Name a bigger scam in the US than the college education system.

>>133112152
The details surrounding your birth.

>>133112152
US economy and banking

Israel as an ally and not a vicious pimp

>>133112152
>get degree in something that isn't retarded
>get good paying job
>pay off loans

It's not hard to figure out

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>>133112333
Nice trips m8

>>133112152
The US pharmaceutical industry
Plus many more American systems education is a mid tier scam.

>>133112152
How is it a scam? You know exactly what you're buying and how much it costs.

>>133112152
>how can I pay

by getting a job

>>133112152
>I spent someone else's money and agreed to pay them back
>How dare people expect me to uphold my end of the agreement?

>>133112152
Not a scam. A scam would be a College stating that is is accredited when it isn't.

>>133112552
This dont take if u cant pay

>>133112152
two party system

>>133112152
Social Sciences

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>>133112152
>be genelet
>fall for anything

im actually lovin it famalam they should borrow more

>>133112392
But that hurts their feelings, and they can't do that.

You know how snowflakes are

>Money as debt.
>Religion.

There's two.

>>133112152
The war on drugs, the invasion of Afghanistan and Iraq, US imperialism in general. Also, the Jews that own most of the media.

>>133112628
>you invest in someone's degree in hopes that they pay back the loan
>wow, maybe i shouldn't have made a poor investment with high risk when it comes to gender studies majors... hehehe just kidding! 0 risk to me, lifelong servitude for them.

>Name a bigger scam in the US than the college education system.

Sanders for President 2016
Match me, Reddit

>>133112552
kids are force fed throughout school that college is the only way to go and then at 17 years old make a huge financial commitment without fully grasping the consequences

>>133112152


our immigration policies

>>133112152
The best of it is people here are complaining about paying back like 30-40k of the student loan which defaults after 30 yrs and they don't even take payments back until you earn over a certain amount. Also getting s decent degree and not one in some sort of social science will probably help you in getting a decent job at the end of it.

>>133112392
This. My brother in law got 200k in debt getting his MD. He was able to pay it back in less than 4 years. Maybe don't get a worthless degree?

>>133112152
Is it still a scam if the guy on the other side of the table has stats about the bets you can make and you still try to roll the hard six on being economically-successful with a gender theory degree, minor is dance therapy?

>>133112661
Nearly all private schools do this.

>>133112720
That's the whole point of the scam: The prefrontal cortex (the part of the brain responsible for reason) doesn't finish developing until the age of 25 on average. The student loan crisis was engineered as a way to create a slave class out of people who literally didn't know any better, or were too susceptible to peer pressure.

I think we'd both agree that, if the "age of responsibility" were to be raised to the age where the brain has finished development, we might see a better quality voter base as well. Instead, we have an entire class of brain-damaged elitists just now waking up to their own stupidity (and the stupidity of the people upon whom they relied for guidance) - most blaming the entire world for it.

People who don't pay back their student loans should be conscripted into military service at reduced pay.

>>133112152
Social Security

>>133112628
The college scam is a little more sophisticated than a typical snake oil salesman scam. Here are some of the advertising tricks they pull on potential students and their parents.

>Colleges have successfully marketed the myth that college graduates earn over 1 million in their lifetime vs. peers that have not graduated from a four year institution. This statistic is retrospective to a past time where a college degree was more rare and more valuable to employers.

>Colleges in subtle, hidden ways promote the "college experience" i.e. going to college parties, doing drugs, unbridled hedonism. Many students select these "party colleges" over colleges that might actually be a smarter financial investment. Parents knowingly or naively concede and often pay the tuition for them to party. (My issue with this is college is typically considered an investment not a consumer good)

>Colleges claim that college is the "transition from adolescent to adulthood", then proceed to coddle and "protect" the most childish of their students. They want their tuition, not to make them actually grow up.

>Most colleges are not using a majority of their funds to improve their educational standards and system; they are using it to purchase amenities and attractions to improve the social and environmental atmosphere of the college. It can go as far as rock climbing, hot tubs, water parks, football stadiums etc.

>Colleges, especially law school, use MISLEADING statistics all the time to trick people into thinking if they go to their school they are very likely to be employed in well paying jobs. Law schools for example, will take any employment data of their graduates, even the non-legal employment data.

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>>133112152
They signed up for the loans. They chose their degrees. I don't see a problem here.

>Gatekeeping peer review system
>limited liability corporations
>intellectual "property"

>>133112152
The Federal Reserve.

>>133112152
The biggest scam is that most western countries made curricula a lot longer without actually teaching more things; back in the time you were likely to stop school at 12 years old (after basically having attended it for free), unless you were very successful at it and uni/college was for smart, competent people. Sometimes what you learn in uni now was middle school tier back then.
All of this made education more expensive. And yes, you learn nothing, and end up with a huge debt.

>>133113270

>what is the military
>what are trades
>what is entrepreneurship

How exactly were these options barred off from students? Who told them that an underwater basket weaving degree will yield higher pay than any of these options?

>>133112152
>name a bigger scam
POWERBALL (TM)

>>133112152
>I have $80,000 in student loan debt
Why did you take out the loan if you didn't have a plan to pay it back?

The idea is to get a degree that pays for itself. Pick something in high-demand with a high average salary. Otherwise, don't go to college/university unless you have the money to pay for it.

>>133112152
trump's administration?

>>133113608
Those are never talked about in school lmao

>>133112392
This this and a lot of this

>>133113517
when i was 17 i was told i could live on the streets or go to college

you can fuck off or tell me how to sue my mother

pick one

Communism

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>>133112152
>:i loaned money to go to college and dey wand me to bey back >:( THIS IS LITEARLY HORLTLER
college is basicly paying and being in debt from money you loaned to have the (((right))) opinion

>>133113762
>tell me how to sue my mother
Fuck off. No one owes you anything. Google how to sue your mom yourself.

>>133112333
You could have just said banking and fiat. It's not just our economy m8. It's every economy that runs on fiat. We're witnessing the largest Ponzi scheme in the entirety of human history.

The US medical system

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>>133113517
>>>133112152 (OP)

It doesn't make it any less of a scam. Confidence schemes are nonetheless illegal irrespective of the gullibility of their marks.

The Democratic Party is America's biggest scam. Also, social security is a Ponzi scheme.

>>133112152
Don't burgers with university degrees always brag about how they make 200k + annually after taxes?

80k seems a joke to pay up for them, no?

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>>133112152
Any form of collectivism

>>133112152
First off retard, you don't take out $80,000 in student loans for any degree.

You go to school and work at the same time to pay them off.

If you don't have the money, you start at a local in state community college.

If you don't spend money on stupid shit, live on rice and beans you can be debt free from $80,000 in 1 1/2 to 2 years.

This might sound shocking, but you're not going to have a social life or be able to go to debt rallies, because you're going to need to get 1 or 2 other jobs. Remember that being a pizza man is not below your means you broke piece of shit.

How about you take responsibility for your decision to be $80,000 in debt and stop blaming the banks and government for your retarded decision.

>>133113517
Government backed loans. The only kids who stand a chance are those who's parents have had some redpilling happen to them.

>>133113333
>incurring more than 5K in debt
>not getting scholarships, grants, not being poor

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Perhaps becoming homeless months before graduating HS and not having any dreams was a blessing fot me. Spending the majority of my "best years" freezing in parking lots might have saved me dissapointment of the economy (circa 2008) and thousands of dollars.

Hopefully I get to do something interesting for a career sometime next life as I'm too old to start from the absolute bottom now.

>>133113762
Didn't study law, obviously.

>>133113563
The increase in the average curriculum size is due primarily to two causes:

1. Here, since about 1970-something, it is unlawful for a university to reject an applicant based on "race" or any factor related thereto (including test scores). So test scores are internally weighed based on the racial and cultural background of the student. The result is the actual curriculum needs to be designed for the absolute lowest-level mind that enters the classroom.

2. More classes == more money. This is why something like Calculus is typically divided into 3 sections. Many universities require additional specialized courses afterward to enter into any major sequence. Moreover, you will find that a lot of "high-level" material, like modern algebra (group theory, etc...) are written in a bottom-up fashion - dragging on with details irrelevant to the motivation behind the concept, thereby weakening retention of the material (students learn top-down, from abstract to specific. It is reversed here because it is time-consuming and therefore immensely profitable).

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>>133113762
I'm sorry you were to stupid to realize that once you turned 18 you would need to be independent. What, did jobs not exist in your part of America? Did you not consider moving out? Did you not realize that maybe college really isn't for everyone? Did you not sit down with your parents and discuss your future? Next time you're given an ultimatum hows about you actually think it over instead of blindly following someone else's decisions.

College is not a scam, but it's definitely fucked beyond intervention. You'll have to be real lucky to finish with little debt, and excellent networking opportunities. Even then, the quality of the education itself is piss poor, which is why I'm leaving the US to study elsewhere.

>>133112152
The Federal Reserve

>>133112152
the banking system

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>>133112152
>Name a bigger scam in the US than the college education system.
That there are entry-level jobs for people with good degrees.

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On a serious note, why aren't student loans included in bankruptcy the same way most forms of debt are

seems kinda weird that the bankruptcy laws help everyone but 20 year old kids

>>133113517
its more high school teachers telling them they can be whatever they want to be, colleges letting them major is bullshit because the college gets paid no matter what, and the loan companies giving out a shitton of $$$ despite a large amount of student defaulting

its the housing crisis 2.0 but with young impressionable students

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>>133112392
Question. I didn't get worthless degrees but I still can't find work. What do I do now?

>Paying for education
Poor 3rd world countries.

>>133112152
>Name a bigger scam in the US than the college education system
the standard education system.

>not working while living at home and going to a local community school part-time year round with an obvious trade in mind if you can't afford a $100k-$200k 4 year degree
What's wrong with people? Were they never taught math?

>>133112152

'everyone must go to college' same as 'everyone must buy a huge house' - peddled by the merchants of debt - wall street.

meanwhile voc ed gets cut in high schools. only 10% of high schoolers really should go to college. 70% should be in voc ed and comm college and the remaining 20% are hopeless perpetual welfare cases

>>133114600
Because most of them are backed by the federal government, which balks at the idea that somebody might be able to use bankruptcy when it says "FUCK YOU! PAY ME!" It changed the laws to make it so that federally backed student loans are very difficult to get discharged via bankruptcy.

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>>133114661
The only solution to that is if former college students who walked this terrible path redpill the next generation of impressionable students so this scam can finally be shut down.

>>133112152
It's not a scam. It's a shit test.

>>133333333

>>133114672

kys

I'm in the same position though, CS degree and 60k in debt, haven't found a job in a year.

>college debt trash will never be forced into slave labor to pay off their debt
>instead the responsible hard working man will need to pay it off
I hate college kids with a passion.

>>133112552
no one understands interest. college loans are harder to pay off than you think because of the special way they calucate interest on them

>>133112152
Social Security?

But yeah, you're right about college. Commies ruin everything!

>>133115228
>>133114706
...

>>133114293
test scores don't equate races, this is a scam too.
The rule should have been "unweighed test scores is what matter, race is irrelevant" and what happens happens.
Banning people only because of their race is stupid and unfair..
But how to cure society from affirmative action ?

>>133114706
>state paying for your worthless degree
Mmmm nah she deserves this for getting some trash degree at an expensive school when she could have worked full time, probably live with parents thus few bills, and taken part-time courses at a local or online school for a degree that would apply to her career.

>>133114353
the farm we lived on 2 miles from the nearest neighbor so i had no social life? that part of america

Did i not consider moving out? Ever since i was 5, but i was not allowed to leave the property even when i was old enough to drive, i was not allowed to have friends, i was not allowed to have a car, i was not allowed to have a job. (no we were not rich, by any fucking means)

Oh college was for me, i just went to a paper mill that sucked down money for nothing, they refused to let me apply to the colleges i wanted, or claimed "they were too expensive" when this bullshit cost more than what it would have cost.

I was constantly getting into trouble because i was trying to be independent, i had finally found a way to sneak onto the our shitty internet, and was starting to make money doing programming stuff for people online. I had legally made $300 online in one week when i was 15/16.

So instead of like congratulating me, i was grounded, and all of my computers/internet access was taken away for a few months.


I was not allowed to have a car until i had gone to college.
I wasn't able to make enough money online to afford a car, so i took the shitty chance that i got, and got the fuck out of the house, and dropped out of college after 2 years, got a job, and went to live on my own (doing what i was going to school for at $70k/yr).

>Did you not sit down with your parents and discuss your future?
MULTIPLE FUCKING TIMES
I TOLD THEM THIS SCHOOL WAS SHIT
I HANDED THEM FUCKING NUMBERS
I DID MY GOD DAMNED RESEARCH

I KNEW WHAT THE FUCK I WAS DOING, AND HAVE PROVEN TO HAVE DONE SO

but instead of seeing what i was actually doing, they just always fucking assume computer = video games, and i could never fucking shake that from them.

I technically have the money to start paying that off, but its the fucking principle of the mater.
They never treated me right (still dont), i'd rather watch them burn.

>>133115578
Some places here have been getting rid of it when they found out blacks did better without AA quotas, but AA is still widespread.

>>133115228
>>133115228

hey, maybe if i didn't have to go through 1000+ job applications to get a job with my engineering degree (any job related/unrelated)... maybe you wouldn't have to be paying for it. Having a hard time getting a basic job because they think i will leave once a better opportunity comes by.

Guess you gotta pay for my loan then.

>>133115578
>But how to cure society from affirmative action ?

Universities should only be accessible to people with certain IQ, each nation should make their own standardized IQ tests and if people who finish HS want to go to a university they have to undergo these tests.

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>>133114672
>>133115212

It's called networking you fucking retards. Especially for the CS anon, a strong portfolio and network are more important. Your degree isn't a ticket to a good job just by virtue of having it, all it shows is that you attended ~120 credit hours of classes.

>finish school
>no professional connections
>do jack shit in your off time because you only majored in your degree because you thought you'd make $100k starting at Jewgle
>only have piece of paper
>surprised when you can't find work

Should have gone to trade school brother

>>133112152
Communism

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>Be me

>Join military

>Honorable discharge, free college

>zero college debt

>get job immediately after graduation

>instead of paying student loans, pay mortgage

>reveal power level, get called racist, uneducated, etc.

>mfw "tolerant intellectuals" will never pay off loans, get a job, or a house

>>133115578
They'll equate anything disadvantageous to them as related to, or derived from, their race.

The funny thing is, as you'd expect, Caucasian and Asian test scores would end up at the top. Even more funny is that, in more than a decade as a software engineer, I have yet to meet a single black man with the required aptitude to compete. I'm not saying they aren't out there, its just suspicious that, despite all the handouts and accommodations, they haven't absolutely swamped CS departments (its an easy subject, which is why I'm using it as an example).

>>133112392
>go to work to pay your dues to society.
>earn 80k
>pay for any retarded degree you want.

Or
>join the military
>gocernment pays for whatever retarded degrees you want.

Nobody makes you get student loans at 18 years old. They choose that because working and military is "below them"

>>133112152
>Name a bigger scam in the US than the college education system.
California state bonds.

>>133115895

I have 4 years work experience and an extensive portfolio.

>>133114672

Depends on many factors:
>Your major
>Your current work experience
>Your location
>Where you're trying to apply to in your field
>Your grades

If you give me a bit of info there and maybe also describe how far into any applications you've been getting before getting rejected then I could offer what little insight I have.

>>133115953
>>133114775
underrated posts

>>133112152
MSM.

>>133112152
anarcho socialism.

>>133115895
This.

My employer didn't care about my "education." He cared for my connections and experience. Never once talked to me about what I learned, wanted to know what I've done and who I know.

Boss is a college dropout, owning a lobbying firm, making a fortune.

>>133115755
Wait so you have loans from going to school on your own, like many people do, and you refuse to pay them off because your mean parents raised you? I know tons of people who payed 100% of their college despite being from a good family with good income.

>>133112152
Child support is a much bigger scam.
Literal slavery, some people don't even have a choice. Look up the few cases where a woman inseminated herself with a mans sperm without his consent.
Because the child was born, the court must view it as a person and the father must raise it. Even though he was the one who was wronged.

Nothing is worst than child support, most children are unwanted, unloved, and uncared for.
Most men are constantly abused by their exes and the money sent is rarely spent on the child.

Prove me wrong.

>>133115212
It's called personal projects.

And find a online recruiter, teksystems is preddy gud.

dice.com
get a fucking linkdin

did i say personal projects yet?
you have some personal projects right?
something that actually shows that you know what the fuck you're doing?
Something that shows motivation in this field?
And also something that uses at least 3 buzzwords and a github?
(and a combination of "rolled your own" and plugins/frameworks)

it helps.
a lot.

>>133112333
Also (((international))) system SWIFT.

>>133112152
Mine's about half that. I had just 16k debt after Bachelor's but then I attempted something else and doubled my debt :(

>>133116064
Yeah I'm sure that's the whole story buddy. You're either picky and have passed up a bunch of jobs that don't pay as much as you'd like, or your 4 years in the industry plus your portfolio are so bad they lead the recruiters to believe you're incompetent.

>>133115970
Be me...
Worked full and partime through college.
No debt
Said no thanks to the military, travel around the world in my own dime.
Continue to educate myself.
2 mortgages, no student loan debt and no shrapnel in my body.

>>133116203

teksystems is garbage hahaha

>>133112152
>Name a bigger scam in the US than the college education system.

Federal Reserve.

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>trade school
>never been in debt
>never unable to find work
>never not in demand

Feels comfy man.

>>133116284

recruiters don't look at portfolios........

>>133116334
That's how you're supposed to do it. Props to you. I still can't remember why I joined, but had good memories.

No shrapnel here, just color blind now.

>>133112152
shouldnt have slutted up you cunt

woman going to college = automatic slut

>>133112152
federal reserve.

>>133116392
This

>>133112152
>picks shit degree with 0 job prospects
>gets mad that they can't pay back their debt because they can't get a job
If you're autistic enough to get a degree in gender studies you deserve it.

>>133112152
I have a masters in history and I'm still having a hard time finding a job.

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>>133112152
As soon as you turn 18 in the US there are just myriad groups who are just lying in wait to get you to commit to something that will have lasting impact. The military wants you to join and go die for Israel, the colleges want you to come and be indebted for a worthless degree, porn producers are just waiting for young females to turn legal aged so they can make a few "amateur" movies before they are done with you and throw you back into the world, albeit with no job prospects. There are many more.

>>133116466
Why are you not showing them your Github? Are you just saying "Yeah I spent 4 years making fizzbuzz and towers of hanoi, hire me"?

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>>133113473

>work as RA in Biology lab
>we do a ton of field work during the summer using boats
>university decides to close the parking lot next to the bio building, and close the road that leads to the building
>the road is now a public walkway for students, and the parking lot is being covered in grass and rocks to make a "river walk"
>now all our vans and boats have to be parked in a compound that's 4 blocks away
>when we load up gear we have to walk down to the compound
>grab a van
>drive back to building down pedestrian walkway
>load up van
>drive back to compound and hook boat up
>head out

The head of Bio also uses some of those boats so I know if this was up to him he would've shut it down, unless he got paid off.

More likely, someone above him who was an art's major decided to (((modernize))) or make campus more (((aesthetic))) at the cost of convenience and practicality.

>>133112392
b-but deciding my degree based on future usefulness isn't what i want to do! i want a degree in something i'm most passionate about, underwater basket weaving!

>>133115283

No money down loans = high interest rates

At least with a house and car you put some money down up front

>>133112152

Insurance

>>133113164
the risk is it not being payed back

>>133115970
Same here.

Went reserves after active duty. Full post 9/11 GI Bill, tuition reimbursement, BAH as E5, $350 per month kicker in addition to my one weekend a month money, Tricare Reserve Select health insurance.

I was the dude making money while going to college, driving a brand new truck.

My military job is literally automation. My degree is in automation.

I got a job BEFORE I graduated making $85k a year back in 2012 with the FAA. Now with the raising of minimum wage scams going on across the country my career field is in higher demand than about anything else. Got another raise and now pull down $110k.

Feels good man.

>>133116880

this. Why do I pay a deductible when I pay yearly premiums? Do my yearly payments of $1600 not cover a $700 deductible?

>>133112152
The Democrat party

>>133113891
When is it going to come crashing down.
I want to be ready for the happening of our existence, but on the other I don't want to waste away my life on its preparations and not enjoy myself to the fullest.

>>133116158
since they refused to let me get a job, when they said "street or college" i wasn't exactly prepared at the time to live on my own, i kind of needed a car (and by car i mean $900 '94 mitsu mirage with 180k miles).

I got sent to a joke school that ate up the entirety of my florida scholarship thing in like one semester. (they also chewed up a lot more money somehow than they should have, my mother said they kept calling her about something, god knows what she did)

I have more debt for the 2 years than some of my friends have for 6 years, when i could have had it much better off at a better college, but my mother didnt trust me to let me go too far, (not like i ever gave them a reason to distrust me).

Its a much longer story than needs to be blogged on 4chan.

But i was literally the kid who was at times grounded simply because my parents "thought" i did something bad, and would often accuse me of doing drugs when i didnt even know people i could have gotten them from.

I've done good without any of their help, and i'd rather just disconnect all ties to them and make them foot the bill.

>>133116015
but affirmative action is NOT helpful, it is quite the opposite: it removes the incentive for the person to train his brain, and to actually learn.

I come form a mixed race family. Mom always had top grades at school. I have a math degree (studied sheaf theory and locally ringed spaces at uni). Fortunately , so far, affirmative action has been illegal in France because it is against citizen equality in front of law. But there is an army of SJW who try hard to recreate it here, and basically the average stupid frog wants to imitate burgers, while claiming they're anti american. Thre is also some incoming law about selecting uni students with a lottery (!!)
I'm kinda worried by this.

>>133112152
Save your money and go to Trump University, where you actually learn something.
College is a joke, who needs it with all the coal revival happening right now?! MAGA

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>>133112152
>Name a bigger scam in the US than the college education system.

You'd have to be strongly autistic to fall for that scam though.

>pays 80 grand for gender studies
>expects a real job from a fake degree

>>133112152
For starters, that bitch should have started saving money using black and white instead of color.

>>133113608
>Who told them
Fucking everybody. Not even kidding. I did not hear trade or business once in high school
It's government run money through our highschools being used to advertise to kids to take out government run loans that can only go to largely government funded indoctrination centers.

>>133112152
progressivism
/thread

I remember in middle school/high school the big college push was happening. I ended up joining the military since I knew my parents couldn't afford to put me thru college and that if I couldn't pay when the college bills came, I would be fucked. College loans don't work like regular loans. They might not fall off the credit record if they're significant enough, even with filing bankruptcy. Ended up getting a trade skill with the military and took advantage of it. Got a job making 60k+ a year. My college counter parts from high school still can't find jobs unless they have a degree in something useful. Some went on to attempt to start businesses. Those businesses died quickly. A lot of them are living off their parents still.

I think the demonization of the trades from when I was young kind of started this issue. Too many college grads and jobs can't keep up or they want experience that a college-grad doesn't have. An economic stagnation and corporate grip that destroys small business, along with federal government crippling it further to make it impossible to start any ventures without endorsement from other entities. College is a set up for eternal debt.

>>133117248
Hm hm yeah so you were "sent" to a school at 18? You need to reconcile with the fact that you went along with this shit after they gave you the option to walk away from it.

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>>133112152
Scam?
I dunno.....it certainly is a massive waste of resources and is the largest bloated bureaucracy we have

>>133114152
>being rich
>getting scholarships or grants

>>133115212
So you have a CS degree, but you have not made at least:
>a App
>a Game
>a Webservie
>a Library
>etc.
In your free time?

If you actually have, then make a good looking portfolio out of them, and someone will hire you.

If not, then WTF are you doing with your live? KYS seroiusly.

And I don't believe the "I couldn't find a job at all" story, I bet you couldn't find a job that met "your standards" or you are unwilling to move. I mean you can easily get a front-end development job, even if you only have the paper to show.

>>133116494
Glad to hear you are minus the shrapnel and thanks for serving.
I'm color blind too.

>>133112152
Where is the job my womans study degree promised me?!!?
Where is my 200k a year job im entitlement to coming from, you privileged bastards

>>133117591
THIS! Why even teach higher math at school, who fucking needs it??! I hope america gets rid of this so-called education.

>>133116981

>I was the dude making money while going to college, driving a brand new truck.

I loved being in college, went to UC San Diego. It was so funny to hear liberal wimps cry about their student loans. When I was in their circles and it came my turn to cry about debt, I told them about the GI bill. They told me I "fought in Bush's wars", but in reality, I served in lots of humanitarian missions. It was funny passing them on my graduation ceremony on a Saturday, knowing that I had to start my new job on Monday while they were returning back to Mom and Dad's house in LA to think their shit lives.

Feels good indeed.

>>133116368
they helped me get a comfy job, but were dicks about my hair (it's just long but well kept which has literally never been a problem).

They were the only recruiter that was on the ball and calling me back, who would you recommend next time shit happens?

>>133117677
why do you think i shit post

>>133112152
Dial-Up Internet.

>>133116650
Why would anyone pick a degree that only possible work is teaching your degree to other people?

Why would you not go to a CC for 2 years instead of spending more at a 4 year unuversity. Oh wait Inguess youdont get the bragging rights and prestige of your overpriced diploma mill.

T. Cc student.

>>133112152
>$80,000 in student loan debt
Quit going to school for useless low demand Liberal Arts degrees. The banks made these loans outrageous for a reason, they see student loans as high risk and set them where you better fucking go for a degree in something there's actual demand for.
The fact that this has been common knowledge for decades and people are still going to school for these shitty liberal arts degrees is baffling.

>>133114790

>parents lose house when I turned 18
>bounce from apt to apt, working full time just to pay rent/expenses
>as an individual payer everything is more expensive
>insurance goes up
>rent goes up
>wages don't accomadate
>can't into college because working
>keep working to keep working
>I'm almost 25 now

Repeat the cycle.

>>133116031
This Anon gets it.
> Be me.
> Be from rich new England family.
> Enlist at 19, become Army Ranger like Grandpa was in 1940s.
> Go to Iraq a couple times
> FreeSmells.jpg
> Come home and get out
> Use GI Bill for Econ degree.
> Use Voc Rehab for MS in Statistics
> Get 110k job in Data Science + 1800 a month in Disability Gibs.

>>133118169
https://www.youtube.com/watch?v=RflLJPlq7SM

What is happening over there fucking christ.

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>>133118072
This guy speaks the truth

>>133119240
>1800 a month in Disability Gibs.
Is this part of why your military budget is so huge? Inflated purchases, endless bureaucratic departments and gibs?

>>133119240

My Dad was in the navy for 25 years. I couldn't handle the structure and would probably lose my mind if I enlisted. I do admire people who make good use of the benefits that enlistment can offer though.

>>133112152
The holocaust.
/thread closed/

Paris Accord

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>>133118745
I surely don't have this much in upfront cash, and probably never will. I also love me a state with virtually no public support.

>>133112152
is joining the military a good option? im 22 and only have 2 years of school complete (income issues). it would be nice to have financial stability and a free education. i feel like i could accomplish much more.

>>133119477
The defense budget (for fighter planes and boots and shit) is distinct from the Veterans Affairs budget, from whence my gibs come.

There are several studies out there though about the "real cost of war," which includes ongoing healthcare costs, lost productivity, the cost to train replacement soldiers and damaged materiel, etc.

>>133119802
At 22 with only two years, i'd just wrap up school with a good ole associates degree and call it a day till I'm at least 25. then you can at least get a better loan.

>>133112152
Yeah? Marketing Jew?

All these monkeys protesting probably use iPhones. I used a Lumia but then I was an uncool kid.

>>133119802
See my post at >>133119240. It made my adult life possible. Pick a specialty that is in line with your long term career goals and you'll be set.

>>133119538
I think you'd be surprised. People are scared of the structure, but that's really only an initial thing to introduce discipline and routine. It really had a maturing effect on me I didn't expect, and had really helped make my adult life possible, as I was a complete unmitigated shitty mess when I enlisted.

>>133112152
How can someone not Be able to pay an 80K loan? How lfast do you need to pay it after graduating?

>>133119913
Are these gibs for life? Do they even check if you're bullshitting and how many gibs can you apply for?

>>133112152
>the whole point of someone going to college is to create wealth for yourself and other people

You're literally too retarded to understand basic economic concepts and shouldn't be in college if you demand taxpayers (the future (((you)))) to pay for your and everyone else's useless degree in gender studies.

Debt forgiveness and free college is the only answer

Children and young adults deserve free education

>>133112152
You morons....that amount of debt is only possible for dolts who go to PRIVATE for-profit schools.

These are the Le Cordon Bleu students who get out and work at Red Lobster.

These are the Art Institute students who get out and work at Starbucks.

These are the ITT students who think they are engineers and work telemarketing.

It's their bad choices. They KNEW they were signing up for very high debt.

It's not for the taxpayers to bail out these idiots.

>>133116650
History is a total useless degree. You get only into these "soft" feminin jobs:
- teaching
- media (aka the make-up and lie industry)
- "consulting"

>>133112152
Health Insurance

You are forced to pay for it (instead of using government money for chaper alternatives like single payer) and instead of actually getting anything in return, you're asked to continuously keep paying insurance companies left and right. Deductibles, copays, ridiculous medical bills no one could ever afford, etc. Just the name of the game for the kike run healthcare scheme

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>>133120768
>History is a total useless degree.
You got that right I wonder who wrote all the history books ?

>>133112392
is accounting retarded?

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>>133119139
Sucks to be you.

How about an intimate meeting of your mouth with the end of a loaded shotgun?

>>133119770
>I surely don't have this much in upfront cash, and probably never will
You will never have $7k cash onhand? How are you fucking up so bad, my dude? Even when I was 22 and made $27k/yr in a HCOL Boston suburb I had $10k sitting around in an emergency fund.

>>133120454
It depends on the nature of the gibs. It falls under what they call "Compensation and Pension." So basically it's a "we're sorry that happened to you" payment. If you have a lifelong disability, like a severed arm or crippling depression, yes, it's every month for life. If you're like me, and you fucked up your knees and back, they reserve the right to reevaluate you every five years, reducing it increasing your gibs depending on the improvement or deterioration of your ailment. They could revise my payment down... But they could just as easily revise it upwards.

>>133120967
Do a five year program at an accredited school, sit the CFA exam, then get 75k/year immediately. It's a great (if boring) degree that doesn't require a ton of maths. I would say it is perhaps the best non-STEM degree out there.

>>133112152
Found the poorest performer in the class.

80,000 in student debt? If she took accounting as a major she'd have no trouble. She strikes me as an arts major

>>133119139
Completely understandable when people can't do my scenario. It's just that so many whiners seem to be the ones from good homes.
>>133118434
I feel you. I'd be just about as resentful as you, but my grandparents paid my college. My parents weren't *as* restrictive as yours but they still wouldn't let me work (one excuse would be that I'd become ill from exhaustion) and approached school the same way. I couldn't leave the house after dinner started so like 6-7PM, and they treated me like a drug addict too quite a bit with deep distrust for no reason as well - never in trouble, never went to a party, never hung out with bad kids. I got the same ultimatum except that my school would be paid for if I went asap with no gap years to work. It's hard to complain when that's the case, but I understand some of your anger, anon. If they force shelter you then give you the same/similar ultimatum (at least thinking there would be financial support), how could you have any concept of living on your own? Do you have any possibility of them paying or helping?
>>133116650
>>133120768
>>133120899
Basically teacher, curator, tourism/tours/guides, or office job that requires a BA but that could literally be underwater basketweaving. I studied the hell out of several foreign languages and thank god found a good job because of a program that I had experience with from an internship. Liberal arts degrees are completely worthless unless specifically paired with trades either during or after graduating. I hated working in an office even though I really had a good job (and good paying) that not just anyone could do well. I ended up quitting, went on a horribly depressed downward spiral, worked several shit paying jobs that I liked but became too depression from living like a slave wage literally losing savings month to month and finally started a business.

>>133122563
>>133122563
80k in debt AND complaining seems like exactly that. A friend of mine did a 5 year nursing program that left her in ridiculous debt, but she immediately got a job out of school that gave her a $50k bonus to start (I'm guessing you must work for a certain period to get it but it was part of the hiring contract if you see what I mean). My friends who were paying their own school were on all kinds of scholarships, and assistance, and FAFSA, and grants, and school work programs, etc. Even white males can find scholarships if they look hard enough. Many scholarship programs get enough applicants to give away all of their funds (<<< PRO TIP to young anons). Finishing with 80k in debt AND no way to pay it off? That's a dumb bitch right there.

>>133112152
You know people use to not take out loans to go to college..... I used my drug money selling weed to the rich kids to get two years of community college. Spent 20k on a car instead of going to Texas state. I would have had to borrow 20k to finish up the last year. Don't take out loans for college. Sell drugs and pack guns. :)

>>133116031
This is the route I took. Did my time in, now am 4 months from graduating with a bachelors. Not everyone can serve though but no excuses for being a snowflake.

>>133119139
i worked full time second shift in a machine shop while i went to school 9 hours a day for 2 years. at the moment i only have 5k in debts which should be paid off by the end of 2018. It was painful the whole way through but atleast im not a bitch.
>learn to trade school faggots.

>>133113762
Maybe you should've got a job instead

>>133123633
forgot to mention....Im 26 and live alone... It can be done anon, quit selling yourself short. Quit being afraid of failure if you actually cant handle soemthing like that, just try.

>>133119139
Well if it's any consolation, I knew plenty of people who were in a similar situation when I was in college. They were either only taking one or two classes, going to the community college and less expensive college near by until transferring, or working until they were ready to go back to classes. In 2012 in a certain student neighborhood (that didn't require you to be a student) people were still 4 to a home each paying $200-$250 base rent plus some utilities (these places generally go easy on people for utilities), internet, and phone, Netflix share instead of cable. School and work places were accessible by bus, bike, walk, or car depending on the distance. As for insurance, are you unable to be on your parents (if they have insurance). Hopefully the penalty is dropping with Trump in, could you just stop paying for health insurance and pay out of pocket for certain things?

>>133112392
>Get chemistry degree
>Be unemployed 3+ years
>Finally get tired of being a loser since in America no job=nobody
>Now on Hentaifoundry pulling in almost 5 figures

Feels good man

>>133113762
its not our fault your mother hates you.

>>133114152
>grants for medical school

Nice to see you have no idea what you're talking about!
>>133114019
Absolutely not. The only degree that's going to be netting you over 200k is an MD or DO IF you go into a lucrative specialty. That's 7-12 extra years on top of 4 years of university though and it's a different type of Hell.

>>133123935

>almost 5 figures

I'm just going to assume you meant 6 figures

>>133123462
Working through college, and paying completely or with very small loans is still a possibility. People buy into the idea that you have to attend expensive colleges on the Princeton review list and such. I understand if you are going for certain STEM, medical, legal, accounting degrees, because you should be able to find work that pays off your loans. If not, the college you go to will not matter over your experience and recommendations/referrals/networking. My fucking guidance counselor got a degree from a community college that she used to reenforce the idea that you should go to $40/k year schools (albeit her previous degree was from a nice institution). In job interviews and hiring, at most, I would get a remark like "oh where is that school, don't know it" or "oh yes that's a good school, friend/family member went there". My grades (never asked for or brought up) and major weren't even a big deal. It was all about my prior job experience, experience with computers and certain programs, experience and comfort with communication/cust service/sales related stuff.

>>133124163
5 figures. I live with my parents and don't pay income taxes on it (online), so it goes pretty far. If it doesn't end up working out, I'll probably teach English in East Asia until I get the motivation to start a new degree or program from scratch.

>I WAS FORCED TO TAKE OUT THAT LOAN

No

>>133112152
loan fags are the worst. if you don't have grants or cash you shouldn't be there.

>>133112392
Counter argument: Worthless "trap" degrees should not exist (this is the case here for example to some degree).

>>133123954
Isn't it generally the case that doctors come from wealthy families or don't and end up with debt for decades? Like if they do the extra stuff you mentioned? Nurses (real ones not shit cleaners) seem to do just fine, but they can get out in 5 years.

>>133112152
Auto insurance.

>>133124738
The problem is when almost all degrees become useless trap degrees, like my chemistry degree. I suppose we should pass laws that force the colleges to guarantee a certain degree of employment to the students on risk of refunding the cost of their degree.

>>133124873
>like my chemistry
>thinking "I'll just do STEM and it'll all work out"
What exactly did you intend to do as a CAREER, anon?

>>133124873
It's a slippery slope but I think this holds merit. Everyone, the industry included tells people to get degrees, but nobody wants to pick up the gross after the industry has hand picked their candidates out of the education system.

No company wants the average worker anymore, they want the top of the top, but obviously this many don't exist. So it's bullshitting and lots of people falling through the cracks all the way down.

We want lots of people in the education system so we can produce better engineers and scientists, but we need to figure out what to do with the "remainder" after all the good people have been picked out. The whole thing is a pyramid, you can not increase the top % amount through any other means other than to widening the base, but this base is exactly the kind of worker nobody wants to hire.

>>133125067
>What exactly did you intend to do as a CAREER, anon?
Not draw hentai

>>133113908
so true.

>>133122433
You could always go into finance with it too if you find it too boring to handle. Accounting is viewed as a higher degree and taking a minor in finance would help with the groundwork

>>133124738
This is the case in many countries especially ones that are more poor and possibly, other anons would have to confirm, in countries where college is highly subsidized by the state. Going to liberal arts school has never been about starting a career path. It's always been about being wealthy/well to do and expanding your knowledge for fun or for your specialty. High school teaches the basics of what you need to survive in life (although it seems American education is pretty shitty from what other anons say, mine was fine), and the next step is to find a career not bullshit around in Philosophy 101. People have just been scammed into thinking their art history and music through the ages classes will somehow apply to a career.

>>133112152
80k is nothing in terms of student debt.

i owed 150k in student loans and by the time i started my practice i had it paid off in 2 years.

>literally losers cry about their student loans...
>drop outs cry about their student loans...
>degenerates bitch about their student loans...

if you borrow the money, you should work toward paying it off.

/thread

>>133112152
Social Security

>>133112152
How to beat the system.

>Get your general ed at a community college. (WAY CHEAPER and you most colleges require you to take these classes)

>Pick a worthwile and profitable degree.
Science, Technology, Engineering, Math, Law, and Business are all worth while.

>Don't take more classes than you need.

>Find cheap alternatives to supplement your college. (Pirate Text Books, Code Academy, Youtube Videos, ect)

Just don't forget, college is for smart people, if you are not smart you are going to get scammed.

>>133123462
Buddy sold weed while in college, frat kid too, paid for a lot and being a waiter added to it pretty well. Loans were minimal albeit a couple close calls

>>133125277
I mean it's not a bad idea. 16-26 year olds don't know ANYTHING at all and are highly influenced by kike loan sharks who promise you a highly successful career in whatever social basket weaving degree you want because it's your """"passion"""" because they don't give a flying fuck about you and only want you to sign that loan contract.

Protecting this generation from that is kind of important.

>>133123525
>pharmaceutical dependency of anticonvulsants
I'd have served but they don't want me, not even for the chair force

>>133112152
Easy. The Democratic Party.

>>133124163
$10,000 isn't shit for shit, even if you're living with your parents; That is unless you pay for absolutely nothing I.e. no phone bill, no insurance, groceries, etc

>>133112152
you can't.

the only reason I am even going is it's free because my great-grandfather donated a huge amount to the college 60 years ago

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>>133112152
The FED printing money out of thin air.

>>133124859
I think health insurance is a much bigger scam. If the person who hits you or you hit doesn't have insurance, but you do, you'll get out of the accident fine. There are two parties involved, and one might start demanding money for repairs and medical and other retarded damages. But when it's just you, fairly healthy, and completely unable to afford insurance or not paying health insurance and not being able to afford medical procedures. It's a spiderweb of insurance companies, big pharma, general gov interference, regulation. lobbying, practices raising their prices insanely, and people leeching off the system and probably more. Really irks me that today, in current year, you can't just call up doc to come by the house or run by their practice, get seen quickly, and throw a $20 for less than 5 minutes of "I have an infection need antibiotics".

>>133125158
I'll still stand by my idea of forcing the colleges to guarantee employment to graduates of else they have to refund the entire cost of attending. By all means, make the exams harder to meet industry standards.

>>133125606
>whatever social basket weaving degree you want because it's your """"passion""""
>Protecting this generation from that is kind of important.
Very difficult to do if their parents are on the kool aid. Every show and movie and song is about just doing whatever the hell you want and who cares just do it YOLO.

>>133125455
>Science
Not worthwhile
t. 3+ years unemployed chemistry major

>>133126199
Did you have a specific speciality and career path? Internships? If not, how would someone get hired for just having taken chemistry classes?

>>133115895
>It's called networking you fucking retards.
A.k.a. get a job from daddy.

Nepotism was semi-acceptable back when you could walk into a job and get paid to learn. Now that it costs upwards of 3 years and 30k to gain even the most basic qualification, nepotism is killing western economies. Thanks for being part of the problem, buddy.

>>133125174
What was your GPA? Did you plan to do chemistry-related research? Did you go to grad school? Come on anon.

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>>133119802
>is joining the military a good option?

Yes! Do it goy

>>133112152
>80k student loan debnts
>degree in sociology / gender / womens studies
>be a fucking useless cunt for the rest of your life

biggest scam is the mentioned "study programmes you fucking dumbfuck

>>133115895
I've actually tried Networking. The problem is that in my profession, it doesn't work that well anymore. I have used networking for other fields which have helped, the thing is that these jobs don't pay anything like what my undergrad degree is in (Petroleum Engineering)

>>133126337
>>133126724
I planned on a company hiring me on as a research associate. My high school and college teachers made this out to be a feasible option. No one mentioned internships. Otherwise, I had a 3.6 and published research in chemistry. Too afraid to go to graduate school for an even fancier still useless degree, but if I do go, I'll jump on the bandwagon of Japanese schools accepting foreign students. I'm from a humble family and not into networking, so I don't understand the the ridges of the medical industry enough to put all my eggs into that expensive basket. At this point, the guaranteed Employment that comes from a CELTA teaching English in East Asia sounds like a dream.

>>133116072
>Petroleum Eng. and Minor in Math-3.06 GPA
>STEM MBA-3.5 GPA
>No current work but I did work various job in college such as RA, student assistants and mentoring.
>Location-Texas
>Applying-any position in any area in any state where I somewhat meet the requirements.

>>133113531
Correct! #1 bigger scam in the US

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>>133112152

>>133115970
I just worked my ass off delivering pizzas and put a down payment on a house. Probably going to go back into school next year because I don't want to do this my whole life.

>>133118269
Damn right brother. The best keks I ever had were at the expense of some liberal shitstain who looked down on my military service as if it were beneath them, but they're living hand to mouth eating Ramen and macaroni, riding the bus, and living in shit tier filth.

Meanwhile I have a 9/10 hottie gf, driving a 40k truck I paid for with deployment cash, all my bills are paid and my job was only giving me spending money.

Looking back now, the military was the best thing that ever happened to me.

>>133126490
found the lowlife neet

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>>133113333
How can you niggers let these numbers go uncheck'd? I got you, Britbro

>>133128703
It's easy to live without money if you've lived without money. Anyway, I feel like I'm not influenced enough by greed to try to find more profitable employment. So, what kinds of things would you buy with the extra money that would make it worth the effort and risk? More food? More gasoline? Games?

>>133112152
Marxism in any form...

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>>133129489
Crack and whores, small ship, yacht, professional camera-crew team, dolphins.
Then reenact titanic with overdosing whores on the small ship.

Property tax, Illinois state lottery.... DNC?

>>133112152
The federal reserve

>>133130026
Yeah, I's imagine most Americans think like this. It's why I don't feel ashamed to be making under 5 figures. There is a certain honor to be found in humility.

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>>133112152

trips fgt

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>>133112152
The 2017 election

>>133112552
This is the correct answer. A combination of effective marketing and a market with low financial literacy with a dash of too much government funding led to this.

If you sign an agreement agreeing to pay X, then you should know exactly what you're getting into.

The bottom line is that now that so many are so deeply in their student debt, they realize that the investment wasn't worth it and they want out. Or, they want someone else to pay for their mistake.

>>133116797

More importantly than the money being put down is the fact that a car and a houde are collateral.

Can't pay your car loan? The bank takes you car away. Cant pay a student loan? It' not like they can take your education from you.

>>133112152

If you aren't willing to pay off your debt just go into a trade, retard. Not everyone needs a degree.

>>133112152
Brake tags

>>133113706
If you expect the state owned education system to tell you the truth and guide you on the right path you're a sheep who deserves to be fucked over by the system.

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>>133112152
It's a good education in not taking out huge loans.

>>133130900

To be fair, nobody is telling these kids that the emperor has no clothes.

A lot of kids don't have someone who can tell them "hey, this is bullshit" because their parents (if they are around) don't know any better. My folks were Polish immigrants, and my mom was pushing hard for me to get into graduate school. I was already 35k in debt and couldn't find a job, so i said fuck that noise.

But even school "guidance counselors" only guide you on what college to take, not if you should take college at all.

>>133112552
>>133130900
The scam is that college is overvalued. It's shoved down kids throats until they are brainwashed into "college and 100k student debt is the only way" and are repulsed by the thought of degree-less skilled workers. You can see this attitude when liberals talk about Trump voters as uneducated red-necks. They believe they are superior to people who didn't go to college (except blacks), didn't go into debt, and have a fantastic skilled career. Furthermore, they think they are supremely knowledgable for having a piece of paper that confirms 4 years of art, music, philosophy, literature, etc. It's great to expand your horizons if you can, but none of those things help you be anything other than "cultured". They don't make you money, they don't get you out of debt.

>>133112152
socialism

>>133118169
higher education is fine.

critical theory degrees and lesbian basket weaving degrees are a waste of time and money.

The public education system.

>>133112152
your mom

>>133112152
the american people

>>133115895
ok tell us who you're owned by "worki..."
>trade school
oh, wtf u talking about

>>133112152
fractional reserve banking, but you won't get it - too dumb or indoctrinated

>>133112152
80k? Fucking get off your ass and hustle and make 200k in a year. Not too fucking hard. Live frugal for a couple years and pay it off completely. Or make your fucking payments over your life of your 5-10-15-20 year loan. WTF is wrong with these people?
GET OFF YOUR ASSES YOU LAZY FUCKS. IT'S CALLED SURVIVAL. SURVIVE OR FUCKING DON'T. Your choice.

>>133112152 (OP)
>Graduated with Gender Studies after agreeing and signing off on a 80,000 loan
>"THIS ISN'T FAIR!"
Damn it feels good to be a CS Major. I graduate next semester.

To answer your question though, the fractional reserve banking system and the mass delusion of value of a fiat currency is the biggest scam in the world ever. You all do a rat race and have the quality, longevity, and totality of your life based upon something that has no intrinsic value and only has a faux worth of the aggregate of the collective delusion in it. Fake piece of cheese you are chasing Mister Mouse. Durrrrr.

>>133112152
Stock,bitcoin, the auto loan industry, even getting a fucking job in going into college, inb4 neet but no seriously when you get your check a fucking huge amount of it get taken away but fritz and golden stein. Our economics are a fucking joke they changed us to keneseysin economics just to fuck all the classes besides the rich.

>>133134685
Since it' not hard, you should be able to explain it in a few steps and provide a few specific examples.

>>133112152
Ponzi schemes, pyramid schemes, real estate fraud, investment portfolio fraud. All come with jail time, college is just a lefty brainwashing institute. So they deserve to get ripped off for believing they can get a good job while majoring in lesbian dance theory.

>>133117248
I am literally you. Graduated at 17 in 2009. Ive been homeless for a year and a half. Had the same idea as you too why couldnt i work? But nope, college or go fuck yourself. In a trade now and its working great. Fuck dumbshit parents

>>133135789
Anon's talking out of his ass or lives in a city with such a high cost of living and incomes that $80k doesn't seem like a lot for the year. Also, what kind of job is getting you 200k/year? Are you living alone in a small apartment living frugally while working most hours of every day?

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>>133112152
>>133113305
>>133113647
>>133125455
I'm a NEET in my late 20s. I want to study again for years. But it's humiliating going to school being as old as me. Plus my parents been pressuring me too go into teaching like they did. But I want to go to college for a criminal justice degree. /pol/ What should I do? Kill myself?

>>133137154
You're thinking about it all wrong!

People in uni don't care about people in their late 20's and you can hook up with a hot college girl.

>>133112152
If you can't come up with a five-figure sum over a couple decades you are not in the educated class

>>133112152
The elementary, middle, and high school education system.

>>133137307
But I am not French. I'm just using a French proxy because my teacher parents blocked 4chan and most porn and NES rom sites.

>>133112152
>Politics
>Religion
>€ducation
>Economics

>>133116194
This.

>>133112392
Compsci here. Pajeets that all cheated in class all hired. Europeans not. What do?

>>133114061
>live on rice and beans. Work two jobs while in school.

Sounds like a plan

>>133115833
What is ACT?

>>133113333
>200k

What his school build from gold or what?

>>133115212
>I'm in the same position though, CS degree and 60k in debt, haven't found a job in a year.

Have you worked with a recruiter? Worst case scenario is you'll have to move. Software is one of the best industries you can be in.

>>133113762
so you were a dumbass who couldn't make an idea or a thought for himself and wanted everything spoon-fed? sounds like you got what you deserved

>>133112392
>do first 2 years doing mostly general ed stuff at a cc, spend under $1k a semester even for 16/17 units
>get associate's in no time and get some letters of recommendation and references to boot
>transfer to a low-key public university to complete bachelor's, preferably within your own state
>spend less than $10k a year
>be virtually debt free before even getting a full time job
this is me

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>>133112152
In an Anarchist Society you Would still have Too pay for collage, Just stride for a good job. don't waste your time at antifa rallllllll
oh wait you fucking degenerate

>>133135789
I'm 40+. I took out loans for two different specialized AAS degrees two different times as the world changed I had to also to stay relevant. 25k and 30k loans. I got a job paying 70k back in late 90s right after my first loan. I worked 2 jobs and made 120k back then. I got my next AA 10 years later, got another job paying 110k and I had a couple of other streams of revenue totaling ~150k. 10 years later I run 3 businesses and making around 300k, not an employee but used my history to create my network and be dependable creating relationships for business where I can use my skill set, experience, and network to my advantage to make money. Stop looking for a handout you lazy chump.
You know who did that? ME. And it wasn't that hard. I've been a lot of things in my life, from a tradesman to a software architect, to a father of beautiful white babies. Never been a cry-baby university grad looking for a handout though.
Fuck off lazy university faggot.
tl;dr
It's called hard work and not being a fucking moron. Fuck off lazy university faggot.

>>133114051
kys rosenbaumite

Why people in America don't work while they study?

Next semester i finish my degree in computer networks (praise cisco), and i don't owe money to my country. I can pay for my university and still get a nice curriculum. If i would start now, no one will take me seriously (even with a diploma), but with my 8 years of IT, i can get jobs easily.

Also, study when you are working in the same field, is way more easy.

>>133134946
>CS major
>Thinking he'll get a job

The market is oversaturated with CS majors, those are just as useful as African American studies

>>133139174
Pretty standard for a US medical school education. Have you seen what doctors make here?

>>133114414
>>133114436

>>133141626
A degree in medicine cost around R$500k in Brazil, which is U$153k. People don't understand how long and expensive MD costs.

At less he did not expend his money doing a worth less degree in law, like my sister...

>>133112152
Retiring at 65, social security, Medicaid. And basically anything the baby boomers pushed for.

Shareblue slide threads are a bigger scam

>>133122047
>>133122047
>>133122047
>>133122047

>New Research Shows Guccifer 2.0 Files Were Copied Locally, Not Hacked

>>133112152
The (((Federal Reserve)))

>>133112152

The Federal Reserve.

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>>133142040
Yep. Medicine, dentistry, engineering, and accounting are pretty much the only 100% financially safe degrees to go for nowadays. So it isn't a big deal to get a quarter of a million dollars in debt for an MD degree, when you have enough earnings to pay that off really quickly.

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>>133134946
>$80,000 in student loan debt.

I'm gonna start college this fall as a CS major.

Can't wait to see all these stupid bitches cry over their loans. Like why do these hoes borrow that much anyways?

>>133112152
>80000

that's fucking nothing, if you're not a lazy ass you could easily get out of that in 10 years, then again, those are millenials with shit money managment were talking about.

>take a $80000 loan
>spend the money
>How can i ever pay that back now?
Burger education..

>>133113531
/thread

>>133139872
I'm not sure I could get in on the .com bubble like you did, or if coding would even be a good thing to get into these days, but could you elaborate a bit more on the passive income? That;s something I believe I could do and is still viable.

>>133127430
> research associate
>with a bachelor's in chem
AHAHAHAHAHAHA
Fucker, you're barely qualified to teach high school chemistry.
>My high school and college teachers made this out to be a feasible option.
They are morons who lied to you.
>No one mentioned internships
Still your fault
>I'm from a humble family and not into networking
>Too afraid to go to graduate school
>I don't understand the the ridges of the medical industry

You are grade A fucked.

>>133112152

US Government

>>133112152
Globalism
Banks
Judaism, Christianity, Islam
Communism
Blacks
Hispanics
Women

>>133143601
I think my silver lining is how I can get by with almost no resources. I was even homeless for a few years. Teaching English in Asia should meet this baseline. So any tips on that passive income?

40k in debt to get my engineering degree.

Have job prospects but feels bad that I'm gonna enslave myself for a year paying this shit off

>>133112552
>How is it a scam? You know exactly what you're buying and how much it costs.
The scam is in the exaggerated return on your investment. In the US, high school students are told by their teachers (who have never lived a day outside academia) and their parents (who graduated at a time where degrees were actually valuable) that a degree is the golden ticket to a middle class life, and to "follow their passion" in choosing a major. It might have been true 40 years ago, but not anymore. Its old advice, and bad advice.
Not until after they graduate do these debt-laden students learn that their coveted entry-level job has been outsourced, their desired field is oversaturated with applicants, and (for the ones that "chose wisely") the overhyped STEM fields now require a graduate degree with thesis for anything beyond pushing a mop or an on/off switch.

>>133144619
Degrees are the ticket to the middle class. It's just that the middle class is way smaller these days

>>133139872
I was in AEC (construction) sector at that time. I lost a million dollars in receivables because some asshole general contractor was playing with people's money on .coms, and when he went bankrupt, he didn't have shit to auction. And the company that was to be mine was put the fuck out of business as well. So, don't assume shit. I never play around with usury, it is truly theft from everyone and is dishonorable, which is why it was always considered a SIN until the jew bastards started their fractional reserve house-game scam.
Getting into "coding" is good for two things:
1. If you are a worker bee, that's all you'll ever bee. You'll be compartmentalized working on cogs within a machine that you don't understand the whole. You will be programmer #9187263 overseen by a heirachy of managers in a bulshit corporate culture.
2. If you are a creative, brilliant person, then you are an "architect" and should let your dressed all in black peacock feather shine and you will create the solutions to business problems and be able to name your price. Save a company a million, charge them 20k. (That's where the money is, and business is a general term.)

Life is short. The most important thing is to enjoy it and live an honorable life.

My other streams of revenue? They have varied. Used to get checks for clicks on shit. Affiliate shit. Used to have ads on craigs list to help people with computer problems because I enjoyed helping old people. I buy and sell real world shit.I have hobbies, and create art, and sell it. I'm always thinking how can I provide an honorable product or service for an ethical value? ALWAYS. It's a mind set. It's called CAPITALISM. Now get off your ass, get some ideas, go create the world around you, and show your character by making the world a better place, instead of expecting others to provide for you. As you age you will learn that no one is going to do shit for you, and the future is yours to create. Win or lose.

>>133112152
The scam is the government underwriting of student loans that began in 2010, allowing colleges to increase tuition as much as they want knowing they have a constant stream of students who are going to take out loans regardless of the cost.

>>133140692
I worked while studying but the only reason I didn't have to take loans was because of the fafsa(government grant for poor students).
The rest of the world doesn't understand just how much American tuition is, and that's not counting living expenses.

>>133112152
Plus any idiot who gets in debt like that deserves whatever comes to them. Do you see anyone crying when someone is $100k in credit card debt? No. In that case they're just irresponsible. This is no different.

>>133127819
go into renewables fagget

>>133113891
But your economy is reliant on banks. If they go, your eco goes too.
>>133117196
I have no idea. In general look out for statistics on how many people can't pay their debts. When that number becomes very high, you can prepare.
Hard to say if somebody won't get destroyed in all of this. Poland during 2008 crisis was slightly positive, but it won't help us next time.

>>133143171
my last post was meant for you~

>>133144392

How much do entry level engineering jobs pay in the USA?

They start at 30-35000 euros per year here.

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>>133138542
>I want everything handed to me
t. Millenials

>>133144336
Screw that.

The absolute best out for you is to get a bit more classes, so you can teach high school.
Teach high school for 4 years and then get a masters of administration.
Then become a principle.
80k a year and the damand is high.

>>133144838
Aye, thanks before 404. Will screenshot and implement after I get back from teaching English in Asia in a few years for starting capital.

>>133145280
And the engineering designers with AAS usually make more that the EITs (engineering in training) for quite a while. Really pisses those university grads off, but AAS is much lower on the totem pole than a P.E. And there should be like a 5 to 1 ratio of designers to engineers.
People have to realize that the average person changes career fields multiple times in their life, so I wouldn't put too much money, time, and effort in one direction. The world changes, and shit will be automated that does not require human creativity. And if you put all your eggs in one basket, you're gonna be really fucking scared with you get laid off in corporate downsizing, restructuring, and take overs.

>>133112152
The US healthcare and pharmaceutical industry.

So powerful that it's convinced the government to bankrupt the country along with its citizens trying to cover the costs of it.

Both college and pharma and to a lesser degree the healthcare need to be strong-armed into giving affordable prices rather than allowing the costs to be so high that Americans must rely on the government to pay for it.

>>133145971

Give me a figure here, Ameribro.

>>133136066
graduated high school in 09 too, also in similar situation. it's not our parents' faults, the world changed too quickly around them and rural and suburban parents still live in a bubble where everything is hunky-dory in their small towns. don't get me wrong they're comfy af to live in tho

>>133112392
>when you are this retarded

>>133119240
>job in Data Science
aka Excel sheets

whoa way to blow everyone's mind you stellar gaylord, you're doing a 5th grader's job

>>133146545
Here is an example of an AAS and a 4 year bachelor degree Professional Engineer making the same amount. As time goes on, the P.E. should make more than the AAS, but not for a while. So median looks the same. Also, P.Es are salary, whereas lot of AAS is hourly, so AAS can make a lot more with overtime.
http://www.payscale.com/research/US/Job=Structural_Designer/Hourly_Rate
http://www.payscale.com/research/US/Job=Structural_Engineer/Salary

>>133112152
The Canadian healthcare system.

>>133137154

The oldest person in my graduating class for engineering was 36. You're not too old, you're too much of a pussy.

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Excuse me, but I'm about to become a junior in high school and Im on the football team. Everybody to my coaches, my parents and every fucking body within the athletic program expect me to go and play for some college whenever i graduate. But the truth is, I have other things on my mind that aren't sports related. These fucking people think that i will got to some college for 4 years then go on to becoming some benchwarmer-bitch in the NFL who only cares about his paycheck.

wtf should i do when i graduate? There is no way I am going to college. Trade school? Or perhaps i'll be satisfied enough with a high school diploma.

>>133145658
Dully noted