than 40 hours/week. I'm okay with investigating time and effort into this if the payoff is more free time once I'm settled in. What's a good place, in your opinion, for me to start?
5 posts and 3 images submitted.
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>>1331882
>investing*
I don't know how I managed that.
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>What's a good place, in your opinion, for me to start?

Try starting at the beginning.
>>
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Is this NEET?

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>housing costs skyrocketing
>rent skyrocketing
>gas high as fuck despite low oil prices
>food is twice as expensive as 5 years ago

Despite this we're apparently experiencing "deflation"
9 posts and 1 images submitted.
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>Shitposts skyrocketing
>>
>>1331865
>>housing costs skyrocketing
Real estate operates on a cycle. Usually its about a 7-10 year cycle. The housing market fully bottomed out around 2009 so you do the math. Its due for a correction soon.

>rent skyrocketing
See above.

>gas high as fuck despite low oil prices
Not really. Gas prices have been a lot higher. They are fairly reasonable right now comparitively speaking.

>food is twice as expensive as 5 years ago
I think your math is off.
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>>1331865
>buy house in 2014
>mortgage half paid off now
>refinance and mortgage $500 cheaper a month
>look up value on zillow
> $100k increase in est value
How are your cryptos investments doing, rentbros? Did you make $100k in 2 yrs and lower your rent going forward?

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I am making this post for guidance /biz/
I need your help.

Okay so here's the deal. I'm in college full time, I am taking 14 units and only go to school on Tuesdays and Thursday's. Every other day I work my retail job making $11/hr.

The stress of not being able to do anything kills me. Money makes me so stressed out. I'm bogged down with stress. How can I get out of this circle of constantly being stressed out because of money? I'm stuck getting $11/hr until I get a degree. And that's gonna take 2 more years! I can't seem to know the right people or know the direction I need to face to get some stability. I'm living cheap. But the stress makes me suicidal. How can I better my life? I honestly feel like it's going nowhere because I am poor. Help me /biz/
What steps do I need to take? Where do I look for jobs? What are my options to get out of the minimum wage circle.
7 posts and 2 images submitted.
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>>1331863

>going to college

There's your first mistake.

>I'm stuck getting $11/hr until I get a degree.

Oh man, I have bad news for you.

Drop out of college and go on a leave of absence, use the free time to start a solid hustle that frees up your time and makes more $, then return if you're still retarded. It's what I did, going back was a huge mistake though.
>>
show me the way
>>
>>1331863
I'd recommend not being a bitch

I make $19.5/hr 50-55 hours a week on top of 16 units this summer.

It's truly not that hard

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>be me
>work at a big mine
>working when i see someone working dangerously.
>walk over and stop work so that he knows the procedure
>overhead load falls where guy was standing
>get blamed for load falling due to my "distraction"
>mine loses 40k on the load falling
>after blame comes trouble
>get fired for saving someones life
>shoulda let it fall but being a fucking person comes first. now im jobless and doubt ill get another job cause 40k critical hit to company doesnt look good.
>4 months unemployed and still searching.
>if i cant get hired it may be time to an hero to keep family debt from piling up. looked to millitary but ankle is kinda fucked so they dont want me.

any advice on getting a job? i need to support my family and where i live i need like 16 bucks an hour to support myself. tried a whole lot, even min wage jobs but that doesnt even pay rent and then some plus getting fucked in hours by those jobs doesnt help. some friends recommended this board to me saying you guys are fucking awesome.
11 posts and 1 images submitted.
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>Lies about saving someones life.

> Wonders why a lying retard cant get a job.
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>>1331845
if your story is true you should sue.
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>>1331885
what can i sue for? getting fired for damage of property.

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Shit about to hit fan?
5 posts and 1 images submitted.
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>>1331818
Boys how do I profit from this?

>t. Anglo
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>>1331818
Won't this hurt the Euro too, not just the pound?
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>>1331826
Most definitely, dollar will get stronger too.

how much money do i need to make as a 24 year old to not be considered a fucking loser?

my job only pays $38k a year and i feel like i cant get a girlfriend because the guys who get laid alot all have atleast 60k/year jobs.

am i screwed/cucked out of the dating market?
5 posts and 1 images submitted.
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If you can really cut your spending HARD, and I mean HARD, you can make it work. I couldn't say for sure since my field starts out of college at 50k so I have never had to think about it too much (though my family was pretty poor when I was a kid, it has been a long time).
>>
>>1331803
It depends on what you're looking for. I only make 35k per year and my gf and I have sec 2 or 3 times a week.

Just stop comparing yourself to others and be confident. People find that attractive.
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>>1331803
Realistically? I've gotten more pussy as an unemployed, worthless, piece of shit than I do now. They would drive me around, pay for my food, give me the succ, and give up that ass for literally nothing. Now that I'm making good money, I'm more selective of ass and to be quite frank, it barely comes around since my focus is elsewhere.
Women like financially stable men, yes. Although, they'd much rather date and fuck a loser that was confident in themselves than someone worrying about whether "muh salary" would keep them around.

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Quit my job, just found out they put me on a no-rehire list. Is that ethical?
20 posts and 8 images submitted.
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RAPED?
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>>1331789
>Is that ethical?

Rehire to their own companies - sister-companies? Sure.
>>
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>>1331794
Hm okay it seemed really unprofessional at least... The reason given was "because you voluntarily left".

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EUR/USD is plummeting on brexit news.

Hope for remain? That was quite a dramatic move.
319 posts and 39 images submitted.
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Spreads are fucking gigantic right now if you're not an institutional trader btw.
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>>1331788
came here for this, pound has been going crazy for the past half day and getting more back and forth. you think this could be a good arbitrage moment to buy and gold for a week or so?
>>
HOLD ME TIGHT I'M GOING IN

I DON'T GIVE A FUCK IF THERE'S A 9 PIP SPREAD

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How are you going to change the world, /biz/?
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>>1331773
>implying
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I'm going to change it by being the one more fat consumer American that breaks the world economy
>>
Start some massive forest fires once the water supply gets low.

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Some nice fellas here talked to me about Rich Dad Poor Dad and The Millionnaire Fastline (more about entrepreneurs).
Do you recommand anything else ? Also I'm not a native english speaker so please don't mind my mistakes
14 posts and 5 images submitted.
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Also please note that I'm only a beginner
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>>1331696
>>
>>1331696
Reminescenses of a stock operator

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Anyone else hustling on eBay/Amazon? I recently started messing with it a bit more, just wondering who else is flipping stuff. I'm going to hit some garage sales over the next few weeks and source some shit to try to resell. Wish I could find something I could source online but no good leads yet.
18 posts and 2 images submitted.
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I got banned from ebay for asking if the seller could overnight an item. im annoyed
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>>1331685
Anybody got any advice as to a good line or products that can be sold on ebay?

Seems like everything is already being sold on there.
>>
i've got no idea how anyone can make money from eBay. Between eBay and PayPal, they take 15% of your revenue in fees. You need margins above that just to eek out a tiny profit. There's so many Chinese sellers on there hawking shit for next to nothing, I can't understand how anyone makes a living doing this.

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I have created the JII (Jewish Influence Index). Pretty self explanatory. It measures the amount of influence that people of Jewish heritage have over companies listed on NASDAQ.

A maximum score of 100 means that 100% of the board members of said company have Jewish surnames. A score of 0 means that none of its board members are Jewish. A score of -1 means that no info was found on the companies board members.

Enjoy.

http://freetexthost.com/hvnscvydgm
7 posts and 1 images submitted.
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>>1331642
Kek
Is there a data-savy anon to create the YPPJ(yearly performance per jew) Indicator? That would be YTD performance x JII
>>
>Jews are bad with money
Is this supposed to be bad for those companies? You'd probably make money investing more in Jewish dominated companies.
Companies that announce big plans for "diversity" and "inclusion" would be great to short, though. You should make an index that monitors news and press releases which shows how often companies mention diversity.
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>>1331662
well this blogger agrees with you that diversity announcements are bad for a company's stock price!:

http://gotnews.com/the-end-of-nflx/

"you can tell how badly a company is doing by how much its CEO and board signal progressive causes–and that you can use that information to short a company stock."

i'm really looking forward to that data-savy anon creating the YPPJ(yearly performance per jew) Indicator! super curious.

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Daily reminder that someone out there loves you.
go hug your parents guys.
They are proud of you and they should be.
Peace!
6 posts and 1 images submitted.
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shut up faggot
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>>1331623

kill yourself you fucking waste
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>>1331632
Already did.
Im in 4d elysium.
The weed growing in this field is stellar

What do you think about investing in $TWLO (Twilio)

I can't tell. Would it be smart or dumb af?
5 posts and 3 images submitted.
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>>1331576
Buy the dip.
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What the hell does Twilio even do?

"APIs for Text Messaging, VoIP & Voice in the Cloud"

How is that a 2 billion dollar business?
>>
Wait for the dip, then figure out what the fuck twilio is. I fell for Baba, not again.

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