We're just now seeing what happens because it's ten years after it was created under Bush. They didn't tell anyone that the amount you have left over after 10-25 years of working becomes INSTANT TAXABLE INCOME. Effectively creating 100's of thousands you could owe the IRS.
Almost NO ONE KNOWS THIS
>This is probably why Trump is killing off the program in two years. He knows they were just fucking people over AGAIN.
http://www.thedailybeast.com/the-hidden-trap-of-income-based-repayment