Travel Insurance

bump?

>>1088772
Just go to a website that lets you compare what is out there, and then decide if you want to buy it from a company like expedia when you book, get a rider on your medical insurance, or look into your credit card protections.

What do you need insurance for? Add it up if you need it for medical care, or emergency interruption or both, or loss of gear and replacement value for luggage, that kind of thing. I always get it when taking a cruise because you really do get stranded with a huge bill if they put you off the ship in a crappy port with high airfare, or if you get airlifted. Most of the time, I use the coverage of my credit card outside of that, which increases my luggage replacement. For me, buying a last minute airfare is a gamble my savings can cover, as are high medical copays, but at least my plan covers me overseas after I pay upfront. If that wouldn't work for you, get insurance so your life isn't ruined in a flash.

It's not brought up that often here, really, but it's always the same outcome. Most people with some savings find these important points, that I made, and would insist you should have some protections where they matter, as I state. Don't listen to any kids who tell you to go without or that odds are always going to be in your favor. Just be smart.