it's time for another pathetic millennial bitching thread!

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>tfw I have only 3 dollars

>>131726110
it's partly because information companies are stealing their ideas so fast they don't even think there's a way to invent a piece of hardware and get credit or manufacture something they thought of before someone can steal it or make a "different" version of it. and i agree with them. you'll never get to market before it's flooded with a stolen version.

it undermines the incentives and economics of the whole thing

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Sitting on just over 2000 AUD

TBQH it doesn't matter, there will be bank bail-ins before long

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>>131726526
>tfw 66 cents

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>>131726110

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>>131726110
>tfw part of the $20,000+ club

>>131726110
>Saving worthless paper money
I have about 10k in physical gold, tho

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>sitting on 40k in general savings and 23k in retirement savings

>>131726110
>owning gold is illegal
>goes to bank
>gimme money my dad told you to
>ok
>*types up some moni*
>charges everybody else interest on this fictitious computer moni

>>131726526
Start saving your $1 bills so that at the end of the day, you put away 2-$4 a day, adding up to up to a $1000 a year

>>131726110
I have nearly $145k in the market and an additional $25k in liquid cash.

>>131727147
Pardon me please while i quit my job, get a new one across the street same day and have inability to figure out why women are shit

>>131726110
why must you use beautiful piet mondrian works to shame me?

>>131727100
bad news m8, the value of everything is determined on the market, unless you are physically using it yourself.

>>131727167
>>Start saving your $1 bills
>implying I have income of any source

>>131726110
This is literally what the jews want.

They want each one of you goyim to have ZERO dollars in savings so you're force to rent and they basically farm you for cash every month.

>>131726110
Everything is too expensive.
Cant even buy a house here if you have an average job, let alone as a struggling millinnial.
Business options amount to importing shit from China and marketing it better than the producer so you can profit off the markup.
Nothing worth doing that will reward you better than just sitting on the couch and playing vidya.

>>131726110
where does this data come from? someone has to be peaking into people's bank accounts to make that happen. i see no reason that should be legal and there's no way it's ethical

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>>131727325
related

>>131727299
I wish you luck then anon

>>131726936
>DC

That's a lot of welfare.

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>>131726110
Because you boomer faggots sold our country out to the Jews and then you wonder why we can't get ahead.

>>131726110
We are inventing new genders and sexualities you dummy.

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>>131726110
>tfw have about 12k saved up as a 19 year old attending college and living with my parents.

I guess I'm better off financially this way, but it really sucks living at home.

>>131726110
Currently 110k in bank and over 500k in property, I'm 29.

You just gotta use your brains kids. I don't even work right now, worked maybe 1 year total the last 3 years.

>>131726110
>213 dollars
eh

>>131726110
Of the top ten richest people, one millennial, possibly one gen-x if Bezos counts, but he is on the cusp of baby boomer, the rest are baby boomers or older. Why does gen-x suck so much?
>inb4 pffft, whatever.

>>131727757
There's a lot to this. More than debt is the potential for capital generation. People between the ages of 21-45 are responsible for most of that generation in the US. Unfortunately that generation was going to be too small to meet the nation's needs so the decision was made in senior policy circles to allow immigrants from the southern border into the country. The assumption was that they'd begin having kids at a much more rapid pace than the naturalized citizens. It appears to have worked. In fact, we have what we need which is why we've only seen WAshington BEGIN to get serious about border security in the last 5 years or so.

>>131726110
$49,000
suck it

>still no gf

>>131726936
how the fuck is cali so low when it costs so much to live there and they have one of the highest minimum wages in the country

>>131727775
wish me food please

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Saving is pointless, you may as well just spend it and treat yoself.

The amount of people I've seen save save save to enjoy later and wind up dying or being so unwell in older age that they can't enjoy it is horrendous. A whole life denying yourself stuff and then you leave it all behind, kek.

>>131728384
Stop paying for internet then

Use library wifi instead

>>131728384

Sell your booty on craigslist, no shame in doing gay for pay, lad.

>>131728501
my mommy pay for internet
my mommy pay everything except food
my mommy has no money

NEET living off allowance until UBI gets here. 28 years young. Living the dream. Stoned out of my mind as I tyoe this.

>>131728353
Raising the minimum wage means businesses have to reduce the number of employees and or cut hours.

So effectively it doesn't bring anybody out of poverty and just destroys low paying jobs.

>>131728606

Your talking points are off, you're meant to say businesses will raise prices, lad.

What you're suggesting is that businesses can run on half the staff they have but choose not to out of some philanthropic goodness of heart or desire to be surrounded by people. Absurd. They employ the absolute minimum they need to get the job done.

>>131726110
I must in in the 1% then because I got more than $1000

>>131728767
48.2%

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>tfw 20k+ club

ww@ lads

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>>131728947
O SHIT

Because they have no assets and no way to get them beyond subprime lending which plays right into the owners hand. The generations before amassed assets and now this generation has to rent them to keep that sustainable.

>>131728978

Plus you're circumcised and healthy, what more could you ask for in life.

>>131726983
I have 25000, a fully paid off car, a university degree, and 12 beers in my fridge. U mad cuccboi?

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>>131726110
>an entire generation of Americans has literally no money in the bank

Should I hold off on buying a house? I have a strange feeling that the market is going to fucking implode soon.

>>131729248

But are you circumcised, canuck?

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Their poverty will drive them to greatness

>>131726110
they would rather rent and build equity. they would rather spend than invest.

>>131728702
They have the option to raise prises as well, but normally that's not what businesses want to do, because they want to stay competitive. Some random jackass working at McDonald's could easily take on the responsibilities of like 2 employees seeing as he's being paid the wage of 2 employees if minimum wage goes up to $13.

Businesses generally only have so much money allocated for payroll so if the cost of employee goes up they're usually going to either cut staff or lower everyone's work hours.

>>131726110
They're all too busy updating their kikebook and being political.

Because millennials have been in an age where technology has changed rapidly and they are still overwhelmed by it

>>131726110
>>131726526
>>131726787
>>131726903
>not living with grandparents since 18
>not being a dispatcher for a logistics & transportation company
>not stripping at stripclub a couple of weekends a month
>not doing this for 8 years
>not saving a shit ton
>not owning any debt
>not going to college
>not retiring from full-time at 28
>not becoming a part owner of minimart/liquor store
fuggg! the lack if foresight, delayed gratification and inheritance is unfortunate for y'all.
>>131728767
Great dude.
>>131727135
Good babe.

>>131729362
while never having to repair a single piece of my place

when i leave and decide to buy something

what sort of property should I buy?

>>131729379

Nonsense. You're implying that businesses tolerate people operating at 50% efficiency all the time, it just doesn't happen, especially in fast food. Sorry mate, you're talking out of your own sense of self-importance.

>>131727187

Why did you turn you cash into liquid senpai you won't be able to exchange it for anything

>>131726110
>doesn't add up to 100%

try finding a statistic that's not made up, jew

>>131726110
They're redpilled wage cuck.

>live in midwest
>rent is $1000ish/month for most decent places
>15 year mortgage with a down payment of 30k on a 150k home means about 750/month mortgage payment

I've been looking at houses all night bros, I'm going to free myself from the shackles of renting. Just need to save some more.

>>131727187
>these are the sounds of a pre-will child

>>131729315
hold off my nigger

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>live at home to save money because lol fuck Illinois property costs
>money from stock trading
>money from crypto trading
>passive income from rental property in Florida
>own car
I think I'm doing pretty ok for being a month off from 26. I'd like to move out but there's really no reason to when you have a business partner relationship with your parent.

>>131729954
>own car

everything you said before that seemed ok but that last part lol.

>>131729954
>>passive income from rental property in Florida
look at this kike

>>131726110
>unironically putting money in savings
poorfag detected

>>131726110
I've already had my first house, have about $145k in assets. It's not great, but apparently I'm the 1%. I can almost afford a shitty small 50 yr old house 100% down.

Such a lucky generation we are, I have more than 100x more than most of us and I can only barely afford to rent the lifestyle I grew up with.

>>131726110
I think they are too busy being underpaid. just a thought.

>>131729575
Well I'm not implying that they are employing more people than they need to out of some sort of philanthropic reason. It's just that with a lower minimum wage they can afford to hire more people.

Every business has a certain amount of money allocated for payroll that allows them to still be as profitable as they want. They can only hire a certain number of people without raising their prices. When you increase the price of workers the people that are less productive get cut and extra responsibilities get put on the remaining employees, because the business wants to remain productive and they can no longer afford the workers.

>>131726936
Is it monthly or year?

>>131729954
this guy gets it
to defeat the jew you have to think like the jew

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>>131730037
I bought it used for like $2000. Been working fine for the last 30k miles with only $800 of total repairs and maintenance in with the last 3 years.

>>131730042
Pic related

My full time job pays me pretty well for the work I do I guess. Considering I'm shitposting on the clock right now.

>>131729954
>living at home making goodish money
I know that feel.

t. Southern california

>>131726936
If thats real thats fucking abysmal. I fearl for the future of america.

>>131727187
ok

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>>131729954
>26
Move out

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>>131730390
I could at any time, but why would I pay (((them))) to live somewhere else? What point would I prove?

>>131727757
Now throw in automation into the picture.
What happens? Economic collapse?

>>131730503
Don't listen to him. Save up until you have a good amount of money then move out, 20-30k. I have 18k saved up right now, moving out once I hit 25k.

>>131727799
Boomers piss me right the hell off. "Just look the employer dead int he eye, shake his hand, and tell him, "I want this job" that works every time"

>Hasn't applied for work in 40 years.

200 online job applications later, most rejected me in 30 seconds of completion, I get a phone interview with a woman eventually. When we talk, I'm asked all kinds of questions about my race and lifestyle choices, to be sure they aren't discriminating...

>>131727757
all you have to do is cut the banks off. we dont need them anyway. they are the ones that caused all this. Do you really think the government is planning on paying the debt off? no. they are planning on telling them to fuck right off just like the rest of us should.

>>131726110
> achieved nothing
> the last few sets of achievements have nearly ended us all
> governments are now so paranoid you go on a watchlist long before you do anything

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>>131729575
>You're implying that businesses tolerate people operating at 50% efficiency all the time, it just doesn't happen

>>131726110

isn't it past your bedtime you fucking boomer.

>>131730503
I'm 20 and living with my parents and have a decent amount of money saved up. It just feels gross to still be living with my parents.

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>>131727799
Can we all just agree that capitalism ruined the economy?

>>131730713
to expand on this. they type numbers in and bam more money. none of its real. so if we just said fuck you banks and went back to a gold based money everything would be just fine. all the prices would readjust and people could live a good life again.

>>131726110

The firstborn has the most initiative and adventureness. About a 1/3 of Millenials were aborted by the boomers. Aborted children trend towards being the first child the woman "would" have had. However we now know that women retain the DNA of any chad they bang, as well as successive (2nd, 3rd, etc) children retaining DNA of the babys before them.

This means that the vast majority of 1st borns in the US were aborted, and with that the initiative of them. The Bible says that the 1st borns being wiped out preceeds the fall of society, and Satan got the Boomers to do it all by themselves.

>>131730823
youre a faggot. it was lending and central banking. the rothchilds owned this country before it was even established. its a fucking scam.

>>131730503
The only reason to move out is to make a life with someone or to chase a job. Is there a chance of that happening?

>>131729362
You cannot invest if you don't have capital.

What do you propose they do instead of rent.

>>131730359
I can see it getting worse because keep in mind the younger generations are more shitskins. Liberals will win because everyone will be on welfare.

>>131731174
you have to play the game now. working for aliving is a farce it seems. you can turn a minute amount of money into a living these days. you just have to be smart and invest in the right things. Everyone here should be riding the banking jew right now. the old adage if you cant beat em join em rings true.

>>131731174
Live in cardboard boxes outside Pak'n'Save

>just got first paycheck
>only going to have $50 after accounting for all my expenses
>next paycheck is coming in two weeks and its all going into my savings, I become the 7.3% overnight


>>131726110

The biggest problem right now is that the boomers made it really hard to get a job and then hid all the jobs worth getting from the millennials. They conned nearly everyone into believing you have to go to college. They also keep pushing back the considered age to be an adult. I know a few people who don't considered you an adult until you are 30. A third of your life. Boomers are doing everything they can to make younger people fail.

>>131731745
the problem is nobody wants to work with you guys. I'm gen x and we fucking hate you faggots with a passion. 90% of you are insufferable cry baby liberals.

>>131730980
Yup, we literally have the DNA of every guy who's semen we had contact with.
http://message.snopes.com/showthread.php?t=91864

>>131731910
>90% of you are insufferable cry baby liberals.
yeah, and who taught those to be that way?
fucking boomers

>>131731386
If it was easy to turn small amount of money into a large amount, then everybody would do it.

>>131731910
Thanks to the coddling boomers have done. Your hate is misplaced but needed. Be as hard as you can on millennials, they need their backbones stiffened up after still being treated as if they are 3 for 20+ years.

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>>131730980

>Got my first job 4 months ago and already have 5k in savings
Thanks, nepotism!

>>131730980

Aborted children aren't born you anus faced meat bag

>>131732090
no. the other problem with you fucks is you think you should try to scam everyone that comes into work and be proud of it. You get this shit from nigger culture. You need to just do your jobs and not try and rip everyone off in the process. Everyone hates you pieces of shit because you cant stop yourself from trying to look like a badass and shortchange an old lady. or replace the transmission when they just needed a driveshaft. you people really soaked up that nigger culture and you arent reliable and probably never will be.

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>I'm part of the 16.5% and I've only been saving for a year and a half

Neat

>>131732171
it is easy but you have to be smart. so not everyone can do it. but you should be looking into it because no one wants to hire millennials.

>>131730503
>>131731157

moving out and being self-sufficient builds character

>>131732296
And who is in charge of the media?
Boomers and (((them))). The two groups of people who want modern white Americans to fail.

i could probably make it to the 5000 club if i worked full time for a year, but i keep going back to school to try to save my ass from the debt ive incurred (from going to school)

my current program should save me unless theres some sort of crash fairly soon

>>131726110
7.3%

I'll take it.

>>131732296
you are describing every boomer relative i have

they fucking brag about their benefits, and how they are ripping of some agency

seriously millennial don't have a choice even if they weren't leaches, you make more money off aggregated gov't services if you are under a certain income level than a higher income level

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>>131732430
>but i keep going back to school to try to save my ass from the debt ive incurred (from going to school)

He fell for the college Jew

>>131732428
you cant blame other people. you act like small time criminals when you should be just doing your jobs humbly. we give them chances but they keep acting the fool. same reason we only hire niggers once in a while they do the same damn shit.

>>131730251
annual

>>131732506
sounds like you are talking about government workers. yes they have a reputation too.

>>131727757
Cant the illegal immigrant just go back to his homeland without paying his debt?

>>131732567
the worst part about this whole thing is they come to brag about it like they did a good thing. fucking clueless.

Reminder that millennials = 25 and under

The Gen Xer's = the most successful generation

>>131726110
A lot of milennials are left wing and believe in communism, therefore believe they don't need to save because in their twisted version of communism, the government will take care of them

>>131726110
I don't care anymore.

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>>131729586
I appreciated this

>>131732557
half of millenials fell for the college jew, and its part of why most of them are so damn poor

though ontario is making it so you dont have to pay it back until youre making over 35000 a year

i want to make way more than that though

>>131732379
I'm going to assume that you are referring to playing the stock market, which is just a form of gambling technically, after all, as a shareholder you have very little control over what the company does and what affects the company. Not to mention the plentiful stock crashes.

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I have rich parents and will survive any hardship this world faces because of that but fuck the boomers for voting for endless gibs but not having enough to kids to pay for the ponzi scheme welfare state while importing millions of low IQ savages who are a further drain on welfare to make their scooters and boner pills cheaper

>>131726110
Kek, implying boomers "saved" anything. That's why most are working well into their "golden years" and keeping jobs that would have, traditionally, been given to the next generation. Looks like boomers found yet another way to fuck the younger generation. And they call Milennials the "me me me" generation.

>>131726110
>discovering new political ideologies
what makes you think this is possible? everything is just a variation on authoritarianism or libertarianism and those have been written about for centuries, I doubt there's any unique ways to view them at this point

>>131728465
I could see saving for an emergency, but that should be a limit like the 6 months of wages.

>>131732813
thats where you can start. Never invest in businesses you dont fully understand thats the key. You have to learn everything about the business and its competitors that you can before thinking about buying the stock. then its startups which are a lot more lucrative. Heres a tip buy smash tv. its an up and coming ipo.

Boomer here. I went through all the same shit you faggots are whining about when I was a young punk-ass bitch like all of you. Now I got a nice big house, 4 cars, and life is a little more comfy. It takes time. But its not boomers fault. Thank the jew and globalism.

>>131733066
punch tv sorry had a flashback.

>>131726110
I guess that includes money on hand as well?

I'm probably at $1,800, $2,100 or so if that includes gift cards. Walmart cards are worth it, so much food on sale and price comparisons.

>>131726110
>tfw you're self employed in the 16.5% of this bullshit infographic and still not feeling 'accomplished'

>have no internet
>have no health insurance
>can't afford car
>diet consists of deli meats, bread and ramen
>barely scrape by with rent
All because my boomer boss thinks $8.65 an hour is able to be lived off of in a part of the country where $757.56 (not counting rent) is the living wage. Not to mention any skills that don't involve tourism are fucking worth less

tl;dr I'm not saving money because I don't fucking have any

>>131733120
I agree they need to man up but they are in a uniquely bad situation right now. Its why I still try to give them chances.

>>131726110
why would millenials stockpile shitty fiat money? it's barely worth for wiping my ass with it

>>131726110
>Why is your generation so worthless?
I'm spending time on internet boards where the best moment is when someone makes a lame dickjoke. C'MON MAN

>>131733120
>But its not boomers fault.

Politicians just voted themselves into office then.

>>131726936
source?

>>131732427
Why didn't you move into a mansion when you moved out? Having ten bedrooms builds character. Would have cost the same as a one bedroom these days.

LOL under 1000? Poor fags.

>>131728592
UBI isn't going to solve shit. It's not going to make people entrepreneurs, just leeches. It's worse than Socialism because those who don't work get treated equally as those who do. Automation is supposed to be around the corner, but it's actually not that close. A heavy >60% tax is going to ruin the economy.

>>131733120
Gen Z here. Thanks for taking the loan out and putting the bill on future generations, pop. I can't wait to pay for all those unfunded liabilities and I'm really excited to never get any social security money.

>>131733295
>All because my boomer boss thinks $8.65 an hour is able to be lived off of

Is he the one that sets Federal or state minimum wage? Why should anyone pay more than they're supposed to?

>>131733380
you cant do that man we dont tell the government what to do. they do that shit on their own. If you lived in europe or canada I would sympathise with you but here they havent completly destroyed the country yet and we just opened up a shit ton of jobs by deporting tons of illegals. nows the time to get a job.

>>131733473
if you really think the government is planning on paying that money back you arent thinking critically. one of these days we will part with the globabl banking cabal. its up to all of us to put the pressure on them to do it sooner than later.

>>131726983
>then

>>131732567
I'm just saying what the boomers have done to ruin their own future.

I personally don't act like that. I also don't know anyone in my generation who acts like a nigger, other than niggers. Maybe the city people I know kind of act that way, do you live in a city? Liberals like to lie and cheat all the time. This generation is known for being liberal.

>>131726110
because we haven't started the day of the rope yet

>>131733066
In 1991 the Ratners Group nearly went under because the Chief Executive said that their products were 'total crap'. Even the smartest investor could not have predicted that the Chief Executive would publicly announce that their products were 'total crap', so how would you avoid situations like this?

>>131726110
>be Russian millennial
>learn stem
>master English
>develop good working ethics
>work in us remotely, making SF salary, while paying Russian taxes and bills
>in 3 years buy a house and a nice car
Western millennials btfo by globalist bitches like me. When ahmeds will start raping their mothers, they have my permission to die

>>131733880
I hope thats true. if you are honest and dont try to cheat your boss or thier customers you should do fine. and yes I am probably highly jaded from running a business in Los Angeles.

>>131730670
>200 online job applications later
found your problem.

>>131734097
What problem?

>>131731174
>You cannot invest if you don't have capital.
>What do you propose they do instead of rent.
work, save, profit. secrets of the Jew

>>131734097
>>131734175
No one but minimum wage employers take in person applications.

>>131729514
Wow good for you. Some of us have bigger aspirations than a stripping, basic, convenience store owner. Good luck with that.

>>131733932
thats highly irregular. do me a favor take my tip and buy some punch tv. This one is pretty much a sure bet. unless they do something liek you just said. its always going to have risk. don't invest more than you can afford to lose. thats the other key. This ones going to make you rich if they dont do anything completely stupid like that. Check into it. nothing ventured nothing gained. I dont usually give tips but this one is almost a no brainer.

>>131726983
I am acquainted with that sentiment.

>>131726110
>tfw dad left me €2.5 million
I don't want the money, I just wish he was still alive

Who has a side hustle?

>>131732090
nothing is ever your own fault right?

>>131734287
Can't save if you don't have any income

>>131732171
>If it was easy to turn small amount of money into a large amount, then everybody would do it.
most don't even try

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>implying those numbers aren't higher than your average boomer

>>131733932
A smart investor wouldn't have put all his eggs in one basket to start with.
He'd look at worst at a 2-5% decrease, not a big deal.

>>131729315

Check the prices for housing around 1997, adjust for inflation, and that will probably be your bottom.

>>131731745
I'd rather hire a gen x bully who listens to limp Bizkit, than a millennial. You are insufferable and entitled. The only millennials who are tolerable are those who come from high competition countries like India, China and Russia

>>131733932
Assess the product yourself?

You have all the information you need to make a good decision, and people literally make billions off investing in corporations.

>>131734538
I think it was under 50% don't have enough saved for retirement.

>>131728702
I work in a place that recently raised their minimum wage. It is absolutely untrue that they work the absolute minimum they need to get the job done.

They work what they BELIEVE is the minimum to get the job done. After we cut hours all our various metrics fell. All except for one: sales. Prices went up too, mind.

In essence, companies do have standards but they'll absolutely skimp on labor and lower the standards if they find out they can get away with it.

>>131726110
>discovering new political ideologies,
what's left?

>>131734653
>people literally make billions off investing in corporations.

After investing millions or waiting decades?

>>131727799
Sure, blame the baby boomers. The ones that actually did things like fight global wars. Come back from recessions. Had an education and a good paying job. Had families with many kids. >It's all their fault why us millennials are so fucked up.

>>131728578
Pay for your mommy's internet and I bet you she buy food, she loves you anon, why else would she pay for internet and not food?

>>131732813
want me to tell you how to make $1000 with only $100? Buy a lawn mower and mow 20 yards. You're welcome.

>>131734653
this. you are all privy to whats going to be good or not. why the hell else are you on /pol/?

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>>131726110
>tfw have 10b runescape gp saved up

>>131734718
Yup.

>>131734718

>boomers
>fight global wars

???

>>131734329
>don't invest more than you can afford to lose
Except poor people can't afford to lose ANY money if they are living paycheck to paycheck, as alot of poor people are.

>>131734889
only if they buy stupid shit. the jews got one thing right. dont buy stupid shit. let everyone else do that and make money off it.

>>131733295
why have you chosen to keep that shit job? is that his fault too? You could make more than that selling worms for bait.

>>131732725
>millenials
>25 and under
Wtf are you talking about?

>>131734718
>fight global wars.

That's a good thing?

>>131730390
If you think moving out will earn you more money in life you're sadly mistaken. Moving out only grains you freedom. You can have all the freedom you want being dirt poor. That wont get you far in life having to pay for freedoms you wont use because you'll be too busy working to pay it off.

>>131734718
Nice fantasy you got there

>>131734296
>No one but minimum wage employers take in person applications.
oh really? much to learn you do.

I feel like boomers shouldn't be allowed to go without getting shat on. Who raised the millennials to be such unbearable little shits? Boomers. Who dug the US into an irreversible amount of debt? Boomers. And the generation before them probably did a less than perfect job as well.

>>131734502
>Can't save if you don't have any income
maybe.. haven't been in that situation since I was 12.

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hurr its the millenials fault i hate other white people because theyre 10 years younger than me

is there anyone more cucked than a gen x?

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>>131726110
I invented a sentient robot, but I'm too busy working 60 hours a week for not enough money to even rent a house to build it.

Five people used to do my job. Now it's just me.

>>131726110
>51.8% have less than $1,000
That is fucking sad if you live in a first world country. "Hurr, gotta save up for an Xbox bro!!"

>>131734502
Just start telling people that you'll mow their lawn for $10 or whatever money you guys use. Fucking sell advertisement on your shitty youtube channel. Do something, man.

>>131735388
to be fair they just let you do what you wanted. it worked fine for them when society wasnt such a piece of shit. tv used to be wholesome. there used to values. media has changed while they werent paying attention. the world was truly a different place when they were growing up.

>>131735311
So I'll go to a hospital and they'll have me fill out a application in person and not on computer?

>>131734889
poor is a state of mind. most poor don't even try to do better, they just complain about it.

>>131726110
test

>>131735534
Dammit, you're not wrong. I guess really when we get down to it, the main difference between the boomers and the millenials is the kind of media or (((media))) they were exposed to.

>>131733947
Stfu leaf.

>>131734358
Then give it here.

>>131734887
The Draft. The spread of Communism. Be happy you don't have to go to the Middle East because they called your number.
>>131735201
I like how you didn't provide anything of value to the subject matter other than open handed criticism. Read the guide lines next time.

>>131735565
do you think a surgeon even fills out an application? No, they will hand deliver a resume.

>>131735642
there was a lot less of it as well. now a days you could spend your whole life consuming media and not run out.

>>131735724
Only if you can bring him back.

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>mfw have 20k+

>>131735780
>surgeon hired in person
lmao that didn't even happen in your day.

>>131735728

Quit huffing your own farts, gramps. Your generation rioted so hard over a 64,000 man conflict that TPTB stepped back and was like "well maybe the draft isn't such a good idea." You fucksticks made draft dodging a badge of honor, and now you claim you were fighting those wars? Neck yourself.

>>131735432
>ahh, I see here you solved n=np, that is pretty impressive for this job
>Sorry but we are looking for someone with more experience

This was a common theme when I was interviewing. I have a job now but what kind of experience is a 0 years of experience entry level position looking for? Hell, I would see job listing looking for new engineers with 0-3 years of experience and then require a PE license. And if you don't know, you have to have been working under another engineer, with a PE license, for 5 years and pass a difficult exam to get that PE license. The pay for the position was for a starting engineer.

I mostly feel lucky I even got my job because where I work they had about 50% of their engineering staff retire.

>>131728115
Wish I was a Wendy's Manager

>>131726110
20 years old with $622.53 total in savings. And then I have maybe around $15000+ in like, a bond thing.

>>131736072
Better be prepared to have your dick measured in the job interview.

>>131735780
Are you a surgeon? Do you have first hand experience or even second hand knowledge from friends? I don't think you know what you are talking about.

>>131735852
If you're that mopey about it but want to do something about it, why not invest the money into biotech to resurrect/clone the dead? That tip will be 1% thanks.

>>131726110
I'm on the fringe of what is considered the demarcation for Gen Z, most people my age have at least a few grand put away, a good few have five figures. I have heard that those born in the late 90s are more frugal because of growing up during the GFC though.

>>131735942
You're suggesting I'm not a millennial? I for one take the blame for everything I've ever done in my life and respect my elders. My father raised 3 kids while working full time and passed the bar exam. He paid for my education and my housing for years. My father knew he was going to get drafted so he decided to sign up to go to war in Vietnam. You're the one who's dodging.

>>131735927
>lmao that didn't even happen in your day.
guess I'll tell my dad he has to quit because it didn't happen

>>131736134
dad is

>>131726110
I bought a house AND a car(which was paid for in full in cash) last year and I still have over 5k in the bank. I have been living on my own since I was 16. I deliver fucking pizzas. How fucking retarded are these people?

>>131736401
>A boomer did a boomer thing

yeah okay famapamasamdama

>>131736268

Your dad might have been alright; so was mine for that matter. Their peers? Their peers were and remain a bunch of stuck-up self-absorbed hypocrites who fucked, sucked, and snorted their way through their teens and twenties, and only bothered having children because they realized it's another way to self-aggrandize. And when they had those kids, suddenly it was zero tolerance policies, school uniforms, and "my baby is special" tests because the thought of being normal horrified those people.

>>131729248

25,000 CAD is 19,200 USD, so you're not in the club.

never had a chance. i just don't think about it. I'll never get out of college debt. I bust my ass lifting 50-100 lbs boxes 8 hours a day for minimum wage. One day I'll kill myself. fuck this gay earth.

>>131728115
what profession are you in?

>>131736154
1JXp6mKGzKzgQ1gzJfDLdLGbpLSNzAfYyB is my wallet in case you're serious. :^)

>>131736154
Sent ;)

>>131736660
You went to college to learn how to lift 50-100lbs boxes?

>>131736862

no but if I did I would probably make more than minimum wage doing it

>>131726110

Because all that stuff is actually hard to do now. This isn't the Boomer era where the ability to get up at 7am and sit at a desk for 8 hours right out of high school means that you're a CEO within 10 years. You practically need a graduate degree to be a secretary now.

>>131726110
Millennials are the youngest to remember 9/11
Millennials are the last generation to remember pre-internet/cell phone
Millennials are the first generation to have access to instant porn/ instant media
Millennials adolescence during Afghanistan/Iraq wars. President George W. Bush.
Millennials late teens/young adulthood during the stock market crash/housing bubble/great recession. President Barack Hussein Obama.
Millennials brainwashed since early childhood with SJW-ism/Diversity/Peace and Love/Feminism/ect. Brainwashed by the feelgood drugs,sex,rock and roll meme. Brainwashed that religion was for dolts. Brainwashed with Social Media.

>>131736842
Thanks for the whopping nil neetbux friend. I can invest and multiply that by great extents and pay you back in kind.

>>131736910
What did you study anon, I'm curious why you're unable to find a job with a college degree.

>>131736617
I don't need to convince myself that the boomers were the cause of all the problems we face today. They had to undergo constant war with the draft. So they resisted and wanted social freedoms. Can't fault them for that because I see that feeling still today even without the draft. The difference is millennials are not taking advantage of things given to them. They work for a an education and then a job that they end up quitting months later because they only want a leisure life. What ever "tolerance policies" we have today is nothing compared to how boomers were raised. You couldn't be a unwed woman with self sustaining job. As a man you always worked to support a family. You couldn't marry outside your race. The list goes on.

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>>131737110

>I'm curious why you're unable to find a job with a college degree.

We all have degrees.

>>131731922

Probably (but not certainly) not true. Chances are much higher that it's from pregnancy and miscarriage. You'd be surprised how many pregnancies don't even survive the first period.

Microchimerism would be highly unlikely to affect germ cells (eggs in women), which are formed during development. In terms of leaking from mother to child it's possible, but the tiny amounts in the mother render it highly unlikely.

Promiscuity is degenerate and offers a lot of terrible outcomes for everyone in society, but i suspect this is not one of them.

>>131726110
because the media bluepilled them into living a worthless life of hedonism and simply because we can't afford this shit. Do you know how much money that costs? For millennials there are only low income jobs left unless you get lucky. But the average lives from 1000~ per month. You can't buy a fucking house from that.

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>>131734718
who raised the millenials?

do you think generations turn bad for no reason? if your looking to blame an entire generation your gonna be stuck in a loop of "its their parents fault, they should have raised them better."

its either their environment or their genes that make them the way they are, and in both cases responsibility falls to the parents.

>>131737252
Good point.

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>>131729815
>Leaf education

>>131737202

Maybe. But for every social issue they tried to tackle, Boomers also tore down an economic ediface which helped the poor and the young. Killing unions and enacting NAFTA are the core of the Boomer economic legacy, and it's had the effect of absolutely gutting the American consumer economy. Which is short-sighted, really: All these Boomers own stock in companies which produce things (Silicon Valley excepted) but you'd never want to own a company which produces things if people can't afford to buy them.

>>131730129
You are in the 1% if you make $500k a year

>>131727187
i have a 7 inch penis

>>131726110
Yellow master race.suck it red losers.

t. GenX fag

Saying your net worth without listing your age is worthless.

I am on older side of millenials and my "net worth" really took off after 30. Before then I was broke fuck just like you.

Nothing really changed, but you know that whole thing about "rich people get richer" is totally true. I started saving early and the savings are just compounding on themselves now. It's really fucking unfair that the more you have the easier it is to make more. Fuck I probably made more off just my stock market account (which I don't even actively manage) last year then most of you clowns did by working 2000 hours.

That's the true /red pill/ - life is stacked against poor fuckers. I see all of you poorfags saying shit like "cut taxes for the rich" and I just baka - but hey keep advocating for ppl like me while you dream of one day being in my shoes.

>>131737377
Genes has nothing to do with social and economical standing. It has nothing to do with taking responsibilities and being forced to do something you don't want to do. Yes, being raised properly will help you in life to deal with those things. But being given something that your parents didn't have with more freedoms isn't something you should blame as the environment in which millennials take for granted and the very reason why they fail.

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>>131733120
>4 cars

>>131737110

I got a B.S. in chemistry, but the reason I can't get a job is because I got a DUI and it has caused my immense trouble over the past 8 years. In USA almost every job will ask if you have any convictions, and if you do you are never hired.

>>131737746
The redpill is that there are slaves, and there are masters. The Jews jhappen to be the majority of those masters

>>131737787
Spare the rod, spoil the child. It is still the fault of misguided parents, even if they meant well.

Who raised the millennials dickhead?

>I tried growing plants in salty soil with no water and they aren't growing well at all. Why are plants so shit these days?

>>131738174
Misguided parents? As if they knew how to raise kids any different than today. You can only hope what you do as a parent will be right in the end. The more strict and traditional the better off they can deal with pressure as an adult. The more freedoms the more their children will stray from the norm. It doesn't get easier when you want your children to have a better life than you did.

>>131730823
Can we agree that your a faggot?

>>131734320
>Aspirations

Do you honestly still believe anybody will remember your name after you die?

>>131726110
Why do you expect young people to have as much saved as older people who have been working twice as long.

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>>131726526
One. Dolluh.

>>131726110
Who cares about moni.

>>131730359
It's Real

>tfw full time minimum wage paying rent/utilities etc

>>131733120
Us guys need father figures tho, i live in a single mother appartment and im 25 and aint amount to shit :,( and have 4 mental illnesses.

>>131726110
Oh you just wait

>22
>over 30k spending , 40k in retirement 10k in bitcoin
>Friends with journalists and right wing govt candidates.

>>131730769
I'm in the same boat as you except for the money part
> tfw uni is hard as fuck and you can only take part times jobs here and there to pay for essential shit

>>131733120
>I went through all the same shit you faggots
oh shut the fuck up

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I like seeing the real redpills here

>pick up ya slack and make something of yourself
Real Redpill

>wahhwahh excuses excuses im 25 wasted my life bs excuses why im poor
bluepill millennial crybaby

>>131726110
Source of pic? I thought every one was in debt and if you had zero debt and 10 bucks cash you where better of then most people.

>>131732702
It isn't talking about illegals I think. Countries like the U.S. that have the power to pick and choose (i.e., Libya, mongolia, shitholes don't enforce borders) prefer legals because they pay taxes and can invest without fear of deportation.

Usually people only immigrate when they don't WANT to go back.

They also don't really get loans except for student loans maybe (and even then, I don't think it can be borrowed from Federal gov).

But yes, they can just go back home since we don't extradite for financial crimes.

Doesn't happen often though, if the loan is small then who cares and if it's big (house) then they won't leave without it.

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>>131737746
>fuck I probably made more off just my stock market account
Stock marked is fucked mate, the FED lowered interest rates and fucked the return on bonds so now every one is going into the market instead. And corporations are borrowing money (low rent) to buy back their own stock and increase their ''value'' that way. You might reap some benefits but you are really just the winner in a huge ponzi scheme.

I mean look at all these tech companies. They do nothing but produce flashy youtube videos of products that they are planning on building in the future. They have produce nothing, they have jack shit in the terms of machines, technical know or anything else that matters but their stocks still go up and up. Same thing for other shit like tesla, snapchat etc. They are losing money but the stocks still go up. Why is that? Because the FED printed a lot of new money and people are desperate to dump it into something worthwhile, and the stock market is the only thing that is still giving a return.

TL;DR
You are playing with fire

>>131726110
Because a lot of us are worthless. Most others I know fall into the 51.8% catagory or the 18% with thousands of dollars in debt on some worthless degree. A lot o people actually bought into the genders study lesbian dance theory bullshit and cant find a job. I also know a few "empowered" woman who's female priviledge and """diversity""" quotas guarenteed them spots in STEM programs only for them to wash out after three semesters because they realized doing man's work is hard.

6.4% for me. About $17,000 raw, excluding assets like my bottom shelf $3000 car and another $2000 worth of guns and like $700 in ammo.

Invest in lead, winter is coming.

>>131726110
I have saved up -18,000.

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>>131740782
>I thought every one was in debt and if you had zero debt and 10 bucks cash you where better of then most people.

They didn't subtract debt from savings.

And for this kind of statistic they shouldn't. This is about how much people /save/. You can be in debt and have savings.

At that point you can have a debate on how critical it is to pay off your debt with the savings.. but that's not necessarily the case. For a lot of big loans people take, like education loans and mortgages they get really good long term rates on those huge sums.

Meaning that your 1000 dollar savings or even 20000 dollar savings isn't going to make a huge dent in that debt. Further, as to avoid more debt, you should have a savings fund that represents about 3 months of your expenses, should anything happen or a crisis develop (broken down car, etc).

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>>131741623
As if this is new information. Fact is - higher risk = higher returns. There are still sound investments one can make... playing with tech companies is just stupid, and we've known this since the .Com crash.

The original post had a valid point - the system is stacked against the poor, and once you have money you can make more money easily. If you can manage a decent job once you are over 30 and you slow down you can actually start making money if you are not too stupid.

>>131728054
>I guess I'm better off financially this way, but it really sucks living at home.
that's because you americans are conditioned to think you need to move out at 18 instead of getting a decent foundation before heading out

>mfw 6.4% and I'm 19
Not even a richfag, just keep your head down and work hard, also Living in glorious Straya helps a lot, suck it mericunts

>22
>30k in shares
>4k in cash
>36k in student debt
>I will literally never own a house

>>131733120
Bet you didn't have to pay a 40k student loan at 6%

>>131726110
>NEET who hasn't been out of house in 4 years
>have $200k
Am I doing good?

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>>131726110
£60 in the bank

>>131733120
> 50 years old
> on /pol/ complaining about Jews

Fuck off, boomer scum.

>>131747032
>>30k in shares
>>36k in student debt

your are dumb as a box or rocks

>>131748529
Why is that?

>>131726110
I wake up every morning depressed. I have to force myself to man up. My 7 month old makes me laugh. My post partum wife pisses me off. I drive a minimum of 45 minutes to work for a job I hate. On the way there shit heads try to kill me and act like it's my fault. I'm in It, there are no good jobs, just high turn over. I've never had a raise, I'm college educated with certifications and 15 years experience. My employers don't give a shit about me, they'll just hire someone else. I have a house. I have no hope for the future.

>>131726110
Money changes though it isn't Static.
I might have $200 today but next week I could have $20,000 so measuring money based on one instance is not accurately showing how much "millennials" actually have.

Although, many of these millennials seem to spend a lot of on useless shit like expensive clothing when they can't afford it. As for myself I spend too much on alcohol, can't seem to be able to shake my desire to drink.

If I were doing this study I would take in factors such as asset ownership, take different bank account readings in different sections of the finical, expenditure and potential earnings if they are currently studying.

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>>131726110
>mfw I'm a millennial and this is true for me

>>131748769
>I drive a minimum of 45 minutes to work for a job I hate. On the way there shit heads try to kill me and act like it's my fault.

Chicago? I didn't think there were any jobs other than putting up yellow police tape and post forensics cleanup?

>>131726110
>Why aren't millennials doing anything significant like inventing things
Mark Zuckerberg is a millenials and he created facebook

>>131748769
Sounds like your dug yourself a bit of a hole.
Use what little time you have increasing your skill value to your employers or using your current job to help to gain another skill-set to use to get another job. Build yourself a portfolio of things you've done or projects you've finished.
Learning a bit of (non-meme) psychology to read body ques and the way people think may help you influence people to raise your income.

You also might want to try things that you can use to earn money on the side. If you can fix computers or cars offer to do it for friends or family if they have issues. I did lawn cutting for a while but obviously if you live in a urban area this isn't reliable.

>>131726110
>less than $1000
ahahahaha what the fuck
I had more than that the whole time I was unemployed then part timing

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>>131749107
Possibly Chicago. Unless you leave for work before 6, traffic is horrendous. Unless you take I94 of course because no non-libertarian wants to pay for tolls

>>131748769
Oh yeah I swallow 6 pills in the morning. My car is 22 years old. I can barely afford to save money because my wife got a masters degree and shits expensive.

>>131749174
Jewish Millenials like Mark Zuckerberg are having a field day. He was able to steal Facebook because of he is surrounded by dumb brainwashed Goy Millenials. The Goy Millenial is so far from understanding the Jewish problem. Easy Pickins! "Great Idea Goy!, need an investor?"

>>131749276
You know nothing about me. I don't need your help.

>>131749489
So why has your wife got a masters degree yet you're paying for it?
Sure i'm all for providing for family but if you can't afford it why didn't you just say no?

>>131727167

UHM SWEEIE, NO?!

I SPENT THAT 2-3 DOLLARS A DAY ON MY STARBUCKS COFFEE?

WHAT? YOU THINK I SHOULDNT HAVE THAT? THATS IS MY ONLY LUXURY!!! I SHOULD BE ALLOWED TO BE COMFORTABLE!!!!!

>>131749540
lel. Why did you post it then. Sounded like a cry for help to me.
You tried to explain your circumstance and I'm merely commenting based on the information you gave.

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>>131726110
>tfw millennials are neo-serfs

>>131728353
The California cost of living is somewhat of a meme outside of silicon valley/bay area.

>>131751135
Oh, and also public colleges have a lot of financial aid so a large portion of millennials may be full time students.

lack of opportunity, globalized marketplace, high cost of living, and women of any stature have an all-you-can-eat buffet of dick at their fingertips which skews sexual market values

i'll also add that the introduction of social networking websites has fucked up the average person's interpersonal ability. no longer is being awkward and not leaving the house just for nerds.

>>131726110
>tfw $3k in bank
It ain't easy saving at $10 an hour but goddammit I do it.

>>131729348
criminally under rated post

>23
>18k
>20k in student debt

Could be worse.

>>131726110
I'm about 50k in debt

>>131729315
can't predict the market nostradamous. Just have stable job and don't buy lux. buy a fixer upper, and put in sweat equity.

>>131726110
REEEEEEEE FUCK ENTITLED MILLENNIALS WHY AREN'T THEY BUYING MY STUFF REEEEEEEE THEY'RE ALL RACIST FASCISTS REEEEEEE

24 0 38 6 776 7
please send nudes i will exchange them for money because i am poor too

I think it really boils down to your generation got all the good jobs and then they fucked up the economy. Owning no one is leaving the good jobs, there is little job growth, everything gets more expensive but no one is getting raises. Now we have a few generations of people who are screwed until your generation retires. But by then the markets will have shifted and they will be unqualified.

>>131729575
>You're implying that businesses tolerate people operating at 50% efficiency all the time

More like 5% efficiency where I'm at.