why dont americans have chip cards

>>59632520
We do faggot

Banks want shops to pay for the upgrade to machines, shops want the banks to pay for it

>>59632520

we do and they are worse than the old mag strip cards

>swipe card
>sir you have to insert it
>insert card
>DO NOT REMOVE
>a whole minute passes
>transaction compl---*BEEEEEEEEEP*
>*BEEEEEEEEEEEEEEEEEP*

Thanks for nothing europe.

>>59632552
ok have fun when the magnet on your card fucks up because you used swipe instead

or use tap because it is the year 2018-2+1

>>59632520
simple. it because america is gay boy.

>>59632520
Americans are so fucking backwards.

>>59632520
>botnet money
No thanks

>>59632568
i've never had that happen

my card has a tap feature but no store has it enabled by default and you just look retarded tapping the terminal to check.

Because this makes businesses have to buy new things.

Businesses don't like buying things. Credit cards are still printed with swiper things. The customer's first reaction to a credit card terminal is to swipe their card. Therefore, why bother?

GOD BLESS THE CHEAP

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>>59632587
backwards for you.

we think you're backwards for letting muslims rape and kill you, and outlaw any means of defense

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>>59632520
But I do?
Wait, this is the part where all meme and pretend its true, right?
Okay, sorry, let me try again

We....do? Very common nowadays. Chip + pin for debit, chip for CC.

>>59632520
Except we do.

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>>59632520
We do and it's fucking retarded swiping is faster and more convenient. The first time I used one I thought you just had to touch it near the card reader but no you have to stick the motherfucker in longways and it's not as easy and takes longer.

What the fuck is the point?

The better question is, why are "security" chips so bad at even the most basic forms of encryption that were described and implemented over 40 years ago?

Those things are an absolute joke.

>>59632601
friendly reminder that card imprinters still exist and are still valid forms of payment validation in 2017

>>59632669
In Europe we already do what you first expected.

That's how far behind you are.

Come on guys.

America is slightly behind on this because we're all testing countries. New Zealand and Australia are the first countries to get chips and PayPass because we are their little bitch. We aren't superior, they're using us.

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>>59632686
At least we haven't invited millions of members of the Islamic state to outbreed us and take control of our countries.

>>59632725
Nice whataboutery. I live in Hungary. Kys.

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>>59632738
>being surrounded by the islamic state and a bunch of leftist morons

>>59632592
America confirmed undeveloped turdhole

>>59632725
Yeah man, Europe is just Iraq right now. Please don't come Cleetus, it is very dangerous and third world, unlike America.

>>59632601
Meanwhile where I live a lot of places have them but you have lazy stripes of tape and pieces of paper saying "chip reader out of order", and when I ask why it simply amounts to "we haven't set it up yet"

>>59632601
Are you the granny holding up the entire line by writing a check

>>59632552
>a whole minute passes
>>59632669
>swiping is faster and more convenient
This is why they don't have it. They have Africa tier internet connections so nothing more modern than hitting two rocks together won't work in their system. The chip is instant in first world countries. Won't take even two seconds.

>>59632552
In Europe, it takes 1-2 seconds.
But we also have high speed internet, guess that is coming to America in a decade or two.

>>59632797
That's fine, we understand that you ran out of room because you gave it all away to all those Muslim refugees. It's sad that they rape your women, terrorize your citizens and try to force sharia law onto everyone else, but hey you're showing the world how tolerant you are.

>>59632862
It's the same in Australia and our internet is just as bad as America's except without the bandwidth limits. Americans just live in a dystopian shithole.

I don't give a fuck about chip or swipe. I'm just tired of this transition phase of it.

>go to a store I normally don't go to
>machine has support for both swipe and chip
>insert the chip
>cashier says to swipe
>go to another store
>also has support for both
>swipe
>no use the chip

Fuck. I'm sure I'll like it when it becomes as fast as other countries but right now I gotta hold onto my wallet while I wait for it to do its thing. With swipe I could just swipe, put the card back in my wallet, and be done quick.

>>59632630
That's progressive you uncultured swine.

Just pay cash while it's still legal.

>>59632552
>>59632862
Same in no internet Australia, I think most of them use the 3/4G network.

>>59632877
All of this is true, please stop sending your fat tourists, it is very dangerous unlike Chicago, New York, LA, Seattle or flyover swamp land. I fear for their lives as they are unable to run on their fast food diets and we don't provide mandatory electric scooters in this shithole.

>informing the (((banks))) of all your purchases
>not just paying with cash
Oh wait that requires both you and the cashier to count, I guess that's too advanced for Americans.

>>59632520
>*wakes up*
>Man i can't wait to shitpost about chip cards
>>Sir you've been in a coma for 5 years...

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>>59632932
people scoff at me when i pay for lunch in all change

I don't even bother counting it because they're just gonna count it again.

>20518-18501
>not using tap

Fucking America is trash. They haven't even adopted what we in the first world consider old technology. No fucking chip & PIN?!

>>59632982
So you literally throw a handful of bills and coins at the cashier or what? No wonder people scoff at you.

>>59633003
i just make guesses, a handful is like 70 cents i give them a few handfuls and i'm only ever off by a dollar

people who groan behind me are usually on their lunch break, fuck them

>be American
>work at office depot
>people just swipe their cards whenever, even when the machine is obviously not ready
>have to remind people to use the chip reader or wait for the bright green flashing swipe lights.

>sometimes they swipe it and put it away before the machine is even ready to take the card, then they swipe it again WHILE I'M TELLING THEM TO PUT IT IN THE CHIP READER
>some of them will argue with me that they don't have a chip when they do, or confuse the carrier hologram with the chip and insert the card backwards and upside-down

>they insert their card while whinging at me about how slow the process is as if they didn't just make it take twice as long by being fucking retarded
>some of them will keep pressing the card in or wiggling it or beinding it upwards until they see shit changing on the screen, even though the checkout process is controlled entirely by the cashier and not the computer.
>and they wonder why their card is cracked and no store can read their fucking EMV chip

>then they try and beat the card reader by removing the card so it won't beep at them, cancelling the transaction, forcing me to have to go back, retotal their purchase, explain that they haven't been charged, and wait another 60 seconds or more for ANOTHER chip read.

The worst motherfuckers are what Aussies might call "tradies", because their cards get so bent up from being in a back pocket and sat on, then taken out and handled with greasy fingers, that they don't read at all. I've taken to telling people they can't swipe after 3 failed chip reads if I can tell they're technologically inept, because explaining why an EMV card doesn't operate to a Southern hillbilly is like pulling teeth and these dumb fucks ain't got any!

>>59632592
i have never had an issue tapping and i've done it for a year. before i just used the chip.

it's obvious which ones don't support tapping because they're bulky as fuck and don't have the an icon chip displayed on the screen. even ones that only say "insert/swipe" work with tap

>>59633019
I can't even.
Why don't you just calculate the exact amount and get out the money while you're waiting in line anyway? Saves lots of time.

>>59633163
I'm sure you'd like that, wouldn't you?

Better hurry up and get back to your job so mr. noseburg doesn't get angry!

>>59633230
It's basic courtesy to not hold up other people by using your brain for 5 seconds while you're idling anyway. It's a culture thing, Americans like you wouldn't understand.

>>59633163
it doesn't really save anyone time because the cashier is still gonna recount your nicely separated piles of coins and they're not going to be quick because they're not used to it

most POS machines LITERALLY tell you how many of each coin to hand to the customer when making change, kids are stupid as fuck

>Be American
>Laugh every day that non-americans have to justify their existence by pretending having irrelevant shit like chip card readers makes them better than us
>Meanwhile I've actually already been using chip for years and never have a problem with it
Feels good.

>>59633281
>nobody counts because they're not used to it
>nobody is used to counting because nobody does it
Americans are truly incredible. A cashier's fucking job is handling your money, you'd think if there's one thing he can do it would be counting money.
>most POS machines LITERALLY tell you how many of each coin to hand to the customer when making change
THE FUCK

>>59632520
>Swipe card
>Please insert chip
>Beep beep beep
> 30 seconds pass
>Please sign
>Beep beep
>Cash back?
>Beep beep
>Enter pin
>Beep
>BEEP remove card

Shit is fucking retarded

>>59633082
>60 seconds or more for ANOTHER chip read
wait does it really take this long? Mine works in like a second...

>>59633366
How do you fuck this up it literally takes 10s. And wtf are you signing stuff for?

>>59633366
WOULD YOU LIKE TO EMAIL YOUR RECEIPT????

I get my card stolen almost every 2 months now that chips are popular..
used to have them for the 3-4 years and never have issues

why are the dirty europoors bringing their thievery to the states?

The chip is shit for consumers. It's not about the technology, it's the fine print.

With the magnetic stripe and signature, the credit card issuer assumes all responsibility. Even though the magnetic stripe is less secure, if it gets stolen and used to make unauthorized purchases you can just call your cc company and they refund those purchases immediately while they investigate. They have to request signed receipts from the stores the card was used at, and even if the thief forged your signature it's not a problem for you because your cc company has to prove it's your signature. You have a ton of protection here.

With the chip, even though it's more secure, if somehow your chip and pin DO get stolen you're basically fucked. They will say that a correct pin was entered so it's a valid purchase. They don't have to prove that YOU entered the pin (since it would basically be impossible to do so).

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>2017
>not paying for things with oral sex

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>>59633392

Silly American, even up in Canada we have tap and go and chip cards. Had em for years. They take like two seconds to process.

I'm pretty sure we have people in igloos with faster Internet than you

>>59633603
And sorry for being so rude eh, you guys just make me laugh

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>using the plastic jew

kys

>>59632886
You're right my dude. I hate just leaving my card hanging out for any nigger to come steal it after he somehow figured out my pin. 7 eleven is the worst with this cause it takes for-fucking-ever for the system to be done with your card and there's always some nigger or meth head just standing right behind you with all of his or her shit sitting on the counter. Always watching your hands trying to figure out your pin so they can push you, take out your card from the reader, and be merrily on there way to fucking you financially if youre not fast enough to call your bank. Really the problem is niggers and meth heads. Not the chip.

>>59633388
Not a single Chip reader I've used is fast.
I've used in 3 states and all 3 were the same bullshit.
Thanks Europe

>le ebin chip vs. swipe maymay

>>>/b/ fuck off

Magnet strips can easily be copied.
Romanian people used to do that all the time here (dutchfag). They empty your account with their copied card.
Chip cannot be copied. It's much safer.

>>59632520
We do. They are a pain in the ass, though.

>>59633844
Ok, so have them adopt shit like Apple Pay. Literally impossible to copy.

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Meanwhile, in Europe.....


see you in 2027 USA

>>59632520
>>59633849
>>59633844
Magnetic strips are fucking awful but upgrading 300 million cards at once is a lot different than doing whatever in tiny euro countries. Cheaper to just eat the fraud and wait it out.

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>>59633889
>pgrading 300 million cards at once is a lot different than doing whatever in tiny euro countries.

europe is 570 million people.

>>59633902
And all of europe upgraded at once? Or was it more like 100 different processes upgrading a couple million people at a time? Would upgrading one country suddenly leave another country without the leased payment terminals?

>>59633889
Honestly, I wouldn't give a shit if it didn't take for fucking ever.

When you compare it to something like Applepay (I'm sure there's other shit just like it, I just don't know the name), it blows the wait time out of the water, and is even more secure.

>>59633941
China is all over the contactless payment stuff, banks in the USA though are still running reel to reel machines from the 60s in everyday use probly. It costs too much to change instead of just expanding til that is negligible.

>>59633929
>>And all of europe upgraded at once?
pretty much

two times actually, to pin and then to contactless


I travel a lot and the upgrade was happening everywhere at the same time

>>59633951
I never understand why people do business with banks that don't own their own credit/debit infrastructure.

>>59632552
>swipe card
you're retarded. If you have a chip in a non-3rd world country you don't even bother swiping
>insert card
lmao just paywave it faggot
>3 seconds pass
>transaction approved

>>59634061
Pay wave hasn't been adopted by most of the US. Even when it is, I've never had it work.

>>59634061
>Paywave
>Visa Exclusive
>Visa is not a bank, they simply own the infrastructure, meaning that the banks that use the Visa infrastructure means they must rely on banking customers for their profit margin.

Fucking retard.

>>59632688
Nice try americuck

>>59634100
>visa exclusive
except it's not, other credit card companies have different names for the same thing. I have a MasterCard and it has "paypass"

>>59634253
MC isn't a bank, either, you know.

>>59634083
The banking system in US is still in the stone age. My friend in Scotland receives his wage from US work in fucking paychecks sent by mail. Poland is a shithole but at least we have contactless payment in almost every grocery store.

>>59634297
Your point? You claimed that paywave is visa exclusive, which is not a bank either and not true.

>>59632535

Banks hold the right for the retailer to process credit cards.

So if you want to process credit cards your going to buy/do what the processor says

>>59634344
Not entirely true, but partially. When the banks own the infrastructure, like AmEx and Discover (both have banking accounts available - Bluebird for AmEx and Checking/Savings account for discover), you are absolutely right.

However, when banks just use a 3rd party (like the banks that use Visa/MC), then the 3rd party, which owns the infrastructure, gets to set the terms.

Visa and MC don't really give a shit about security so long as it doesn't give them a negative image. The banks and the customers are the only ones at risk, not the infrastructure itself.

When are Americans gonna admit that they live in a third world country? I mean surely they aren't delusional enough to think they're on the same level as the rest of the western world.

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>>59632552

Not our fault you guys refuse to upgrade the network from 56k times. You had years of warning, why the fuck didn't you?

Is this a thread where non Americans tell each other what America is like?

I live in Fairbanks, Alaska. I use a small regional credit union. Both my debit and credit card have chips. I have an RFID tag on my keychain for the fuel station and I can use my phone for contactless payment at 99 locations around my tiny shitburg town in the middle of nowhere. Just because people don't use it doesn't mean it isn't available

https://www.mastercard.us/en-us/consumers/payment-technologies/contactless/contactless-locator.html

>>59635762
Our internet is not as bad as you believe it is.

My bank has yet to issue me one. I feel so lucky.

>>59635886

Not the internet. I learned from you guys that a lot of card terminals in the US are still connected to the dial up infrastructure

We do. We don't have the contactless cards and my neckbeard paranoia is thankful for that.

>>59636012
You believe faggots on the internet?
But seriously, it's mostly done by satellite, every gas station has one. A relatively few still use dial up that I have encountered, but that is not because of the lack of broadband options. They are usually in small towns and country stores where the owner doesn't care, or doesn't want to pay $50 a month for cable. But just remember, it's satellite that is used most by retailers for card shit. They also use it to connect to the corporate networks and such.

>>59632725
No, you only got a ton of Hispanics and niggers doing the same thing.

>>59636084

Remember the connection will only be as fast as the weakest link. Something has to delay the communication to that point, my card payments take 5 seconds at the absolute most.

>>59632520
Dude they fucking suck monkey ass, they take a whole minute to do anything.

>>59633490
Wow I fucking hate chip now.

>>59635885
How's it like living in Alaska? I would love to move their, but I would probably have no work.

>>59636124
Yeah, satellite is slow as shit. Gas station run by Hadji's down the road still uses satellite, even tho our small town has its own cable co-op, decent prices, and the main office is one block down from the business. Most corporate environments still use satellite, like our main grocery store, Kroger, that is one of the largest in the nation. Strange, must be more secure or reliable that cable.(even tho weather fucks with satellite)

>>59632552
Even in Brazil here it's highly widespread.

>>59636139
lmao, try getting better network infrastructure, finnfag here with instant chip card payments everywhere. I just wave my contactless card at the terminal and I'm done, badabing

Maybe I should buy into the mobapay meme and start waving my phone at the terminals instead, lol.

But we do

>>59632520
aren't murricans still use feet and inches as measures? lol, and you ask why they dont have chip cards. I sometimes wonder how these monkeys even went to the moon. Oh right, glorious german engineers imported during ww2 ;-)

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>>59636862
> ;-)

>>59636243
The K-roger isn't that big, I've only seen them in the midwest

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>>59636897
but he is right bro

>>59636938
> ;-)

>>59633888
Seriously. Czech Republic is a tiny shithole but in 2015 we had 75,000 contactless terminals which is third in Europe. Every small shop have these and you can use it in public transportation too.
Also, if you forget your credit card, you can pay with your smartphone.
I visited USA for the first time last year and this was basically the only thing I was missing.

(sauce for the numbers: https://vision.visaeurope.com/blogs/in-the-lead-yet-still-catching-up)

Because we have money that has value so carry paper currency doesn't require a briefcase.

>>59633888
We had that first. Is 4chan the only website you can access or do you just like looking like a retard?

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>>59632520
>"Hi American, do you take debit?"
>""Yes of course!"
>*present debit card*
>"Oh uhh this one's not working"
>*present credit card*
>"ah yes, another successful debit card transaction!"

I just use Android pay for most things

>>59636971
>go to get lunch at deli
>12 dollars for a sandwich and ginger ale
AHHHHHHHHHH

>>59632520
Personally i use cash most of the time

>>59633330
>A cashier's fucking job is handling your money
handling your money, not counting it fuckface

>>59637077
Don't forget the tax and the tip!

>>59633388
>And wtf are you signing stuff for?
tfw you never buy something over $50

>>59637103
In America, the tip is automatically added to your bill for convenience.

>>59637122
That's not true. They calculate common tips like 12%, 15%, etc for you and you add that yourself.

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>>59634100
>>Visa is not a bank
sir please estop espreading rumours

>>59637122
Yeah and then you calculate out the tip and leave it on the table, on top of already having it included on the bill and in the total price. I guess dummies who don't read the check carefully deserve it?

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>>59636172
Weather is harsh (6f right now -17f 3 days ago), cost of living is Hawaii tier. -40/50/60f dec/jan weather is hell on your car.
Fuckin cool being this far away though. No concealed carry law, no sales or state income tax. no vehicle inspections. weed is legal. permanent fund dividends kick you $1-2k a year for being a down ass cracker that lives on Hoth. I haven't been out of pocket for a pc once in my life, thanks to Prudhoe Bay. Wildlife rolling up like Bambi and shit. Or trying to eat you. Watch your ass. If you move into a city, don't bother. It's like any small northwest area but colder with more rape.

This moose been showing up for the last 2 years. I call her Maggie, I might have eaten her father.

inb4 retards who don't understand computer security tell me the magnet strips are better

>>59637077
Stop buying stuff from there
>>59637103
>tip
>at a deli

>>59632529
/thread

>>59634083
We have it here in South Africa and it works.... get with it amerfats

>>59636918
Their the number one supermarket with 109 billion in revenue, second largest retailer behind Walmart, and also the third largest retailer in the world.

>Americans still swipe like on the movies
I'm 22 and too young to remember swiping. I never had a chance to do it in my life. It's all chip or contactless, and has always been.

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>>59632520

I feel like this pic is related to this thread.

>>59637928
Nice picture from late 90s/ early 2000s you got there

>>59637963
Actually that's far from uncommon, many readers I've seen have a piece of paper taped over the slot that says "swipe"

This thread is ignoring the real crime in America

The widespread usage of cheques

>>59638190
What's the issue with checks?

>>59638084
Must be in the usa. Rest of the world got chips and now contactless a long time ago

>>59638205
Electronic Funds Transfers are where it's at

>faster
>more secure
>zero effort

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But we do?

>>59634307
Because your friend in Scotland is retarded

>>59632520
https://www.youtube.com/watch?v=B80SyRmtbdI

i don't remember the last time i saw a swipe compatible card reader, everything is either wireless + pin or only wireless, if you go to a total shithole there might be one that only accepts pin
t. poland

>>59632520
i work in a restaurant and 90% of credit cards I see now are chip cards

>>59632680
some credit cards are flat though

>>59632725
I know right, it's better that niggers and Mexicans do it.

>>59632520
>Not just using cash

What are you fuckin' gay?

>>59632520
>why dont americans have chip cards

We've had them for a decade and they're not popular because they're slow as fuck.

Which is why alot of us have leapfrogged to apple/android pay. Faster & safer.

>>59638864
>We've had them for a decade and they're not popular because our supporting infrastructure is slow as fuck
fixed it for you m8

>>59636106
sand niggers are still worse because of Islam they are too different from your culture. Hispanics are not a problem because of Catholicism and they can adapt to American culture.

>>59638729
He is eurofaggot, they're degrading towards cacheless society

>>59638729
>using cash
poorfag spotted

>>59632552
In defense of the BEEEEEEEEEEEEP:

People leave their cards in those machines all the time (in the states, at least - growing pains with moving to the chip system) and the beep helps avoid at least a few of those.

I hated it at first until I realized that fact.

>>59632520
We do

>>59632899
Dubs checked but it's progressive to let lawless dogs into your country, have them rape your women, and then have them protected because muh progressiveness

Fuck off, hippie

>>59638610
At least they don't explode and drive trucks over people in the name of their religion.

>>59633490
Chip and pin perhaps. I just have a chip and no pin, and my cardholder agreement didn't change.

>>59632520
We do and they're garbage. Slow as fuck, don't work half the time so I have to try 3 fucking times before it just lets me swipe.

Chip is slower than swiping and everyone is too autistic to upgrade to contactless. At least phone payments are getting more popular.

>>59639578
>Chip is slower than swiping
Can you swipe and produce a full signature in less than 5 seconds?

>>59633366
>not inserting the card directly
Almost all POS machines on my country allow that.

>>59639578
the point is that even 3rd world countries have adopted chips better than US
i live in a post-soviet shithole and the process goes like this
>insert card
>2 seconds of connecting
>put the pin in
>2 seconds of authorisation
>remove card

>>59637091
Cashier detected

>>59639360
Yeah, it's a good thing the US never went to other continents, imported people from a less advanced "culture" as cheap workers, erupted into civil war over the matter, made them into full citizens and then stuffed their cities full of them with no way to properly educate them resulting in a large chunk of the population being mixed or fully black uneducated apes that steal from, rape and kill others all day and night. And also everyone in the US agrees that should such a population exist in the US, something should be done about it instead of tolerating and even celebrating them and letting them influence your sad excuse of a "culture" to the point where 90% of people under 30 unironically indulge in the debauchery and degeneracy propagated by the new tolerant, progressive, multicultural lifestyle.

Thank God America is still the last bastion of white culturHAHAHAHAHA

>>59639631
literally cuts two lines

>>59632520
We do and we hate them because of how much longer they take and how we often have to hold in the card for like 20 to 30 seconds.

And then finally its done and half of the ge machines sound like a submarine going code red to indicate "it is safe to remove your card :)"

I want to swipe my card and want to irrationally yell "fuck you" to the cashiers who tell me I have to insert it.

Fuck you Europeans and your meme currency technology.

>>59632529
you do, but you people keep whining like this
>>59632552

in my country at least there is no fucking beep, the seller system just don't finish the sell till the card is off

>>59632552

lol, I am from Peru and we have chip cards, transactions take seconds and it's safer than swapping.

Get on with the times. murricah

>>59641197
>Even Peru is more developed than America

AHAHAHAHAHAHAHAHAHAHAHA YOU CANT MAKE THIS SHIT UP.

>>59632529
>we

>>59633366
> just insert card in the machine
> say credit
> insert pin
> wait till it says to remove the card (my country has no beep)

stop fucking whining

hopefully you people will skip chips directly to mobile payments, if all the sellers aren't fucking jews who don't wat to upgrade

>>59636084
>But seriously, it's mostly done by satellite

That's even worse

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>>59640227
>insert card
>pin pls
>"ok".....1sec, "done"
>mfw the whole operation takes ~3-5sec

alt.
>bring card next to NFC
>wait 2 sec
>done

We do, but most shops have a "chip reader not working" or "please swipe card" sign covering the chip slot, thus rendering the chip mostly pointless.

>>59641415
It's okay dear anon, every nations has to go through a developing phase. Don't let the "developing nation" stigma bring you down, you keep your cheek up. You'll get to become a first world country one day.

>>59641441
K

>>59637105
J-just enter your PIN. That's it. I've never, in my life, signed a chip purchase.

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>>59632520
Same reason they dont have universal heathcare. They are backwards and stupid people.

>>59637105
It's contactless for under £30 and chip+pin for over £30. I cannot think of a scenario where swiping + signature would be required.

>>59641682

Hence why other anon used the dollar sign - they do things backwards in burgerland.

>Americans will justify still swiping cards
>Americans will justify genital mutilation
>Americans will justify rampant gun crime

What a strange and backwards culture

>>59641682
>I cannot think of a scenario where swiping + signature would be required.
In the land of rednecks the banks and credit card companies have resisted the change over to chip cards because of the huge expense to them. Instead of doing the change over like every other country, they are cutting corners and trying to make it seem like chip cards are a hassle.

>>59632520
>complaining about another country not having a certain type of credit card

i'm not a submissive consumerist sheep like everyone in the west takes so much pride in being.

if i'm hungry
>kill something
>cook it over fire made with wood
>eat it

if i need new clothes
>create thread from plant fibers
>sew some badass looking clothes

need new house?
>chop down a tree with axe made of rock and wood like a fucking man
>construct a beautiful house in the hills

how am i using computer? simple
>make raft (wood, plant fiber, bamboo poles, etc)
>gather supplies for ~30 day voyage on the sea
>sail to africa
>establish connection with coastal villages
>barter for minerals and metals
>begin construction of computer with help of spiritual guidance and psychedelics
>make computer that rivals those of apple

internet? easy
>call snowden
>ask him to hack me some internet

fucking sheep learn to live

>>59636979
>We had that first.

In what, one store test market in down town Manhattan before moving back to swipe only like 90% of the country?

>>59632520
because they fucking suck ass

>>59632520

Have fun with the RFID chip that's burrowed deep in your skin.

>People are talking about contactless cards....
>My town just got android and apple pay terminals in their stores....

lol yall still use fiat currencies to pay debts?

>>59642853
That's the exact same thing.

Chip and pin is dead. Contactless is the way now. 1 second transaction.

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>>59632520
>chips
>not having tap

Whenever I go down to the states, I always marvel at how such an advanced country lags so far behind in terms of banking technology.

>>59638288
Well sure there are better things than checks, but there's still nothing wrong with using a check*

*Unless you're that piece of shit that holds up a line to write one

>>59638241
USA has as well, whether or not your local store supports it is a different story.

we do

I don't know why people freak out about it so much. if you need to use the chip, you just put it in the damn chip slot and wait like 15-30 seconds, if that's too long for you then pay with your phone

it's not the end of the fucking world, if it's more secure I'm all for it

>>59633888
>dirty europoors and their constant theft

>>59636106
>hispanics
>Rape and kill each other
>niggers
>Rape and kill each other
>mudslimes
>Rape and kill everyone else. Preserve their own kind

Yeah man, totally same thing.

>>59634307
I have never received a paper check and I've been working for a decade in the US.

>>59633888
US has had that for like a fucking decade

>>59645562
I insist on receiving paper checks

>>59632520
We do and they fucking suck.

>>59637297
The freedom is the awesome part honestly, you can basically do whatever the fuck you want. Where I live you get into shit for building something on your property without permits or whatever. It's not perfect but not bad at all.
How are the jobs over there?
Also cute moose. Does she really hang out by your home?

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>>59632520

>>59632520
We do and I hate the shit.

>>59647110
You better be military, because that card is not worth the $550 fee.

>>59632669
Are the chips easily scannable from a distance with certain devices? I feel like it's so three letter agencies can walk through a room and know exactly who is in there

>>59632520
>have to possess physical card
>have to realize it's a chipped card
>have to find where to stick it in
>have to put pin in same as ever
>have to wait for it to process
>have to respond to a new series of beeps in an entire world of beeps
>have to do the same series of everything we've ever done
i just want tap to pay to be the common cmon people wake up

>>59633888
Nah, I'm happy with the chip. I don't need contactless.

>>59632520
Because they have paywave
Which is a great system if you're a lazy idiot
Not so great if you value your money

>>59632520

I just use iTunes pay(tm) on my fruit crisp phone (tm)

>Literally more exploitable/less secure than the standard magnetic strip
>Europoors too stupid to understand this and think it's better
>Forced onto Americans now because our banks want more money by forcing businesses to buy the new machines

Fuck stupid people.

not just paying cash for small purchases

>>59649820
>not knowing how to greentext

>>59632520
We are starting to.

Also, it's slow and dumb.

Most fraud happens online or with stolen CC.

Every time I use a chip, I never get asked for ID. Never.

With my old swipies, it was about 50/50 whether or not the cashier or who ever asked for ID.

cards are scam by (((them))). Just use cash.

>>59650031
>being a Redditor kys

>>59650079
>he hurt my feelings, better accuse him of being a redditor
ebin

>>59638311
No one else gonna call this nigga out on his soggy ass thumb?

>>59650177
It just looks like he clips his nails too short and the skin around it has frayed. Post thumb, fag.

>>59632552
>put card in slot
>waits five minutes of arguing that my card is real and not fake
>oh I didn't put it all the way in lol xD

You have to use two fucking hands to make sure that chip is real.
Why is no one having an issue with this?

>Be American
>in 2025
>Civilisation finally unlocks card tap payment
>Rest of the world already moved onto automatic facially-recognised bitcoin transactions
>Get shot

>>59649383
>have to find where to stick it in
You have brain damage

>>59632905
not australia but can confirm shit countries like the one I'm in use 4G over copper. Recently started offering fiber which I upgraded to

>>59650690
>flimsy cards can crack
>chip can break off with minimal provocation
>slamming your card into a darkened, shadowed slot you can't even see while knowing it's going to take a phonecall and a work week of time to replace
you're a fucking idiot

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>>59632520
>it's another "europeans act superior because their cash registers work 2 seconds faster" episode
Oh boy, my favorite.
Also we do, and they suck dick. I want to go back to swiping. I'm dropping out of the banking system soon anyways, so I don't care too much.

>>59650954
Is wiping your own ass too hard too? You could scratch your pucker hole.