ITT poor people habits that are the reason they are poor >eating

Buying new iphone and shit just like it.

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>having children, especially at younger age
>low wage
>born into lower class, social mobility is pretty much non-existent in western world atm

>>2670703
>born into lower class
Means very little

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>>2670710
means quite a bit. you are arguing with statistics.

>>2670703
Nah, all 4 of my grandparents came to america as poor as shit immigrants and my parents got educated, rich, and successful in their professional careers despite still being poor as shit at a young age

>>2670721
>Approximately 26% of adults have no savings set aside for emergencies, while another 36% have yet to start socking away money for retirement.

Statistically the majority are retards, go figure.

leasing a car
paying with anything other than cash or a debit card

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>>2670728
you are having trouble reading. and ofcourse there are some people who are able to climb the ladder but the odds are stacked it against heavily. high taxes alone will have this effect

>social mobility is pretty much non-existent in western world atm

>>2670744
And 2/3's of those are well above the poverty level

>>2670744
only americans are retards.
japanese personal savings rate is often around 20%
that's why i'm marrying into a japanese family

>>2670760
>only americans are retards.
>One in four UK families have less than £95 in savings,

>>2670760
STOP polluting the Japanese master race

>>2670744
>26%
>36%
>majority

I guess now we know who is really retarded here.

Brown skin
Long-term financing
Time consuming menial labor
Leaving all your assets in one place
Consumption spending more based off of size of checking acct

>>2670746
>paying with anything other than cash or a debit card

>Not overpaying your credit card to maintain a negative balance then using it like a debit card to rack up 1-2% cash back on your purchases while building credit history and not risking overdraft fees

>>2670790
Both 26% have nothing, 36% haven't started saving for retirement, equally retarded, 62% is the majority

Smoking cigs

having a social life

>>2670744
Does stocking up on crypto coins count as savings/retirement fund?

>>2670684
yep. i literally eat out 3 meals a day, 7 days a week. probably spend $1,500 / month on food. lol. terrible i know.

>>2670684
>no motivation to improve yourself
>no real hobbies that anyone other than your mom would care about
>get home, watch tv/read buzzfeed, go to sleep
honestly i think it's genetic. some people were just born to be the worker ants

>>2670684
toilet paper instead of washing your ass with water, get on my level.

>>2670684
> no job
> eats fast food every day

I can never understand it.

1. You have no job, you've literally got all day to cook. Cooking is fun, it's literally the first thing I look forward to doing when I get off work.
2. With a little practice (which you have plenty of time for), you can cook way better tasting food at home than you can get from fast food
3. It is way cheaper to cook for yourself, you'll have more money to use for cigarettes or whatever other poor person vice you probably have

>>2670881

Especially because I grew up poor, but my parents still cooked everything from scratch. We ate tons of homemade bread and like lentil soup and whatever animals wandered through the back yard were made into stew.

>>2670881
fact: there's nothing you can cook for $2 that is better than 2 mcdoubles form mcdonalds

>>2670811
wait what?

you can OVER PAY and it goes negative???

>>2670895
litterally everything is better than 2 mcfucking doubles in terms of nutrition,

>>2670910
lol who cares about nutrition, are you gay?

>>2670895

Save up a couple dollars (or just shop the day your food stamps hit ffs) and you can buy rice and lentils and some spices from an asian market. Live like an immigrant for $2 a meal a most and you'll be way healthier and have better food too.

Fuck, I alone make more than the median family income for my city, and I eat like an immigrant because it's cheaper and tastier. My cupboard of rice, lentils, beans, flour, gluten, cornmeal, and spices can make tons of different, tasty dishes and I have plenty of time to do that in the hours after I get off work.

>>2670909

Generally yeah, depends on the bank. I carry a -200 to -300 balance on my CC all the time. Except for right now, because my bank just upped my credit limit without asking lol

>>2670858
i used to eat out just about every day. then i got a japanese gf who cooks for me. went from $800 a month just for myself to $400 for the two of us.

and i don't even gave to tip her!

>>2670925
what do you do with all that spare cash?

>>2670910
Nutrition is a meme

>>2670925
This guy gets it

>terrific bowel hollowing dumps that feel amazing
>perfect protein carb fat fiber ratios
>never get fat build muscle if you lift and eat like this
>cheap tasty and easy to prepare. No risk of food poisoning or getting cancer from shit diet

Ive had oatmeal for breakfast followed by 2 meals of rice lentils and various fried veggies in them for 3 years never been happier. I consider my relationship with food almost perfect.

>>2670952

Some goes into my 401k/roth ira retirement fund
Some goes into shitcoins
Some goes into my drug habit (kratom, cannabis, psychedelics, various entheogenic plants)
The rest either goes into my bank account or gets spent on gifts

How do I learn what and how to cook and what to buy from the grocery store

>>2670980
>drug habit
you almost made it, anon...
probably your genetics holding you back

>>2670746
Why shouldn't I take over someone's lease, where people pay me to take over their shitty lease, and use my capital for an appreciating asset to build equity instead

>>2670684
>wasting any money they accumulate by luck in the end of the month because "lol its above 0"
I had a poor gf who did that, when I told her about it she said it wasn't true that her and her mother did that. Next month they went out to buy useless shit because they had ~100 dollars left.

>>2670982
>How do I learn what and how to cook

You have the internet, don't you? Google for some recipes, there are tons of articles of white people trying to show how they lived on $5, $10/day or whatever.

Find a set of recipes that you like and that have mostly the same ingredients, and focus on buying those ingredients in bulk wherever is cheapest. Go to a bunch of different stores (local grocers, farmers markets, wholesale, walmart, restaurant supply stores, surplus stores) and figure out who has what for cheap. Watch for when stuff goes on sale and stock up if it's something you'll use.

>>2670991

Yeah, I could probably save more money without drugs. Then again, without drugs, I'd probably either kill myself or just drink. Shit genetics, maybe (well, definitely, there's a 50/50 chance I lost the genetic lottery and will spend the next 1-2 decades getting various endocrine tumors removed). Still, I'm in better financial shape than most 25 year olds I know.

>>2670993
because you're already paying for depreciation + interest, it's just all rolled into the monthly payment. car leases are a horrible idea

>>2671052
Thanks senpai
>>2671089
What if we're talking a short term option, like 12-24 months? I have a lot of cash stockpiled right now and I want to use it to put a down payment on a condo. An example option I'm looking at offers a lease takeover for 15 months with a monthly payment of $320 but they pay me $1500 at the beginning just for taking it over

Is it really true that on murrica 1/3 of the population is overweight? It's a meme... r-right?

>>2671164
someone is so desperate to get out of this car lease that they're willing to pay you $1500? what kind of car is it? how much is it worth?

just buy a nice car with cash from a private seller who needs the money. you'll be able to get a good deal

>>2670744
>tfw half the people have below-average IQ's by the very definition of it

They get financial advice from /biz/

>>2670728
and nevertheless you're still retarded and you fail to understand basic concepts of statistics. your personal experience doesn't mean jack shit in the grand scheme of things

>>2671201
>http://www.leasetrader.com/2015_Mercedes-Benz_C300_4MATIC_Sedan_251040.xhtml

Lease swapping takes advantage of people dumb enough to take out a lease from a dealership and they're desperate to get rid of them

If I were to take this option, I'd get an inspection done to make sure there's nothing wrong with the car

>>2670746
>Buy new car at 20k
>It's worth 5k when you're done with it
>$15k in 5 years, not including interest, and assuming no repairs needed

>Lease for $200/2000 down for three years
>9200 for three years, $15.3k per 5
>Very unlikely to need repairs after 3 years if a good make

About the same unless you're good at repairing/flipping/selling cars

Buying used the best way to go tho

>>2670881
>way better tasting food at home than you can get from fast food
Lol no fast food is literally engineered to activate the max amount of pleasure receptors . Nothing at home will taste as delicious as good as fast food .

t. Fast food addict

>>2670879
>not wiping with just one sheet
>not making a roll last for years
water is 2 cents per gallon
get on my level

>>2670936
so you just essentially loan them free money
gg

>>2670703
>social mobility is pretty much non-existent in western world atm

Define ATM because I know lots of examples of social mobility but you may qualify them as being last generation and then claiming that they had vastly different social mobility

>>2671242
that car is $479/mo not $300.
also, just googling i see "The national average repair and maintenance cost for a Mercedes-Benz C300 is between $985 and $1203 per year." just save up and buy used, man.

>>2671270
exactly. used cars are the way to go

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>>2670684
>Buying depreciating assets at the height of their value loss rate
>Not saving anything, at all, ever
Seriously it absolutely fucking ASTOUNDS me how many people save almost nothing, it literally baffles me
I know some people who will literally spend their entire paycheque with no regard to budgeting at all, making literally no investment or savings plan whatsoever, and it's the simplest most obvious way to not be fucking poor
I want to fucking beat them to death with their Louis Vuitton wallets at the end of every month

>>2670811
You can do that? WHAT

>>2671369
1,000x this. i used to be that stupid, until i helped my gf with her taxes and found out she saved more in 1 year than i did in 7. shamed me into cutting back and saving money

>>2671306
I don't eat fast food because I don't want to be a fatass.

That said, I'm not gonna argue that salty, fried fast food isn't still the best tasting thing in the world.

>>2670728
>social mobility non existent in western world atm
naw look at my shekel merchant ancestors!!

>>2671483
My entire family is mexican.

not buying crypto already

>>2670980
>Some goes into my drug habit (kratom, cannabis, psychedelics, various entheogenic plants)
i thought you had a chance until the drug one.

>>2671501
well good job sidestepping the point hector

>>2671306
KYS degenerate

>>2670910
>>2670881
you're trying to argue with amerifats on a pajeetcoin board

>>2670684
>Going outside.

>>2671549
Chance at what, exactly?

There is a fair chance I've lost the genetic lottery and will die well before I have a chance to retire and use my retirement funds, so in terms of motivation to save I think I'm pretty much running on empty as is.

>>2670858
How? I eat fast food twice a day and spend about $500 a month

>>2671965

Depends on what you're buying and where and how much you're eating. Eating a couple dollar menu items per day won't kill you. But frequently ordering family-sized meals at KFC or eating at more expensive chains very well might.

>>2671187
ye best start believin in memes...

>>2670684
How the fuck am I supposed to cook for myself at home on a 4p-12a pastry chef schedule

Fuck eating more than 2 meals a day my money goes into crypto

y'all need SOYLENT

> final solution to the food question
> perfect for anhedonic shut-ins and exploited wagecucks alike

>>2672092

I only eat one meal per day, I've eaten this way for a decade and it has helped me maintain my weight and save time to actually cook properly.

Intermittent fasting nigga, look into it.

I don't even get hungry from waking up at 5am until getting home at 4pm, and 2/3 of my workday is spent blissfully empty and fairly sharp since my blood sugar is stable from gluconeogenesis and not always going up and down from meals and snacks.

Plus, that first bite of food in the evening, when you're *actually* hungry and not just conditioned to be hungry, is glorious. Especially when you put in the time to make something awesome for yourself - and there's plenty of time when you only eat once.

>>2670684
I eat out almost everyday, but I have a 7 figure networth. Cooking can be frugal, but pinching pennies and clipping coupons doesn't make you not poor. Making money makes you not poor. Most people lose their money by spending beyond their means by taking on loans and going into debt. Fuck off with this frugal meme. Just have financial awareness and don't be a retard

>>2670684
>they shower more than once a month
>they brush their teeth
>they shave
>they wash their clothes and dishes
>they have a GF
>they don't get free water from the well
>they pay for food rather than shoplifting
>they pay for sanitation instead of using piss-bottles and shitting on the street during the night when there are no cops

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>cigs
>alcohol
>weed
>eating out
>processed food
>pets
>paying more than 5k € for a car
>paying more than 200 € for a phone
>expensive clothes
>video games
>cinema, netflix, etc
>unnecessary luxury (perfume, home decoration, etc)
>branded products (who needs premium toilet paper?)
>women in general (girlfriends, escorts, etc)

>>2672129
>who needs premium toilet paper?

if you ever get a hemorrhoid, you'll know

>>2670760
spotted the weeb autistic virgin everyone

japanese girls wont like you if you are a weirdo. Just because you are white doesn't mean they will be all over you

but you will believe anything your animes will tell you, SAD!

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>>2672129
>processed food
le ebin processed food meme

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>>2672144

>>2672161
ffff

>>2672129
> who needs premium toilet paper

Let me tell you a story.

I feel that I am overworked and underpaid, but this is a systemic issue for the local economy in general.

So, my passive aggressive ass decides: well, at least I get paid to poop.

Every day after, I made a point of never pooping at home, and saving it all up for pooping at work. I poop at work 2-3 times every day.

Problem is - they buy the SHITTIEST toilet paper at work.

My ass bled. It IS bleeding. It WILL bleed again.

Sitting down hurts. Bending over hurts. My ass is FIRE when I get in the shower.

Every time I shit, I wipe until the shit-blood gradient transitions from 90% shit to at least 95% blood.

And that is why I have just begun to bring my own premium toilet paper to work. I keep it stuffed in the back of my shoe so as not to arouse suspicion.

>>2670684
taking women out instead of taking them home

>>2671314
Damn that's some expensive water. I pay a penny per cubic foot.

>>2670684
Having kids.

Being a wagecuck in an expensive country instead of working online in a cheap country.

Buying new clothes more than once every 2 years.

Going out to bars and clubs.

Having a wife or girlfriend.

Buying new electronics instead of just cleaning up the software.

>>2672196
Maybe it's your food man.

I eat healthy food and most of the time I whipe only twice.

My muslim friend told me his family doesn't use tp. They whipe with their hand and some water.

>>2672242

I had the same problem on a high-fat ketogenic bacon meme diet as I do now on a predominantly whole-foods vegan diet. My ass just hates me.

>>2670890
that sounds tasty, anon.

what are some animals that you have eaten?

having sex and wasting your warm cummies on some dumb whore when you could be selling the zinc in your spunk to the electronics market

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>>2670684

>shopping list is full of prepackaged food, frozen meals and ingredients for meals that have at most two ingredients (eg: burger&bun)
>Try to tell them that they could be thinner and richer by eating healthy

>OMG YOU DON'T KNOW ANYTHING IN YOUR IVORY TOWER FAST FOOD IS CHEAPER THAN HEALTHY FOOD
>Ask what their 'healthy food' list looks like
>A bunch of fruit from the hipster bio produce section of overpriced shit useless in cooking

It's definitely true that there is some cases of injustice and systemic oppression
But generally poor people stay poor because they're literally inferior human beings
They're dumber and they will stay dumber until they die

>>2672294

We lived on a mountain on a couple acres, so mostly it was deer. I've also eaten moose, wild turkey, rabbit, and buffalo, if we're talking about stuff my family actually shot.

I'm vegan for ethical reasons (also because I love beans/lentils and can make all sorts of stuff with them), but I'm considering trying out some roadkill this winter. If anything, I figure eating road kill is more ethical than buying beans that probably involved several animals dying during farming/transportation.

>>2672331
>selling the zinc in your spunk to the electronics market
d-does this really work?

>>2672500

err, not buffalo lol, I've eaten that but it was commercial. I meant to take that out when I added the qualifier "actually shot".

If we're talking animals we didn't shoot, then besides buffalo I regularly ate a lot of organ meat from more typical animals, and of course lots of type of fish/sea urchins/etc at sushi restaurants and I loved snails.

>>2670703
Naw, I'm working class, now comfortably in the top 5% of earners in the UK.

>>2671069
Love the honesty bruv, god bless you.

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>>2670858
>>2671965


Shit, is America that expensive?
I only shop like once a month, and it costs me €60 to fill the fridge completely with meat and produce, and then I'll maybe shop another couple times for €20 at most to get fresh produce.

Northern Italy btw.

I know that places like NY and LA can be retardedly expensive, but I'm regularly on /fit/ and even Americans in the food threads report expenses similar to mine.
Is it just that the stark majority of Americans (Like >99%) is so bad at shopping for food that people think it's normal to spend an amount of money that would be enough for fucking RENT, just to eat?

Or is it really that bad?

Again, I thought the problem was the country, but then how are those people spending as much as me halfway across the world?
I mean, you're a country where there is literally people convinced that fast food is cheaper than normal food (See: >>2670895 >>2671306) because they are so stupid that they don't understand that a €5 sack of rice will last like 40 meals, they think "Uuuh, 5 is bigger than 2, so it means rice is more expensive than mcfood"

I make 150k/year

no wife

eat out twice daily

go to gym and fit

>>2672196
you should become less of a disgusting anally fixated person and stop sharing these sorts of things in public

>>2672853
Yes. Groceries for me are about $350 for a month but that's buying steaks and produce weekly

Could drop it to $150 - $200 if I tried. I'd say the average monthly without eating out would be $300 or so

I see all these retards buying premium shit though and I assure you people are spending $500+ for just groceries and not including eating out which the average American does weekly

http://www.marketwatch.com/story/low-income-families-spend-40-of-their-money-on-luxuries-2017-06-28

This is all you really need to know.

>>2673687
>not knowing what an anal fixation is
>thinking 4chan is public
>being disgusted with what you read on the internet
>>>/co/
>>>/tv/
>>>/tumblr/

be honest /biz/, how many of you are american fatasses? just raise your hand we won't judge you

>>2670703
>born into lower class, social mobility is pretty much non-existent in western world atm

Unless you're born a brainlet, social mobility is very possible.

>>2670967
>worthless fatass detected

>>2671965
>I eat fast food twice a day
There you go.

Buying salad dressing for their poor disgusting meals that normies call "salad". Let the lettuce soak up your sad salty tears because you are poor and eat the cabbage plain fucking poor fags.

>>2670728
>grandparents

Yeah and back then working a summer job could get you a car and house. Fuck you.

Death to America.

Is $10 a day too much to be spending on food?

Also, if all you are ever doing is saving, what is it that brings you pleasure in life that doesn't involve spending any money?

>>2670827
THIS

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Pic related, and is coming from someone that owns 20+ pairs

if you are drug user and are not able to make drugs by yourself then you are doomed to be poor

>>2670910
Nutrition is expensive, anon.

We're talking about poor people, you gotta choose between eating right or make it though the month without any new debts.

They get kids as simply as that.

Anything more than 2 is financial suicide. I even dare to say 1 is optimum. You're better off getting pets.

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>>2675600
shoes? are you a fucking woman?

>>2670703

>social mobility is pretty much non-existent in western world
>tfw /biz/ beat the system with cryptocurrency

>>2675600
I have 3 pairs of shoes:

Hiking shoes (99% of the time, almost everywhere)
Sandals (sometimes in the summer)
Black shoes (once a year for a wedding)

Why would I need more?

>>2675850
You don't. Cause you live somewhere where "style", "occasion" , and "fashion" aren't things.

>>2675884
>fashion
>style
Absolutely retarded, irrational, 100% memes

>>2671369
Hey fuck you buddy
A quality wallet will make you value your money a bit more

>>2672853
>>2672853
Nah, the posters who say they can live under $200 a month are not lying. I just cycle through eating Chick-fil-a/Chipotle/Panda Express for lunch and dinner every work day. I was slightly exaggerating earlier, I also bake Salmon every weekend for lunch and dinner and buy snacks. All of this for under $500 a month for me.

Ive been financially red pilled and saved since i first worked at a pizza store at 12 but im hopeless at trying to find out what to do with my money. Its just sat inflating in the bank. I bought about 10k into crypto only a couple of months ago and tripled it, which feels really mediocre. I have a strategy though now which im committed too

What else can i be doing with my money to earn some passive income?

>>2675996
Do some stuff on the side as a hobby that also happens to make you money. I flip gaming shit for extra cash.

Or just keep investing and take a little bit out to do something enjoyable. Money's great but you can't do anything with it when you're dead.

>>2670980
Kratom bro, wutsup?! Not many of us out here my man. Had a bad shoulder injury and kratom has been a godsend. Trying to stay away from extracts but all about this natural pain killer. Best of luck to you anon, let's get rich and sip the finest kratom teas into the sunset

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>rich people are rich because they save $600/month

>>2676055
save $500 / month
put it into an index fund with 10% yield p.a.
wait 20 years
you now have $380000

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>>2676072
>wait 20 years
In 20yr $380k will be worth what ~$150k is worth now

wow much rich

>>2676110
so save $1000 / month

>eat ramen every day
>still poor

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>>2671187
overweight is something of a misnomer because people in the "overweight" BMI are statistically healthier than people in the normal weight BMI, note I said overweight and not obese
https://www.sciencealert.com/the-healthiest-weight-might-actually-be-overweight-massive-study-finds

BMI in general is a pretty flawed system though, because it only looks at height and weight when body composition is what's important. A really fat person with very little muscle and a body builder could have the same BMI, but obviously the person with extremely high body fat % will be less healthy than the person with a lot of muscle.

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>>2676122
Nigger, I make over $300k/yr N O W

Poor are not poor because they spend too much, poor are poor because they, like you, are stupid niggers that don't make enough

Frugality is the ultimate wagecuck mentality

>>2676156
theres too many larpers on this board, where the fuck do they all come from?

>>2676149
Cause that shit doesn't take into account fat %, just weight and height considering all individuals have the same lean mass.

I have a 28 BMI but I barely have 12% bf cause I lift, I'm much healthier than most people my age.

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>>2676178
>slaving away my life for Mr.Skekelberg while eating cardboard and wiping my ass with broken glass is the true path to financial independence!!!1

>>2672238
Jesus wth man having kids is important for the conservation of the white race. Do you want everyone to turn Muslim and
>>2672242
But if you're not white never mind, please proceed

>>2676241
why is it important to conserve the white race?

>>2670703
Social mobility is huge in the western world where college is subsidized.

>>2676241
>it's important to conserve the white race
Why?

>>2676241
>important for the conservation of the white race
Why is it important to have children at all?

>>2670684
>save about $600 per week
that ain't too shabby right? I just chuck it in ETFs.

>getting a non-stem meme degree
>taking loans
>buying clothes and shoes which breaks down after 1 season of wearing

wasting money on tissue paper.

just lick off the cum

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>>2672853
You have to remember that the United States is more comparable in size to the whole of Europe than it is to any one individual country, giving it a large variance in prices region to region. The main problem I think is that america doesn't have an overarching food culture save for a few regions where it happens to be exceptional. But for much of the U.S. food is confined to Wal-Mart and fast food and cooking skills are not nurtured and not cared about for the average lower and lower-middle class family generally. At least in my personal experience. That leads to people saying retarded shit like "fast food is cheaper" of that you can't do much with little money, and it isn't because you can't, but because a lot of these people have never bothered to try.

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>>2672129
What's the point of having money then if you still live like a poorfag?

>>2676478
The point of having money is the freedom of not having to think about money.

>>2676478
what's the point of having luxuries if an unexpected vehicle repair or trip to the hospital can financially ruin you and put you on the street?

>>2671270
>>2671364
I bet you guys like your woman the same way you like your cars too, used. So used in fact, you only like them once they've taken 9 nigger cocks in all three of their once tight holes.

You fucking betacucks, I guess some poor saps need to buy used as not everyone such as myself can buy NEW. Fucking poorfag niggers, kys.

>>2676673
Experienced women are way more fun in bed.

>>2670684
>not investing in Litecoin

>>2670746
I'm surprised no one addressed the second point. If you are paying for everything with anything other than a credit card then you are throwing away money. A lot of cards have at least 1% cash back on purchases. Some cards give you as much as 5% back on certain types of purchases. They are able to do this because they charge companies fees for processing credit charges. These fees are factored into the company's prices and passed onto the customer, of course. In other words, you are paying at least 1% more for everything than you should be (arguably more since fees are more like 3% I believe) if you aren't using a credit card with rewards.

>>2671318
This. Do not overpay your credit card. Interest fees do not apply until the cycle after the charge was made. If your cycles begin the 1st of the month and you make a purchase on the 2nd of July, you won't be charged any interest until the 1st of August. After that the interest will accrue daily.

>>2670684
Being addicted to cigarettes in Australia. It's fucking murder how much tax the governfags are charging. Smokes are now above $1 each, not for a packet, each. So $30+ for a 30 pack of cigarettes.

>>2676788
Grow your own tobacco.

>>2676791
Curing tobacco is ridiculous and takes too long. That's like telling a heroin junkie to grow their own opium poppies and process it.
Also growing tobacco is 'illegal' here. Not that I give a fuck about stupid rules obviously only created to support a government monopoly on tobacco but I also don't want to cop a huge fine and/or go to jail for said stupid law.
Anyway fuck Ausfagland, I'm moving to a developing country soon.

>>2676821
>That's like telling a heroin junkie to grow their own opium poppies and process it.
I think most heroin junkies would be satisfied with simple opium paste

Is growing tobacco really illegal in Australia?
Here in Germany you can grow 99 plants, no questions asked

>>2676821
Stop to realize that if we still grew/used drugs this way, abuse would drop off instantly.

You cant keep a habit going if you run out of product.

dont gambe
dont drink
dont smoke
stay single for as long as possible
eat lots of starches (rice, oats, pasta)
NO luxury (expensive cars,watches,clothes)
invest your money dont let it rot in your bank account

>>2676241
/pol/ is very dumb

>>2676821
>Anyway fuck Ausfagland, I'm moving to a developing country soon

are you that larper from aus/pol/ that is moving to the US?

>>2676889
>dont gamble
>trades crypto
wew lad

>>2676832
yeah its illegal here, doesnt stop my friends from growing it though. its alot harder to grow tobacco than you think. also, without all of the chemicals and shit it tastes fucking horrible, takes a while to get used to

>>2670811
>overpaying your credit card
Why tho

>>2676934
gambling and investing is very different

>>2670811
You realize that you pay for those cash back point?

Vendors have to pay a fee to take credit card. That increases their cost of business, and ultimately means you pay more. Visa throws you a couple shekels in order to get you to "demand" that vendors accept credit card and pay their fees to (((visa))).

>>2671306
But it still has to be made within a short time period, and also has to be safe to eat and easy enough to cook that niggers and literal tards can do it.

Yes, it's engineered with extra salt and sugar because our bodies respond to it, but it's not actually that tasty. You probably just grew up on it so you're accustomed to it which makes you predisposed to liking it.

>>2676935
>without all of the chemicals and shit it tastes fucking horrible,
Really?
I only smoke raw tobacco. Treated cigarettes, like ordinary Marlboros, make me sick

>>2670703
>>born into lower class, social mobility is pretty much non-existent in western world atm
by 'western world' you mean USA

>not maxing out your 401k contributions

I can't believe there are people that don't do this. Even max contributions for 30 years will give you barely enough to not eat cat food. If you're not maxing out, your retirement is going to be shit.

>>2672196
You may have an anal fissure. Nothing serious, go see a doctor.

>>2672242
>My muslim friend told me his family doesn't use tp. They whipe with their hand and some water.
Actually they use water to clean their anus (through a hose, plastic bottle or whatever). After they think it's clean, they check with their hand (it always is), and then they wash their hands. It's way more hygienic than Western pooping.

>>2677019
The explanation I've heard:
>if someone wiped shit on your face, would you use soap and water to clean it off, or just some paper?

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>>2670684
>Smoking weed every day when they are living check2check

>>2677065
Weed is dirty cheap if you grow your own

>>2676967
You do, I do, everyone does. It's built into the cost of the good, since most vendors don't charge more for credit transactions, they just hike the price of the good for all consumers. So if I have to pay for the processing fee anyway, I might as well get the benefit of the reward program my increased cost of goods is paying for.

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>>2670684
>go vegan
>???
>profit financially physically and ethically

>>2677108
>missing out on basic nutrients that are most common in meats and hard to find in non meats
>profiting physically
'no'

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>>2677001
>implying fiat system will last until retirement
>implying at best the dollar will still exist with microscopic purchasing power
seemsgood

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>>2677124
>eating acidic animal flesh with cholesterol saturated fats pus blood and other antibiotics and diseases to get protein and iron
>beans.win
>'no'
easy mate
the taste and tradition are the hardest part
but you really do become healthier and save more money
and save lives....the most important part

>>2677102
It you wouldn't have to pay for it if enough people stopped using the card. (((They))) are counting on you not cooperating in a group as consumers.

>>2676430
bust in a sock

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>>2671369
I know that feel bro

>>2677128
>fiat doesn't collapse
>life continues as it has
>you never live through a collapse of society or even the economy
>yfw you get to be 50 and realize you don't have enough time left to save for retirement

Enjoy offing yourself at 55.

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Don't invest, buy lottery tickets,
Date a Stacie after another,
Marriage and children in your 20s,
Rush a useless university degrees early in your life and shun trade jobs,
Buy movies and video games from the store at release price,
Buy expensive software online, or any software,
Donate to your favorite patreon,
Vacations you cant afford oversea,
Netflix subscription and cable TV,
Buy brand new clothes and shoes,
Go out every weekend and drink overpriced booze at the bar or club,
Buy beer instead of superior vodka,
Eat out at restaurant or fast food all day,
Diet consists of empty calories (chips, pizza, etc.),
Don't buy wholesale food,
Get that gym subscription after eating shit for days,
Get an expensive rents, a house and no roommates,
Don't grow a garden,
Buy a computer instead of building your own,
Own a laptop instead of buying a desktop
Get that Alienware mouse too for only 100$
Smoke lots of cigarette and buy weed instead of growing your own,
Buy a brand new car,
Speed on the road with it so you can impress your normie friends,
Use your credit card at all time,
Hoard or collect trends like fidget spinners,
Buy lots of cheap things because they cost nothing,
Never sell your used goods,
Get the most expensive cellphone subscriptions,
Donate to charities,
Want everything and stay materialistic

You are now a normie.

>>2672259
yeah dude , those fibres in a vegan diet will give you better logs. High protein diets make your logs REALLY hard...like stone...

>>2677428
>plumber
>drives shitty old truck, constantly working on it
>owns nothing fun
>never eats out
>never gives to charity

H-heh, I w-win.. ... right?

>>2677548
Nothing in this list is fun, unless you're a spinner.
Everything in this list is useless or has a superior, cheaper alternative.

>>2676478
Because at some point you are set and no longer have to

>>2672238
>working online in a cheap country.
you say this like it is simple
what do you mean?

>Buying brand name food over store brands
Outside of maybe soda and other specifc things, most store brand shit is either literally rebranded name brand stuff or at least on par with the brand stuff.

Yet I see normies at the supermarket unironically buy shit for like 2-3x the cost because of that placebo label that makes them think it's superior.

>not having a decent job even having useful degrees and tons of friends with no degrees at all who have good paying jobs

I'm starting to feel that I'm cursed

>>2677548
>never giving to charity
Way to give your money to the taxman, idiot. Most developed nations issue a tax credit for gifts and charitable donations, I know this, and I'm poor as fuck.

>>2670684
>these people that are saying no gf
My gf is what got me into crypto, it was her idea. She got into it before me

>it's another thread where "future crypto billionaires" try to paint their inability to afford nice things as "le savvy srs bzns frugality"
Makes me kek every time.

>>2676934
Since the markets are growing, be it the stockmarket or crypto, the odds are in your favour. Gambling is designed for you to loose.

>>2675889
>>2675850
uhhh, gym shoes duh???

>>2679394
>gym
Found the sucker.

>>2670910
not so fast

if we're talking about macros (protein, carbs, and fat) and calories, it's very difficult to beat McDouble value with home cooking for something that actually tastes decent

>>2678977
>not knowing the difference between a tax credit and non taxable income given as a gift

Sticking with "just whatever" cable/internet/insurance/phone company without ever challenging the prices.
Recently got the cable/internet bill cut in half just by calling them and asking to match a competitor's price.

>>2671187
Sort of. It's not evenly distributed and varies greatly between states. It is true that 1/3 is overweight but that is defined separately from obestiy. Someone can look perfectly healthy with a few extra pounds and be medically overweight. Bodybuilders also sometimes classify as obese on the BMI.

Generally people in the Northern and high altitude states are thinner. People in the Midwest are average but Chicago's got a lot of fats. In New York and Denver fat people are rare compared to South where like 60% of the population are porkers now. Texas and New Mexico have it bad too.

>>2671306
>t. Person who can't properly cook

>>2670684
>using a debit card instead of credit cards

>having no balls to stand up against strangers/coworkers/boss
>but try to compensate by asserting dominance towards people close to them

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>Paying into the black hole of rent when they could be paying a mortgage at half the monthly rent.

>>2671306

Fast food is like cigarettes. If you eat it all the time you start to crave it and to you it tastes absolutely delicious. If you only have it occasionally, you realize how fucking gross it actually is.

>shitty food habits
>alcohol
>tobacco
>drugs
>pull tabs
>payday loan
pretty much any easy way to make money in the shitty part of town

ITT how to waste money.

DIY soylent. 2 bucks a day. Get on my level.

>>2670760
Fucking white weeb.

>>2672121
What does that meal typically consist of?

>>2681240
https://www.completefoods.co/diy/recipes/brets-soylent-oat-rice-complete-low-price

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>>2676673
shoo shoo /pol/ poster go away

your meme racism isn't welcome here.

also
>betacucks
>pic related

>cigarettes
>state lottery
>40 ounce after work everyday
>paying for television
>buying meals at a convenience store they can make at home for a 1/3rd the price with higher quality ingredients from the grocery store

>>2672156
https://www.youtube.com/watch?v=rbZBJT358_Y

>buy X, it's gonna moon

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>>2672331
under-rated post

>>2681415
>50k sat next week, bro