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Are Restaurants That Refuse to Accept Cash Racist?

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https://unvis.it/washingtoncitypaper.com/food/young-hungry/article/20866190/casual-restaurants-are-going-cashlessand-cutting-off-their-unbanked-customers

In D.C., 11.8 percent of all households are unbanked, meaning they don’t have access to traditional savings or checking accounts, according to a Prosperity Now 2016 scorecard. And another 24.8 percent of District households are underbanked, bringing the total percentage of households who might have trouble swiping or inserting a card at a register to more than 36 percent. Compare that to 27.7 percent nationwide.

Meanwhile, two separate inside jobs triggered another local casual chain to eliminate cash in November 2015. “We had two very serious cases of theft by our store managers,” says Kevin Thompson, chief financial officer of Jetties. The sandwich, soup, and salad spot with six restaurants in the D.C. area also operates two locations of taco-slinger Surfside.

Linnea Lassiter, an analyst at the D.C. Fiscal Policy Institute, says cashless policies make healthy food even less accessible for low-income Washingtonians, many of whom live in food deserts across the river[1] where they struggle to meet dietary guidelines for consuming fresh produce.

“I’m concerned with more and more restaurants, businesses, and shops going cashless because you’re systematically excluding a group of people who are already disadvantaged and disenfranchised,” Lassiter says. “And now they can’t have access to this restaurant?”

Lassiter believes that restaurants like Sweetgreen have calculated that their typical customer is not a low-income person of color who doesn’t have access to a bank account. “They’ll say, ‘We’re not in Ward 7 or 8, and our clientele is not low-income or African-American,’” she says. “People of color commute and or live in areas where there are Sweetgreens.”
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Everything is racist
>>
I have a credit card. I'm White. I still hate this cashless shit. If I'm out for some food I'll have £10 or so in my pocket while my card will be lying at home wherever I left it after the last internet purchase. If they don't accept cash then I wont eat at that location.
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>>132228375
The places that do this, charge stupid amounts anyway.

The whole argument it retarded.
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>>132228375
It's year 2017, everyone should have a card.
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>>132228375
should you ve eating vegetarian tacos if you dont have a bank account? i mean, you can always just get a prepaid card if you are trying to not use banks.
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>>132228375
Some restaurants are used to launder money.
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They just want to track and analyse every fucking thing you do so they can better learn how to squeeze more shekels out of you
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>>132228375
No, just lazy so they dont have to provide change.
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>>132228375
Isn't it technically illegal to turn down cash as a form of payment since it's "legal tender for all debts public and private?"
>>
If you don't have a debit card or EBT benefits card your beyond helping. Scrape up $50 and open a account.
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>>132228699
You sound like John Oliver.
>But it's the current year! People are still doing this, and it's the current year!
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>>132228375
I dont see the problem here. The sort of peope affected by "food deserts" only shop at bodegas because they accept EBT, restaurants don't.

Honestly if I opened up a restaurant I'd go cashless, too. What better way to keep the niggers and homeless out?
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>>132228856
It's backed by Socialist International so it doesn't matter if it is illegal.
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>>132228856
That's a good point. Hadn't thought about that.
>>
They won't say it but it's a win-win for them. It keeps unwanted customers out and makes everything streamlined.
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>>132228375
Hey O.P. I live in D.C.
work in food biz . the reason we do this is because TAXES . I have 4 stores around D.C. . I owe taxes to Maryland / D.C. / Virginia ..
CASHLESS = let the computer keep it all seperate .
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>>132229162
Yeah I wouldn't want customers who can't afford or for some other reason don't own a credit or a debit card in my restauran either.
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>>132228375
Turns out money is racist. Stop the fucking presses we need to just start giving blacks everything cause they still can't seem to figure out how to function on our society. It's societies fault not the sub human animals.
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>>132229070
That is false. You don't need to accept cash or even all denominations
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>>132228699

When you give your money to a bank, the money become's the bank's and they now have a DEBT to you. Meaning you have nothing if the bank goes down. They don't want you to know this, so that's why banks have to get bailed out all the time.

Look at what happened in Greece. Banks just closed their doors, denying people access to "their" money. Because they didn't have it. Fractional reserve lending ensures money can be used almost infinitely for the crime of USURY. It's a means to take over the entire monetary flow of a nation's currency.

Without making fractional reserve lending and government bailouts of businesses illegal, this will never change. Jews thrive in trust based societies, because they abuse that trust.

https://www.youtube.com/watch?v=IKy3fCvMz-8
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>>132228730
this the same reason supermarkets have those rewards card to track what you buy
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>>132229180
Explain?
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>>132229180

Right, so you need a government solution to a government created problem is what you're really saying.
>>
I don't know how restaurants can refuse to accept legal tender. It's fucking retarded. Whatever I just won't go to cashless restaurants because I find the cashless society to be somewhat of a distopian scenario.
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oh no the poor niggers don't know how to use a bank card, oh by the way we aren't racist at all
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>there are people here who are ok with government, banks and corporations being able to see what you purchase
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>>132228375
>food deserts
That makes it sound like a desert full of food
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>>132229043
>restaurants don't
actually some states are authorizing some restaurants to accept EBT payments.
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>>132228375
>low-income Washingtonians, many of whom live in food deserts across the river[1] where they struggle to meet dietary guidelines for consuming fresh produce.

>Implying they eat at these places anyway
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>>132229546
if you are a fellow Burger and you don't understand his post, let me explain, D.C., that is to say, The District of Columbia, our nations capital, is in the state or Maryland, but it's Southern side is bordered by Virginia. The DC Metro area covers two states. If you are a small business owner with multiple locations in the DC Metro area, you will have to deal with taxes/laws/regs/zoning in two states and the District of Columbia.
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Isn't this why foodstamps moved to cards?
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>>132230121
I get that but how does not accepting cash directly affect that.
>>
All the restaurants in my area are cash only because they're money laundering sites for marijuana dispensaries and corrupt Chinese cash.
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>>132228375
If you are eating at a hipster vegetarian taco restaurant, you are pretty much guaranteed to have a credit card, if not under your name then under Daddy's.
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>>132228699
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>>132229546
O.K. Washington D.C. is not that big. in 20 minutes ( no traffic LOL ) I can go from Virginia thru D.C. into Maryland . Each area has different sales tax. BUT my bank / office is located in Mclean Virginia . I have to keep track of how much $$ cash each location / store pulled in . and pay that sales tax to each state . all electronic sales are AUTO with held.. IF ANYTHING I AM SAYING FUCK YOU TO THE JEW ACCOUNTANT.
>>132229562
> Netherlands
Not worth a reply
>>
>>132229487
The US has protections against this called FTIC. Under FTIC, even if the banks collapsed, the government would get you your money back as it was before the crisis.
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>>132228699
Fucking retard' cunt
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>>132228375
Isn't it against the law to operate a business and refuse to accept US dollars as payment? I'm pretty sure that's a legal requirement of running a business in the US.
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>>132230121
Thanks bro . I went got cup of coffee then replied but you understand .
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>>132230188
as a small buisness, if he does everything cahsless, the computer can keep everthing straight for him, meaning taxes. if he takes payments in cash, and those funds get deposited into his bank account commingling with money from the other state/DC, it makes for a book keeping nightmare.
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>>132228375
No but here the USA it is illegal to refuse cash.
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>>132230409
>paying taxes on cash transactions
Dude
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>>132229441
It is actually correct. You are wrong here. In the USA legal tender such as bills and coins are actually the only thing no one is allowed to refuse for debts or payment.
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>>132230716
no it is not . ever have to pay something by CERTIFED check / Money Order ?
>>
>>132228375
>don’t have access to traditional savings
How they managed to do that? Opening account here takes ID, two page form and 20 minutes.

>checking accounts
On a side note, do you burgers really still use cheques? As in actual papers slips, with best authorisation 1920s security protocols can provide?
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>>132230831
Called VAT in Europe.
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>>132228375
I don't think the 11.8% who don't bother to have access to a credit card are going to eat at Chaia, or any other restaurant for that matter.
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>>132230831
With you there . I know how to work the books but you still have to look some what legit .
ALSO builds CREDIT .
vs. I pull in X amount of cash.
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>>132230906
Nope, never will. I use cash and if they fail to accept I threaten a lawsuit, because what they are doing is against the law.
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>>132230609
Ok if you just had said electronic payments have state sales tax automatically withheld that would have been clearer but I appreciate it. So what is the name of your business?
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>>132230954
>How they managed to do that? Opening account here takes ID, two page form and 20 minutes.
because they can't manage their money. they get their paycheck on Friday and it's spent by Monday. If they tried to maintain a bank account it would be closed for insufficient funds.
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>>132228856
Haha like the government gives a shit. Try buying something with cash on a flight.
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>>132231163
Any lawfags here who can clarify this?
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>>132228375
I think most of those "unbanked" people probably have EBT cards.
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>>132228375

What is legal tender for all debts public and private?

I'll take dumbass business decisions for $400 Alex.
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>>132230716

not true unless you are talking about taxes
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>>132231018
It's called offering a discount equal to half of the vat off, and pocketing the difference. Not that I'm advocating tax evasion, just sayin'
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>>132228545
I doubt I would go back if they didn't accept cash. What they are too lazy to make proper change and have cash on hand? To me that shows a lack of respect and planning for customers.
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>>132228375
>D.C
unsettling
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>>132231524
DC is such a shithole
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>>132228699
You're a retard, but what nobody here gets is that anyone can just walk into a convenience store and put cash on a gift card, which can do practically anything a credit card can do without the strings.
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>>132228375
In theory that shouldn't be a problem I mean almost entire africa pays cashless using their phone.
>pay by SMS using their contract or prepaid balance
that's the way to pay for small stuff like groceries or a motorbike repair.
>pay by a app that works like bitcoin but using some kind of prepaid balance you can reload everywhere, scan the QR code, hit pay, done.
Your money is there, available in seconds and can be cashed out almost everywhere
Mostly used for larger purchases, like a new car, salary payment etc. as they use USD or EUR to minimize the foreign exchange risk as everyone prefers to have $20 instead of 2075 Kenyan Shillings.
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>>132229770
That's fucking stupid. This is why we need a poll tax.
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>>132228375
I think I will enjoy their cuisine.
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>>132231201
Think you mean me and not the Tree Huger.
Like I am going to tell you ANONS..
give you a hint : Every Friday I am at the Ronald Reagan Building .
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>>132228375
The real problem is KIDS not being able to eat there. Fucking inbreds and their muh racism crap. It's like ti's literally the only thing that exists in the world to them.
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>>132228375
I get annoyed as fuck at any service business when I find out a place either doesn't accept credit or doesn't accept cash. I stop being a patron at those places unless they happen to have an exceptional service/product.
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>>132228375
>not accepting legal tender

By golly I think I thunk it illegal
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>>132231524
>>132231672
all us people with money don't live inside the city silly.. look up Mclean Va. zip 22101 .
SO not a shit hole . My neighbor ( Aus Fag ) has Diplomatic plates on his car.
I Kind of like my back yard .
> PIC RELATED
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>>132230896
For debts, yes.

Not necessarily for payment. A restaurant is within its rights not to accept cash as long as they require you pay BEFORE getting your food.

If they bring you a bill after you eat and then tell you they don't accept cash, that's illegal.
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>>132228375
>vegetarian taco restaurant

Get fucked, seriously

I'm not even a spic and I'm insulted
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>>132228375
This might be a good opportunity for "unbanked" people to take that first step towards becoming an actual adult and open up a bank account
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>>132228375
So they're effectively saying that black people are too stupid to open bank accounts? Who's the racist in this situation?
>>
Yeah, and when currency was first invented I'm sure there were those that bitched that they'd miss out since they still only bartered.
Get with the times luddites.
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>>132228699
Good goy! Very good goy!
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>>132228375
If they go cashless but start offering Bitcoin purchases, I'd be fine with that. If it's only credit cards then FUCK OFF STATIST YOU DON'T NEED TO KNOW WHAT I EAT GUBMINT REEEEEEEEE
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>>132228375
>Vegetarian taco restaurant.

63%
>>
what? having a bank account isn't a thing any more like it was 30 or so years ago.

You don't have to have a certain amount of money, credit or income. You just go to the bank and say i want an account please and fill in some forms.

If they won't lose any custom, then what's the big deal.
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>>132228375
if you dont have a bank account you're likely not wealthy enough to go out to a restaurant. priorities. also, who the fuck carries cash these days. i havent had a dollar on me for years.
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>>132232492
I prefer to use cash and I could probably fuck your mother while your dad cried in the corner
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>>132228375
It's racist because if you don't carry cash, blacks have nothing to rob from you.
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>>132228375
NO CASH NO TIP
>>
That's illegal.
Every paper bill states This is legal tender. It can't be refused as a transaction.
You can theoretically buy a car with a lot of $1
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>>132235342
then explain online stores that accept paypal only
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>>132235342
In the case of a debt.
Business can simply refuse service. No service, no debt, legal tender has no meaning.
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>>132235679
>Business can simply refuse service

As far as I know, I can't refuse service to niggers.
>>
>>132229489

Super market customer tracker here, we just check your receipt instead.
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>>132228375
>11.8 percent of all households are unbanked

niggers and illegals, who gives a shit?
>>
>>132228375
Can I pay in buttcoin?
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>>132239914
what the fuck are you
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>>132229487
I (like everybody with a real job) get paid directly into my bank account. I'm not going to get all my money out every month and walk home with a wheelbarrow full of cash. I do keep cash money in my flat but only for emergencies.
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>>132228375
I think this is actually a legal grey area
Say you go to a restaurant and you only have cash, if they dont let you know somehow its cashless only and they refuse your cash, then try to press charges they would lose in court.

On the flipside, if they have signage then they would lose upwards of 10% of their business (on average) compared to other restaurants and become unprofitable.

I swear people are strange
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>>132228699
>The credit card companies need that 1-2% from the vendor!
Goodest goy in the thread award.
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>>132228375
>Unbanked
I work at a bank. The only reason we wouldn't open an account with someone is if they have MONSTROUSLY bad credit. We even have backup programs for people with ass credit to be able to open an account. If these people don't have bank accounts/ can't get one it is ONE HUNDRED PERCENT their fault.
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>>132240375
And this is what the fucking beaners do. Every goddamn week. The same fucking sketch-ass motherfuckers with their Resident Alien IDs come to withdraw their entire paycheck. God I hate spics.
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>>132228375
literally anyone can get a bank account
there is not a single adult in the entire united states who cannot get a bank account
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>>132228375
Lol what business doesn't want cash, if you get cash you can hide it from the IRS.
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>>132241407
Not true. Most places require 2 forms of ID (more than you can expect from nogs/illegals) and a bit of currency.
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>>132239914

RARE
>>
wtf does 'underbanked' even mean? All you retards in this thread disagreeing with the idea of the article just because you want to hop on the wagon against anything that cries out "muh racism" are falling for the trap.

These people, the liberals and globalists want a cashless society. Without cash, every single transaction can be monitored, logged, and most importantly, taxed. Also whenever you're deemed a threat to the state, they just go in and have the bank shut off your card and you now are unable to purchase literally anything.

>>132229487
Maybe in your socialist shitholes, but the US has FDIC and NCUA, meaning our bank accounts are insured by the government.
>>
>>132230896
>>132229568
If you haven't sold something to someone there is no debt to be paid. If I don't give you the sandwich then you can't pay me in cash. Really it's a matter of refusing service (which you are allowed to do) more than refusing tender.
>>
what a fucking dumb idea. you would be losing money on the payment processing fees.
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>>132228375
>chimping out and burning down da hood
>muh food desert

Getting rid of cash is a great way to get rid of scumbags.
>>
>>132242250
Or you know you could just charge a little bit more to cover that an no you longer have to pay for armored cars to bring cash in.
>>
>>132241477
is it because in the US people only get credit cards?
Debit cards are easy to get. you get them at the age of 12.
>>
>>132228375
>Refuse to Accept Cash
in my state if your business Refuses to Accept Cash then the person isn't required to pay you
result is all business take cash
>>
>>132242614
All I have to do is not serve you. If I refuse to sell you anything then I can't refuse your cash.
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>>132242395
No, it's actually easy to get a debit card here; simpler than a credit card. Any places that takes cards takes either debit or credit.
>>
>>132228699
Yes Goy, give your money to us! We will keep it safe! Look how convenion it is!
>>
>>132242250
Depends on your other costs.
The time it takes a cashier accept cash and make change is also a factor. Wages add up after 100s of transactions, long wait times reduce revenue and cause customers to seek other establishments.
Theft by employees, employees accepting counterfeit cash(rare), time spent at the bank to acquire coin rolls to make change, and any other hassles relating to cash could easily outstrip costs for using cards.
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>>132228375
You can buy a prepaid card at any grocery store. God I am tired of people
>>
>>132243156
Not to mention theft as the article mentions. Even the losses from getting hit two or three times a year could easily outstrip the fees you're paying to process cards.
>>
>>132243156
i wonder what the costs would look like for the opposite, cash only
>>
Bullshit excuses to replace cash with cards.
Because they cannot control cash.

I hope pol sees it for what it is and not fall for the tricks of card jew.
>>
>>132243367
I would imagine the number of people who don't use cash at all is far greater than the people who only use cash so you'd be turning away a ton more customers that way.
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>>132228375
if you don't have a bank account you're either committing crime for your income or you are far too poor for you to be wasting your income on restaurants
>>
>>132243367
you save money by hiding revenue from the IRS this way
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>>132243470
>Not opening a restaurant that only accepts bitcoins.
You can avoid virtually all undesirable customers.
No paper trail or processing costs associated with cards.
Not having to deal with cash.
>>
>>132228699
>This is actually true though
Jews will fuck you up no matter what, it's not like federally printed dollars are off the grid or something, you get equally fucked card or no card.
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>>132228375
>A local business environment changes as a result of crime
>the population most likely to commit those crimes is negatively affected

The system worked.
>>
>>132228856
No it's not technically illegal
>>
>>132243470
This, if we get rid of cash you wont be able to withdrawl your money, only move it from (((bank))) to (((bank)))
>>
>>132228375
Everything is racist OP. Matter itself is racist, constantly suppressing anti-matter in the most violent ways imaginable.
>>
>>132243754
a bakery in my town does this. i love it
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>>132243674
>not doing all trading in gold and silver bullion

Fucking egg.
>>
A cashless society is a globalists wet dream
>>
>>132244068
>Matter itself is racist
The universe is 95% dark matter, but somehow the only matter that physicists work with is white matter.
Know your power, stay woke!
>>
https://www.treasury.gov/resource-center/faqs/Currency/Pages/legal-tender.aspx

There is, however, no Federal statute mandating that a private business, a person or an organization must accept currency or coins as for payment for goods and/or services. Private businesses are free to develop their own policies on whether or not to accept cash unless there is a State law which says otherwise. For example, a bus line may prohibit payment of fares in pennies or dollar bills. In addition, movie theaters, convenience stores and gas stations may refuse to accept large denomination currency (usually notes above $20) as a matter of policy.
>>
Cashless society is the dream of globalists and the opening for the antichrist
>>
>>132228856
Only if they gave you the food first and refused to accept cash as payment
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>>132228375
It's not racist, just really fucking stupid. I never use my bank card for anything because my bank doesn't need to know what I'm buying. I take cash out then spend it.
How can you not accept cash? Is it because the teenagers you hired right out of high school can't do basic money math? I wouldn't doubt it.
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>>132244639
I use a card for everything because I enjoy getting my 2-3% cash back. I could care less if Amex or the government knows what dragon dildos I'm buying.
>>
>>132244240
>>132244524
fiat currency is just as phony as a credit card
>>
>>132243777
With what coming to Jewrope in May 2018, bitcoins will be completely useless.
Nice trips though.
>>
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>>132228375

Not racist, but demonic. The cashless society is the prelude for the Antichrist and his mark.

"And the second beast required all people small and great, rich and poor, free and slave, to receive a mark on their right hand or on their forehead, so that no one could buy or sell unless he had the mark — the name of the beast or the number of its name."

Demand businesses to use cash, you do a lot by doing so.
>>
>>132244639
>Is it because the teenagers you hired right out of high school can't do basic money math?
the amount they steal is less than what credit cards charge
>>
>>132231524
> White Hispanics
heh...
>>
SHALL
BE
ACCEPTED
AS
LEGAL
TENDER
FOR
ALL
TRANSACTIONS
>>
>>132228375
>This note is legal tender for all debts, public and private.

Christ on the graham-cracker cross, I wonder if this is not some kind of reward-accrual scheme...

If they can get juggle the transactions to earn rewards on every dollar of revenue they take in, then they deserve every penny they have learned how to earn.
>>
In Shitcago here all the minority restaurants are cash only. Which makes no fucking sense why they aren't shut the fuck down. You can be denied all manner of things by being a cash only business if white and Feds will bust you for being drug dealer simply for conducting cash only business. Boggles the mind.
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>>132245182
>The credit card jew MUST BE PAID!! 3-6% shekels goyim, I deserve them!!
>>
>>132245106
You dont have a debt until they give you the food
>>
>>132245304
But if the restaurant were to "pay the customer's bill" on their own card, and then balance-transfer customer's money to their own account... Wouldn't they earn rewards for the "bills" they are paying?
>>
>>132228375
But really what's the point of not taking cash?
>>
>>132228494
https://www.youtube.com/watch?v=TrbeuJRPM0o
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>>132245485
>Wouldn't they earn rewards for the "bills" they are paying?
the rewards are less than the fees
>>132245486
time and theft
>>
>>132245485
Merchant processing fees are higher than the rewards the cards earn. Also using your personal card on your own merchant account is a huge no and will get you shut down fast.
>>
>>132228375
let him who hath understanding reckon the number of the beast
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>>132228375
Isn't it more racist to assume blacks and hispanics don't have cards, or to treat it as an inherent issue with their race rather than their choices?
>>
>>132246367
It's not racist because it's the white man's fault that minorities don't have bank accounts. So no matter what we can blame it on whites.
>>
>>132228375
Baltimorean here.

Something that no leftist article will EVER broach is the fact that a lot of small businesses go cashless to deter niggers from robbing them.

So yeah, it IS about keeping niggers out, just not the way OP's article thinks.
>>
>>132228856
They're still accepting dollars, just not greenbacks. You might be right though.
>>
>>132228375
It's racist as fucks.
Germans despise electronic cash, as they want to control their spending and not be vulnerable to banks closing down their accounts.
After Cyprus and Greece all Germans have become more aware of how quickly you can lose access to your money if it's digital.
>>
Why is fucking everything about race for Americans?
>>
>not making all purchases with a credit card that you pay off at the end of the month
The company makes money, I make money with the 1% cash back rewards, and it's convenient.
>>
>>132228375
And restaurants wonder why they're losing business in general.
>>
>>132231744
Not every place have gift cards.
>>
>>132247905
>he only gets 1% back
>>
>>132228375
I would only agree if they decreased prices. Of course with credit only they would have to increase prices.

I swear gas stations are the only businesses that offer discounts if you pay with cash.
>>
>>132247905
I bet you think you make money from your card when you buy $3 gas rather than $2.60 at the station across the street.
>>
How can people not have a debit card, or credit card? JUst walk into a bank with $20 and open an account. Goddamn.

I dont even.
>>
>>132228375
The real reason they're going cashless, aside from convenience, is to discourage would-be stickup artists (read: niggers).
The Costco near me has a gas station that posts big signs all over the gas station that say "We Do NOT Accept Cash."
So naturally, I saw in the local paper that some nignog tried to rob it anyway and got away with the whopping 30 bucks or so the attendant had on them before eventually getting arrested because they have cameras everywhere.
>>
>>132228375
>In D.C.
Yes, I can assure you it's 100% to keep the poor excluded
>>
File: 1437815782706.jpg (179KB, 500x375px) Image search: [Google]
1437815782706.jpg
179KB, 500x375px
I have a credit card and a debit card, but I wouldn't eat at a place that didn't accept cash.

Who the fuck makes a habit out of putting a small food purchase on their cards?
>>
>>132228375
Is this even legal? How can a business refuse to accept legal tender?
>>
>>132228375
I use cash as much as possible fuck cards. It's just a way to track me.
>>
>>132232375
Congrats, you live on the rim of the toilet. You still live in a toilet though, retard.
>>
>>132248698
Don't know how banks are in Canada, but most banks require $300 in your account of it's a $5 or $7 fee to hold your money. If you're living paycheck to paycheck, might as well spend $3 at Walmart to cash your check.
>>
>>132249176
There's no debt to be paid if you don't sell them something. It's refusing service not refusing tender, which is legal.
>>
>>132249788
By this logic, some states would be forced to take cash from LGBT people or get prosecuted for denying service based on a protected characteristic.
>>
>>132249934
Possible, if you're part of a protected class you could try to make a case. But if you're too poor to have a bank account you're probably too poor to afford an attorney who will take up your unlikely case.
>>
It'll cost $3 to load it but anyone can walk to a bank or grocery store like Kroger and put money on a prepaid Debit Card. This only people this would impact is the people who are homeless which blacks make up the majority followed by whites
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