ITT: Films people pretend to understand to sound smart

>>84668151
>not understanding the mortgage crisis

desu....

>>84668151
>pretend to understand
Literally how do you not understand that film.

>>84668151
>Films anon has to convince himself others can't understand in order to make himself feel like less of a retard

>>84668151
i didnt get it either, alls i know is that rich people are bad

>>84668151
Are you memeing for (you)s because one of the main themes of this movie is dumbing it down so even your basic person can understand the complexities.

>>84668151
>film has multiple heavy exposition scenes with even braindead celebrities explaining everything what's happening
>"pretend to understand to sound smart"

I'm afraid you're an actual retard OP sorry

I don't get economy.
>Banks own mortgage bonds that represent mortgages being paid, including loan amount and interest
>Banks hold money in the speculative value of the repayment of these bonds with interest
>Mortgages fail because people default
>Mortgage bonds that held the value of the loans given out are now worthless, holders of mortgage bonds now have their money invested in the houses for which those loans were given to purchase

So why not then use the houses for revenue? Why was it a crisis? Because real estate prices were inflated by bubble? So now the holders of the mortgage bonds have assets (houses) that are lower in value than previously speculated? GG, invest better/more diversified next time? Now your assets/liquidity has dropped, but not to 0, houses still have value to people, just drop the prices to what you can sell/rent them for. Or was it that the banks were too invested in mortgages, and the drop dropped their assets below the necessary amounts to continue to function in any capacity? So people whose money was held by the banks now didn't have access to that money because the banks put them in mortgage bonds so that money/value dropped/disappeared? GG, don't keep your money in banks/invest better/be more diversified in your resource management next time? Or was it that too many people had too much of their money held by banks, and this dropped their assets below the necessary amounts to continue to live/allow for an economy to continue to function in any capacity? So now no one would be able to sell shit because no one would be able to buy shit, so everyone would get fucked? So why not use the bailout money to keep the economy going while everything stabilized? Because banks have smarter people that lobby better than Joe Average? Or would it be that in the time it would take for shit to stabilize, other nations/parties could swoop in and use lower prices to buy shit up and make America their bitch? Someone school me on some shit.

>>84668633
It was a crisis because everyone panicked.

>>84668151
love this meme

>>84668262
>>84668305
>>84668447
>>84668517
>>84668573
you're doing it again

>>84668633
Every defaulting at the same time = all the houses going on the market at the same time = all the houses losing value

>>84668633
>So why not then use the houses for revenue?
Because thanks to CDO's they were over leveraged. The total value of assets was less than the total ammount owed by 300 to 1.
And what good would having the houses do when real estate speculation drove prices through the roof? Who are you going to sell it too? More people who couldn't afford the payments?

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>>84668151
They go to lengths to spell everything out for you...

American films are infamous for pandering to the lowest common denominator.

Truely the fucking niggers of the Western world.

>>84668151
The movie stops multiple times and uses normie friendly celebs to explain shit in simple terms. How could you not understand it? They literally spoonfeed you the plot and technicalities of what's going on.

DUDE RICH PEOPLE ARE EVIL LMAO

>>84668772
British """ humor""""

>>84668772
is this the one where his dad invents toilet paper and they become really rich?

>>84668151
>It's an teenager tries to seem like a intellectual by being a contrarian episode

>>84668151

The film is easy enough to understand/follow. The actual mortgage crisis and ensuing near collapse of the global economy is a different animal entirely.

>People claiming they understand Donnie Darko
>the movie itself wasn't made to be understood

people go to great lengths to find meanings in this movie

>>84668151
Lol dude, this movie literally spoonfeed the spectator with "basic information about the mortgage crisis for dummies over 9000" if you dont understood this you have some serious problem.

It's about people whose lives are kinda shit realizing shit's going to shit and betting that things are going to go to shit even though it's shitty, and getting a shit ton of money for it.

what I don't understand is how can you act a lazy eye?

>>84668151
>title is an oxymoron
>dropped

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>>84668151
>not understanding grade 8 level dialogue

wat

>>84669405
>>84668151
wtf? first of, how do you not understand what lead to the GFC by the time this film came out

secondly, this broke the sub-prime mortgage fiasco down so that even a retard could understand it