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Trying to buy my first car and I really want this one. It's a 2011 hybrid and only has 50k kilometers, for about 13,000 before tax.
My question is how do you buy a car you can't afford? I have about 6 grand on me right now and I'm sure i won't be able to get a loan from my bank. The dealer offers financing but I don't want to fuck myself with multi year contracts.
I can probably afford this within a year but this seems to be an incredible deal I won't find again, so how do I get this now?
[spoiler]sorry for the blog post[/spoiler]
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>>17573400
>My question is how do you buy a car you can't afford?
if you're smart you don't
if you want to be a dumbass in debt when you don't need to be, then get a loan from the dealer with a more than likely ridiculous interest rate
buy a $6000 car
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By an older accord hybrid instead for 5k.
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>>17573400
buy a civic for 3k right now. it'll take you 3 years or more to spend all that 6k.
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>>17573400
If you have 6k you can afford a 3k car. 2k emergency fund. 3k car + 1k to cover taxes, fees, and fixing it up
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If it's your first car chances are your credit is shit. You'll get a shit rate and you won't have credit to repair it. Don't do it.
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