JUST

Because they're dumbasses. Now OP you and I will wait for the 4channers who will defend renting relentlessly and say that you'll save money in the long run despite rent being the same as most mortgage payments.

>>134431005
Ironically, in 10-15 more years, Houses might become obsolete.

In 5-10 years (Level 3, eyes off), autonomous vehicles will be a thing. This will include autonomous RV.

For comparison, Tesla's Autopilot is Level 2 (hands off).

Once that happens, once we get a self driving RV, who the fuck needs house? Just drive all around, use solar power charger on top of RV to charge battery, and go without limits.

>>134431005
this happen because of minorities

either minorities cant buy a house
or whites dont buy houses because they are afraid of the coons comings and the value of his property going down (plus getting stabbed, daughter raped,etc)

>>134431206
There's no denying its a poor personal choice but if you look at our society more and more men are dropping out. Our country, under Barack Obama shifted, from promoting success to condemning our people. Trump was elected in response to all of this. It's very likely we see home ownership go back up through the next decade.

>>134431005
buying a house just makes more sense. it's like putting money in the bank, it's an asset that you own forever and can pass down to your kids to give them a head start in life.

Mass immigration. Demand for houses go up, labour market gets flooded.

>>134431005
Well here in the United Kingdom poverty is actually at an all time high...

also, more singles, people marrying later

it's weird some single guy living alone in a suburb

>>134431005
T
O
A V A C A D O
S
T

All you have to do is stop putting avocado on toast and you'll be able to afford that $750k house.

Wait, it just went up to $830k.

Land ownership > Home ownership

mortgage is decades-long compromisse (35 year old payments are becoming common)

people are afraid that something can happen to them.
hb1 visas, outsourcing,etc


and it's not easy to sell

The problem is the right wing pigs who hate anyone that doesn't have access to old money. The country is run by sacred cows none of us know about.

File: bangbang.jpg (17KB, 385x387px) Image search: [Google]

17KB, 385x387px

>>134431005

>tfw have to save up for 2 years for the 20% down payment on a 300k house
>Xi Lang will throw 50k on top of the asking price

Thanks Canada, this little yellow dick worship goes further back than Trudeau so I can't even blame him.

File: hss.png (63KB, 1158x505px) Image search: [Google]

63KB, 1158x505px

>>134431005
This is what happens when you take a nation off a gold standard (for us 1971).

Historically speaking your house should be 1/2 your yearly income.

Today, its 4 times your yearly income.

>>134431522
I sincerely doubt this.

>>134431547
Anon you're partially right. Illegal Mexicans are entirely renters. And most people are worried about their neighborhood getting flooded with niggers and spics. But young whites just aren't growing up as they should. Many are still pretending to be in college and renting in trendy apartments. And a lot of them have bad credit because of stupid decisions. The rest are just dumb.

>>134431005

I am waiting until I make 60k because right now I am 10k shy of that. I want to own a home on my own terms and I don't want to have to rely on double income through the vaginal jew to afford a nice one.

If the house prices were the same as they were 10-15 years ago I would already have a house.

File: serveimage234.jpg (32KB, 600x490px) Image search: [Google]

32KB, 600x490px

Don't have enough money to buy house, so you have to rent. Have no money because it all goes to rent.

>>134431915
But don't call it a buble!

File: 1429321455776.jpg (36KB, 343x340px) Image search: [Google]

36KB, 343x340px

>>134431679
not if they don't make enough income to afford the property taxes and upkeep

>your not paying rent to (((them))) with loans

>>134431809
>poverty is at an all-time high
>What are the Middle Ages

File: 1467091866120.png (33KB, 218x210px) Image search: [Google]

33KB, 218x210px

>>134432035
DELET THIS

Buy land

You don't want to deal with annoying housing committees that won't even let you plant a garden in "your" yard.

Because the last four houses I looked at had either termite damage, crumbling foundations, or diverse neighbors.

>>134431005
Indian and paki immigrants are mass buying houses to rent them back to whites.

At least this is the case for the UK.

>>134432035
But yeah. mortgages only used to be for the dirt poor. Anybody else used to be able to afford and save up and buy a house without a mortgage. You can't do that now though. With housing inflation above 5% in any relevant market right now any money you save for a house will be immediately negated by inflation.

File: avocado.jpg (170KB, 800x600px) Image search: [Google]

170KB, 800x600px

>>134431005

File: feelbig.png (93KB, 645x773px) Image search: [Google]

93KB, 645x773px

>>134432035

>my house should be 15k

>>134432035
Interestingly the relative COST of building a house hasn't changed much - wood, wages, brick, cement all cost the same or less than they did in 1971.

So as a fraction of annual income, the cost of building a house is relatively constant across time. It's land values that have skyrocketed.

>>134432314
They use them as a form of pension, anything else is seen as haram

>>134431005
>buying houses in a bubble
Lel gtfo jew your not making me go on welfare when it all comes tumbling down.

>>134432268
>or diverse neighbors
Not a good safe space for special snowflake

>>134432064
Get married and have white children you jackass.

File: CIA sandnigger slaughter unit.jpg (116KB, 922x715px) Image search: [Google]

116KB, 922x715px

I'm like this vagabond who moves every two years
So why bother?

>>134431005

Haven't decided/committed to living in one place yet

america needs a complete overhaul wood houses susceptible to health hazards like mold and energy inefficient need to be replaced with house built to keep us healthier and thanks to our stupid ways to sheild us from most of the effects of climate change and wood wouldnt be able to accomplish that we need all masonry homes and buildings anything that is wood wasnt built with long lasting durability in mind

File: 1488413729763.jpg (91KB, 749x750px) Image search: [Google]

91KB, 749x750px

>>134432386
Choice memes man

>>134431005
I'm living with my parents, we're all saving up money to buy land to cultivate and live off of.

>>134431522
>Just live in your van brah

>>134431905

Learn to spell avocado, you fucking retard.

>>134432035
So let me get this straight now, home prices are way more expensive now than they were before the housing crash?

>>134432532
Excuse me for not wanting Jamal and Tyrone to break into my home and terrorize my family while I'm at work.

>>134432830
>A
>FUCKING
>LEAF

>>134431005
They're too busy pissing away their money on daily "gourmet" coffee, on top-tier phone plans, on in-app purchases/in-game purchases, on eating out (and overpaying for stupid shit like a piece of toast with avocado on it)...

>>134432833
Yes. The Federal Reserve simply re-inflated the housing bubble with their brilliant goyim smashing Jewish Keynesian economic policies.

https://www.youtube.com/watch?v=GV3mWW9EnEA

>>134432833
>he thinks 2008 was about houses
oh goy, you are so naive

>>134432878

A leaf who can spell...

Trying to evict my shitty tenants because they can't pay the rent amount of their lease. My house has increased in value and I can just borrow to renovate it and pay down the debt with a higher rental price.

>>134432836
the further the homes are apart the easier this situation is possible. you suburbanites are a stupid bunch especially those of you who have to drive almost 2 hours to get home from work

File: 1357229799373.jpg (54KB, 490x438px) Image search: [Google]

54KB, 490x438px

>>134431005

I never had any parents or siblings to teach me how life works I've been renting for 5 years total now, I wanna buy a house but I can't into a down payment, all the houses here are in the 300-400k range and idk how the fuck a nigga supposed to make that kinda dough without a college degree.

>>134433030
I know how to spell avocado. I just wasn't paying attention when I made that post. either way. Not an argument. It's still avocado toast even if it's spelled wrong. Spelling obsession is reddit shit.

Can't afford :(

>>134433286
buy the cheapest fucking empty lot you can find and thats collateral to get a construction loan to build a house on

>>134431005
since i'm a lazy worthless millenial, should i just kill myself, OP? pls tell me --- your answer means a lot to me.

>>134431005
Because I don't want to permanently live in the city I'm moving to. Just there for school and I'm out

>>134433573
go to school somewhere else then people need housing in the cities even if its renting

>>134433566
Make like a toast and avocado yourself.

>>134433286
Down payment usually isn't an issue. You can either go through the USDA to get a 0% down loan, or you can get an FHA 3.5% down loan and apply for down payment assistance of 3%. Of course, you don't want to get into a situation where you're buying a house you can't comfortably make the payments on.

>>134433573

>not buying rental property for future students in a college town

Are you paying attention in class?

>>134431005
I don't want the responsibility of owning a house and being forced to be chained to it for 20+ years. Not to mention that mortgage + maintenance + utility payments come to a monthly total that is more than double that of renting. I'm not gonna commit to a 40hr per week job at high pay for 20+ years just so I can have a house.

>>134433427
Can't afford to build, uk is aids

>>134431206
> rent being the same as most mortgage payments.
That is not remotely true.

>>134433309
November 2016? Haha jesus christ.

>>134431005
Because usury is a sin so im saving up for a house

>>134431005
i was looking at houses for sale in my town the other day.
$350,000 for a 750 sqft condo.
the boomers did this

>>134433837
the beautiful part of europe is that flats can be bought outright and theres no fucking hoa or dues youre required to pay for even apartment complexes in usa converted into condos you still have dues to pay for all of the bullshit like landscaping and clubhouses

>>134433674
Got it. Thanks friend.

>>134431005
because I live on the west coast and houses go for over 2 million dollars

By the time you pay off your house you'll probably only be able to enjoy it for 10 years before you die. Then your kids will just sell it. What's the point?

>>134431005
>immigrants increasing demand
>economy grew without wages climbing thanks to women's rights and immigrants (increased competition)
>kikes don't supply enough new buildings so the prices climb and climb and climb
>in summary: millennials can no longer afford to buy a house
That's why.

>>134433986
they also overbuilt the cities with suburbia that lock up all the land to build denser housing because they vote it out because muh property values

>>134433340
>>134433376
>>134433405
I really feel like this stuff is just more Jewish tricks trying to get young men to embrace degeneracy and loneliness. Seriously, look at these fucking pictures and read them. They literally scream "Hahaha, you're a degenerate but don't worry, it's not your fault because things aren't as easy as they used to be, so now you can feel good about being a failure." I'd bet my left nut there's a good portion of losers out there who read this shit and actually feel justified in their choice to drop out of life as if its their way of getting one over on feminists/Marxists/Jews etc., when in reality it's exactly what they want you to do.

I know shit's hard out there. I know our parents had it easier than us, but that doesn't mean we should all start bitching and moaning and just kick life to the curb because we don't live in some fancy bygone era. Get off your fucking arse, learn a trade or join the army if you really have no other options. Sitting inside poisoning your mind with video games and telling yourself you're getting one over on the establishment by literally wasting your life and living off NEETbux is the most cucked thing anyone could do.

Sort yourselves out.

File: IMG_1256.jpg (87KB, 530x376px) Image search: [Google]

87KB, 530x376px

>>134433714
>having to clean up dried puke every semester after Chad throws massive ragers then bails on the rent
>dealing with the cops every weekend when the neighbors get pissed off at said ragers
Yeah, nah

>>134433837
You're a retard walking. You have to pay rent and utilities if you rent dumbass. Nowadays rent is just as expensive as a mortgage. And if you can't do minor maintenance like clean your gutters, mow the lawn, clean, etc. you're an idiot.

Renting is cheaper and has less risk. The only reason to buy a home is for investment reasons.

>>134432035
That graph and what you're saying have no relation to each-other.

File: 1495112528866.png (57KB, 600x434px) Image search: [Google]

57KB, 600x434px

>be my dad
>move out at the age of 16
>get noskill part time job just by asking for it.
>make enough money for own apartment, a car and party all the time, still have money left over to save for university.
>Take 2 years of university, but stop because the saved up money runs out.
>Show up at factory
>get paid to train. (as opposed to now where you have to go to a vocational school and pay for your own damn training).
>Buy first house for 1/3rd of his annual income (his dad actually sold it to him for way below market value when he upgraded)
>real estate developer eventually pays for more than it's market value in order to snag the land.
>buy nicer house, now it's the 90s.
>become addicted to buying shit with home equity thanks to rampant real estate inflation.
>Sorry anon. You're on your own.
>Entire estate likely to go to creditors at this point.
It was fucking all handed to them.
All this
>Muh entitlement
bullshit is just projection.

>>134433998
Yup, I actually looked into condo's here and it's like even if you pay the full price, you still get monthly mainenance costs to the building that exceed rent payments.

>>134434193
>getting your legs blown off for Israel
topkek

>>134431997
>person who saved more money than me can buy a house

>>134434239
You're the retard, I just said that mortgage + maintenance + utility payments come to a monthly total that is more than double that of renting. Can you even read?

>>134432477
>Interestingly the relative COST of building a house hasn't changed much - wood, wages, brick, cement all cost the same or less than they did in 1971.

That is just not true.

>>134431005

Bought one in January. I'm a millennial that's not a nigger lover and can outcompete fags who live with their parents.

>>134434357
in europe whole blocks are 4 to 5 story buildings with beautiful architecture or plain jain bordering on brutalism or commie block looks but they provide the housing stock that europeans can buy at a young age and hold onto. you used to be able to buy flats in cities like berlin for 50k usd 15 years ago

>>134431005
Funny that 1965 is when mass immigration from non-white countries began, isn't it?

>>134434193
I agree with the most part but you say the previous generations had it easier than us? Disease, world wars, more mannual labor jobs, etc. Doesn't seem like a good deal imo. They had less minorities which is always a good thing. But overall I don't know. And then they had to worry about the daily problems like we have to. Bad women, Jews, etc.

File: hmm.gif (10KB, 324x273px) Image search: [Google]

10KB, 324x273px

>>134434298
>1 Post by this ID

When houses became something you flipped to make a profit they became inaccessible to entry level people.

I want the market to crash with no survivors.

>>134434644
Let me ask you, if we don't have inflation in our monetary system, what's the alternative?

>>134431206
My rent was $300 more than my mortgage payment. I my garage is twice the size as it used to be, land is 10 times the size it used to be, I now have solar panels and I peed on my floor after moving in the last box just because I could.

>>134434446
>saved
>a commie party auctionary
China has the largest wealth disparity on earth. And not because lower class chinks (80% of all chinks) don't work hard enough or don't save enough

>>134431206
Even if rent was the same as mortgage payments, when you mortgage, you have to pay for all repairs on the home, making owning more expensive.

Homes are not investments. They are depreciating assets like cars. The only reason they go up in price is because of inflation and the fact that the owner is constantly pouring money into the home in the form of repairs/upgrades.

Imagine if cars never changed - The new models are pretty much identical to the 50 year old models. And that it didn't wear out much at all with age or mileage, but you keep upgrading it and replacing the few parts that do wear out. Now. Think of the value of this 50 year old car that has been upgraded, repaired, and is pretty much the same as it was new, and the latest models are pretty much identical short of the upgrades. The car would have the same value as a new one. Not because it is an appreciating asset, but because of the fact that new ones are the same and you have maintained the old one well.

File: IMG_1290.jpg (273KB, 880x1175px) Image search: [Google]

273KB, 880x1175px

>>134434446
Because the money coming out of China isn't money laundering at all.
>be Chinese
>be illegal to move more than $50k USD out of the country a year
>somehow show up on the west coast with a literal suitcase full of cash
>nothing to see here round eye

>>134434662

I can't wait until Gen X takes over the political system in Canada, and then when the Boomers demand that we pay for their End Of Life care, we hand them a glock and a 9 cent slug.

>>134434239
> Nowadays rent is just as expensive as a mortgage.
No, it's not, not anywhere close. And this is how I know you're a college freshman. Go and check how much an average mortgage is without a down payment of half upfront.

>>134434303
My grand-dad told me that when he was a kid, parents, who were all depression-era survivors, would tell them, "you have no idea how good you have it."

They're just copying what they heard.

>>134431005
Fat Boomers bought/buy them up and sell them for ridiculous prices.

>>134431005
I earn 800$ a month, I can barely afford rent and food because I live in the capital city. How the fuck am I going to buy a house?

>>134434638
>manual labor jobs
>as list of past blights
KYS you fucking pathetic faggot.

>>134434758
if our houses were built to last they wouldnt need new roofs every fucking 15 years european homes dont need that kind of work until 80 years have passed

>>134434781
Gen X are just as big of faggots as boomers.

File: 19989541_1579366935447695_4579947577999374478_n.jpg (38KB, 680x510px) Image search: [Google]

38KB, 680x510px

>>134431005

26 year old here.

I am a single veteran with no kids.

Last thing I wanna do is buy a house and have niggers overrun the place in 20 years. A month to month room for rent allows me to nope.jpg the fuck out whenever I want.

>>134434693
Alternating periods of inflation and deflation. When the central banks backstop everything, risk becomes mispriced and all manner of shenanigans ensue (zombie banks, serial asset bubbles, etc.).

>>134434948
Thats what happens when you install a shitty rubber shingle roof. Metal roof master race reporting in.

>>134434727
To be honest. I would have peed or done something stupid too. It's my damn fucking house, anyone else can suck a big fat one. I probably would have blessed it by jacking off onto it. Mark my territory. Can't wait to buy a house with lots of land. Pretty jelly of your solar. I hope you have guns and MREs

>>134431005
Because we are getting paid like shit, rent is through the roof and home prices are nuts.

I live in Nevada making 53k a year fresh outta college and the fucking Californians who's median income is like 100k are buying all the cheap homes In my town, making prices sky rocket. No joke a house 5 years ago worth 200knis worth around 300k now. And renting in my city is almost on par with outside of New York City, About 1000+ a month for 2 bed is a semi decent area. So very few people can even afford a home anymore. And because the Californians are buying all the property they are renting at Cali rates which is just gutting the middle class in my town, hell temp agencies in my town are begging for people to work but can't get anyone because no one can move here anymore.

I'm trying to ride it out by getting a small shoe box size one bedroom condo for 80 grand so that way at least my money is going to something I'm going to own. And hopefully have the market crash so I can get an actual house.

File: FsNKirisameProper.jpg (1MB, 1600x1150px) Image search: [Google]

1MB, 1600x1150px

>>134435003
Nice image. I tend to agree.

>>134435041
Are metal roofs good for high wind? I live in a super windy area. I'll need a new roof in about a decade.

>>134435041
rubber? theyre just asphalt shingles here but metal is fine. i was thinking of tile actual tile aesthetically the best looking roof thats associated with luxury in america but standard in europe

>>134435026
Deflation would destroy a ton of different industries, lots of businesses with long cycles have to survive short-term cash problems with credit.

>>134434693
Let me ask you, if we don't have inflation in our monetary system, what's the problem? The natural state of any capitalistic economy without a centrally planned fiat currency is constant deflation. This is a good thing. Please tell me your not trying to convince me inflation is a good thing.

>>134434490
Utilities and rent are equivalent to a home payment and utilities you dumbass.I rented for a short time and rent was $425 a month for a shitty two bedroom apartment. I have a friend who rents at that complex now. Its $550 a month now. He doesn't have a water bill but he does have electricity, internet, cable, etc. My house payment is $600 a month including escrow. I live in an all white middle class neighborhood. I do have a water bill (less than $50) and my electric bill is normally $50 higher than his. I can clean my house and gutters and mow my own lawn. Hows that double? Maybe Canada is different but I doubt it's that bad. You're just a lazy dumbass.

>>134435181
>we can't fix this because it's tied to that and that would get ruined in the process.
That's by design you idiot. The whole thing needs to be razed and built anew.

No one has the means. My mother has never owned a house either. Jews did a number on this country.

>>134431005
mortgage officer here

because millenials are retarded and don't pay bills or save for down payment

>what do you mean I can't get a mortgage with a 517 credit score and $113 in the bank?
>t. 85% of millenial mortgage applications

>>134435175
If installed properly, the wind will keep the metal roof push down instead of ripping it up like asphalt shingles.

>>134435177
Thats what I meant to type instead of rubber.

>>134435181
Ever consider that some of those businesses should fail periodically to make way for more efficient ones? Adam Smith has been rolling in his grave for the past hundred years.

>>134431206
Here's the thing, I don't want to buy a house that will just go to shit in ten years when dindus move in. I know it's smarter to buy a house as opposed to paying rent, but I'm not going to buy a suburb house because they always fall apart within five to ten years. When I buy a house, it's going to be in the country outside of the city

File: IMG_6920.png (150KB, 1125x2001px) Image search: [Google]

150KB, 1125x2001px

>>134435114
I'm building a fully sustainable homestead, there will be no need for MREs. I had guns since I was a rent slave. Waiting to get Tesla batteries to go fully off grid.

>>134434923
I work a manual labor job retard. But with less safety, more exposure to chemicals, and less machines to help you lift awkward materials?

File: 0280f2ee13c0f13992a9fa8616b0640d.png (414KB, 600x600px) Image search: [Google]

414KB, 600x600px

>>134435299
>Live month to month
>Eat ramen to save money
>Still only have $100 left over each month after bills and bare essentials
>Car breaks down
>The $500 you saved over the last 5 months is gone
>Even considering saving for a down payment
LOL

>>134431005
>buy that 400sqft condo for 200 grand

Yeah, no.

>>134431005
Because houses are expensive. They tie you down to a location in a day and age when having a steady, well paying job, that takes care of its employees is over. This isn't the boomer era. The boomer era is never coming back. If you want to live in the past and not adapt to a changing society, then by all means, go ahead and do so at your own peril.
Not to mention diversity quotas. you can buy your nice house and have HUD say you need more diversity, which does happen, it is not some meme. There goes your property value. Good luck selling that.
The best thing you can do is build in a rural area, hopefully you are self employed or have a close job or you will be commuting.

>>134435265
Okay, that's pretty low, wonder what city that happens in.

File: furio.png (188KB, 416x416px) Image search: [Google]

188KB, 416x416px

>>134431206

After 30 years you won't have to pay any rent

>>134435265
Ask me how I know you live in a small town/flyover state. Check prices on the west coast or any major Canadian city. We're getting fucked big time here.

>>134435394
the suburbs where i live you have one person with good credit buying a house then renting the empty rooms out to their friends so brand new neighborhood has a street full of fucking cars like its a city

>>134435445

And whose fault is that? Oh that's right your own dan fault because you are too stupid to make money when it has never been easier to do so.

>>134435265
>including escrow?
What? You mean interest? Escrow is when a 3rd party holds your funds subject to clearing and finalizing the transaction.
Also don't ever get a 30 year mortgage, always 15 and refinance

File: 1456768356333.png (903KB, 749x499px) Image search: [Google]

903KB, 749x499px

>>134432035

devaluing the currency is a tax on everyone

>>134435445
>unable to save in the first place
>actually going into overdraft paying rent
>top 10 "reliable and cost effective" car breaks down
>another £300 in debt

>>134434899
Not in college dumbass. My wife and I both work in manufacturing and distribution. High school education only. I live in the South. Houses are much cheaper here. And what is buying a fixer upper? You guys are useless, lazy faggots. Look at my other post about a friend in an apartment.

>>134435613
t. bitcoin millionaire

>>134435299
That feel when 25 and have a 750 credit score

>>134435181
Deflation is the chemo to the cancer known as the credit glut created by (((Central Banking)))

>>134432477
cost of building a house adjusts to the cost of buying a house, which means construction costs naturally follow

that's why it costs ~55% of average annual income just to build a fucking garage

>>134434303
Sounds like your dad was willing to work and you are not. Boohoo, that part of your life is slightly harder when the rest of it was much easier.

>>134431005
A shitty townhouse around here goes for 150k. A normal house in land is more expensive. Add in all the faggots that buy up houses that have minimal issues then dump 50-100k into them to drive up the price even more. Also add in that houses are built like shit with shit materials. I have a problem with paying 200k over 30 years for a box made of toothpicks and paper that starts falling apart after 5 years.

I may live in a flimsy trailer but i bought it outright for 11k and I don't have a bank merchant holding mortgage payments over my head. Lot rent is only 250 a month which is way cheaper than any mortgage im gonna get.

>>134435277
No one owns a house until the mortgage is paid off. Until then the bank owns it and is nice enough to let you stay there

>>134435445
>but I don't wanna give up my Netflix
>but I don't wanna give up my Starbucks
>but I have to yield monthly payments for my macbook
>but I can't give up my iPhone 7
>but I don't see why I have to live without luxury sandwiches
>oi, why do I have to live without a roof over my head now?
>HELP NANNY STATE HELP THEY'RE RACISTING ME

>>134435764
Truisms aren't valuable insight.

Because it's too expensive in Croatia. Average pay is 700 euros. You can't find property in the city, under 2000 euros per m2.

File: 1480648556426.png (432KB, 672x664px) Image search: [Google]

432KB, 672x664px

>>134434662
>I want the market to crash with no survivors.

You got it backwards, if there are no survivors, the market will crash.

>>134435750
Small townhouse around here goes for 400k-1m CAD, and I'm not even in a major city.

Land is expensive and finite. That's the way a more crowded world must work.

>>134434758
Can you retards not do anything? Fix up basic things yourself. My uncle is helping me do the real handyman shit. Y'all act like you have to drop $200 each month to fix something.

>>134435898

>the terms of legitimate legal ownership are truisms

>>134435868
I pirate all my digital content because I can't afford it.
I drink water and eat cheap home cooked food because I can't afford Starbucks
I use an old ThinkPad off of eBay because I can't afford nor do I want a FagBook.
I use an older Android phone because I can't afford nor want an iBafoon 7
I already live without luxury food because I can't afford it.
I have a roof over my head because I work hard and don't spend on bullshit like Starbucks and the latest abortion Apple shits out.
The state is the reason things are this bad.

File: IMG_1276.jpg (40KB, 505x431px) Image search: [Google]

40KB, 505x431px

>>134435963
>can't you retards fix anything?
>my uncle fixes shit for me

>>134435265
In Canada it's about: $800 to $1600 rent with mortgage payments being in the similar range. But if you own, then on top of that, you gotta come up with some downpayment, you gotta pay utilities + tax and you gotta snow shovel and lawn mow and worry about stuff going wrong that has to be repaired and you're tied down for a few decades. I don't think anyone will ever convince me to own unless I somehow get a super high paying job where money doesn't become an issue till death.

File: projecting.jpg (95KB, 486x330px) Image search: [Google]

95KB, 486x330px

>>134435868
Niet iedereen heeft kanker

An anons tip on how to get rich and retire with out a problem in life

1) get a job
2) get a small condo and start paying on it
3) once you have enough for a down payment on another place, buy it and rent out your current condo
4) repeat step 2, 3 or 4 times. Should be completed around the age of 35ish
5) at this point the rent form your 3 to 4 small condos should be handeling the mortgage of said places.
6) once your around 45 or 50 ish your mortgage on your places should be payed off or damn close. Then from their on your renters are making you pure profit.

The secret is have someone else pay for your places and by the time you retire you will have good amount of cash flowing into you doing jack shit.

>>134435239
Deflation positions the lender stronger, and the lendee weaker. If you have to take a loan during the inflationary period, when deflation hits you'll be fucked. Yes inflation is a good thing, and especially predictability in the monetary supply is a good thing.

>>134435368
That would destroy, just as an example our food supply, mineral mining, and other businesses with long turnover who survive short-term on credit. You don't know what you're talking about.

>>134436156

You sound really poor

>>134432156
People werent as poor in the middle ages as they are now. Back then an unskilled worker could buy a house and provide for his family of 8

>>134435963
>dude just replace that broken timer mechanism in your dishwasher by buying one for £200 lmao
>dude just fix your own car's clutch line lmao
>dude just weld a new compressor into your fridge lmao, won't cost a penny

>>134435868
Lol, moron, so you'd rather have a house than enjoy these luxuiries?!

>>134436254
Bring back serfdom.

>>134432035
>>134432477
That is absolutely not true, at least in the US.

For example, in my state due to new fire codes joists HAVE to be made out of a fiber glass based material. It is much more costly than wood.

>>134432035
In defense of builders, consider that houses today are
>larger
>more outlets/electric
>better insulated
>more internet/phone
>people want more sturdy materials like granite countertops
>appliances are more expensive and better (bigger, more efficient fridge, etc)
>as mentioned earlier, codes often mandate houses be overbuilt.


a small NEW house is in many ways comfier than a large house built in the early 70s or late 60s in terms of modern creature comforts.

>>134436212
Yeah, thanks, I'll just go and find a job that will let me buy several condos at $250000 each.

>>134436223
>|
>|>
>|
>|3
And yet somehow those industries survived before the advent of central banking. Really fiddles my diddle.

Cause I rent for $300 plus utilities and mortages in the nearby trailer park are over $800. It only becomes more feasible if you are married or living with someone

>>134436180
What a load of shit. That sounds like somewhere in the city. No one starts in the city unless they have old money.

>>134435963
>Air Conditioner goes out
>Can't replace it on my own because the (((STATE))) mandates that I be trained, licensed, approved in order to handle non-hazardous refrigerant

>Need a new dryer plug installed
>Run some Romex 8/3 wire up to my dryer location
>(((STATE))) mandates that work be pre-approved and inspected afterward
>I ran the wire on the wrong side of something, get fined and have to re-apply for permit, get it re-inspected

>>134436157
Basic maintenance is necessary. Cleaning, cleaning the gutters, painting, mowing the lawn are all basic things. I do those on my own. I can do more but I don't want to list all of the minor, uncommon things that I've done once and not worried about since. But when it comes to putting down flooring or drywall, my uncle has helped me.

>>134436156
Obviously a /pol/ack doesn't conform to the popular millennial stereotype.
>>134436187
>>134436298
>thinking I'm talking about myself
Wew, that's daft.

>>134436240
Only because the (((STATE))) mandates it

Power is so expensive because of all the regulations that the (((STATE))) puts on power companies.
Same applies for food, insurance, etc.

>>134435963
These retards can't fix a fucking shelf mate this is 4chan..

File: 1499960206987.jpg (38KB, 607x605px) Image search: [Google]

38KB, 607x605px

>>134431005
Why aren't you buying land and building your own house?

>>134431206
I can't speak for America. But here in Sweden the most optimal way is to invest in a house/apartment since the market is steadily going up. The problem is that houses/apartments are insanley fucking expensive here and the banks don't loan you money if you don't have 15 % of the price saved up. A decent apartment in a decent area goes for at least 2 million kronor and for a house you have to put down at least 3 million kronor. So if you want a house you need 450 000 kronor (~$55k) and for an apartment 300 000 kronor (~$36k) saved up.

So unless you parents has saved up money for you there's no way you will be able to buy untill you're ~25. I'm 23 and rent an apartment in northern sweden as I study. When im done with my education I will move down again but I have no real money saved.

File: 1487061561875.png (217KB, 619x619px) Image search: [Google]

217KB, 619x619px

>>134431005
I live in Los Angeles. 3-4 bedroom 2 bathroom 1 story houses are 1 million USD out here. Rent for a standard 2 bedroom apartment is 2000 USD a month minimum. I want to move somewhere like Wisconsin. Fuck this place

>>134431005
I don't understand why young people don't buy a house when you can get a mortgage loan with 1% downpayment. You neets are telling me you can't save up $10k?

Fuck you.

>>134436683
$2000 a month in San Diego puts you in the ghetto.

>>134431522
"just live in your van". Your ancestors are ashamed of you.

I just bought a $400,000 house in Denver at 24 years old. Plan is to rent to dumb yuppies so they end up paying most of my mortgage for me. I should end up only paying about $500/month personally for a 400k property. Feelsgoodman. Still single tho.

>>134431005
What the hell would I put in it?

>>134431522
i have a house but if i had to start again I would live in a van or motorhome, fuck paying rent, use the money saved to buy land, living in vehicles is fine once you are used to it,

>>134435003
Watching one neighborhood after another be destroyed by diversity has made it seem idiotic to buy a house. I'm only 31 yet have watched so many neighborhoods turn to absolute shit as more blacks and Hispanics come in.

Why get tied down to something that could become a complete shit show?

>>134436789
Congrats. protip, DO NOT BANG THE YUPPIES. no matter how single and desperate you may be, never fuck your tenants.

>>134433521
Wall Street wants you to scapegoat boomers and millennials instead of realizing that corporations are responsible for driving CEO salaries and prices up and forcing wages down.

>>134436789
That's awesome. I bought a house in East San Diego County, way up in the mountains. Upon moving in I built a 119 sq ft mini cabin (anything bigger requires a permit) and rent it out to Sierra club hippies via AirBnB. We had a recently married couple stay for two weeks at $100 a night- fucking each other's brains out, hiked all day, and paid my mortgage.

If your area doesn't have strict short term/vacation rental regulations, you should consider AirBnB.

File: 1495059637774.png (286KB, 900x900px) Image search: [Google]

286KB, 900x900px

>>134437295
>Move into cheap neighborhoods
>surprised that minorities move in

>>134437324
totally agree with you on that one, big mistake made,

File: image.jpg (1MB, 3264x2448px) Image search: [Google]

1MB, 3264x2448px

>>134431005
We bought a house

>>134436789
This is how you do it, have some other guy pt for your place for you.

I'm buying an 80 grand single room condo to start but once I get established gonna save to get another condo, bigger, rent out the one bedroom place to pay that places mortgage and then some on the new place and slowly grow from there.

Said it 100 times and 100 times more, the best investment you can make is real-estate because no matter what, people are gonna need aomewhere to live.

>>134437512
Good joke, these people literally get DIVERSITY'D into ultra high end neighborhoods that they have no place being in, and then turn it all to shit. Obama was a big proprietor of slamming down section 8 homes in really nice neighborhoods, and then turn his head away when people die, drugs run rampant, and the whole place goes to shit.

>>134431206
>saving in the long run

I was renting a house for 600 a month not including utilities. Now my mortgage is $250 a month for a 4 bed 3 bath house. (It was a foreclosure and needed some work but I have construction experience and a ton of connections to building suppliers around here so I got good deals) Man I love Alabama small communities and cheap ass property outside of Jefferson county.

>>134431005
I'm a student you prick

File: 3704534011_5b46b23b64_z.jpg (122KB, 640x508px) Image search: [Google]

122KB, 640x508px

Because mass immigration and outsourcing keeps our wages suppressed, also mass immigration along with policies intended to inflate home values to benefit Boomers keep housing prices too high.

>>134437784
What part of Alabama?

And I would never consider anything in Jefferson county. The water/sewer costs alone make it insane.

>>134435868
Part of my phone plan is paying about $15 a month to have a smart phone.

Netflix is about $20 if you do both the streaming and dvds.

Everyone has to eat, but lets say you're spending $5 a day extra on "luxury sandwiches" plus $5 a day for Starbucks.

So about $335 a month. If that's enough to prevent you from being able to afford a home then you're making hardly anything.

Homes are simply too expensive while at the same time wages have been depressed by immigrants and women entering the work force in greater numbers.

It's only been a few decades now that it's been considered the norm to have every household be a dual income household. You used to be able to expect to make enough to let your wife stay at home, now that's a pipe dream.

Why would you buy property?
Long term job security has vanished, you get fired one day because some sour cunt in HR is feeling offended and find out a job for you that actually pays is on the other side of country, what now?
Unless you have some actual savings to last you for a couple of months until you settle everything at the new place you gotta sell your old house.

>>134437512
Lol 3 white families have literally gentrified our neighborhood

All the Mexicans are running from here.

We brought our house value up from 115k to 185k

Our neighbors did the same.

We also installed high end security systems.

Spic neighbors actually complained to the city that we were the reason they couldn't afford rent

City told them to go fuck themselves

>>134438022
>The water/sewer costs alone make it insane.

Get a composting toilet and harvest rain water.

>>134431005
Because baby boomer fucks have ruined everything

>>134438022
Cullman county.

>>134437757
>that they have no place being in,
They move in because the prices of those places drop due to old age or people being unable to afford them anymore. What kind of person with money is going to stay in a neighbored that's 10 plus years old? and what kind of retailer is going to keep the prices up when no one wants to buy them?

Minorities don't magically get money to move into fancy neighborhoods

>>134438167
Jefferson County is twisted. They would probably evict you for "unsanitary conditions" if you don't pay their water/sewer.

>>134431005
Something something boomers

>>134436404
Yes due to massive subsidies, they also didn't grow like they could have because they had to be extremely risk averse due to the fact that the our monetary system fluctuated almost randomly.

In fact in a deflationary system it reacts the exact opposite of what you need, during a good quarter, the monetary supply is stressed, and actually forces the economy back down.

>>134438128

>Spic neighbors actually complained to the city that we were the reason they couldn't afford rent

"Plz give me all of your money. We cannot compete in a free market."

>>134438213
I'm down in Shelby. Housing prices here are pretty inflated. Hopefully the bubble pops soon.

>>134438270

That's fucking bullshit.

Unsolicited Advice to millenials -- take it or leave it. DON'T buy the house unless you can pay cash. Instead, buy arable LAND, put a yurt or camper on it and live that way until you can build/pay cash for another type of abode. (And you may never want to). In the meantime, aim toward self-sustainment in regard to water, power, food and livestock.

why can't I as a millennial just download some blue print online and build my own house?Why does there have to be all this boomer bureaucracy and government oversight?

>>134434193
>but that doesn't mean we should all start bitching and moaning and just kick life to the curb because we don't live in some fancy bygone era.

Cut away the gibs for the old fart boomers.
They don't deserve that socialist shit anyway.

>>134436438
Where the fuck do you live that the "state" just shows up Everytime you do work on your house?

>>134434151
Don't whine you little boy. I'm from the same country and it's easy as fuck to buy a house interest rates are lowest in 20 years on a mortgage.

Unless you want to live in a big city of course. But that's a choice

>>134437437
Boomers will be the first ones to scream "FUCKING COMMUNISTS" if you even dare to bitch about corporations.

>>134432532
How dare he want to live next to people who actually take care of their home!

>>134431005
>STEM degree
>wifed a girl also with STEM degree
>bought house 2 days after I turned 22
>friendly, white neighborhood far away from niggerland
>now $60,000 in equity and home price is up
>now $200,000+ savings thanks to investing heavily when the market was rock bottom
>happy stable relationship and white children on the way
>combined income well over $200,000
>running small business for an additional $30,000 a year

Meanwhile, my friends are all spending every fucking penny they own trying to get into the most expensive parts of the big cities, only to realize they're almost 30 and getting to old to party every night. They have absolutely no DIY skills, no savings, and need jobs that exist only in cities.

Cities are cancer.

>>134438486
Because it benefits both the (((State))) and also the boomers.

Anything that beneifits the (((state))) in turn benefits ((((them))) by forcing people to use credit to purchase what should be basic amenities.

>>134438486
You can. Do some research.

File: IMG_2048.gif (484KB, 500x414px) Image search: [Google]

484KB, 500x414px

We have 3. Rent 2 out.

>parents want you to wife down and give you a place
>tfw wifeing down is the only requirement

>>134431005

Because living in my parents' basement is free.

>>134431522
This post is why you should not smoke weed

>>134438589
>How are we supposed to afford our public pensions, old age security and rising public health care costs with all this socialism millennials are demanding?
T. Boomers.

I had an 1100sq ft condo north of Seattle near Lynnwood that I bought several years back as a short sale.....should have kept it. The mortgage plus HOA dues were less than $1000 per month. Wasn't that nice of a place, but still, now I am looking to pay at least $1500 - $1600 just to rent a 700-8000sq ft 1 BR apartment.

>>134438486
generally you have to pay the guy who makes the blueprint... those are pretty complex. there's a few licenses you need to get pulled which really aren't that expensive, and you have to pay to have what you're doing inspected for safety and correct construction.

>>134438420
This is terrible advice.

>>134431547
>minorities don't buy houses
>afraid of minorities driving down property values

>>134438314
Ya the whole city is being renovated by white young mormons and hipsters.

In ten years I honestly expect only wealthy whites Asians to love here.

Mexicans are incredibly low class

We have one hold out in the neighborhood that hasn't bailed yet.

They literally have a shrine in a doghouse to our lady Guadalupe in their front yard

Their spiclets tried shooting fireworks at our houses and I shot my shotgun into the air.

Told the police it was just a real big cherrybomb

They knew i knew and those wannabe gangster spiclets stay away from our house

Our city is literally removing human trash at an express rate

>>134436552
are you portubro by any chance too?
our power companies are a massive state-sponsored monopoly here too
can't wait to leave this socialist shithole at once

>>134438566
"A permit is required to do the following:

install or alter any permanent wiring or electrical device
run additional wiring, put in an electrical outlet or light fixture, install a receptacle for a garage-door opener, or convert from fuse box to circuit breakers
install or alter low-voltage systems such as security alarms or stereo or computer systems

For homeowners, a permit is not required to replace electrical devices or to perform the maintenance on an existing electrical installation.

If you are not sure if you need a permit, call the building department responsible for your area."

"Due to laws pertaining to the handling of refrigerant as well as special tools required, the completion of the project is to be done by an air conditioning professional."

Most places. Look around.

>>134438631

>Cities are cancer

Jacksonville, FL gave me AIDS

San Diego, CA gave me austism

Singapore and Tokyo gave me herpes

>>134434758
>Houses depreciate

Yeah retard, but the land underneath the house is what the valuation is based off of.

>>134438128
Never said the reverse effect wasn't possible. We have a ghetto section in our city that was so badly run that minorities couldn't live there anymore. Whites started buying property like crazy and now that section is expected to be the next major entertainment part of the city.

>>134438819
Perhaps for you, it may be, but in my neck of the woods, and for some young folks, it's still entirely do-able. That's why I said "take it or leave it".

>>134431005
Home prices are inflated. Rents are catching up but it's hard to save up for a down payment on shit millenials jobs.
And unless you're going to live somewhere for 5+ years you won't be able to sell it for a profit most likely so it's the same as renting(depending on the market)

>>134438932
No, I'm in the US.

>>134431206
>falling for the house Jew
>falling for the rent Jew
>not taking the live in a car redpill

>>134439045
Half acre lots here are $20-40k.

3 bedroom homes on half acre lots are $400,000.

>>134434758
Oh look, someone who knows what they're talking about.

>>134439231
>falling for the car jew

Take the tentpill

>>134432477
People are building bigger and "nicer" homes

>>134438870

>In ten years I honestly expect only wealthy whites Asians to love here.

Asians make great neighbors. They are quiet, pretty much crime free and their higher incomes fuck over the shitty people in the area.

>>134439081
That's a fair rebuttal. I think if I lived in a rural area where I could follow your advice I would. I still think taking out a loan and renting while you are young is a great strategy. It helps you build equity with someone else's money. If you end up paying the loan off early you've basically turned 2/3-3/4 of the value of the home in profit by the time it's all paid off.

>>134439277
And what does a half acre lot cost in Malibu, CA?

>>134439231
Lmao honestly you're gonna pay out the ass no matter what. The true Redpill is Land+off grid subsistence farming but the property tax Jew means you still need some economic activity to pay the fraudulent IRS to keep your land.

File: 1500610566549.jpg (974KB, 2000x2000px) Image search: [Google]

974KB, 2000x2000px

>>134431005
There's that magical number 1965 i wonder what happened there? Oh nothing except a jew changed the immigration policy of the US and since then US went from 80-90% white till the current situation..

REALLY ACTIVATES THE ALMOND

Oh yeah and they started peddling multiculti garbage in sweden and other places in europe at the same time aswell. What a (((coincidence)))

Outside of the fact that rents are higher than mortgages, thus making saving up for a down payment almost impossible, job security is at an all time low. Gone are the days of getting hired at 17 then working your way up the company ladder and retiring with the same company. You are completely disposable. I'm personally worried about getting a house, then getting fired in 5 years and not being able to sell the house or find another job in the area and declaring bankruptcy and losing the house. And I have a college education, I can' image how tough it would be for someone with just a HS diploma.

>>134432886
Lel

>saving up for a house so the Jews can enjoy the same things

>being this salty that you gave in to the "y-you gotta buy a house! Shekelbergstein, our landlord said new refugees are coming! It'll be worth it he said!

We can rebuild and the less money they have the better.

>>134438795
Exactly.

>>134434596
>commie block looks but they provide the housing stock that europeans can buy at a young age and hold onto

About 50-80 thousand euros for commieblock flat.

Save up, wait for another crash.
Gobble up cheap property.

>>134439511
>with just a HS diploma
its not that hard if you go into a trade. Got a friend who's supporting his family in a pretty decent place.

>>134439348
>>134439231

>They haven't taken the dumpster pill

>>134434587
>outcompete

1v1 quickscope on rust faggot

File: 1493128385673.png (286KB, 900x900px) Image search: [Google]

286KB, 900x900px

>>134439793
>not buying cheep houses in Detroit
>not flipping them and selling them for a profit
>not having your own TV show on HGTV
>Not putting Detroit back on the map
Are you even a jew?

>>134439843
Trade schools are killer if you get into a path that immigrants can't or won't take, like electricians, pluming, specialized welding, etc. But shit like construction, general welding, landscaping, and shit like that has been dead since the 90's.

So what are the chances we see another crash even in major cities? And when? I am saving up to buy a multifamily, move in, rent out a portion to subsidize mortgage.

Aren't houses pretty much affordable in the US? I know the situation is bad here in UK, as well as in Canada, New Zealand, and Australia, but I thought things were better for you? Certainly when I search realtor.com I see some lovely properties for pretty low prices.

>>134438386
Oh you would be surprised my dude

>>134439793
Yes, and I would further add that as a late-Boomer parent of four "millennials," my main goal before I die is to bequeath them each as substantial sum as possible so that they, too, may have a shot at experiencing the joys of not only my labors, but theirs as well. I think most Boomer parents feel the same. Survival of our offspring is of utmost importance in our minds and financial planning.

File: IMG_6921.jpg (184KB, 1920x1080px) Image search: [Google]

184KB, 1920x1080px

>>134440116

You'll get rekt fegget.

>>134440122
yeah its a shame those jobs have died because minorities will literally do it for a sandwich and a bottle of water.

>>134431005
24, about to buy my first house.
Didn't try hard in school, got a decent paying job. Millenials have set the bar so low that my mediocre lifestyle is seen as successful...

>>134438313
>risk aversion in cyclical industries
>bad
Ask me how i know you're <30.

>>134431522

Doesn't need to be autonomous. I already live innavan. Fuck jewish rent. I was starving myself to afford the apartment, eating fucking lentils and cabbage, and now my cost of living is like 1/3-1/2, and I get to eat meat and eat out all the time. No lease, no landlord, no roommate, no dishes, no toilet to scrub. No utilities. No renter's insurance (not that I ever bought it but you know.)

When I've got about 200k saved up and/or can work entirely online, I'll buy a cabin innawoods on a nice plot of land for 20k. Until then I need to be in a city for work, and fuck city rent. Fuck it. FUCK IT.

plus houses are at an ath. You'd be a retard to buy right now. If it crashes at a time i have cash on hand, I'll buy then.

>buying high

What faggots. Sorry boomers, not supporting your 100% scalping on the housing bubble. kys and take your shitty plywood box to hell with you.

>>134431005
Buing a house right now is fucking retarded. I just bought a fucking micro apartment which is 1/2 of my yearly wage. Fuck, even if i get fired i can afford to live here as a neet.

If you're single, you're really fucking marrying debt if you buy a house or a nice apartment on your own, like you legit cannot afford shit, like if your car breaks down, you're fucking fucked financially for years.

>>134440808
Pretty much. Also, they were very easy to get jobs for high school kids. You could make great money and had security, since those jobs will always be available. This is why we don't need spics and blacks.

Chinks have driven housing prices through the roof. Tin shack sells for 2 million in this shit country. Where am I gonna get millions of dollars from? Oh right loan

Better to rent than be a slave to shekelberg & Goldsteins loan company

>>134435394
>Here's the thing, I don't want to buy a house that will just go to shit in ten years when dindus move in. I know it's smarter to buy a house as opposed to paying rent, but I'm not going to buy a suburb house because they always fall apart within five to ten years. When I buy a house, it's going to be in the country outside of the city

Jesus your retarded. Owning a house means you have to "Maintain" it

Goooooood damnit!!!!
You are why we need eugenics yesterday!

>>134435438
Good luck my man. Still, you should get MRE's. You never know, they're cheap as fuck and Alex Jone's aren't that bad. $99 for 4 weeks is not bad at all

File: liberatedhousehold.png (3MB, 1444x1029px) Image search: [Google]

3MB, 1444x1029px

>>134431005
>rental price is flat
>mortgage rates are 30 years variable with penalty fees attacked if you try to pay early and also 10-15x your salary
Gee i wonder

>>134431547
Can't buy because house prices are fucking stupid, don't want to live in some nigger/spic area, or you live more than an hour away from decent job.

>>134431005
lol. Yes. Now I can make more money off of real estate.

>>134431005
Because fuck getting yourself into massive debt and having to pay a mortgage. At least with paying rent I don't owe any shekels to some filthy kike

>>134431005
the dish washer and clothes washer broke last week.

Know how much time i took of work? 0 hours
Know how much i paid for the NEW units? $0

And then theres other things
Know how much i time i spend on the yard? 0
Know how much i pay for cable/internet/power/water? its included (unlimited) in my rent of $1100 a month, and i'm on a good side of town, we keep the house at a solid 69f.

Know how much time i spend maintaining the pool/hot tub? 0
Know how much i pay to run those systems? 0


The housing market can crash, making your $250,000 house worth $90,000 (happened to my parents), but that wont change the mortgage payments when you spent $180,000 on the house.

Until the housing market crashes again, i wont even consider buying a house, i have MUCH more time to spend flying planes and working on electronics.

We even have a fucking armed guard,
Pretty sure you dont have an armed guard 24/7 defending your home.

And since hes armed, if i hear gunshots i would have plenty of warning to grab and prepare my guns if an event were to happen.

and im only 25, making $70k a year, so i'm saving a shit load of money.

The only thing i have to maintain is the internal paint job, carpets, and light bulbs, leaving me a shit load of time to learn new skills like flying a plane, i wouldnt have been able to afford my pilots license if i had owned a house and had to maintain fucking everything.

Now i'm working on getting flight time to i can participate in the various things a pilot can do for their community (like transporting non-critical patients to hospitals in remote areas).

I MIGHT consider a home during the next housing crash, but its just literally not worth it.
Sometimes its better to pay more upfront, than getting hit with an unexpected emergency you might not be prepared for.


If you bought a home 20 years ago, you're set, but buying a home today is fucking retarded.

>>134440473
Said no boomer ever
As they take out all the low rate loans they can before jetting off on another world tour, who gives a fuck that debts agents will try to collect on your family for years after you die in a Cambodian crack den

File: 1347419832492.jpg (465KB, 1162x850px) Image search: [Google]

465KB, 1162x850px

>>134441965
>variable rate loans

>>134431005
>130k townhome
>nice area 5 minutes from work
>monthly mortgage around 700 a month.

You people are either 16 years old or live in a shit hole city. This makes me proud of my state and equally disappointed in how weak my fellow millenials are.

>>134431206
>(((mortgage)))

>>134438420

Yurts are comfy as fuck. I would totally build a yurt if I can't find a cabin. Mongolians are alright.

>solar for energy
>rainwater for water
>composting toilet with reedbed for poopoopeepee
>garden and compost pile for food

Just need a way to get wifi.

>>134438486

(((building codes))) to keep you in their control and paying them the money. It's a racket like everything else. Do what hillbillies do, appear so poor and live so remotely that no one will bother. Get a big no trespassing sign and put some used shotgun casings near it. Solved.

>>134439348

A nigger can knife through a tent. A car is a mobile tank. Keeps your shit safe, you can move it anywhere, blend in anywhere. Try sleeping through a thunderstorm in a tent. I've done it; it's unpleasant to say the least. Car? Don't give no fuck about heavy rain.

Get an astro or smaller. I have a minivan. Max stealth.

>>134431905
What's with this meme? Avocados are fucking disgusting I don't know how anyone eats them

File: 1455820017416.png (115KB, 265x255px) Image search: [Google]

115KB, 265x255px

>>134441965
>10-15x your salary
complaining about how can't afford a house bagging groceries

>>134442435
>Until the housing market crashes again, i wont even consider buying a house

Literally this. And it will within the next 2 years.

>>134434446

>foreign millionaire is given preference in the housing market without having to become a citizen of the country he's buying in
>does nothing with the house once he owns it
>it sits there and rots and no maintenance is done
>it's STILL worth millions in 10 years

Get fucked globalist

>>134435116
> hell temp agencies in my town are begging for people to work
can't possibly be vegas. you in reno or cc?

>>134443148
A wealthy business man told young people its possible to afford a living place and a car on their salary but only if they stop spending their money on useless shit like Avocado toast.

Kinda true desu

>>134433875
Ya most mortgages are actually cheaper than rent. On top of that the only money you are spending is really just interest and any fees considering that any amount you pay toward your principal is actually still your money in the form of equity in your home.

>>134436736
My ancestors were nomadic steppe people. Theyd see it as a return to form.

>>134435265
What kinda hick town you in?

Yeah great I can buy a house here in suburban Michigan for 100k so I can drive my cuckmobile literally everywhere and spend all day shitposting on 4chan because there's fucking nothing to do

>>134433837

>want to buy house
>have to pay property taxes after I own the house
>can be up to $8000/year

>>134431005
>father bought a house in 1992 for $40k
>bought a similar house in 2015 for $260k
Gee, I wonder why more millennials don't own homes. I count myself fortunate that I don't have to rent like most of my peers.

>>134443785
>mortgage lender owns majority of house
>doesnt pay property taxes
weird

>>134434446
Foreign ownership should be banned
>be son of chink commie party official who made shit ton of money through what basically amounts to slavery and through illegal dealings
>this is the same as a white man who saved up every penny himself through honest work
Typical amerigoy
Also
>Chinese
>a person
Pick one

File: IMG_1182.jpg (32KB, 960x629px) Image search: [Google]

32KB, 960x629px

>>134443476
>avocado in leafland ~$1 each in season
>eat 20 avocados a day
>spend ~$7200 a year on an all avocado diet
Welp, no house for me I guess.

your house isn't equity if you can't fucking sell it and not be homeless you economically illiterate twats.

millennials will buy houses once the boomers die off and prices return to fair market value, which will be ~$40-60k for a decent home. basic birth/death model shit.

>>134443388
This

One day globalists will be put against the fucking wall and shot en masse and I'm going to really fucking enjoy that day. The streets will run red with the blood of globalists and it will be the best fucking day of my life.

>>134443973
Its one dollar towards something else which is the point of the message. its like spending 5 bucks on fast food every day for a week and then wondering why you don't have money for gas the next week.

File: IMG_1204.jpg (36KB, 300x300px) Image search: [Google]

36KB, 300x300px

>>134444441
Yeah but it's just such an absurd comparison. If he had said $5 a day for coffee at Starbucks maybe I could see it, but avocados on toast? That shit's nutritious yo.

>>134436789
jewish

>>134435299

>going this summer without AC in my car in order to save that money

I fucking hate driving now, gonna be 40 today with humidex.

>>134443476
>car
Affordable as long as you're not in Ontario or Alberta where insurance rates are ridiculous. Buying a new car is a stupid idea though especially since insurance is more expensive for them but you can still buy a good car on all your own money without having to make (((payments))) on a (((loan)))

>living place
Millionaires from this country have lots of trouble trying to afford houses. The foreign ownership problem is a really fucking big and very real one.

Also one reason millenials are screwed is because of globalism but for some absolutely stupid reason the majority of them will shill super hard for globalism. If natural selection were still at work 90% of the dumbshit millenial generation would be dead. Even a dumb fuck ape knows not to support something that's against their interest

>>134444710
It was more of a jab towards a trend with yuppies using avocados for everything.

http://www.today.com/food/avocado-lattes-aka-avolattes-are-thing-now-t111860

>>134444982
That and he's probably a shareholder in Starbucks. Just sayin'

>>134444441
millenials are the fucking kind of people to support carbon tax and then bitch about the high cost of gas the next minute. They're such a fucking indoctrinated generation believing everything on the news or school (mandatory government indoctrination) without question

>>134444982
Why? Avocados are absolutely disgusting how can anyone find them good?

>>134434193

>all this projection

No, it's just boomer hate. And it's 100% justifiable.

File: IMG_1330.jpg (188KB, 1920x1080px) Image search: [Google]

188KB, 1920x1080px

>>134445322
How dare you.

>>134443192
Stop getting my hopes up you cunts. Show some receipts of an impending housing crash.

>>134444928
>Buying a new car is stupid
the guy who made the avocado joke would agree with you. The message Is about using your money wisely.

>The foreign ownership problem is a really fucking big and very real one.
I really feel bad for you guys because the Chinese really fucked you over with that stuff. Any real way to reverse it?

>>134445189
I would be to if I had the money. gotta invest into what people buy

>>134435868

>don't have goyflix account
>don't drink coffee at all
>my laptop was $700 tops
>I have a used LG something or other $48/month plan
>luxury sandwhichs?

>>134445202
Not a big fan of them either but there's hope that generation Z will save some parts of our culture.

>>134445322
Its hip to add an expensive spin to any minority item.

>>134436156
>I work hard

>can't afford things

Work harder, pleb. This whole post screams
>I'M POOR AND PROUD OF IT