AUSTRALIAN HOME OWNERS ON SUICIDE WATCH

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Good. Where the fuck is aus pol. Maybe we should pay that gook a couple of dollars a day to make it for us.

It'll be pretty fuckin funny when the cunt crashes and the libs get booted out and they'll be back to blaming the ALP about the fucked economy. You can bet every cunt who is overleveraged on debt is a fucking lib voting poofter cunt.

>>134288268
It's inevitable, I kind of feel sorry for two of my friends, they bought a shitty house for close to one mil 2 years ago and they recently had a child, they are going to get rekt by an increase in interest rates.

>>134288268
Jokes on you, i will never even afford a deposit for a home loan

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Do you not have possibility of fixed interest loans?
Besides if interest goes up so does inflation and wages.
If it's bad enough house prizes may fall or stagnate. But that should leave room for 1st time buyers.

I think this is wishful thinking as always

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>>134288268
Hey guys, how are your chinks doing down there? Good? Yeah, the chinks up here are great, too. You know how it is.

>>134291400
Cunts here are so dumb they take out interest only loans, that is they only pay off the intrest over so many years, but if it goes up you will be totally fucked.

Blame on the fucking gooks all you like but it's the cocksuckers who let them do what they did, Took their money, reduced their rates for foreign investors that fucking allowed this to happen. AUSTRALIAN people fucked us over.

The worst thing it's the only thing keeping the economy going. All the infrastructure work in Sydney is being funded by stamp-duty on the overpriced real-estate, but when the shit goes bad we'll be stuck with 50+billion in half done infrastructure contracts.

Mining has gone to shit, all our manufacturers have gone bust we basically do nothing in this country now. We even sold a lot of prime farming land to the chinks so they just do their own farming for fuck all and we get no jobs out of it.

When America went sub-prime at least they had some economic acitivity to keep things going at some level along with the defacto world reserve currency. Australia has dollarydoos and sweet fuck all.

>>134292006

Yeah you can't blame the gooks they'd be stupid not to get in on it, blame the fucking kykes and poofter cunts like the PM, member for the jew enclave of sydney and "former" goldman-sachs honcho.

>>134292006
Honestly the chinks only nuked prices in the cities, I live about 2 hours out of Sydney and it's all middle age white cunts trying to get investment properties and shit on loan around here

>>134292529
Oh yeh that's okay then I guess just move, stupid me for thinking there's a problem.

Housing prices away from the city will always be cheap and skilled work bleak.

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>tfw 4% fixed for 3 years then get hit with 6 gorillion% for the rest of my lifetime

>>134288268
I have a buddy who works for a hedge fund and they've been tracking the Aussie housing market waiting for a huge crash.

Any aussies just so you know you're all fucked.

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>>134292893

>we'll fuckin save ya cunt

Of course all the rich cunts saw this coming years ago so they gamed the system to fuck small depositors and taxpayers, where they'll make off nicely.

http://www.abc.net.au/news/2014-11-10/verrender-bank-bailouts-its-now-taxpayers-who-need-protection/5878418

>>134293634
What if we archive it
https://archive.is/v3V3M

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>>134292893
I know that feel. Just about to fix my rates.
>tfw just wanted a small cozy house to live in instead of mooching of the parents
Should have known better than to think nice things would happen.

>>134292988
But I am renting.

>>134293655
pbuh

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>>134288268
Damn, Australia is like Canada. Soon you'll see shacks worth three million dollars too.

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>>134288268
>just graduated with arts degree (was in too deep before I realized it was a meme)
>literally no internship opportunities for some reason
>trying to find casual/part time work so at least I'm doing something but nothing around my area
>now this news which will likely be the trend well into the future
What a time to be alive.

>>134294574
What degree?

>>134294574
>>just graduated with arts degree (was in too deep before I realized it was a meme)

Damn, I did the same. I wish someone had told me they were meme degree's back in 2010.

>>134290772

We all get what we deserve.

Rates going up will push rents up, primarily in newer properties.


Idgaf, my mortgage is fixed for 5 years.

>>134288268
The housing market is fine, the media is focusing on massive price increases, when the interesting thing is the juiced ROE because everyone is leveraged est. 80%. It'll take a lot for homeowners to be worse than before they bought the house. I don't have much sympathy for someone if they can't afford some of the lowest rates we've had. Raise rates and housing growth will slow down.

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>>134288268
I can't wait to leave school to live a life of poverty.

>>134300083
underage b&

>>134292006
>(((People)))

>>134300153
He could just a dumb cunt that got held back a few years

>>134288268
Why Australians use brown skin meme to represent them

>>134300153
>>134300200
18, only got a term left then i'm doin my hsc

>>134288268
People who are dumb enough to raise house credits deserve it desu

>>134300242

Tanned skin

>>134300242
Australian sun turns you into a leather skinned cunt if you let it

>>134300283
>i'm doin my hsc

Man that was a useless piece of paper that wasn't all it was hyped up to be. I don't think I've ever been asked to present it at any job interview ever.

>>134300242
It's really sunny here most of the year. So most of us are pretty tanned.

not expecting the interest rates to go back up to 20% kek

>>134290772
depends if they locked in the interest rates or not there is a big fee but it will be worth it I rekon

>>134300283
i was below the line for my hsc, didnt even get a score. doesnt matter a fuck, i work in an RMS lab now making decent bucks. fuck the hsc.

>>134300835
And some of us are nocturnal

https://www.youtube.com/watch?v=9rTzJIxBHKc

The 90s are back.

I feel sorry for all of those 'new' Australians who thought this country was always rich.

>>134301303
Your loss.

Hope this shit hits NZ. I cant wait for a collapse.

>>134292529
Cennie coast is nice

higher interest rates are good for term deposits

>tfw my $31,000 investment at 3% for one year, the highest interest rate on offer at the moment and from teachers mutual of all people, will only earn slightly over $900

>>134296307
>I wish someone had told me they were meme degree's back in 2010
Did you ever even go into a uni bathroom? When the toilet paper dispenser has "Art degree dispenser" scribbled on it in permanent marker you should know you fucked up your course selection.

Arts degrees have been a joke since well before 2010.

>>134300835
Yeah, most.
I'm a pale cunt and nothing I do makes my skin tan.

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>>134292006
Same story in leafland. It's our own politicians who sold us out.

>>134302357

I was 18 in 2010 and didn't know any better. Signed up for Uni straight outta high school and all I knew was you had to go to uni to get a good job, but at the time I wasn't interested in anything stem. No one in my family had gone to uni before.

>>134294144
More like boatsheds worth $10million

>>134301347
Can't wait for the brownouts.

>>134303085
>Can't wait for the brownouts

What sort of brownouts?

Shortages in the supply of electricity, or more Melbourne "youth riots".

The Bubble won't pop until we have a recession or a market correction. And that depends on whether if China has subpar growth next year. If China is fucked, we are fucked. We are now inextricably linked with China. And we have a lot to gain if we play our cards right. Inevitably we will need ditch the US as China strengthen it's hold on the region, and forces Australia to choose a side. I hope by then, we will have nukes. We should aim to be the Switzerland of Asia in the meantime . Neutral when profitable.

I'm a year 10 drop out and I've never worked before, do you think the post office will hire me?

>>134303599
wait this isn't aus/pol/

>>134301935
Why did you put it in a term deposit instead of, say, shares?

>>134301622
Yeah, damn shame I won't get skin cancer.
Oh
Well


Remember your slip slop slap as you slurp on a cock ya poof

>>134288268
You mean "Australian economy on suicide watch"

>>134291762
And they are expecting to sell the place for a profit at the end of the IO period.

>>134292529
Cenny coast?

Is renting / sharehouse a bad idea?

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I don't like the taste

>>134305354
That's right, all going to shit.
t. aussie sick of asian migration

>>134305898
not in the beginning

>>134296307
At least people aren't shilling the degrees to you. I fell for the STEM meme and let me tell ya its just like arts except we get 457'd at every turn.

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>>134306013

>>134306019
???
Why do you say that? Expenses or something?

I can't wait for this, poor Austards foreclosing. I will go buy up all that property for a bargain.

>>134305898
Depends how many people, over 5 starts to get rough.

>>134306090
little irritating things can break mateship, is it with friends or unknown people?

>>134306177
>>134306151
Likely friends and probably one of my brothers (Who I actually get along with) We're all pretty close and know each others flaws etc

>>134288268
wow i wonder what all those rich people who invest in property will do now. I guess they will just claim a bigger tax deduction for their negatively geared investment properties while the average person gets fucked in the arse by their mortgage

>>134306242
Friends is harder than strangers in my experience, at least you can drop off the strangers when they annoy you without any trouble.

>>134292006
A deal goes both ways.
The opportunist foreign investors holding a near monopolization on the parasitic household market are as bad as the ones who let them in to cultivate and breed.

It's a market ruined by the fabric which intertwines it together, a fine tarp of gypsies' hair and oiled rags.
I wonder what would happen if China keeps pulling out of Australia, when India comes knocking on their door as are tensions now.

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WHOLEDANNNN OR FAWWDDDD

>>134306581
What's a good way to find a house with strangers? Perth lad here

>>134306987
not knowing shit about perth, just hit up local facebook or gumtree share housing groups. You'll find one fairly quick

>>134307064
>>134306581
What kind of income am I looking at to be able live sustainably? Food, bills and rent etc.
I've done a bit of research but just asking from a real life situation

>>134306902
LS the world

>>134300835
Yeah nah. I'm white, I go fucking red then back to white.
No matter how much time I spend in the sum too.

>>134303447
We signed a cuck treaty preventing us from ever obtaining our OWN nukes.

>>134307548
You don't realise how much you spend on food only to waste it all, good advice would be to plan meals out. I was on about $300 a week and managed to get by but had very little to buy fun shit with. I was on a fortnightly pay schedule so that sucked for rent and all that. Keep in mind this is for sydney and me working part time so my experience isn't really useful here.

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>>134306902
ford

>>134308028
Damn, don't think I can afford that kind of money, might be cheaper in Perth though

>>134288268
paying $400 a week and the mortgage is just under $300. I'll be fine mate.

>>134307548
Im on 250 neetbux a week at the moment. Getting a place less than 200 a week is a must, unless it includes bills, in which case go 200-250 pw. Food you can get super cheap, and it often the thing most people spend too much on. Lots of pastas, rice, and veges.

Obviously try and get a job to cover expenses. Even part time jobs with 10 hours a week is enough in a shared house setting.

The key is spending as little as possible.

>>134305517
that or they are like my parents are going to down size from the place they own latter

>>134308128
Yes, buy our cars! Do it!

>>134308711
Holdens are GM's, you win either way

>>134309234
Funny because people here who are into racing are into Subarus now. It's like people are conditioned to think the stuff produced by their own countrymen is bland.

>>134308128
>>134306902

Ford obviously. Remember, Henry Ford wrote "The International Jew: The World's Formost Problem"

>>134310260
Ford was a crypto jew himself though.

"I could build a car that would last forever but I make more money on parts."

Anyway I'm building my house, building is cheap as fuck, brand new house for 180k. Land is what is pricey. Fucking 340k for 440sqm in Cranbourne East. Either way I hope for a massive crash. Sick of hearing about cunts that boast about how many investment properties they have. How about they invest their money into actual fucking business and actually grow our economy.

>>134309704
WRXs 10-15 years ago were really popular here

>>134310773
Ayyy just bought a place in Carrum Downs, haven't found the designated shitting street yet

>>134288268
>borrowing money from the jews
>complain when they raise interest

not gonna cry my eyes out for you guys

>>134288268
Rates set to rise, banks offering 5% fixed interest over the next five years. Why are tgey taking the bet intrest rates will go down?

>>134307581
>xr6t best bang for buck

>>134288268
>mfw mum owns her own home outright
lel debtfags btfo no debt here!

>>134313027
Your mum owns her own home what about you m8?

>>134313093
we both own it

>>134313093
He thinks mum isn't going to sell the house so she can have a better retirement.

>>134313165
i agree with her though this place is a pita

>>134292893

First of all, why would you ever take an Adjustable Rate mortgage? You should have refinanced on a fixed rate when the rates were still at rock bottom.

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how can i win over an aussie qt?