What's even the point of owning a car in Europe?

So you can drive your wife to the nearest refugee center.

>>17193883
Get a quote somewhere else?

>>17193902
It's a comparison site, thats the cheapest out of about 50 or so offers.

>>17193906
A buddy of mine pays 180 quids for his fiesta nd 200 for his is200

And yes he is a teenager

>Europe
>co.uk

i pay 120€ per year

>>17193919
>what is being on your parents policy...

>>17193883

ok some simple tips

>load up the policy with old twats
your mum/dad probably best, no more than 3 though as it might have a reverse effect
>check your postcode/parking situation
can you park it offroad if you HAVE to? well, now you can not quite lie to the insurance company about where it's kept. postcode is pretty bad luck though
>choose a different make/model
i found insurance on a starlet and a honda logo much cheaper than basic bitch fiestas and corsas because they are crashed far less, look at smaller, more obscure jappy cars if you can
>swallow your pride and get a black box
yeah it will cuck you for a few years but if you are really jewish then you might think it's worth it

also see if you can turn the auto-renewal section of your policy off, they will happily keep taking money off you if you don't notice

>>17193883

>100 euromeme car
>7500 euromemes a year to insure

They literally expect you to write the car off 75 fucking times???

>>17194007
If you crash into a Lambo do you think your 7500 euromemes is going to cover it?

>>17193883
Only in UK. Those are some funny prices for such a shitbox car.

>Also live in Europe
>Have a few years old sedan with v8
>Full cover insurance in a year 600 euros.

>>17194007

oi m8 this is queenie's coin o the realm u are dissing here, we don't use no poof euros here

>>17194022
he has an easy to steal car in a shitty area probably, with no prior driving experience = £££

File: shitbox side.jpg (173KB, 1792x1008px) Image search: [Google]

173KB, 1792x1008px

Buy a bit different.
I had an e46 wagon that was a lot cheaper than any hatchback because of their weird statistics.

Also try old shit, get something from the 80's or 90's and get a classic car policy. I got an 87 land rover for a weekend toy and its £200 a year to insure for me and a mate fully comp.

>>17194012
>Europoors
>able to afford a Lambo

Arabs on vacation in Europe don't count

>>17193930
are you fucking stupid

>>17194659
>brexit
didya miss za jok?

>>17193883
That entire continent is cucked. Why are you surprised?

>>17194953
>That entire continent is cucked.
Only the westernmost countries of Europe.

oy there m8, disrespecting yurop I see

well I'll have ye know my name is Nigel Lancastershire and I pay 5000 quid a yee for my 0.3 L diesel automatic 3 cylinder 20 year old shitbox so i can take my wife to get prepped by a bull

>>17193883
Have you tried a few things?
> Newer car that won't shed major parts
> Car able to corner
> No-claims bonus from being a safe driver
> Not picking a chav car so you don't get hit by chav tax

>>17194147

sell him your fiesta rofl

>>17193883
>being a young driver wanting to get on the road

you get taxed because you are going to drive too fast and understeer into a bollard at a drive through

>>17193883
>>17193906

t. 17, inner city, driving conviction in the last 5years, 40,000 miles annual, parked outside, social domestic and business use, 0 no claims bonus.

How is car ownership in Europe? Lot's of sports cars or luxury cars or just shitboxes everywhere?

>>17194930
Europe is not EU you imbecile

>>17193883
What did you even put in to achieve that.

This is why I never get those news stories with people that are still driving with >12 points because the insurance must be insane. Unless they just don't insure but I don't see how you can keep driving around uninsured after getting multiple points.

>>17196124

Where I am in the UK is full of German cars and Landrovers. Fair amount of shitbox's but area is fairly middle class so more common to see German cars.

>>17196124
lived in uk they had lots of shitboxes, boring cars and lots of exotics.
Now back in balt and most cars are german. JDM is cheap af but usually owned by real enthusiasts and exotics are rare. Most porches are used as track cars.

Gas is 1.2 eur a litre, can get it down to 1 eur if you join the loyality program.

Insurance in OP is beyond complete retardation but no surprise coming from a country where people get cucked daily by landlords, banks, insurance companies and their workplaces into living in identical shitty ugly brick houses stacked up to one another with no privacy, space or sound isolation.

Here my first car that was a sportscar, the insurance ran me 400 a year for the first year then dropped to 200 a year.

it all depends, balt is okay, greece is expensive shithole, italyits hard, scandi its expensive, britain you get fucked hard by everyone and then later once you turn 50 you can actually own something without spending all your wages on insurance.

>>17196205
Nothing. That is uk insurance.
They get cucked by literally every single organisation in the country. And they say "tally ho carry on it'll get better"
It's amazing how ass backwards UK is.
Sure they earn more than balt but they are like 20 years behind the times.

>>17193883
I ran it through some insurance company calculators and I couldn't get over 1000 eurobux/year with full coverage with the worst conditions:
>corsa 1.6 80kW
>new driver
>car had more than 10k driven last year
>every option selected
>no discounts

>>17196133
most of europe is the eu you retard

>>17193883
>What's even the point of owning a car in UK?
Fixed that for you.

>>17196133
Most of the Europe isn't Britain either

>>17196124
I live in Sweden, Stockholm more specifically

quite a lot of sports/luxury cars in nicer areas, rs6's, m3's, c63's, porsche's, ferraris etc

shitboxes are plenty in poorer areas and in small towns

lots of < 3 year old cars that are basically company cars, and then people buy them

lots of diesels, I don't mind though, they're nice for everyday driving

>>17196392
i pay ( half insurance )
Mercedes e320 w210: 270€/year
Golf Mk3: 230€:Year
Fiesta mk2:170€year
Volvo 850: 220€/year

>>17193883
Is this insurance against bodily injury or against theft?

the insurance I do is against physical damage or bodily injury resulting from traffic collisions and against liability that could also arise there from and Third-party vehicle insurance.

also insurance here is expensive as fuck

>>17193883
I insure my 5.0 liter V8 sports car cheaper than in America

300€ a year for my E32 750
420€ a year for my E38 750
280€ a year for my E34 530

A bit on the expensive side but I've been doing some dumb shit so my rates are up

>>17193883

700€ a year for a Toyota Yaris 1.3.

1st year of driving in this country tho.

Maybe if young people stopped crashing all the time they wouldn't need to pay so much for insurance.
literally get gud.

>>17196460
This. Teens aren't paying 7000 quid a year on their old shitbox to insure damage to their old shitbox, but to insure damage done to others in their old shitbox.

why cant you get a black box?
mines pretty cheap because I got one

>>17193883
I'm guessing that it assumed or you put down that you're 17 on a provisional license/live in one of the worst areas in the country, and that those old Corsas get crashed/stolen constantly.
[fakespoiler]t. britbong who passed his test less than half a year ago and is only paying about £460/year for a much nicer car[/fakespoiler]

>>17196236
what cunt?
Uk is worse than a lot worse than actual Europe for insurance

Where I live insurance isn't expensive,what's expensive is the displacement tax which makes it hard to get a car with more than 2.0 litres for a middle class person.Most cars are hatchback econoboxes and e36 316-318 bmws.Still come across some JDM or German luxury cars,but US cars are non existent except for ford chevy econoboxes

>>17196227
>>17196392
Huh. I sort of got the impression that nearly all of Europe was a place where 1.2L shitbox hatchbacks were the vast majority. The way guys put it, it sounds better than Australia really. Most of the cars here are Jap crossovers, an overwhelming number of Korean cars, and occasional Chinese stuff.

File: 1314728048313.jpg (122KB, 750x878px) Image search: [Google]

122KB, 750x878px

UK is not Europe. Fuck off, island monkey,

Here's the trick in poorland:
Until 21-24 you insure your car on family member with max discounts.
Then you buy a scooter (can be only frame) for 200-300$ and insure it for 50-100$/y. You can drive it or not, your call
When you're 26, you have max insurance discounts (provided you didn't crash your car earlier).
Now I pay about 150$ for 2.0l hatch
t:slav, who saved 700-1000$ that way.

Still, too many factors making the price of car insurance (place of residence, car model, fucking number of doors and displacement).

>>17196503
Well you're not wrong when it comes to Poland. Most of cars are jap econoboxes or cheap VAG TDIs

>>17196481
Slovenia. Registering and Insuring anything with a 1.8l or less with 75kW or less is kind of cheap (gets cheaper every year because of bonuses). But as soon as you go with a bigger engine the cost goes up exponentially.

File: q0jWEhJj.jpg (18KB, 400x400px) Image search: [Google]

18KB, 400x400px

>>17196514
Fuck off europrick

>UK is not Europe
>Japan and Taiwan is not Asia
>Madagascar is not Africa

>>17193883

My first car was a 1.8 E28 and cost me 1500 to insure

>>17196110
Maybe you shouldn't have got yourself a driving conviction dickhead.

I'm currently in Europe, I was hoping to see cool European cars here but it's disappointing.
Literally the only fast cars I remember seeing on the road here in a month was one Megane RS, and two 5.0 Mustangs. Literally everything else seems to be a gutless, boring shitbox. At least at home there are muscle cars and such around every corner.

>>17196124
Dutchfag here, tons of brand new shitboxes because everything else is stupidly expensive and a fuckton of basic bitch leased diesel BMWs and VAG products.
Also a lot of hybrids because they get big tax discounts and crossovers because people want to feel safe.

>>17196603
Sucks to be you, I live in a nice part of Europe and all I see every day are Range Rovers

>>17196565
Who's the SEMENDEMON

>>17196227
we have JDM "Euronus roadsters" MX5/Miatas everywhere in the uk

Cheaper cars are more expensive to insure because they assume that you will drive more recklessly.

I paid 700 got my first year on a rover 25. You're doing it wrong.

>imported RX7
>400whp
>only things left stock are the body panels
>£500 fully comp

Sucks to be young, I guess

>total excess: £450
Why would you put anything more than liability (or whatever you call the equivalent over there) on a £100 car?

>>17196565
Would ejaculate inside

>>17196707
>rover

It was probably so cheap because the insurance company didn't expect it to leave the driveway

File: terrorist1.jpg (47KB, 555x367px) Image search: [Google]

47KB, 555x367px

>>17196112
>European """""citizens"""""

>>17196133
HOLY SHIT
How stupid can you be?

SUPREME TARD RIGHT HERE

I'm paying €700 a year for a 240hp 3.0 diesel. Not even on cheapest insurance. Stop pretending to be retarded, OP.

>mandatory insurance

lmao

File: 9Pr81RS.jpg (512KB, 2937x2203px) Image search: [Google]

512KB, 2937x2203px

i hate how the government cucks us here

I really want to move to the US, but we're placed in the same pool for visas as the street shitters. We should be given priority desu.

File: 1494172470954.jpg (65KB, 640x619px) Image search: [Google]

65KB, 640x619px

>>17198316
>USA
>have to insure yourself against uninsured drivers or write off your car when someone else crashes into you

>>17193883
35$ a month, California. Feels good.

>>17193883
I pay around 150 usd a year for my 220 hp Toyota Celica. That's not really bad.

File: mummy is angry.jpg (23KB, 363x351px) Image search: [Google]

23KB, 363x351px

>>17196110
I'm 21, 6000 annual, parked in a garage. I don't have any no claims though. The thing making it expensive is a motoring conviction for causing death by dangerous driving.

>>17196603
>At least at home there are muscle cars and such around every corner
This might be the one thing I like about Burgerland. Other than living in London, and fuck that, you don't see a lot sports cars in the UK. That or it's because I live in Manchester.

>>17193891
FPBP

>>17193883
Did you get a DUI and kill a bus full of nuns and children?

Pretty sure in USA your insurance would still be cheaper than that if you did

>>17200701
On the west and southwest edge of London there is some good countryside and some of the richest people in the U.K. I see a mclaren and or Lamborghini most days and plenty of astons and porshces

>>17196124
poland here. literally anything goes, mostly fairly good maintained 15-20 imported middle class shitboxes, but once you leave the city, prepare to see utter crap that barely moves and its was patched in 10 different places and passed yearly inspection only because of properly alingned lights. Lot of people use propane as their main fuel (~15%)

>>17193883
>Being 18 with 2 cancelled policies and 9 points

Well duh your insurance will be stupid expensive

>>17196868
In a strange bit of regulation fully compd is normally cheaper than third party only

>>17202020

People who usually go third party onlyare less concernedwith the condition of the car and more likely to drive wrecklessly, at least that's how the logic goes.

This is mainly because hot hatches became cheap in the late 90s and were suddenly fast enough for kids to get into major accidents, but cheap enough to ensure through third party only. Hence now fully comp is a bit cheaper, and encourages you to drive more nicely.

>>17196565
Moar