Resources to learn about car insurance?

Package policy.

I shop policies every 6 months. This keeps my prices in check.

Otherwise direct all other questions to your insurance company. Understand what you're buying. Make sure you have sufficient liability and property damage coverage. Comprehensive (usually covers things like theft, vandalism or "acts of God") is also a very good idea. So is uninsured/under insured coverage so when some sack of shit illegal smashes your car you're not fucked. Collision is only really necessary if you have a loan on the vehicle. If you own it outright just don't drive like a retard and there's no need for collision coverage.