Why can't millenials save?

>>127605329
Globalist's and capitalists made it impossible to live and function without playing their games and buying their expensive shit.

Being trapped in the rental market was all part of their plan.

>>127607341

>Goy, you must buy these Premuim Retro Air Jordan limied edtion sneakers or youll die!

Milenishits actually believe this.

>>127605329
They're too busy eating avocado on whole wheat toast.

>>127605329
why is avocado considered a high class food outside of mexico?

its peasant shit here

>>127608056

White women under the age of 30 are the dumbest motherfuckers on the planet

>>127608056
Dumb fucks being duped
Believe it or not, lobster was once considered peasant food

>>127608056

Because high class food is a meme and it's one of the oldest memes in existence.

I remember some anon years back posted a receipt of a party he helped cater. They paid 10,000 dollars for "diamond chardonnay", which was just regular old chardonnay with diamonds in the bottom of the class.

People pay for the dumbest shit.

>>127608056
It's a meme now that some aus billionaire talked shit about 13$ avocado toast, ops pic is also making fun of poo in loos the same time.

>avocado on toast
Holy shit, that's so expensive! Bread is, like, a dollar a loaf and avocados are life $5 a kg OMG they're wasting so much of my god damn pension REEEEEEEEEE

>>127608056
Avocados are a considered high end here.

Can't grow them here.

Back in my day we ate nothing but cold potatoes, and we liked it or else.

>>127609366
to be fair you cant grow almost anything edible in snow
but we have the free trade with you and we have oversupply of avocados almost every year, so it shouldnt be something that expensive

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>>127605329
>Quit buying the pointless shit you don't need and save some money you millenials faggots.

How am i going to save anything if i dont make enough money?
For the last 3 weeks i have only spent 15€ a week to get a vodka bottle and a bag of chips. Drinking that is the only think i look forward to.

I pay 3€ per month for a phone service 20gb unlimited calls.

>>127609683
free trade doesn't mean free shipping costs

>dont do any of those things
>still cant afford a house

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>>127605329

>100$ month service plan. 30$ brunch a day
>Have phone for 100 years. Eat avacados for 100 years
>$10,000 on phone, $3,000 on breakfast
>affording a $13,000 home after 100 years of saving.

>>127605329
I notice the same pattern at my workplace.

>low-paying (relative to the cost of living) tech job at small company
>nearly everyone eats outside for brunch
>nearly everyone owns iphones, fancy car
>buys expensive electronics and clothes
>goes on expensive vacations

I'm guessing that the reason they don't save is because they expect to inherit property from their parents. Most of my coworkers come from middle-class families.

Unlike them, I don't have a safety net. My savings are my safety net so I have to save as much as possible.

>>127609925
>How am i going to save anything if i don't make enough money?

How about you learn a trade or craft, and apply for a better paying job instead of flipping burgers or grinding coffee beans. Just a thought.

Since august I have spent $90 on things besides food, bills, gas, tuition, textbooks, groceries, school supplies, etc

I barely scrape by on my budget

Am I eating beans and lintels ? No.

I agree with this to an extent - there are a lot of immature morons in my generation.

Having said that, I'm a professional in London earning £26k (for a job I'd get a lot more for in the US, or Canada, or Aus).

This works out at £1550ish a month after deductions. Rent and bills is £750, and that's in a shitty house share like I'm still a student. Transport is about £200 a month. Phone bill is small, but it's an extra £10. £20 a month payment to my professional body. Don't know how much on food, but there's not a lot of headroom with what's left.

If I wanted to buy something livable in this city, the deposit is going to be £25k+. Even if I eat beans on toast every day, I can save what? Maybe £200 a month if I really push it. By the time I reach that £25k it'll then actually be £40k for a deposit. Chasing a dream.

A large portion of the young, educated people in my country are living the same life because most jobs are in London, and most jobs are underpaid in this shitty country.

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>>127605329
I just made 3 days worth of spaghetti and sauce for less than 6 euros, am i doing it right?

>>127611373
>storing spaghetti 3 days in fridge
jesus christ man, just boil fresh pot when eating

>>127610480
That math has to be bait
Burger education can't be that bad

>>127610275

that plan would be $90 in burgerclap land

>>127610969
Dude, move out of London. It has one of the highest costs of living in the world. Make less doing something else somewhere else with a lower cost of living. Think for yourself, the system wants you barely scraping by while you are making someone else money. Don't play "their" game, make up your own.

>>127611685
I never understood saving noodles. Save the fuckin sauce, the noodles are like a buck a pound

>>127612572
Yep - I probably am going to move out of London. But realistically what that means is moving out of this country, the rest of the country just has nothing to offer in terms of industry, jobs, culture etc.

It's a heavy decision and one I can't take lightly, all of my family and friends are here. But I think I'm going to look into going to US or Canada.

>>127608056
it's not high class, they just cost more because of importing it, tariffs/taxes, etc.

>>127613205

yeah in the supermarket they're usually like 4 for $6 which makes you a bowl or dip

>>127610480
What is math?

100/month is 120,000 in 100 years
30 brunch EVERY day is 1,095,000 in 100 years.

fUCK YOU

I have an 80 euro phone and what I do is I have a dual sim setup where I have my vodafone sim which I top up like 10 quid every maybe 6 weeks for calls and texts and I have a lycamobile sim that I pay 5 euro a month for 5 gigs of data, so that's like 12 euro a month

and I can't afford a house either, t. employed electrical engineer

Who the hell is eating $30 brunch?

>>127609683
they're probably not dirt cheap like in mexico but you can still usually get one for $1-2 here. it's just stupid people who go to chipotle and pay that much for a single scoop of guacamole.

>>127613891

every single millennial in the tri-state area and LA area.

Meme opinion. Even if you gave up brunch it would take you 400 years to get a house with the savings.

>>127613655
What did he mean by this?

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>>127609683
>>127609683
Go back to growing cactuses and climbing walls to the US, make way for the Canadian farming master race

>>127607341
Bullshit. You can CHOOSE not to use their conveniences.

Why the fuck do you think 3rd world immigrants can come to the USA and buy houses? They live like they're still in the 3rd world...

Rice is cheap.

>>127613891
Millennials

>>127605329

Because millennials are fucking dumb and brainwashed. Fall for the credit goy. Good goy, take out more student loans for graduate school or you can't find work :) Wanna know what milennials are doing as far as cars go?

Fucking leasing. And they're not leasing civics. Some of the most popular lease brands are BMWs and Lexus. Thousands of dollars in monthly car payments when they have near a hundred thousand in debt.

They never fucking escape debt, just take on more credit and more loans for shit they cant afford. This is how you ruin your fucking life - by not knowing the value of a dollar. By having no fucking concept of what a loan or credit really is (hint: its not your fucking money and you WILL pay it back).

Save your goddamn money. Live frugally and within your means, set aside some cash for savings in a 401k. Don't fucking use credit cards unless you're in an emergency. Work hard so you can accumulate wealth, explore small business ideas when you can... multiple sources of revenue are better than one. Then you can be the kind of success that liberals complain about because they cant do fourth grade level math and maintain a fucking budget.

>>127605329
Actually, La Croix water is like $0.59 a can. A whole lot cheaper than the $2 for a mountain dew

Most millennials I know don't want a house.

We are not the "same job/house/city for the next 70" years generation. We like to move and experience many things. You can't do that if you're shackled to some house you don't even want in some shitty suburb somewhere.

>>127612375
$294 for a family plan unlimited texting
>ask me how I know
JUST

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>>127605329
>In my thirties
>Make around 50k usd per year
>Pay about 1k per month in rent
>Pay about another $350 in utitlites
>Pay about $375 for car payment + insurance
>Pay another $100 per month for gas
>Pay around $400 per month on food and supplies
>have been renting apts for almost 20 years now would love to buy a house as I could actually pay less per month on a mortgage
>bank jews expect you to put down 15-25k down payment
>can't save enough for downpayment as something always comes up - ie this month needed breaks+clutch+02 sensor in car.

fuck this world. Once you rent its hard to get out of it.

Just bought a house, feels good man

>>127615184
Once you get out of it, encourage your children to stay at home and save as much as possible during/after college

>tfw graduating with $30k cash in savings
>tfw first year's salary for medical job is $80k
>tfw roughly $80k in bank after paying off loans/car in the first year
>tfw skipping the renting jew and jumping right into the homeowner dream
(((Individualism))) is a lie

>>127607341
What are you talking about faggot shill. Very easy to not buy (((their))) shit. Just don't be a pleb.

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>>127605329

>>127615118
And how many of the people with those mentalities have actually moved ?

They're just stuck overpaying for the same shitty apartment for their whole lives.

>>127609925
>flag
checks out

>be 21
>work full time as a line cook
>$320 a week
>car insurance $150 a month
>20 minute commute
>phone $80 a month
>live in my mom's basement because a 1 bedroom is $700 a month if you aren't black or Hispanic.

Should be doing ok but,

>car constantly breaking
>smoking a pack a day $70 a week
>spending $30 at the bar on Wednesdays
>2gs of weed $20 a week

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>>127616607

>>127610969
>Having said that, I'm a professional in London earning £26k (for a job I'd get a lot more for in the US, or Canada, or Aus).

So, why are you still in London?

>>127615151

I have a grandfathered unlimited plan from Sprint that is $60 a month, I refused to change anything about it.

Sprint sucks but I won't pay $90+

>>127617840
Because everything in the UK happens in London, and moving abroad is a ballache.

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>>127617597

>>127605329
There's a lot of entitlement for sure, especially from those who NEED gadgets, a foreign holiday every year and 2 cars (one for him, one for her).

But it is still a struggle.

Interesting that people put off having kids until they can afford it though.

>>127611373
Just made four meals worth of spare ribs for $7.50 including the barbeque sauce. Fast food fags don't know how cheap food can be if you buy "manager's specials" and visit your grocer every couple of days.

>>127605329

I know you're some millennial LARPing as a boomer, but fuck you and fuck boomers.

My wife and I bought our house in 2009 after the downturn had just about bottomed out. We bought for $190K, which in my opinion was still a bit too much for what the house is really worth. When it originally sold in 2006 it was over $500K. Now dumb boomer scum are inflating the market AGAIN making home ownership for anyone not a boomer almost impossible.

I can't wait for the boomer tears when the housing market falls out again. They have this weird philosophy that infinite growth is not only obtainable, but should be the norm so long as it benefits them.

>>127605329
>dont buy shit; buying shit is not capitalism
>fiat money has value; i buy everything; leave you inflated crumbs and nothing but interest payments
>this filters down to homes
>not my problem
>pays nobody; pays no taxes
Go away kike

>>127609925

>buy a bottle of alcohol
>alcohol dehydrates you, and gives no beneficial qualities
>buy a bag of chips
>chips have a low calorie count, low nutritional count, and high cost

Maybe don't buy shit you don't need. Then you could've put those 15 euros in the bank.

>>127605329
It's actually tough to save enough money for a home for most people. I got into my place at basically the cut off date. Two years after buying a brand new condo for $459,000 it is now worth $675,000. Consider being a person making less than a hundred grand per year like most people... Not only is that price very difficult to pay for most, it impossible for a huge chunk of others and then two years later the price jumps by two hundred thousand bucks. You just got priced out of a place while you were saving.

Say you set a goal to save a ten percent down payment on a $400k home in two years. Two years pass and now the home is $600k. Shit, you need another twenty thousand... Okay, I'll just save for another year... Now the place is worth a million and you are fucked.

I know a guy at work that makes $180k per year that has been saving money and betting on the house market to crash any day now... The amount he has saved has not kept up with the market and now he is fucked.

Millennial punks are having a hard time because the market is running away from them and the economy is shit. If I was able to buy a house ten years ago, I'd be fucking laughing. These guys are in the same position I was in then.

>>127607341
Are you serious? All that's happened is you've bought the bullshit that you need these frivolous items and now you're trying to blame others for your poor choices.

>>127609683
Can't grow much in sand either, but here you are with your Mexican education.

>>127609164
Millennials don't cook they go to hipster toast bars that sell 50 cents of food for $15.

>>127615184
>Pay another $100 per month for gas
I pay $90 a week :^)

>>127617597

The perfect example of someone wasting money and trapping themselves.

>>127615118

Meanwhile they live in their same apartment for 20 years with ever increasing rent, because even if they change jobs, they don't want to move out.

>>127620885
>sand deserts
>in mexico

canadian (((education)))

>>127610555
My wife and I are set to inherit property from both ends and I still think it is fucking idiotic to bank on that. You need to build your own life, pay your own mortgage and get by as much as you can on your own dime. That feeling of entitlement is pathetic.

>>127621256
Its best just to not reply to a leaf

>>127611685
You can freeze spaghetti fine.

>>127610776
Doesn't matter too much if you live in a sellers market, bro. Most people in the states have home ownership well within reach, but the big cities are experiencing a serious bubble that even a six figure income may not be much help in.

>>127605329
>$5000 fyre festival ticket
>muh ja rule

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>>127610480
Gave me a good kek

>>127605329
btw, home ownership is a meme pushed by land developer kikes and contractors. live at home as long as you can while making a salary

>>127621558
>TFW The area you live in is being artificially inflated by rich Chinese investors.

I understand your pain Canada

>>127618057

If you have any skills, move to Germany. Still easy for Brits and we have tons of companies desperately looking for anyone who doesn't suck.

>>127621073
Are you also taxed out of the ass on gas?
Here in Sweden you get a liter for the same price as a gallon in America

>>127615184
You do know there are mortgages with no down payment, for first time buyers, right? Have you done ANY research into it, or were you just going to sign whatever was handed to you?

A house is THE most significant purchase you'll make in your life, put some fucking effort into it.

Granted, in most areas right now, buying a house is a sucker bet...

>>127621623
Come on they were being shit talked by all the poorfags on twitter and reddit about going there.

>>127615118
>not a popular opinion on /pol/

I expect REEEeE

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Cant waste money on Brunch if you never eat brunch

>>127615118
You make terrible financial decisions and it's going to fucking ruin you.

>>127605329
>>127605329
> Average house in Sydney 1 million
> buy a dump 600k
> Save for a 20% deposit

>900 phone (bi annual) =450
> 100 month phone = 1,200
> 30 brunch sat & sun = 3,120
> water 4.99 x 7 x 52 = 1,820
> Annual savings = 6,590
Cash rate 2%

Thank you anon, in 8 years you would have saved enough for a 10% deposit on a dump. Assuming house prices go nowhere in 8 years. Also as you dont have a 20% deposit, you'll need to pay .mortgage insurance.

>>127605329
>30 dollar brunch

what kind poor persons brunch is that???

when i take a bitch out to brunch its easily over $50, wtf poor town do you live in op

>>127616208
> has rich parents that put him through skool

Guise it's easy just be rich like me.

>>127620387
Chips have an insanely high calorie count for what they are and provide negligible nutritional value. That's why they are shit. I'd be eating those things all the fucking time if they had a low calorie count.

>>127621256
Excuse me for not being familiar with the most irrelevant nation in the western hemisphere.

>>127620387
>chips + alcohol = 15 euros
wew lad
5 euros max
and 90% of that is the alcohol

>>127623379
Caloric count is nutritional value.

Millenialfag here.

Brunch. I fucking hate that word so much. Some of the trashiest people I know suddenly think they have class now that they go to retarded brunch. Sht is out of hand.

>>127611373
>not opting for mom's spaghetti
>it's ready

>$80 in phone bills
>$900 in rent
>$200 in gas
>$250 in food
>$50 gym membership
>$150 in car insurance
>$300 in health insurance
>$200 in misc costs
>why aren't millenials saving money

Stop paying us minimum wage for jobs that require degrees is a starter

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>>127605329
>Millenials get offered $35k/yr jobs after being told to get a degree or else
>Saddled with massive debt
>Won't over pay $400+k for an unmaintained Boomer shitbox or put up with the interest rate buttsex for not having a sufficient down payment.
Gee, I wonder.

>>127614630
Fuck right off. I'm white and well off. If I want to enjoy a 50 euro steak, I will and no frugal fuck can tell me otherwise.

>>127615184
>In my thirties
>Make around 50k usd per year
career as a gas station clerk was a bad choice

The people that OP is referring to usually live in cities where they don't have to have a car. So whatever they save on owning a car they can use to buy latest iphone + beats + lunch + water.

>>127605329
Nobody saves, because we have a consumer society. The whole thing runs on people buying shit. If everyone started saving money, the whole thing would fall apart, fast.

But, I opted out. There's too many consumers to worry that it will change anytime soon.

I live in an area (SF) where I will never find a mortgage that's cheaper than renting, so I pay rent. It's fine. I get a lot of convenience from not having a house to take care of, and fill with useless shit.
I live simply, uncluttered, and I don't buy useless shit. I have 4 plates, forks, spoons, etc. I buy fresh food, and cook every night. I pirate movies and books and magazines, and everything is on hard drives - no shelves of books and clutter. When I buy stuff, I research it and buy quality, for things like appliances. I buy generic for cleaning supplies. I don't gamble, I don't drink, I don't do drugs, and my only debt is my car, which is paid off in 6 months - then that cash will be invested every month. I have high six figures in investments, and a solid 401k. I don't waste money on cruises or concerts or toys. I can pack my place up in less than a day. I work out at home. I'm stress free, and sleep really well. I'm not trying to impress anyone, I just hate clutter and mindless spending. I'm giving up on dating, so why bother decorating for sport fucking on Tinder? Most of the time they host anyway, my current crop for success is bored divorcees in the suburbs. I have credit cards, and rarely use them, and my credit score is in the high 700's.

Learn to budget. Research what you buy. Think about what you buy - do you really need it? Do your budget, make a spreadsheet, put EVERY purchase on it in a month. Add up the useless, mindless shit, the $10 online accounts you never use, the gym you never go to, and you can clear up a couple hundred a month, easy. If you're throwing money away on late fees and bounced check fees and interest, you're a fucking idiot.

>>127605329
desu I did this for 5-years saved 120k and put 70k down on a house.

Housing prices changed from Boomer time because interest rates did. Lower rates = higher prices. People don't look at the total cost of the mortgage they look at the monthly payments and compare it to rent. So the Banking Joos figured out they could make significantly more money off lower interest rates.

>>127605329

I only buy books and comics that's because I can find them cheap. I know how to live within my means and don't waste my shit on pointless things like a phone which has everything I can do for free on my computer.

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>>127622094
We tax fucking everything to the fullest.
60% of gas price is tax. Every time I go to refuel the price is around 1.50€ - 1.60€ for a liter.

>>127625985
Housing prices have been artificially raised, because if housing tanks, the whole economy goes with them. They're investment vehicles now. They've kept the ball in the air this far, and they're intent on keeping it going, until a crash comes from influences beyond their control. Just like last time, before the crash.

I plan on buying (maybe) on the next crash. Current prices are a sucker bet.

>>127626172
Books and comics are laughably easy to pirate.

>I can't afford a house
More like we don't want to buy them because we grew up during the mortgage crises and see that "equity" can mean actually nothing if """they""" decide. I can afford to buy into a house right now but fuck it at most I'll buy some land and put a yurt on it to rent to yuppies on air b n b

>>127619026
The boomers are not the ones that suffer. The people who really get screwed are the entry level, first-time buyers.

It will be a while before it bottoms that hard again, but it will eventually. Depends on what part of the country you're in.

>>127610969
You can rent a house in Hounslow for cheap-ish, picadilly is really close by. It's worked for me so far, and nice employers give you travelcards or Oysters

I live an incredibly frugal lifestyle and manage to save £700 a month after rent and groceries, which is a pretty good amount. Is it even worth it though? How much benefit will I get out of that in the future? I still won't be able to afford a nice house (>£1m) until I'm 40 at least - everything seems to be done on inherited wealth at the moment. For the last 2 weeks I experimented with spending like a normie, and I enjoyed myself a lot more desu and felt less depressed.

>>127626615

Oh I know but the actual physical copies are quite comfortable to own.

>>127626962
Invest

>>127625313
>you should have to make significantly above median income in order to afford property

>>127610969
Exactly this desu.

>>127617840
Vast majority of the jobs (particularly graduate jobs). I applied for 30 jobs around the country, got rejected from all of them (even though I have a good CV), and then got offered a job in London. Not saying it's impossible to find good work elsewhere, but it is much more difficult.

>>127627158
I do - £500 per month into an S&S ISA. Also dabble with meme cryptocurrency. Even with 5-6% return each year though, at that rate it will take me a long time until I make a million.

>>127608056
We too have been eating avocados for generations (honestly, throw some smoked turkey ham with that and l'll suck your dick)

Maybe we should find some other inexpensive shit our people eat and sell it to dumb while liberals for huge profits

>>127627212
>live in the south
>make 50k/ year
>this is well above median in this shit hole
Still why would I buy a house? Why should I invest in a system which disincentivizes me by being run like a roulette table?

I lived on about 1,000 a month in my own place for a long time. Had a one bedroom for $650. Most of my meals were canned chili, or refried beans to make a bean and cheese burrito.

You can actually get a phone plan that's between 20 and 30 bucks if you are willing to make some sacrifices. I usually bought most of my cloths at thrift stores at the time as well.

These days I live on about 3k a month, but my house mortgage is 1500 and utilities are higher, so disposable income wise, I'm close to the same point.

>>127627212
getting a 30 year mortgage in this day and age when it's common to change jobs every 2-3 years is dumb

>>127627792
>live on 1k
>now live on 3k
>has same disposable income as you were at 1k

id understand if your costs went up a bit more for food but not by 2k

this is why retards cant save money

>>127628009
Career jobs don't change often. Once you get into medical, engineering, accounting, rare trade type skills, then you are kinda set. A good electrician can find work anywhere. I'm an accountant and had an electrician roomate, he made more than I did without even trying.

>>127628183
>Had a one bedroom for $650
>but my house mortgage is 1500 and utilities are higher
Poor literacy rates in Canada these days I see.

>>127605329
I agree, you can even buy all the shit you really need on a budged if you aren't a brand sheep. In almost everything price tag will vary greatly with very little quality difference, especially since the raise of online shopping.
I have no idea how westerners have financial troubles. If anything, thats a proof that poor will be poor even in utopia.

>>127608301
Mgtow is showing, senpai

>>127626567
>the next crash
When do you think that will happen? I was thinking 2015 (7-year cycle) but it didn't happen. Then I thought 2017 but still no happening.

>>127628341
i'm an elec engr and have worked mostly DoD. professions like mine where i take jobs where the interesting work is is not compatible with a 30 year mortgage. even getting a different job in the same city may result in a 40 minute commute which is unacceptable in every way

>>127613163
>culture

so youre one of "those."

just stay in london.

>>127628183
Nah I still save a little. Utilities on house can be a bit brutal since they are not based on use a lot of the time. Mortgage and utilities maybe 1700 or so. Gas and monthly parking is like 300. Sadly I got a job where there is no parking other than that which you have to pay for and it's rapage. Spare money beyond that I take a few community college classes here and there to learn new job related skills to stay current. Jobs and houses have a lot of small hidden cost. I probably have to spend about 1k on repairing one of the fences.

>>127605329
I have $18k in a savings account, nigger. It's not capitalism's fault that niggers live outside their means.

>>127629496
40 min isn't that bad. I think most people commute 15 min to 30 for standard work stuff. My ideal commute was when I was in school and a waiter. Like 5 minute drive to work, then a 6 hour shift. I was a lot happier back then, but now just kind of holding my breath and struggling as I advance forward.

>>127605329
I'm a "millenial" and I bought my own house and do a good job saving money! Are you saying that I am amazing? Thank you!

>>127605329
>holding (((USD))) inside of a (((bank)))
You really don't need that much in a checking for it to function, savings is for chumps, buy virtual currency (BTC, XMR, Aeon) and don't be the FEDs bitch. Also avacado toast is retarded, why would you run avocado with (((bread))). Seriously just eat it with some eggs and salsa.

>>127630110
40minutes one way is almost an hour and a half of unpaid work per day where your life is at risk in traffic
then add up the costs of gas and car maintenance
this is dumb as fuck and absolutely not acceptable

>>127605329
>30 dollar brunch
These faggots didn't have good parents or public schools failed them in not teaching them how to cook.

>have $900 phone and $100/month service plan
iPhone faggotry and Apple tier product which are all shit and made for manchidlren. The fact they can't even research proper services when you can have unlimited for a cheaper price.

>$200 beats headphones
See above

>$4.99 canned La Croix water
Refusal to buy it where its cheaper, its 3 bucks at walmart for a pack of 8

>OMG THE CAPITALISTS! I CANT AFFORD A HOUSE!
They been entitled most of their life.

>>127625875
Do you actually furnish your place or are you that sort of guy who just has an ikea desk in the corner?
You have to fill a place to make it your own, paintings, furniture, books whatever, although i understand avoiding clutter

>>127630542
Not poster, but where I live people sell or give away furniture and house stuff cheap. I got a couch for 100 bucks and a table with chairs for 40. I'm kind of a cheap ass though so I usually thrift store stuff.

>>127629457
I gave up trying to figure it out. It could happen now, or in 5 years.

Trump's alternate universe kind of makes it hard to predict anything now?

>>127605329
>On disability because autism/PTSD
>Have an iPhone that I paid for myself but it's not the top of the line 7+ Product AIDS shit
>don't have shitty ass beats but I do like my headphones so I got a pair of P5 Bowers & Wilkins
>Drink water from the fridge since it's filtered
>don't eat expensive ass lunches or brunches
>attempting to get my degree, move the fuck into an apartment, etc.

Millennials aren't the problem. No one really knows how to save. They get money and act like apes with it. Look at boomers during tax time.

>>127630542
>You have to fill a place to make it your own,

why

>>127630542
I furnish, and I buy quality. IKEA is not quality. I have nice framed prints, and nice couch, stuff like that. I know who you're describing - not me.

IF I ever buy a house, it will have to have a workshop, so i can start woodworking again, and make my own stuff.

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>>127605329
Lol yeah it's so easy to buy a house in Canada just like your parents did.

All you have to do is pull yourself up by the bootstraps and be yourself.

>>127629496
>>127629496
Electrical engineering isn't the same as being a sparky, dude.

>>127605329
A house is expensive. The cost and upkeep. Buy a flat instead it is much cheaper and less work.

How do i save money when im alcoholic?

>>127615118
>We are not the "same job/house/city for the next 70" years generation. We like to move and experience many things
And if you have this mentality you deserve to go broke.

>>127608056
this, I have eaten that shit everyday since I could eat solid food both when my family had money and when we were poor as fuck.

sadly the avocado fad is coming to our country, now you can see fucking "guacamole artesanal" and all that bullshit, it doesn't help that middle/upper class girls try to imitate what the fucking commiefornians do and are driving avocado prices through the roof here because of their bullshit "arsty" hip phase

>>127608683
my dad always said Lobster is the food of the poor, my grandfather said the same, I'm glad my little coastal town has lobsters in our patch of sea/saltwater river, so a lobster plate is at much 10 bucks

living in a town that has fishing as it's primary economical activity is godly if you enjoy seafood

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>still live with parents
>2400€ after taxes a month
>10 min drive to work
>25€ for gas a month
>25€ for phone a month
>12.5€ for my union a month
>25€ for my healtcare all included
>500€ for my parents
>still save 1800€ a month
I only have this job for 3 years and its been temp contracts all the way. People just need to be smart ťbh.

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>>127633640
>guacamole artesana

i guess molcajetes are gonna go up in prices too

>>127609164
if millenials knew how to cook it wouldn't be expensive, hell avocado and bread are fucking "you are living in a shack" tier level food here, but idiots who can't turn on a gas stove if their lives depended on it prefer to spend 50 bucks in some "artesanal" bread and a week old avocado

>>127620885
>sand
>Mexico
>the most biodiverse country in North America

Leaf education everyone

>>127634314
Most purchased food isn't that expensive.
The Hipster cunts that buy them are mainly on their parents paycheck.

>>127634191
What kind of job do you have that makes you 2400 netto??

>>127625304
Being well off isn't the issue. It's these faggots that buy a 50 euro steak and then complain they can't pay their rent.

>>127626962
You'll regret blowing all that money.

>>127625169

>paying for a gym membership

AYYYYYYYYYYYYYYYYYYY

Get a TRX System and kettlebells you mong

I dont post alot. You should read this.

I am a gen x. It took fifteen years to save my down payment.
I always said if you want to make money, go where no one else will go, do what no one else will do.
For me, with a high school diploma, and a dad who wouldn't give me a penny, no skills it took a long time.
I started working in forestry, planting trees, some seasons as far north as alaska.
It was a brutal existence, pissing rain, slogging uphill, with 30 to 60 pounds of seedlings, freezing cold, in some muddy shithole.
This was in north coastal terrain, the worst terrain.
But i lived in bush camps, 6 to 10 months a year, didnt pay rent, food provided. I did this for 7 years, the work slowly improved, to brushing contracts, to running chokers, to firefighting.
Firefighting was great pay. In winters I always found a job as a labourer, rented a cheap room in city, and didnt blow my cash.
One winter I worked in a coal mine (Tumbler ridge pop=1500 lost souls)
Just save save save.
The construction jobs eventually got me into carpentry. After nearly a decade I had enough shit and skills to start my own contracting company.
I bought an old beater house, and in last five years have added 160000$ in assessed value to my property.

Btw the treeplanting turned me into a fucking awesome mountaineer by the time I was 30, going uphill through all kinds of hell with a pack was second nature by then, I climbed TWO 10000 foot mountains in a single day, with my brother, in 2001, got the photos to prove it, best ever day. Coastal treeplanting will turn you into a fucking climbing machine!

YOU CAN DO IT! YOU GOT TO GET HARD!!
I know its tough, but put your head down and GO!
I been through hell, bears, bugs, horsefly that flew right down my throat. One morning I was planting on what I thought was stable earth and it gave way, I fell into an underground river.... not fucking kidding, I was hanging onto a tree root and my partner (a little blond girl I called "smiley",

>>127636193
>making your own gym equipment instead of buying faggy kettlebells and trx stringys
>Wasting money

Choose 1

smiley pulled me out.
she saved my life!!

you will meet awesome people
It takes a awesome person to do this work.
It will put you in best physical shape you can imagine.

>>127636318
this is a whole new level of LARPing, neetfriend

>tfw poorfag
>splurge on an expensive thing for myself about once or twice a year
>will never climb out of poverty
My $2500 laptop arrives tomorrow. I am part of the problem but I can't control my spending. When I want something I just want it to be the fanciest most expensive thing I can get.

>>127614810
thisthisthisthis

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>tfw vetfag
>got the GI Bill
>got preferential hiring status
>got the VA homeloan
>only 22 years old and could start a family as soon as next year without worrying about money

Its a nice deal guys, then you can turn all the money you saved into stabbing the jews in the back, give them a taste of their own medicine

>>127605329

Yeah, I'm sure if you stop buying brunchs you will finally be able to afford a 500k house with a 30k salary.

>>127605329
Thank god for the war, ol grampa had that delicious war pension and got himself two houses in here.

>>127622996

$50 per person?

>>127636318
>alot
it's time to die, faggot.

>>127636857
>laptop
>2400
it's time to die, faggot

>>127635753
Nightshifts only as a factoryslave(7 hours a day)

>>127637538
So you're basically on welfare despite having done nothing at all and contributed nothing to your society?
>money you saved into stabbing the jews in the back
>implying caring for parasites like you isn't a part of their plan

>>127637538
this
don't forget having USAA insurance and banking!
hahahaha USMC master race

>>127614630
because there are government programs to facilitate turd worlder home ownership

>>127636857
The key to climbing out of poverty is to ask yourself these questions.

1.Do i need it?
2.Does it need to be new?
3.Here can i get it the cheapest? / Try to bid lower than the actual price
4. How long will it last in contrary with how long it should function properly? (Cheap-mid-high price catagory)

The wealthy are just that; because they learn to spend less on more.

>At home pulling on my dick
>Get a call
>BETTER FUCKIN NOT BE CALLING ME IN
>hello
>bitch from work starts crying she has no money no food please pay my power bill
>no *hangup*
>she calls fucking back
>p-please muh son... its so hot we need A/C...
>can't help you *hangup*
>see her a week later and she has a Galaxy S8 she's showing around

flustered

>>127639041
Ok explain why there are billions of people living in poverty across eastern europe, asia and south america.
I'm sure that they were spending their $5 a day on expensive luxury goods that they either didn't need, bought brand new, or were poorly made. If only they followed your brilliant advice the world would be a better place!!!

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>>127636857

Good goy.

>says the one who never even considered getting a new console and doesn't even have a tv but recently found out a remaster of Crash Bandicoot is coming out in june and will probably drop 700€ on a ps4 and a 46'' TV

>>127639483
>its so hot we need A/C...

No you don't.
Get a $10 fan and save a hundred bucks a month in power.

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>>127639483
What? Why would she call you for money? This story makes no sense.

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>>127608056
Well, I buy them out the ass because I follow a ketogenic diet and avocados are fucking fantastic sources of fat and fiber and they go with just about anything. All the fat fucks on here talking shit on avocados are probably currently stuffing their face with fucking processed Hamburger helper and Stouffer's lasagna.

Be grateful that shit is so plentiful, it's good for you unlike pasta and fucking cereal.

>>127639903
Be sure to research your television FUCKING carefully. Its a mess out there these days, everything is compromised to shit so you can get an "under 500 4k experience™". Don't even fucking bother, you can't actually play games on them because you can walk to the bathroom to take a shit before your button press registers.

You are looking at $1200 at least for some with low enough input lag for video games and HDR compatibility. 4k is a meme, but HDR isn't.

I have the Samsung KS8000, I got it earlier this year when it was being discontinued and it was getting priced slashed. Its amazing. but its discontinued now. That's when you gotta get into it, when new models are coming out. The KS9000 is the successor.

http://www.samsung.com/us/search/searchMain?Dy=1&Nty=1&Ntt=ks9000

>>127640121
I know thats the fucking weirdest part!

I say hi to this woman in the hallway. One time I bought her a soda (this must be why I was on her hit list). I barely know her.

>>127640698
1200? there must be an extreme amount of people playing games with input lag then.

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Because I have to have a car to live.

>why don't you have public transportation in desolate spread out low commute areas
>why don't you just move to where the rents are at minimum twice as high

Shut the fuck up.

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>>127639483
But dude the phone was $0 lmao

*on a 3 year contract for $120/m

>>127638801
>contributed nothing to your society?

Nigger we pay taxes too, worst part is if you're stationed in California, you're gonna be paying taxes out the ass.

>>127641510
it only matters if are a CoDfag or play one of those shooters with extremely small reaction windows

most other kinds of games, including mobas are much more forgiving

>>127614630
Can confirm. My family moved from China and ate rice for like 20 years and we're super well off now

>>127615184
>https://twitter.com/chuckwoolery/status/869284650665037824
>car payment
>broken car
you got fucked dude

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>>127611685
>cook spaghetti
>keep the rest in the pot
>put some water in the pot, but don't oak it
>put glasses lid on
3 days is fine I've kept some in the fridge like that for a week

>>127617597
>car constantly breaking
not really your fault but there are reliable cars out there to look at, and no the "well they are boring" excuse doesn't work, you're commuting, not trying to show off

>smoking a pack a day $70 a week
>spending $30 at the bar on Wednesdays
>2gs of weed $20 a week
This is totally your fault. Get 2 drinks at the bar max and give up smoking you tool, plenty of other ways to take off the edge instead of that bullshit.

>>127632024
I havea bedframe from IKEA, it's pretty good. They've hit the point where their furniture is good for one room, you can't disassemble it but it will last for two decades

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>>127605329
Why should anyone save when the next global economic meltdown is only one decade away and at this point always on the horizon?

More importantly, why save if there is nothing to save for? What am I going to do with 12k extra in the bank other than feel it drop drastically in value when the next crash comes?

It almost makes me think that this is a push to get more to invest even though we already know that leads to nothing but a larger and weaker bubble ready to pop.

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Guys I'm about to move somewhere shortly , and I pretty much just got out of HS I worked Arnold Home Depot for about half a year

Is there any entry jobs you recommend? I really hate retail

>>127638683
There's a reason you're getting paid that but good on you

>>127641510
For a 4k television, with decent (not top tier) HDR support, and low input lag, yes.

Most people are still playing on 1080p sets, or computer monitors.

>>127640909

Should've called out on her bullshit when she was bragging about her piece of disposable plastic.

So what sets you apart finanically from the rest of the peers in your group?

>26
>No debt since never went to university
>Don't own a credit card so I'm not building up thousands of useless credit trying to pay for the latest meme device that is popular

Feels good

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>>127644112

>caring this much about your gaming experience

>>127605329
Even If I saved their is no way I could afford a house any time soon. Might as well use what little income I make on things I enjoy. Hope I get a real fucking job soon but who knows when that is.

Maybe we'll be known as the richest poorest generation or some shit.

Renting doesn't necessarily have to be bad. You could find (((their))) loopholes by incorporating yourself and saying your lease is a tax write-off. Scummy, I know, but we aren't factory workers with a steady income anymore at 20-something.

>having great grand parents, grand parents and parents care enough about your future that they save a little every month since y'all were toddlers, to have pooled $239k when we are adults so we each get $80k to start our adult life
>having extended family that reaches 9 states with 130+ members and growing
>a total of 35k+ acres own by kin
>being frugal for the last 11 years earning $37k-$53k
>becoming a shareholder a decade ago
>put in $27k in cryptocoins in the last 8 months
>I can't imagine what worth they'll have in 5 years
>might be a bust, but it was just 10% of my current funds
>not going to college at all
>guranteed property inheritence despite me owning a few acres already
>mfw people find out I just do trucking 6 months a year and do pest eradication for ranchers as my secondary job
Save your money! and if you weren't given any funds by your family upon you becoming an adult, that is a true shame.

>>127632672
Go to parties where you don't have to BYOB

>>127636857
Why tho?

>>127605329
Majority of the jobs today are in the service sector where workers get part time deals with minimim wage. Manufacturing is outsourced to whatever company is willing to do it for least.

Corporations today want as little as possible to do with actual labor, its all outsourced.

>>127637538
I was thinking of joining OTS after college because Marines are fucking peasants who like playing dress up with their pretty little dress blues.

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>millennials with $50,000 liberal arts degree in 12th century russian poetry
>working at starbucks for $8/hr in some expensive city
>living costs out the ass
>still spend money out the ass on stupid shit like new smartphones every year
>worthless degree with tons of unforgivable debt

But hey, at least you went to college!

>>127643891
Invest in N ON. F I A T. C U R R E N C I E S and B A R T E R goods

>>127605329
Parents wont teach them how to budget
Schools dont teach proper life skills

OP my useless schooling is for graphic design, and that course taught my class about budgeting in semester 3, roughly a month before the end of the year. Anyone with loans was fucked except me because my mom taught me how to budget.

It's mostly entitlement and greed for these kids though
>be me
>wear plain inexpensive clothes, don't shop for newest, just what's comfy
>have phone that's at least 3 years older than newest iPhone/droid
>car model is 2005
>upgrade computer with parts infrequently
I just don't care about trends desu

>>127607634
Trends > life
The only kids who come out of HS that arentylike this are bullied kids.
Also to my understanding, the highest rate of late-teen suicides are popular kids and not bullied kids. It's funny

>>127647421
sauce? Would be interesting to see if this is true. Some of them no doubt have ambition but I always assumed their brainpower went to gossiping and...well nothing basically.

>>127616208
>encourage your kids to stay at home
This is how you create leeches. If you're kids are done college and stay at home. Make them get a job and say that like 10% of their earning has to be payed as rent. Then ramp it up the longer they stay because you want them to fucking leave

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http://www.economicshelp.org/blog/5709/housing/market/

i wish i could find a graph which went back to the 70s

it's really fucked

anyone saying it's possible to save up on anything but an above average wage is retarded

someone earning £18k, which is a reasonable salary for many office jobs, has £1200 per month after taxes

rent = £400, bills if you live cheaply = £600 allowing you to save £200 per month

house prices are appreciating faster than £1200 per year, so you'll literally never be able to buy outright

the average term for a mortgage is now 35 years

>>127617597
Shoulda become a wendy's chef. Thats my job and i make 157k a week and my cock is 13 inches

>>127647090
>>127646526
>>127646196
>>127645927
>>127645925
>>127644905
>>127644386
>>127644313
>>127644160
>>127644112
>>127643996
>>127643943
>>127643891
>>127643843
>>127643546
>>127642924
>>127642757
>>127642360
>>127642328
>>127642079
>>127641706
this vid tho!!!
Sam Hyde goes fucking savage on these Rutger students about their future prospects... they literally took Sam's verbal assault just so they get free Panera(TM) bread at the end of his presentation!

https://m.youtube.com/watch?v=9Hkov3QcCpQ

>>127615118
>but settling down and grinding out a living isn't fuuuunnnn
>I wanna go experience things and have fuuunnn without saving or being financially conscious
>I'm broke, its your fault, give me dat

>>127625249
College truly is a meme, im working a job completely unrelated to what i went to school for. And i got it more or less because i went there and said i want this job a d I'll do what it takes
It cost me nearly $1000 but i now have my iwn apt, a better car and my savings are growing

>>127636857
> t. Female
Post tits

>>127647962
>living on an island
Wtf nigga u dumb.

>>127647750
Mostly /b/
I used to hang on b alot before coming here. Nearly every '8 want to kill myself' theead is some faggot who was at least moderately popular and as soon as he came out of HS he realized
>oh my popularity doesnt matter
>oh most of my friends became degenerate
>what ami doing with my life?
They lose the sense of what they were so they just jump ship there.

But bullied kids who survive HS, like myself are very happy because they arent bullied anymore and college is actually a much better environment.
>inb4 anecdote
I know anon

>>127633640

I never knew what an avocado was, looked like, tasted like, or smelled like for that matter until I was like 14. Fads be damned, but I'd miss out on a lot of new "firsts" without them

>>127615184
>for almost 20 years now

if you had put away $100 every month into the S&P 500 for the past 20 years, you'd have just over $76k. Yet you can't come up with 15-25k?

Sounds to me like you're an undisciplined faggot with no patience and foresight. Enjoy being a slave faggot! You've had plenty of time to get yourself into a better situation, you have no one to blame but yourself.

>>127648156
>>>/reddit/

>>127636318
>I am a gen x. It took fifteen years to save my down payment.

>took me less than a year

step your game up faget

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>>127605329
tfw about to close a deal for a flat in the center of Barcelona with some squatter living inside, will trow that fucker away do some renovation and rent the place to pay the mortgage and get a monthly profit.

>>127616607
Gwyneth Paltrow is a fucking dumbass. A family of 3 here in Florida gets over $500 a month in food stamps, with it going up per kid. Literally can get $500 worth of steak and crab legs every month like the niggers and spics do here.

>>127649220
oh sweet princess...
(You) >>>/r9k/

>>127620476
>Say you set a goal to save a ten percent down payment on a $400k home in two years.

>Not accounting for inflation/appreciation of said asset.

>Waaa I'm being kept down.

STAY POOR FAGGOT

>>127616607
That was such bullshit on her part. My grandmother home healthcare aide gets about twice that for herself and her young daughter. Two people, about 75/week. If I spent that much of my cash on myself and my girlfriend I'd be wheelchair bound from a record breaking stroke.

>>127649351
mask the fuck up and beat dat ass

>>127616992
Not many, but I have. Been to every state in the US, lived in 3 of them. Been to 9 other countries. A house wouldn't work.

>>127625169
what job are you doing that requires a degree and pays minimum wage?

If you've noticed there is a correlation between leftism and Millenials who complain about spending habits as OP described. I wonder if it's because they are in denial about their choices in life so they've latched onto leftism as a coping mechanism of some kind. It's pretty deranged when you think about it.

An example:
>I'M IN DEBT FOR THOUSANDS OF DOLLARS BUT MY LIBERAL HUMANITIES PROFESSOR CAN'T BE WRONG THAT THE WHITE MEN ARE EVIL. TAKE MY MONEY! I HOPE I'M MORE TOLERANT BECAUSE OF THIS! LOOK AT MY TATTOO! LOOK AT IT!!!!

>>127649035
>inb4 anecdote
True, and I would be interested to see if they really were all that popular/what their HS caste was like.

But yeah, what doesn't kill you makes you stronger I guess. Through all the suffering, a lot of good introspection can come of it and you become a more purpose-driven, secure person in the long run for coming to terms with shit.

>>127605329
I would talk shit about consumerism but I've also sunk a couple grand into my crippling tabletop gaming hobby.

>>127648097


You're alright leaf.

>>127613163
There are three sectors that are London centric. Private banking, security and shipbroking.

Everything else can be done elsewhere. You will be paid slightly less but you will save twice as much. I have no idea why people go after that "dream graduate job" in London when you can make nearly as much in Leeds or Edinburgh with a cost of living roughly half.

What do you do for £26k that needs to be done in London

>>127650097
Its the fantasy midset anon. I have friends who want to go to >big name city< because they think they'll be fanous or important or aome shit.
I just look at em like, why wouldnt you go to >no name< and put it on the map you fucking retard.

>>127605329
if all millenials cant afford house, house prices will drop as fuck ,
>/pol/acks wannan have filthy rich kids ?

Start saving now to buy into the millenial boom coming of age housing bubble and rent them to millenials who will pay the mortgage for you with deir monis .

>genial

>>127649351
I had this problem once and the ambulance people where kind enough to evict him for me after 'someone' shattered his shins with a crowbar while he slept.

>>127607341
I dunno the home ownership market is kinda ducked up too. Bought my house for 158k appraised for 154k 5 years later because I put 12k worth of improvements in it. Make sense?

>>127610555
Ehmm it's simply a lifestyle choice. They choose to invest their income in those things. A relatively big junk of my income goes towards fashion, cosmetics and entertainment. I still put money aside, but I could save up much more. However I choose not to. I prioritize my own personal happiness and small everyday luxuries above having a boat, fancy car or a big house in 30 years of time. These are my prime years and I'm going to make the best of them.

>>127650327
Most people are retards. Everyone here in Canada thinks Toronto is the hot shit, but the reality is is that the situation is bad all across Canada.

>>127636318
hi leaf, did that horsfly bite you in the gut?
and /b/ : what you doing on 4chan afetr beeing a based moun10 guy , hm?

>>127649183
You simply think you know what you're talking about.

>>127649183
S&P is not going to continue like it did the past 20 years.

>>127605329
>Why can't millenials save?

>eat $1.50 breakfest
>have $50 phone with pay as you go plan
>phone speakers
>tap water

I can(t) wait till you die

>>127653051
>When the stock market only trends upward since its inception, even during bad crashes.

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>>127653843
Should of grabbed this.

>>127648156
Fuck you this isn't fucking Facebook

>>127650604
>the foreteller knows
>>127649910
i believe so.. every anarchist/commie/far-leftist in Los Angeles I know are debt ridden and got non-skilled degrees... but the few that are successful get me fucking mad with the jobs they seem to always get.... TEACHER!
>>127654035
>namefag
>debt slave
kys
>>127653718
>homicide or suicide will be the cause of death

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>>127648156
LMFAO !!! Wtf is this shit?
I'm dying... My sides

Someone give a basic gestalt on wtf i'm watching and sam hyde

>>127649694
give him enough pure heroine to OD, problem solved

>>127629387
>implying that is a bad thing
your white knightery is showing...

>>127654734
samefag detected

>>127649096
Like having it shoved up your ass?

>>127654734
he is straight talking shit that their liberal arts degrees are useless, he tells the guys they can always do gay porn, pizzahut/starbucks/etc will be their best option, to ride it out in 50 years when the singularity happens, straight shiposting IRL

>>127655093
>Tfw Avocado is from the Aztec word for "testicles"

They taste better ingested through your mouth too, desu.

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>>127655501
Holy shit i'm dying. I've never seen anything like this IRL ...

*sides blow the fuck out

Anons, where can I find more of this kind of stuff?
Someone provide source sauce on similar gems?

>>127614810
debt is forgiven after 7 years, their credit will be shit but they are never gonna buy a home anyways, so who cares?

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>>127656110
https://www.youtube.com/watch?v=-yFhR1fKWG0&t=92s

>aveage house price in my area is 600k
>Minimum deposit for a first time buyer is 20%
> Banks wont touch you if you dont hav a partner/ duel income

Just gonna bank on inheriting my parents home but i fear they'll cash out and buy into the "mobile home for retirement" meme

>>127605329
Amen. Also live with parents while saving and not spending on worthless junk. Stop renting REE

>>127605329
>work two shit jobs 60+ hours a week
>eat beans and rice every day
>never goes out
>most I spend on is internet
>Still can't afford even a shitty studio apartment.
>"Millenials can't do shit because of X"

>>127656632
Move to a rural area....

What is even the point? Savings just get robbed by inflation here anyway

>>127656582
Don't like that airstream life in the outback though m8?

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ITT:
>"buy a house"
"But saving for a house is almost impossible and here's why"
>T-that's just because you're not making as much money as the top 5%

Also, I'm entirely blaming the upcoming bubble burst on rich investors who hog all the available apartments in order to rent them. No wagie can compete against people who can throw 6-figure numbers of money away in a heartbeat. It drives the house prices up and forces people to rent since everyone refuses to sell.

I'm living happily in a cheap RV and refuse to fund the easy life of the leeches that call themselves (((investors)))). Fuck them.

>tfw you're spending too much $$$ on fidget spinners and twitch donations to buy a house

>>127614545
plus a ton of heavy industry is there

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>>127605329
Plebeian, I drink $13 a 24 pack local artesian water

>>127653718
>$1.50
oh shit we have a baller here

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>>127658075
Plebs. Not drinking Hotep water to unlock your wokeness.

why do niggas spend so much monny on you're phones? I litrally pay 20 bucks a months and I have a samsung galaxy.

>>127608056
"artisan" avocado toast goes for like 8-10 bucks in NYC and San Francisco (per serving)

Plus tip and some ungodly amount of alcholic breakfast juice you get with your hungover friends

>>127610969

>Rent is 750

Suffering.

>>127607341
>I mean, I already got a PS4, but I NEED a PS4 Pro.
This is what you sound like.

>>127626962

Why spend a million on a house?

I just moved to Toronto and I'm scared at the house prices, I'll have to look for something on Brampton, Mississauga or Markham when I decide that it's time to buy a house, for now rent will be the only option.

>>127608301
They don't get any smarter after 30, only more irrational.

Because even being thrifty as fuck won't save you shit. The avacado toast meme started here, and prices have literally close to doubled in the last 10 years. Even if millenials had $10 a day to cut out of their expenses that's only $3650 a year. Wage stagnation means you have to save 30-40% of your take home income for 3-4 years to even have the chance at scraping by on a deposit, then you're locked into some 30 year bullshit where you're still spending 20-30% annually just to cover it, more if you want to get ahead of interest.

No doubt there are frivolous spenders, but it's nowhere near the majority, and definitely not amongst those complaining about home ownership.

>>127629387
Your thirst is showing, senpai.

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>Living with parents
>Do contract work all over the state (TX)
>Work when I want to
>Get to have nice long drives looking at cows/crops
>Don't pay for gas
>Lots of free time
>Make 350-450 per day
>Been doing this for one year

All my money mostly goes into savings. I don't pay parents anything, not even for the food that my mom prepares every day. The only thing that I pay is the Internet bill ($60), and half the cellphone bill ($150 is my half). Parent's don't mind that I stay with them since I keep to myself. All my friends went to college and some just graduated. They haven't started to look for jobs and I can see them being in debt for the next 20 years.

>>127660004

>b-but muh leaving at 18 meme that all the movies and tv shows told me must follow....

im making good money in the .mil but I dont know what to do with the money I'm saving up
I'm sticking 5% in a Roth TSP but I dont know what else I should be doing

>>127653051
it literally will tho, even with a massive recession somewhere in between, it will continue going up as long as there is economic activity

>>127660360
Moving out when your 18 is literally a boomer thing.
It never happened before and probably wont happen again.
The issue now is people before the boomers relied on the family unit for economic stability.

But now that (((they))) have eroded the family unit into a shadow of itself, nobody has any financial stability.

They also haven't been taught the thriftiness from their parents and grandparents that you see in older people.

>>127605329
Its fucking cop out to continue to stay at mommy and daddies. And make an actual effort in this world.
>I've been on my own since I was 19, I'm 28.
>I have no high school diploma.
>I have no certifications or training.
>I have a long criminal record.
>I don't live off gibs or get any type of assistance
>I make a little above minimum wage.
>I work less then 30 hours a week.

And some how manage to keep a roof over my head, Not starve, get pussy, do what I want pretty much every day, and have a peaceful life
My car payments are made, its almost paid off 3 more payments and its mine.
then I'm going to save money, sell it, then buy the car I really want to own.
It's not fucking hard people, make a fucking effort. Put down the video games and stop watching tv or whatever, and get some fucking drive.

>>127660004

At least pay for food man.

I live with my parents and that along with my share of the phone bill are the only two things I pay for. In terms of chores I help cook (/fit/izen so I enjoy cooking) and do laundry. My parents are both working class so it's rough sometimes but we manage.

>>127632077
It's virtually impossible to own a house in any major city, even in the suburbs. The future doesn't look very promising.

>>127661543
>At least pay for food man.

I keep 30 percent of my money in my closet and the other 70 in the bank. I have shown both of my parents where it is in case they need it when I have to drive to the other side of the state. If they ask me for money I'm not an ass with it, I give it to them. I have offered many times to pay for other expenses but they refuse to take it.

>>127615184
>02 sensor
its o2 not 02
o2 as in oxygen you melon

>>127610275
What plan/provider is this?

t. kiwi moving to moving to frogland

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>>127613163
>london
>culture

Jesus fucking christ

>Denver
>nice apartments hard to come by
>every property management corporation price gouging (lol it's supply and demand!)
>$1500 rent
>entry level jobs starting at $14 an hour
>$.99 3 generation old iPhone
>beat to hell $1200 94 Toyota Camry
>bland brown bag lunch every day
>still need at least 3 roommates just to afford a 2 bedroom apartment

That's not even mentioning health insurance and college loans. Stop price gouging everything and maybe we'll be able to get ahead.

VA Loan, the military pays my mortgage. I can afford a house AND avocado toast.

>>127605329
Because I spend $15 a day on booze and it adds up.

I hate globalists. I hate neocons. I hate jews that would see a nation and a race destroyed if it meant lowering the bar for society as a whole as long as they stay where they are.

I would get lose my job if I even said "I don't feel bad about being white".

I hate this fucking world.

>>127610828
You need to get into sales
Not some retail shit hole

>>127605329
>Food prices are a bit much.
>You need a phone of some kind to get a job.
>Houses are unaffordable.
>Student loans are a catastrophe.
I wonder why Millennials aren't getting ahead?

>>127613891
When I take my wife and two sons to brunch it's usually 50$
But it's once in a blue moon.

I have a drink
And usually lox

She usually gets some kind of omlet and my kids get eggs and pancakes.

>tfw comfy life in fly over state

>>127613891

Only $30?? wew peasants.

The big thing here on Sunday is the $180 brunch buffet with unlimited champagne and booze.

>>127663138
see>>127660525

>>127663532

food prices are a bit much? Food prices, in America, are quite literally the lowest they have ever been in the history of the world. Americans only spend 10% of their paycheck on food, 5% eating out 5% eating in. I came from Canada and I literally never eat out because of how insanely cheap and good quality your produce and meat is (aside from teh hormones in the meat of course :))))) ). For someone who enjoys cooking it's a dream

>>127656224
Can't fade student loans in a bankruptcy

>>127664401
>food prices are a bit much?
It depends on where you live. In the suburbs and rural areas, it's nice. In the cities, it's a disaster.