DINGDINGDINGDINGDING IT'S PAY DAY MOTHERFUCKERS! Post those

>>35088681
hold on my dude. I just needa inspect element and change my balance.

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I dont get payed until next week though

>>35088756
You don't get payed at all unless you're a rope on a boat.

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>>35088681

>swedish liras

So far this year I haven't spent on a single thing, feelsgood.

hit me with those balances boys

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as long as my car doesn't break, I'll be living like a king.

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detaler cip

>>35089486
Damn man OP here. I have a long way to go to get to you. How old?

>>35089486
is dat some BECU i see?

>>35088681
>>35089486
can i have a dollar?

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Fuck, shit's tight.

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>only have $233 in checking
>only $300 in savings

>mfw rent is next week

>>35090385
Rent in my town averages around 400/month, unless you're going for something really fancy.

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I'm tempted to invest half of this on amd...

>>35090419
>>35088756
>>35089430
What are your monthly banking fees like?

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>>35088681
>tfw just over half that balance

I want to hit $50k, then 75, then 100k really bad, but I don't even know why. I don't even have a college degree and I'm working some job that only pays decent because I've been there for over a decade.

I just like saving money.

>>35090535
>I just like saving money.
I do too. It's just been so hard this past year because I finally moved out and now have to pay rent, and now I have to pay health insurance every month too (thanks Obama). But I'm saving little by little. We'll both make it to 50k soon!

>>35090394
>400/mo rent

where the fuck do you live
i'm in texas with some pretty comfy cost of living and if i want an apartment that isn't shot up on the regular, it's about $650
though you could get an apartment for $500 if you were willing to live in some really sketchy areas

Rolling dubs get

>>35089486
>YTD Interest: $8.72

when i was a kid, they told me that compound interest could make me rich

>>35090555

Nice trips my man :^)

Now check these singles

>>35090448
I have no fee's...

>>35090544
Small town around Wichita, KS. But even in Wichita, there are small studios available for between 400-450.

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>>35090544
>>35090394
>tfw $975/mo
It's a beautiful apartment in a safe building, but a loud neighborhood with some undesirables around. Fucking North Jersey.

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>>35090419
>>35090448
I'm a college student, I got this one deal. I have no clue how banks work desu.

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>>35090448
>monthly banking fees

shiggy diggy don't do that

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>Having money in your bank account instead of unpaid debt

NORMIES GET THE FUCK OUT!
>>>/lgbt/
>>>/biz/

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>>35090658
I don't, but I'm in a small town, so in order to avoid them, I have to bank online. So I use bluebird. Was just wondering if there were any other good banks that had a solid online presence and low fees, because all the big names are loaded with them.

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>>35090687
>implying you can't have both

you can't be that bad at finances

>>35090604
Fuck you I'm paying 900 a month for a 10x12 room in a house
I hate socal

>>35090695
You can't, and that's why you need to fucking leave, you fucking normalshit.

>>35090696
Jeeeeeeesus Christ I am sorry. I know people in NYC that pay 700+ for a shoebox room in Harlem.

>people unironically live paycheck to paycheck
how the fuck do you have such horrible money skills that you are incapable of saving any money up?

>>35090711
Anywhere closer to my work is ~1700-1800 for a studio
What's even crazier is sf costs even more than here

>>35090702
You can, actually :^)

If singles everyone in this thrad dies

>>35090723
maybe because our income is limited unlike you normie fuck

>>35090723
>he doesn't work a just-above-minimum wage job
>he has a college degree or certificate
>he lives somewhere where cheap enough rent can be found on said just-above-minimum wage

ree and all that

>>35090727
San Fran is literally the most expensive city in the US. Of course rooms will cost more there. And anyone who chooses to live there is an idiot.

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>>35090727
>San Francisco

That barely even counts, if you live there you chose to do so due to a high paying job, there's literally no other reason to live in that shithole unless you're being compensated appropriately for it

>>35090727
>Anywhere closer to my work is ~1700-1800 for a studio
Is it because of the amount of work required to get water to SoCal that the prices are so high? I just don't know why anyone would live there.

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I may be a beta, KHV faggot, but at least I'm a financially secure one

>>35090790
The land is worth a shitload for whatever reason, most of the houses here cost about 100-200k to build, but the land they sit on is worth 400k
I guess it's just because of location, we have pretty good weather and were like 15 minutes from the beach

>>35090811
It must be the weather and the location. Though my friend lives in the Big Sur area and he said this year has been horrific for the land, weather-wise. How has it been for you?

>>35090855
It rained pretty badly last week, but generally it's always Sunny and 70F out. It's nice that it isn't humid or anything, but I don't really get any use out of the nice weather since I'm inside working most of the day

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The 4 dollar deposit was quarters I found around the house after finding out my bank account went negative.

My tax refund should be coming in soon. 600 bucks.

I havent had a job in about a year.

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>tfw using decade old equipment to avoid buying things

Who /afraidofspending/ here? I look at new things every now and again and consider replacing my old gear with it, but then remember my bank account would go down as soon as I did.

I'm still using a decade old headset, the chair has worn down all of the padding and is deteriorating, my phone has been cracked for the better part of a year, and so on. I just hate spending any of it, and I can't ever make a decision on what should replace it.

>>35090914
what good is money if you don't spend it. If shit hits the fan later, cross that road when you come to it.

Thats what credit cards are for anyways.

>>35090910
Stop going to McDonalds you moron.

>>35090790
It's one of a handful of places where people go to "make it."

But the best lawyer in your town would struggle to be average in LA, NYC, etc, and the hottest girl in your town would be struggling to break into the middle of the pack.

Basically, people who think they are hot shit jump into those meat grinders by the millions, thinking they are gonna get rich. Then, when they have struggled there for half a decade and haven't made any progress, they blame it on everyone and everything but themselves, and go to a new meat grinder to try again, never learning to be content to live outside of these metros.

But, long story short, it's expensive because it is in demand. If people weren't willing to pay the rent rates, then the rent rates would lower. It really is as simple as supply and demand. In LA, for example, you have 4 million people living on 469 square miles of land. That's a population density of more than 8500 people per square mile.

Wichita, KS, on the other hand, has a population density of about 2300 per square mile.

orrrrrrrrrrrrrs

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>>35090914

Nnnnnooooooooooo!

Same shit here, it's like a game where one levels up all the time or something, and I guess also one associates money with labor, like I know this and that equals so many days of labor minus any eventual loss of interest from investments that could have been made instead.

>>35090385
1200 AUD per month for some concrete shit box in a inner city suburb.
What I pay to be at uni I guess

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>>35088681
>Australian Dollars
Top one is savings from neetbux/studybux.
The bottom (8 months of job) I haven't paid tax on it yet so it's probably closer to 40k which puts total at about 62k.

Bought a PS4 Pro at the start of the year. I've wanted a new desktop computer since 2011 (been using laptops and consoles since then), might finally buy one now that AMD Ryzen is coming out, there goes $5-6k. Also might buy a prostitute to finally lose my virginity ($400) and then I will want to become a regular once I have the taste for it which will cost thousands.

Living with my parents for now. I want to live in a little inner-city cottage for $430/week so I can do loud things such as gaming with speakers and fucking a sex doll without anyone hearing me. Job isn't stable and I'm not sure whether I'll be able to get another one, so I'm continuing to save.

>>35090594
Holy shit another wichita anon!

>>35091849
OP here. I lived with my parents until 25. Barely got any dates while living there. You'll be having a lot more sex when you move into your own place. It will increase your confidence to the stratosphere.

>>35091898
I'm so jealous, if I didn't pay rent or food I would have so much money saved up

>>35091919
Yeah I'm very lucky they let me live there as long as I did even though bringing a woman back was impossible. Now it's incredibly hard to save money but I will never go back even if they let me live there rent free again.

>>35091849
>lives with parents
>works
>still collects and saves neetbux
youre fucking cancerous man

>>35091946
At least you've got a decent chunk, I'd look into buying a condo, housing is only going up lately, it's a pretty good investment depending on where you live. If you don't want to do that, I suggest investing 20-30k in a vanguard, make it start working for you, earn a few % off it

I'm too lazy for online banking but my savings is around $1600 CAD. Money won't matter when I kill myself so I don't really care.

>>35088681
My nigga

Got paid today here as well in potato land

>2,960.08 euros current/checking account.
>Had about 130 left over from last month

Feels good

>>35089486
can i have 100$ my birthday is next month c:

>>35092001
I'm looking into a few things. My mother suggested just putting a thousand into an IRA and my grandfather has 10k of my untouched savings (that I don't even have access to) and is investing it into other things.

>>35091849

Dearest anon, rather than blowing that money on roasties would you throw $500 or so ANONYMOUSLY (i.e. without asking for evidence or my personal details) my way so that a longterm ausNEET trying to improve his situation for the better of humanity can put it towards a computer while studying IT?

Yes it's quite pathetic to ask, but this would be a much better way of blowing your money than on some roastie exploiting your basic biological needs so she can blow it on materialistic stuff. I'm quite a nice guy, really.

[email protected] (Just a throwaway email, not currently associated with my paypal)

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I'm doing alright, I guess

why am I not surprised this wasn't original

>>35092232

Why is the $1 in your savings account unavailable?

>>35092267

I have to keep a minimum of $1 in the savings account to keep it open, otherwise they'll close the account.

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>>35088681
>>35089486
>>35091849

y'all niggas keep way too much in your checking accounts- move 90% of that shit to a brokerage and buy some mutual funds. pic related

>>35092368
How do you get that money out if you want it?

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Feeling pretty good. 401k is officially >100k of real vested value, on target to hopefully hit 300k by 2020, and then have plans to try and find something enjoyable to work at for the rest of my life.

>>35092396
same question I asked here >>35092388

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this is all my money.

>>35092368
Until the next recession Comes and you are fucked, you should've bought gold when it was cheap like I did

I have $8.35 in my checking account and $1700 in credit card debt.

Why you ask? I'm mentally ill.

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>pretty bad

i went months having no more than 100 jewmoney

>>35092400
Mine's connected to my checking account. It's as easy as Cash Transfer -> To Checking -> Amount.

And I have margin enabled on my account, so easy access to ~40k in cash if necessary. I just funded my 2016 and 2017 ROTH's and don't have my Tax refund coming yet and didn't want to close out any of my active positions yet so that's why I dipped in.

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Fuck capitalism originally

>>35092434
I see so you can only move a bit at a time? Makes sense because you rarely need much cash at once unless it's for an illegal transaction but I still like the comfort of knowing I can have all of that money if I wanted.

>>35092388
>>35092400

regular brokerage accounts have no strings, the money is yours and it's freely transferrable, though if you sell securities you've gotta pay capital gains tax on whatever the value increase was between buying and selling, if there was any.

Roth IRAs have a giant gubmint penalty on taking anything out before age 65, in exchange for being sheltered from capital gains tax, meaning that when you are finally allowed to withdraw from them, you pay no taxes at all on 40-45 years of stock value growth/compound interest. don't put anything in there if you might suddenly need it again, tho

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>>35092429
i have an overdrafted bank account and >35k in credit card debt. killing myself as soon as my last card is maxed out (<500 on it)

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>>35092442
no

I live in communism and it's shit. Be thankful you can spend your money on stupid shit and not having to worry about basic needs

>>35092457
Are you for real anon? Post pics of account page.

>>35092449
You can set it up for timed withdrawals and all kinds of things. I could liquidate everything at once, there'd be tax implications and issues involving the gains from my ROTH account but the brokerage account is just money, takes 3-5 days for the stock transactions to go through, and something like 3-5 business days to transfer the money to bank, but bam, would have ~100k cash in bank just like that.

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Taken me years to get here on my shitty part time job.

Can't do shit with it until I get a full time job.

also
>AUD

Checking: 125$

Savings: 14,311$

January of last year I got my first real job working as an audio engineer at a recording studio. Only made somewhere around 11k in 2016 but it's a start. Recently I've been waiting to get above 15k in my savings as a goal but I've been working less so I've been stuck at 14k for like two months

>>35092463

glorious chavista paradise of venezuela?

>>35092433
that's like 2000 dollars

i was about to scratch "poor jew" off my list too

>>35092456
You're slightly wrong. ROTHs, you can withdraw the contributions at any time, and you can withdraw converted money principle(401k -> Trad IRA -> ROTH(take the tax hit) -> 5 years) after 5 years.

Financial Independence, Early Retirement communities know all the tricks.

>>35092133

Sorry anon, I'd rather spend it on a female prostitute for myself, rather than give it to some degenerate that will probably spend it on a tranny prostitute for themselves.

Guys is it ok if I ask some advice?

I started taking art commissions a few months ago but after a few jobs I felt like I wasn't good enough and stopped doing it. I need the money really bad but I'm not ambitious and I also hate my work.

Is there anything I can do to fix this?

>>35092506
yes

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>>35092466
main bank acc
other cards and loans add up to >35k, not even counting my student debts and car loans. I'm around 100k in debt in total

>>35092508
2000 isn't considered poor for you?

>>35092511

thanks for the info :)

never really looked into it since I've never needed the money back!

I'm a chaturbate male model, I make around 10k tokens a month, I only do privates with the ladies ;)

>>35092463
Your shithole would be as poor as you are now even with capitalism.

This thread makes me really sad :(

I've lost my good job due to my own retardation and being habitually tardy.

Now I work a menial job as a servant in a shitty, ghetto, whitewashed, Chinese restaurant.

One day I'll get back on the right track and start saving for my retirement again. I pulled out my 401k after I quit my other job that I thought I could make a career out of it.

>>35092520
poor is like 40 bucks left in your account by the time your next paycheck comes in

62% of americans have less than $1000 dollars in savings

>>35092544
>I've lost my good job due to my own retardation and being habitually tardy.
Story time anon

>>35091996
>still collects and saves neetbux
The neetbux was from before I got the job; I'm not a welfare cheat or a tax cheat. I am a bit of a parasite on my parents though since they feed me with their neetbux.

>>35091898
25 sounds like a good age to move. I'm almost 24 now, gives some time to save up a nice 2-year safety net and hope for a pay rise. The other option is to stay at home for a long time and save to buy a house; the financial stability of owning a home is a dream.

I haven't gotten to the point where I can get a woman to want to come to my place, so not sure if having my own place will make any difference there until I become more desirable.

>>35090723
Fucking this >>35090773
I work 12hrs a week (2 afternoons) and I get by but just barely.
Fuckin working fulltime till your gonna drop dead is fuckin slavery man

>>35092531
I hope I won't have to, too, but for my plans I intend to not have a job for at least a year(probably 4), and knowing I have access to the principle in my ROTH account is the only reason I'd allow any money to be locked into that account.

(I need an engineering degree to work in any capacity which I think I'm actually interested in, fucking certification culture)

>>35092562
>only work 2 days a week
>waa why don't I earn much money
come the fuck on anon

>>35092541
Yeah, because you're hot,

I'm like a 6 on a good day. I chaturbated with my girlfriend and her friend, and we made 23k tokens in a weekend, until my gf was a dumbass and got online without me and got fucking doxxed.

But still tho, an extra $500 a month for you is chill as hell. Don't be surprised when you get a random ass W-2 from their holding company as well.

>>35092559
>not sure if having my own place will make any difference
It will make you a lot more confident. If you're not actively trying to get more fit you should do that too. That also boosts confidence. But I get all of my action from dating websites so I'm not really in any desirable position.

>>35092515

>borrow/find/buy/steal computers
>use free chavista electricity to mine bitcoins/monero/dogecoin/whatever
>buy food/toilet paper/drugs and sell to fellow desperate venezuelans
>????
>profit!

>>35090723
I work a minimum wage job in an expensive place

>>35092581
there are blackouts every other day it wouldn't work sadly

>>35092577
>It will make you a lot more confident
let me elaborate: it will give you a sense of pride. the place you rent may not be technically yours but you can definitely make it feel like it belongs to you by decorating it, keeping it clean. it will make you proud and that pride will turn into confidence which women literally get wet over.

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Think I'm gonna buy me a new pistol today. 38 special revolver.

>>35092554
Nothing really too it
>get really good job
>randomly ran into a guy I partied with
>he offered me the position
>good position
>starting pay $60k a year
>be 21 years old
>haven't finish college
>being on a computer 24/7 and 4chan since 2006
>habits slowly slipped to shit
>got a girlfriend
>stopped working out
>spent recklessly and on credit
>Job is going well
>winter 2016 rolls around
>Seasonal Affective Disorder
>too proud to go to the doctors and get on antidepressants
>decide to skip work
>strict attendance policies doing systems administration at a customer service center
>strict quality metrics
>barely meet minimums for attendance
>performance is really good
>didn't meet attendance
>Blacklisted for a year for any promotions
>this furthers my disdain for the company
>go less and less
>eventually see that they're planning on firing me
>quit while I have the chance
>used savings and retirement that I started for a year to pay off most of my car, credit cards, and some of my school loans
>go back to school
>aquire more loans
>buy new car on loan
>spend beyond my means using credit card for every day purchases
>real money evaporates

and I'm here.

>>35092629
Can I have $53.03 pls?

Also, why a revolver?

>>35092604

I dunno, clearly the uptime is long enough to allow you to follow /r9k/ threads for an hour or two at a time. learn some simple scripting to have your computer(s) automatically reboot and restart mining when the power comes back on. I'd totally be doing this with all my spare cpu cycles if I didn't pay for my own electricity!

then use the bitcoins to buy amazon gift cards, get free shipping amazon pantry boxes of staple goods to keep for yourself or to sell at outrageous markups on the yanqui imperialist black market

>>35092645
My friend, maybe it was your age and being thrust into such a lucrative position that got to you, but you really sound like one entitled cunt. I get the blues during the winter as well but I am proud to say I never skipped work because of it.

I don't want to pile on because you obviously know you fucked up. I just hope you are more grown up now. How old are you now?

>>35092656
Whatcha need the cash for?

Plan to go shooting Saturday inna dessert with the old man, would like to shoot something besides my 9 and 45.

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>>35092629
>all that money available at the click of a button
>its all digital, it doesn't even really exist
>its all just stored data and information bits
>i'm suicidal because I have none of that
>but it doesn't even really exist, its just an idea
fuck. you just don't understand what its like to be poor, anon.

>>35092678
To buy more ammo lols,

Jk. I'm stupid and have to pay for credit card debt since I've been putting everything on my card since I started to go back to college. I fell for the hurr durr cash back meme.

>>35092568
>lole why dont poor ppl just have more money
fuck off richfag

>>35092133
Sorry anon, as a rule I don't give to charity, ever. You might be able to find some financial assistance programs from your school, idk.

>>35092368
One day I should, I've been meaning to for years but I am lazy. But I agree with >>35092424 and in Australia we're long overdue for a recession and property market crash which could cause a financial collapse (though my cash is not safe either then).

>>35092577
I have started working out recently.

>>35092677
Yeah, I really gotta step it up. People wake up every day and get it. I always feel so guilty when I piss the day away and just chill in bed all day. I'm 23 now. Learning, albeit slowly.

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>>35088681
does this count ? barely half an euro and an eraser

>>35092739
>as a rule I don't give to charity, ever
That's a weird rule

Fun fact, statistically if you give at least 3k to the Against Malaria foundation you can be certain that your money directly saved at least one life by providing bednets to people.

>>35092517
I wish I could tell you there's a way out but there isn't. You are dug very deep. I would want to kill myself if I was in your shoes.

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>mfw everyone on this board is so fucking rich and financially cognizant

Why am I so retarded?

>>35092739

>boong property crash
>financial collapse
kek

if you think you'd be in danger of losing your job, keep what you'd need to live for six months or so in cash (adjusted for australian neetbux policies), and spend the rest on the burgerland stock market; we don't give a shit what happens to your property values

also goldfags like >>35092424 are idiots. go look at how much money you'd have today if you put $1000 in the S&P 500 vs. $1000 in gold the night before lehman brothers collapsed

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>>35092792
i know. and really I never blamed anyone but myself. i am too stupid to live and cannot manage my money because I am low IQ/borderline retarded. there is only one way out at this point. it sucks to be in crippling debt because money is all you think about. I envy all the anons with comfy cushions of money. I've never had a savings or investment account. my entire adult life has been living paycheck to paycheck, and then when I couldn't manage that, I ended up getting loans and CCs and ruined my credit. now I'm done for, I've burned all my bridges. the ship has sailed, lads.

>>35092517

declare bankruptcy, bro. you won't be allowed to have a credit card for like ten years and you'll lose your car, but you'll never have to pay any of that CC debt back

>>35092850
i can't do that. i have no where to go if I do that. I will be homeless by the end of the month and I have no family. I'd rather die than live in a homeless shelter and take public transportation to a minimum wage job and basically be homeless for the next 10 years of my pathetic life, anon.

>>35092844
How old are you? Can your youth work in your favor?

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I'll probably won't survive next month

>>35092893

eh pretty sure most places have laws that someone has to rent a house to you, no matter how abysmal your credit, as long as you have proof of income. you won't be homeless for too long. plus depending on where you are you have to be delinquent on rent for 2-3 months in a row before they can evict you. I take public transit every day and have never made more than $35k in a super expensive city, and it definitely beats being dead

>>35092660
sounds like a good thing to do if I get my hands on a bunch of computers

thanks anon

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original originaliss

>>35092947
24, not interested in selling my boipucci to older men, anon
>>35092986
i'm already 4 months behind on rent actually, i got notice first thing this month. most of my shit is packed already. i'm burned out with making minimum wage, barely getting by, living in a shithole, constantly worrying about bills, being humiliated by riding public transit. bankruptcy will only doom me to further poverty, its just not worth it. i refuse to live life as a peasant.

>>35092002
send me ploxx

>>35092776
Charity never helped me when I was poor. It excludes "undesirables" and treats them with contempt. The unemployed are forced by the government to slave away for charities to get their payments. The whole concept is not a positive thing for society and people like me so I stay well away from it.
If homeless hip hop guy on the train asks for 5 cents or 20 cents for picking up rubbish I keep playing my Vita. I make sure not to make eye contact with the beggars on Collins Street. And third world people aren't my problem.

>>35093042
You don't seem like you're against treating people with contempt, considering you don't want to help children not die of malaria

>>35088681
You have 50k not invested in your bank account?

>>35093033
>humiliated by taking public transport
Then just kys already you stupid bitch. You're humiliated because you have to take the fucking bus? What a spoiled childhood you must have had. Go back to your rich mommy and daddy if living is so hard...because you, oh god, have to take the BUS!

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nice bank but do you have the courage?

>>35092806
People who are poor dont post. People who are rich post to brag. So youll see tons of normies compared to the lurkers that barely ever post like me.

>>35093132
i know anon, i already told you that's the plan when i burn through my last 500. sorry if me refusing to live in a homeless shelter and taking the bus to mcdonalds for the next 10 years upset you

>>35092735
Or why don't you work more than 2 days like a respectable human being

>>35093085
Children can suck my dick.

>>35093203
My friendo. I too never donated anything and sit comfortably on 17k euros, poor and sick people can die for all I care

>>35093198
Kys classcuck

Don't you get tax benefits from donating your money?

So yeah, I'm living in my car until mid-April or so, and anything anyone could toss my way would be pretty fucking cool. Currently waiting for someone to have a free couch for me to crash on, and I'm on a waiting list to hear back about this place thats pretty ghetto but it feeds you, gives you a place to sleep and teaches you a trade. But until then I need some help

[email protected]

please anyone

$12,141 at 19 years of age

not too bad

>>35093553
You wanna give that 141 to a friend (me) so you have an even 12k?

>>35090914
You are Jewish.

>>35093590
or you could give me 359 so i can have a nice rounded $12,500

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Inheritancefag coming through

>>35093601
I think I prefer it my way
I don't have 359 to give to anyone anyway
pls anon

>>35093608
Goddamn I wish I were that lucky
I know I sound like a jew but $300 would solve 95% of my problems right now and with that kind of money you wouldn't even miss it
Please anon have some sympathy for me

>>35093613
no, my money, i worked for it

>>35093608
>>35093032
>>35092396
>>35092368
>>35089340

>in the 7% and below

REEE

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>>35088681
Mine is a little low since my deposit check for buying a house just cleared.

Also I get paid next week.

>>35093622
Capital is acquired by yourself in a series of acquisitions that use your existing capital.
Remember that guy who traded a paper clip for a house?

>>35093608
Damn man. What does your investment portfolio look like?

>>35093608
>white people die
>they leave their relatives hundreds of thousands of dollars

>black people die
>they leave their relatives debt and the responsibility of having to pay for their funeral

Was I put here just to suffer?

>>35093630
you know what anon fair enough im sorry

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Saving 1000 a month of my pay. What should i do with my money instead of getting 0 interest.

>>35093727
I know something you could do that would give you moral interest and make you feel good...

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>>35088681
probably have about $30-$40 my dude, i'm saving it for the steam summer sale

>>35090723
Heroin tbf

A-any rich anons willing to throw some money in a struggling anon's direction?

I've been a NEET for a few months now but I'm finally getting a job interview tomorrow and another one next week so I'll have two jobs. I already used up all of my money on things like gas and rent, and I would really appreciate it if a generous anon gave me $100 to help pay for my internet and phone bills.

PayPal/Google Pay is [email protected]

Any help is greatly appreciated.

>>35093654
Roughly like a typical moderate-aggressive one

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Apprentice wages are awful

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>don't like spending money because I'm afraid that my life will take a turn for the worse eventually
>don't even know what to invest it in to get a better return than bank interest
>way too little to buy property with

0.02 euros.

Ain't gonna post a picture.

I have like 20 000 euros burried on a secret spot in a forest. Other than that it's like 500.

>>35093167
good for you anon. taking your own life is more courageous than a lot of people have. I hope a miracle pulls you out though but if it doesnt, I understand your pride.

>>35093203
How in the hel was that original?

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>tfw too dmubm to understand investing

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>rents paid
>groceries for the week bought
Now all I have to do is pay my phone bill and I'll be set

I'm living in my car, I just need money for food and gas

[email protected] its a throwaway I use for my paypal

Anything would help, please.

Are a lot of you inheritance or trust fags?

Or did people here make the money on their own?

Sitting at a solid -97.00 which is actually for me. I have about $5000 in liquid investments, 140k in fixed assets but around 130k in debt besides that.

What the hell is a trust fund?

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>>35088681

>mfw I have slightly more than you and I'm 18

>>35090604
$680 for my studio

$800 for my ex gf's 2 bedroom

>>35095250
where is this?A

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Keking at all the wage cucks and poor NEETs in this thread. Rich NEET master race here.

>>35095292
Holy fuck anon...please, help out a fellow NEET

All I need is 300 I can make that last 2-3 months easily please

[email protected] is my thowaway email for my paypal

I know I sound like an asshole but please dude I'd love you forever,

>>35095319
I don't even have a PayPal account...I wouldn't give money away for free to anyone anyway. Why are you paying rent as a NEET also?

>>35095362
You don't need a payPal to give someone money.....but fuck. And because my parents made me, but they've kicked me out now.

Couldn't you make an exception just this once?

>>35095377
I'm sorry to hear that fellow NEET. I'm glad my parents will never kick me out, why not just threaten suicide? That's what I would do. Sorry but I'm never willing to give people money. I wish you the best though.

>>35090690
I bank with USAA, everything's free and they give you money back on atm fees. But you need to be in the military or have a family member that was in it

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Trying to save more

I have about 22,000 now but I'm buying windows soon so imma lose like 3 grand on the down payment.

>>35095590
3 grand? You can buy windows 10 for around $25-$30 now.

>>35092545
>62% of americans have less than $1000 dollars in savings
ive heard this before and i struggle to believe its true compared to what it implies, is this 62% of full time working americans or anyone ages 0-100? include full time college? i would doubt anyone who has been working full time for a reasonable amount of time doesnt have alittle saved?

>>35095618
I think he means window panes

>>35095618

Windows for my home buddy. It's like 8-9 grand for that

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I just got back from the bank to use their coin machine. I have a coin jar where I put loose change in it.

>mfw i got $45 back
wew lads

>24 yo
>never had a job
>never earned money

Fuck y'all normies

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>>35092806
It's not a thread that underage b& is ever going to post in, and like >>35093157 said, those with money are more likely to post than those without. Despite that, having money doesn't magically make you a normalfag. Some of us do literally nothing but work, myself because all I really enjoy in life is saving money and knowing I'm more financially secure.

Honestly, some of the anons here are working part time jobs and saved significantly, it just requires you to limit spending on yourself for frivolous things and determine what it is you really want.

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>>35094452
iktf anon
I'm afraid once I start spending I either won't stop, or I'll regret and resent the purchase for lowering my bank account. I want to keep hitting those milestones, and every time I buy something I put myself farther away from it.

There's so many things I should replace, but won't. 10 year old headset, 8 year old computer chair, computer is mostly old parts threatening to break down, shoes have holes in them, phone is broken down and dying, so on.

Spending anything unless it is completely broken down and non-functional seems like a personal failure.

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>>35095626
While the number is probably close to accurate, it's less relevant because it intentionally ignores cash flow. It's the same reason a doctor with $100k in debt is more financially solvent than the homeless man with $7 in quarters.

>>35093157
Since when is ~$100k considered rich?

>>35096283
It's not rich, but it's well offish.

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>>35095529
>10k GBP

that's like a lifetime of tendies anon, better spend them before you throw a tantrum and your mom takes them away

>>35096586
Can you invest GBP?

I hope you guys aren't inflating your bills with dumb shit like cable

>>35096789
haven't had cable since I was 19, almost a decade ago
i only miss it when i want to put it on in the background for noise, to make it so i don't feel so alone

>>35096933

Run a twitch stream or someshit

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>>35096989
I do that a lot, but it's not quite the same
I think it's due to sleeping hearing my parents in the living room watching TV until I fell asleep. Sometimes they'd leave it on or fall asleep together on couch, so I'd just hear quiet reruns of old shows in the background and laugh tracks until I fell asleep.

> having 60K EUR in cash/investment and not really anything to spend it with
> the only think you want is somebody special to spend it with
kill me

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Anyone here ever fantasize about what they would buy if they were to spend any of their money? I think about it a lot, and everytime I add it up I realize I'd resent dropping that much money.

The only thing I ever spend my money on is slightly nicer groceries from time to time or eating out once every other week.

>all these people begging
literally pathetic

>>35097331

https://www.youtube.com/watch?v=gO9PwbtlOIU

>>35097155
please dont fall for the whores who only want you for your money
i hope you find someone soon anon

>>35092691
It's not "just an idea"

He could go and trade that "idea" for 4 cheap new cars

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>$795

I don't pay for rent or anything and I honestly should have more.
I wish I had an excuse for why I only have $700 but all I do is buy food. I'll never get a car at this rate.

>534 aud
>need to buy new wheels for my car
>need to pay 100 dollars for road worthy certificate
>need to pay 60 dollars to drive it un registered to a mechanic
>need to pay 800 dollar rego fee for it

ill break the neet life eventually but fuck is it difficult

>there are people who hold more than 1k in a standard checking account.

for what reason? even if you're a faggot who thinks mutual investments are bad, you should be able to find some way for your money to work for you. making .05% APY on your cash is a complete waste when you have 6 figures.

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>>35097606
>implying I'm smart enough to figure out how to invest anything
you think too highly of us anon

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tfw 3rd worlder so pretty much all sums posted here could pretty much last me for at least a year

feels fucking HELLISH man

>>35097448
Do you men actual whores? or just a girl you just want me for the money? I don't really want to fuck whores, most of them seems poor exploited immigrants or just poor and will not feel any pleasure from it. Paying for an escort doesn't seem right. Anyway I want somebody to spend time with,

thanks, your message means a lot

>>35090808
Right on. Money and job is at least one Normie Category in which I'm doing well. Not rich though, so the money doesnt help with getting a girl.

>>35097669
i mean those women who put on a "love" act and you falling for them and buying shit for them because they want it
that shit happens way too much and i dont want it to happen to a fellow robot

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>>35097533

>not just drive around out of reg and untested
>not using your tyres til the thread shows

Stay pleb, I've lots count on how many years I've driven around illegally now, should I get caught it doesn't matter what sort of fine they throw at me I'm still going to end up in the positive.

>>35097627
just by ETFs. The beauty of investing is that you dont need to be smart in order to do it smart. If you know you won't beat the market, you know enough.

>>35097828
good taste, famidam

>>35097840

Thx mane, Kurosawa a best.

>>35090419
invest it in bitcoin ya nimrod. It's gonna moon after march 10th.

>>35097864

>top kek

I hope someone saved that thread in /biz/ with the guy who squandered his parents life savings on shitcoins.

>>35092456
I'm 25 right now. If I start putting in say $400 a month into a Roth IRA and then withdraw it all after 15 years what kind of penalty are we talking about?

Get that Robin Hood Android app. I've made TEN DOLLARS in only A MONTH

originalu bumpu