Talk me out of the focus st

Try a Fiesta ST if you can and compare them. Won't talk you out of it, people love ST's for good reason.

make your own fucking decisions

>>17440462
>this
But fiesta ST is better in every way and cheaper

>>17440349
>getting a 72 month loan

>>17440506
as long as you pay it off early (with no penalties), its not really an issue. if youre doing a 72 month loan bc thats all you can afford, thats an issue.

>>17440498
I'll ask to text drive one of those too but I'd rather the larger vehicle for dd.

>>17440520
yeah and OP is talking about how the 72 month loan will "bring it down a bit"

so he is making a poor decision

>>17440520
op also said it's 0% apr which is only offered in 60-72 months. ford credit is pretty good I have a friend who got an ST with the 0% offer, and also several family members for other cars.

>>17440462
this
>>17440528
honestly the space difference isn't that bad. the focus rear seats are just as unusable if you don't want to sit <1ft from the dash on either side. the dash, back seat padding, doors and generally everything take up any roominess you might feel in the focus. the fiesta does feel more nimble and fun

I got a 72 month loan on my ST for 0% even though I had enough money in savings to pay it off entirely. I'm not paying any extra, so why not? If I decide I want to upgrade a year or two earlier, it's a non-issue.

>>17440556
I'll definitely test drive one, they are much cheaper. I'm a welder so money isn't too much of an issue, just frugal as a jew hence the Corolla. Just want something fun, just got a 2nd family car from parents in the form of a Honda accord.

>>17440349
Currently looking at a Fiesta ST. Didn't know about the 4k back thing

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ST fag reporting in

>>17440608
4k looks like it's only for the focus at my dealership. That makes the price of the focus st cheaper than the fiesta.

>>17440633
I see two wheels on the sts, these are the ones I want, which ones are they?

>>17440349
>72
jesus anon.

>>17440349
T O R Q U E S T E E R

>>17440647
They only got put on the ST's from 2014 and up. Mine is a 2015.

>>17440648
you can pay off loans early, ding dong

I bought my ST about 3-4 months ago. So far I like it but the exhaust sounds so fucking weak and stupid. Especially when you get into the 5k-redline rpm range

>>17440678
no one who can pay off a loan early gets a loan for 72 months to begin with anon.

>>17440685
My Mountune exhaust sounds nice. Wish I could hear it over my sound symposer with the windows up.

>>17440689
Paid about 100$ extra for the first 10 months in the rolla ;) paying an extra 40 to each mortgage payment too on a locked 3.125%

>>17440701
How much did it cost you?

>>17440657
>I've never driven one

Not that torque steer has ever been a problem for anyone who isn't a severely malnourished womanlet driving a 500HP Mazdaspeed3, but regardless; the ST has no noticeable torque steer.

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Mazdaspeed3 better

>more power
>hood scoop
>happy face
>LSD
>dat Mazda handeling
>not a Ford
>brakes last more than a week

>>17440724
Don't exist

>>17440710
I don't remember. I used a 15% off coupon code on an MR230 kit while it was on sale. It's cheaper to buy it through Mountune directly than ordering it from a Ford dealer.

>>17440724
>literally the same chassis

Speed3 if you want more top-end at the expense of turbo lag. ST if you want midrange and faster spool. Hood scoop is a bonus though.

http://www.motortrend.com/cars/ford/focus/2013/2013-mazdaspeed3-ford-focus-st-subaru-wrx-special-edition/

Sorry to benchrace, but it's slower

>>17440708
how much is your mortgage payment

>>17440808
400, took a good chunk out with a big down payment.

>>17440721
>>17440721
The Focus ST absolutely has torque steer and owners will tell you so.

>>17440528
I wouldn't tell them that you plan to use your phone, but testing everything you can is generally a good idea. You'll never regret going on too many test drives, but too few will leave a real sour pit in your stomach when you realize your mistake.

I just looked at a FiST near me and damn it's so comfy. I was afraid it would be cramped but it's not. I want it. And I can afford it, and 8 could get financing through my bank for probably 48 months or shorter.

Boys I might do it

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Always get nicked from your driveway.

>>17440737
Oh dear, not a slightly used hatchback!
Gotta soak up that sweet sweet depreciation.

>>17440766
It's not just a different turbo.
You get a proper LSD instead of an obscene brake eating "vectoring".

It may be faster on the track but not on a road goofing around...

>>17440831
It's really not that big of a deal.

>>17440831
i have a 13 with a few power mods and appropriate tune. only torque steered hard a handful of time and it was when the traction wasn't best - some gravel on road leaving a parking lot, and in the wet

really not even that strong when it does happen

>>17440349
>ford
Enjoy your paperweight

>>17440633
>ford drivers can't even post a picture correctly

>Buying a performance oriented FWD shitbox.

Y make these suspect financial decisions?

>>17440349
buy the RS you cheap fuck

>all this samefagging from a bus rider

>>17441652
>implying implications
maybe we all just understand how shit modern ford is

>>17440462
If I wanted to get into manuals but I don't have much experience is a Fiesta ST a good car to start looking at?

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>talk me out of it
Why would I do that?

>>17441704
i love that happy boy on your dash

>>17440349
Have you tried turning the traction control AND electronic stability off on your corolla? I thought mine was the boringest car ever until I found out how to turn them off, it makes a yuge difference in feeling.

>>17441704
>Room for two cars

>Only see one

???

>>17441732
wife is at the bulls house

>>17440534
Getting a cheaper long term loan is what financially intelligent people do.

>>17441739
not on depreciating assets

>>17441755
Post your car.

i know that feel bro

i drive a 12 lancer, and the car i wanted was a evo bug i aint dishing out 40k for a car.

>>17441767
no thanks I ride the bus

>>17441739
>getting a loan to buy a 22k car
>financially intelligent people
no lol. financially intelligent people don't take out loans to buy cars

>>17441885
I agree, financially intelligent people ride the bus

>>17441885
What do you make in a year mate? Do you live with your mummy?

>>17441885
They do. But never for a 22k car. Only the poor get 72 months loan for that.

>>17441887
This

>tfw to smart to buy a car

>72 months

it's too expensive for you OP

buy a used equivalent or just get a semi-beater daily driver

>>17441887

talk to me when people can get 10 miles away on a local bus in less than half an hour

too late

Is the ST the most popular vehicle on this board?

>>17441891
70k/yr 1 year out of college. I live on my own and could easily qualify for a (((loan))) but I'm not going to buy a new car until I can actually afford it. Hopefully that comes sooner rather than later via the stock market but if it has to be the old fashion strictly saving way so be it

if you can't afford the car, don't buy it. Drive a shitty used car, save up, and then buy what you want. Taking out a loan just insures that you pay more than you would've paid, and when you tell them you want to pay in cash but I want to pay X price they are much more open to negotiate.

This is how financially savvy people operate

>>17441926
ST's from the past 4 years, old Civics or Mazda Miatas are probably the top 3, I'm sure. They're 3 different types of affordable enthusiast car.

>>17441930
0% apr

>>17441926
The FiST is one of them.
The FoST doesn't get as much love for some reason.

>>17442105
It's around /o/ pretty frequently think it's just that it's slightly more expensive and slightly less what people want out of a hot hatch. So the Fiesta seems like the more obvious choice. I like the look of the Focus more, though, but I'll probably end up with a Fiesta.

>>17442105
don't understand why. the FiST is lame looking. It looks like a baby car t b h

>>17442122
Thats because the base fiesta looks lame.
A bodykit can only do so much.

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Is the Fiesta ST the Honda Grom of cars? If you buy one, you have nothing to brag about, and won't impress anybody. It's purely a car someone buys for their own enjoyment.

>>17441930
>via the stock market
This is how you can tell he's full of shit.

it amazes me how many people don't understand how special financing deals work on /o/

>>17442283
But anon, the other guy says he can afford a car using the stock market, you should believe him instead.

>>17442229
That's probably a good way to put it. Hot hatches are a hard sell to begin with. I didn't even know they were a thing before I started coming to /o/. But I do think the ST's have a bit of a reputation for being good cars now though. You'll impress a couple of people. Dads hate them. They want you to buy the Camaro of their dreams.

Why would you get anything with an ST badge when the GTI and Golf R exists?

>>17442791
I currently own VAGshit (Golf) and I'm about 80% sure my next car will be a FiST or FoST depending on how not-a-poorfag I am in the near future. Fite me IRL

>>17442791
Because ST's are more fun than GTI's, and the Golf R is in a different price range (in which an RS, STI, CTR is more fun and doesn't have shitty Haldex)

>>17440498
The interior is shit and the ride is harsh. I know most people don't care about those things, but that's what swayed me to the focus.

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>>17440498
>But fiesta ST is better in every way and cheaper
>250 hp vs 197

??????

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Is there any reason not to get the FoRS?

>>17442850
If you can afford one, just get a Mustang GT

>>17442822
lmaooo tom cruise!!!

>>17442850
a deals a deal

>>17442855
fuck you. a mustang is not anywhere near the same type of car someone wanting to get hot hatch. fuck your pigfat bullshit

>>17441631
>Hating on hot hatches

Gr8 b8

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>>17441703
I learned to drive manual in my ND, you cam learn manual ez in any car

>>17440349
>made in china

No wonder Ford is just behind Fiat in terms of reliability.

>>17442850
Meme tax, no incentives, 40k and up for a fucking focus.

>>17440349
These things are going for 18k in my area. I'm thinking if just buying one outright for a fun second car. How are they reliability wise?

>>17442850
interior quality. my biggest complaint as an ST owner. the dash is awful and everything feels fuck huge
test drive wrx first then make a choice

>>17442791
>Why would you get anything with an ST badge when the GTI and Golf R exists?

Cheaper to maintain long-term, plus VW has spotty quality if they're made in Mexico, my brother's GTI has been borderline lemon status with the amount of shit that's gone wrong over the year and a half that he's had it. Golf R is good, but I would probably still have an RS, STI, or a used Evo first.

>>17440998
Are you the Anon who was looking at Focuses worried about the Fiesta being too small looking at it from the outside?

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>>17442248
>he doesn't invest his money
>he takes out loans to buy cars
enjoy working in your late 70s

>>17445122
You say that like Ford doesnt also make their stuff in Mexico, poorfag

>>17442791
you're comparing a 20k car to a 40k car....your """argument""" is only validating what a great buy a FoST/FiST is.

>>17446108
>he doesn't have any credit
Good luck saving 400k for that house you want to buy. Also if you make as much as me, the mortgage income tax credit is too good to pass up.

>>17446205
I have two credit cards, I'm renting the apartment I live in, and have no debt. My credit score is A-okay.

>>17442791
A GTI/R feels like a Golf with a bit more power. Cushy, comfy, soft, heavy.
An ST feels more raw, more sporty, more hardcore, more fun. It delivers its power more aggressively, the ride is firmer, the car feels more nimble than a Golf. STs are also a good 5k cheaper than the equivalent GTI here.

I feel like if you want a comfy DD that you have to drive long distances but can still have some fun with, get a GTI. If you want a fun car you can still use every day, get an ST.

>>17446230
honestly sounds a lot like black guys vs white guys.

If you want a smart, respectful, hard working guy that you're parents will love and be able to support you and your kids all your life, date a white guy. If you want raw, passionate, unadulterated sex go online and set up a "date" with a BBC, their not hard to find at all

>>17446244
>I literally cannot stop thinking about black cocks for even a second in a day
GTI owners everyone

>>17446230

Honestly there are enough sports-oriented car in the $25-30k range now that you can have your pick of exactly what you want.

The WRX (2015-2017 at least) goes even further down the performance car path than the Focus ST - everything is firmer and stiffer and the mechanical AWD system can get you 4.8s to 60 stock if you get really good at launching it. It's also roomier.

The downside is that is that it's more expensive, more punishing on harsh roads, drinks more fuel, has an inferior infotainment system (I think Ford Sync 3 has car play and android auto?).

Some people also prefer the hatch (not available for the WRX) and regardless of the performance limits and numbers there is some disagreement over which car is more "fun".

>>17446285
>I think Ford Sync 3 has car play and android auto?
Yeah, it does.

Sync 3 is pretty good, voice control works most of the time but I've noticed it takes a good minute after starting the car to "boot up". Like it'll play your music and show the backup camera but you can't use the voice activation or switch audio sources for about a minute without running the risk of crashing the system. I've had it freeze up completely and had to shut down the car for 5 minutes to get it to work again, just because I tried to choose a different artist from my USB stick before it finished "booting". Bit annoying.
Mind you they may have fixed this with updates or something, I haven't installed any. Car was shipped January 10 2017.

>>17446215
>doesn't own a house
Not shocked.

>>17441930

>>aking out a loan just insures that you pay more than you would've paid, and when you tell them you want to pay in cash but I want to pay X price they are much more open to negotiate.

Nope, that's not how it works. Negotiating the price on the car is easier when you have the funding - that is entirely different from paying for it in cash.

For example, going into a dealer with a pre-approval from another bank or credit union plus your down payment ready is worth EXACTLY THE SAME THING to the dealer as a briefcase full of money or a check for the final purchase price + TTL. The stronger position comes from being able to buy the car right away without having to look for financing from a different institution or needing to haggle over the trade in value of another car.

Secondly, stop being a stupid republican for a second and learn how to be more like the ones that are fucking you in the ass.

Making debt and finance work for us are what keep America the world's superpower. Nobody has the financial sophistication that the US has bar the UK, but UK doesn't have the same kind of global weight that the US does.

Here's some simple math:

$30,000 on a car, cash. Depreciates 50% in 5 years. $15,000 gone.

$6,000 down payment on car, $24,000 financed at 0% over 60mo, stick $24,000 in a meager 1% interest savings account. After 5 years, the car is still worth only $15,000 and it's paid off, BUT now you have $25,224.24 in the back from 1% over 5 years. Whoa, free $1,224???? So now you're left with $16,224 in equity + assets vs $15,000 in equity.

And that's if you ONLY stick that $24,000 in savings and never touch it. Shove it into a retirement vehicle and it'll earn you more, or if you're lucky with the stock market you could earn a LOT more.

Don't believe everything you are told because it sounds good - you don't have to believe me either, go do the math yourself if you want.

>>17442850

Yeah, because if you can afford a FoRS you may as well buy a lightly used GLA45 AMG. Sure it's technically not a hatchback, but it's literally just a hatchback with a slight lift and a body kit. It's also way the fuck nicer all the way around and has a forged, hand-built AMG 2.0L turbo and a dual clutch transmission.

>>17446355

Plus, he thinks that cash talks in modern stealerships anymore. This proves he is lying out of his ass. Stealerships get their money off of volume, in-house financing, options, and reselling your used car, and custom builds; In that order. The best deals come from volume; If you walk in and want to buy 5 cars you're going to pay well below MSRP or even the DAP. Next step down the savings ladder is taking dealership financing and paying it off ASAP versus walking in with lower APR financed somewhere else or paying in cash. This is because the dealership gets a huge kickback from signing people up for financing. Next step down are options, it might seem those accessories and options are pure profit for the stealership but if you look carefully there will be options that will significantly uphold the resell value of the vehicle later on (extra sound system components, sun roof, keyless start, etc.). Next we arrive at the trade-in, the dealership doesn't make a bunch of money even if they double the price of your vehicle for resell. This is because they have to spend labor hours fixing some of the big issues that made you want to trade the car in the first place. Finally at the bottom of the barrel in terms of dealership profit are custom builds. These are the "build now" orders placed online or through the dealership that the factory builds "just for you." The factory eats up most of the dealership profit because it costs more to build than dealership ones.

Furthermore, if you go for higher level trim packages or additional factory accessories they'll work the price down even lower. Why? Because with non-luxury brands most people buy base model vehicles with no options. If you walk in and say you want their limited, touring, LT, etc. trim level of vehicle there are often more incentive packages from the factory to move those vehicles. Furthermore those higher level trims depreciate slower than the base model because of all the desired creature comforts.

>>17440349

Ok, sure - go test drive a WRX.

>>17440349
I think you would look handsome in a Ford F150.

>Buying a performance oriented FWD version of a shitbox

lol

>>17446482
the front wheels are the only place the power should ever go

>>17446355
>The stronger position comes from being able to buy the car right away without having to look for financing from a different institution or needing to haggle over the trade in value of another car.
That is the position I will be in when I say "i'll just wire you the money." except instead of 30k they'll take, say, 26. Using your example, 5 years later I sell the car and get back 15. All in all I paid 11k to have the car for 5 years. That's 2,200 a year which would be the equivalent of 183 a month.

>stick $24,000 in a meager 1% interest savings account. After 5 years, the car is still worth only $15,000 and it's paid off, BUT now you have $25,224.24 in the back from 1% over 5 years. Whoa, free $1,224????
What....these people are talking about taking out a loan to pay for the car, and you're saying you park it in an account and get interest....how the fuck are they paying for the car??? The point of getting a loan is because they can't afford it, they need to spend the loan on the payments they can't just hoard it for 5 years.

>>17446355
>>17446586
forgot to add
>Secondly, stop being a stupid republican for a second and learn how to be more like the ones that are fucking you in the ass.
This is Dems """""understanding"""" of finance/economics

>>17440506
>>17440534
>>17440648
>>17440689
>>17441885
>>17441898
>>17441910
>>17446108

>nigganomics in action

You are all retarded. I bought a FiST for zero down zero percent 72 month financing, and I'm wealthy in the american context. A zero percent loan is a negative real rate when you account for inflation. Ford is literally paying you to borrow the money.

Why would I pay cash when I can make 10%+ a year investing in realestate. 20,000 cash for car, after six years you are left with a $10,000 car. 20,000 invested for 6 years at 10% and financing the car at 0% leaves you with about $25,000 in net assets (and i got to drive a fun new car durring that time). You dummies need to learn jewjitsu or you will be forever poor.

Side note, my credit score also jumped 10 points up after taking the car loan, thus making other financing cheaper in the future (investment property mortgages, etc)

>>17446678
the vast majority of people do not qualify for a 0/0 loan. Obviously that is not what I was talking about when I said taking out a loan only insures you pay more than if you just buy.

The moral of my story was always if all you can afford is a 3k shitbox, you should be driving a 3k shitbox and not a 25k new car.

>>17446678
>Why would I pay cash when I can make 10%+ a year investing in realestate

when the banks crash again youll be big pimping in a fucking tent negro.

>>17446355
>dude just take out a car loan from the bank, deposit that money in the bank, make free money
Jesus Christ lol

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>>17446697

Agreed, if you dont qualify for 0/0 you probably dont have any business buying a new car period, as that money would be better spent improving your financial situation.

I'm point out that shitting on a 72 month zero percent loan is fucking retarded. At any rate below inflation, the long the term the better financially speaking.

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>>17446745

When the banks crash I'll be big pimping still collecting rent from scrubs like you because I have a 50% equity position in all of my properties.

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>>17446778
when the banks crash ill be ripping the wiring and copper pipes out of your walls to buy ramen noobles.

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>>17446798

When the banks crash I'll be shooting looters with the help all of the other armed gentlemen in town. If your biopucci is sweet enough, I could consider offering basement efficiency + food in exchange for services. Other wise its a lead to the head and a trip down the river.

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>>17446859
nigga, when de banks crash ima steel al yo shit. ima gona take all da faucets and light swiches an sheet. pawn dat sheet to da mexecans. i even take da nales out of wood. you come collect da rent and nock on defront door and da hole house fall on yu ass nigga.