we're all screwed. Just take a look at this pic of the NASDAQ.

>>34739158
since your using linux that invalidates everything you are trying to say.

>>34739184
> your

since you can't use grammar that invalidates everything you are trying to say.

>>34739213
>being this much of a sperg.
lmaooooo ok fag

>>34739184
it's linux plus gnu you fucking pleb

>>34739158
What are you saying exactly, that US stocks are a bubble?

>>34739252
yes, likely caused by commercial loans.
https://fred.stlouisfed.org/series/BUSLOANS

notice how they follow whenever there is a recession. Except this time it's double 2008-9.

>>34739158
It's high... I don't get it, isn't that supposed to be good?

>>34739486
bubble bubble bubble

pls do explain for us uneducated fellows

>>34739437
Okay, but so what? If interest rates stay the same or rise slowly and businesses keep growing earnings it doesn't matter.

File: Screenshot_2017-02-08_22-21-10.png (148KB, 1600x900px) Image search: [Google]

148KB, 1600x900px

>>34739437
many of them are likely fault, and when the federal funds rate gets raised to a normal 5% over the next several years many will likely fail.

https://www08.wellsfargomedia.com/assets/pdf/about/press/2016/fourth-quarter-earnings.pdf

page 5: over 50% of loans are commercial
https://www08.wellsfargomedia.com/assets/pdf/about/investor-relations/sec-filings/2016/third-quarter-10q.pdf

page 22 44% are variable rate

when LIBOR gets adjusted to follow funds rate, these will probably fail since commercial and industrial loans get readjusted with 1 month libor

I'm in fairly regular contact with Wells Fargo. I can assure you that we are all screwed.

FUCK YEAH NIGGA
HAPPENING INCOMING
it's about to get real comfy

>>34739651
get rid of ad block plus and use ublock

>>34739651
>when it gets raised to 5%
lmao it's at 0.5% now, good luck waiting for 5% to happen anytime soon

>>34739516
the rapid amount of loans made suggest that a decent amount of them have to be subprime.

If interest rates aren't adjusted soon then it will lead to hyper-inflation.

http://www.usatoday.com/story/money/markets/2016/08/17/fed-minutes-show-rate-hike-could-come-soon/88895726/

decent article, although some small things are inaccurate.

Soo.... I have $20k in the bank, what do? How will this affect me? Explain like I'm borderline retarded

>>34739651
Trumps plan of deregulation is going to cause another bubble and a large pop after ward. I guess history must repeat it self.

At least we got out of TPP

>>34739721
see
>>34739723

they are going to have to raise it soon. Not confirming anything, but except rapid .25% increases over the next 5 years. This means not all short-term loans will be able to cycle out.

File: 1456148483964.jpg (149KB, 1200x1189px) Image search: [Google]

149KB, 1200x1189px

>>34739651
>when the federal funds rate gets raised to a normal 5% over the next several years
fucking kek

its more likely that I'll get a gf

>>34739745
It shouldn't affect you because FDIC insures deposits up to $250k

>>34739776
>not understanding basic economics

keep federal funds and 1-3 month LIBOR under 5% 10+ years and tell me what that does to the economy.

>>34739815
Except I do?

That's why I know that they won't raise it as far as 5%

>keep federal funds and 1-3 month LIBOR under 5% 10+ years and tell me what that does to the economy.
Same thing that happened to your parents marriage

>>34739763
Why would they have to raise it rapidly soon? US inflation rate is still below the historical average.

>>34739901
>Why would they have to raise it rapidly soon?
Because thats usually how the jews fix a recession.

They realize the goyim are getting tightfisted about not letting their money be lent out to others for nothing in return

>>34739901
http://web.mit.edu/14.02/www/krugman/1123LEC.pdf
http://www.investopedia.com/ask/answers/12/inflation-interest-rate-relationship.asp
http://www.forbes.com/sites/mikepatton/2014/04/28/is-u-s-hyperinflation-imminent/#6384cb87673e

get read son

>>34739867
you think like the old way

https://fred.stlouisfed.org/series/FEDFUNDS

notice anything after MBS CDOs and fixed income investments started to increase

File: schiff3.jpg (23KB, 400x300px) Image search: [Google]

23KB, 400x300px

>thinking rates will be raised

kek

>>34739965
>hyperinflation is imminent in the next 10 years
>imminent
>10 years

File: Screenshot_2017-02-08_22-50-54.png (108KB, 1600x900px) Image search: [Google]

108KB, 1600x900px

>>34740029
I'm abandoning this thread
remember me when federal funds rate hits ~5%

>>34740256
I won't remember this thread in 10 years, but enjoy your decade of dead money waiting for a crash that doesn't happen.

>>34739158
>just bought metals all-in

FUCKING CRASH NOW YOU CUNT

I wish I understood economics better.. But there's so much other stuff I'm interested in learning that I don't think I have the time or brain capacity for it.

>>34740703
most of the people in here don't either
they watch msnbc and a few stock market blogs and think they can spout the things they hear to look smart

>>34739723
>If interest rates aren't adjusted soon then it will lead to hyper-inflation.
Sorry to burst your bubble, but the "money multiplier" is a myth. Banks will make any loan to a creditworthy customer at market rates, and monetary policy has to accommodate it. This is why quantitative easing neither helps nor harms, because lending isn't directly constrained by reserves, only by the availability of demand for credit. On the other hand, if you honestly believe the US economy is near full employment, then I've got some really hot penny stock tips.

>>34739158
Oh, and as far as price data for NASDAQ goes, use a log scale and you'll see it's plain exponential growth. If the general, uncontroversial claim is that the economy grows at N% per year, then guess what. Given that, current prices aren't especially out of the ordinary, it just looks scary because that's what exponentiation looks like.

>>34741005
Yeah OP is tarded for not using log scale.

Its pretty smooth apart from that peak in 2000. But that was the genuine tech bubble.

>>34741005
Tell me about it. I almost made a log in my underpants!

>>34739723
>https://fred.stlouisfed.org/series/BUSLOANS
What about the quantity of loans would tell you anything about the quality of them?

What is your basis for saying that interest rates need to rapidly rise to head off hyperinflation?

>>34741334
My basis is that your dad's a faggot, biiiitch.