insurance

>Norway
>23
>insured for 3 years with same company
>never been fined or caught doing anything

Toyota Hilux
2003
2.5 turbodiesel
8000 miles per year

Liability with fire, theft and glass

$36 per month

>>16854431
cheaper then onions my friend! you are lucky!

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>USA
>19
>same company two years
>only had to call for a tow once when I got stuck in a ditch

2007 Nissan 350z
V6 HR

$153 per month

pic related, my car

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>Australia
>22
Modified Mazda Rx-8
2003
1.3l Renesis Rotary w/twin scroll turbos

$140 a month
pic related.

>Insurance cost
£1800 a year (will drop next year)

>Car
Vauxhall Corsa
>Year
2003
>Engine
1.2 z12xe

>Age
27
>Location
Northern England

I wish i got my license earlier

>>16854532
cool car anon!!

>>16854546
rotary is great Mkay kids

>>16854588
OMG! thats a lot of money for a small car! I heard England is expensive..but thats just rubbish.

France

34€ a month for 2004 mazda6 2.0l

>>16854658
not bad fr 2.0 Liter

UK
24
John Cooper Works Mini
£2100/year

Such is life in a third world shithole

>Germoney
>Toyota Yaris 1.3 Petrol
>670€ / year for insurance + halfkasko(?)
>24 years old

>germany
>2007 alfa romeo 159 sportwagon 2.4 jtdm
>180 eurobux a month(193 dollars)
>18

And that's still insured over my parents, 220hp is a lot for a total newcomer and the insurance lets me feel it

>>16854674
Oh and for deutschanons, that haftpflicht only

>>16854673
halfkasko is gut aber sehr prezios.

>>16854672
sorry to hear that. I wanted to buy a car in England once. A 3 liter Mercedes AMG. I could not believe how cheap the cars were in England. THen I heard about insurance costs....

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>Germanistan
>22
90 Miata 1.6l
First year insurance with highest rate
321€ a year

>>16854684
yeah, so many people finance new/nearly new cars and then can't afford the maintenance and insurance costs so sell them off at a massive loss.
The market is flooded with cars people bought and regretted

>>16854689
they are probalby the cheapest sports cars to insure in germany. the prices for them are ridiculous now though.

>>16854707
The only car with lower insurance was the classic mini. With about 20€ less a year.
I'm glad I bought the miat, it's an amazing car

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>>16854689
>321€ a year

WHAT THE ACTUAL FUCK!!!!!!!!!!!

First year, highest rate, same country but I fucking have to pay €650 to insure this old K10 Micra.
I checked the MX5 and yes, around 340 with my insurance.

What the fucking fuck. How is that MX5 almost half as expensive in the rates than my bucket?
I mean it's a RWD "sports" car compared to my FWD shitbox

0
insurance ain't mandatory here

>>16854744
It depends on how popular the car is and how many accidents were registered. For instance, check some old Golf and the price will shoot up over 900€ a year.

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>>16854746

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>>16854751
>It depends on how popular the car is and how many accidents were registered.

I checked for some 1.8l Volvo 440 which wasn't really that popular and usually driven by boring (save) drivers and it's still around 800 to insure.

It is fucking odd that the Miata is so cheap.

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>Austria
>28
>bought and insured mid 2016
>1.8t with 132kw (180hp) for 130€ with absolutely minimal insurance coverage

Ive had my drivers license for a couple of years, but moving to a new country you get dropped in the middle group (price lowers over years, raises if you cause an accident). A guy I know has a 5th gen V6 mustang and pays a bit less.

commiefornia
26
2003 kia spectra, liability, fire, theft, accidental non-collision.
157/month

>>16854754
what

>>16855001
You're an absolute nigger for not having insurance is what he means

>>16855005
but why? i live in 3rd world country, insurance sucks here a lot, they have shitty terms and shitty prices

>>16854413

- '95 2.8D n/a Toyota Hilux
50€/month, keep in mind I live in a country where average monthly wage is 700€ so this is expensive as fuck

- '05 1.6 (europoor special) AT Ford Focus
30€/month

I'm too old

I would actually like Caprice or Crown Vic as DD but thanks to laws imposed by our German overlords we're only allowed to own shitty small diesel cars that spew pure cancer out of it tailpipes.

>>16854546
>boosted renesis
You're a mad cunt, aren't ya?

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>2106 Nissan Versa Shitbox
$30 a month liability only

I got quote for a GTR and they said $130 a month full coverage.

>>16854413
No idea insurances. Liability. 31 years old and drive 1974 olds limo. Like 17 ameribux to tag.

$40 month, jersey, 95 accord 200k miles

>>16855181
27yo

>>16854588
fucking hell, im 20 and could get the same car for about 800 max with a year on my licence, you are getting fucked bad

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>Australia
>27
>First year I have ever had insurance on any car. No crashes.

1999 Porsche Boxster Coup, 6 cylinder 2.5ltr.
Liability with Fire and Theft.
$550 a year.

I paid in one yearly lump sum because I am not some poor faggot.

>>16854413
>Hungary
>21
>Peugeot 206 1.4 HDI
>200 USD a year
I'm going cheapcore mates.

>>16855215
>needs to get a loan of 6.5k
>isn't a poor faggot

>>16855215
Lol you're a poor faggot for not being able to afford full comp on a 99 boxster

>>16855258
Are you talking about yourself? I've never taken out any loans apart from my mortgage.

>>16855265
No, you're a retard AND a poor faggot for thinking you need full comp on any car. Truly an option only for the financially illiterate. LOL.

>>16855088
Farkin oath cunt!
But seriously you change the oil injection and apex seals for something a bit harder and also bridge port it you'll be right as rain mate.

>>16855274
That's cause I'm not that poor that I can drop a few G annually and on insurance and not care. Bragging bout not being poor when you buy a 10k car lel

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>$183 AUD per month
>1999 R34
>18 years old

I'm thinking of cancelling my insurance, but I bet that as soon as I do, I'm either going to fuck up really badly or some fuckwit is going to crash into me and I'm the one who gets fucked over in fees.

>>16855281
Is that the only problem area on the car?

>>16854998
Anon what the fuck. Who are you with that gets you insurance for $400 a month if your parents drive it once a month?

>>16855299
On my one specifically, yes in general no. Main problem with rotaries is the fuckheads who drive them and don't know how to look after them.

>>16855215
>I paid in one yearly lump sum because I am not some poor faggot.
paying lump sum that saves you nothing
lol why?

If something happens to the car you don't get that money back. You're literally throwing money away and probably can't budget

>>16854888
>130€
per month, right?

$4900 a year, 410 a month.

>2013 Dodge Charger full coverage
>2004 GMC Canyon minimum coverage
>1990 Ford F150 minimum coverage

Wheel fell off my truck the other day and totalled a car, so it'll be going up.

>>16854998
>>16855602

And I thought I was an insurance cuck.

>USA
>18
>2014 BMW 428i xDrive
>2.0 Turbocharged I4
Here's the kicker
>$300 a month, no tickets, accidents, DUI's, etc

Im buying a 2017 GTR later this year. Can't wait to see what the insurance will cost on it.

>>16855640
Daddies money, or are you some genius entrepreneur or something?

>>16855669
>need to be rich to buy a GTR

Anybody who isn't a complete fuck up can get a loan.

>>16855674
A 100k loan at 18?

I don't know, but I just graduated grade 12 a year prior when I was 18 and was starting university. Maybe banks are more willing to hand out loans in the US, but there's no way any bank would give me that kind of money at 18.

>>16855711
Oh shit I totally missed that.

Yeah it's definitely daddy's money. That, or he's lying on an anonymous image board.

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>1989 Honda Accord 2.0L
>20yo
>Toronto
>G2
Three hundred and fucking seventy a month
Fuck.

>>16855717
>Lying on an anonymous image board

But who would do such a thing?

>>16854413
USA
24
03 Jeep Wrangler
Full coverage, $59/month

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>>16855640
>waaaaaaa insurance is le expensive for me even though daddy is paying for it waaaaaaaaaaa

remove yourself from the gene pool you degenerate

Volvo s80 T6 1999

18 y/o
306$ /year bleh

>>16855640
>18
>I'm buying a 2017 GTR
>I'M

Your dad is buying a 2017 GTR later this year*. i dont have a problem with rich kids, my girlfriend drives a 2017 g wagon her dad bought for her. but dont try to act like its yours or YOU bought it lol. i dont care if you 'earned it' by getting into harvard or some shit.

>>16855202
Goes down to around that next time I pay, had my license less than a year.

Feels dumb since I could have not driven at all for a year after passing and have the reduced cost.

Also i live in a high crime area.

>>16855925
have you tried sticking other people on your licence? when i add my mum/nan on quotes go down by like half. other shit as well like havin someone else own the car but my name on the policy, saying i drive the car in peak times etc all put the costs down quite a bit. its just little shit, but it saves a decent amount

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>>16855833
>>16855735
>>16855669
>>16855717
>>16855730
No it's not daddies money. My dad is pretty poor and we don't really talk. Putting it simply, I sell shit on eBay. Not going to give a life story or specifics.

Of course, the majority of you will think that this picture is altered but this is a genuine screenshot. Keep in mind this is sales, not profit. I'll admit there was a fair bit of luck involved but I was not born into wealth.

Here's the best part, I dropped out of highschool in Sophmore year. Didn't even get a GED.

>>16855733
If you wreck a Jeep while offroading is it covered by your insurance?

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>>16854413
>Insurance cost
£1500 annually

>Car
Citroen C2

>Year
2004

>Engine
1.1 I4 (All the power of four harnessed children)

>Age
23

>Location
Yorkshire, England.

I've been driving for a few years now but I did have a crash last year. It was my fault, whoops. Before that, it was £1100 annually.

>>16856455
What do you expect with that big bore monster? It must pollute an insane amount!! 900cc is more than anyone needs!

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>Best Coast
>22
>2015 Mustang GT 5.0 V8
>A little bit less than $170 a month full cover
I feel like I'm being ripped off

>>16854413
>Czech Republic
>25
>first car on my name

Toyota MR2
1986
12500 km/y
5200 Krowns (around $206/192€) annualy

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>>16855290
Dude me and you both. I sort of regret buying mine

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>>16857158
HOW LE FUKAKKE YOU AFFORD DAT?

22yo wit a Muttang GT, but it looks like you live in the hood.

How do I into GT?

>>16858470
>gayward
he does

>>16854546
o shit i think i've seen you about, are you north-perth?

24 year old male living in Florida, driving an '89 Bronco 5.0L. I pay just over $70/mo for state minimum insurance. That's $10k in personal injury protection and $10k in property damage liability. I have 1 violation for speeding (19 over) just over 3 years ago, followed by a suspension for not paying that ticket in time. (1 day late. Kill me, basically) And another suspension about a year ago now for letting my insurance policy to lapse. Got that squared away a day late too.

>Canada
>Ontario
>Mississauga
>07 mazda 3 hatch
>$202.5 a month

The funniest part is that is a great deal for it being my first car and first time i have ever been insured plus i only have my G2 license.

>USA
>22
>Insured with same company since 2011
>Nothing on record

Ford Focus
2017
2 L
10,000 miles per year
Full coverage
$140

>>16858525
Nope, in Shelley area but I have been north of the river a good number of times the last 2 months.

>>16858327
Damn that's a nice colour anon

>>16855147
Do it kunt.

>>16854413
>US
>idk I have like 3 other trucks on the policy and pay $85 a month
>Truck
>03
>V8 modur
>Ram
>Age of 22

>>16858640
how the fuck do you do it
i drive a literal box and pay 370
is it just because mississauga?

>California
>28
>2007 Jaguar XJR (supercharged V8)
>$337.76/year or $28.15/month

Was talking to a coworker who thought my insurance payment was low compared to his, took a while for us to realize he was talking monthly and I was talking every six months. $100k/$300k/$100k coverage with one of the major companies that does annoying commercials.

>>16858640
also 905, im looking to pay $311/month for my first car. where can I get your insurance?

How much car insurance do you pay? What car you drive? Year, engine, modell of the car. How old are you?

>Finland
>19
>about 1000€ a year
>W220 E-Class
>literally the shittiest E 220D I found (the insurance for a year costs more than the car and the diesel tax I pay combined)

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>>16859636
>W220 E-Class

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>>16858470
I make like 45k as a commercial driver. Live with mummy and daddy in Commiefornia so living expense is not too bad. Bought the car used at 8k miles for 28 grand. It's the Premium package too. Depreciation is a helluva drug. And my neighborhood is not too bad. Lots of white blue-collar families around me.

>>16859655
Reliable and comfortable. A lot of rust and for the price I paid for a white Merc all of the body panes have a bit of rust. And it's painfully slow.

>>16859655
>>16859636
Oh yeah it's 6am here, I mean W210 of course.

>>16854413

I'm in Canada so the dollar amounts are in leafbucks.

>$1100/year on a 2006 Tacoma
>$450/year on a 1970 Chevelle with antique plates and 30k insurance

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>>16859675
>Bought a car for more than 33% of his annual net salary after tax

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>>16859758
>what are savings
Having a good credit score helps too.

>USA
>24
>Fiesta ST
>full coverage
>~$1100/year
will shop around when I hit 25

2016 WRX Limited
$110 US per month
32

>>16859562
>>16859460

I know your pain guys, when i was shopping around people wanted bare minimum like 280-300+. I went through my dads statefarm agent, pretty sure its bare fucking minimum insurance for my shitbox. Don't really know how i got it desu, could maybe reach you the agent maybe.

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>Brazil
>23
>'87 Passat LSE (aka Passat Iraqi)
>none
It's impossible to have insurance with old cars (not *classic* yet).

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>>16858640
just to see, got a quote for a 16k 2010 mazda 3

>22
>Fiesta ST
>A FUCKING LEAF
>175 maple coins per month

Meh

>>16859987

Fuck you, don't trigger me and post that.

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>Insurance
£800/yr

>Car
Mercedes-Benz E250 AMG Sport

>Year
2010

>Engine
2.1L I4 Twin Turbo

>Age
25

>Location
Northern Ireland, UK

Never had an accident and been driving since 17, yet insurance went up after turning 25 because of increased tax...

>>16859831
We used to call them "Barazilies" in Iraq. I remember those cars so well.

>>16859796
lawl. I have savings but I'm not going to blow it on a depreciating asset like a car, that's dumb. Better off saving up for a house deposit. Housing investment performs about twice as good as the stock market where I live.

>>16854413
2016 Kia Forte5 SX TGDI

$318/mo

I'm 19, with positive points on my license

>>16854413
>USA
>22
>insured with the company for 2 years
>2010 Ford Mustang GT
>pay $305 a month
Someone kill me please

>>16860285
Jesus christ why. Speeding tickets?

>>16854413
2005 Subaru Legacy 2.5i Wagon
$100
27

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Almost 35 years old, 2003 911 Turbo, $882/month.

Also have two bikes (not included in $882).

>>16860636
I meant $882/year.

2011 Corvette at $110 a month, full coverage. I'm 33 with a pristine driving record.

Don't have the car anymore (because it bankrupt me), but when I did.

>2000GBP a year
>Audi A4 2.5TDI Quattro
>19

Monthly payments were 170GBP, lel.

1984 fiero
$40 usd per month
18

car and insurance is in my 58 year old fathers name, who recently had 2 accidents.

19
2017 WRX

fucking $306 a month

worth

>>16862868
How much did your parents for it? Graduation present, right?

>>16862868
do you vape 3nic or 6?

>25
>2003 Mini Cooper S
>one accident; was spun out in the rain by a van that damaged everything underneath and totaled my Jetta
>$140 monthly
>full coverage with 500 deductibles

Just lowered my gfs insurance from 300 monthly limited to 210 full by switching from esurance

God I hate that company

>>16854413
2003 Impala
Supercharged LZ4
19
140/mo - liability only
Geico

I hate Connecticut. All my friends that live in other states pay way less than I do.

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>1986 Nissan Hardbody, 2.4L I4, "storage".
>1987 Nissan Pathfinder, 3.0L V6. Liability only.
>2006 Civic Si, 2.0L. Full coverage.

I'm 20. I pay $270/mo s, the bulk of which is for the Si. When I just had the Si it was like $235, and just about half of that premium is for collision.
It's fucking retarded, and as soon as I pay off the Si, I'm going to drop collision which will make my total insurance $175/mo.

>>16862908
>esurance

I have them too. I thought they were a little high but honestly esurance is so easy and convenient to use that I never really worry about it.

>>16862883
A brand new WRX is only ~$30k. With a $10k down payment, 3% interest, 5 year loan, the payments would only be ~$5,000 annually. How poor are you to think that this is so outlandish for a 19 year old?

>>16862899
25mg. Anything less is for baby men.

>>16862989
>$10k down payment
Where does this come from? Saving every cent you earned since you started working at 16?

>3% interest
Cosigning with dad, I see

>5 year loan
You're not even 20 and already committed to 5 years / $20k of debt, these payments are on top of either going to school, or are killing your saving/investing capability if you're jumping straight into work (i.e. trade/military).

I think the question is, how poor are you that you think it is at all acceptable to go into massive debt to drive a new car at 19 years old?

>>16854413
$680/6 months
Fiesta ST 2015
24 yrs old

Apparently insurance costs drop dramatically once you turn 25.

30 yo male
South carolina
Have home insurance on same policy so that helps on the price a bit.

2008.5 Mazdaspeed 3 gt
110k miles
Full coverage
74/month

Fully built 2003 350z
74k car
5k motor
Full coverage, extra coverage on motor
Less than 5,000 miles a year driven condition.
82/month

>>16863101
>Apparently insurance costs drop dramatically once you turn 25

Nah man both me an the god are 26/27 and we still pay out the ass as if we were 19.

Clean records too.

>>16863147
I know it depends a lot on where you live too.

>23
>2012 Fit Sport
>full coverage
>$600 / 6 months

But I also have like $300 in deductions because my multi-policy, good driver, and good student discounts.

25
2015 slowvic Si

>Full coverage
>222 a month

>>16863225
glad to see rice is still being taxed

>>16863233
Neglected to mention that I have an """"at fault"""" accident because some dude decided to stop in the middle of the intersection while green

I'm also a filthy leaf living in a province where car insurance is unreasonably high

>>16863255
>leafbuks

Oh well that explains it

>poortugal
>21
>2001 VW Lupo 1.4 tdi with a whopping 75hp
>150€/yr bare minimum

>>16855724
>89' accord? Just bought one yesterday

>USA
>21
BMW e90 328i is $140 per month and my shitbox 95 Impreza L is only $22 per month.

>>16863652
Also that's the CA state minimum coverage.

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>NZ
>1997 Nissan skyline GTS25T Type M
>modified (300KW)
>be 34
>NZ$31 per month (USD 21.70)
>love being old and people thing im responsible

This is fucking bullshit, everyone here is paying like 2 of my monthly payments for a year of coverage. Fuck Canada, fuck the GTA and fuck insurance companies. How can they get away with this. I pay 202 dollars a month and i was blessed with getting that low of a payment.

>>16863704
I don't know how people justify $200+ per month on insurance

>>16863748

Because you literally have to if you want to get to work and go anywhere. Public transit is an absolute joke. People pay way more than 200 a month here, theirs people with DUIs, accidents or just happen to live in a bad area. Spending 350-600 a month on insurance.

>>16863787
I wonder why the prices are so inflated, how much liability cover? is Insurance required like the U.S>?

>>16863074
Not that guy, but holy shit the salt in this post is unreal. Some people are just born into families with more money, and that isn't a bad thing. Fuck off poorfag.

>Cosigning with dad, I see
It doesn't take much to get a sub-3% interest rate if you aren't a moron. I got my first CC at 22 (no cosigner), paid it off in full every month for a year and a half, and my credit score was in the mid 700s. Started shopping around for car loans and the best offer I got was $30k at 1.5%.

>You're not even 20 and already committed to 5 years / $20k of debt, these payments are on top of either going to school, or are killing your saving/investing capability if you're jumping straight into work (i.e. trade/military).

Some people are smarter, better at what they do, and make more money than you. And if he isn't, why does it matter to you how he spends his own money? It's not like it hurts you if his car gets repo'd.

Your post in a nutshell:
>I'm a salty, stupid fuck because other people can spend more money on things that they enjoy than I can.

>>16863837

Because Canadians are cucks and pay whatever prices they have to. We love monopolies and getting fucked on everything. Secondly their is a shitload of accidents involving poo in loos and retards in general. Yes insurance is mandatory, the lowest coverage you can get is a 200 thousand dollar policy, in the US their are stats which its like 20 grand or something retarded. Most people have higher than that, with like 500k and up in third party coverage. Plus i am sure that their are more benefits in our basic plans than in American ones.

Still, it's bullshit.

>>16860636
>>16860642
I almost cried for you

>>16863854
No salt involved, just kind of astonished that he would call someone "poor" for not financing a new car at 19.

You got your loan at 23.5 years old, after 1.5 years of credit building. A 19 year is is probably not going to have much credit, if any, and is not likely to have a stable income source. A bank isn't going to like that at all, so to get that decent rate, you'd need someone with established credit and income to back your loan.

>Some people are smarter, better at what they do, and make more money than you.
That's right, the 19 year old is a captain of industry and is going to be making big money right out of high school, so much that a 30k car is barely worth a consideration. The reality is that he's probably going to be going to school, or earning an ok wage as a tradesman apprentice/military. Going into debt right out the gate is simply a poor decision.

>And if he isn't, why does it matter to you how he spends his own money? It's not like it hurts you if his car gets repo'd.
I'm allowed to call out a poor decision. Maybe someone in a similar position would re-think taking out a loan. It does hurt me, since high levels of consumer debt (on a depreciating asset nonetheless) are overall bad for the economy.

If his parents bought it for him, none of this applies. It's a really nice gift. The problem is when people (like you) equate the ability to make payments with being able to actually afford something.
I'm going to go out on a limb and say that you probably did something similar, and my previous post struck a nerve.

>>16863074
>Saving every cent you earned since you started working at 16 to have $10k
You can make $10k working as a cashier in less than 6 months. When I was 17 I had almost $40k saved because I had a job and a side hustle.

>3% interest
If you get a secured credit card, obtainable for any 18 year old with a $300 deposit, you can easily have a credit score of 700+ after a year if you don;t fuck it up, which gets you the low promotional interest rates. My score is 720, last loan had an interest rate of 1.9%.

>5 year loan
Yes, at $5k a year. Literally $13 a day.

>How poor am I
I usually make ~$2,000 a week, $3,000 on a good week. Wealthy by most standards.

>>16855480
yes yes, back home it would cost 600-800 per year (half), but alas the austrians are proto-mountain-jews

>>16864316
>You can make $10k working as a cashier in less than 6 months

Let's say you're working 24 hours a week, which is probably the comfortable limit for a high school student.
You'd need to make 16 dollars an hour (not accounting for taxes) to make 10k in 6 months. No cashier position pays that much.
Even if you had no life and did 75 hour weeks (40 at school, 30 at work), that's 13 dollars an hour, again not counting taxes.

Did you just not go to school, or sell drugs on the side?

>Yes, at $5k a year.
That's 5k every year that's not being invested for retirement/home purchase, and will set you back that much farther.

>>16864654
>Saving for retirement
Now this is cuckoldry. Plenty of people will never even live to be old enough to retire. You're better off just enjoying the money. Spend that shit.

But if you do think you'll live for a long time you should be using your money to create passive / semi-passive income that can be compounded, or buying assets. Otherwise, that money is going to waste. Fiat currency is no place to amass your wealth.

And I did two years of highschool, also a waste. I can't imagine how much farther I'd be right now if I dropped out in freshman year. Did not sell drugs, sold other things which are legal.

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Honda Civic Type R
2008
2.0 litre
It was about £700/£800 for the year.
25 years old.

2014 ford fiesta st
$355 a month
i have a few points

>>16864166

>A 19 year is is probably not going to have much credit, if any.

It's incredibly easy to get a CC at 18, and if you treat it like a debit card it's easy to use it responsibly.

>the 19 year old is a captain of industry and is going to be making big money right out of high school

That's not my point, the point is that that's not impossible and that you know absolutely nothing about him other than his age and what car loan he has.

>I'm allowed to call out a poor decision.

Sure you are, and I'm allowed to call you a moron because it's not your problem.

>It does hurt me, since high levels of consumer debt (on a depreciating asset nonetheless) are overall bad for the economy.

If you seriously think you calling somebody out for something you view as a bad decision on 4chan will influence any appreciable number of people, you are incredibly deluded.

>I'm going to go out on a limb and say that you probably did something similar, and my previous post struck a nerve.

I make 6 figures in a fairly cheap area. My biggest concern with the car payment is how early I want to pay off the car vs. how much extra money I save every month. Nice try though. :^)

>>16855231
nice mate
I've got a Twingo and pay 400 a year, but I'm only 19 and I live in Budapest

>>16864731
I have a 90% chance of living to 70 years old, and a 80% chance of making it to 80 years old. That's just from the actuary table of "male, 20-24, doesn't smoke". My grandparents are still alive, with my grandfather at 85 and my grandmother

If the odds are that I'm going to live until 80, and likely beyond, I'd rather not spend those last 20 years still fucking working in my old age. If from the time you're 20 you invest 10% annually (not counting employer match), you can have a comfortable retirement. Worth it, if only for the peace of mind. Employer matching and social security will only make your retirement even cozier.

>>16865142
>it's not your problem
>oh it is a problem but you talking about it won't change anything

Damn. I suggest that someone isn't "poor" for not financing a 30k car at 19, and manage to trigger multiple people.
I guess /o/ isn't very debt adverse.

2016 silverado regular cab

$550 per 6 months

>USA
>24
>1990 Corvette 5.7 L98
>$54 a month
It's got 118,000 miles, but my rate is pretty damn low. My Saab was about $78 a month, but it was a 2005.

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BC, Canada
24
2016 F150
$165/month

>>16863622
did you?

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>USA
>19
>2008 Volvo C30
>$260 a month

>>16865055
I have 3 points and a no fault accident.
$126 a month.

>>16854588
>>16854672
>>16856455
>>16860035

Well I don't feel quite so bad..

>UK
>30
>2016 VW Caddy
>2.0 tdi
>£600 / year

Compared to my last econobox the rate jamp up due to car value more than anything else.

>>16854413
Just did my renewal this morning actually.
>UK
>24
>E46 330i sport
>£330 for the year
Licence since 17, 6 years no claims bonus

>>16856388
Roleplaying faggot

Uk
21 (1 year ncb)
Mx5 Mk2 1.8 (all mods declared)
£750 fully comp
You need to get more quotes and barter lads these prices are a joke

Finland, 23, 2003 Mercedes-Benz E200, 360 euros per year, mandatory insurance + fire, theft, vandalism, animal etc.

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2011 Fit 'sport'
1.5l i4
19 y/o
FUCKING $250 BURGER BUX PER MONTH.

>UK
>2011 VW Scirocco 2.0 tsi
>24
>2 years no claims bonus
>£530 a year fully comprehensive with breakdown and legal cover
you guys need to move out out of whatever shitty cities your living in lads

Also my current bike is a bit more, but before I changed the bike on the policy from my old ER-6f I paid under £130 this year.

>>16870829
Fucking LOL.
Oversized tyres with stupid offset, hood popped to see hectic mods(read; no hectic mods).
Fucking KYS.

>>16870803

Who are you insured with?
I'm 23, 3yr NCB, and cheapest quote was Admiral for a MX-5 (£600)

2017 Mustang Ecoboost
USA
$92/mo. full coverage, 23 years old

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>>16870923
Tires have since been fixed, she's my track bitch, surprisingly quite good.

>>16860636
>>16860642
shit man you had me scared for a moment

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>>16854413
>US
>22
>$110-118 a month for full coverage
>2002 Corvette

>'05 Audi TT 8N
>Oldfag
>Comprehensive, low deductibles, roadside wGeico
>$93/mo

>>16854413
60
washington state
07 HHR LT
2.2
12000 miles per year
58 dollars month @ full coverage

>>16873471
I smell bs on this one... sorry no 22 yr old get full coverage on a vette for 110 bucks.

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>>16854757
they know you'll be too busy having gay sex with other miata owners to crash it

>>16854413
>£1300 per year
>UK
>1.4 VW Lupo
>2000
>19

>>16854413
Texas
21
Acura Integra GSR
118/month
Single speeding ticket (85 in 45)
One shared fault accident in my dads truck (both lady and I were feeling lazy and decided to back out without looking, promptly bumped beds
Literally no damage but she wanted to report it anyway so meh

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>>16854413
>$60/month (no protection for my own car)
>1985 Toyota MR2
>1.6L 4age
>Non-ttop
>20yo

Also note that my car is registered as Antique and therefore never needs another inspection or emissions test.
I'm also only supposed to drive it 2000 miles a year and once a week max, but no one ever checks and most cops don't know the once a week thing so...
I'm also still in my parents insurance, so we have four cars total with three drivers so insurance is cheap for the MR2 since it's a 4th car that's supposedly never driven.
>I drive it almost every day
>Devilish

>>16865142
I'm not the dude you're arguing with, but why don't you buy your cars outright if you make 6 figures?

It cost more to finance no matter what

>>16874713
It's on his moms account.

30, live in Vancouver
Always the same company, because there is only ICBC in BC (hurrah monopoly)
14 years no accidents or tickets

2001 Subaru Legacy about $90/month (don't apply my roadstar discount because my gf drives it also)

2016 VW Golf about $80/month (roadstar applied)

>USA
>31
>A few traffic violations (4 in 3 years)

16 Jaguar F Type S AWD
16 Mustang GT

>380 monthly

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>USA
>23
>Perfect Record
>Been with same company for 5 years

850 every 6 months for 2016 Cumstain Ecobeast

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32
No accidents
In Kansas, had 1994 Mercury Cougar XR7 3.8L
Progressive for 8 years, pay 20 bucks a month for liability

Move to Oregon, Cougar died.
Got a 2000 Olds Intrigue 3.5L
Progressive jacks me up to $75 a month

Thanks, Progressive
You cocksuckers.

>22
>1k every 6 months
>2006 325i

>>16854413
No idea its roped in with 2 houses and a camper.

Moped with briggs.
86 chevy swuare body with bored big block.
74 olds limo with 455 rocket.
2003 honda shitbox 3.2jdm
2002 crown vic 4.7 v8
2000 blazer with 30 miles on new 4.3. Shoulda kist pit an ls in it....

>>16854413
2013 Scion tC
Standard 2.4L I4
21 years of age
$160 ish.

>>16856388
what do you sell

>2014
>2.0L
>BRZ
>25 Years Old
>234$ USD/month

>FOCUS ST
>23
>82. a month

Not sure why its so high no accidents, no tickets. Only used once when my car was hit in a parking lot and the door was so fucked I couldn't open it.

>>16854413
>Norway
>29

Husqvarna 701
2017
Liability, Legal aid, Accidents (death/disability), fire/theft

99$/mo

I thought I was an adult?

>>16854413
>2008 Dodge Charger SXT
>3.5l v6
>24
>$72/m

>Italy
>19

2002 Ford Focus
1.8L Endura-DI
160€ semestral, 26ish€ per month

Thank to Bersani's law I can get my ihnerit mother insurance premium class

>>16876522
I can ihnerit my mother's**
whopsie

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>Greece
>34

'02 Toyota MR2
liability, roadside, windshield - 34 euros/month

'04 KTM 640 LC4 Supermoto
liability, theft, roadside - 27 euros/month

Illinois, USA
32
Full Coverage on both ($131 total a month)
2016 Dodge Challenger SRT Hellcat ($88 a month)
2016 Jeep Wrangler Unlimited /w Rocky Ridge K2 Package ($43 a month)

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>California
>$78/month
>Infiniti
>2014
>VQ37VHR 328hp V6
>Q50 Premium
>28 years old

>>16876437
Lolololol wtf man. You got a few points on your record?

>>16875406
That's a lot for not a V8

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>USA
>18
>same company two years
>just a ticket for busted headlighthe, got it fixed and didn't have to pay it (just 10 dollar court fee)


2010 mercedes c300


$107

Pic related

>>16854757
Probably has a high rate of accidents/isured cars.

>>16874713
I have a 2yr old. Kids are wonderful coupons.

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>>16854413
>Arizona
>20
>1983 Toyota Cressida
>2.8l i6
>Fucking $118 a month
>Just for liability

>>16854532
how do you get a 350z in a ditch? i scratch my front bumper on the fucking parking lot stops