ECONOMIC CRASH INCOMING

We'll crush the cucks

good
it will only hurt the shekel grubbers

>>129208580
>looks at cryptocurrencies
Yup, totally normal

>>129208580
More like dumb 20 year olds who dont understand the concept of credit cards are defaulting on them because they think its free money and bitch and moan when it comes time to pay the bill.

>>129208580
Turns out the obama economy was a bigger piece of shit than he was.

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>>129209141
When do we start fitting the nocoiners with slave collars?

>>129209141
this

>>129208580
I'm a giant pussy who's in his 30s and only has a debit card and no credit cards because I'm totally trying to not risk being a victim of credit card companies because I'm a poorfag anyway.

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>>129209433
>oy veyy! why dont these goyims take out more low (20%) interest loans!
smart move goy

Lel You cant walk away from student loans.

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>>129209761
its talking about (((credit))) cards.

>>129208580
>unemployment at 16-year lows
meanwhile the amount of working age americans without a job is 102 million, more than during the 2008 crisis

>>129208580
well going to protests rallies and buying new bike locks and face cover every week doesn't help the bank account health

>>129208580
Americans?

You mean illegal immigrants?

>>129208580
Just as Friedman predicted.

>>129209433

I have two credit cards. One I use regularly and pay off every month (food, gas, booze) and another one with my local bank that stays home (emergencies).

It helps to build credit, just don't be a moron. Hold like $250-$500 worth of debt at all times.

>>129210972
I assume you mean you use it all month, then pay it off in full each month right? You'd be a fool to keep a balance on a card.

>>129209433
Get the Amazon card if you have prime, or if you travel get the southwest card from chase.

Pay it off every month and don't carry a balance.

>>129209433
2% cashback cards are nice though.

>>129210972
>It helps build credit

True, though my score seems to be decent just based on my student loan payments (which are small since I only did it for my final year)

>>129211555
Keeping a balance intentionally is a valid credit building strategy. Credit card companies like people that get behind a little bit, it's how they make money.

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>>129211555

I usually hold about $250 worth of debt. Paying interest seems to make my credit score rise faster. It's not killing me and I'm not thousands of dollars in debt but I pay a relatively small fee for better credit score. Buying a house soon.

Is this wrong? I've looked at things that impact my score for a while now and it seems like it goes up faster when I pay 3/4 of the card off every month.

I plan on building my credit up and then fucking it up by going on a shopping spree like a lotto winner.

>>129209277
The media will of course blame Trump who hasn't even been in office half a year.

>>129212176
This. I buy everything with my credit card and pay it back at the end of the month, and with the 2% cash back I get like $50 free every month

>>129209433
It's good to have them for emergencies

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>>129208580
I made an enormous mistake and racked up £7k in credit card debt.

Almost paid it off now though, never getting caught up in the credit card jew again unless it's a dire emergency.
£1.5k to go, 2 months and it's gone.

tfw taking out loans to buy untraceable high yield cryptocurrencies

>>129208580
Lol credit card debt isn't big enough to cause a financial meltdown. Credit card companies will dip and that's it

>>129208580
hopefully we reach a total economic collapse that way the government will fall apart and people will finally be motivated enough to go out and lynch politicians and bankers

>>129212544
Fuk u are clueless cunt

U act like its a law of nature

Credit score is literally some gay shit minigame a jew made up to fuck with dumb goys like you

Fuking go read idiot

>using a credit card
Why?

>>129208580
>stop paying credit card bill off
>banks make more and more interest
>still own the amount
how is this bad?

>>129208580
>niggers don't pay off credit cards
>economic crash
>I however have a credit history of 100% on time payments
>I get credit from anyone
>niggers still niggers
10/10 ready for it.

>>129213537
This. They'll just push the governments to allow increases in the variable APR, in order to fuck over those that are actually paying off their cards.

>>129212402
Credit card companies make a pretty nice chunk of money from transactions. They literally skim every transaction made, paid for by the vendor.

Interest rates are gravy for them, certainly not required for them to make money.

>>129212544
It's a risk/reward scenario. When I'm well off enough, I plan on copying my father where he pays his bills with his credit card, but turns around and pays off the debt with his money immediately. Slower growth, but safer.

>>129208580
http://archive.is/MnBE6

Shit's going down. Good thing I'm close to getting a job I can't really be fired from. Just going to hope and wait it out. If the crisis destroys the US and Europe it won't really matter either way I guess.

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>>129209141
>tfw was waiting for buttcoin to correct before buying the dip
>tfw still not dipping

COME ON COME ON COME ON I WANT SOME BITCOIN

>>129213791
Because the bank is still not making the money for the account.
They can sit there and add interest all day long, but the Fed will have to look at their defaults as well as their capital. At a certain point debt for banks becomes a big negative and not a positive.

Then, let's say they take you to court, and the judge says pay it back or go to jail, some folks are just so dumb that they're willing to go to jail or file bankruptcy. Either way, the banks aren't getting paid on their loans.

>>129213671

Get fucked by a roo you sour cunt.

>>129214165
>but turns around and pays off the debt with his money immediately

Some credit cards try to prevent this, by limiting how many times you can pay off your card per month. One card I have doesn't let me pay it off more than 5 times a month. You need to be decently strategic about it, in some cases.

>>129210097
>>unemployment at 16-year lows
they've been fucking with that calculation since the 1980s, it's meaningless, even despite those grateful few that finally got a new job in the past year.
Like Mark Twain said, Figures don't lie but liars figure.

>>129214286
No more dips for BTC or ETH my friend. It's leveling off for the time being.

Maybe look into LTC or another emerging crypto if you have little funds to buy in.

Or you can just mine all night.

Am I fighting the kikes if I pay my credit card on time every month?

>>129214116
I worked for TSYS for 6 years, if anybody here is interested in this subject I can expound.

You guys would be appalled to know how much third party processors make off of EBT cards alone.

>>129214519
You're fighting the kikes if you don't fuck with banks or credit cards.

>>129209433

>I'm a giant pussy

100% incorrect.

Old man (41) here to decided to say no to debt and credit cards in my late 20's after making a mess in college/post college years.

Guys, living debt free is better. It takes some ramp up time, but I cannot express the freedom of not having debt on my back. He might not be everyone's cup of tea, but Dave Ramsey (talk radio guy) has a whole operation for sorting yourself out debt wise.

"Stuff" is bullshit, and if your self worth depends on the logo on your sunglasses, or the number behind your phone, you are already setting yourself up to lose.

Beware incentive programs like cashback or reward points. These only exist to entice you to spend when you wouldn't. getting 2% back on a 17% interest rate isn't a net positive for you.

I'm not afraid to take risks in my life, because losing my job doesn't mean my world will collapse. Debt enslaves you, and the slavery behind debt is generally pointless materialism.

For the record, I'm not wealthy, and I haven't inherited anything. I just try and make sure I'm not buying shit pointlessly.
>credit above 800
>6 month emergency fund
>no mortgage for nice condo in nice neighborhood
>3 cars, 2 are late model, plus an old beater truck for errands
>plenty of toys and fun stuff, I don't live like a hobo.

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PAY

YOUR

DEBTS!

>>129213346
Crypto currencies have, and always will be ponzi schemes. The ones who got rich, were there at the ground floor.

Speculation can still net returns, but it's still speculation. The only "safe" money in crypto currency is to somehow convince idiots to put their fake money in your equally fake bank. Make money in a legit fashion while the hype keeps things rolling, embezzle everything when shit hits the fan for one last payout.

>>129214286
Once bitcoin dips it's all over anon.

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>>129214286

>not having silver and gold as well as BTC and ETH

>Buying things with credit card
>get points back
>literally free money

I like it

>>129214589
My pay has to go into a bank. I use a credit union for that. I have a credit card with the bank I have my shares with, it's a $10,000 limit. I pay it off every month and use it to purchase for most things. I get reward points but it still feels really kikey

>>129214519
No, because for every credit card purchase you make, the credit card company gets a small percentage of the purchase before the seller sees it.
So you're still giving the jews money when you use a credit card even if it's paid off in time every month.

The unemployment rate is closer to 22 percent and not 4.6 percent. The stock market has no relation to the economy. A crash is coming soon.

>>129214626
>Old enough to have been well along in their career before the collapse.
>Old enough to have gone to college before prices skyrocketed.
>Old enough to have lived in a time when a college degree, any degree, meant walking into a company and getting a 50k+ job without experience.

>Surprised that not everyone is debt free, and living a good life.

>>129208580
>Unemployment hit a 16 year low
students don't count in that statistic. Unemployment is at an all time high if you include unemployed college students (most in useless degrees).

Obama did not reduce unemployment, he just gave more grants for school and told people a degree in english is better then no degree.

>>129214757

Fuck off commie. There's no such thing as free money. Even if you're paying your card off instantaneously, the banks are still receiving liquidity which they can loan almost 9x as much of, to other individuals, via fractional reserve banking.

You think the petty points your receiving as "free money", but in reality, it's just a dangling carrot, for helping the IMF grow in power.

>>129212544
Funny, cuz I heard the exact opposite. I was told holding debt doesn't benefit your credit rating at all, and having 2-3 credit cards benefit your credit rating far more than paying extra money for your debt.

>>129214586
go on....

>>129208580
Fake news

>>129211555
The god damn system is jewed to the point that paying a bit of interest builds credit. Its literally a number for how much profit they can make off you.

>>129208580
>unemployment hits all time low as we come up with new way to scrub stats and make sure only a small narrowly specified number of employment seekers gets included in the stats

>>129215036
Not all in useless degrees. I had a computer science related degree, and took over a year to find a job that didn't expect 5 years experience to do the equivalent of fucking help desk work.

>>129214740
I keep thinking about silver/gold, but I just end up buying guns and ammunition.

>>129213671

Ya but maybe I want a mortgage eventually so the game matters.

>>129208580

>defaulting on credit cards
>defaulting on car loans
>defaulting on student debt
>housing bubble 2.0

wew lads

Hillary will be celebrating not having to clean this shitstorm up

>>129209433
If you don't have a cashback card then you're being dumb. Pay it from your checking account every 2 weeks.

>>129215403
I wish I had waited a bit more to look for an IT job. I could have gotten more certifications while I waited.
I did get on at a good company though, and once you get on as a full employee you can go pretty much anywhere in the company.

>>129209761
Pay off your student loan with unsecured debt and walk away from that.

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>>129215454

>not having all of it and food and ALEXAPURE filters

>>129212544
>be a goyim
>pay like 10$ fee every month to get a better credit score for a future loan
>do it for 10 years
>you lost 1200$ but you have a great score or whatever
>take a loan for a house
>as a reward for your score you pay less for it
>1000$ less

You would think that after ages of jewish loan scams goys would finally realise that a bank's purpose is to make money like any other business, not to give it away

>All these CC cucks.

Online shopping to prevent your bank details from getting hacked, and hotels/car rentals is the only reason to keep a card.

Keeping yourself in "debt" to please your creditor overlords is retarded.

Pay it off immediately.

>>129209433
>not having a great Good Goy score

good luck getting loans on cars and houses cuck lmao

>>129208580
I'm still making payments on my credit card and my car loan. The only one I'm not paying is my student debt.

>>129215649
>clean this shitstorm up
She was literally trying to re-create the variables that caused the original housing bubble. You know, by pushing for more predatory loaning again. She was probably also trying to contribute to the other bubbles as well, but that one can be definitively proven.

She had no intention of cleaning things up.

>>129214626
What do you do for housing? I live debt free, but I will never be able to afford property outside someplace like Detroit.

>>129215454
Pretty sure in the long term, you're better off identifying materials that are absolutely required for the future, and currently plentiful(but artificially so).

I have no idea how efficiently you can store helium, but I wouldn't be surprised if it became obscenely expensive in another couple of decades. It's used in countless applications, and currently cheap because we hoarded it in a massive national reserve for over 50 years. The resource can't be renewed, the only source is from the radioactive decay of materials in natural gas deposits, most of which we don't even bother to capture.

Prices are low, due to congress selling off our helium reserves for a short term gain

>>129208580

Why are Americans so addicted to using the (((plastic jew)))?

It's bernouts.
Their 0% APR terms on credit cards they drawn their donations from are coming to an end.

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>>129215649

>>129215863
>Not paying cash for old model cars.
>Not paying rent, which is cheaper than the house meme.

It's like you want to give Jews money.

>>129213537
The problem is at some point the debt non-payment becomes systemic. (((Banks))) that loan on credit borrow the money they are lending you.

If you can't pay the bank back, the bank can't pay the other bank back. Eventually it all comes down. Never fiat. Not even once.

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>>129208580
no one wants to pay the juden

https://www.youtube.com/watch?v=hhkRQUtD_Jo

>>129208580
and once again its the american s.

>>129212544
It's best to keep a 15% - 20% balance on your card(s).

>>129216287
Story?

>>129214116
The banks aren't making this money - Visa and Mastercard are. They are payment processors, not lenders.

>>129214586
Tell us more...

>>129216247
rent is the biggest cuckery

>pay $1,000 a month to NOT own where you live

for $100 more a month you can have a much better asset in a house, even if you owe $100k to a bank for it.

>>129215031

>Old enough to have been well along in their career before the collapse.

I worked 2 jobs at the mall for a year after graduating college. I then worked for about 6 years in a cell phone store. I was severanced out after a merger, and I took a commision sales job a few months later. That sales division closed, but they kept me around because I worked hard. I'm still there 9 years later. I've made as much as $150k a year, but this year I'll make about 70k, as the company is having some problems.

>Old enough to have gone to college before prices skyrocketed.

My 4 year useless college degree (my fault from dumb choice) cost just over $100,000. Student loans paid some, my parents paid some.

>Old enough to have lived in a time when a college degree, any degree, meant walking into a company and getting a 50k+ job without experience.

This is total fucking fantasy. I went from college to the MALL, then years more of retail, then a commission only sales job before I found ended up with a salaried position in my early 30's

>Surprised that not everyone is debt free, and living a good life.

I'm not surprised. Idiots clamor for the latest Mac product and buy it while their previous generation shit works fine. I watch people swap out cars every 2-3 years. I watch people dump thousands into their gun (I'm a gun nut) to trick it out, and they never actually spend time at the range, they just want to brag online.

I've had a 400 credit score
I've chosen to use payday loans
I've had my bank account so in the red, I had to cash my paychecks, because depositing them would leave me no food/gas money.

Sorry, I'm not from some fantasy where the world was handed to me. I was another college kid who signed up for credit cards (for emergencies), but wasted them on partying and shit that is long gone while the debt still sits there.

>IDS HABBEDING
hold up, what sort of scale are we looking at here

>>129214519
If by fighting the kikes you mean being fiscally responsible, then yes.

>>129209433
I have rewards credit cards and a great credit score. I love credit cards desu

>>129215069
how can i learn about this stuff anon?

>>129216106
5% cashback

https://www.discover.com/credit-cards/cashback-bonus/cashback-calendar.html

>>129212544
>buying a house now

I can almost guarantee you that damn thing will be under water in 2 to 3 years if the economy continues on this path

>>129216005

I did take out a loan for the $135,000 condo I bought. I then aggressively paid on it for the next 7 years to pay it off.

I should have clarified that. I did not pay cash for where I live, but eliminating that debt was top priority.

>>129216640
https://www.khanacademy.org/economics-finance-domain/macroeconomics/monetary-system-topic/fractional-reserve-banking-tut/v/overview-of-fractional-reserve-banking

for a primer

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>>129208580
shit the goyim know

oyyy veyyyyy

>>129209433
I got a card through my bank. 15 months no interest, 2500 limit. I bought guns, lots of guns. Paid it off every month. I've my 15 months end, I'm not touching it again.

Gotta build credit bro

>>129214626
i did inherit money and let me tell you, it's no cakewalk.

it's just cake. my stupid brothers and sisters blew their inheritance, except for my brother and me. we have more money than the rest of them combined.

i literally don't have to do anything but jack off and watch it grow. though i am troubled by the last eight years.

slaves must work harder. you realize my investments are not going to grow themselves?

i do so love it when wage-slaves argue over small percentages, imaginary debt and plastic card companies. do you not despise the callouses on your hands? does not the yoke your back twist and malign? fools. you would spend your life working for me, but i would not spend a cent for you.

you exist to make me money, wage-slaves. you have disappointed me, so now i am entering asian markets. when china opened itself up, i creamed in my tight little briefs.

while you spend your precious energy and time holding steady the pillars of my church of lies, i study esoteric eastern philosophy, masturbate, and goad you on 4chan. for me, happiness is not relief from constant pain, but rather pain is relief from constant happiness. i see no difference between you and a slave.

the idea of having to do something for somebody else is absurd. the idea of needing money: absurd. the idea of working for somebody: not possible. hunger: alien. pain: a distant memory. drudgery: does eternal pleasure count?

how i have not been murdered is a mystery to me. enjoy it wage slaves. the last thing you see before you die will be the last thing you see. and you will see me, eating the cake you spent your life making and leaving you not a crumb.

tick tock, wage slaves, back to work!

>>129208580
Millennials don't like debt.

>>129213321
Well done anon. I am in a similar predicament and determined to dig my way out of it.

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>>129214685
No it's not. BTC dips after going hyperbolic and then goes back to steadily increasing. This has happened over and over.

>>129214479
Mining is just a meme now. You can't do any decent mining without having a ridiculous server farm.
And I wouldn't say "no more dips". BTC has a long way to go still. It's definitely going to dip now that a ton of stooges are buying in at an all-time high. It'll pop and correct to like <2000 and then go back up over time.

>>129217005
what kind of guns? not like you'll ever use them, civil war never

Huh. Why did I read it as
>Americans are suddenly defecating on their credit cards

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>tfw too rich to use credit cards

recession =/= crash

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>>129215330

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>>129208580

Its almost as if bailing out banks wasnt a good idea

>>129209433
>Collecting .05% interest in the bank
>Not collecting 1-5% on cash back on credit card spending

Meant to be poor.

>>129217218
shitposting withdrawal

>>129215031

So how many time did you waste hatiing on somebody older than you because they thought it was "easy"?

To survive this coming wave in the financial system. (they are exactly like waves on the ocean.) You need not to be able to make LOTS of money but to make steady money. Even if that money is not considered middle class money. Steady money is the key. Repetition.
Controlling your outbound money flow is the second point. STOP BUYING SHIT. You don't need most of what you buy. If you goto Walmart and take a good look around its shit its all plastic shit.

>Legendary investor Jim Rogers sat down with Business Insider CEO Henry Blodget on this week's episode of "The Bottom Line." Rogers predicts a market crash in the next few years, one that he says will rival anything he has seen in his lifetime.

>Rogers: It’s going to be the biggest in my lifetime and I’m older than you. No, it’s going to be serious stuff. We’ve had financial problems in America -- let’s use America -- every four to seven years, since the beginning of the republic. Well, it’s been over eight since the last one. This is the longest or second longest in recorded history, so it’s coming. And the next time it comes -- you know, in 2008, we had a problem because of debt. Henry, the debt now -- that debt is nothing compared to what’s happening now. In 2008, the Chinese had a lot of money saved for a rainy day. It started raining. They started spending the money. Now, even the Chinese have debt and the debt is much higher. The federal reserves, the central bank in America, the balance sheet is up over five times, since 2008. It’s going to be the worst in your lifetime, my lifetime too. Be worried.

>Blodget: I am worried.

>Rogers: Good. Good.

http://www.businessinsider.com/jim-rogers-worst-crash-lifetime-coming-2017-6

>>129217540
Straight to archive https://archive.is/QxyCa

>>129208580

ameridebts

>>129208580

Leftism

>I hate DRUMPF AND CAPITALISM WATCH ME CRASH THE SYSTEM 4 GOMMUNISM XD XD XD

>>129217045
Talk about communism amirigjt

So, what's a good credit card? Discover It?

>>129217321

They wouldnt offer cash back as incentive unless it made them more money. Never fall for tricks like that. Ideally never even own a credit card if you can.

>>129217665
the true red pill all along

>>129217704
Anything that doesn't charge a yearly fee.

Anything you can pay off every month.

>>129208580
>Donate $20k to Bernie campaign on mom's credit card
>suddenly default

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We were all using are credit cards to survive. I have used it to pay taxes and make up for budget short falls because of Obama care.

When the middle class says they can't afford something it means their 401K won't be fully funded that year. When a working class person says they can't afford something it means they are paying the electicty bill with a credit card.

turn on those printers

>>129216487
Versus paying 1000 a month tithe to your local feudal lords in the form of property tax?

Paying for insurance on the building.

Paying for any repairs that need to be done.

Interest on the mortgage that you'll be paying for fucking ever.

Tied down to where ever you bought the house, instead of being able to move to another state on short notice for a better job.

Cost wise, owning your own home isn't a sure win. Especially with the sheer number of cucks like yourself that bought into the "muh own home" meme.

Buying your own home works when you're ready to retire, not before.

>>129217832
you can trust an american with 5 dollars way more than you can trust one with 5 billion

>>129208580
> hand out credit cards like candy
> HURR DURR WHY AREN'T THEY PAYING ME???

>>129217960
I've got one that can see

>>129217832
>says the islamic republic in north africa

>>129216487

$100 more than rent for a shit shack of a house

I rather live in a nice apartment.

>>129208580
the so called recovery is a scam.
mostly pt jobs, booming subrime cc and auto loans. Stock market record high.

It's gonna be USSR level collapse.

>>129217824

Well then Discover is good for me and these are the benefits. I also want to learn how to save properly.

https://www.discover.com/credit-cards/compare/?ICMPGN=TOPNAV_CREDITCARD_COMPARE_TAB

>>129217832
RARE

>>129217045

>pain: a distant memory.

the fact that you have such weak bait on /pol/ says otherwise

Should I join the military? My oldest brother was in the Navy when the last crash happened and when he came home he said he didn't even know anything happened.

>>129216487
You can't break even on a house unless you live there for 10 years. If you want to move up in your field to better jobs you're going to have to relocate. Hence, renting

>>129217960
>retire
>he thinks he'll live to see retirement
lmao.

>I'd rather have a pakistani manlet do everything for me, it's like I'm living with my parents all over again! something broke? call the landlord, he'll fix it! I love not having responsibilities!
>I need to be able to move anywhere in case Mr. Goldstein needs me at another city goy! I'd hate to be able to put down roots anywhere, and have a sense of identity with my surroundings!
>I like living in the same place Tyrone fucked a stripper, there's the cum stein on the carpet to commemorate it! And I love living next to 4 other people on all directions, in a fucking box separated by only a few inches of shitty drywall and wood!

>>129217902
>20k goes to Hillary Clintons campaign
>Hillary Clinton loses
BANKS BTFO

>>129218456
maybe, maybe not war might be coming close we got qatar and the saudis chimping out might make an entire middle east war happen.

>>129218456
Military is basically an easy path through life if you can endure the discipline. One of the few places you can pretty much retire in 20 years with a pension for the rest of your life.

So...should I sell my stocks now? Also, can someone please walk me through taking $1,000 from my Schwab account and using it to buy some bitcoin.

>>129218657
I mean, it's better to have voluntarily joined before the war than to be drafted to the front lines, isn't it?

>>129218968
so we did annex tuvalu...

>>129209260

Pretty much. I let a 500 buck credit default when I was degenerate as fuck. Unless these are multi thousand dollar credit lines in which case what the fuck did they spend it all on?

>>129218894
yes

>>129218894
remember no man has the will to kill anyone you will remember the day always and always

>>129218714
wait two weeks and go to coinbase.com

>>129218968
whats your personal estimate of the ultimate value of 1 BTC?

>>129218968

People below the 35k a year mark are too late to buy in substantially. The time to do that would have been like 2012.

It's only surprising if you haven't been paying attention for the last decade

>>129217157
PTR-91, 1911, 10/22, Browning buckmark, Vz.58, Ruger American Compact, Ruger American Predator, and a .17 hmr bolt gun

>>129219170
Why wait?

>>129210972
I do this too, but the whole credit system is designed to fuck the people. The entire country is built on using the credit system.

Living in america is agreeing to let the banks fuck you if you plan to do anything more than live in a shit neighborhood while you make $18/h maximum by the end of your "career".

Fucking kikes...

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All the pathetic no coiners in this thread talking out of their asses. Haha I've already profited enough off of bitcoin to quit my job. No coiners really are just washed up out of touch cucks. In 3 years you fucking fags will all be an heros while I sip Champaign on my private island. Poor nocoiners. Will you ever learn?

>>129209433
>not having Chase Sapphire
poorniggers

>>129219113

see, i dont beleive that.i beleive that man is a beast, that only society keeps in line, and that every single person that is alive today, is alve because their ancestors killed- whether as tribal cavemen, or victors in any of the countless battles that led to you or I being born.

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>>129214286
btc and eth wont dip. its leveled off. you fucked up after the 2300 mark. go check out STEEM it is at 2.33 right now. highly recommended. it was just at 1 and i have doubled my money so far.

>>129208580
GLORG IS FINISHED

>>129219439
if you dont you will lose money in the crash

>>129219790
Wait wait, isn't the market supposed to crash and bitcoin go up since it's a, "safer" alternative?

>>129213783
Because if muhammad or jamal swipe my wallet, I can cancel the credit cards and dispute any transactions they made. If I am just carrying cash, it's gone with no recourse.

Credit cards are fine unless you are a dumb goy that carries a balance.

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>>129209141
Pls help what the fuck do I buy. I'm tired of being poorfag scholarship college student.

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>>129219113
You sure?

>>129214626
this is what im trying to live like.. you are the future me anon. congrats

>>129208580
Rothschild and Goldman just want some chaos, degeneracy and extra pocket money.

>>129208580
Good. The market is terribly overvalued and has been for a few years now. Correction has been imminent.

being in debt is the ultimate bluepill

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>>129217045
lol i enjoy callouses desu it makes me feel good knowing i work hard.. money aint shit get fucked rich nigger

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>>129208580
>Americans

(go deeper into the article and find its niggers not paying their debts)

>>129220000
Oh shit. Those digits!

>>129209433
>not putting all your money into cryptocurrency, gold, food, water, and weaponry

>>129219113

Kiling communists, liberals and Jews would be a beautiful thing and you are probably gay.

>>129216559
0/10 Comey levels of happening

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>>129217152
can you buy partial bitcoins or do you have to pay the full market price of a bitcoin to even get in? Like say i want to squirell away $50 from every paycheck into BTC for my inevitable divorce, is that possible?

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>>129220223
>he fell for the "working hard" meme

>>129214286
Buy doge faggot

>>129220285
that picture cracks me up LOL someone whould spraypaint the black dude with white paint so it looks like he's disappeared

>>129208580
kill yourself shill rat

>>129213321
Well done, hope the last 1.5 goes by easy.

>>129220000
Poles confirmed quads master race

>>129209433
Same here, except no one would approve me for unsecured credit due to having no credit history. Those Jews can suck my dick anyway.

>>129220606
yeah you can buy fractions of BTC, thats what most people do when they need them for 'things'

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>>129217152
Correct, it's the same milking scheme used on Wall Street. People with the most holdings manipulate market values to get the little goyim and peasants buy in. Then sell off for liquidity and to diversify. Long term, it nets money, short term you'll get raped by hype.

>>129220606
You can buy any amount someone is willing to sell.

>>129219571
not even gay just a moralist

>>129214479
It'll be awhile but they're crash back down after some shocks. Since you can't order pizzas with BTC yet it's still a volatile commodity. Things don't spike this hard without dropping, and THEN stabilizing. The Crypto ship hasn't sailed yet. Also try putting money into penny coins as well on the chance they pop off.
>Or you can just mine all night.
Proof you have no idea what you're talking about

>>129216487
And you already have a knot in your ass, you cannot easily move, you cannot air your job, you cannot invest the money anywhere else.

>>129214655
That's like saying Apple and Google stock is a ponzi scheme too

>>129208580
I'd be more concerned with mortgages.

>>129209260
>dumb 20 year olds

That is a strange way to spell "niggers", anon.

>>129208580
I own 6 properties and the only debt I ever incurred was a 100k mortgage on a property when shit was cheap after the crash, and I paid it off within months.

Don't get caught on the treadmill of debt.

>>129209116
>Rich people know how to short the market properly
Sure sure. It will hurt your regular minion and that's about it, like always.

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>>129220285
WE WUZ KANGZ, WHY WEZ GUT TO PAY FOR SHEEIT? JUST UNUTHUR WAY WHITEY CAN FUCK US. WELL FUCK U WHITEY I AIN'T PAYIN U BACK

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>>129214286
>not investing in fountain pens and fountain pen accesories

>>129209277
>>129213194
If it's good, it's Obama, Bad, Trump.

>using credit card
>not buy only what you can afford and be happy with it.

Keep feeding the Jew like a good goy.

>>129215089

I'm pretty sure the only thing that affects your credit score is whether you ever miss payments, and by how many days (30/60/90+).

Obviously, if you've never had a credit card (or you have one and don't use it) there are no payments to make, so you won't have a score.

One thing to keep in mind if you're house hunting is that a lot of financial institutions will look at the number of credit products you have (CCs, lines of credit, etc), and figure out how much they're willing to lend you on the assumption that all of those things are maxed out, so it's not always the best idea to take massive limit increases if you rarely use your card.

>>129208580
Gee, credit runs in cycles. Who knew? Stay out of debt kids, stay out of debt and you win.

>>129212544
Such a good goy. Yes you are, yes you are. A good goy.

>>129216247
Yes goy, it is far better to pay a (((landlord))) than it is to pay a (((bank))) and cheaper too. Oh, by the way goy, rent is going up when you go to renew your lease. Expenses are up; you understand, right?

>>129220740
i kinow this is bait, but literally i enjoy working. so take what you will from that you lazy nigger

>>129222030

>Comparing a hype-train and money laundering to market capitalization of goods and services.

Wow, there's people literally this retarded.

>>129213537
Not on its own, you are right. And the (((banks))) can always get more printed money to make themselves whole again. What it is, is smoke. It's smoke coming out of the system where smoke shouldn't be coming out of. Which means that there's fire somewhere where there shouldn't be fire.

>>129223001
nocoiners on suicide watch

>>129219904
bitcoin's value is pretty much disconnected from fiat market crashes. it has a cyclical nature of spiking, crashing, leveling, repeat. looking at the history it will crash soon. i am hoping to sub-1000 prices, but probably not

>>129223117
I hope you bought in under $1.5k proxyfag.

>>129222209
Many Millenials are illiterate when it comes to finances.

>>129222904
Most (((landlords))) are just passthrus to the (((bankers))) - they don't really own what they're renting, they're making payments too. So many (((mouths))) that need to get fed...

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>>129214644

>>129212402
What's the point tho? You shouldn't be planning on indebting yourself if you don't foresee a decent return on that capital; in which cas you should incorporate, write down a business plan and get financed at a much nicer rate. Personal debt shouldn't be part of your plan.
> inb4 mortgage
9 times out of 10 still a bad idea. You're condemning yourself to be a slave, basically.
> inb4 I can always sell the house
No you can't. Statistically speaking, you bought the house when the r.e. market was overpriced and you will need to sell at a lower price. The mortgage debt still stays the same. Otoh if you buy high and sell low, congratz, you're a real estate investor. You should incorporate.

>>129217576
Nice bot.

>>129223266
Of course, I bought in 2013. Glad I didn't listen to idiots like you who were saying the same thing back then.
Imagine not having a single coin in 2017, might as well kill yourself

>>129215863
>needing a good goy score
>not marrying an overweight foreveralone rich girl and making her a slave to your fuck and workout habits and taking over their successful family software business

I honestly feel sorry for all of you. Who else /keptman/ here?

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>>129216487
>rent is the biggest cuckery
>he didn't heard about property tax

How to invest without relying to a (((banker))) anyway?

>>129214437
I've never had a card that charges interest if you just pay in full at the end of every month...

>>129222908
>le any opinion that differs from my worldview is automatically bait

Do you work as a laborer/trade job or are you a white collar type? Do you work for yourself? Are you self employed? Exherting your mind and giving your time for the profits of others is regretfull, but physically destroying your body for the profits of others is intolerable. In my very limited experience killing yourself for (((them))) is a pitiful existence.

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>>129217045
I HAVE AT MOST $100 TO INVEST THIS MONTH WHAT SHOULD I BUY BITCOIN , GOLD, SPECIFIC ASIAN STOCKS?

>from: ITT: Based NEET Lord

>>129217222
>TFW AMEX CENTURION MAKES BITCHES CREAM THEIR PANTIES

>>129214437
>Oy vey, stop giving me so much money. Bad goyim.

>>129214655
Yeah I'm not so sure about that. Ponzi schemes turn to dust at some point, whereas crypto does boom and crash like everything else, but in the long run it keeps rising. I personally think cryptocurriencies have real value because they are much more reliable and convenient than fiat money: they do not suffer from inflation, they're not controlled by a central authority but by consensus, they're untraceable so you can even do illegal stuff with them. Also, a real bank could fuck up and delete your money, do you realize that? Crypto is much more reduntant. Also, fees are lower. So I think in the long run cryptocurriencies will have to be accepted as the standard form of money. If crypto is a Ponzi scheme, so is fiat.

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>>129224054
>fell for the good little goyim hype train

The crypto market is financial firms buying and selling large volumes of coins for high profits in short periods of time whilst good little goyim buy teeny bits and pieces of meme-currency with their hard earned shekels.

>>129214035
Do you work with credit cards? I do. I ask because you said variable Apr, which is something we are required to say when we mention it. Cardholders don't generally use the phrase.

>>129217045
>fools. you would spend your life working for me, but i would not spend a cent for you

You will never know success. I honestly feel sorry for you never being happy.

>>129217005
Like I said before I think my score is actually fairly decent just do to my student loan payments, maybe my car insurance too. Though my bank (wells fargo) does bug the hell out of me with credit card offers but it's hard to trust them. A lot of it is them trying to make more money off of me, hell they charge really bullshit fees for not having min balance and stuff.

>>129216506
Too bad malls and other retail are dying those are most of the jobs I still see. I personally still use a damn flip phone that just shows how lack of disposable income I really have. I end up looking like a damn drug dealer.

>>129225551
Oh and my car is from 2001.

>>129216506
A fucking men. Bern through all of that. I'm not quite at the 150k a year part but everything else fits to a T. I worked as a gopher and "guy who knows computers" (read as mildly competent) for slave wages for years at an office supply wholesaler out of school to get some experience while landscaping on the weekends. I struggled and never took a cent from anyone. Now I'm making about 60k a year and able to live comfy and save. I worked damn hard and these soft kids who aren't willing to struggle need to wake up and get on living. I'm only 25 and I always knew landing in that cushy job post graduation wasn't something that you can expect and you need to be prepared for it not to happen.

>>129224497
>WHAT SHOULD I BUY
Vodka

And relax

>>129215863
Car is an 01 taurus and I highly doubt Ill ever really buy a house.

>>129213243
Yeah This shit is nice. I put all my shit on. Citi 2% cash back card and it's like they are paying me 400 dollars a year to use it instead of debit.

I have been doing this for about 2 years, and have not paid a single cent in goy points since I have self control.

I want to thank all the debt slaves and debitgoys for paying interest and unrecooped vendor fees to pay for my cash rewards.

>>129217222
Fake and gay. Wealthy ppl use high end cards because of the perks. I just bought a car with my card because it radically enhances the warranty. I will pay it off over the rest of the year because I don't want to absorb that hit all at once.

>>129216487
You don't just owe 100k, you're also risking that money. What if the local housing market is not so hip any more and the value goes down to 70k? Also, your house isn't gonna last more than 100 years even with maintenance: that's 1k/year in depreciation.

>>129224121
property tax aint shit. I own my condo (150k) and the property tax to my county is 1000 a YEAR.

>>129209433
I only pay with credit in bars and restaurants

>>129213824
this
I should break 810 Exp score this year
Fuck niggers

>>129226119
I ONLY PAY WITH CREDIT FUCKING EVERYWHERE

ITS A LAYER OF PROTECTION BETWEEN YOU AND YOUR DOSH, ZERO FRAUD LIABILITY, CAN CHARGEBACK IF THEY FUCK YOU, ADDITIONAL WARRANTY, ADDITIONAL INSURANCE ON RENTALS, ETC

>>129226119
Well that's not something I do unless you count ordering pizza as "restaurants"

>>129225934
Plus credit cards are much, much safer than any any other form of spending.
If someone steals cash it's value is gone

If someone uses a stolen debit card it can be hard to get the money replaced, and it can even provide access to bank accounts

If someone steals a credit card getting the charges reversed is so easy it's almost funny. Having a fraudulent charge reversed is basically trivial.

I think security is the biggest reason to use CC. The rewards are just a bonus

>>129225934
>I don't want to absorb that hit all at once.
>Rich

>>129224121
>He doesn't know he can write off property tax as an expense if he rents out a room and claims his home a rental property
>He doesn't know how to simultaneously lower his taxable income while increasing it
>He doesn't know that the only way to beat the jew, is to become the jew

wew

>>129209277
>>129213194

Trump and the White House have repeatedly taken credit for the 'good' economic and jobs figures since the start of his term, he owns the economy like he and the GOP now own the inevitably worsening situation for health care, even without whatever suicide pill healthcare bill the Senate ends up passing.

>>129210097
Oh shit have they exited the workforce?
Oh boy that's what happened here.
Good luck Amerifats you're gonna need it.

>>129225761
Does it get you from one place to another? If it does and isn't bleeding you dry on repairs then who cares.

>>129217045
Yeah just give me like 5 years m8, I'm wage slaving right now but it's only for experience, connections and access to information. I'm bound to find a scheme to get rich because I'm doing everything right. I program but I'm not a programmer; I talk with the big boys; I am making my mafia. I'll see you on the flipside and then I'll get all your money.

>>129216487
>Pay $1100 a month for a $100,000 mortgage
>Suddenly everything goes tits up when you've paid $99,000
>(((Bank))) suddenly takes your $100k house and keeps your $99,000 (+tip)
>(((Bank))) has doubled their money by doing literally nothing and with nothing backing that money up they had nothing to lose anyway

Can you teach me how to be that redpilled? I bet everyone is so jelly of the people who paid $200k+ for those houses in Detroit, right? Totally redpilled, brah.

>>129209433
I don't have any credit cards either. I had one a long time ago, figured
>I'll keep this in my night stand, just in case my car suddenly has a moor issue, or my house floods, or a need a new furnace or something.
I thought it was a good idea, and a fool proof plan. A few months later I started getting statements in the mail, didn't bother to open the first few, because I knew I had not touched the card. Then I start getting mail stamped passed due from them, so I open it up. They charged me a monthly service fee, for the months I had it, late fees on the service fees I didn't pay, and it all came out to almost $300 for fucking nothing. The card had not been used, not even once. I cut that fucker up, and called them. Told them it was fucking crazy, and I was not going to pay any of it, because it was all bullshit. They at that point removed all the fees, and brought it back to zero. But it soured me on credit cards forever. Never bothered to get another.

>>129220754
I've got over a quarter million left. What's your sell off point? .004 has been the ceiling lately.

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>He has debts
>He didnt go to free college
>He doesnt have a good job
>His parents and parents in law didnt buy him a house

Lel.

>>129228042
Yeah it's not bad though had to do car inspection(North Carolina requirements) recently and it was 30 dollars for the inspection and another 20 for wiper blades cuz I had to have new wiper blades to pass :( Car shit's expensive even if you barely need to do it.

>>129228214
This might be the dumbest thing I've ever read on pol

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>>129208580
I certainly hope so. Life has become boring.

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Reminder that you will never find this level of gains in any other investment option

>>129211556
This nigga gets it. I have the amazon prime credit card via chase, and it's dope. I usually have 40-50$ a month in amazon credit after paying off my balance.

Had 460$ today though, had to step up and buy a super telephoto lens last month for my photography hobby. Feels good man.

>>129226042
Lol so what if it does, can you not live there if it's now only 70k. You lost out on market timing but if you aren't planning to sell and its not a shit area Im sure you can ride out the hiccup in value. On the other side it could be up 30k in a year or two.

>>129224497
A gun and ammo. All the investments in the world mean absolutely nothing if SHTF and someone with a gun simply takes them.

>>129209335

>falling for the cryptojew
>not buying gold

You can fit your own damn collar when us masters tell you.

>>129228848
REMINDER THAT ITS ALL VOLATILE BULLSHIT FOR SCAMMING CRIMINALS AND NOBODY SERIOUS HAS MONEY IN CRYPTO""CURRENCY""

>>129208580
>Be a Jew
>Offer college degrees for ((((Women's study's , meme and useless degrees))))
>dumb millennials guys take the bait
>They can only have minumin wage jobs which only pay 20-22K ish on a 40 hour work schedule (Not includeing overtime)
>They start defaulting on thier shit
>Banks losing money
>No one is taking ((((Loans)))) because of high interest rates
>Bank is loseing power and influence because of it.
>Oy vey why are these goyim giveing us more shekels!???!
At this point I'm starting to think the Jews are more like niggers at this point. They only know how to scam and not think of the future ahead. Seriously iseral is having promblem trying not to bankrupt right now. How the hell are (((They))) going to take over the world when they can't even keep thier own homeland afloat?

>>129229014
>photography hobby
Ate you the bottom or the top?

>>129209433
Getting a CC is a good idea, but only if you're willing to treat it like a debit card. That's how I treat mine.
Typically I pay off 100% of it each month, though if I've chosen to splash, I'll pay 75%

>>129224121
If you have money to buy a house property tax ain't shit.

>>129229236
My girlfriend is the bottom, normally.

Call me gay all you want senpai, but wildlife photography is dope. Especially living in Wyoming, I'm only a few hours from Yellowstone and can take a day trip to photograph wolves or grizzly.

>>129225934

>I will pay it off over the rest of the year
>wealthy

That "car" better be a solid gold Saudi main battle tank.

>falling for the laminated jew
owning a credit card is the equivalent of wearing a sign around your neck that reads "goyim cattle." the only thing worse than debt slavery is credit slavery.

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>>129229216
>NOBODY SERIOUS HAS MONEY IN CRYPTO""CURENCY"""
m8 have you looked at the market cap and the Ethereum Enterprise Alliance

>>129229689
THE MARKET CAP IS SHIT COMPARED TO REAL MARKETS

CRYPTO IS MONEY FOR SCUMBAGS

BANKS USING BLOCKCHAINS TO RECORD TRANSACTIONS HAS NOTHING TO DO WITH SPECULATING SHITBIRDS WHIPSAWING BTC AROUND

Awesome! What year of WWIII are we in exactly, I forgot. Oh, you mean it doesn't get better from here on out? Yeah, that's cool too.. So what were we exactly going on about?

>>129208580
good people should stop paying federal taxes too, fuck these (((leaches)))

>>129208580
>(((suddenly)))
Yeah, no. Economy with the 360% debt to GDP ratio can't be robust by definition.

>>129216018
Its been replaced by other gases like Argon.

>>129212544
just pay the statement balance. paying interest does not I repeat does not make any difference

>>129226478
This.

Use your card like a debit card.
Pay it off every month.
Obtain a credit score so godly banks bow down to it
Qualify for the best loans on big ticket items so you can actually enjoy them

>>129208580
>Using a credit card for anything besides emergencies
Dumbasses.

>>129229994
Ethereum Enterprise Alliance has more than just banks. Basically every major tech company. BTC is to big at this point for whales to make much of a diffrence, the profit made of volatile smaller cryptos is insane and you will never make it anywhere else.

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>>129230421
>tfw you are a genius Ukrainian skeleton scammer who made millions off bitcoin and trick titans of industry to pump your buggy centralized scamcoin

>>129230421
PEOPLE HAVE BEEN MAKING IT FOREVER ON PENNY STOCKS OTC

AND THOSE ARE SKETCHY ENOUGH, CRYPTOLAND IS PURE CRIMINAL SCUMBAGGERY

>>129222209
Its not just niggers sadly enough. Most people in America are just fucking terrible at saving and spending their money. I have a friend who is still paying off credit card debt years after he stopped using it. The shitty thing is that you pretty much need to use credit cards or pay interest on bank loans at some point. Its the only way you can build up good credit.

>>129219460
How much have you made?

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>>129215718
RARE

>>129230421
take your ponzie schemes back to /lgbt/, you bug chasing faggot.

>>129208580
this is entirely engineered
they've been planning this crash for last week of sept since November.
You'll see a ramp up of these rhetoric
then you'll hear CNN talking heads say "hrm oh well"
then sept 18-19 -it'll be one hour of news coverage where it switches from "everything is fucking rosey" to "everything is fucking rosie o'donnell"
then they'll pull the plug, some shell front of a fake jewry bank will "go under" and that'll scare the markets until the jews have taken their gov money and then are ready to buy it all back at rock bottom prices.

I'D SAY YOU HEARD IT HERE FIRST YOU NIGGERS BUT I POSTED THE SAME THING IN FEBRUARY THAT THEY WERE PLANNING FOR SEPT AND NONE OF YOU CUNTS SCREENSHOTTED IT

YOU NIGGERS
YOU GODDAMN FILTHY NIGGERS

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>>129229994
>>129229216
t. dumb american no coiner

All Americans are used to having a stable currency since their birth, that's why you don't understand why so many people from all over the world (China, Mexico, Venezuela, India etc..) are pouring their resources into crypto, it's a way to escape the horrendous inflation and constant shifting of our currency (MXN in a span of 2 years lost like 30% of it's value just because of the orange cuck and his constant tweeting).

People like me have put all their faith into crypto because we truly believe it's the future, but anyways I hope you have fun once the US bond market crashes and the boomers dump their stocks to fund their retirement.

>>129216372
No, 10%.

>>129226372
Yeah credit bro
I had been languishing in the high 700s for about a year, but my limits have started going up and my score just shot up to 811 per one of the agencies. The other 2 have not recorded my limit increase yet. Get hyped

>>129231399
Pay your bills you fucking spastic.

>>129208580
Being in debt is the only way you can get shiny toys goy!

>>129225927
>debitgoys for paying interest

Who the fuck does this? I haven't paid a dime in any kind of interest or fees outside of currency exchange for my weeb shit.

>>129230414
Lol this is the best kind of money goy.

>Going into debt for an emergency
Good one. The best time to take on debt is when you have money trouble.

>>129231495
AMERICA WILL ALWAYS HAVE A STABLE CURRENCY

WHEN AMERICA STOPS HAVING A STABLE CURRENCY ITS POST-APOCALYPSE AND CURRENCY WONT MATTER ANYMORE

CRYPTOCOINS ARE A COMMODITY FOR SPECULATION, USED EXCLUSIVELY BY SCAMMERS AND CRIMINALS, ITS NOT A CURRENCY

>>129213243
>I get $50 free every month
>Getting free money
American education

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>>129232367

now that's a good goy

>>129232156
Tons of people do it. I am also dumbfounded by this, but I also work in the financial industry so I have a front row seat to average American financial degeneracy.

Notice how these threads are always filled with illiterate anons going on about never getting a credit card, and how we are all "slaves"?

It's because faggots like this can not even comprehend having access to credit without piling up debt. They don't even know it's possible to have control of your finances.

>>129232615
OY VEY, THE POWER GOES OUT!

WHERE ARE ALL MY BUTTCOINS? LMAO

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>>129216640

BRUH

https://www.youtube.com/watch?v=iFDe5kUUyT0

>>129214626
>stuff is bullshit
>owns 3 cars

>>129217960

This, a house would only be worth it at the bottom of the market, if that.

>>129218157

hmmm....

http://www.deagel.com/country/United-States-of-America_c0001.aspx

>U.S Population by 2025: 61,000,000

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>>129228551

>Thanks, Churchill. At least your Masters paid off your debts.

>>129229232

The Jews are like termites. They eat a host nation and destroy it, then move to wherever the power shifts.

This is all by design: the U.S is meant to collapse. It's not all about money, it's about centralizing control, stripping nations of sovereignty.

>>129228551
People complain that I keep mentioning the British Empire, as if its some ancient evil that's never coming back.
>1920: Greatest Empire on the face of the earth
>2020: Fuck all

NOT IN MY FUCKING TIMELINE!

WE NEED TO GET OUR SHIT TOGETHER, TAKE THE POWER BACK LADS!

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>>129232367

>AMERICA WILL ALWAYS HAVE A STABLE CURRENCY

We don't even have one now, you dumb cunt.

>>129222209
>>dumb 20 year olds
>That is a strange way to spell "niggers", anon.

A~nd college studenst. No, really, that's currently the biggest "credit trap" in the us.

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>>129235682

It's too late. >>129234952

Hitler loved the Anglo more than Churchill. The Nazis fought for the future that the British and Americans only thought they were fighting for.

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Oh man, you mean saddling your entire population under 30 with bankruptcy-immune government-backed debt leads to people not being able to pay their bills or move upward in pay grade through calculated risk?

WHAT A FUCKING SHOCK I AM SO SURPRISED YOU GUYS

>>129236000
It's never too late, the anglo shall rise again.

>>129235725
USD IS THE DEFACTO GLOBAL RESERVE CURRENCY AND EXTREMELY STABLE FOR A FREE FLOAT DUM ASS

>>129236457

College student detected.
Hows that "Bern" of you's going?

>>129224478
>Exherting your mind and giving your time for the profits of others is regretfull, but physically destroying your body for the profits of others is intolerable.
You really think there's a huge difference between those?