Did you fall for the student loan Jew? How much do they have

Stupid question thread
Filter question words new fags

>>133362958
No. My parents were responsible and saw the way things were heading so they saved up to send me to University.

>>133362958

>Did you fall for the student loan Jew

No, my family is worth a shit and a $65,000 investment into my future was but a drop in the bucket.

>>133362958
5k

File: vityakola.jpg (57KB, 500x373px) Image search: [Google]

57KB, 500x373px

>>133362958
>poor shitholes have free education that's good enough to get you a job in germoney or the uk
>the richest and most powerful nation on earth rather imports pooinloos with h1b than spend money to support the middle class

joggin me noggin real hard desu

>>133362958
Nothing.

1) My parents saved enough to send everyone of their 3 kids to post secondary without needing loans like responsible parents do.

2) My family got me on the disability welfare Jew. Which was a great financial help. Nothing like receiving thousands of dollars a year for just existing.

>>133363566
>richest and most powerful
They didn't got rich and powerful forgiving debts though.

>>133362958
Was 90k but my uncle, aunt, and dad died and they all left me a good chunk if money and I repayed it all

>>133363773

Three relatives died and effectively left you with a piece of paper that might get you a few more job interviews than if you didn't have it.

Wew.

no because i went to trade school like the blue collar dumb redneck retard inbred i am instead of wanting to hang out with a bunch of rick and morty fans while they shit talk me for being white

File: IMG_0034.jpg (41KB, 500x230px) Image search: [Google]

41KB, 500x230px

No. I went to a community college, then a cheap state school for my undergrad, living on fast food dollar menus and ramen. I then carried a rife for 4 years and used the GI bill to get a free ride to grad school. I have a BA, Masters, and JD, and carry no debt. Student loans are for suckers.

File: 1436531087572.jpg (12KB, 300x330px) Image search: [Google]

12KB, 300x330px

>tfw you're a poorfag but realize everyone around you is in debt

>>133362958
I fell for the scam. I have 5 figure debt ATM (6 figure by the time I graduate) and if I default, my parents lose their retirements (co-signed loans). Fuck my life I wish there was a way out.

File: 1480866352579.jpg (261KB, 900x900px) Image search: [Google]

261KB, 900x900px

>have 30k in debt
>monthly payment is only $300/mo

I don't really get what people are complaining about. That's less than 10% of my monthly pay, after taxes.

What the fuck are you people doing with your money that you can't afford to pay back loans that you took out?

File: 1499170749075.jpg (98KB, 1017x1024px) Image search: [Google]

98KB, 1017x1024px

>>133364341
there is

>>133364251

Feels good man.

I get to own a house while I know people irl who are actually $80k+ in student loan debt. That's almost half of a small house around here.

File: orangoutan.jpg (25KB, 579x329px) Image search: [Google]

25KB, 579x329px

>>133364177
>hating on rick and morty

File: 1498491546595.jpg (103KB, 599x818px) Image search: [Google]

103KB, 599x818px

>learning a trade with my uncle's business
>don't have to pay for college like a cuck
>paid under the table so i don't have to pay taxes for tyrone and jose to live off of

>>133362958
I'll have to pay back nearly $4,000. To people who go to college knowing their going to have to pay back a five or even six figure debt, that's your own damn problem you signed up for.

>>133362958
If you do your research and follow markets you have no problems choosing a college degree that will enable you to have a steady stable career and pay off the loans in a timely manner. College kids expect they can take any course and find a job that'll pay for the loans.

>>133364426
>What the fuck are you people doing with your money that you can't afford to pay back loans that you took out?

Nigger colleges are closing in on 100k per year, some kids go bc they "love the campus" or need to "follow their passion".

They get roped into thinking they need it then get the usury cum out the jew cock they were to inebriated to feel slide in them

>>133364590
Also, no I didn't fall for it because I'm self taught and worked my way up along with being charismatic, well liked and networked to get where I am.

>>133364595
Well past 30k, you can stretch out your loan payments for 25 years, mine are 10-year.

So at 100k, I'd probably be paying ~$1000/mo... which at 25 years is still, what, $450-500/mo ?

Still doable.

If you're going upwards of 150k in debt, you're fucking retarded and should just go full hermit mode innawoods

>>133364595
Yeah this honestly.

I know everybody here likes to pull the "lol just be smart" argument but when you're 18 and your parents failed to educate you on your options, people go the route of college. People who attended big public universities and wind up in the 70,000 range for a liberal arts degree are worthless, but some of us didn't realize what the fuck was happening until it was too late. (Mechanical engineering here) For everybody here who claims to be a National Socialist, you think people would be a little more willing to see what kind of game the banks are playing but i guess it's more fun to LARP and pretend that everybody is stupid for falling for "jewish tricks"

>>133363065
>>133363196

Ah the undeserving trust fund babies. Real life is going to shit down your throats. :)

File: 1472153865018.png (45KB, 217x278px) Image search: [Google]

45KB, 217x278px

>>133365049
>blaming banks for taking advantage of retarded adults and soaring college prices

lmao what

Banks are, at best, 4th in line for the blame in student loan debt

1) 17-18 year olds for being fucking retards and taking on debt they don't intend to repay
2) Their parents for raising retards
.....
3) School prices (much less guilty than 1-2 because they don't force anyone to attend, and they are open about pricing)
4) Banks for... being banks and giving out loans to people who want them, I guess?

>>133362958
Oh, look. OP got a degree in medieval bulgarian poetry and is now assblasted.

>>133362958
I've notices with most of these crybaby bitches with student loans is they fucked around while they went to college. They went to class. Then they hung out with friends and went to parties for years. If they had a brain in that dense head of theirs they would have had a job to start to pay off debt. Even at minimum wage in 5 years you could make a dent. But they sat on their asses, let the student loan mature and now they don't know what the fuck to do because they are sheep that have to be fed the answers.

Is it Jewish for me to use a 401k and Roth IRA? Is it somehow part of the Jewish scheme to get me to save for retirement far better than I could for a standard savings account? As far as I can tell 90% of /pol/ thinks anything involving interest is a Jewish ploy and that I'm best off keeping my money under a mattress. Thought? I want to hear /pol/'s take on this.

As for OP I didn't fall for student loans because I went to a college that gave me a full ride instead of plopping down $50k a year to go to some meme liberal arts college

>>133364426
People are doing luxury degrees. Schools unfortunately push the 'any degree is a good degree' bullshit. Parents tell kids 'follow your dreams' even when they are stupid dreams. Banks can collect the loans infinitely so they will get their money anyways. As a result no one tells these kids that their degree in gender studies is worthless and stupid. Though then again, if a kid is that stupid than they deserve the debt sentence. $300 with a decent degree isn't that hard. However luxury degrees offer no job help so these morons work at Starbucks for minimum wage so it fucks up their finances.

File: america.jpg (73KB, 600x668px) Image search: [Google]

73KB, 600x668px

>>133362958
Had $80k in student loads, paid off in 4 years of work.

>>133362958
Started at 12 grand, have it down to less than a thousand and have done so in just a few years despite working for near minimum wage. Sorry jews, no interest vampirism for you.

>>133362958
Zero

I'm saving up so I can pay for trade school at my local CC on my own dollar.

>>133362958
i most definitely did. but i grew up with a single mother so ive only been making poor choices my whole life

student loan would be worth it if you use your time in school to fuck the hot bitches (which i didnt/couldnt)

i was at 22k but ive been paying it off in giant chunks so im at 10k now

probably 2 more years then im done and im mid 20s so its not that bad

>>133365908
>keeping my money under a mattress
What is inflation?

>>133365562
First off I sorta lumped in federal governments with banks so maybe I should clarify that.

Really the issue is i see it is at 2 or 3 on your list, the issue is how fucking easy it is to get a federally backed loan. They give this shit out like fucking candy through Sallie Mae, and if they aren't content then as long as your credit is even kinda not shit, you'll have another loan all lined up through somewhere else.

This in turn is cycling back to skyrocketing prices and meme degrees because of 1 and 2. The reason I claim it to be worse than anything is because for those who weren't a fucking retard, it punishes them anyways. And for the record the system is insanely broken on how they distribute aid.

All I'm really saying that while its okay to laugh at idiots, the absolutely worst thing perpetuating this is the fucking student loan business.

>>133366134
I know, but most of /pol/ continually jerks off to the idea of not using any of that there dirty Jew money growing services/vehicles.

>>133365146
yes yes good communist goy. parents are not responsible for childs education, only government. Trust the government.

>>133366422
or he is the alternative i had shit parents that didn't care to have a child when ready for it or just didn't have the above 20 iq to save up for it.

>>133366422
>>133366510

There's another option other than government loans or rich parents. Some people actually work during school to keep loans to a minimum.

But then again most people at schools refuse to work full time and can't pass a piss test so they're stuck in retail.

>>133366297
IDK. Fiat money may or may not collapse. CryptoShekels might end up being a bust. Gold/Silver is a scam and when everyone screeches buy or sell, if I had money to play, I'd do the opposite because huge buying or selling affects prices. My bank offers investment funds that have a guaranteed yearly return but max investing is capped. Since I'm not rich, I use those to barely break even if I calculate in the rate of inflation. Better than slowly losing due to inflation. Have some clay ownership in family. Will eventually be looking at more clay to buy. If all goes to hell, I'll plant potatoes and cabbage and won't starve to death.

>>133366881
I can't find shit that isn't retail or food and I'm a 3rd year physics major with a 3.5 gpa, 4.0 in HS, and 130 IQ. I don't not believe these opportunities even exist.

>>133364177
I'm 25k in debt from a state school buddy went to trade school and spent about 40k in a year idk

>>133367373
If you're not a scrawny manlet, you can make a few extra shekels at your local strip club.

>>133367373

Make sure you put your IQ on your resume, employers definitely want to see it if it's above 120.

Really though, look at work other people think they're "above". Around here all the shipyards, railroads, granaries, machinist shops, concrete plants, and manufacturing facilities are hiring. $15 an hour starting easily. That's more than enough to almost entirely pay your way through school. Study while you work, don't "work" while you study.

>>133362958
Left college 102,000 in debt so six figures not five. Down to 28,000 and will be done in 3-4 more years at my current pace.

>>133362958
No, stole my dad's GI bill and got everything payed off for me. Actually came out of college with profit.
Thanks for your taxes

State school will graduate with 25k debt and 50k starting job... I'd say that ROI is worth the debt.

I work doing fundraising for my school and heard a call where the girl said "over half of our business school students qualify for aid" (BS statistic a loan is qualifying for aid lol) but the alumni goes "if you can't figure out how to pay for school, you probably shouldn't be in business school" the liberal girl got all mad I thought it was a good point

>>133367757

lol @ IQ on the resume.

I am a hiring decision maker where I work and I would outright throw any "IQ On the resume" in the literal trash.

We hire everything from tier 1 entry level helpedsk to senior systems engineers / CISSP-tier net sec/opsec staff

College is a waste of time and money. It has become a playground for the wealthy and offers no actual information or work ethic.

Kids who get hired out of college are universally disappointing employees who are overly entitled with no work ethic. Seen it a hundred times or more.

>>133368475
I'm 99% sure he was being sarcastic

>>133368475
>College is a waste of time and money. It has become a playground for the wealthy and offers no actual information or work ethic.
All colleges/majors?

>>133368699
He's probably larping

>>133367815
what major?

>>133362958
I honestly expect automation to completely wreck our entire society. I wouldn't waste time on a degree when it's likely a computer will be doing whatever job I was trained to do in a decade's time. I'm preparing for revolution instead.

>>133369088
Information Systems Technology (focus in Oracle DB Management) with a minor in Business Administration - graduated 2005

Paid back $28k in first year of working. Obv had to live at home to do so.

>>133369076
Who knows. Maybe he really has to deal with people majoring in feminist interpretative dance or similar crap.

>>133369279
>Travis Bickley

>>133362958
No. Started working in gr.10, now in second year uni with 13k inn bank.

>>133368699

For our industry yes; managed IT. Mid-sized firm.

We get "College" applicants consistently, and they're nearly universally terrible. Good on paper; Bachelors' and Associates' of compsci, business admin, various STEM fields (X engineering) etc.

They're basically full of paper knowledge with not a whit of work ethic, common sense or capability. No experience, no social skills, incapable of being treated like an employee (told to do work), so on.

You tell them to perform a task and they feel slighted because they should be in charge, making more money, etc. This applies overwhelmingly to college graduates.

As opposed to gaming nerds with a basic CompTIA A+ cert coming in asking for an entry level job, they work hard (generally), are humble in their knowledge, and grateful for a 17.50/hr job.

Gets a bit different outside entry level, but ask away if you like.

Not larping.

>>133369411

We do get those as well, just not as much. The feminist studies / retard degrees do not tend to apply for "Real" jobs; they apply for HR positions and things that I have no visibility of.

Engineering jobs and technicians/actual qualified staff generally don't see those kinds of applicants because even if they make it through to an interview, they have ZERO chance of answering any questions correctly or much less actually performing the job.

>>133364426
>I don't know what you goys are complaining about, Mr Shekelberg was kind enough to let me pay a pittance each month so that my loans stretch out over 10 years and another 11k in interest!

Paying 300 per month to pay off 30k debt at a 6% interest rate would take 140 months and 11.5 k in interest for a real repayment of 41.5k.

>>133369647
>IT
>no social skills
I don't know what you expect anon.

Nope. Shlomo hasn't gotten me there.

I wonder sometimes what my wage cap is going to be. I'm already at $14/hr, so it could be any year now.

>>133369647
IK what you're saying. Poison from ((american)) tv is seeping in here as well. Predominantly, family unit is still somewhat holding on at least for my generation. I was under the impression that all the crap you see on youtube about US academia (cunt at yale screeching at the dean of students...) might be blown out of proportion and that reasonable academia is still holding on.

>>133362958
I pay 200 dollars a month for my atudent loans, i make 40 and hour with the job i got with my degree. Ive got about 7 years and its paid off. If you arent going into stem dont bother going to university

File: 1491170921834.jpg (128KB, 608x1024px)

128KB, 608x1024px

Also I want to add, that smart people will take ADVANTAGE of low interest rates when paying back student loans. Obviously there's a "peace of mind" benefit to paying them back soon and not having a looming payment to the Jews every month. But there's also a way to take advantage of low interest rates, to actually come out better by paying it slowly.

>15 year loan, very low interest rate(4-6%)
>can pay it back in 5 years by living like a peasant in Mom's basement and giving half your paycheck to the bank every month
OR
>pay the monthly minimum, move out of mom's house, and use whatever is left to invest
>the money you invest will grow faster than the additional interest, netting you a gain over what you would have saved if you gave your paycheck to the bank every month
>added benefit of not living like a fucking serf in your parents house for your entire young adulthood

Think smart, actually use your education to make wise decisions, and you can actually be a respectable man with your own home as well as a respectable debtor with good credit and a sizable amount of investments.

Don't let the Jew liberal media trick you into thinking you're fucked, and you need to live in your parents house for 10 years while you give your entire paycheck from Starbucks to the Jews

>>133369647
I'm a 2.1 gpa accounting major I have an internship as a financial analyst and worked in my school fundraising office (top performer 12% is average pledge rate/goal I run 35%) and have been promoted to shift manager. Any tips on job search? I know it doesn't seem like I'm a hard worker being on 4chan and low gpa but that's the only thing I have going for me is work ethic and ability to not sound like a retard

>>133370279

Incorrect. Colleges here sell an "experience"; partying, relaxing, drinking for 4+ years while "earning a degree". Milennials have been done a great disservice by this because they extend their childhoods by a 4-10 year window but then end up almost 30 with no job prospects, no basic professional capacity, and no sense of self.

Bunch of yammering, egotistical party-children is essentially what they are, for the most part, who have never had to earn anything in their lives (Public or Private school since literally child, all the way paid for by someone else until they're almost 30). The minute the real world demands they sacrifice, pay, work hard, give up their own life, time, and effort to get something, they throw their hands up in the air like helpless babes and cry or attack the system as 'unfair'

There's always exceptions. A lot like border jumpers; 'some are upstanding people'.

>>133370856
saved

>>133370849

4chan means nothing either way. It's just a lithuanian carpet cleansing strategy forum. I'm sure there's a great mix of folks who have lurked and posted here for many years from all strata.

That said, I'd suggest being outgoing, honest, professional and straightforward with employers. Show up in person. Follow up on resume submissions with a phone call after some day/s; be direct, but not overly aggressive. State ambition. State your goals. Do not oversell what you can deliver on. Always dress sharply to interviews; despite the position being shitty, always dress nicely. Put your best foot forward.

Early on in a job, try to impress; go out of your way to make it clear you take it seriously, value your position and want to succeed. If you seem to not give a shit, you'll be believed to not give a shit. even if you do give a shit, if you look like you don't, you'll be seen as garbage.

Optics are important.

>>133362958

>Did you fall for the student loan Jew?

No, because I'm not retarded.

>went to college within my own state.
>didn't fall for the "I'm going out of state to escape from my parents" meme
>dad megere salary but at the time when was at SDSU in early 2000s, one semester was only $880 for 12+ credits.
>payed out of my own pocket with my own side jobs working construction and saving during the summers.
>parents were happy to keep me at home.
>graduated with zero debt, first job out of college $60K starting.
>Now have 1 house and looking for second investment property.
>$130K salary
>married
>2 male spawn.

Why don't you fuckers learn how to plan your fucking lives??

>>133371171
Thanks man I'll definitely do that

>about to get a BS in finance
>also work part time
>any loans incurred are paid off before the semester ends
>debt-free
Feels bretty gud, tbqh

>>133362958
Most kids on /pol/ are too young to qualify for a student loan without their parents co-signature.

>>133370856
*whistle*
Damn. I never believed it was so bad over there. I got an EE degree for free (good grades from good HS, good HS from good grades in elementary). Never worked in my field of expertise (huge gummint, slow to react and cut numbers of students graduating on taxpayer dime), there is more people here with STEM degrees than hungry abandoned dogs, but wherever I got a job I knew I was the last guy employed (read lowest on the totem pole) and I pushed on. I live relatively comfy atm. Then again, my parents applied themselves to prepare me for real life.

File: 20170418_051508.jpg (655KB, 2048x1152px) Image search: [Google]

655KB, 2048x1152px

>>133371340
Never planned on being homeless for the majority of my "best years"

I'm gonna graduate debt free with a bachelors in math. What the fuck do I do with a bachelors in math that doesn't involve higher education???

>>133362958
Oh man. Borrowing money and having to pay it back is the worst. Millennials have it so bad, right?

Not a single peso in debt.
My country has free education.
I'm studying to be an engineer.

Question is, why does the United States not have free college education? At least in STEM fields make it free so your country has more people specialized in those fields.

>>133362958
>"I would have loved to have started out with nothing!"
Also
>"Oh look a bag of money that's a loan! that basically means free right?"

>>133362958
>didn't go to college
>own a house
>not even 30
Feels good being an uneducated imbecile

>>133363566
Probably due to the fact that 50% of people in some countries are continuing education, nowadays, because people can afford to take a few years off of full time work to study.
People couldn't afford to stop working back when uni was free in developed countries, so now we have to reintroduce tuition fees due to such large levels of students.

before going to college my parents assured me they were going to pay any loans i accrued. If they didn't. I probably still would have went to my community college that is actually not terrible (SSC in orlando). Who the fuck would go to college not knowing how to pay their debnts?

>>133371547

That is largely the problem; the "Parent" generation here are the yuppies/hippies, who have no sense of actual family values.

Where do you think SJW bullshit came from? A bunch of degenerate drug-addled hippies who became corporatists in late-life neglected their shitty children who rebelled and became obsessed with meaningless, trite concepts like equality of outcome.

Colleges are just another fancy cake on the shelf here these days; you buy it because you're a 'good parent', ship your little angel off to the experience of their lifetime™ and to ensure their success™, all they do is party, get high, and get handed a fancy sheet of vellum by a "Higher institution".

When an actual for-profit firm requires them to literally create wealth through industry or capability, they completely fall off the fucking bus because they have no concept what that shit even means.

"Work hard?? But i have my 4 year degree, what the fuck, why am i not being paid 50$/hr? Why do i have to lift a fucking box? this job is below me, wow, this society blows, capitalism is shit, hueh, berning sandals 2020".

It's really more common than you probably think.

>>133362958
>5 figure
Goin to grad school for theater.

Will have $200,000 in debt when I'm out.

>>133372183
wew. To teach?

>>133365940
>if a kid is that stupid they deserve it
it's hard to blame the kid as opposed to the schools and naive parents that encourage it.

>>133371340
>'Married'
fucking dumbass.

>>133362958
>he didn't earn a full scholarship
Why are you in university, then?

>How much do they have you on the hook for?

*laughs in european*

I paid mine off, they can too. However, college is a meme. Businesses don't want to hire the unexperienced. They don't want to train people. And they no longer want to pay you based on your educational level. Don't go to college. It's a waste of money, especially if you are a white male. The pendulum is shifting but it will take some to right the ship. Learn a trade and charge lefties out the ass in labor.

No, I am not from a 3rd world country.

no debt, no college education, no job,

what the fuck do I do. photography is a meme of a career and fuck marketing.

>>133372157
Damn. I pissed blood on 1st year in order to pass all exams. Couldn't afford to lose the privilege of not forking over shekels to study and the pittance (just enough to cover coffee and ciggies) of a stipend I was awarded cause I pwned the entrance exam + had good HS grade average.

>>133367889
>Trying this hard

>>133365146

>success is failure

t. loser

>>133362958
At little under 40k in loans.

My job is decent I'm 26 making 49k a year. Between my other bills I'd love to buy a house but at my parents I stay

>>133365146
How is that spics are better able to pay their kids way through college than white people, despite the fact that they have lower incomes on average? Just because your parents were selfish shits who didn't contribute doesn't mean everyone's are.

They paid for community college, which was almost nothing, then paid half of the local university I went to, which was 5k a semester. I paid the other half working part time while living at home. I took out a loan for a MBA program a few years later, but I had already saved quite a bit working by then and made enough with the job I got afterwards that it wasn't an issue.

If your parents don't save money for college and you rack up debt, chances are they were shitty parents or you went to some super expensive Jew college.

>>133362958
My company paid for my bachelor's degree and i was poor enough to qualify for grants while in trade school which paid about half of it.

All in all it cost about $11k for two degrees and six years of schooling which isn't bad for burgerland. Now i make over $110k/yr.

Feels good famalam

>>133373565
spics dont pay 35 percent of their income to the government, because they dont really "exist" in the governments eyes.

I did take out $1000 from a bank. Pretty much everything else is from financial aid, and after my mother's death her life insurance policy was able to cover what the state would not lend. I got to a state school.

>>133362958
>taking a loan you know you won't be able to pay back
why are americans so goddamn retarded?

File: 911_jews2.jpg (648KB, 711x640px) Image search: [Google]

648KB, 711x640px

>>133363566
Every aspect of my country is run by kikes who are desperately destroying everything.

File: 0001 - kcZ8ieT.png (154KB, 498x498px) Image search: [Google]

154KB, 498x498px

>tfw interest-free loan

https://www.studylink.govt.nz/products/a-z-products/student-loan/index.html

>>133371582
anything involving quantitative work

File: lego.jpg (139KB, 1688x1916px)

139KB, 1688x1916px

>>133371622
>free

>>133372157
>its my parents fault
millenials, everybody

>>133364341
wow, you are like an apex debt slave.

>>133362958
About 14k. God bless the GI Bill.

>>133374688
Thanks. Should I try and minor in comp sci?

No, I got scholarships for being "smart" because of muh "good grades" and good test scores and am getting paid to go to university.

>>133363925
Ah no, it got me a job flying airliners

>>133372157
>muh parents did it
>SOMEBODY has to pay for my debt
just off yourself and spare us

>>133362958
Yes I did. It was a huge mistake, I ended up teaching myself 80% of the things I actually needed to know and succeeding by doing things that did not require a college education.

Yeah trade school meme for 20k haven't even checked what the amount is now probably like 10k now

>>133369833
Ooohhh someone majored in finance! Or atleast is smart enough to use an online loan calculator.

File: 1388268611062.png (51KB, 589x534px) Image search: [Google]

51KB, 589x534px

>>133369833
dont believe him you just pay 30k

No, my parents are poor but I got a free ride on merit.
Although I am Jewish by descent so I guess you could say the schools are the ones who fell for the jew this time

>>133364341
You can restructure your loan payment for a longer period for now. Once you get a decent paying job, refinance again for a shorter term and pay it off when you have the stability and low likelihood of default. Talk to a financial planner but limit their scope to just that.

>>133363686
Oh boy! Nothing like paying 2 grand a year from an annual salary of less than 20000$ so that I could pay for someone's disability while they're functional enough to attend school! This is why the government imports people...

>>133377259
not a bad idea
comp sci is pretty much a guaranteed great job, especially if you can back it up with something like physics or math
I made 70k right out of school, and now it's more like 110k just a few years later

>>133373974
You shouldn't judge victims of class oppression.
And this really is class oppression. Because think about it. If your parents can't afford to send you to college, which is NOT your fault, how are you supposed to afford it yourself?
>be brilliant so that they give you money
This works, I can tell you that from experience, but it's not like it's something you can just go out and do. "Durrrr try BEING SMARTER!" Fuck you! People whose talents don't align perfectly with the academic system deserve certain basic standards for their quality of life, too, just like everyone else. Besides, not everywhere offers merit scholarships, and at places that do, the threshold tends to be unfairly high.
>work and save up
By the time you've saved up it'll be too late.
>take out the loan
Yeah, and then what? And then spend the rest of your life paying it off, that's what. You get the education, you get the high paying job, you still can't fucking afford a decent quality of life because all your money gets snatched up by the loan grubbers.
>don't take out the loan
And do what instead? Just don't go to school? Great plan, let's just work a dead end shitjob, wear down all your joints early, and still not be able to afford a decent quality of life.
You see? There's no path upward. You're stuck with the level of social and financial prestige you were born with, no matter what you do. That's class oppression, that's what that is.

>>133364341
It is not insurmountable anon. You would be surprised how much debt you can pay off when you set your mind to it. Get a part time job now. Any money you dont have to borrow now is worth much more in future money terms. Also control your expenses. Cooking for yourself is a great way to be frugal. Plus the habits you form now will make it easier to have even more disposable income in the future when you get your first real job.

>>133369833
>6% interest rate
I never had to take out loans. Is it really this shitty of an IR? Holy fuck.
t. Rich fag

Nope. Saved money after I graduated High School and opened my own business.
Nothing, and I mean NOTHING feels better than working for yourself doing something you enjoy. I'll never understand the mentality of spending tens of thousands of dollars just you you can get a mediocre paying job working for someone who makes more money from your work than you do.

>>133380644
PEople do it because they feel obligated. Everyone in society thinks they need a degree so they get one. Since they're told to spend regardless as it will pay itself back no matter the amount or degree they get (lol), they get massive debt.

Going to a in-state school is fine.

>>133362958

No, I got an associates degree for a reasonable price at a community college. Then I started studying Vendor specific Cisco Networking to get my CCNA. So basically I went to vocational school.

Still need to certify though. Summer hit and I've been slacking.