Why are Housing prices so high?

>>130410381
Chinks buying up property in Canada and Australia

I dont know about the UK

builders/developers are not allowed to build, for various reasons. It's the fault of government.

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The invisible hand

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>>130410381
(((free market)))

>>130410381
A confluence of reasons, but all of them lead back to the Jews.

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>>130410648

>>130410381
Because people can just buy and rent out at a profit so the house pays for itself. This, in turn, means everybody who can do that WILL do that, so their demand increases not in correlation to just housing requirements, but in correlation to the number of people who are able to buy houses as investments.

Politicians create housing bubbles so they can benefit from the inflated prices.

Live in cities where everyone else wants to live.

Certain cities are hubs of international finance. Unless you are in that field, why compete for an apartment with a London School of Economics grad.

Just move to the Midwest. If you're a Leaf , leave Toronto and move to Thunder Bay, Or leave London and move to Wolverhampton.

>>130410471
yep this is why millennials can't afford houses

>>130410381
Someone gotta compensate for settling those brown people goy

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>>130410381
(((Arabs))) and (((Russians))) buy like 15-20 houses each, leave them empty, create artificial scarcity in the market

the jews are responsible in some way

canada - chinks
australia - chinks
UK - Qataris, Chinks, Arabs

>>130410381
Home-ownership promotes freedom and Independence so obviously its going to be discouraged as much as possible through (((economic))) and (((enviromental))) (((((((((((((((reasons))))))))))).

>>130410993
The older I get the more evidence I find that points to this being true, with everything. It's like you can smell them from miles away.

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>>130410767
Too many lines.

One word answer, greed. Greed by developers, realstate agents, bankers,the boomer generation flipping homes as well as foreign buyers.
And post moar pics of that q.t

>>130411173
The shoah was horrible! The stench of Hitler's crimes still hangs in the air! Not even 100 years could cleanse the air of the last wisps of the 6 million -- the only thing we have to remember them by!

>>130410381
Because they're first world countries with a majority White population

>>130410381
Because there isn't enough funding to build many houses in the UK. Add this with the massive immigration policies from labout in the early 2000s and there were suddenly way more people than houses causing them to become much more valuable. Also the Uk isnt the largest country in the world considering how important it is.

>>130411263
Minimalistic. I like it

How does Chinese has so much money. Fuck them. I can even but a house

>>130411770
they don't seem to have any trouble finding money to build big glass boxes to sell to petromonarchs in london, though

>>130410471
In the UK we have an epidemic of buy to let vampires. Everyone who can afford to is doing it.

>>130410381

They're ballooning in America as well, and it's from foreign investors and baby boomers. Soon another hosing collapse will happen because we haven't learned anything from 10 years ago.

>>130410381
In the USA the price are being kept high for the sake of the white Boomer generation. If those same Boomers saw all their property lose two thirds or more of it's value, they might revolt.

In 20 years when they are dying off in a big way expect either a flood of non white immigrants, on the level of 100,000,000 or more or housing prices to crater in a big way.

>>130410381
Because boomers sell them to chinks and pajeets. My grandad (greatest generation) would have burned his house down before letting a Jap or Chink have it.
You think boomer filth care if Melbourne becomes Mumbai? They don't care for anything except shekles.

>>130410381
Canada is literally only high in Toronto (and who wants to live there anyways besides Indians?) and Vancouver because Asians come over and buy houses with cash well over the asking-price

>>130411263
Why does everything look like a fucking merchant

>>130410381
>Dat butt doe

Is that an apron? More plz

>>130410860
I am an LSE grad and I cannot afford a 1 bed flat in London,they start at 800k and the mortgage puts it to 1.7mil

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>>130410381
Keynesian economics.

>>130410381
Bullshit housing regulations pushing costs up and also scumbag Boomers wanting to maintain high house prices and voting for policies which maintain the cycle of housing bubble after housing bubble. Also immigration and the inevitable housing shortage/White flight which ensues as Whites try to escape the Turd world invaders.

>>130410381
Inflation.
Too many fucking people on this planet.

>>130410381
>>130410471
>>130410628
>>130410740
>>130410993
>>130411000
>>130411263


> Accepting mass immigration from third world.
> Living in the biggest urbanization period ever.
> Good money to be made owning several houses and renting out instead of selling

gee I wonder why living expenses are going up.


I would wager to guess regulation and zoning also comes into this heavily.

>>130410381
That chick's videos are godly

>>130410381
Enormous levels of immigration builds demand. Add to that the fact that less and less people are choosing manual labour and you have less houses being built decreasing supply.

>>130410381
Foreigners, specifically rich Chinks + Keynesian economics.

>>130414004
'Boomer revolt' oh noes, whatever will we do against their mobility scooters?

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Zoning laws prevent developers from building high-density housing. Competition over the limited supply drives prices to ridiculous levels.

Look at pic related. Any developer would love to replace that with condos, which would reduce prices by a lot, but they aren't allowed to.

>>130410628

The US is high because everyone wants to live in a defined area. There are whole subdivisions on the outskirts of the major suburbs that are still empty from before Obama got in.

Chicago really needs the transportation network fixed but there is no room to do it. You either need to buy a shitload of property and knock it down or shut the highways down to build better highways.

>>130410768
I too dream of becoming a rent seeker! Imagine a society where everyone is a rent seeker and no one produces a single dam thing!

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>>130415425
It's a liberal utopia!

Can't really set up a family if you can't afford a home can you?

All part of the plan bro

>>130415128
we'll build larger mobility scooters on a level no mechanical boomer contraption could ever hope to defeat

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>>130410381
Chinks...

I live in Atlantic Canada and BOUGHT my house for 40,000$
There are no chinks here.

Out west, you couldn't even spend an arm and a leg to get a shack.
The Chinese have destroyed the housing market.

>>130415887
Yeah but what do you do for work, fishing?

>Get a good job offer in a new city (~110k a year)
>Oh boy, I can finally buy a home and start my real adult life!
>Start looking around at housing options available to me
>A house that sold for 275,000 back in 1998 is on the market for 899,000
>A different property that sold for 300,000 in fucking 2005 is currently on the market for 950,000
>If you want decent public schools, safety, and a large enough house to comfortably raise a family you have to pay close to a million dollars for your house
>Everything else is either in the ghetto or complete shit

How is this sustainable?

>>130410381
Our institutions have outgrown the need for the people who created them.

The British empire never died, it just turned inward. Now it imports colonies into its national borders and manages them domestically.

Also we have almost no people considering the space and potential of this land. Importing millions of people and driving up housing prices will hopefully encourage Canadians to move to secondary cities to escape the rat race. We desperately need more people and things to do in many places like Victoria, Halifax, etc. Fuck the boomers who want their sleepy little enclaves that close at 6pm.

>>130411000
/thread/

I wish the chinks would just go hard for Africa.
Leave Aus, NZ and CAN alone...

Immigration and old people living until 95.

Unrestricted borrowing, because financial stress tests are racist.

>>130416018
>infinitely increasing number of people
>constant land area
>surprise that housing cost trend is rising
Just annex Canada/Mexico, and you'll get your slightly cheaper house.

>>130416747
Remember back when it was a big thing we had Basel I, Basel II, Basel III and these were going to magically fix the banks, and then they never really implemented the solutions because the banks were so far upside down that they couldn't?

lol

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>>130410381
>Especially in Canada, Australia, and the UK?
>all eternal anglo shitholes

top keke

>>130414196
Can confirm. My Dad would rather sell to Panjeet tmo so he can fuck off to Spain than to me in a couple of years who wants to start a family. I generally think he couldn't give a shit that I'm the only one on his side that will carry on the family name.

>>130415887
>I live in Atlantic Canada and BOUGHT my house for 40,000$

>wanting to live in cape breton

>>130414392

One bed flats in London do not "start" at £800k. Not even close

>>130410381
Boomers who didn't invest or save now realize they have no retirement, so they think their best bet is to buy another house, do basic maintenance and then say they improved it and deman 50k+ what they paid for.

>>130410381
business is booming and they are centres of commerce and stability so house prices will rise exponentially

>>130410381
Whos the chick

>>130410471
>>130410628
>>130414815

There's a lot of reasons.

In Canada, as per usual, we have a ton of restrictions, taxes, and regulations that the liberals/socialists instilled. It's a typical money grab that benefits the government, lobbyists, and corporations they're buddy buddy with, and, as per usual, the liberals/socialists sugar coated it as fairness/equality, and helping out the lower class.

Then you have mass immigration; obviously the more people competing and needing a house the higher it'll drive the prices. Once again, thank liberal/socialist politicians.

And lastly, Chinese and other countries buy up houses. China is absolute shit and they need to launder money over here, otherwise they can get fucked.

1. Stop letting liberals/socialists keep adding bullshit restrictions and taxes. Like the Paris Accord, they're just inventing new ways to tax people so they can earn more money.

2. Stop with the mass immigration. We're probably long gone, but this was severely autistic. Just because whites weren't popping out kids causing our index to increase at 90 degrees doesn't mean RIP America. But now the darkies are going to blow up our population even more, further ruining the country and economy.

3. Stop letting other shitty countries buy up our property and businesses.

Having a business around buying and selling houses was retarded too.

>>130410381
in the uk we have a housing shortage, and the ''affordable'' houses which are currently being built arent actually the slightest bit affordable at all, ontop of the fact we have 200k people coming into the country each year, which the lefties say we should just build more houses bro

>>130419196
Get ready for massive UN Agenda 21 commieblocks. Say good-bye to single-family dwellings.

greed

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>>130410381
Because everyone wants to live next to the evil, racist bigot white man.

>>130410860
I actually moved from London to Thunder Bay, bought a house here but the market is still more expensive than I was expecting

>>130419298
to be honest theyre building hundreds of homes currently where i live but no commie blocks, but they arent much better. just beige cubes, copy and pasted, no character, just soulless and ugly. then they put a 200-300k price tag on them and say theyre affordable when the average wage where i live is 15k, then they act surprised when no one buys them

>>130410381
Because retards use them for equity storage and then sign free-trade agreements with china

>>130419635
Ah, that sucks. Something similar is happening in the old fields where I grew up that was kind of half-rural, except in that case the houses are excessively cheap and fancy because they're sucking up white flight.

Where I live now is urban as well as a designated rapefugee center, and they're already installing commieblocks through "regentrification" to handle the brown parade.

Either way sucks for a young person looking to buy a decent house in a decent area that isn't somewhere out of the way.

>>130414399

>made $60k starting salary last year
>financial ""friend"" tells me its a good idea to buy a home now
>find a good home in the city
>they want $400k
>ITS LESS THAN RENT!!!
>renting a luxury apartment in my city = around $2k a month
>if I were to put down $50k towards the house, with a grant, I would be paying around $1300 per month, not including taxes + other bullshit
>lose $50k to have the """privilege""" of owning a mortgage

what a joke.

>>130422193

https://www.nytimes.com/interactive/2014/upshot/buy-rent-calculator.html?_r=0

Did some math.

In Philadelphia, the property tax rate is an absurd 1.4%.

If you are looking for a $400k home in philadelphia, which is apparently modest, if you plan on staying less than three years, it is better to RENT for ANYTHING less than $2.3k per month.

And that is with a very optimistic assumption that your home value will increase per annum of 3%, 2% inflation (LOL), a mere $4000 in renovations to your home, a LAUGHABLE $122 in utilities per month, and 20% down.

In short, you are a fucking retard if you own a home.

>>130423300
Straight to archive
https://archive.is/m3dSJ

>>130423300

that completely depends on your area however.

places with lower property taxes and that don't need renovations is a different story of course

>>130423300
generally, you MUST plan on living in your home for a minimum of 5-10 years to break even. selling before then just means you own your down payment equity, but you've paid 5-10 years of interest payments as well. after a decade is when you do start gaining significantly over renting

Supply & demand basically.

On a related note that is never mentioned, in Britain (maybe other places too, I'm not sure) the sharp increase in housing prices since the late 90s correlates with the introduction of tuition fees for university education.

When all of the sudden, virtually anybody could get an interest free loan (that they might never have to pay back anyway) to pay for a university education, the market for student accomodation quite obviously soared to great heights.

This is a trend that continues to this day, with record numbers of university students year on year and is in my opinion a large (but virtually ignored) factor in the increasingly expensive cost for housing.

What really bothers me though is how all of this hasn't really lead to increased earning potential for millions across the country. It may have worked out for some, but I think that for most, it hasn't really done anything, besides putting them in debt. Had tuition fees not been introduced, would all of the graduates struggling to get by with paying back student loans, paying a mortgage, car, kids etc have been worse off in terms of employment opportunities? Probably not, because even before every 1 in 4 people had a degree, somebody was doing those jobs.

One of the least spoke about red pills is how university 'education' is, for the many, a massive rip off and a huge money spinner for the rich and powerful. I suspect part of this is because so many on /pol/ have fallen for the university education meme and are embarassed to admit it, probably even in denial over how bad of a decision it was on their part.

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I'll give you the ULTIMATE redpill kept from pol:

Land Value Taxation or Georgism

It's the LAST red pill that (((they))) don't want you to know about

https://www.youtube.com/watch?v=Aaq2UXW0krA

Basically other taxes are inefficient and tax things which should not be taxed (improving your property, being productive or purchasing everyday items) whereas land value taxation would mainly effect (((big corps))), (((oligarchs))) and (((them))) aka the people who live in the heart of the city.

I'll be ITT to answer questions and chat about it, but I feel as though if I could at least convert pol into accepting LVT we could be well on our way to dismantling anti white forces and simultaneously allow white couples to purchases housing cheaply.

>>130410381
Sandniggers land banking, and the morons from this board supporting the people who let them.

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>>130424665
>embarassed to admit it
you've never seen a college/tuition thread here before?

>>130410381
Demand, Plain and Simple.

Chinks are cashed up after their boom and are now seeking to move into these places and get out of China. Thus the increase in demand pushes up prices.

To add, Specifically in Australia, we have our greens objecting to building new housing as it will have a negative on the environment, yet they are also the party who want to bring in any and all immigrants.

>>130410381
capitalism

in the uk the planning system was brought in in the fifties. before then housing was cheap and plentiful, the planning system severly limits the number of houses put on the market and therefore artificially inflates the house price.

>>130416018
>get job offer in Montana (~90k a year)
>oh boy, I can finally buy a home and start my adult life
>start looking around at housing options available to me
>show up with 270k budget
>able to buy literal mansion for 210k
>living the dream in white utopia and get to start family

Whoops, looks like you fucked up living in a large city m8.

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>>130415887
YEP.
PNW is fucking crazy. From San Francisco to Vancouver prices are nuts. Prices never fell throughout the 2008-11 phase and took off in 14. Houses sell in days to Chinese who pay +10% over asking to have it just come off the market.
The boomers are rotating out at just the right time. Thanks fuckers.

>>130410381
it's artificially inflated to have you all enslaved away for life working to pay off a mortgage and then housing prices will crash in a decade and you'll find you worked to pay mr shekelstein not for a house

Buy to let needs to be outlawed

It's a cancer on society. Property rights are the foundation of a family unit. To get anywhere nowadays you need two incomes, a death tax (mortgage) and a government loan. Or extremely rare circumstances like 0 debt, high income £30k+ and low outgoings.

Me and my fiancé -- who's in uni -- will likely not afford our own place for another 4 years at least as for a baseline rented flat in my city it's £450 pcm. This is the lowest of the low one room sofa bed shit.

Meanwhile the dude is paying less than like £300 per month on the mortgage or some shit. He's literally in straight profit monthly on top of having a £200k property in his name. I don't usually engage in financial class bait but this is criminal.

>>130410648

|>
|&

>>130412013
1%- 2% interest rates from Chinese banks means that a loan is dirt cheap for them.Coupled with the fact that they only pay 10% tax on earnings.

Fuck it I'm moving to China so I can buy a house in Australia

Every year for the last 15 years we've built about 100,000 houses and imported 2-300,000 immigrants.

>>130414392
Move to China.
Seriously - everyone under 30 speaks fluent english.
Get mortgage for london house/flat @ 1% interest rates through HSBC - your interest payments will be quartered.
Your earnings will be taxed at 10% instead of 40% in the higher tax bracket,
China is the safest country in the world for no terrorism. (just don't criticise the government or you will be fucked)

>>130410471
this

>>130427938
I sometimes entertain the ideas of a certain communist Serb, most of which are shit, but one of the more interesting ideas was basically if there could be something to do about treating differently a property registered as a primary residence (such as one might need to have for legal purposes, like a mailing address or whatever) and other ones.

It's not clear what arrangement might work, particularly when you consider that joe blow with 10 properties is peanuts compared to a bank that owns 1000s of them via mortgages and doesn't need whatever incentives might be conferred upon a primary residence, even if they didn't just scam their way around it anyway.

Strange question. Antitrust doesn't seem to be enough, but I can't bring myself to think that heavy-handed government intervention is going to lead to more than cartels of a worse sort.

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>Tfw i will never have a cute rightist bf to hate fuck me

>>130410471
P.E.I. had the right idea
A shame the nation didn't follow the province

>>130410471
Chinks and Ruskies are buying up everything in most places. Also the Saudi's as well.

It also has a ripple effect from the bankers.
For example, my mother bought her first 3 bedroom detached cottage in a lovely area for $8,000.

She then bought a lovely detached home in a nice area about 8 years later for 26,000.

My brother bought a similar style of house about 20 years after that for 50,000.

All three bedroom, large, lovely, nice area just outside the major city but with close motor ways.

His house is worth 200/250k now, and that's AFTER the area became a cess pool of shitskins and the house prices dropped like a rock.

For a nice house, in a shitty area I'm looking at 200,000$ and I can barely get a mortgage for 165. Wages are not close to matching the housing rate, rent is fucking crazy, and the government support criminal land lords, so its not going to ever get better.

>>130428919
why aren't you moving to China, Chong? yeah that's right, for the same reason all the Chinese billionaire children live in the West - they don't want to increase their chance of having cancer by 500%

>>130429941
>they don't want to increase their chance of having cancer by 500%
Fuck that, they want to shit their ill-gotten gains beyond beijing's reach

Why do you think the chinks imposed crazy capital controls that everyone had to start forming shell companies to get around?

>>130410628
Agenda 21 is why. They really want to force people into urban centers.

>>130411263
i want this on my wall

too many people.

>>130410381
I can only speak from the US perspective. My aunt and uncle bought a house in a shit part of Long Island for $150,000 years ago. They built it up nicely but its still in a shit area. They want no less than a million for it but looking at zillow the houses around them go for like $500,000. They refuse to sell lower and will just live there until they die rather than selling the home at market value.

tldr: Greedy boomers. It's always greedy boomers.

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>>130429463

>>130410381
Chink real estate speculators

>>130410381

Foreign investment in real estate markets.

>>130415149
living in such a place looks depressing. Really depressing.

>>130432981
It's a different lifestyle. I see pictures of Nordic people living next to mountains and lakes and rivers and it looks beautiful but I could never do that long term. Sure it's very ugly how North America has their homes set up but you get in return efficiency and ease of being close to important things. It's a tradeoff.

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>>130410381
>Why are Housing prices so high?

Artificial scarcity.

Regulatory capture.

Rent-seeking.

>>130432616
Post cock

>>130434164
I'm not gay

>>130435831
Then you should have no problem posting it.

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>>130410381
>Why are Housing prices so high?
Are you trying to suggest that pic related is unreasonable? Surely you must be joking.

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>>130436066

>>130436167
>poorfags cannot even afford cheap shack for 2 mirrion
HORY SHIT. I terr dis funny joke to my good friend Hen Pang Nan in China.

>>130410381
old people and foreign investors

my parents own two houses for example

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>>130415149

>>130427092

do you have any industrial production going on there in montana?

>>130410381

because of a failed monetary economy policies

>>130415149
It's a complicated thing.

Local governance in most Canadian cities is elected by a constituency that universally sees their home as their main form of wealth. Not to mention inflated property taxes is the easiest and largest source of local tax wealth. So there's multiple incentives for local politicians to deny any sort of increased housing density, industrial or commercial zoning or really anything that allieves the economic and housing crises plaguing Canada at the moment.

On the provincial level, Canadian province ministers have active collaboration with Chinese investment fund CEOs to continue propping up the Canadian housing market. This means ensuring a return on Chinese investment and the continuation of the gouging of the leaf voter base.

The reason that Canadians have to suffer all this is because they don't understand that their government is so ridiculously incompetent and inefficient that it takes the most resource-rich nation on the planet combined with working in wage slavery to afford second-tier government services.

>>130410381
BRAAAAAAAAAP

Her name is Miss Noir you're welcome.

>>130439576
Did she find a new bf or still only solo?

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Because boomers were encouraged to invest in property as a way to safeguard their future. Unfortunately their future became too expensive so mass immigration was also required to safeguard their future. Unfortunately these two things conspired to lock young white folk out of the housing market in these countries.

>boomers buy multiple houses as investments
>refuse to move out of the cities even when they have retired
>immigration required to fill the cities to care for the boomers taking up more housing stock
>white kids cannot buy

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>Mass immigration inflates housing demand.
>Russians, Saudis and influential chinese buy up decent property in London.
>Everything else is bought up by buy-to-let investors.
>Displacement of London workers into commuter towns pushing up prices everywhere in South East.

The only comfort in this is knowing that by 2020-2025, voluntary repatriation will be on the cards, and a cut in the state pension will cause the middle classes and all the old dears to flood the markets with property.

>>130410381
In the GTA its because of immigration (shit skins), but its starting to slow down because of the new overseas buyers tax. Sadly at this point I'll never be able to afford anything but a condo if I want to stay near Toronto.

it's funny because 3rd world countries figured out how to fix this problem but we haven't.
require citizenship to own land.

Speculation.

They lower interest rates to nothing so nobody puts money in the banks.
Houses pay interest rate when flipped in rich areas of 10-20% vs -1% in a savings account.

>>130410381

That is how they make money. High housing prices=higher loans=more money to the bank who most of the time own the housing.

>>130432050

I will sell you this piece for $400

>>130410471
Also Boomers bought up millions of cheap starter homes during the housing crash a decade ago and converted them all into expensive apartments and townhomes and shit. Makes it hard to find a actual small family homes, and those that do exist have their prices jacked up from being surrounded by apartment complexes and shit.

My fiance and I were planning to move back to our hometown and in a moment of nostalgia I looked up my childhood and found it was for sale - an old 3BR, 1BA, 1100 sq ft, with a tiny yard in the back that was built back in the 20s. Tiny by today's standards but perfect for us to start our family in.

My parents bought it in '85 for $22K. Today it's $134K!

And it's not like they've completely redone the house or anything - I looked through the photos and apart from redoing the bathroom there's been zero renovation in the house since I last lived there almost 30 years ago.

Ridiculous.

>>130443377
>I looked up my childhood and found it was for sale
*childhood home... although I supposed my childhood might as well be up for sale at this point

>>130410381
jews creating the second housing bubble.

>>130443515
thats deep bruh

>>130410381
because you are gay

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>>130410381
Its not the price going up, its the value of currency going down. Thats what happens when you print currency to bail out the banks. As you print, you devalue the currency because you dilute the value of each $ or £ or whatever and the currency loses purchasing power.

There should b outrage at the ongoing stimulus, but we are all brainwashed and pol isn't as "redpilled" as you think

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>>130443377

>>130410381
Who here /Dixie/? Houses are cheap as fuck, and rent is great. You just have to worry about niggers robbing you.

>>130415149
living in a commie block or ""condo"" is worse, man is not made to live like cans of sardines, it also promotes alienation and minor differences like neighbours kids playing too loud or one neighbour that doesn't want to upgrade repar some part became major points of contention

>>130410381
in the UK, immigration

File: 1497703654099.jpg (741KB, 962x1199px)

741KB, 962x1199px

>>130446735
forgot pic

>>130410381
Because FUCK YOU.

>>130429919
>Chinks and Ruskies are buying up everything in most places. Also the Saudi's as well.
aren't they buying up the ritzy places in the ritzy areas though? That's pretty irelevent from the point of the average consumer. Look (((who))) is buying up all the to rent places and who is pushing for minorities to move in areas to destabilize them
Case study : Manhattan,the most expensive real estate on earth,half of it is ghettoo

>>130447154

Nah you just hear about foreigners buying one of the big nice houses in posh villages more often than russians bulk buying lower middle class houses in towns and cities

>>130415149

It looks like the American or Canadian version of a favela with the only difference being that everything is sprawled the fuck out instead of everyone living on top of each other.

>>130447624
>russians
you mean jews,most russians with moey abroad are jews

People treat houses and guns and other stupid shit like the stock market. They're always trying to get more out of it than they put into it rather than just sit on what they buy and appreciating it how it is.