Why did so many people pretend to understand and enjoy The Big Short?

This film is a brainlet filter.

>>84367477
>here's margot robbie in a bathtub to explain it all

>>84367477
>I don't understand it so no one else does

top kek my brainlet friend

You didn't understand the big short?

I even understood the banking and real estate crisis as a child.

This movie explains it to you like they would a 4 year old....

>>84367573
Wait are you claiming to have been a child in 2008??????

>>84367519
This is a legitimately fantastic screenplay that's worth studying if you want to be a writer. It was really creative and found interesting ways to convey difficult to understand subject matter.

>>84367477
n-nice bait anon

>>84367598
latest age for a child is 12, 2017 - 2008 = 9.
so anon could be 21 now.

i understood it after i googled some shit, yes they lay it out on the table for you but they also use terms that the average person wouldnt know

>>84367598
yeah, I was in elementary school

Was it just muh famous actors?

Because they're supposed to. The movie's existence is ironic in itself.

>>84367686
You're still a child, faggot.

>>84367677
>they also use terms that the average person wouldnt know
No they dont. Not without breaking the 4th wall to tell you what that word means.

>>84368823
i wasn't arguing the opposite

it would be a better film if it wasn't so condescending. those analogies were not necessary.
>Here is pop idol Selena Gomez and famous chef Anthony Bourdain to explain this shit since you're too fuckingstupid

>>84369396
If you don't see it as patronizing it makes more sense.

>>84368823
No, you're old, faggot.

>>84369396
I read a review in the New York Post that said that. To say they overexolained things is a ridiculous argument imo

>>84369682
No one under the age of 25 should be on 4chan desu. You're completely wasting your youth.

>>84369828
does it count if you are turning 25 later this year? which side do i fall on dammit

Regardless of if you understand the mechanics behind it all, the film itself is more about the emotional or often emotionless quality of the events and proceedings.

>>84369828
You're over 25 and STILL browse 4chan? Oh my god.

>>84367477
If you don't understand the absolute basic principles of finance, you should probably stick to anime and marvel movies.

>>84369828
Your youth is over at 16. If you're not a millionaire prodigy by that point you never will be and should just kill yourself desu.

>>84367477
Its not hard to understand

The line at the end of the movie about the Autist genius investing in water kind of alluding to an impending water crisis make me unduly anxious for like 3 days after I saw the movie in theaters

>>84367477
Because it's good

>>84367477
this film got good reviews because it made 102 IQs feel smart.

>>84367604
i found it pretty hamfisted since i had a passing knowledge of what caused the crisis

spoonfeeding the audience the whole way

>>84370305
h-hey..!

>>84370305
My IQ is 140 and I liked it.

>>84367477
I thought it was about manlets turning their lives around, then i found out half the cast was over 6 foot tall.

>>84370849
my iq is 169 and i know it's a movie for plebs

>>84371003
My IQ is 200 and I work as a bouncer.

>>84370849
real talk my iq is 140. even with all my superior intellect i love posting here in 4chan especially on /tv/ since its funny seeing plebs scurry about capeshit and BLACKED™ for days

My IQ defies testing because it's so high and instead of watching this movie I spent my time cranking my pecker to hentai.

File: 02f.jpg (35KB, 680x460px) Image search: [Google]

35KB, 680x460px

>>84367477
>not being able to process information even if it's spoonfed to you

>>84371502
My IQ is the last three digits of my post and even I know what everyone in this threads dick looks like.

>>84367477

because they want to believe their upper middle class suburbanite family who levered up like 50x on home loans to buy extra mcmansions is the victim of all those evil traders who have fuck all to do with the real estate market

>>84371755
good roste

>>84371755
Not sure how you would even get that from watching the movie. The traders weren't really presented as the bad guys, big banks were.

>>84370305
My IQ is 135 and it made me feel like a retard.

>>84371755
both are at fault. why would you take a loan you can't afford? why would the banks give out a loan on somebody knowing they can't afford it?

>>84370305
my IQ is 145 and I think you're implying the wrong things about IQ in your post.

>>84367477
>This thread yet again
>Everyone claims to have a Masters in Economics and have a job in Finance

>>84371755
Why do branlets have the most opinions? The point is that people who had fuck all to do with the real estate market got fucked around the world because financial institutions knowingly repackaged lower grade debt to make it pass for a better product. Your point is mute.

>>84373258
*moot

>>84371635
w-what do you think of mine?

>>84373286
m00t

>>84367477
>part with the rating agency is a single scene
>literally the instrumentality behind the collapse
>look it up
>rating agencies are a government enforced monopoly
lmao
>nothing about threatening litigation against banks not wanting to loan to niggers
lmao

it's practically a 1:1 documentary, especially with the snidely whiplash bankers and refrigerators explaining misleading economics to plebs

>>84372117
>why would the banks give them out
cost of class action/justice department litigation including bad press combined with false valuation of the loans

>>84373258
>calls others brainlets
>is a brainlet

>>84370353
I still didn't really understand it

Why'd they have to bundle all the mortgages together, I know they said the risk stays the same while the return goes up but wouldn't selling the mortgages separately have the exact same return? And why because some of the mortgages were bad did that fuck everyone else over?

>>84373395
It's a pretty good overview of the situation while still being entertaining and funny. Obviously it's not a totally objective view as Adam McKay is very anti-big banks and a big Bernie supporter.

Ehh I mean I felt like I got it when I was watching it but if you asked me what happened now I couldnt tell you

>>84373258
>branlet
>mute
Why do dumb people think they're smart?

>>84373488
>calls others brainlets
>is a brainlet

I mean, we can all do that

>>84373531
it's more like buying bulk at the store vs. buying individually

>>84367477
> pretend to understand
It wasn't very hard to understand. I had no idea what it was about before I watched it. Once I realized it was about the housing crisis it's like I had already seen it. Maybe you're just a mental midget?

File: 501.png (125KB, 680x501px) Image search: [Google]

125KB, 680x501px

>>84373562

>>84373550
I actually enjoyed the movie. The rest of the moralfaggotry didn't bother me too much

bale's part was the best and likely almost wholly accurate

>>84367477
People are fake. See Facebook. Everybody happy and shit...

>>84373683
>people don't share the bad parts of their lives with hundreds of people on the internet

>>84373725
they certainly share their depression less

File: 1483569538821.png (280KB, 877x391px) Image search: [Google]

280KB, 877x391px

>>84373683
i love those rich white bitches on boats in bikinis

>>84373243
>implying actual degrees in those meme fields actually matter

>>84367518
>>84367546
>>84367573
Ok, please explain the credit default swap without rephrasing investopedia

>>84367477
It wasn't Chad, it was jews.

>>84367477
>pretend to understand
I....what? What the fuck didn't you understand? It was the most straightforward plot ever. Is this a troll post?

>>84370353
>spoonfeeding the audience the whole way
That's obviously necessary when it's covering shit that isn't common knowledge. Get off your high horse, fag.

>>84371103
My IQ is OVER 9000!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

File: Prisonmike.png (297KB, 700x393px) Image search: [Google]

297KB, 700x393px

>>84367477
I just enjoyed prison mike

>>84373531
it's like this. the banks bundle the mortgages together under the theory that wrapping up some poorly rated mortgages with highly rated ones increases the overall diversity and return of the bundled mortgage portfolio.
Man A has a poorly rated mortgage, so he's less likely to pay, but the returns are higher since he is paying based on his credit. Because he's bundled with man B, who has a lower return, but is safe, you have higher return and lower overall risk than holding the mortgages individually, especially if you bundle the 1000's of mortgages with a 20/80 bad/good ratio.
Now these bundles are sold by the banks for liquid money as securities, that reward the holder by allowing them to collect the debts and mortgage payments. The banks fucked up by bundling tons of poorly rated mortgages together, without considering the effect that would have on the risk. Normally if poorly rated people don't pay, it's covered by the well rated people and no major loss (hence the value of bundling the accounts in the first place).

There's more that contributed to the fall, like absurd leverage positions, and credit default swaps that basically act as insurance for their CDO investments (except 1000's of people can insure a security, meaning the payout's also 1000's of times larger), but that's all I've got to say about that. Hope this was helpful to somebody.