Nigger-stage Capitalism

because racisms

How do they claim fraud? Do they make a $500 withdrawal and then claim it wasn't them?

that company will just go bankrupt

>>134609906
Yupp, pretty much. At the same ATM they always use. With their PIN. Etc. They're not even smart enough to correctly scam us ffs..

>>134610164

And they face no legal consequences ?

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The worst part about this whole thing is that they probably legitimately think they are fucking genius for getting away with it.

>>134610368
None whatsoever, senpai. The funny thing is most of these people are American soldiers...

>>134609413
>New membership drive for $50 free dollars that attracts ONLY niggers done 3 times a year.

hehe I did one of those

made a savings account got the free 50, withdrew it all and let my account go dormant. Was free money when I was in high school.

>>134609413
>>Yo I got frauded nigga
do they actually call you a nigger on the phone?

>>134610703
Once the realization dawns on them that their brilliant scheme will take approximately 2-3 hours to accomplish, yes. They become quite rude and start to ooga booga.

>>134609413
Parole Board member

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>>134609413
YES FELLOW BINGEE BINGBONG

I WORK FOR THE TERRORIST ORGANIZATION OF AMERICA INC ISIS CAVE DWELLERS
AND ALL DAY LONG IM TRYING TO GET PEOPLES INFORMATION OFF OF YOUTUBE FOR MY ANGRY TERRORIST BROTHERS FOR SO THEY CAN go and get revenge on them

oh my borther it sucks so bad, i kow how IT IS, with FALSE INFORMATION
SUCKS when they write down a LIE so i have my HOMIES over in america then send them a warrant. WORKS OUT GREAT

i got lost halfway u guys can fix it or whatever chck it over

>>134609413
Oh! One more element that I forgot to mention in my original post. The $500 withdrawn from their account is actually the credit union's money since their account was empty to begin with.

>Overdraft Protection

So actually the niggers are banking a cool $1000 as opposed to $500. Very few blacks I speak to at work ever use real money (save for government deposits)

>>134609413
cant follow it
he spends 500 and never pays back it

he get a free account with 50 free dollars in it

something somethign. idk what the fuck.

nice pieced to gether shit

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>>134611449
answer me why i gotta turn that shit off

cause when i use an account, i cant have overdraft shit. i want the debit card to bounce it, which it DOESNT if its credit. which is what you are doing, but you call it overdraft
explain that and explain
>>134611285
>that

i really dont want to see a 300 page post of dumb shit to this dumb shit you ioeced together for yur hit piece
>>134611505

>>134609413
white suprememist capitalism exists to keep the poor down and morally destroyed. you can see this in the black community. blacks were enslaved and treated like subhumans for generations. They are never hired to get jobs. their school are a mess and lack funding and the CIA has shipped in crack cocaine to increase crime in the community. then the prison industrial complex makes millions off the mass incarsaration of black men and women. when one of the parents in incarsarated the child is unable to have a basic upbringing leading to the life of crime. Then white racists capitalism targets young blacks to buy into credit cards, knowing very well blacks aren't thought about credit in school since their schools are underfuned.
see white suprmemeist capitalism is a parasite used to steal money from the poor and black

you may laugh at them but they are living in a fucking hellhole. and all yo udo allday is have an easy job then you post bullshit on a racist little website

communism will rise and end this tho. we are growing in numbers and the hood is a good recruting ground for the communist movement

>>134610143
No it won't basically every company that deals directly with consumers deals with this one way or another. That can't legally refuse blacks so it's a cost of doing business. They recoup the loss through their actual honest customers. Same with shoplifting at Wal-Mart, insurance fraud, and niggers that skip out on their restraunt bills or stiff cabs.

>used to work in 401k management company
>usually you can't withdrawal your 401k while still working unless you are at early retirement age or qualify for a "hardship withdrawl"
>or you can take a loan against your 401k but certain requirements
You wouldn't believe the shit I used to hear. To be fair, good old white folk abuse their 401ks too, but every time I got a call from Jamal B'Shawntay it was some kind of ignorant shpeel about getting money. Usually not even a coherant sob story. Usually not even a story at all. Seriously like dog intelligence.

>>134611639
Well the logic is that every time one "overdrafts" they pay a fee. Which generates sheckles.
Only for scheming niggers the system doesn't work since they have no intention on making money or using the account.

>>134611505
>>134611285
Idk what these people are talking about.

>>134609413
>How can capitalism operate like this? My job spends millions of dollars giving niggers money, knowing its all bullshit.
>It's like the greatest incremental nigger bank heist ever.

They are probably getting some sort of kickback from the government on each new account they open in nigger areas.

Either that, or the government accused them of being racist for not having many niggers with accounts, so they figure $550 per nigger is cheaper than the lawsuits, fines, and bad press for being deemed a racist business.

>>134611798
>The hood is a great recruiting ground
>for gibs

My God the commie is right...

>>134612087
yea nad you dont know what your talking about
>generates sheckels

Your asking us how we think about. yea ok. Yu dont get hte idea behind hte picture in >>134611285
or what that means
>shekels
generates shekels
RObbing helps

ok well then you need to fix that. stupid godamn durp?

>>134610368
These matters are generally too expensive or complicated to pursue legal charges on. Cheaper to just take the loss and not do business with them anymore.

It's a law enforcement issue really. Just like online rip offs and Craigslist scammers. Law enforcement just doesn't have the resources or inclination to prosecute these crimes.

If I steal 500 bucks from my neighbor you can bet your ass the cops will come for me. Same if I walk into my bank and steal 500 dollars.

But if I steal 500 dollars from my bank by light fraud the cops will not give a fuck. You need to get into the thousands to get an investigation. They will prosecute the fuck out of you for 5000 dollar check fraud

>>134612281
>>134611798
you guys make this a good thread. lets just joke and agree with him

when i said whoever shitposts like you guys "called" it was bullshit and you guys like encourage this
>>134612087
>generates sheckles.

LIteral robbery. WE can just rob and get more it WORKS that way AND ID EVEN KOW WHAT THE FUCK

>wheres a wtf picture at?

someone explain>>134612087
>>134612281
>3
>>134611798

>>134609413
fucking kek
ooga booga

>>134612560
I do not understand the meaning behind >>134611285 because you are seemingly illiterate.

>>134611798
that's bretty good bait, commie nigger

>>134612087
yea well,
overdraft
i didnt have (((overdraft)))
on MY first debit card. BECAUSE it was a DEBIT CARD

STUPID BANKS DECIDED ON THEIR OWN to put in OVERDRAFT SHIT

"We" don't know what the FUCK an OVERDRAFT IS

except that its bad and shouldnt be on their anyway LOOKSL IKE TO ME

but YOU TOOK IT UPON YOURSELVES to implement this BY DEFAULT. i had to go to my bank to tell them to turn it off.
THEY DO HAVE THAT, its called a BOUNCED CHECK

IM SURE absolutly now after going over this.. that you are jewing the word. here.

when yo ubounce a check they cover it. WHen you use a debit card at a credit place, only, that DOES implement this and it is a STORES OPTION and DECISION to make to do that, you state debit and theyll say credit and you say ok if you bounce shit its yours.

stupid fuckign cocksucker

What OP is failing to state is that these niggers can't open up another checking account for being on the check systems, and it lasts for 5 years. So they fall for the prepaid card scam which rapes them on fees. Meta Bank is a nigger driven prepaid bank that robs them. Making more niggers makes more robbing of the federal reserve. It's literally coups within jew coups. What everyone has to understand is that banks are not government agencies. They are businesses just like walmart. Stop treating them like privileged businesses. If they charge you a fee, demand a refund.

>>134611798
>he thinks niggers will make good comrades
Actually yes, please recruit them to your cause. I like that you want them.

In bootcamp we had to sign up for Fort Steal National Bank to get our direct deposits. $1 to use debit card, monthly fee for online banking, $1 to use ATM + ATM fees, monthly fee for overdraft protection. You were looking at $25-50 a month just to have an account there. This was back in 2005 so I'm sure a lot has changed but I switched to USAA as soon as possible

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>>134613198
youve litereally got your head up yoru ass, up your ass with that

no thats not whats going on, they calim you overdrafted. ?? what? im responsible for something that can be avoidable? by debit.

overdrafting is something you DO NOT WANT.

its like telling them they have to have you take the shit back to the store instead of bouncing a check, an dyou get an option to

DOES A BaNK EVER NOT CHANRGE A BOUNCHED CHECK FEE? OR A OVERDRAFT FEE?

whaats this topica bout again? something about shekels, then oh right it generates
lets read it
>more niggers makes more robbing of the federal reser............
right there it is. niggershit

>>134609413
>work in dental school at hospital
>school takes only medicaid or cash
>waiting room is packed with africans in head scarfs, mexicans, dominicans, etc that at literal immigrants and can't speak english
THEY DON'T NEED TO BE HERE

>>134613184
This. Their (((algorithm))) will charge overdraft charges the day of your direct deposit. Here's a hint though. There is no such thing as "pending" transactions. The money is withdrawn and deposited the exact time. So if they know that you are overdrawn while a direct deposit transaction file arrived, they will deliberately wait the next business day to make it effective so that you owe the overdraft fee. I've even seen people who are charged overdraft fees for no reason only that they don't check their banking balances frequently. Ever felt like you lost $30 dollars or 100 somewhere? Maybe you thought you had it right before and suddenly you didn't? Think again. There are ghost transactions taking place to take even money that you thought you had, hide it, and pretend like you are the one who is wrong. They use ATM machines as the software to do this. They blame it on their machines. It happens so rarely that most people don't realize it happens

>>134613519
see.. I dont pay attention how their trying to turn this country into nigger shit

its not shitposting its literal propoganda and newspeak what YOU FAGGOTS ARE DOING EACH SINGLE PERSON HERE BUT ME
ermmm
maybe not ..
>>134613471
>>134613134
idk

>>134613184
Lol poorfag is mad

>>134613627
i know they fuck around waiting on TELLING YOU THE MONEY NO GODAMN ALGORITHMS
i had 1 bank, fuckign kept it back and forth a few cents off, i kept up. no more no less than 50 something cents

it stayed like that for like 9 months then fnally, a right bank balance.

another would change my balance immediately one time, then another not

one i got now rocks, it updates immediately
and only thing that can lag is a
direct deposit into the account. maybe out. not up to m.

its totally them fuckign with it if they do that.
THERES NO ALGORITHM TO (((THEM)))

UNLESS YOUR BASICALLY A RETARD

>>134613641
SAYS THE DICKSUCKER WITH JEW DICK IN HIS MOUTH CAUSE HE TAKES OUT LOANS

>>134609413
What is the penalty for someone who buys $500 worth of goods from a liquor store and then claims it was fraud, but is committing fraud themselves?

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>>134613883
Holy shit nigger you mad

>>134609413
Niggers are the Biblical Israelites. They are victims and slaves and manipulated and put upon in evil ways... etc. have you no heart?

>>134613627
It's a miscount on money, deposit cash of high amounts and you will find a twenty missing, maybe upwards of a hundred. They play on the psychology of your banking balance security and contacts with the bank regarding your account. If you never file complaints or have issues with the bank you are a target. If you always use cash deposits into a (((atm))) you are even a better target. If you rarely check your online banking or don't use online banking you are asking to be robbed. Always ask for a physical check with a pay check stub. Always take it in directly to the teller. Never allow a machine to count your money for you because a machine will never over count your money, but may miss a bill or two.

>>134614057
reported for avatarfagging

>>134611798
this is very true

americans tend to get tricked into seeing the issue as essential biological differences, but it is only because poverty is heavily racialised in the US

plenty of 98% white anglo communities that are just as fucked here in aus

>>134613184
Why dont you keep up with your own funds and stop blaming someone/the bank for your own fuck up.

>>134614126
>announcing a report
c'mon son

>>134613921
Not being able to bank with us anymore.

As someone pointed out, it might stop them from being able to open a checking account elsewhere as well, since it is probably tied to their SSN/credit score.

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>>134614157
>poorfags
>accountability of finances

Top kek

>>134614127
Actually, the niggers are fucking useless. Whites are poor because there is literally no work.

>>134614157
WWHAT THE FUCK YOU TALKING ABOUT YOU TGODAMN DUMB NIGGER
HTE GODAMN FAKE FAGGOT SHILLL OP SAYS HE WORKS AT A BANK AND THEY DO THIS BY DEFAULT

ILL COME KIL YOU GODAMN BITCH
YOU ACTING LIKE YOU ALL REAL BY ACTING LIKE YOU ALL HAVE REAL CONVERSATIONS
FUCK YOU ALL TALKING POINT MOTHER FUKCERES

ALL YOU ARE TALKIN G AT
NOT TALKING TO NOBODY

>>134614157
THE BANK TURNS ON THAT BY DEFAULT I JUST TOLD THE OTHER GUY!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
MOTHER FUCKER WHY DO YOU EVEN FUCKING TAKE MY AIR I BREATHE

SO FUCKING RETARDED
SO FUCKING SHILL
YOUR FAKE DIE YOU FUCKIGN PIECE OF SHIT
BANKERS ARE ALL FAKES

>>134614405
actually at my credit union you have to opt in to (((overdraft protection))). otherwise, like you said, the transaction is blocked.

Chill dawg we all friends here,

HI GUYS OP HERE
>HWO DO WE GET MORE MONEY FOR THE WELFARE THAT THE ROTHSCHILDS MAKE?!

ITS THE NIGGERS THE NIGGERS

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>>134614405
>>134614460
>>134614535

>>134614267
So these dudes are getting money for free and you're company can't do anything?

>>134614535
>>134614460
>>134614405
So are you like me now? Deposit and withdraw when available? Keep a balance enough to cover the bills? I've saved around 2k doing this in a month.

>>134614536
WELL I DONT KNOW EVERYONE I GO TO NOW DOES THIS SO FUKCIGN WHATEVER
WHY DOES NOT DICK LIPS OP REALIZE TEHY ARE GIVING AWAY CREDIT ACCOUNTS TO
PEOPLE THEY HAVENT EVEN VOUCHED OR DONE EVEN A BASIC SOMETHIGNLIKE A JOB INTERVIEW ON DUMB ASS NIGGERS
BANKS ARE NIGGERS
>>134611285

>>134613471
lol Christ I remember early 2000s military scams. In Air Force basic they made us pay a service to launder and starch our bdus. You couldn't use the barracks laundry machines for them if you wanted to.

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This thread is getting great

op is fake

im glad op told me abuot this

you know whwat my cousin tells me? he steals credit cards, buys games they just report it to the credit agency he keeps the games
>>134614752
and its gonna get better keep em cmoing

>im going to do the one Op talked about now
use them niggers
is what i say

>>134614535
Ahahaha, wait til you find out what else you agreed to

>>134614768
Actually, I agree with basically everything you said. I hate niggers and I generally dislike banks.

The only difference is fraud protection legitimately helps white people who don't abuse the system (which they generally don't), yet my entire work shift is spent assisting goddamn niggers rob the bank of $1000 at a time that would otherwise go toward our bonuses, better rates for loans, etc (hence it being a credit union and not a (((bank))).

>>134615237
ok you hand out gift cards with a credit card attached

and complaied about it, i dont know. ? stop giving away free money (((credit))) and acting like its good

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>>134609413
>It's like the greatest incremental nigger bank heist ever.

>>134615518
another shill in the shill thread that i just outted hwy you post for you need to die

>>134615340
Stop spending more money than you have faggot.

>be a nigger like yourself
>can't into personal finance
>spend more money than you have
>banks let's you buy your mt dew and hot pockets
>charges you a fee so you can get your high fructose corn syrup and not embarrass you even more by being turned down for $8 at the till

Don't like it? Turn it off. You'll just be denied the transaction for insufficient funds

>>134615815
>>134615815
fucking godamn faggot who said anything about that
its not my fault you cant read i should come beat the shit out of you and not care

>>134615815
ok fucking idiot
[.. why are you yeling at me when the OP says he works at the bank
its the banks problem

they gave out gift card CREDIT CARDS

AND HE HAS A PROBLEM THEIR GETTING SCAMMED AND YOU TAKE UP FOR IT CASE ITS A DIVIDE AND CONQUER TACTIC

>>134615921
No one knows what you're bitching about anymore nigger. Enjoy being poor

>>134615815
SOMEONE WITH (NO IDENTITY) THEY GAVE
(((cREDIT))) TOO?
GFIT CARDS

>>134616090
THSI CAME LIKE /5 SECOND BEFORE YOU POSTED HOPE YOUR RETARD ASS LEARNS TO ENGLISH AND TRY SCHOOL
SERIOUSLY IF YOUR THIS DUMB YOU GOTTA BE LIKE TOO YOUNG TO BE HERE

>>134616041
>its the banks problem

it's your problem. when the bank decides it wants a bailout, you and your fellow taxpaying good goys are going to give it one.

>>134616172
does anyone give a fuck
besides the part where your a leaf and fuck you

>>134616172
point of this thread?

to cry about the rothschilds welfare?

>>134616093
Actually, every nigger is verified with their social security number and must be related to an existing member to join.

I wish I could understand why you are so buttblasted right now because your reactions genuinely make me lol but I am afraid I will never know the depths of your heart.

>>134616041
>Well, we debit the money back after the fraud "investigation finds that the nigger lied.

>be you
>a nigger
>account balance $500
>withdraw $500
>commit fraud
>get refunded $500
>account balance $500
>withdraw $500
>account balance $0
>fraud detected
>account balance -500

Sure you have 1k cash but now you owe the bank and eventually collections $500. Good luck opening up new accounts or having credit nigger

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>>134616284
>duhh
>>134609413
>New membership drive
i dont kow what your complaining about you give away 50 bucks
and even send out debit cards anymore as credit cards

so what again are you crying about?

>>134616495
be you
account balance 50 bucks
tries to scam people with overdrafts and generations of shekels and rape but fuck of federal reserve fiat
gibs it to niggersand anyone else smart enough to do this they only copy the white man
be you has 0 dollars
comes online crying

WHYYYY

>>134616284
Ain't even AT&T approve every nigga off the street

>>134616495
so your saying everybody tht gets credit robbed
your going to fuck?

fuckig niggers i knew it fake

>>134609413
How does your bank make money from niggers? Do the accounts come with a bunch of fees? Do they give out high interest loans? Credit cards? Niggers are generally awful with money and see debt as freemoney and don't consider interest. Financial companies make a ton of money off of certain poor communities because they're inhabited by absolute retards who are very easy to rip off.

>>134616495
>Good luck opening up new accounts or having credit nigger

This is a question I have for OP, is there some mechanism for ensuring niggers don't just move to a new address and set up more accounts? SSN perhaps?

>>134616687
they probably dont verify the information
>>134616284

>>134616592
>be me
>use credit union
>don't sign up for gimmick poorfag features
>don't commit fraud

Gg no re

>>134610164
>They're not even smart enough to correctly scam us ffs.
But they are still scamming you dumbass niggas lmao.

I have a piece of shit cholo friend who does this same shit. He also takes out loans, has all sorts of bank accounts where he used the debit card until they close his account for not paying. He also receives a free apartment from some organisation that gives free homes to victims of domestic violence. Claimed his gf beat him. Seriously if jews really own all the banks they are shooting themselves in the foot by increasing the black and Hispanic populations kek. I hope this guy gets shot in a drive by soon btw

Literally just bring up the genocide occurring in south africa openly and purely motivated by race that only happened post-apartheid.
No one fucking says a word to you when you do they just look you in the eyes and you can feel the fear in their very being

>>134616790
cool story bro
whys op fuckign startign this shitand you tryig to say go to sleep for faggot shill huh? for faggot who said shit TO YOU WHY YU TLKING TO ME FOR FUCK YOU WHO CARES JEWS

>>134616839
scam by using
"another"
atm
wow man thats brilliant pure irrelevant to anything brilliance on your part of deflecting these SCAMS up on your self
can you stop with the fake shill topics?

>>134616687
>>134616732
Federal regulations demand that banks verify people's identity with SSN, etc. I dont think its possible to open another account without stealing someone elses identity.

>>134616662
They probably make money back from overdraft fees (90% of blacks are always overdrafted, being charged fees pretty much perpetually). Loan rates at the credit union are very good but I'm sure loans make them a ton of money too.

>>134616966
>>134616839
what i dont get is why the op came here about this and why they say their so stupid as to you know
not take basic precautions like even starting with overdraft protection, theyre crying about after giving away 50 free dollars


i dont get it why is this a problem im sure they are wanting it
why do i have to read the dumb OP cant even figure out the discrepancies about this or anyone besides a bunch of stupid
ass kissing jew loving
loving their credit
replies?

>>134616638
Yes the niggers that commit fraud are technically robbing the bank. Its insignificant amount to persue legal action but will be passed on to collection agencies and will be tied with your social security number and credit report

Instant gratification for niggers with long lasting consequences

>>134614127
>but it is only because poverty is heavily racialised in the US
You can extend that and consider it a political issue as democrats always promise moe money fo dem programs just to get the black vote.

The black American has been on a steady decline since the introduction of coke and the expansion of welfare.

>>134617093
God this post is incoherent as fuck, wtf are you trying to say

>>134617014
its not hard
to go hey heres a social security #

then walk off and have the pin and take the money out and even get you to refund an overdraft protectio so they can take it again

i do NOT see the problem. not evne a nigger problem with YOU. you can deal with it yourself

>>134617202
SO AS IM SAYING I HOPE IT SNOWBALLS LIKE HELL ON YOU OP>>134617249

>>134617202
Poorfags gonna poorfag

>>134617287
JEWS
(((CREATE SHEKELS)))

>>134616687
There's a credit check system. Banks will outright deny you if youre in the system. Otherwise you have to rely on prepaid debit cards and you get nickel and dime raped to death in fees on those.

>>134617202
This whole thread is a mess. Everyone is blabbering about who knows what. Half the people posting in this thread are on meth or acid right now

>>134617470
So average day on 4chan huh

>>134617318
dude, what are you on? it seems amazing

>>134617470
I totally agree and I hereby decree this thread finished. Good night, guys.

>>134617470
Its just this nigger >>134617318
Wasnt pay attention to the id's and once my brain started to melt I realized this fuckface is half the thread

>>134617249
Die nigger

>>134617470
BUT MY FUCKIGN FABILY GETS THEM

>>134609413
Fellow Fraud Prevention bro! Keep up the good fight, but do yourself a favor and get the fuck off the phones. Go for that Operations Assitant role or try for Team lead, just get off the phones, its a dead end. Ask for extra work from your boss, whatever it is, as long as it gets you off the phones.

That said, I'm off the phones and have further my career in Fraud prevention, I've gotten my CFE. Go for it too.

Now then, fraud comes from all colors. Blacks just end up just end up doing the most blatant level of it most of the time. But they are wising up. I'm seeing alot of jewelry stores getting broken into and the perps staeling $100K in merch in less than 3 minutes. Alot of them will come in mid day, ask to see a $10k rolex and will run out the door with it.

On the otherside of it is credit card fraud. Counterfeit cards are my the bane of my job, but its what keeps me employed. Because of massive credit card breaches from Target , Home Depot, and others, and with the massive switch over to EMV Chip cards and Chip payment terminals, these compromised numbers are selling for practically nothing on carding sites. You can go to your nearest hood and you will find a guy who has stopped selling drugs and now sells counterfeit credit cards for $100 a pop. Its gotten to the point where counterfeited cards are used for normal everyday purchases, where before they were used soley for Major fraudulant purchases of high value merch.

And fucking Gypsies, don't get me started. THose fucks only get by on fraud. most of the Credit card skimming devices out there on ATMs are put on by fucking Gypsies, who sell the card info to online sites, which are then bought by blacks.

White trash get in on this stuff too, but they are smart about it, they stick with good old fashion check fraud.

Counterfiet Cash seems to be used by blacks way more than other groups. I guess its not that fucking hard anymore. I see store clerks accept $500 in fake bills at 11PM.

>>134617707
GIVE ME MY FAMIBILY GIMME CARDS
NIIGGER

>>134617707
Yeah I just realized that too. Autism plus drugs I guess

>>134617707
Holy shit you're right, wtf is this guy's problem....

>>134617790
>dead end
PROVES that OP Is a shill

works for (((them))) this is a shill topic hes a cog in their machine trying to give himself some
validity to his fake existence

>>134617891
>>134617842
>>134617824
>>134617707
>>134617602
>>134617470
you guys are right we should be totally defending our right t BORROW WHAT WE DONT EVEN HAVE RIGHT NOW YET

thanks
this whole thread is another demonstratoin in that
SHILLS FILLOWED ME SAYING THE SAME SHIT IN EVERY OTHER THREAD COMPLAINNG ABOUT ME YEA YEA RIGHT HES THE SAME GUY CALLIN OTHER SHILLTHREADS OUT EATSHIT

bunch of stupid brainwashed
mind controled
stupid pieces of shit

>>134617891
Holy shit you might be on to something! What do you think about that other thing??

>>134618004
you guys are only here caue you want validity to your fake existence

>>134618029
i didnt say nothing but one thing he just said hes a adead end
that means hes a cog in a machie why he works
so he is asking for that shit
and here beggign the question
any questions
btw your stupid

>>134618079
Yeah dude totally but what about that other thing?

niggers cant even apply yourselves to basic shit like money>>134618145
go kys

>>134618079
>>134617979
>>134617891

Why do I bother even posting on /pol/. I swear theres less shit posting on /b/

>>134618198
if you want some attention real bad go KYS

>>134618356
what about the shills tho

>>134609413
Why doesn't your bank say no?
lol what the fuck

>>134618356
Has anyone really been farr even as decided to use even Go Want to do Look More Like?

>>134618356
I'll fuck you up bitch

>>134618189
Aww he got tired :(

>>134618467
>>134618512
ILL KIL YOU BOTH
CRY MORE ABOUT ME PPOOR FAG OR WHTEVER LAST TIME YO UATTACKED ME WAS
POORFAG
I PROVE DYOU WRONG YOU GO
POORFAG
I SAID AGAIN DUMB NIGGER ITS THE BANK

YOU NOW GO WTF HE TALKIGN ABOUT BLAH BLAH LOOK AT ME READ WHAT I SAID EVERYONE

>>134611798
(((white supremacist capitalism)))
Nice b8

>>134616495
This is why blacks routinely have credit scores in the 400s. It's also why they are always changing phone numbers.

Yeah, they will send it to collections but it will never be collected. Just a charge off. Destroys their credit.

Tons of them pay fees to cash checks becuse they " don't trust banks" (translation: can not get a bank account because they pulled OP scam).

>check cashing fees
>reloadable pre pay card fees
>short term payday loan rates
>late fees on payday loans
>late fees on rent
>late fees on bills
How I pay da rent when i can't get a loan?

>>134610619
You probably got hit with some fees in the account, negative balance, accruing more negative compound interest on the debt for years. You'll probably get a judgement against you for thousands of dollars out to the blue some day.

>>134618596
YOUR DOING NOTHING BUT RUNNING YOUR GODAMN MOUTHS NOW
OH WAIT THATS RIGHT ENTIRE THREAD,
SHILL THREAD
CALLED

>>134609413
GF worked for Sprint.
>niggers don't pay phone bill for 3 months
>service cut off, but they keep their phone number
>they call and cry
>threaten to cancel
>Sprint waives the charges
>niggers get 3 free months of service
>forever

Also
>put down payment on $700 phone
>never pay bill
>service gets cut off
>sell phone to another nigger
Literally a free phone.

Does anyone in this thread even know what over-drafting is?

>account has $100
>spend $150
>charged fee for spending more than you have

How is this unfair? Sure it's dumb as hell, but it's not unfair, you agreed to the terms when you chose to bank there. What's with niggers and lack of personal responsibility?

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>>134618614

>>134612560
Speak fucking English you dense fucking faggot

>>134618699
WAIT WAIT WAIT
A DEBIT CARD, HAS CREDIT ON IT (CALLED OVERDRAFT)
AND YOU CRY ABOTU SOME NIGGER GETTIGN ONE AFTER YOU GAVE HIM 50 BUCKS AND SIGNED A PAPER SAYING HE'S KINNED TO A MEMBER

AHAHAHAHAH WHERE IS THIS AT

>>134618699
You dun goofed

>>134618834
English isn't your first language, is it? This is an American website, learn the language or don't participate.

>>134618834
>>134618658
>>134618614
Is this some elaborate high effort troll? Or is this guy legitimately mentally ill

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>>134618834
Oh I get what you're saying now. Aliens

>>134618614
Bring it looser, I can kill you just by sneezing on you.

>>134619004
CREDIT
yOU

IF THIS WAS LIFE ID IKILL YOU GODAMN FAKE JEW MOTHER FUCKERS RIGHT NOW

YOUR FAKE DELETE THIS FAKE TOPIC MODS

>>134619016
>>134619039
IS THIS WHAT YO UDO TO COME ON LINE AND START FIGHTS
YEA THTS WHAT THIS TOPIC WAS ABOUT FAKE

>>134619039
I TELL YOU WHATS BULLSHIT ABOUT 4CHAN
FAKE SHITPOSTS
NO THIS IS TERRORISM AND HARAS,ENT ON EVERY BODY AND ITS ALSO
SLANDER

>>134619163
yeah man, bring it

>>134619208
YOU GUYS
>SLANDER
UPHOLD THIS SHIT ALL THE TIME THOUGH DONT YOU JUST TO HAVE YUOR FUCKIGN
]TALKING POINTS
YORU FUCKIGN TALKING POINTS
WANT TO TALK ABOUT THOSE?
THIS TOPIC CONTAINS NO INFORMATION
WHEN I HAVE TIRED TO MAKE SENSE OF IT YOU ATTACKED ME
FIRST BY NAME CALLING

NOW ITS JUST PLAIN FUCKIGN ATTACKS WHY YOU HAVE NOTHINGT TO SAY AND YOU TALK
AT PEOPLE
LEAVE ME ALONE FAKE

>>134619227
WANT TO MAKE A POINT ABOUT NAYTHING WITH TALKING OR WHAT CAUSE I DONT CARE IF YORU THAT DUMB YOU CANT EVEN COMMINCARTE TO OTHERS AND THINK FAKE THREATS MEAN SHIT

>>134619208
>>134619278
Damn, this nigger's mad as fuck.
Truth hurts the most.

>>134619349
/INB4
JEW TALKING POINTS ON LOOKING FOR THEIR NEXT SUBJECT SINE THEY CANT MAKE UP THEIR OWN

WHY DONT ALL YOU LITTLE PANTY WASTE LOSERS GO GET A LIFE

>>134619227
Oh shit. Watch out this bro, this guy is tough. Eh types in all caps and doesn't afraid of anything

>>134611798
Mere Democrat-level gibs have turned blacks from okayish members of society into violent criminal illiterates who collect STDs like it's their retirement fund. Communist-level gibs would turn them into actual orcs.

>>134619427
>>134619446
MY FREE SPEECH SAYS THE 4CHANNER

>>134613883
>Not taking out loans because you can invest it for more profit than the interest

What are you, retarded?

>>134619488
NIGGERS WOULD OF NEVER BEEN WORTH A FUCK EVER
SO FUCK OP AND THIS DUMB
ASS SHILL FAKE THREAD BY A
FAKE
OWNED

>>134619508
IS THAT NOT WHAT THE FUCKIGN NIGGER DONE?
>>134619535
I PWNED U GUYS
GET OUT

>>134609413
Are you telling me I can just call you and tell you someone stole my card and get my money back?

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>>134619508
BUT ITS MY MONEY AND I WANT IT NOW

>>134619535
Blueberry ice cream aint that good

i did some temp data mining for a company that insures cell phones.
going through the data it didn't take long to see the patterns.
one person or group may file 200 claims for lost, stolen, broken phones.
they don't realize that when you put a sim card back in the phone phones home to report in.
they would all have something in common, same address, same name, same callback number, and on and on.

>>134619609
NO HES TELLING YO HE WANTS TO COME ONLINE AND CRY ABOUT IT TO US BECUASE
?? ASK THESE GUYS
>>134619667
WTF DOES THIS MEAN?
>BLUEBERRY ICE CREAM
SHIILSS
>>134619508
>>134619446

>>134619671
So did they get away with it? How do companies deal with niggers in general?

>>134611285
>methamphetamines
>the post

>I also know every menial customer service job is the same.
This. I worked in customer service over the phone and it's absolutely true that most blacks have no empathy. Not sympathy, but empathy. They didn't understand that the guy on the other end of the line can't read their thoughts and that they have to explain what their situation is. Also, most blacks have only a minimal understanding of the English language. Even many posters on /pol/ joke about this without first hand experience. It's all true.

>>134619746
What a quadruplenigger

>>134619791
SAYS A DRUG DEALING PIG (PERSON IN GOVERNMENT)

>>134619869
OTHER PEOPLE AGREE
SO YOU GUYS CAN FUCK YOURSELVES NOW FUCK YORU FAKE CONVERSATION
WHY 4CHAN APPEASES TO YOU I DOTN CARE HOPE YOU FUCKIGN GET KILLED BY ME IF I SEEN YOU

DUH HEY I THOGHT ID POST SOME STUPID SHIT TO LET EVERYBODY KNOW IM BREATHIGN STILL YOUR AIR

THis thread is fantastic. I love nigger stories. Holy fuck they are so dumb. So pathetic we have to have them in the us though.

>>134619873
I know where you live boy, I watch you sleep every single day.

EVERY SINGLE DAY.

Also your jerking game is weak.

>>134609413
Niggers are undeserving of white society.
We never should have done them the service of enslaving them.

>>134619957
I can breathe more air because I'm Jewish and have a bigger nose. Checkmate goyim

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niggres will never amount to nothing
this thread is about a niggers credit worthiness
determined by jews

this guy OP who started the topic is begging the question

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>>134619971
Some of us deal with them every day. They are the greatest show on Earth without knowing it. It misses comedy by a cunt hair. It would be funny if they weren't such a drag on the rest of us and such wastes of human potential.

Has anyone noticed the mad anon's id is /zerkrB/
Which could be rearranged into /B/zerkr

Which implies /b/ and also is a homophone for "Bezerker"

>>134620891
He's /our nigger/

>>134617014
>Federal regulations demand that banks verify people's identity with SSN

I work for one of the largest banks in the country and we do not require an SSN to open an account. We require 2 forms of ID. Those IDs can be a foreign passport and a foreign driver's license, as an example. We do share a database with other banks and will detect if you have a charged off account at another bank, and will decline you for new accounts.

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>>134609413
Record as many of these as you can. They're already warned the call may be recorded. Bleep all personal info.

The world needs to hear this dumb ass shit. Really.

Seeing/hearing is the only way of believing. That's why I like Tommy Sotomayor. He shows every day thug bullshit.

Society pretending these problems don't exist encourages these problems.