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Committing Suicide & Debts/Death Tax

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Thread images: 34

If I commit suicide, will my family be subject to paying a death tax for me? I have about $5000 of debt and a 2014 vehicle which I still owe $15000 on.

I am 25 years of age and I just got hit with the worst kind of news. I will not be getting this job which I subjected myself to increased debt to try and obtain. It's my fault.

But I am going to kill myself now, I just wanted to check and see if my family would be subject to my debts and death tax?

How do I go about making the appropriate arraignments?
>>
I'm interested in this too. Would killing myself in the woods be good, they wouldn't find my body for decades so I wouldn't be declared dead.
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>>128727676
Why not just get another job nigger? Even mcdonalds pays enough to pay off a $20K debt
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>>128729585
I'd rather kill myself at this point. I work 70 hours a week and it goes into interest and my vehicle on top of living expenses.

The job I failed to get hired at would have paid $65k a year to start.
>>
>>128729405
This is also a good point, if I go missing at sea or bury myself alive in the woods, will they be able to officially declare me as dead and my parents still be financially responsible for my debts?
>>
I'm curious about this too
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>>128727676
As I understand it, in civilised countries, anything you own will be taken to pay off your debt, like your car, computer and sexdoll, but the debt can't be passed on to others. America is a lot more greedy though, so I wouldn't be surprised if the law forces your debt onto your family instead.
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>>128729857
20k is nothing

cancel all services, including internet, man up
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>>128729405
You're dumb. If you let your body sit on dry land they'll find you for sure. You have to let your body either fall into something like a woodchipper or a large body of water.
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>>128729939
Technically not, because they believe you are alive, so your parents would get away with it, another layer of defence, kill your parents and yourself
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>>128729857
Nigger, move to an industrial town and stop trying to be an urban faggot paying 1200$ a month rent for a closet downtown
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>>128729857
so what sell the vehicle and buy a 97 camry for $500 off of craigslist.

you would have been working for jews most likely anyways. there are lots of $65k+ jobs in America. it's not like you even took that big of an opportunity loss.

i've taken way bigger losses. you would've too at some point. who cares. that's how business is.
>>
>>128730065
I'm tired of living. I'm tired of it all. I'm not looking for the easy way out but in this instance I am... just wondering about debts and the death tax. Do people who commit suicide have to have their death tax paid?
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>>128730195
How do I sell a vehicle I owe money on? It's not the vehicle that is the issue, it is the taxes and the fact that I am almost homeless. Rent has screwed me and now that one job has cut my hours I think I am finally set on doing myself in.
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>>128729939
You're a nigger and you're what's wrong with the west.
>>128730262
Stop being a little bitch, I was in your exact position and I moved up north where no one wants to live and started a job with the pipelines doing 12 hour days every single day and almost half my shit is paid off in less than a year now.
Suck
Nigger
Dicks
>>
>>128730262
why tho,

just suffer for a bit, and reflect

such is life
>>
Here's the best part: I didn't get hired at this 65k a year job because I smoked cigarettes within the past 12 months.
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>>128730262
I'm pretty sure your parents would rather foot a bill than have their son dead m8.
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>>128730262
ya man obviously your family is going to tie up your financial loose ends which isn't going to be that hard. if they're homeowners picking up an additional $20k in debt isn't going to be major.

you're on /pol/ though so if you're going to be an hero do it in a way that makes the news or something. pic related.
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>>128730500
I don't want to shame my family. I just want to go die in the woods and have them think I moved to Thailand or something.

I feel bad. I am going to record videos of myself and leave advice for my younger brother. I am ashamed of myself.
>>
>>128730387
you don't owe money on the vehicle you dumbass. you owe money to a financing company for a loan. you used the loan to purchase a vehicle. the financing company loaned you money which you used to buy the vehicle full price from the dealership. you own the vehicle. you can sell it to whoever you want.
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>>128730613
>don't want to shame family
>suicide over debts
Japanons are laughing as they read this
>>
>>128730457
haha what?
How the fuck is that not illegal?
>>
All you are going to do is stuff it and hurt yourself. Your parents will fucking kill themselves over it.
>>
How tf can they tell if you have smoked within 12 months?
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>>128730457
OP is confirmed Asian. stop saying $65k a year job. that's like what, plumber? who fucking cares. You're talking about a little over $5k a month. I lost more than $5k in 2 hours of playing poker this weekend. This is not a major punch to have to roll with.
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>>128730848
Drug test for cotinine a nicotine metabolite.
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>>128730901
this
>>
If you are going to kill yourself why would you care what happens, you'll be dead, you would have other things to worry about than a random $20k your folks might have to pay.

Or you wouldn't have to worry about anything, depending on your beliefs.
>>
>>128730928
how the fuck is it legal to not hire someone cause they smoked cigarettes? where the fuck do you live?
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>>128730652
This is wrong.
THe bank owns the car until the loan is paid off.
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If I commit suicide, due to my beliefs, I will be going to hell. I have already made up my mind about this, and I have asked forgiveness from the Lord, but the Lord does not forgive suicide.

I am screwed horridly.
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>>128731185
i'm guessing this is like an entry level job at a california tech company, california is a hire at will state meaning you can be fired or quit for any reason or no reason and stupidly obsessed with smoking being terrible.
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>>128727676

Tax his land, tax his wage,
Tax his bed in which he lays.
Tax his tractor, tax his mule,
Teach him jew taxes are the rule.

Tax his cow, tax his goat,
Tax his pants, tax his coat.
Tax his ties, tax his shirts,
Tax his work, tax his dirt.

Tax his chew, tax his smoke,
Teach him taxes are no joke.
Tax his car, tax his grass,
Tax the roads and tax his ass.

Tax his food, tax his drink,
Tax him if he tries to think.
Tax his sodas, tax his beers,
If he cries, tax his tears.

Tax his bills, tax his gas
Tax his notes, tax his cash.
Tax him good and let him know
That after taxes, he has no dough.

If he hollers, tax him more,
Tax him until he’s good and sore.
Tax his coffin, tax his grave,
Tax the sod in which he lays.

Put these words upon his tomb,
"Taxes drove me to my doom!"
And when he’s gone, we won’t relax,
We’ll still be after the inheritance tax.
>>
>>128727676
>owes 15k on a vehicle
what the fuck were you thinking when you bought this, you can easily get a good car for under 5k

you shouldn't kill yourself if you have useful skills, but regardless debt doesn't pass on to your relatives this is a common myth. your estate (everything you own) will be used to pay off your debt until everything is sold.
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>>128727676
You probably don't have enough shit to make it worthwhile to repo you, but in general if they don't inherit your shit, they don't inherit your debt.

Before killing your self, consider sh**ting a supre*e c*urt j*stice.
>>
>>128730461
This
>>128730262
I'm assuming you're under 25 years old

You've had it easier than many people in this country and billions more outside
Debt happens when people either don't manage their money correctly or a series of unfortunate events occur
You'll find a way out of it and killing yourself only causes more problems for your family than it'll ever solve
>>
>>128730461
Not only that, it's going to cost your parents at least 10k to bury you. Also your mom is going to be the one to find the body.
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>>128731885
How would she find my body? That's why I was wondering how would I go about setting up arraignments for a funeral/cheapest method possible for a death?
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>>128730850
Do you play online?
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>>128727676
Bro there isn't a death tax unless you have over 5.45 million in assets
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>>128732452
Okay, that's reassuring.

If I let my car get repossessed - will the only debt left for my family to pay is $5k?
>>
Op must dehumanize himself and face to bloodshed
>>
>>128732110
Do a road trip to Supreme Court, either die there or chill in prison writing poetry for the rest of your life.


Another idea: I wonder how well protected a Harvard graduation ceremony is? Just brainstorming here.


Killing yourself is a pleb tier death.
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>>128727676
What would happen if you are in jail? Do your parents have to pay for your shit?

You can try get life insurance and just set up an accident for yourself....
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>>128732581
People can't inherit debt. When someone dies they see what assets and debts that person has left. They use whatever assets are leftover to pay off the debt. If there isn't enough money to pay off the debts the creditors get fucked and thats that
>>
Hey OP

Listen here

i know dudes who's been in 20k drug debts before and they always have a fool proof way of collectings gibs instant.

Just cut off your fucking finger mate. They give you a huge loss of work payment.

I know i live in denmark, but a little finger here gave my mates dad 10k

later he chopped off a more useful finger and got something along the lines of 25k dorrors

Atleast mutilated yourself before you take plug the stick.

I don't know muricans laws about this. But im sure they will compensate you for chopping off your finger in a work accident
>>
Finally the prole lifestyle ain't so bad. During the financial crash I worked hard labor for years. Was very good for me spiritually and physically. Dostoevsky spent a decade in prison, solizynitsyn even more. Suffering is good 4 you
>>
>>128727676
why dont you just rob a (((bank))) ?
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>>128732883
Technically parents can inherit jewdent loan debt if they were it's cosigner lol. Jewdent loans are literally usury rofl.
>>
>>128733010
This is very interesting.
>>128733076
Sorry to hear that, I have been suffering for years. Maybe I will hear some good news in a few minutes, but I am pretty sure I won't get good news and will have to follow through with me doing myself in.>>128733151
That's illegal.
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>>128729857
That's what you get for buying a car you can't afford you fucking millennial retard. Do you not know what a used car is? Why would you buy a nicer car when you have no equity? Fuck you. Kys you're self
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>>128727676
Nope. Debts end when the person dies. The creditors can lay claim to your estate to try to get their money back but that's it.
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>>128733383
No student loans, I never went to college.
>>128733567
I owned 3 used cars before I went with new because my 2nd job requires 25 miles of commuting one way. Old cars kept breaking down.
>>
>>128727676
20k isnt much cuckboi

i bet your car is still worth atleast 12k

quit ur cryin and find something else to make money doing
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>>128727676
>“buying“ everything with credit
What's wrong with Americans? Why do you all feel entitled to live above your means?
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>>128727676
Become NEET and use govt bux to pay off debt.
>>
>>128733385


It is, but the main thing here is, they all did it on the job. They cut it off in a sawmill or while doing woodwork, one did as a carpenter
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>>128730500
I fucking hate Capitalism.
>>
>>128727676
Death to Capitalism not you OP.
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>>128727676
Join the military. Best case scenario you get you get decaptated by a sandnigger, worst case you make it out the other side debt free and you continue your measly existence knowing you did something for your country
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>>128733784
Because we are above the rest of the mongrel world.
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>>128727676
The only way they can touch your parents is if they co-signed any loans you took out. Did they do that? Because if you go missing or die, the creditors will come after them for the money.

BTW, $20k debt isn't that much and if none of it is student loans and you legitimately can't pay it off - declare BK and unwind the debts. I could see KYS over say $2million or $200million in debt but even then, Trump has been in worse spots and he declared BK and bounced back from it.
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>>128733885
No anon, you hate (((Giant Capitalists))).
>>
>you're a pussy!!!!! >:(
>fucking man up
>keep suffering bro :D
>fucking beta lol (not like me haha!)

Fucking life-apologists are disgusting.
>>
>>128730457
Who knows what the real reason was OP. It could've been anything, there's a million excuses they can give you as to why they didn't hire you but you'll never really know the real reason why.
>>
>>128727676
You just got jewed.
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>>128727676
>>
>>128733976
Abraham Lincoln wanted to nationalize banking, he was the good guy.
>>
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>>128734184
>>
>>128734184
Which is Capitalism.
>>
>>128727676

Not only your taxes but your debts u created.

Inheritance consists of RIGHTS and OBLIGATIONS you had before death.
>>
>But I am going to kill myself now
>because I didn't get the wagecuck slave position I wanted

More power to you.
>>
>>128731287
Nah, you won't go to hell. But I guarantee you will be sent back here to face the same predicament you're in right now. They'll keep recycling you until you face it.
>>
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>>128734200

this guy gets it
>>
>>128733962
>Implying his country is Israel
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>>128734299
No it was cigarettes. Their policy is no tobacco use within a 12 month period and I quit smoking in May before applying.
>>128734440
What ideology is this? I feel like this is more accurate than anything.
>>
>>128727676
Buy a term life insurance policy. You can get 500k or a million for less than 50 bucks a month. Wait 2 years then commit sudoku, the insurance company has to pay

t. Insurance agent
>>
>>128733784
Most people are trained to be debtslaves here. Very rare to find anyone who can live cash-only. You have to be really weird.
>>
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>>128733010
Good point, I actually know a guy who lost his left hand while working in a butcher shop when he was 15 or 16. He was compensated with A LOT of money. I don't know exactly how much but he is 20ish now and own his own home. In the area where he lives the type of house he own is around ~350K now.

So yeah, if you are desperate for money, do some kind of physical labour job and cut your appendages off.
>>
>>128730262

so you subject your family to suffering because you're too much of a faggot to sort yourself out

SORT YOURSELF OUT
>>
>>128734440
Nope, suicides are treated like prison bitches in hell. Rough equivalent of kiddy fiddlers.
>>
>>128732734

If you are in jail u are still expected to pay through your representative.
>>
>>128733976
If “living in the mongrel world“ means not being the debt slave to someone else, I gladly admit being a mongrel
>>
>>128730000
Here in. Burgerland, if you owe 15k on a car and I buy it from you for an undisclosed sum, its mine after you off yourself. Bank cant come at me for my property.

Same token, if your mom dies, you're not responsible for her credit card bills.
>>
>>128734555
If you were a real insurance agent you'd know that no sane life insurance policy pays out in the case of suicide.
>>
>>128734543
Killing yourself isn't an option, honestly. Killing yourself because you didn't get a job is the most retarded thing ever.
Consider applying for lower paying jobs, in the meantime, and look for a good position in the meantime.
>>
When my uncle died our family got taken to court by the bank he had a mortgage through. They tried suing for the remaining balance of his mortgage. Total load of shit & still dealing with it 4 years later.
>>
>>128727676
Don't know about the states but in Canada debts do not pass onto family in the event of debt however there are loopholes which allow debt to be sold to another party who may then heckle families with phone calls, threats and frivolous lawsuits.... sad thing is its actually a pretty effective strategy as many families pay either not knowing their rights or to stop being heckled.

Either way don't kill yourself dude, seek finacial advice, see a therapist, consider bankruptcy, whatever.

I'm sure there are more constructive means of sorting your shit than offing yourself.
>>
>>128729857

Pick up a trade like plumbing or machinist or welding

At least contribute something back to society before offing yourself like whiny punk bitch "wahhh I don't wanna face the consequences of my actions".

Time to put on the big boy pants retard
>>
If you have no assets there is nothing to tax dummy. It would be similar to worrying about your income tax without a job.
>>
>>128734404
No it isn't. If you're a true capitalist you want everyone to be rich so they have more money to spend in your businesses. But that's not what the (((Bilderbergs))) wants.
>>
>>128727676
why did you buy a like-new car for $15k????
>>
>>128734337
He also wanted to ship all blacks back to africa. Truly /ourguy/.
>>
>>128734643
>You have to be really weird to live within your means
People who buy every consumerist product on credit like you do are seen as Untermenschen over here
>>
>>128727676

If I could turn back time
If I could find a way I'd take back those words that hurt you and you'd stay

I don't know why I did the things I did I don't know why I said the things I said
Pride's like a knife it can cut deep inside
Words are like weapons they wound sometimes.

I didn't really mean to hurt you I didn't wanna see you go I know I made you cry, but baby

If I could turn back time
If I could find a way
I'd take back those words that hurt you
And you'd stay
If I could reach the stars
I'd give them all to you
Then you'd love me, love me
Like you used to do

If I could turn back time
>>
You inherit debt here in Germany. I had to refuse my father's inheritance because it was assumed to be debt-ridden. However, he was smart enough to cover his debt with an insurance in case he'd die before he could pay it back, resulting in a net positive inheritance. Since we rejected it without knowing about the insurance, as the bank did not tell is until after we send them the official rejection letter, the bank kept the money.
>>
>>128734745
Not really. You people are silly. One of the things that a lender does is put a lien on the car title. That means they can still lay claim to the car, even if it changes hands and I'm not completely sure but I bet they also get notified if the title does get transferred to a new name as well. And there's usually buried somewhere in the loan agreement that if the title changes hands, the loan must be pay off in full right then and there or again, they will be coming to collect the car via the repo man.

But you are right about the CC debt - there's precious little the CC company can do to collect on it once you're dead.
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what a bullshit thread

fucking sage and kys OP
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>>128734836
There's a 2 year contestability period, after which they have to pay for ANY reason.

I don't expect you to know American law because you're Canadian, but don't be a faggot about it.
>>
>>128735205
How much did you lose?
>>
>>128731287
You're screwed because you want to be screwed. You paid the 2% that the credit card companies want you to pay instead of the 100%.
You didn't save your money
You spent it all on stupid shit or just didnt make enough.
You don't need to commit suicide. There's a far easier way out. Claim bankruptcy. Live with your parents and then get a job and start over.

If you're so hellbent on death that you wanna go hang yourself in your closet go right for it. I won't lose sleep over it. But listen to people who say they've been through worse and pushed through it. Someone's always had it worse than you.
>>
>>128735199
Oh I suspect if your TV told you to go out, borrow and spend, you'd do it too. In fact, I bet you'd be even more obedient than we are. You are German after all and you love to follow the rules. It's just that your overlords don't think it's in their best interest to tell you to go do so.
>>
>>128727676
Promise /pol/ that you will stage a six month conversion to Islam and then false flag a gay pride parade. Or do it fast since we only have 24 days left of fag month.Also, gay hajj is on the 28th so convert in a hurry. Maybe find a radical mosque in your area?
>>
>>128735237
You are a moron if you think insurance would pay on a suicide

Shit they don't like paying on legit accidents.
>>
>>128735330
Somewhere around 7,000 EUR. Would have been a life saver, because he passed away due to a work accident and we really lacked the funds for a proper funeral. Said bank sometimes sends me ads for low-benefit loans. They can go fuck themselves.
>>
>>128727676
They'll have to pay for a funeral but the death tax only applies if you have something worth taxing. You have no income so they can't tax you for it. If your family cosigned any loans they could be liable for the debt, otherwise they won't have to pay anything besides fees associated with the funeral.
>>
>>128727676
killing yourself for 20k debt in your 25 yrs of age in US is sooo stupid, it might be a good idea for human genome after all.

there are so many possibilities out there and you decide to end it and upset your family, you narcisstic prick

become new unabomber, monk, messiah, bum, heroin addict ..whatever and you decide to quit...dumb narcistic prick
>>
>>128730652
You're a fucking moron
>>
>>128735673
>You are a moron if you think insurance would pay on a suicide
Listen to this man. Most insurance companies here exclude suicide from all life insurances, simply because there's a lot of money on the line.
>>
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>>128735673
The legally HAVE to pay after 2 years. Kill yourself and find out, faggot.

Car insurance is different from life insurance
>>
>>128727676
Just file for bankruptcy dude.
>>
>>128727676
Get a gun a new go live in the woods.
>>
>>128735488
>Oh I suspect if your TV told you to go out, borrow and spend, you'd do it too
At least a fourth of tv commercials are bank/credit ads. It's just Euro mentality that you're merely entitled to what you can afford on your own. But that must be a hard-to-swallow pill for you lot
>>
>>128730850
Lol I've lost over 100k trading crypto. Still have 50k left.

Fucking poorfags
>>
>>128736067
>It's just Euro mentality that you're merely entitled to what you can afford on your own.
I wouldn't call this a euro mentality. Have you watched financial news in the last ten years?
>>
>>128731378
most states, if not all, are at-will and the company doesn't want to shit up their healthcare pool with someone that is willfully sandbagging their health because that will raise premiums for everyone
>>
>>128727676
>$20K in debt
>suicide
What the fuck OP, did you ever think about the consequences? You may hate everything and not give a shit about yourself, but imagine how your parents are gonna feel about that. Nobody should bury their own child.
And don't cry me about interest rates, how much is it, 5-7% annually? Wow, $1000 added to the debt every year, big fucking deal.
>>
>>128736109
Why ain't u hodlin' boi?
>>
>>128727676
nothing bad will happen to your mother but you have livestream your suicide in thread
>>
>>128729405

I had an uncle who did this.

He went up into the mountains/woods and killed himself sitting up against a tree. Let's just say the coyotes were happy and well fed.
>>
>>128734055
This is the best advice. Even still I wouldn't declare bankruptcy. Get 2 jobs and pay off the car it's not hard and it's not ideal but you can do it. 15k for a car isn't even bad.
>>
>>128731455
FU SHEEPBUGGER
>>
>>128734543
you're a retard for pretending to give a fuck about your family having to pay off your debts (in and of itself fucking retarded) for committing suicide
>>
>>128734666
stop making shit up
no one believes your garbage fairytales
>>
>>128727676

>but life insurance and name your parents as beneficiaries
>go on suffering for a few months to lessen suspicion
>walk down any Martin Luther Kang boulevard talking shit about niggers
>your folks collect and are still in the positive after paying off any of your debts
>>
>>128736227
I was talking about the people not failed state fiscal politics
>>
>>128736424
Nah, if you're that stressed out over the debt, it's too much debt for you to be carrying. He needs to unwind it. There's definitely less drastic ways of unwinding it than suicide though.
>>
>>128734745
this is fucking painfully stupid advice
the loan company usually holds the title till you pay back the loan then they send the title to you in a certified/registered mail package

retards freestyling on this board with street lawyer disinfo should be gassed
>>
>>128729857
Nice job. I got a PhD and landed an academic job at $36k. Literally less than an elementary school teacher. Sounds like you have a better chance at life than I do.
>>
>>128736653
>I was talking about the people not failed state fiscal politics
I have a greek coworker. Once you hit 18, one of their banks sends you a credit card. Being an 18-year-old idiot you go and spend as much as your are able to. Just before hitting the limit, another bank sends you another card to repeat the process.
I am not sure if they still do this today, but that's not financially sound.
>>
>>128736822
>I got a PhD and landed an academic job at $36k.
A PhD in which field?
>>
>>128734666
This.

Go find Christ, be a man for your country because we need all the men we can get.

This is not the time to be a wimpy coward, OP
>>
>>128734666
Says Satan. Nice trips.
>>
>>128727676

"Death tax" is really "estate tax". It doesn't kick in unless your estate is larger than, I think $6 million

As far as the debt goes, it depends on whether you have a co-signer for it. If you do, then they will probably owe; if you don't, they can't collect from a dead man.

But an even larger point... don't kill yourself over not getting the job you want. There are plenty of jobs.

And don't kill yourself over $20k in debt. There are a lot of people with much more debt.

When I was young, having a $3500 debt was the end of the world to me. It wasn't really for me, and it isn't really for you.
>>
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You worried about leaving them debt??? If you kill yourself you are going to fuck them up for the rest of their lives. In 7 years the debt will no longer affect credit but they will still be mentally fucked. Just stop dwelling on dumb shit, do things you want to do and spend time with family/friends. Take some 5htp, vit D, zinc, magnesium, get some exercise
>>
>>128727676

There are no assurances in life and you did this to yourself because you took on too much debt.

You could have bought a cheaper used car that still works just fine. There's a fleet of used corollas and camrys out there that will get you to work and back for ten years and all you'll have to do is change the oil.

Keep applying for jobs and stop being such a big pussy about it. Life is hard. You're going to have to work hard now to get out of the hole that you dug for yourself. Move to somewhere where there's a job market and the cost of living is cheap. Cut back on the things you don't need to survive, live off of frozen vegetables, chicken breast, and rice for a while, and get your shit back together.

If you can't do that, so long as you didn't cosign with anyone for those loans, you can kill yourself just fine so long as you make it explicitly clear to your family members to not accept your outstanding deaths when they see your auto-asphyxiated ass dangling in the closet.
>>
/pol/ mom here. Anon, I ought to kick your faggot ass for even thinking such stupid nigger thoughts. You're only 1/4 a way through this shit life and you have no idea what could happen to change things for the better in the next 2-5 years. Your family DGAF about money, debt, and all that BS. They care about YOU. You want the people you love crying and saying "Damn we would have helped if only he'd reached out to someone!"?
Listen, it's ok. It will all work itself out. Give it 3 months before you give up. Reach out to friends, family or free counseling, then re-evaluate things. There's a whole fucking world out there. Don't give up just because this particular spot gets tough.
>>
>>128736898
You can do this here as well once you're 18. Still, I don't know anyone among my friends who did this and used their credit card for anything else than for payment while traveling abroad
>>
>>128730439
>just suffer for a bit, and reflect

>such is life

you're making death sound a WHOLE lot better dude
>>
>>128731601
Who's the qt3.14 in the blue hijab? Any lewds of her?
>>
>>128730613

advice reads:

kill yourself bro
>>
>>128727676
I'll accept this as serious and as such I'll leave the trolling aside for the time being.

You are a fucking idiot if you think the potential financial strain you might place on your family / friends is anywhere close to the emotional pain you will cause those around you when you take your life.

If money is your issue, quit fucking paying it back until you get your shit together. If you owe 15000 on a 2014 vehicle, you over bought. Quit paying on it, they'll take it back and try to fuck you... but, just tell them everytime they call that you don't have the ability to pay. Fuck, tell them that your choice was Suicide or stiffing them... so, fuck them.

Either way, killing yourself as a solution to financial debt is pretty fucking chickenshit, especially when it is approx $20k.

You will destroy your mother/father's lives because of magic numbers one corporation says you owe them. Fuck you if you do that.
>>
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>>128734543
over 20k?

REALLY DUDE?
>>
>>128735205
What kind of people run your banks, Hans? That sounds heartless of them.
>>
>>128736949
History.
>>
>>128727676
Kek you westerner pussyes are such faggots,i know a dude who has 200 000€ debt,if he works his whole life he will not make that.He is now 30 and lives in his dads garage and does jackshit.
So listen here faggot either do a flip or stream your death or gtfo if i dont get to jerk myself over your dead body i dont give a fuck.
Weak cunts should just die.
>>
>>128737540
His parents are partially responsible for this, they should've done their job, trained and educated him about debt and how to handle it. His failure is *partially* their failure too. So I'm not too sympathetic about any pain that they would feel.

I guess standards for parenting have slipped so far that if you're feeding, clothing, housing and not molesting your kids, you're doing everything you're supposed to be doing and everything else is sink or swim.
>>
>>128737253
We require the usual posting tribute, posthaste.
>>
>>128734543
>No it was cigarettes. Their policy is no tobacco use within a 12 month period and I quit smoking in May before applying.
I call bullshit on that. They can't tell you what to do during your free time. It's not like you're smoking crack, is it?
>>
>>128727676
Your debt dies with you. Your family won't be on the hook. Have fun dying OP. It was nice knowing you!
>>
>>128736424
this. there's no reason to commit suicide
>>
>>128737734
Germans. And if debts could be stuck to descendants, I'd be culturally leery of credit as well. Just out of self-interest I'd train my kids to do everything cash only too.
>>
>>128729939
>bury myself alive in the woods
harder than it sounds. suicide in general is much harder than it sounds.
>>
>>128727676
honestly, if you really wanted to die, you wouldn't give a fuck about your family. be smart with your money, i see you have been fucking around with it.
>>
>>128737990
he's a fucking adult

if he was 16 and contemplating this, then yeah, parents be damned

but twenty-fucking-five is more than enough time to take some personal responsibility

he chose not to go to college, he chose the jobs he applied for, he chose to smoke, he chose to buy a car outside of his league... these choices were not his parents and they had no power force him to act differently.
>>
>>128738123
Nah, it's less bullshit than you think. It was a piss test and one of the things they test for now is nicotine in your piss. And I bet it's the health insurance company that's making them reject anyone who's even got a hint of smoking.
>>
>>128738241
It's called Erbschuld for a reason
>>
If the OP is still here and didn't eat a shotgun sandwich

DO IT FAGGOT

or just declare bankruptcy you mong
>>
>>128737734
>That sounds heartless of them.
It is. We tried to reason with them in order to get some of the money back, but they wouldn't give in an inch. Simply said that they had the legal right to keep the cash.

>>128737807
>History.
I never heard of a shortage of history graduates. Sorry for your bad financial situation, but it's really not that uncommon. I recently had a chat with a PhD in marine biology and he traveled from mall to mall to teach drooling idiots about starfish. Poor fellow, he was a cool guy.
>>
>>128727676

Speaking only for murrican law here but yes in America your family has to pay. It will travel to your closest relative/s.
All debts, medical, what not. Some they might be able to dodge but not the big ones.
Death tax would vary state to state here. Some have it some don't.
Cremations, body transport is instantly billed to your closest family.
Even if you don't have a memorial service it can still be very costly to the unprepared.
It could force them to sell their home/property to pay for your expenses.
So yeah you will be fucking over your family.

>I went through death in the family before.
>>
>>128737540
Ohhhh, how much do I like this kind of ' but whar about parents'. You faggots don't know what real pain is. Without any clue you jump with faggish ' get your shit together' ' you have to fight' bla bla bla. >>128727676
OP, suicide Is the answer. The catch here is why do you wanna commit it? Because you are a bloody neckbeard loser? Well, in this case ye, 'get your shit together'. But if it's something endogenic, like disease I have, and if you don't have funds to pay your treatment, or it's untreable, the suicide IS the answer, an escape from this agony.
>>
>>128738379
True, he's made bad decisions. But without proper training and guidance, part of the blame for those bad decisions rests on the people who didn't give that to him. Whenever an accident happens, blame is shared, it takes more than just one party involved to make it happen.
>>
>>128727676
dont forget to record it please
>>
>>128727676
Yes they inherit the debt. Usually only personal debt is like student loans from government.

Ive been in your situation. Talk to your parents instead or a family member that has money. Ask them if they can buy your debt and you pay them back instead. But often suicide feels like the right way to get out of the debt-hell.
>>
>>128738387
Sorry. I forgot you have to rely on your employer for health insurance
>>
Death taxes are for large estates.

You have too little going against you to justify suicide. If you burgled a single card shop's modern case you could cover all your debts.

If you don't feel like that, then go take oit credit cards and buy gift cards. Either buy gifts for your friends and family first or convert them to cash. Take that cash to the casino and try to gamble it up enough to cover your debts.

You owe it to yourself to try something crazy before you die.
>>
>>128738962
Yup. Welcome to Murica. And every attempt to fix this fucked up system just makes it worse. I wish I could hang all the Democrats and Republicans who have put us in this spot.
>>
>>128738745
Neck yourself faggot and live stream that shit cunt,at least make some people happy.
>>
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>>128727676
>killing yourself over debt
Homie come September 23 all that "debt" isn't going to mean shit
>>
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>>128727676
>15000 + 5000
wow poor you, get the fuck over it

t. somebody pushing 40-50k for a degree
>>
>>128738970
Workable idea. I might try to gamble before my big day. I still haven't received word from the job yet to see if a waiver could be issued.

What stress.
>>
>>128738789
Fuck off soros
>>
>>128738745
you can eat a dick before you tell me the pain I have / haven't experienced or the loved ones I have lost due to suicide.

His shit isn't about a disease he can't recover from. Just because you have some disease and have thus far proven to be too much of a pussy to take your own advice / life doesn't give you some right to bandwagon some sad fuck on your suicide train.

>>128738778
these are choices, not accidents

you can guide / train / instruct / whatever someone all their life and once they step out into the world, their choices are their own.
>>
>>128739140
I was looking forward to this happening but because *I* was looking forward to it, it means that it won't happen.

The eclipse will come and go.
>>
>>128739264

Look up pass line caps with high odds. Learn how to play it, it's dead simple.

The stratosphere in las Vegas should have table limits high enough to cover you goal. You have to be able to bet high and get lucky 2 or 3 times in a row, if they won't let you do this then the wins will wash out with the losses long term.
>>
>>128739538
Trust me, the world will still be here after whatever is supposed to "happen" on that date.
>>
>>128739264
Honestly though, if I had nothing to lose and I needed cash, I'd probably start dealing drugs. Is pot still illegal in your state? Grow weed. It's pretty easy to do and there's huge liquid market for the stuff. Shrooms are also easy to grow and are even harder to detect than weed. Meth requires some skill to make but white trash losers manage to make it all the time.
>>
>>128729857
why are your living expenses so high

why do you own a vehicle that costs so much

i have 2x your debt (student, etc) and am older than you, without a job that can really pay it off yet.

keep applying to good jobs and look for jobs that pay more/show that you're not satisfied working mcjobs
>>
>>128729857
Jesus fucking christ, harden the fuck up pussy, i got twice that debt, im 3 years older than you, bald, impotent and i shit blood on the regular, i manage 2 jobs and im usually never finished until 9 at night.

What keeps me alive my pedigree is that i know the rules are stacked against me for a reason, i know im expected to kill myself therefore i wont, your main problem is you took sorrow to heart instead of hatred and spite.
>>
>>128727676

Go 'missing'

If they can never find your body or any poof of death than you'll forever be declared missing and wont worry about the burden of a death tax.

t.missing persons detective
>>
>>128739650
>>128739538
Don't jinx it :(
>>
>>128739116
Eh, I finally found a good man who will help me to get rid of my course, financially. So at the time when my illnesc will be under control I'll be laughing at you, fuckind losers. Because somehow, in this state of mine, I did managed graduate from two universities(one is Prague Technical University, better than you fucking Gypsy University of International Scumming and Glue Sniffing) plus a master degree diploma. Opened a fucking business in this fuckin shithole, in my permanent panic attack state. You Are Fucking Losers.
>>
>>128740126
>and i shit blood on the regular
I know that feel, senpai. Always nice having a hard and stressful day and then coming home to have your bowl look like the remains of a slasher movie.
>>
>>128740339
>not going to die anytime soon
Truly sorry to hear this
>>
>>128740526
Jumpin Jesus on a Pogostick, what is it that you do for a living that winds you up that much?
>>
>>128727676
>abloo bloo I didn't get the one fucking job I applied to after I got my degree
What the fuck did you do, go to college just to apply to a specific fucking company?
>>
>>128727676
wake me up before you go go
>>
>>128727676
THIS IS NOT RELATED TO POLITICS

THIS IS NOT RETARDETT

FUCK OFF SHILLS AND SHAREBLUE

/thread this shit
>>
>>128740869
I never went to college.
>>
>>128740807
I am a gas mechanic. Nothing out of the ordinary, but getting treated like shit by people with a lower degree than I hold is getting the better of me.
>>
>>128740937
Yeah, better make a seventh thread about random topic related to U.S. politics, right? This is enjoyable, go fuck off.
>>
>>128740526
You cant imagine how many nigger abortions my friends get snapped, doctor said its IBS and not cancer though so theres that.

If you are for real OP i suggest you try to turn your sorrow into hatred since its the natural transition of your feelings, turn those blueberries sour, because after you have been angry for a good while you start to laugh at your misery..and then your feelings have become full circle.

Theres always new jobs to get you just have to weather the time and keep your ass off the streets.

However i suspect youre a demoralize shill.
>>
>>128727676

>I just got hit with the worst kind of news. I will not be getting this job

That's hilarious.

You're mentally 13.
>>
Don't do suicide over debt..that's retarded.

College debt can be reduced to almost nothing. Call your lenders and claim you are earning next to nothing. They'll put you on an income-based plan where you only pay $50 a month.

Dont' want to do that? Look into Debt Validation. They'll dispute and kill off the debt but you'll lose about 200 points off your credit - worth the hit if you get rid of all the debt.

Don't look at debt like life, death, love and God, it's just money. Take the decision to stop worrying, look at the options for NOT paying and move on. As long as you don't do anything, you'll just worry and despair.

There are options. I walked away from $200K in debt years ago and my credit has rebounded fine. I live in a big house and have a good car. It will turn around. Be ruthless. Fuck your creditors.
>>
>>128740940
>65k job
>no college
Move to a state that doesn't have a retarded cost of living then. I have a 50k job with a CS degree and I still paid it off before the grace period ended.
>>
>>128738534
>just declare bankruptcy
bad idea
>>
>>128739496
And what you have suffered you little cunt? A little of depression? I know u burgers call every thing low mood state a depression. From the age of 18 I am living in agony, where I can't think, building up my opinions on something because it causes a fucking insane pain, and I can not to not think, because it causes even bigger pain. No sex life, but I'm always horny, I feel pain and voidness after sex, and I can not to not have sex, because it forces me. When my brother died, I was Happy that I FINALLY can think of something else but those painful thoughts disease gives me. I've been diagnosed 4times, been to asylum, nothing did help. There are days in which I forget to speak to mother language , , days in which I forget how to breathe.When my dad died I felt nothing but anger, which even wasn't mine. My body and consciousness is a proxy for the little sadist which is inside my had. I guarantee you faggot, you didn't have such a tasty pie as I do.
>>
Oh another high risk option. It's the summer time and Alaskan fishing vessels usually start hiring about this time. They pay well for hard manual labor - but there is a catch - it's very dangerous work and people die all the time doing it.

But you don't care all that much about living and you need the money. So before you go off yourself, you might consider it as an option.
>>
>>128741263
>doctor said its IBS and not cancer though so theres that.
I had three enteroscopies before they decided it was hemorrhoids. Then I got treated, but it became worse every time. I'm about to change doctors, because there's something wrong and I don't want to die because of a bleeding bum.
>>
>>128739090
Well I gladly pay more taxes than you as it means I won't die from a simple flu if my employer doesn't think I'm eligible for healthcare
>>
>>128729857
>Union Labor job is beneath me.
>>
>>128741462
what do you have?
>>
>>128727676
Don't go without teaching our (((political enemies))) a lesson.
>>
Take out Stephen Colbert before you go OP
>>
>>128729405
>they wouldn't find my body for decades so I wouldn't be declared dead.
they can declare you dead if you're missing and there is sufficient evidence that you died, like you went into the woods 6 months ago with a gun and never came back. That's very different than if they found your car at an airport and that you bought a ticket to South America and never came back.
>>
>>128727676
Consider the following:
>Sell your vehicle
>pay back what you can on the loan
>default on the rest
>Move to a beach city
>Get a low maintenance job
>Get a very small apartment
>Spend days at beach, library, shit posting from apartment
>Ride bicycle around town
>learn to be happy

$20k in debt is not enough to kill yourself over. You need help, and you should find happiness. Money is far from everything, it just helps us get what we want now.
>>
Suiciding because you owe jew coins. You're a fucking loser m8

https://www.youtube.com/watch?v=khOaAHK7efc
>>
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>>128727676
Before you kill yourself..get in here and make a difference
http://boards.4chan.org/pol/thread/128735512/uk-gov-linked-to-fake-news-huge#bottom
>>
Not investing in crypto right now pol, just lol

Made 20k in 2 months
>>
>>128741462
I never disputed your claim to pain nor your right to kill yourself.

The narrative you presented paints your entire life as completely and irreversibly fucked.

Before you try to seduce an impressionable millennial with a few thousand dollars of debt into killing themselves, you should take your own advice and rid the world of the toxic shitstain that you have become.
>>
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>>128730262
>Do people who commit suicide have to have their death tax paid?
"death tax" is a misnomer. Your relatives who receive your property/assets have to pay an income-like tax on the goods.

I'm not sure about debt except that your estate is liquidated and that money is used to pay all debts if possible THEN whatever is left is taxed when your next of kin or designee inherits it.

At least that how I understand how this works. Your family likely won't get taxed because it sounds like you don't have a pot to piss in, in the first place.
>>
>>128741803
At this point, it's not even about taxes, it's about mismanagement, incompetence and lack of leadership.
>>
>>128730652
This anon is right
>>128731278
>>128735801
If you have the vehicle title, YOU own the car. Laws vary state by state but it's pretty much the same. You can sell the car and pay back the loan company.

Leasing on the other hand, you're fucked.
>>
>>128735054
No, the system that works is National Socialism.
>>
>>128730101
Just wait for climate change to submerge your body
>>
>>128741829
Don't know mate, in 15 days I'm heading to Israel and I'll we there.
>>128742357
Believe me, I will. If the treatment from Israel won't help, I'll commit suicide.
And by the way, where your MUH STRUGGLE and MUH PARENTS have gone? Typical hypocrite burger.
>>
>>128742666
the loan company holds the title till the loan is paid off
t. have bought all of my cars with USAA financing
>>
>>128731287
He forgives buddy-but that's not the point. You WILL bring shame to yourself and your parents if you do this. It's not worth it. Have faith in yourself and don't do it. Pray to God to help clear your eyes and head to see things in a 'different light' instead of the shade satan is throwing at you son.
>>
>>128730613
>I just want to go die in the woods and have them think I moved to Thailand or something.
Then why not just go move to Thiland or something? Sell your car and go away.
>>
>>128727676
good goyim, that's one less soldier we have to kill ourselves
>>
>>128727676

You're going to kill yourself over 20k?

Just be homeless for a while.
What's the worst that could happen?
No one starves on the streets.
Do some drugs.
Move states.
It might only take you a few years to be back on your feet.
By the time you're 30 things will be on track.
Being homeless and broke is unrated and a lot better than being dead.
>>
This would be an interesting post on the /personalfinance/ subreddit.

I would say turn your entire life into a legal case and sue all parties accordingly.
>>
>>128727676

Feels good man that I can go and file bankruptcy and comfortably neeting on wageslaves if shite hits the fan.

I am sorry yor you. You can beat it though. At one point you will look back and laugh it all off. Dont let you become blind by the materialistic projection of our world. What we are is barely human and very precious anyway. Materialism wont lead to a happy life.
>>
>>128742832
alright, well, I hope you get better anon.

It always gets better
>>
>>128727676
Fuck you asshole. Don't leave your family to handle paying for you on top of their grieving. Get off your ass and make something of you live instead of throwing it away.
>>
>>128744346
Thanks mate, I hope as well. Just what to make my mom happy, to find her another man, to send her to all this beauty spa shit. Since my dad is gone, she was working on 4 jobs, two of them were night shifts, she's really exhausted. Just want to see her happy again.
>>
>>128727676
The sooner you stop worrying about what other people think and material possessions, the sooner you will be truly happy.
>>
>>128730147
Hbyb
>>
>>128727676
sell your organs you stupid faggot:
take out a loan, put it all on black
there's a 50-50 win out right there
sell your organs on the black market
get paid and get dead with some nice drugs
dumb fucking nigger just don't let your genes get out you fucking degenerate low life
else: mr crispy yourself, watermark the video and get cash dollars
>>
>>128727676
wait until trump gets rid of the death tax
>>
>>128729857
ignore the rest
kill yourself but take out some hippies at the same time? hey just a thought. I am joking. this is a joke. not it's not. lol. but it is. not. heh. kill commies.
>>
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>>128727676
The fact you are fucking stupid enough to even consider suicide instead of something like...

Bankruptcy
Getting a fucking job

makes me think you are a fucking nigger. So you should just KYS.
>>
Fake your own death.
>>
>>128742832
Both of my parents were killed when I was a kid. We were walking back from the theater when Dad wanted to take a short-cut down a back alley. About half-way down a large man stepped out of the shadows, pointed a gun at us, and demanded Dad's wallet. Dad was nervous and dropped the wallet as he tried to hand it to the thug... The thug flinched and shot dad, point blank, in the chest. Mother screemed in terror and the gun instinctively whipped towards her and forever silenced her. I, frozen in fear, just stood there as the man walked towards me and pressed the gun to my head. My eyes closed as I waited for the inevitable... but nothing happened. I forced my eyes open and he was gone. My focus returned to my father, still gasping for air, reaching for my hand, trying to muster the strength to tell me something. I knelt by his side and brought my ear close to his mouth and his words still haunt me to this very day. He said: 'fuck off you Moldovan piece of shit'
>>
>>128746545
>fuck off you Moldovan piece of shit
Hah, cracked a smile on this one, thanks.

And it's Moldavian for god's sake, not Moldovan.
>>
>>128746853
Duly noted, thank you. Have a day.
>>
Dude just skip the country and start over. Fuck it. 20k ain't worth it mate.

Sell everything you own, take the money, buy a ticket, and move somewhere you've always wanted to go.
>>
>>128731601
>>128727676

fucking bump
>>
>>128727676
Damn OP, you're a fucking retard.
>oh no, I'm in debt so I gotta kill myself
Faggot. Why are you here? This site isn't for the weak.
>>
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>>128734836
Also this applies in Canada. Two years then suicide for the money.

t. Someone who read the terms and conditions of various life insurance policies offered by RBC and TD Canada Trust.

P.S. fucking leaf.

Pic related.
>>
>>128727676
Call this number they most likely have answers you can use
1-800-273-TALK (8255)
>>
>>128729857
>>128727676
let me expose the flaw in your plan
they're won't have to pay your debts, but the car will be taken away.

So sell the bloody thing and be a useful member of your family instead of making everybody miserable.

Keep applying for other jobs. Learn a trade if that's up your alley. They're not paid badly.
>>
>>128727676

go talk to someone. not /pol/
>>
>>128730262


Stupid reason to kill yourself, don't do it. A long term solution to a short term problem.
>>
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>>128727676
>sunk cost fallacy -> gun an hero

My favorite flavour of bait.
>>
>>128727676
Don't. I've been in your situation. Just step back first. This is just an emotion - it's not more powerful than you. It's just an emotion. Emotions change, you know this logically. You've had different emotions in the past than you are having now. You will have different ones in the future. I promise.
>>
>>128746545
> t. Bruce Wayne
>>
>>128727676
Sell whatever you can, buy guns and any other equipment you need, and go kill off the bankers who made your life miserable. Don't bother with the small fry, go straight to the executives.
>>
>>128729857
>The job I failed to get hired at would have paid $65k a year to start.

Wahhhh wahhh. Get another job faggot.
>>
>>128727676
Just crash the car faggot the insurance will pay for the whole fucking thing if you total it and you're out. Credit and insurance burned for a few years but better than being a dead fag
>>
>>128750843

The banks are apparently the only people who ever did anything nice for them.
>>
>>128732629
he's right anon if you're gonna do it atleast kill the president or something
>>
>>128727676

At least take out Soros or the Huffington Post staff on your way out.
>>
>>128727676
The law in america is INHERITANCE TAX. You dont have shit to leave behind. Go for it OP.
>pic related
>>
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>>128729585
underrated post.
>>
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>>128742666
>>128742878
yeah he's right you're fucking retarded depending on state the financier either holds title or has a lien on it that doesn't let you sell it

the thing op COULD do, if he isn't upside down on the loan, (which he probably is) is sell the vehicle at the bank, pay off the remainder and have the bank then issue the title to the buyer, keeping the remainder for yourself. generally expect to take 500 or so off sale price for the hassle inherent in this process
>>
>>128730387
Yet you can afford internet and devices to ask for retarded advice about suicide. Seriously, man the fuck up
>>
OP HERE

GOT AMAZING NEWS

THE CIGARETTE ISSUE IS A NON ISSUE.... MY APPLICATION IS GOOD TO PROCEED

THIS IS GREAT, I AM NOT GOING TO DIE ANYMORE FOLKS
>>
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>>128730000
FUCKEN CHECKED M8
>>
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>>128727676
This is what affirmative action does to white males. This is the untold story of the marginalized person who was denied just because of the Cor of his skin
"Oh sorry pal, you scored 4th, and we have 5 openings, but it looks like the first 2 are white males, and we have a diversity quota to meet"
This is how you ruin the lives of white men and Asians who were unfortunate to be born the way they are.
>>
>>128751933
>I AM NOT GOING TO DIE ANYMORE

I am not sure whether this is absolute true but in regards of immortality of our soul JC will help you out.
>>
>>128727676
>mechanic, 30 hours weekly (8 months a year), $67k a year
>hunter guide's assistant, 4 weeks a year, $23k a year
>eradicating feral swine, 2 weeks a year, $13k a year
>growing and harvesting cannabis, 14 plants a year, $34k (under the table) a year *allegedly*
I'm sorry for you anon... it's not too late..
>GROW WEED AND KILL WILD PIGS!
>>
>>128727676
>But I am going to kill myself now, I just wanted to check and see if my family would be subject to my debts and death tax?

Your family is not responsible for your financial obligations.
Your obligations will die with you.
The creditors would like them you to think it's their responsibility.
There is no death tax.
There is an inheritance tax, but you fall very short of it.
>>
>>128730417
Are you American? How much do you make? Is it two weeks on and two weeks off like off shore oil rigs?
>>
>>128730195
How does one easily get a $65k a year job
>>
>>128752895
>GROW WEED AND KILL WILD PIGS!

god bless texas
>>
>>128727676
No, you are obviously a drain on society with your absolute balance of debts and having no positive valued-assets on which to pay your feared "death tax". Society will let you free-skate on out of here a little poorer monetarily but richer culturally.

I am not surprised a right-wing dipshit worried about "death taxes" is looking to kill themselves over consumer debt. It seems fitting, and poetic, if poetry were the guttural grunts of a creature shitting out its insides into a foetid stream of gore and viscera.
>>
>>128727676
>25
>only $15,000 debt

What the fuck, wheres your drive dude? You're in the land of opportunity where a filthy filipino immigrant can become a millionaire. Snap out of it and fucking get that money.
>>
>>128753297
The funny thing is that their ain't enough of us in the S.W. regions!!!!!!!!!
https://m.youtube.com/watch?v=vAfJG1PMjbY
>>
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>>128729405

I was reading missing 411 (those stories of people who go missing in national parks), & one story has a man go missing where all they find is his backpack. I think to myself, "man, what if he purposely brought TWO backpacks just to drop 1 of them to make people think he was attacked or something". This angle was never brought up & it made me realize it's probably pretty easy to just disappear like that in the woods.
>>
>>128730000
i used to work for an energy company and people would die with debt/credit all the time.

i never worked in bereavements, so don't know the legal ins and outs.

But there was often a weird situation where because of data protection we couldn't tell anyone where the account stood unless they proved they were responsible for the estate, and once they did that they were then responsible for the debt. In many cases they would have been better of not contacting us.
>>
>>128753286
have a useful skill that cant be replaced by literally anyone.
>>
>>128730000

>can't pay off debt on family farm
>husband kills self for insurance money
>still not enough to pay off debt

& this shit was the 80's. It's probably worse now.

https://www.youtube.com/watch?v=Xo8wjZdlcLQ
>>
>>128727676
Vote for Bernie and all your problems will be solved.
>>
>>128734643
moment when I make 2k a month and never in my life have I used credit.
>>
>>128727676
20k of debt is super manageable by literally any job. Get a job, any job and start living within your means and paying off your debt. You will eventually find a better job/Get promoted and make more money. Don't puss out just because you didn't get a job. There will be many more.
>>
>>128727676
>>128728495
>>128729857
>>128729939
>>128730262
>>128730387
>>128730457
>>128730613
>>128730928
>>128731287
>>128732110
>>128732581
>>128733385
>>128733675
>>128734543
>>128739264
>>128739538
>>128740940
>>128751933
Debt that you'll land your parents with is nothing compared to the grief and shame you'll bear them with.
>>
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>>128751933
Maybe you really should kill yourself.
>>
>>128751933
Even if this is true you need to sort yourself out. Trying to avoid your parents getting debt is like some weird vanity thing, it's like you're trying to have a 'noble' suicide or something. There is no noble suicide, not unless your ancient lord asks for it or something.
>>
>>128727676
if you are white have children first
>>
>>128727676
mfw so economically impaired that you end up killing yourself cause you cant buy a car
>>
>>128727676
Just take down a shit ton of people with you
>>
>>128729405
>>128729857
No. Best way to go out is cause as much carnage as you can.

If you want to die just take as many of the fucks who made you miserable with you
>>
>>128727676
Declare bankruptcy. People like mark Cuban always say to take advantage of it. You'll be fine in a couole years.
>>
>>128730262
Go for the high score mate. Go to somewhere like Wall Street dress in all black make sure your shirt has some kind of message on it like "wrath" for example walk in and open fire on as many of the Jew fucks as you can
>>
At least be an hero and kill some muzzies , don't just jump
>>
>>128727676
trust me man it gets better. i was in a similar situation. graduated law school with like $90k and could only get a job at Best Buy. it sucked but then God opened a path for me; it gets better
>>
>>128730457
>>128756765
Actually go to the place that refused to hire you and unleash hell. Make a video explaining everything and make sure it gets released. You'll want to take a phone and release the video to the Internet just as you go for the score so people can save the video but you don't tip people off days before
>>
>>128755709
A noble suicide is taking down a bunch of fucks with you. The ones who fucked you over or enemies go for a bunch of greedy globalists or for a nest of muzrats
>>
>>128727676
Your debts would be taken out of whatever assets you have and given to the debtholders, and then whatever remains IF IN THE BLACK is given to your heir(s).
So no. Feel free to kys.
>>
>>128738675
This is bullshit, you can only inherit debt if you inherit the estate.
No estate equals no debt, the debt dies with the owner.

If your family takes the car, they took the estate in which case they took the debt along with it.

That's flat out how it works.
I've had some odd of 5+ deaths in the family. My parents only had to pay debt of one of them. Because they inherited the house.
>>
>>128735199
>as Untermenschen
Yeah better save that money for the refugees welfare
>>
Thanks for all the help everyone.

I feel so much better.

/pol/ saves lives
>>
>>128727676
you are a common petty theif fuck your family and fuck you you spineless fuck
>>
>>128755038
this
>>
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>>128727676

as a burger, you should know, that every burger certificate has SS number for futures exchange reference. thus one can logically pay all of his debts by selling it. anyways, want some cake?
>>
C'mon man don't do this to your family,losing a loved one can really fuck someone up. Besides your only young, pls don't do it anon.
>>
>>128727676
Don't do it! Nothing is permanent in this world not even our troubles.. Dude bad times come and bad times go to give place to the good ones. Just endure and before you know it everything will be better
>>
>>128759983
everything will be better in time, just try and think positive anon
>>
>>128731455

Keep the fucking racket down
>>
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>>128762854
nothing is going to be fine. but if he would be less selfish, he would take all jews with him. he's dead anyways already. so go hunting one last time.
>>
>>128763069
fuck off, why would nothing be fine? nothing is impossible to turn arround. Only your mindset can keep you away from doing anything
>>
The idea that human beings require paper bills or binary digits representative of said bills in order to survive in this society goes to show how far Schlomo has managed to fuck the collective of humanity deep in the ass
>>
>>128755038
THANK YOU
finally some common sens itt
>>
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>>128763685
once raised as a sheep you become sheep. sheep don't think. sheep cannot think. sheep go with the flow. only thing sheep can do is to run into a wall a few times and get insane eventually and start killing everything. sheep cannot think. sheep can only do within the spectrum of sanity.
>>
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>>128731278
BEGONE SATAN!!!

YOU DON'T KNOW SHIT ABOUT FINANCE....
Thread posts: 307
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