Budget

probably $200 - 300

>>34302160
>2000 dollars in a month
holy fuck

>>34302755
Yeah this month has been bad, usually I spend closer to $1500.

>Rent: $300
>Utilities (power, water): $250
>Internet: $65
>Cellphone: $100
>Gas: $40
>Cigarettes: $280
>Food: $400

>Total: $1,235.

That's like 2/3 of my income, holy shit.

>>34302823
I think I'm around $1500 too -- I don't pay attention.

>Sex 260
What was this?

>>34302160
like 200, living in a dorm, buying my own food

>Sex 260
kekked

>spending money on media instead of pirating

>>34302160
>patreon

you fucking cuck

>>34302852
Prostitutes. One was $140, one $120. Usually try to limit myself to once a month. I should really cut the habit altogether but horniness is a difficult urge to control.

Depends, but probably around $1,500 on my credit card per month. I've seen that vary by about $500 in either direction. An additional $2,000 per month for rent.

>>34302160
this is an extremely normie budget.

get the fuck out of this board.

>>34302966
>prostitutes
>normie

>>34302962
Jesus dude, hope you're getting something good for the $2000 rent.

>>34302987
Live in a studio. Worth it though to live in what I consider the best city in the country.

>>34303059
Which city is it

>>34303125
San Francisco. Only reason I didn't say is that I'm sure a lot of people would hate to live here. The only point is that it's a matter of taste. Personally I like it a lot.

>>34303059
Yeah, I'd probably be willing to pay around that if I could live in a cool location. I hate the suburbs.

>>34303156
I'd like to visit SF I'm in the west coast

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>>34302160
>power and water <$300
>Internet and phone $60
>insurance $80
>$200 food bux
i have about $200 left to spend on whatever or save

>>34302960

>horniness is a difficult urge to control

literally it isn't you fucking failed turbo normie

you can't fix tfw no gf by yourself, but you can always masturbate to not be horny

jesus fucking christ man. sometimes I feel guilty after I fap - how do you feel after spending fucking 140 dollars to bust a nut?

>>34302160
how the fuck are we supposed to judge your spending habits without knowing how much money you make

>>34303637
It's a great city. Always something happening, really keeps me out of my comfort zone. It's also gorgeous.

like 1,500. I need to cut back, but I don't know how

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Holy shit you guys are bad with money

>>34304805
What is this supposed to mean exactly? What is the purpose of money if not to spend it?

I live in a rat infested shit hole and only eat ramen and raw potatoes, but hey, I save 95% of my income.

>>34304805
>spending less than 2k a month is being bad with money

Unless you're earning poverty tier wages that's not really that unreasonable.

>>34302838
>>Cigarettes: $280

What a tremendous waste of money, I bet you hate your younger self for being such a dipshit to start smoking.

>>34304826
I'm curious about this too. Maybe saving a ton so you can retire at 55 and live another 30 years doing nothing?

>>34302160
i make about $8k/mo, out of that $1.5k/mo goes into retirement, then $1.5k/mo (roughly) into compulsory withholding. i spend about $2k paying bills/necessities, and the rest i buy bonds or shares or entertainment. it works out that i have $15k+ consistently that grows a few hundred every month regardless of what i do, often it adds another $1-2k with just dividends or rental property income.

>>34304899
What kind of compulsory withholding are we talking about here?

>>34304115
I've heard that about SF

>>34304826
You should invest your money so that you can achieve your passive income and eventually can live off of that and never have to work again

>>34304909
federal income tax, FICA, state taxes. normal stuff. separately i pay some separate taxes for business stuff.

>>34304952
>and never have to work again
>he doesn't achieve self-actualization from his work

normie

>>34304994
>wanting to wage Kek your whole life
Youre the normalfriend here

>>34304952
Is this really possible with middle class jobs?

>>34304899
Wats ur job

>>34305007
It's worth a try

>>34305018
>Wats ur job
systems engineer for a defense contractor.

>>34304952
Well, best of luck to you. I save and invest quite a lot and do receive a passive income that slowly grows. However I don't ever expect to live off of this. Given that, I'd rather smooth my consumption over the course of my life.

>>34305044
You can collect dividends from stocks. You need like 400k to make 3k a month

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>rent/utilities $350
>car $250
>car insurance $120
>health insurance $50
>phone $50
>food $300
>other shit $200
I'm making $1600 a month now, so I'm OK. Just gotta finish school and I'll get a better job.

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>>34302160
>300GBP room
>100GBP food
>68GBP tickets
>25GBP internet
>18GBP gym
It's pretty comfy, although it's cold in my room since I want to save money on the gas.

>>34302160
I've been spending WAY too much for someone who works full time and lives at home.
I'll be going full Jew mode for the next quarter though

>>34305095
I have to watch kaiji now
like right now next thing i watch for sure

>>34305068
cool. i make between $4-5k from rental properties, about $12-13k a year from a mature bond (ladder buying), and average 1099 returns are $3-5k. i mostly invest in metals. mercury has been good to me this year; and no, you don't need 400k to make 50k/yr. more like 150k/yr and you should have a reasonably diversified portfolio as well as alternates in holding companies, currency markets, or large cap stocks that you never touch.

day trader make cash based on speculation, hype, and research. for that you also don't need much cash, but it's not really much of an income unless you're constantly trading.

>everyone posting $300 rent

How the fuck, a single room apartment in my city is like $800 at least fucking kill me.

>>34305150
>150k/yr
>not much cash
I got the wrong fucking degree. ;_;
Would it be possible to self-study computer science/programming and make bank?

>>34305165
Single room in a multiple room apartment or a house probably.

>>34305190
most of the people i know with comp sci degrees are middle class $55k/yr dudes with a future in admin or management if they take up those courses.

computer scientists i work with, and physicists, physical chemists, et c are about my pay grade or a bit higher. management doesn't pay awesomely, really, but comfortably. i think my sector's VP is under half a million a year.

programmers largely are contracted out for beans since garbage code from india is worthless, so we'd rather pay a solid english speaker that follower good coding practices $50k to write some specific stuff. unless you're keen on learning Step 7, SuSE, SIL, Solidworks/COSMOS, and writing custom x86_64 code for simulations; the rest is COTS and not worth hiring for. you also would need a security clearance for some jobs.

best earning guy i know is either our legal team or the ATC guy at the local airfield.

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>>34305142
OST is amazing
https://youtu.be/1vv_u00Yk6w

Many feels felt, especially if you are poor/work dead end job.

I earn $1900/mo as graduate assistant. Rent is $1200. Mommy and daddy sends $1000/mo, otherwise i'd have to eat boiled lentils.

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>>34305351
Have no idea how you guys spend so much on food. Do you eat outside? In fucking fast foods every day?
100 GBP a month is plenty, what are you guys eating?

>>34305429
every weekday I spend $6-8 on lunch. chickfila, subway, bbq sandwich
I might end up buying overpriced starbucks latte because thats the closest coffee place
For dinner I might eat like half a can of chilli + 1 slice of mild cheddar. I might eat a prepackaged salads (they cost $3, so expensive), or kiolbassa sausage

>>34305347
Thanks for the link senpai
i'll get on it

>>34305351
>Rent is $1200
where in the fuck do you live?

>>34305429
i spend about $200 in food each month. salmon, steak, sausage, vegetables. maybe some canned stuff here or there, pickles, preserves, bread, rice, et c. lasts the month just cooking for a few days on that budget as well as another $100 if you eat out once in a while.

cheap food tends to be shitty outside of some narrow choices.

example: 2 cups white rice, 1 can crushed tomatoes, some cilantro, lime, some tri-tips, pappy's seasoning, carcoal/grilling stuff, and about 20 minutes is dinner. eggs over a diced potato with crumbled bacon for breakfast and a side of medium pulp OJ, lunch i ate out at a local soup/sandwich/coffee place and it was $12. that's perhaps $16 spent that one day on food. multiply for 20 days (accounting that some days you don't eat out or skip a meal).

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>>34305504
Learn to cook yourself, it's cheaper. I eat rice and chicken breasts most of the time.
1kg rice + 1kg chicken breast is like 4GBP, you can prepare meals for 3 days with it.

>>34302160
>100/week groceries + petrol
>150/week rent + bills
>50/week eating out
>50/week whatever budget (clothes, going out etc)

>10k/year holidays
>4k/year whatever budget

>>34305669
I know how to cook
But it takes so much time
If 'cooking' took 0 seconds, you would still have 30 minute overhead everyday due to shopping cleaning etc
Also I eat lunch at work and I cant be bothered to cook my lunch and then pack it.

>>34305708
>But it takes so much time
20-30 minutes for a decent sized dinner is too much time? are you just impatient?

clean up is washing a plate and your spoon/fork/knife after eating - about 5 minutes a day. grocery shopping is usually like 45 minutes out of an entire month.

>>34305736
>grocery shopping is usually like 45 minutes out of an entire month.
maybe if you're a vegetarian or if you live right next door to a grocery store.

>>34305828
no, i eat a fairly normal diet, and i live about a half mile from a grocery store. 5-10 minute drive, pick up everything i need to make my meals for the month plus a hot meal for the day, then back home and unpack and shitpost or whatever. not even an hour. do you not plan meals out ahead of time?

>>34305669
Do you plan on being a neet forever?
inb4 unoriginal

>>34305915
i don't freeze my meat and i don't like to keep cooked meat for longer than a week so i go every week to get a couple chicken breasts or ground turkey. the drive to and from the store plus walking around through the store easily adds up to a minimum of 30min per trip.

>>34305987
same, although i have to flash freeze meat since i hunt now and then, and fish is best made either fresh or flash frozen. sounds like you voluntarily avoid frozen food and sacrifice time each week to shop whereas i don't mind it and save the extra hour or so a month.

>>34305669
I put pasta in the pot and boil water and put sauce on top of it and takes about 13 min

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>>34302160
You shouldn't be spending as much on restaurants as you do on groceries. Could change this balance quite easily.

Entertainment + alcohol and be completely removed.

I have just saved you $300/month (so $3600/year). Be sure to spend it on more sex

>>34302160
I spend more than your entire budget on rent (fairly nice apt in NYC), and have tons of money left over.

People in this thread need to get better jobs.

>>34306230
>jobs.
GET OUT NORMIE REEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEE

>>34302160
This doesn't add up.

>rent: $175 (weekly)
>power: $150
>food: $50
>fuel: $40
>entertainment: $15 (psplus or occasionally Netflix 1 month subscription)


I'm managing to save up to $200 every two weeks

>>34306368

Oh I forgot about Internet costs. $89 for unlimited data per month. Sometimes this bill is split..

>>34306368
>based anon goes barebones

>>34302160
I'm a NEET, you should ask my mom how much she spends on me when I'm basically a more sentient pet.

Spent 47k last year through my CC alone... Not even counting rent. Wtf is wrong with me??

>>34306368

What do you eat? I want to reduce my spendings on food.

hmmm
>$425 rent
>$120 bills (electric and shit)
>$160 health insurance
>$100 car insurance
>$160 gas
>$300-$600 food

fill in for other random bullshit

>>34306594

McDonald's.

Or I go the grocery store and get as much food for under 50 dollars

holy shit dude that's insane. You should not be blowing 1000 bucks a month on garbage non-essentials. Who the fuck needs to spend over 150 bucks on video games a month??? You're a retarded baby. Give me your money, you rich ass cracker. Why are people with money so retarded about money???? I brought in 6000 last year. That's it. None of it neet bux. And you spend over 2k a month... I hate you

>>34302160
You waste a lot of money dude

>Patreon

My sides

>>34306963
>Give me your money, you rich ass cracker

kek stay poor darkie

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>>34302755
That's a lot? I pay $1,300 a month for rent alone. Then comes car payment of like $350 a month, and then car insurance and phone bill. I go out to eat almost every day, if not every day. Alcohol. Gas up 4 times a month. And then all the misc shit.

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Just checked my last month budget and whipped up a spreadsheet
Holy shit man, I am pathetic.
I am a NEET as well. I have dozens of thousands of dollars from inheritance, I had $50,000 1 year ago now I only have like $9000. I'm running out of money fast. I pay tiny rent to my parent so have no excuse

about 100-200 pln. neet.

>>34307196
Nigger why didn't you invest any of that?

>>34307296
I tried to invest it.
Basically I gave like 30 Subway workers some money ($50 each) and told them to use it for better training so they get tips then to split the tips with me. None of them have received any tips so far though.

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>>34307196

>Game room atmospherics

What in the living fuck?

why do you need new clothes every month?

>>34307196
>online addiction therapy

you have an impulse control problem that clearly carries over to your spending habits. take some time, ask your parents to help, and learn to plan out your finances and how to invest while you still have something to work with.

>>34307345
I'll break it down

Candles $10, for burning when I play games I think would smell nice ie Mario
Bag of Manure $10, Bags of seeds $5 for playing Farm Simulator
2 picture frames $5, when I play horror games I move them around to simulate haunting and make it scarier

>>34307196
The grocery section here is appalling to behold
A few days ago I asked myself how people can manage to be so heavy while I literally accidentally lose weight all the time. It's because some people eat like cartoon characters.
I really needed to see this desu, enriched my day, thanks anon

>>34307328
That's not even funny anon just stop

You retards need to realise that having low expenses is at least as important as what you earn. Most people will never be able to earn significantly above what they spend on stupid shit the kikes say they need.

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>>34306109
Pasta is great, I like this weird tiny tubes pasta and put a lot of cheese in it.

>>34305971
I'm not a NEET at the moment, I'm saving up money to go back to my country and live off my savings while I learn programming and develop waifu app. Oh and I'll probably buy myself a battlestation.

>>34307457

Holy shit anon you made me kek.

>>34302160
>Between $400-$450 on bills
>Between $200-$300 on groceries and food
>About $100 on other things like going out or maybe buying a video game
>Put a minimum of $50 into savings each month
>Pocket the rest

>>34306888
Do you just get a single dollar menu item a day?

>>34307983
That's his weekly budget I believe

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>>34307196
>Reaching this autism levels

30GBP a month, I spend it on food exclusively.

>>34302838
how are utilities that much? somethings wrong
for 65$ that better be a dupe connection
100$ on cellphone? wtf?
do you go to restaurants a lot or do you shop for food at the gas station?

this is so messed up

>>34303925
Yeah, I definitely don't feel good about it. Fapping just gets old after awhile.

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>>34302160
Excuse the autistic currency, the bottom line is basically -$63 so far.

>>34308057

Wow food is really cheap in Britain

>>34305044
And you make $8k a month off that?! I do something similar but only make $3k.

>>34308636
Neetbux drugs and karambit trading

How do you do it
Nice income streams, I'm jelly

At the moment just $40AUD a month on food. I have no income at the moment and I'm not sure how long mummy is going to accept getting no rent.

>>34307196
>video games: $450
>online addiction therapy: $15

I haven't laughed so hard in ages, thanks anon.

>>34308687
Just to clarify the karambits are physical knives I ordered from aliexpress. My brother knows some CSGO kids who are all for this shit.
I don't know how to trade with skins and whatnot inside CSGO.
I get about $100 in goodboypoints each month for helping around the house, and I order certain ((((chemicals)))) from the darknet.

>>34303156
>San Francisco
>everyone is gay
>everyone is fat
>everyone is homeless
>everyone is feminist
>no public transport
>shit road network
>absurd rent
>best city in the country

>>34308057
Are you thinspo?

>>34302160
30pounds a week is my budget

>>34308835

That's some autism on those kids side.
I'd be ordering from the dark net too if i wasnt so fucking paranoid

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>>34309166
Hey if I was a 12 year old kid who loves CS I'd probably wanna buy one too, they look pretty decent for being $6 knives.
Also the golden rule to ordering things from the darknet is that receiving something in the mail is not a crime. There's always a 1% chance your shit gets intercepted, but you have absolute deniability .

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>>34302160
Way too much. I've already cut stuff out and I'm about as low as it's going to get. Canadian pesos for reference.

>>34309307
that is NOT how you use pie charts

>>34309325
That's how the mighty apple says I do. I just used an included template.

$400-500/mo, depending on how much I spend on my monthly allowance. For context, I only make around $800 working a shitty retail job part time.

>>34302160
100 euro I am poor NEET

>>34302160
I guess I somehow spend like $3,500 a month because I make 4k after taxes and barely end up saving 500. Granted about 750 of that goes to debt. I don't buy that much stuff although I've gotten some larger items lately. I used to track every dollar I spent in excel but stopped caring. Food and rent was like $1500 alone

>>34309307
123 on cell phone da fug?

Dude get on t mobile basically unlimited everything for $40 a month. Data slows after 4 gigs but who cares still runs

>>34302160
320 car payment
250 rent
100 phone bill
20 gym member ship (that I never use and I should maybe cancel)
200 or so for groceries
60-90 for gas

So, a little less than 1000 a month or something.