Hey my house got destroyed by hurricane Harvey and I'm stuck

>>388789330
Risk of Rain is fun.

>>388789330
Try the Elder Scrolls III: Morrowind anon! It's an absolute classic with an immersive world you can get really deep into that's not very system intensive. Btw, I'm really sorry that that happened to you :(

>>388789330
Heavy Rain

>>388789330
Fuck you Texas!

>>388789330
Stardew Valley

The Flame in the Flood.

Faster than Light is probably a good one.
You can sink a lot of hours into that.
Binding of Isaac, if you're into games like that.
>>388789485
Also Risk of Rain.

>>388789330
wtf are you playing games for nigga your house got destroyed get shit done and back up running

File: 1504081690703.gif (1MB, 498x342px) Image search: [Google]

1MB, 498x342px

>>388789759
Kek if joke
Fuck you anon if joke as well

>>388789330

How many looters have you shot?

>>388789330
Bioshock

>>388789330
FTL, Risk of Rain, Isaac. Underrail if you're into CRPGS

>apartment
>house

>>388789330

Just buy a controller and play emulated games.

Cities skylines just got natural disasters

>>388789330
Risk of Rain
Heavy Rain
Rain World
"Rain" of Fire
In the Flame of the Flood
Super Mario Sunshine

>>388789330
Stardew Valley and Undertale if you haven't played them yet. Added bonus of being comfy enough to make you forget about God's indifference

>>388789330
As other anons suggested, Risk of Rain, Stardew Valley, and Morrowind. If you like Souls games, Salt and Sanctuary is great. Darkest Dungeon if you don't mind a bit of frustration, or Arx Fatalis. If you still have internet, somehow, Dungeon Fighter Online is a free arcade brawler MMO you could kill some time with.

Also sorry to hear about all your shit being destroyed. Honestly one of my biggest fears is having some natural disaster happen and rob me of everything I've ever owned.

>>388789330
Grab Nidhogg or Rivals of Aether if you have friends who also had their lives ruined

>>388791521
Heavy Rain is 360/PS3

>>388790947
Tales of Maj Eyal

Disaster Report

System Shock 2 runs on potatoes and is timeless.

>>388791690
Not trying to bait or anything but do you americans have no form of insurance? I am always confused when I see americans crying their eyes out about how all of what they've owned got destroyed in some weird twister tornado and how they are going to have to live on the street for the rest of their life.

Not saying that where I am from everybody has insured everything but if you actually own a house wouldn't you make sure to insure it right away?

What a faggot why didn't you move all valuable upstairs or something? Ctfu this nigga fr had all his electronics and shit on the living room floor

>>388792021
I've never looked into insurance, nor owning a house personally. Never had all that much money. I'd imagine someone like me would just have to throw everything out and would get no assistance in replacing anything.

>>388792021
flood insurance is separate and most people don't know that

>>388792021
American insurance companies have lawyers that point put "you should have gotten the optional coverage package :^)"
Unfettered capitalism encourages a lot of scumbag behaviour.

>>388792021
>Not saying that where I am from everybody has insured everything but if you actually own a house wouldn't you make sure to insure it right away

tell me how you think insuring a house works.

ePSXe and get some PS1 era JRPGs.

Grandia owns.

>>388792478

This. Get the game Alundra.

File: 1240393095655.jpg (76KB, 639x595px) Image search: [Google]

76KB, 639x595px

>>388789330
Sorry to hear that anon, hope things get better

As for game recs I'd suggest skimming through the indie category on steam, see if anything interests you

>>388792021
are you really that uneducated?

>>388789330
x-com ufo defense

>>388789330
I've been into Downwell lately. It's only $3 and it's well worth it with how much game you get out of it. Check it out if you're into roguelikes or platformers.

>>388789330
Louisianan here. Why are you posting on here right now? Anon, cut that fucking molding, drywall and carpet out. You got work to do. Get that shit out the house.

>>388789934
under-rated post

>>388792264
>>388792258
Okay, that explains it, I guess. But still, if you are buying a house you should be looking into that deeply. Even some Google search helps.

>>388792336
>>388792763
Well, like I said, I have no idea how it works in the US. Over here, you can get a general insurance for buildings you own, they are fairly regulated by law. As floods and similar natural disasters are rare you would usually have to get that seperately.

Most grown people also have an insurance for their belongings in their home. Like I said, things are pretty regulated by law so insurances don't differ too much from one another and they are not allowed to pull off some
>whoops, you didn't get the extra-extra tornado insurance which is not included in the all natural catastrophies insurance

But yeah, I am sorry to hear about your stuff, OP. Hope you get back on track soon.

>>388794747
>regulation
You can keep that commie shit in your country, out here in the land of the free it's every man for himself. Just pick yourself up by the bootstraps and get a good job so you can build another house to destroy.

>>388789485
FPBP

>>388790706

Yeah OP, you should totally rebuild your entire fucking house all by yourself and restore power and move millions of gallons of water by yourself. What are you, lazy?

>>388789330
Age of Empires 2 HD

File: 1451371301792.jpg (135KB, 800x800px) Image search: [Google]

135KB, 800x800px

>tfw live in sugar land and didn't get flooded
>tfw i also took in 2 refugee kittens that are cute as fuck

>>388794909
I thought there were no jobs left for you to do because of the Mex?

If your interested you could try out the the tag force games for free using roms if your interested in yu-gi-oh

>>388794747
>DUHHHH ARE YOU GUYS JUST IDIOTS OR SOMETHING??
>NO, I DON'T HAVE ANY IDEA HOW IT WORKS

then why did you open your fucking mouth, least of all insultingly?

>>388795185
well are you gonna be a fucking faggot or are you gonna post some pics or what bitch

>>388795610
There's plenty of jobs now, the hurricane was God's way of washing the Mexican stink away in preparation for the Wall.

>>388789330
>Destroyed
That's not destroyed. Harvey was a wimp in comparison. You at least have walls and a door.

t., Katrina survivor

>>388792021

I work in insurance. You'd be shocked how many people called me the day before the storm trying to get coverage. And then learning that it wont cover flood anyway because that's separate.

>>388796130
I remember you from a thread a few days ago

>>388795978
You niggers never had anything period. Going from a shit hole to a cleaner yet wet shit hole wasn't a big deal.
Going from 1st world living conditions to that of Louisiana is fucking terrible.

>>388792021
Tons of people do. However, it's uncommon for small personal possessions to be covered by something like this, and it takes time to go through the process of replacing them if they are. Usually, the disaster happenes, and over the next several months, insurance companies go around doing estimates. Certain things like destroyed trees might give you money, and other things like cars won't because that is something that would normally be insured separate from your house in the firm's eyes. You can walk away with minimal damage and a nice windfall for having shit you don't care about damaged, or have your whole fucking house blown away and only given about 60% of what it would've sold for along with the stuff inside. But yeah, it depends on the area. Nicer houses, people are usually better with their money and buy better insurance with their house. Poorer areas, you get more people that are ignorant of how insurance works and are surprised that their cheapo shitty plan doesn't give them 100% reimbursement for everything they own.

>>388795778
fuck off fagola

Banished

>>388795978
>building a city in a bowl in one of the most turbulent climates in the country
Whoever designed nawlins was retarded

guild wars 1

>>388796638
That would be the French.

>>388796232

Yup. I'm STILL getting calls from it.

If its 30 inches underwater, its way too late to get insurance.

I still highly highly recommend renters insurance anyway just because nine times out of 10 its fucking dirt cheap and covers all your shit.

File: All Samiles.jpg (77KB, 331x322px) Image search: [Google]

77KB, 331x322px

>>388789485
extremely underrated, i'm betting most of you idiots didn't even get the joke until you read this post

pokemon sapphire.

>>388796785
Is this ironic or are you legitimately retarded?

>>388796696
The same fuckers who built a wall that the Germans just walked around?
Can the French do anything right?

File: vlcsnap-error120ff.png (314KB, 601x607px) Image search: [Google]

314KB, 601x607px

>>388796785

>>388789330
Freespace 2

>>388796856
I'm ironically legitimately retarded

>>388789330
Wind Waker

Something that I found helps with emulating games that require actual control is mapping the directional pad to wasd and a and b to something like the arrow keys. Since controllers always have you use your left hand to move, this makes things a little bit easier cognitively. Maybe this will help you enjoy emulators a bit.

>>388789330
Have simple web game
www.birnbaumdesign.com

>>388795704
To learn something. Besides the 2 or 3 typical shitposters (including yourself) there were several people actually putting something of worth into the discussion.

Now you can go.

>>388796742
shit so if I live near the coast should I get flood insurance? what other insurances do I need? are there other natural disaster insurances or are they a waste of time?

>>388789330
You need a controller, anon? I can give you my Dualshock 3 if you're in a place that can actually be reached

Also you should play VtM:B

>>388794747
Insurance companies don't exist to give you money when you need it. They exist as a part of capitalism purely to take money from you, and they've paid our government enough money to make it illegal not to buy their insurance.
You pay and you pay and you pay for insurance because it's mandatory for everyone either by law, landlord rules, or the threat of complete and utter financial ruin for the rest of your entire life just for taking an ambulance. Then, when you get in a car accident, or your house is flooded by a hurricane, or you get something as dumb as strep throat, the insurance companies nitpick and weasel their way out of every last dime they can possibly avoid giving back to you. You pay them hundreds of thousands of dollars over the course of your entire life and you're fucking LUCKY if you get enough money back to buy a single solitary antibiotic pill when you actually need them for something. So yeah, I guess we are idiots, because we're still living in this shitty fucking country ruled by greed and we haven't blown our fucking brains out yet.

>>388789330
Don't forget to apply for FEMA assistance

I also second playing Morrowind, even with mods it runs on basically anything

>>388797125
I got so used to emulated Sonic that I mapped Mania to the controls I use with Kega

>>388796742
>highly recommend renters insurance anyway just because nine times out of 10 its fucking dirt cheap and covers all your shit.
No shit you recommend any type of insurance, you're one of them. Why bother pretending the shit that you peddle is actually helpful? No respectable landlords would ever rent to someone who doesn't have renter's insurance anyway. We're forced to buy into your programs that are guaranteed to buttfuck us when we need you the most, the least you could do is look us in the eyes and be honest while you fill our assholes with your greedy, black seed.

>>388797185

Yes. If you rent, get renters. If you own and are responsible for the outside of your house, get homeowners. If you own but ARE NOT responsible for the outside of your house, get condo. Dont bother with anything else unless you live in Cali, then get Earthquake. Earthquake is handled by the state and has its own separate billing but is totally worth it.

>>388797185
He works in insurance, he'd sell flood insurance to someone living in a fucking desert.

>>388797926
jesus dude, he's just a peon, not the fucking head honcho
everyone needs a job you autist

>>388798071
I doubt he gets paid to advertise this shit on 4chan.

>>388798071

This.

I get paid to punch people's shit into a computer and tell them a price, then convince them to buy.

I will flat out tell people when its a rip and not worth their time, though.

>>388798186

I'm not advertising the company I work for. I'm just advising based on what I've seen.

I dont expect anyone to take it seriously considering its 4chan.

>>388798071
It's still in his best interest to perpetuate lies for the company and shill their asterisk coverage

>pack of chihuahuas trying to refugee under my porch
>wont fuck off
wat do

>>388798429
Do YOU have insurance of any kind? You seem very salty about it, did you get fucked out of some kind of payout after an incident?

>>388798596
take them in

>>388798659
I have only what's absolutely required
I haven't gotten fucked by a payout, it's just that insurance is more expensive than it needs to be based on often bullshit factors. I've paid more for insurance than I would have had just saving and paying for expenses out of pocket.
Better yet, single payer systems would work far better under the model insurance follows.

>>388798659
I have insurance because you might as well be publicly executed by the state if you don't have everything covered. Thankfully, I can still get health and dental from my dad's cop job for like another couple years, but renter's, car, etc. I have to pay for. I have dental but I haven't been to the dentist in over 10 years because there's no fucking way in hell I trust the insurance company when they say that visits are covered totally. Guarantee that if I so much as tried to talk to the receptionist they'd charge me $80 and say my insurance only covers me opening the door. Health has *never* covered shit at all. All my vaccines for my restaurant job and moving into my dorms way back when I started college? 100% out of my pocket, not a fucking dime from insurance. A visit to urgent care because I couldn't fucking speak from strep throat? They barely chipped in just to have some grad student say hello to me, and the vast majority of the charge went straight to me. Every car accident that I've been involved in (never me driving) has resulted in both parties' insurance companies blaming the other driver and not shelling out a god damn dime until someone had to call and start screaming at the college intern they had chained to the phone.
Insurance is a fucking joke. What a load of shit the whole system is. Just another fucked up way to rape and pillage the country, just like the Credit system.

That's what you progressive cucks get for sheltering wetbacks.

File: 1501455768578.jpg (70KB, 598x434px) Image search: [Google]

70KB, 598x434px

If its a 5th gen you can probably play ETS2 on medium (i5-5200 with 6GB of RAM and a 1366x768 display here).
Here are some potato friendly games i have on steam.
>Jet Set Radio
>GRID
>Geometry Wars: Retro Evolved
>Castle Crashers
>Burnout Paradise
>Killing Floor
>Audiosurf
>Spintires (on my c2d with 2gb and a 5450 it is still playable, fuckton of mod cars and maps too)
>Test Drive Unlimited 1 and 2 (not on steam)
Get some emulators too.

>>388798659
>did you get fucked out of some kind of payout after an incident?
Guarantee you $100 that anyone who has insurance in america has been fucked out of a payout for every single incident they've ever experienced.

File: 1504150408598s.jpg (2KB, 108x125px) Image search: [Google]

2KB, 108x125px

>>388799484
Wait woah pause.
There's a JSR emulator or game on pc?

File: ss_96376dca753551169dda10976bee7c35c4e92ae4.1920x1080.jpg?t=1447355299.jpg (234KB, 1000x562px) Image search: [Google]

234KB, 1000x562px

>>388799810
Still no future on PC, but the HD remaster is on steam.
http://store.steampowered.com/app/205950/Jet_Set_Radio/

>>388799197

>I have whats only absolutely required

If you're talking health insurance, I totally get it. Health insurance is absolutely fucked.

If you're talking auto, you're a dumb motherfucker who I sincerely hope never is at fault in an accident or you're going to get fucked by the courts forever.

>>388800108
I dunno about your state, but it's illegal to drive without auto insurance in mine.

>>388800245

That doesnt mean that people don't drive without insurance. It happens way more often than you think.

>>388800108
He would've just said health insurance if it was the only thing he required. Auto insurance is needed where I live if you don't want to get fined out the assignment or go to prison.

>>388800108
I was at fault in an accident. It was enough to replace the car and there were no injuries. Freak accident on the highway during a road trip.
If I'd saved what insurance costs me and paid out of pocket I would have been ahead a couple thousand dollars.
My insurance is more than my car payment, even before that accident and the rise in premium that came with it.

>>388798596
eat up

File: ad_v1_42final.jpg (129KB, 1024x768px) Image search: [Google]

129KB, 1024x768px

Arcane Dimensions for Quake.

dude sex

FTL: Faster Than Light

File: 1488657289125.gif (1MB, 320x240px) Image search: [Google]

1MB, 320x240px

>>388796785
you're so fucking witty bro, you were the first one to catch it, congrats!

scrub that shit out of your brain with a bullet, you fucking clown

File: 566.gif (3MB, 460x337px) Image search: [Google]

3MB, 460x337px

>>388800465

You have shit insurance history, a bad credit score, or bad claims history. If you have shit insurance history, just pay your premiums and dont cancel. Dont have lapses if you can avoid it. if you have bad claims history, they fall off after 3 years with most companies. That's a bad rap and it sucks, but that's what insurance goes off of. If you have a bad credit score, then I have nothing to suggest, that shit sucks and I dont believe insurance companies should go off of that for premiums.

Believe me, I'm not a heartless robot, I get it, it sucks, but there's reason behind most of it.

Dont be afraid to shop on renewal. Depending on who you're with, you might be getting the best deal you can, but you wont know until you call other companies and do quotes.

Dont buy unless they run your motor vehicle report before starting coverage. Some companies wont do that until AFTER you start a policy with them.

Dont ever carry JUST minimum coverage. At least get the next step up on liability at the very least. Check if you can raise deductibles if you're required to carry full coverage.

Hope that helps Anon.

>>388800346
Okay, but if you drive without insurance, you get absolutely buttfucked by the law, and if you DO pay for insurance, you end up paying the company more money than if you had just paid for the damages and shit with your own saved up money. Good drivers are fucked the worst by insurance, because we never get paid by the companies, because we don't get in accidents.

>>388800970
>there's a reason behind most of it
Yeah, insurance companies are greedy and malicious.

>>388801079

>good drivers are fucked the worst by insurance

Tell that to people that need SR22's. I regularly quote them over 500 a month and they have no choice but to take it because they're shit drivers.

I get it feels like you're fucked but you have no idea how fucked you can get if you're an absolutely shit driver.

>>388800970
I have had insurance continuously since my first care, just just one accident, a 740 credit score and the only other claim I've made was for a hit and run.
Insurance is just more expensive than it's worth, to fill the pockets of corporations while we diligently wait for them to bless us by fulfilling the occasional claim.
/v/ complains about games cutting put content and reselling them as dlc, but that has nothing on the insurance industry.

>>388800970
>Dont ever carry JUST minimum coverage. At least get the next step up on liability at the very least. Check if you can raise deductibles if you're required to carry full coverage.

>don't pay the least you can get away with!!!! pay even more money even though you can barely afford the cheapest shit in town so you just throw money down the garbage disposal and pray to god that some drunk driver t-bones you so you can actually feel like it's worth it!!!

>>388801198
Shit driver or great driver, I'm still paying someone money for nothing and hoping that I never have to beg on my hands and knees for them to toss me a dime back.

>>388801272
Even if a drunk driver tboned you their insurance would be paying for it not yours.
So the only way to get your money's worth is to get your car stolen

>>388801393
Even then they'd probably give you barely enough to buy a bicycle.

>>388801393
Speaking of SR22s, if someone else hits you and is at fault but doesn't have insurance at all, doesn't that just mean you don't get a dime since your insurance company won't pay you for someone else's mistake?

>>388798186
>shill argument

Christ, can't you be not useless for 5 fucking seconds?

>>388789330
Starcraft + Brood War is free to play now

>>388796130
I was offered a job in insurance once. I probably should have taken it.

>>388789330
got flood insurance?

>>388801546
Depends on if you got the comprehensive and you still have to pay the deductible. So you have to pay them just so they will pay you money you already gave them it's fucking nonsense.
>>388801681
Yes, unless you have the extra underinsured motorist coverage only an extra $70 :^)

>>388801272

Lets take an example. In PA the minimum coverage is 15k/35k for bodily injury and 5k for property damage. If you do any more than that, the insurance company you are with is not going to cover you and you are out of pocket for the rest of it. I realize this is an extreme example, considering that PA has severely low limits against the rest of the nation, but lets just say that you get in an accident and you're considered at fault. The property damage is at least 50k.

Guess who's now on the hook for 45k worth of property damage? Bankruptcy may not protect you in these cases, so you may be stuck for that for the rest of your life.

This is why I recommend people DONT carry minimum liability limits. You are completely within your right to do so, but if you're at fault in in accident and you go over your limits, you are absolutely fucked.

Full coverage (collision and comprehensive) is a different matter though.

>>388801759

It can be good money, but it depends on who you're with/what they're willing to pay for comissions.

>>388801681

Unless you have uninsured/underinsured motorist coverage. Otherwise you have to pursue legal action against them and you can bet your ass you wont get a cent out of the driver. Dont believe the other anon, in MOST cases, its not that expensive to add on. Some states can fuck you with it (FL, MI off of the top of my head), but just call your company and ask them. Alternatively, you can carry medpay, which will pay your health insurance deductible, so if UM/UIM is too expensive, medpay can make up the difference. PIP too, if your state has it.

>>388802060

Addendum: medpay WONT pay for collision deductible, so make sure your state allows UIM PD because if not, you're wasting your time.

>>388795978
Retard detected. Houston got flooded, it didn't get hit with the actual hurricane. And unlike New Orleans, the levees there (minus a minor one in one subdivision) held up. Harvey fucked up Rockport and Harvey also spawned more tornados than Katrina did. Oh yeah, and guess who had way more looting and exported crime to Houston? New Orleans.

>>388802060
>not that expensive
Neither is DLC but it's still jewing. These are things that should be inherent in buying insurance, I shouldn't have to pay extra to be covered if somebody else hits my car and can't pay up.

>>388801232

You are getting fucked with your current company then. So long as you arent getting marked as fault in accident, you shouldnt be paying that much.

>>388802363

But you are going to, and until the laws change otherwise, its always going to be an extra coverage.

I'm not saying its not fucked up, but that's just the way it is.

>>388802473

Addendum: some states do require UM/UIM. Those states usually have better rates than those who dont.

Wind Waker

>>388802473
So why are you bothering to defend this shit?
We may as well have taxes to pay for this shit that's the whole fucking point of government to protect the greater community against the inadequacies of individuals. Taxes pay for all this traffic infrastructure designed to prevent accidents so why shouldn't it also have our backs when an accident inevitably happens?
But fuck me, I need to get back to playing video games.

>>388802363
As fucked up as it sounds, the insurance you are paying for is covering you causing damage to the car/property, not the other way around. It's retarded. Insurance is fucked by design anyways: the most responsible people pay the burden of the cost vs payout and people become increasingly reliant on it over time. People doing shit like running windshield repair from gravel through their insurance company just raises premiums for everyone.

I do agree with one thing though, and that is that mandated insurance should not be for-profit, period. If the government wants to force everyone to have insurance to socialize/offset the cost of a safety net so fucking be it if that's what gets voted in, but it should not be then for-profit. It is no longer capitalism driving the market when all consumers are forced to carry it. Health insurance is a prime example of this fuckery.

>>388792021
>>388794747
Gov fag here
Anyone who lives in an area deemed a 1% chance to flood any given year is required to buy flood insurance. Its highly recommended lots of other places but often ignored
The insurance that those who are required to be covered usually end up buying is the federal flood insurance, which is cheapest and also currently $25 billion underwater. This same fund will be giving payouts to people still, but not anywhere near enough to rebuild their house or anything

>>388802819

>so why are you defending this shit

I'm just explaining how it works to people who dont have insight to how it works. You can draw your own conclusions.

>>388796638
>>388802173
>>388796239
>New Orleans
I didn't live in that retarded place nor its retarded state. I, along with other members of the militia that was formed after Katrina, had to literally shoot people who came from there as they tried to invade my town.

>>388802875
>implying lobbyists would ever let this happen
Ah, america

>>388803141
Why are you huffing and puffing about damage to the city when you're really upset that you had to deal with niggers getting swept out of the ghetto? Texas took care of its people but Texas also isn't as corrupt as LA or MS are.

>>388803159
I agree. I mean as a long-term solution, if we see mandatory insurance as a required safety net, then the logical step is to standardize everything and cut out as much fat/middleman as possible. This would kill a bunch of jobs short-term, though. It'll be interesting to see how auto-insurance handles the rise of self-driving cars becoming slowly standardized.

>>388797926

Landlord here, renter's insurance is pretty damn cheap for what it does, namely protecting your ass if you fuck up

Had two fires, one from some retarded stoner faggot who burned his kitchen down when he decided to take a nap in the middle of cooking and some fat guy who accidentally turned on his stove when he had clothing on it.

Renters insurance covered all tenants affected, in particular the tenants who were below the fire whose units were flooded by the fire department action. IIRC they get all their stuff ported over and their relocation expenses paid.

>>388803228
MS and AL, which were hit harder by Katrina, recovered quicker and rebuilt quicker than Texas and Louisiana did. Their ports, for example, reopened a month to 45 days later. Texas averaged 3 months, Louisiana more.

>>388789330
Get a job jackass!

>>388803228
>but Texas also isn't as corrupt as LA or MS are
I responded to Katrina in the National Guard and my blood boils whenever I see a New Orleans cop or Louisiana state trooper. Half of them were fucking cowards who abandoned their posts, and then returned when everything calmed down to try and claim hero.
The other half was so utterly incompetent that the entire force should've been disbanded and left to the feds and the guard. Fuck, im mad...

File: IMG_0794.png (557KB, 951x700px) Image search: [Google]

557KB, 951x700px

>>388801232
You get a clap for telling it like it is anon.
Save this to be safe on your travels

File: Thanks.png (1MB, 1280x720px) Image search: [Google]

1MB, 1280x720px

>>388803617
>I responded to Katrina in the National Guard
Thanks senpai!

No, seriously, thank you. You lot were very helpful.

>>388803617
Man you think that's bad. Memphis is fucking amazing that the city still exists they are so terrible.

>>388803889
>tfw i took a bus to see my friend in arkansas
>tfw i got stuck in memphis for 12 hours on the way there, and 12 hours on the way back
fuck memphis

>>388802875
The way I see it, you might as well be forced to have insurance with the system we have now. If you don't have insurance, your entire life will be fucking ruined forever if the slightest thing goes wrong. We might as well have socialized insurance like the rest of the developed world and at least make sure that it actually covers the cost of things people need.

>>388803464
The last time I had Renter's insurance, they said they wouldn't pay me for a single thing that was worth less than $500. I don't own shit worth $500. The closest thing I own that's worth more than $500 in my PC, but I built that out of parts, and they were trying their hardest to make sure that they counted each piece individually so they wouldn't have to give me anything if my house burned down. Thank god I'm not a retard, they would have left me with *nothing.*

>>388803797
Honestly, it's good to know I made a difference.
I returned from Iraq only a couple weeks before I left to New Orleans, and seeing how similar things were made me really uneasy. I keep telling myself that I'll go back there again someday, but I keep remembering all the bad shit that went down.
Call me a bitch, but I've probably lost more sleep over Katrina than I did about my two deployments to a warzone.

>>388789330

Get Low Magic Age on Steam. It's basically D&D if you're into that sort of thing.

>>388803971
The problem with this is there has to be a lot of compromise and change for it to be effective. This country is a fuckvalot larger than those other countries and so balancing taxation to not absolutely screw us while keeping those systems up and running isn't something I trust the government to do. This is ignoring the immediate impact those systems would have on the industries. I think until I hear about how to provide wages high enough to doctors to encourage them to actually practice still, I don't find it a good alternative to just reforming what is currently in place where there is massive bloat (medication costs, billing issues, etc)

>>388804558
That makes sense desu, there was actual turmoil in New Orleans, Iraq was just a place for rednecks to shoot at brown people.

>>388804690
to be honest the union should be dissolved and it should just be a bunch of separate countries with the USA being more like the EU

>>388804558
If it makes you feel any better, Houston has been almost entirely the opposite. Shit has been incredible with how much people help each other. I mean yeah, the rough parts of town are going to have some looters and curfews exist to help curb that, but damn man. Nobody shot at choppers, plenty of resources in shelters, a ton of civilians teamed up with first responders to do boat rescues. It made me proud. I even saw people being kind in the grocery stores which were running out of everything.

>>388789330
Play isometric crpgs, Max Payne/half-life/mafia/SS/DeusEx, Morrowing\Gothic, some RTS games.
1994-2004 is the golden era of videogames, just pick whichever genre you fancy and enjoy

>>388804690
>doctors will stop working because wahhhh they aren't making millions upon millions of dollars hand over fist
Those people shouldn't be doctors in the first place. You should be a doctor because you want to be, not because it pays too much money.

>>388804896
Quit being an idealist. The money is to offset the grueling workload and requirements to be a physician. Yes, some specializations probably make too much for their levels of stress, but there simply aren't enough doctors willing to work primary care or in hospitals because they pay worse for more work and it's often thankless. You're advocating for people who go a quarter of a million dollars in debt to get paid less and be okay with that because they love what they do in a time where we need more doctors, not less. Doctors/nurses/medical staff are the only part of the medical field whose cost is entirely worth paying the high price for.
>The median four-year cost of medical school (including expenses and books) was $278,455 for private schools, and $207,866 for public schools in 2013 according to the Association of American Medical Colleges.

>>388792870
god i hate how 'rougelike' gets thrown around for every damn game that ends on death. this is a platformer and nothing more. and a damn fun on at that, albeit incredibly frustrating sometimes with the controls. i found it better on the ios, controls are tighter and makes more sense desu

>>388804130

I dunno about replacement costs since I didn't get any of that, but the important part I was vouching for was the tenant's liability insurance component.

Both fires were around 400k to repair and rebuild which was paid by the renter's insurance or otherwise our insurance company goes after the person responsible.

In both cases they were fucking stupid individuals but having someone go after you for 400k is probably not a good thing to wish on anybody.

In any event renter's insurance is like 15 bucks a month.

>>388794747
instead of being an unbelievably insensitive asshole insulting someone in a topic you literally haven't a clue about to begin with, against that same someone who just lost everything and is just looking for a distraction, why not just fucking recommend a game and be done with it? How much of a prick are you? This is a honest question because your level of stupidity and ignorance is shocking.

cod mw2 doesn't need a good pc. I ran it medium settings on like a freakin intel celeron 4gb ram or something

>>388804558
That's because you saw what you were fighting for, so to speak. Don't worry: Only big cities are shit holes in the US. Once you get away from places that have 100k+ people in a city, things start getting better.

>>388804694
There was no turmoil in Pascagoula, MS, which is where I was during Katrina. Some queer stuff, sure -- boat in football stadium ~3 miles away from the coast being the one that stands out most in my mind -- but our city and such was restored maybe two, three weeks down the line to working order. Six months later was all but repaired

We honest to God did have armed civilian patrols in the majority of the town, most of who were military as we have three military bases within 50 miles.