What is the best way to get a loan for a car in the us? Right now I'm 22 and ready to buy my first vehicle, i only want 14000. What do? 720 credit score btw
3k civic / 5k corolla
You won't get any better awnser, read the sticky.
Saged
You can apply for loans online at practically every bank and credit union
>>17200553
I want a corvette
@17200562
Bait
14k can get you something nice and your credit seems very good. Dont worry about getting approved, just find your budget and find a car you really want.
Credit Unions seem to offer good rates. A dealership will submit your application to multiple lenders and give you the best offer if anyone takes you. You can also ask your bank. Wouldn't do over 5% interest. More you can put down the better.
Go search for a used car you can pay mostly with cash, or if you finance, get it paid for within a year or so, your credit is really good, don't fuck yourself with auto debt ever.
>>17200546
You can probably get financed for $14k anywhere desu. Banks typically offer better interest rates than dealerships but neither is going to turn you down.
Best decision is to go with the bank just to build credit with them. If they see that you pay off your loan without issue then you have a much better chance of securing a mortgage or bigger loans down the line while the dealership loan would serve no other purpose beyond it's face value.
Off topic but why Aaron Hernandez?
>>17200589
All this. My credit union does %1
>>17200546
Buying new vehicles is a meme, get a used car and learn basic maintenance.