Thoughts on social security?

>>134767615
Boomers can't die soon enough.
Day of the pillow when.

>>134767615
Pyramid scheme from inception, completely unsustainable without a rapidly growing economy.

They should have a "cut-off" date and refund anyone who paid into the system until that date but wouldnt be a recipient (born too late). It would be pricey. It would be ugly. It may take years to refund via tax credits.

But it would free up a literal third of the federal budget, which could be used in a new program or used elsewhere.

>>134767737
Laughed hard enough at this to feel bad afterwards.

>>134767905
I don't give a fuck about getting paid back what I already paid in, just end the program so I don't have to pay any fucking more. I'm 34, so I'd say anyone younger probably feels the same.

>>134768346
I dont care at this point either, i just threw that in to assuage the incredible ass-hurt the 50+ crowd would feel.

I would love to get back my Social Security spending. that'd be a nice fat bonus on my paycheck.

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>>134767615
>over 100 trillion in unfunded liabilities

Well, it's broke and it's going to hyper-inflate the dollar if we print money to fulfill its obligations.

>>134768346
This is the right idea, but I don't think anyone here honestly believes politicians would scale back on SSI, it's political suicide; they'd much rather kick the can down the road and hyper-inflate since your average person doesn't understand it.

Dependency is a sick thing/

>>134767905
It doesn't even needs a rapidly growing economy, just a layer of 4+ children per retiree... Which they didn't produce...

>>134767615
Before it, dying in poverty was the norm for old white people. This meant that parents had extremely strong incentives to decide their kids life choices, since they would depend on their kids when they were too old to work. It also meant that they had strong incentives to try to control who their kids married, since marrying up or down has a strong impact on the finances of a family.

Tl;dr A lot of the individual freedom you take for granted was created by Social Security. If it goes, so do those freedoms.

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>>134769381
>individual freedom
>created by a government ponzi scheme
>see icon of choice

kys

>>134769381
implying parents have any legal control over their children once they turn 18

>>134767615
if you just tax the super wealthy all the problems go away. Since this is taboo in America, we're doomed.

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>>134769381
>those freedoms.
Free from 3 generation family units, the basis of Human life since hunting-gathering
Free from 2 Genders - the horror!
Free to Major in Feelings And Whining, with zero job prospects

>good thing you are still free to KYS

>>134769381
>don't save for retirement
>die in poverty

Sounds about right. I put 6% of my salary into a 401k every year because I don't want to die in poverty.

Fucking loser you just want to make responsible people pay for irresponsible people's poor decisions.

>>134769381
Social Security ruined America. At last, I truly see.

>>134769641
>>134769789
>>134769991
>>134770119
>>134770186
Yes indeed. If you hate your life, all the hard choices, the aimlessness, the confusion, and the world you grew up in, then yes Social Insurance is something you'd want to get rid of.

Without it you will get grandpa, pa, and kids living together in a big ol house back, and daddy will tell you what to do and who you can knock up. No more confusing life choices.

>>134767615
I don't expect to be able to retire comfortably.

>>134770936
>my entire family is a bunch of worthless losers who need the state to take care of them so everyone else must be too

>>134769981
this post gave me cancer

>>134767615

Why are the same people who are 100% ok with importing massive amounts of "refugees", paying for everyone else's health care, paying for government gibbs for anyone who wants them, etc. upset about paying for old people?

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>>134767615

It's a fucking disaster if you're going to be 50-65 years old in 2035 since it's projected to only be able to meet 80% of its obligations by then. This means that you get the privilege of paying into the system your entire life only to get shafted on your payout or have the retirement aged pushed back.

The only way to save it would be to raise taxes and make the fund untouchable aside from the payouts. The problem is that the govt. has been using the SS fund as a petty cash box since 1968 and the federal govt. is basically a money junkie that can't not spend what it has. Personally I'd rather they phase the whole thing out, I can get way better returns on the market vs. a guaranteed 20% loss from SS.

>>134771706
Because most of the old people in America are white.

>>134771402
Just saying that this is what life was like for 90%+ of people before social insurance came along, and how it still is all over the world in countries lacking reliable social insurance. Of course you maintain your libertardian fantasy of perfect freedom without government by postulating that you're such an excellent person that you'd be extremely wealthy in those circumstances. You might!

>>134769141
maybe thats why they want a million billion immigrants.

>>134770936
>encouraging your spawn to be diligent, hard working people that understand responsibility is a bad thing now
Now we have kids that graduate from college with a BS in bullshit whining about not being able to afford rent and student loan payments going out to eat every fucking day. Yeah, the safety net really helped them out.

Only for people that are ill, or have just came out of work.

And as for tax, I think married couples should have tax cuts.

Pensioners should save up their own money.

>>134767905
>Pyramid scheme
this
same with other insurance

>>134772219
I will guarantee that if I make it to retirement age I will not need social security. This is because instead of living hand to mouth for the next 30 years like hedonistic degenerate piece of shit, I am saving a decent chunk of my money to live on when I am no longer working.

If you can't do this then you are a piece of shit and I don't care what happens to you. Life is not easy. Decisions have consequences. You sound like a child who wants to have his cake and eat it too.

>>134772082
at 30 i'm in the sweet spot of getting my ass fucked by SS

>>134772082
>The problem is that the govt. has been using the SS fund as a petty cash box since 1968 and the federal govt. is basically a money junkie that can't not spend what it has.

This is libertardian speak for "In the future, the US government will pay interest and downpayments to private investors but it will not pay interest and downpayments to Social Security, because I say it wont"

>>134767615
We need to legalize euthanasia. Most of the people on SS are ready to die anyway.

>>134767615

In the end it's just a mechanism for transferring wealth from citizens to foreigners and whites to non-whites.

Let it fail.

boomers are evil

>>134772735
inflation makes what you just said mathematically impossible. it was the libertardians that want inflationary currency

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>>134772735

You're right, we'll probably just print more money and further devalue our currency. I'm sure the dems would love to run on a platform where they have to raise taxes to actually pay for their programs. I forgot that money don't real to you guys.

>>134772267
Like I said, if you think the individual freedoms people had in the 19th century was greater than today, or if you think life was better without those freedoms to fuck up your own life without fucking up mom and dads life, then you'd want to go back to life before social insurance.

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>>134773025
>>134773066
If you think US debt wont be sustainable in the future, then Social Security and private investors will be equally in trouble. The market doesnt seem to fear that very much at the moment, but in the future who can tell? I wouldnt put my money with someone who thinks Ron Paul is an authority on finance, ymmv.

>>134767615
Social security should be there to help those who have found themselves in hard times. Lost your job, then social security should provide you with payments to get back on your feet.

The issue with this is its open to abuse, how long should payments be made for example? Someone who has been without a job for 2 or 3 years is that acceptable? I don't beleive so, 6 months for a healthy worker should be acceptable and anyone who is unemployed after this point should be offered basic retraining to get them into a high staff turnover field where jobs are plentiful and there are no excuses for being unemployed for entended periods.

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>>134767615
Fuck the Boomers -generation of traitors and commies

I just love this thread. Bunches and bunches of righties wanting to make old people die faster. On the plus side, you will never win an election again

>>134773094
You keep repeating the same point but never have a rebuttal to what anybody argues.

>>134767737
Under rated

>>134773559
gtfo /leftypol/

>>134769381
freedom for roasties to whore themselves out to niggers and freedom to raise their niglet sons. The alternative would have been marrying a virginal conservative girl and raising a strong family. Oh the horror, the horror, thank god Goldbergstein enfranchised me.

>>134773615
What kind of rebuttal do you want? It's extremely well documented how life worked before social insurance, and how it still does all over the world when people cannot rely on it.

Without getting some level of financial security guaranteed by your country, people will come together in bigger financial units to achieve a higher level of security than they could on their own. This unit is the big family. The big family has a boss who decides what risks to take or not to take with the family's assets. That boss is the patriarch. First it's dad and then it's his oldest son, when dad gets too old or dies.

>>134767615
The shit that gets me fucked up about social security is this: I've been paying into it for 12 years. Since I was 15. Is it gonna be around when its my turn to collect what I gave? Not with unchecked immigration. Fucking boomers man.

>>134774145
So you're saying socialism destroys families. Yes we already know.

>>134773066
devaluing currency is a normal capitalist mechanism. I dont really get it, do you support the social democrat policies of mid 20th century? Way to go fellow murrican

>>134773844
Yes, that's pretty much true. If you add the factor that there would be one person making these kinds of decisions, and it wouldnt be you, unless your dad died and assuming you'd have to have no older brothers...

>>134767615
literal trash thats going to be removed the second the boomers die.

>>134774145
you ignore the several times people have brought up the plenty of options people have instead of SS.
People still live in big family units to this day. you're naive if you think that EVERYONE has freedoms because of social security.

>>134774307
Social Insurance deprecated the big family and established the nuclear family as the basic family unit.

>>134774343
>devaluing currency is a normal capitalist mechanism

Good one.

>>134774258
then fight against immigration. The establishment actually wants to get rid of welfare state, it never really liked it.
But try to use morderate rhetorics, you may even succeed one day.
>>134774307
No, it reforms the traditional families. Makes them much more efficient. Would you really like to live with your eeentire family? Living hell, i imagine

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>>134774343
>devaluing currency is a normal capitalist mechanism.

>>134774421
This is horseshit on the other hand, the West doesn't have a tradition of arranged marriage save for the incestuous nobles and jews. This is not India.

I hope those old cunts die soon. The baby boomers are worse than niggers and Jews. Saying millenials are lazy when the economy is currently in shambles becasue of them. They have no idea what the fuck they are talking about becasue they could have worked at fucking McDonalds in the 50s and still have been able to own a car a house and support 3 kids. Now, a full time job will allow you live in a 2 bedroom house with a roommate and bills that leave you with nothing, so you sit in the house and watch TV becasue you're poor. They rob us with their social security bullshit, buying motorhomes, houses, cars, vacations, whatever their greedy asses want. They are more of a strain on the economy than niggers and crackheads combined. I would rather have a conversation with a black person than these old pieces of shit. They are arrogant and ignorant and hateful and lazy and stupid as fuck. "I don't know how to use a gosh darned smartphone, you kids and your contraptions. All you kids do is stare at your phones. My generation mever stared at their phones. We were the greatest generation." No bitch, you destroyed our economy and you don't give a fuck becasue you have 3 houses now. Holy fuck, I hate old people. I wish they could all die right now.

But I would never hurt an old person. I wish they could die naturally, from cancer, becasue they are our nations cancer.

>>134767615
It incentivizes victimhood, and draws parasites that don't get dealt with. Can't work.

>>134774556
>>134774643
Kill yourselves commie scum

>>134774556
i understand this is /pol/ but thats only true for white people. most of us americans who are brown still live in large family units. and as you well know...thats a significant amount of people

>>134767615
Largest Ponzi scheme and inter-generational scam in history: people, especially those without children, who demand other people's children to maintain them.

>>134774510
The options they brought up are variants of "I would be rich enough"; "I would save enough money" that kind of stuff. And I acknowledged that they might. Most people didnt survive without submitting to being a cog in the big family, but some certainly did. However, life before individual financial security was no less full of criminals and con men. On the contrary. You could tarry your whole life and finally get a nice little farm of your own, only to lose it all to some guy who claimed to have a machine that could copy money and that kind of shit. Lose everything because your bank went bankrupt and your libertardian government preferred to let bad businesses just fail rather than immoral bailouts.

Lets hope it happened while you were still young and could make a second fortune, eh?

>>134773094
>Like I said, if you think the individual freedoms people had in the 19th century was greater than today, or if you think life was better without those freedoms to fuck up your own life without fucking up mom and dads life, then you'd want to go back to life before social insurance.
Someone in the 19th century could sell all of their things and homestead out west if they didn't like the conditions they were in. The government would PAY YOU to occupy certain spots. Options for upward mobility were far greater. Is that not freedom? Or do you honestly believe that having more people reliant on a broken handout system is good for the long term?

>>134774917
Because, coming from shitskinville, you havent lived enough generations in a society with dependable social insurance...

>>134774647

Get your facts straight. Yes, in this kind of capitalism, its normal. Would like to get to prenixonian times though.
Goddamn republicans, just ankther thing they screwed up

>>134774145

You're getting it backwards. Western countries got so wealthy that they could introduce social security. It wasn't even needed at that point. Also, people moving in to the cities broke up the "big families", not SS.

Why is it so difficult as a concept to just eliminate social security and have them put the money they would've paid towards social security into a real retirement fund? You would be much better off.

>>134774643
>The establishment actually wants to get rid of welfare state, it never really liked it.
This is true.
The reason they're flooding yurop with sandniggers is so they can inflate healtcare budget to absurd levels, say it costs too much and privatize it.
Same for pensions and such, all stuff created by socialist governments.

>>134775114
Continuously comparing modern times to the 1920's is wrong in and of itself. Not to mention constantly assuming that people don't have freedom in their families. Then lets add the fact that people to this day still live in big family units yet still have the freedom to invest in their retirement how they want to. I'd say GTFO /leftypol/.

>>134775387
DING DING DING

Shouldn't exist. Without it people would breed more children that can support their parents, social security will be the cause of death of white race

It damaged many countries, especially mine. I'm paying at least 17% for a benefit I will not have when (or if) I even retire, but the institution itself is seen as the Holy See. Also, it's not even used as it is supposed to.

>>134775483
Definitely something to be talked about.
But maybe it would be more efficient without real life racist shitposting

>>134775642
It also leeches of off government money which could be spent on universities, health care or/and military.

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>>134767615
It's the reason why we have niggers, and little (to no) negros in the US.
It's the reason why the forced immigration in EU countries isn't doing so great (aside from other reasons)

>>134767737
fpbp

>>134775689
It's kinda impossible to talk about it in real life without getting called Hitler, a nazi or stuff like that.
Also it's kind of impossible to prove, the fact Soros is funding the NGO is not enough.

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>>134775789
>little (to no) negros in the US
What the fuck are you talking about

>>134767615
FDR will go down as one of the worst presidents in all of our history

>>134774976
This was a circumstance very particular to the americas due to the US government seeing the chance to grab most of a virgin continent with nothing but natives armed with sticks to steal it from. Suffice to say, those circumstances didnt exist anywhere else in the world at the times, and exists nowhere today.

But that is what "America" was, at that time. The one chance to escape the rules of life. That's why son number five, who would never be top dog and always live on the scraps of big brother, took it.

>>134769381
freedoms for roasties to fuck a bunch of chads and become single moms while wanting beta bucks to take care of their hellspawn

ya fuck social security

>>134770936
If you stopped using strawman arguments, would you die?

> it would be extremely painful... for libs.

>>134767615
Social security should be reserved only for the elderly and those with physical disabilities that can be proven by medical science and prevent people from working. Anxiety and depression dosent count as a disability just kys already.

>>134775492
I dont see what fundamental factors have changed since then. How will you achieve financial security for average joe sixpack, without him joining up with other people to attain it? If your country is not there to guarantee it?

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>>134767905
>They should have a "cut-off" date and refund anyone who paid into the system until that date but wouldnt be a recipient (born too late).
Ain't happening.

>>134769050
>but I don't think anyone here honestly believes politicians would scale back on SSI, it's political suicide; they'd much rather kick the can down the road and hyper-inflate since your average person doesn't understand it.
This. Literally and unironically.

In a democracy a politician is basically an investment that his supporting lobbyists make in return for a few years of favorable policies; all he has to do is delay crucial but unpopular decisions just long enough for his political career to be over after which said politician will likely return to work, directly or indirectly, for his lobbyists.

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>>134776024
>not being able to tell the difference between well-intentioned, respectable, behaving black people from chimps

There's a difference between niggers and black people, you know.

>>134772503
Insurance is voluntary, social security isn't

>>134776403
You're not going to cut off all elderly from social security because that would be plain unfair and not moral. Those who can't work/have kids because of their age would still be supported. New generations though should get a tax return for social security they payed, and make them save money instead of relying on social security or have children to support them.

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>>134775337
>this kind of capitalism, its normal
>what is yugo

>>134776445
Africa for Africans, Europe for Europeans, Asia for Asians. I don't want any nigger to be in my country.

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>>134776445
>There's a difference between niggers and black people
Yeah, one has only one MAOA gene and won't nigg out as hard as the other.

Social security doesn't need to be saved, it needs to be destroyed.

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>>134775349
This is the poverty rate among senior citizens in the US. Even with their children forced to provide for them, poverty was at 50% in 1935 when the first limited Social Security coverage was introduced by FDR.

>>134774917
Just came from my Nagger GFs family reunion. Can confirm, religious nogs have god tier family values.

>>134776185
Cant make an omelette.. What proof do you have that women havent always been shit tho?

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>>134767615
parasitic system. direct result of giving women voting right. democracy is to blame.

>>134776403
We could teach money management in our public schools instead of "progressive" propaganda.

>>134767737

lol'd

>>134777357
You don't? I really thought American education meme is just a meme.

>>134776680
>and make them save money instead of relying on social security
There are systems like this today, e.g. in Sweden and Chile. Since it's mandatory it's still social insurance, just not re-distributive.

>>134776862
Well it's kind of too late for your country, no?
Jokes aside, if you've got black people who behave identical to yourself, what problem is there if they migrate in (without turning to welfare. They start working immediately, and hard) and contribute to your society?

That's not what nigs do. Nigs are gonna nog.
>>134777015

>>134776124
>This was a circumstance very particular to the americas due to the US government seeing the chance to grab most of a virgin continent with nothing but natives armed with sticks to steal it from.
Circumstance of the time and place at hand. The US, in a thread talking about the American welfare state. Also, the natives had a lot more than sticks and had a major impact on American military theory but thats a different rant.

>But that is what "America" was, at that time
America now is fucking broke. Social security was built thinking that there would always be more people paying into it than taking from it. The problem we are facing is that soon the opposite would be true. People are more dependent on a system that is going to fail. Not only that but they demand the system is expanded further and further because people are living longer than they were in 1935. When someone retired in the 30s you could expect them to be dead within a decade. Now you have people living for 20 plus years, which the taxpayer has to pay for. Do you see how it is fucked? We are currently just kicking the can down the road.

>That's why son number five, who would never be top dog and always live on the scraps of big brother, took it.
That is what we are missing now because people can brush it off saying "I can live off of welfare" That drive is almost extinct. Instead of saving for retirement people just say fuck it I'll live off of SS, what happens when that system fails? Those people are screwed because they bought into a system doomed from the start.

>>134777357
How are you going to deal with people who get cheated out of their savings? With Wall Street kikes greedily speculating their banks into bankrupcy, causing millions to lose everything?

Libertardians have some nice keks, but never a complete package that comes close to delivering.

>>134777459
I don't hear about finances until I was in college, high school it was briefly mentioned but never any in depth look into it. We spend more per student than any other country yet pump out absolute dipshits.

>>134771357
Don't worry leaf, Canadian maple syrup reserves will fund the future welfare state.

>>134777661
>Well it's kind of too late for your country, no?
No, we're 99,8% white.
>Jokes aside, if you've got black people who behave identical to yourself, what problem is there if they migrate in (without turning to welfare. They start working immediately, and hard) and contribute to your society?
Because no one migrates here because we don't give out welfare. I also do not care about only economy of my country if I destroy its culture in capitalistic rush for money - see Germany.
>>134777604
Not mandatory with punishment by law, but with punishment by reality when they die in poverty because they didn't do any of those two things. Social Security in Poland also kinda works like that but it taxates not enough and has to be backed up with governments money. So it's an additional burden to our economics.

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>>134777459
It's not a meme. Our schools are indoctrination centers that are designed to transform our youth into fat and lazy debt slaves. Some math courses might occasionally brush up against money, but the Jews don't want burgers to be smart with their money.

My school education taught fuck all about money, budgets, investments, debt, or compound interest. I learned that stuff in the Boy Scouts while earning the Personal Management merit badge on my way to becoming an Eagle Scout.

>>134778408
Germany's not a good example, because they have state-sponsored multiculturalism. That means:

The state brings these people in
Puts them on welfare

Nothing about that is good. It needs to be natural, and incentivized by opportunity; not welfare.

See Japan, or your country.
People migrate when there's an opportunity better than the one they have.
People get imported when there's welfare to be had.

>>134778410
>>134778066
Basic economy is a subject in first year of high school in Poland. Why the hell there are no uproars on reforming education in USA?

>>134777927
That America is gone, if for no other reason, then because the whole continent is colonized now. All land belongs to someone, save some which belongs to the government and isnt all that great anyway.

>Social security was built thinking that there would always be more people paying into it than taking from it.

It's not an unreasonable assumption to have a growing population or one which is stable at the same level. Social Security only gets into trouble if the working population is constantly shrinking compared to the population of retirees. There's been such a dynamic, due to people living longer, due to Medicare and Social Security. But it's far from unsustainable, it's a one time deal, and it's easily fixable through small tax hikes.

>That is what we are missing now because people can brush it off saying "I can live off of welfare" That drive is almost extinct.

No it isnt. You can live off welfare, but you can live far better off of your own accomplishments and most people try to do so if they perceive they have a realistic shot at success. Even nignogs will be on the street corner selling drugs risking a bullet in their head from a rival pusher since that money will buy them bitches they couldnt get by just swiping their EBT.

>>134778644
The tl;dr can be summed up as "Bread and circuses."

>>134768346
I don't care either, I have zero expectation to get some kind of 'inheritance' from Uncle Sam. I don't even factor it into my retirement saving and planning and neither should anyone else.

Kids should take care of their parents when they're old, not the government.
And if your kids are deadbeats then guess what? YOU FUCKED UP!

>>134778598
And they destroy German culture, while they could be staying in their countries fighting for better economy, safety and peace. I don't like cowards.
Also all three of those countries have problems with birth rates, Germany imports shitskins so they breed with women there, Poland gives out welfare for having two children and Japan I don't think does anything. But both Germany and Poland actions are just encouraging people to have kids, ceasing welfare would MAKE them have kids.

>>134778644
>Why the hell there are no uproars on reforming education in USA?
Because there is a fuck ton of money involved in it. Textbooks, school meals, computers, supplies, all of that is provided through a contractor with government money. Reform it and you risk loosing that sweet deal to supply classrooms that with technology that will be outdated in five or so years. It doesn't help that most people who get into education are rabid leftists that have an ax to grind with the system.

I work for SSA u wouldn't believe the amouny of waste and scams that go on with this agency. Just be prepared to not have social security in he next 20yrs

>>134779257
My parents had to pay for textbooks, school meals, most of computers in polish schools are outdated and run on old OS, and my high school had like 3 projectors in whole facility. Yet we score same iq and we have a better assortment of subjects. If it only costs government money why do they do that, if school is mandatory parents would still have to buy the supplies. I don't understand Americans, you guys bitch on socialist health care but have socialist education

>Here in the US, parents are assholes who either kick their kids out at 18 or charge them rent
>kids respond appropriately by not supporting them when they get 70+
>parents respond by using the guns of the state to force the young to pay for them anyway, instead of admitting they were wrong about breaking familial bonds when their kids were 18

Yeah, sounds about right.

>>134778644
We do microecenomics and maybe some macro in the best of cases but personal finance isn't addressed because our culture is (retardedly) silent about finance because of embarrassment or something

>>134779004
>That America is gone
Yep, and the welfare state killed it.

>save some which belongs to the government and isnt all that great anyway.
I don't know, I've been on some pretty bitchin hunts on public land.

>It's not an unreasonable assumption to have a growing population or one which is stable at the same level
It's an assumption that doesn't take into a account many risks. At the time of SS's creation it was a risk that was looked at but laughed out the door.

>But it's far from unsustainable, it's a one time deal, and it's easily fixable through small tax hikes.
But it is, when the boomers officially retire there will officially be far more people taking than putting back in. Essentially financial irresponsibility has been shifted onto the taxpayer that now has to pay more money that he'll never see again. "small tax hikes" add up into large ones eventually.

>You can live off welfare, but you can live far better off of your own accomplishments and most people try to do so if they perceive they have a realistic shot at success.
The problem with that theory is that people are lazy pieces of shit that will do the bare minimum given the chance. Which is what welfare does, give people the bare minimum and incentivise them not to achieve.

There are many people that scam and abuse the system. The DoJ is charging a ton of people with welfare abuse, it was in the news recently. Those niggers make plenty of money pushing drugs but still live off of welfare because, well, they don't have to spend their drug money on food.

>>134779856
Which brings us to another advantage lack of social security would bring - families would have to be friendly so that parents would ensure support from their kids. Less pathology, less in-family pedophiles.

>>134779792
the U.S. spends more per student than anywhere in the world but the results don't justify it. I think a big part of the issue is that teaching is generally a profession occupied by former C students who are basically glorified soccer moms being paid to pass out worksheets

>>134777015
>MAOA gene
MAOA is on the X chromosome Men are XY
>only one copy
>can't into genetics

>>134770119
This, plan ahead! Its not fucking hard

>>134767615
Ponzi scheme.

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>>134767615
The Gov. spent $16 Trillion in excess funds on social programs, now it is time to pay up. We must end the welfare state to pay the boomers, or was it just another TAX!! The do nothings need to woken up (red pilled ).. It is not right to work your whole life for a benefit and have a single mom make babies to steal that from you!!

>>134767737
>Day of the pillow

lel

I'm gonna use that one.

>>134780242
I don't know I heard that school teachers were paid really fucking poorly in USA but that's info from like 5 years ago so I don't know how it is now, but if it's still the way it was it would explain why teachers are shit in USA.

>If it only costs government money why do they do that, if school is mandatory parents would still have to buy the supplies.
Nope, thanks to government subsidies the money for schools is guaranteed and most supplies are provided by the school. As a product of public education I only had to spend money for books on the summer list. Everything else was provided. If you claim low income even the supplies are handed over free, without question.

>you guys bitch on socialist health care but have socialist education
You don't see it that way unless you went to private school or a half decent college after public school. Most people go to public, which is a huge fucking problem. Anyone that tries to fix the system gets yelled down with "think of the children, without that money they wouldn't get the education they need" when in fact we spend an absurd ammount on it yet continue to get dumber.

>>134780804
It varies depending on where you go. I live in Chicago and median teacher pay here is like $70k, so well above the median salary of ~$50K overall in the U.S. In Texas, $50K/yr is about right for teachers, whereas in really shitty poor states like Oklahoma or Arkansas they might make $30K. Frankly, some of them are worth less.

>>134769381

Your children are SUPPOSED to take care of you when you are older. That was the original retirement plan for most Americans before SS and 401Ks became a thing.

>It also meant that they had strong incentives to try to control who their kids married, since marrying up or down has a strong impact on the finances of a family.

Wow so the parents are looking out for their offspring's best interests!? Ban parenting!

>>134781076
Yeah well most living parents these days are boomers, would you have really wanted your shitty lazy boomer parents deciding things like that for you?

>>134780022
>Yep, and the welfare state killed it.
50 states and established property rights killed it. You will find your new frontier on Mars or something.

>It's an assumption that doesn't take into a account many risks. At the time of SS's creation it was a risk that was looked at but laughed out the door.
Think about it. Today something close to 70% are working retirees are 15%. Assume it stays like that forever. Just an example. Where's the risk?

The issue people are seeing is that because people live longer, the share who are retired will rise, maybe to as much as 24%. But that kind of development wont go on forever. If people live to 150, we will raise the retirement age. We can lower benefits. We can hike payroll taxes. This is the polar opposite of an unsolvable problem or an unsustainable situation.

>But it is, when the boomers officially retire there will officially be far more people taking than putting back in.

I think worst case projections are that retirees will rise to 24%. It will still be more than twice as many people putting money into the system. Then boomers will die off and suddenly we will have much more money in the system.

>The problem with that theory is that people are lazy pieces of shit that will do the bare minimum given the chance.

Even with social security, few people manage to get rich by doing nothing. The incentives are still there. People who want success badly enough get it. People who arent dont find success.

What's really scary is that 30% of social security are non white up from just 18% in 2000. That's a big jump we can't possibly support an aging non white population as well.

>>134781243
>would you have really wanted your shitty lazy boomer parents deciding things like that for you?

Boomers already try and do this though. They ultimately want you to marry someone they think will be good for you, but who you want to marry is still your choice, just like it was back then.

Unsustainable pyramid scheme. It's why so many baby boomers are keen on shipping in loads of of 3rd world scum. Gotta keep the gravy train coming.

>>134781248
Your going to have to support an aging and unhealthy non white population and an aging white population. Think about this in 2000 82% of social security recipients in 2000 were non Hispanic white, now it's about 30% non white supposed to be 1/3rd non white in 2020. That's a big jump and even if the % of white social security recipients has fallen thanks to the boomers dropping like flies the # of whites still probably increased, simply put we can't support this. BTW life expectancy is going down not up.

>>134781009
Median pay in Poland is ~4.5k złoty per month, while teachers pay varies from 3k to 5k, so it's pretty similar. People value things that they have to pay for more, so maybe usa should focus on less socialistic education.

>>134781711
Kill all niggers and shitskins; give them incentives that makes it worth their while to be successful; take you pick. Right now taxes from working people are sufficient to provide for retirees. Future troubles are related to boomers and not to immigration, and boomers will die eventually.

>>134782145
Yea 10 tax payers for every retiree and compared to Europe every ethnic or racial subgroup in America is youthful, but that doesn't mean shit. We can only implement austerity and leave permanent road blocks in immigration slowly and that won't stop the aging process which may have stalled for whites thanks to boomers starting to die off but non whites are aging very quickly.

>>134778644
teachers' unions letting the mentally challenged teach our children and preventing us from firing them, the textbook industry being so heavily influenced by special interests

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>>134767737

>>134767615
Good in theory, shit in implementation. Instead of making sure that some random working guy doesn't lose EVERYTHING due to getting sick or injured, it is serving niggers, boomers that ruined everything and other disgusting shit.

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>>134767615
Its a huge scheme
>>134767737
lel

>>134776580
Insurance is "voluntary".

>>134782924
I'm going to file a lolsuit against you

>>134781248
>Assume it stays like that forever. Just an example. Where's the risk?
In assuming it will stay like that forever, that is very short sighted and just kicking the problem further down the line. Especially in a free market system that can at times be volatile. You're not thinking if you assume that the market will stay consistent and no variables will come in and shake things up. It is the same kind of half baked thinking that lead to the 08 crash.

>But that kind of development wont go on forever. If people live to 150, we will raise the retirement age.
And have them do what? Sit at their desk for a few more decades while the up and coming are looking for employment? How does that help the market at all, especially if you are raising taxes to pay for the absurd system?

>This is the polar opposite of an unsolvable problem or an unsustainable situation.
Saying, "we'll increase taxes" isn't solving the problem. It is creating an even larger one. We can increase taxes all we want but at the end of the day you're not going to lower benefits because the paycheck has to be adjusted for inflation and nobody is going to vote for the guy saying he's going to take away their free stuff. Once welfare systems are created it is almost impossible to get rid of them beyond total collapse. Now joe sixpack is paying more into a mismanaged system that is throwing money away and adding to the national debt.

>It will still be more than twice as many people putting money into the system.
How much do you have to increase taxes on those individuals to pay for it?

>Then boomers will die off and suddenly we will have much more money in the system.
Again, wishful thinking. How sudden is the die off? Does it happen all at once or is the nation slowly bleed until that happens?

>Even with social security, few people manage to get rich by doing nothing.
Why get rich when I have enough provided for me by the state? Why exert the effort when everything else is taken care of?

>>134777966
Wall street kikes "deserve that money for being smart and hardworking", you don't understand!

System favoring con artists and frauds instead of a working man. And people wonder why there is degeneracy on the rise.

>>134782552
>non whites are aging very quickly
Well everyone ages very quickly all the time. In 45 years the average /pol/ shitposter will be retired. Is the working taxpaying population growing compared to the retirees? Super! Is it staying the same? No problem! Is it shrinking? Temporarily lower benefits / higher retirement age / higher payroll taxes.

That's all there is, when you boil it down to the essentials. All other arguments are basically attempts at muddying the water from people of lolbertarian bent who wish to argue that we must get rid of Social Security. But that's not really true, and never will be.

>>134781859
Is it really worth moving there? I barely make 1400$ CAD a month

it's
it's

meh

>>134783271
Yes take Mississippi as an example. Very unhealthy negroe boomer population/ white redneck Boomer population which are dying off very quickly actually resulting in a drop in housing prices and a decrease in the median age which is like 35 in Mississippi same for blacks and whites. White women still have 2-3 kids down there.

>>134783140
>And have them do what?
Earn money, pay taxes?
>Once welfare systems are created it is almost impossible to get rid of them beyond total collapse.
Because they deliver tangible benefits people dont want to do without.
>How much do you have to increase taxes on those individuals to pay for it?
Hike payroll taxes 1%; lower benefits 5%; Hike retirement age to 67. Then after Joe Boomer is thankfully gone, revert all the changes. Problem solved.
>Again, wishful thinking.
Topkek, what a prospect. We'll be stuck with zombie hippies, Reagan democrats and the Rolling Stones forever.
>Why get rich when I have enough provided for me by the state?
Why live on $20k dollars a month when I could live on $2k dollars a month and do nothing? Beats me. Because nice food, cars, trips, bitches, bragging rights and shit?

>>134769981
Bernie voter who doesn't understand math let alone basic economics

>>134767615
Also, charity is disgusting and people who participate in that shit should be laughed upon.

>>134783949
It's more like 2k a month vs 3k a month.

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>>134767615

Great program. Keeps old fuckers out of poverty.

Supported by a regressive payroll tax that needs to be fixed but both parties are such cucks to the rich they don't do it.

>>134774643
Actually it's great you being a city cuck though you can't imagine living in anything bigger than two bedroom duplex.

>>134785847
Fuck I love having space and clean air.

Every morning I'm being waked by a choir of birds.

>>134786128
Same, but I live in the city. My district is probably the comfiest in country. It's literally like leaving in a park but with some buildings in it.

>>134786767
Living*

>>134783302
If you want to work somewhere else you live in Poland. But finding work without knowing polish will be hard and probably not worth the effort.

>>134774975
Why shouldn't stupid people die? Why do you think them reproducing more than intelligent people is a desirable outcome?

>>134777056
I would wager that has more to do with the dramatic increase in American living standards and unprecedented economic growth than FDR, as well as the general end to the Great Depression

>>134777459
Usually that gets relegated to Home Ec, where they learn about savings accounts, credit unions, etc.

However, a lot of schools have shoestring budgets (due to American schools being funded by the local township, poor community = poor schools) and cut out home ec.

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>>134777320
Dig it. Bump.

>>134767737
fpbp

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>>134767737
>day of the pillow

>>134778644
It's local funding.

Here's the thing, the wealthier parts of America are bar none some of the best places on earth. I'm not even talking gated communities, i'm talking middle-upper middle class areas. The richer half of the country has access to some of the best... everything.. that money can buy. They have phenomenol schools, friendly police, god-tier health care, the works. THAT is why when people mention America failing at something (health care outcomes, etc) the top half just shrug. They live in a completely different world, a world where "America #1" isnt a meme, its the daily reality.

But the poor are ridiculously fucked by that system, because schools are funded locally. You cant squeeze money out of a stone. they just cant afford the shiney stuff, so they get worse of everything. that drags americas' averages down.

So they cut budgets. They cut home ec. they cut teacher salaries so teachers dont want to work there. they cant afford new textbooks so they use books that are 20 years old, same with computers. they often have to pay for security too, which is another headache.

The rich dont care. it isnt THEIR problem.

I'm not a communist, nor a democrat. But you have to understand there are two Americas. and all the memes of freedom and wealth are true for one, and all the memes about police states and ghettos are true for another. And most people are so close they cant even see that the otherside exists, or sees it and hates them.

>>134767615
Wrong picture, you need a picture of a young able bodied full muslem, his burka-bitch and their 14 children shouting at the three white kids AND the two old geezers (remove the crumbling pillar and put them in there).
The retirement age has already been raised to 74 here, and they are probably going to up it further. That of course don't affect Abdi-Karim and his varmint family, they'll live their entire lives on welfare anyway.

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>>134767615
The only reason social security is a failure is because congress frequently raids the fund thus removing it's ability to earn and grow.

>>134773541
Shut up junior and bring me an ensure

>>134791146
Bullshit. There's PROOF that lower school performance in poor communities is NOT the result of differences in funding. It's an IQ gap.

The truly wealthy don't send their children to public schools anyway.

>>134767615
only the old (65+) and the disabled get welfare, end of story
require preliminary examinations to apply for disabled to get welfare
make fraud a felony including doctors if they lie about a patient and revoke their license, if already is double the minimum penalties
and you even get to lower taxes

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>>134767615
Thoughts on the niggerpocalypse?

WE NEED TO DO SOMETHING NOW

>>134788514
>>134788514
>>134788514